Basis of Monthly SSS Contribution

Updated May 10, 2018

What is the basis of SSS monthly contribution?

Magkano dapat ang Monthly SSS Contribution ko?

Depende sa Gross Salary mo for the month.

Two items lang ang hindi kasali sa Gross Salary for SSS computation: 13th-month pay and Christmas bonus

Ano ba ang Gross Salary?
Ang gross salary ay yong total salary mo for the month.

Wala pang na-deduct na tax o SSS, Pag-ibig and Philhealth contributions o HMO premiums.

Hindi naman daw sinabi sa SS Law na Gross Salary ang basis of SSS monthly contribution.
Yes, tama. Walang sinabing “gross salary” sa SS Law, pero gross salary rin ang pupuntahan ng sinabi ng SS Law at SSS Citizen’s Charter.

Ito yong relevant portion ng Social Security Law (Republic Act No. 8282):SEC. 18. Employee’s Contribution.  ? (a)… the employer shall deduct and withhold from such employee’s monthly salary, wage, compensation or earnings, the employee’s contribution in an amount corresponding to his salary, wage, compensation or earnings during the month in accordance with the following schedule: (schedule refers to the SSS Contribution Table)

Sa SSS Citizen’s Charter, sinabing Compensation means “ALL actual remuneration for employment, including COLA, pati cash value ng remuneration na hindi ibinigay in cash.

Here’s the list of items included sa Compensation:

Compensation shall include the following:

  •  Salaries and wages
  •  Overtime Pay
  •  Bonuses (except Christmas Bonus)
  •  Payment for direct labor or indirect labor
  •  Maternity Leave Pay
  •  Sick Leave Pay
  •  Vacation Leave Pay
  •  Cost of Living Allowance (COLA)
  •  Emergency COLA
  •  Transportation Allowance
  •  Board and Lodging Allowance
  •  Cash Value of Living Expense
  •  Superintendence Pay
  •  Commission Expense
  •  Workers Compensation Benefit
  •  Tuition Fee and School Fee Benefits
  •  Cash value of any remuneration paid through any non-cash medium
  •  Commission Advances and Allowances
  •  Salaries Earned While on Board a Foreign Vessel
  •  Share in the Catch Project
  •  Other types of compensation paid as remuneration for employment

CompensationAll actual remuneration for employment, including the mandated cost of
living allowance, as well as the cash value of any remuneration paid in any medium other
than cash except that part of the remuneration received during the month in excess of the
maximum salary credit as provided under Section 18 of the SS Law.

 

Kung magtanong ka sa SSS officer, sasabihin sa iyo na ang monthly SSS contribution ay based on Gross Salary.

Yang list above, itinuturo sa mga Seminars conducted by SSS for company HR and accounting officers.

Anong item lang ang hindi kasali sa list?
Christmas bonus
In addition sa Christmas bonus na exclusion, excluded din ang 13th-month pay, as ordered by the DOLE.

Saan makikita na excluded ang 13th-Month Pay sa Actual Monthly Salary used as Basis for SSS monthly Contribution?

Makikita sa 2 guidelines:

1. Page 42 of the Handbook on Workers’ Statutory Monetary Benefits, 2016 edition, published by the Bureau of Working Conditions, Department of Labor and Employment (DOLE):I. Non-inclusion in Regular Wage
The thirteenth-month pay is not part of the regular wage of employees for purposes of determining overtime and premium payments, fringe benefits, contributions to the State Insurance Fund, Social Security
System, National Health Insurance Program, and private retirement plans.
2. Section 6 of the Rules and Regulation Implementing Presidential Decree No. 851 or 13th-Month Pay Law:
Section 6. Special feature of benefit
The benefits granted under this issuance shall not be credited as part of the regular wage of the employees for purposes of determining overtime and premium pay, fringe benefits, as well as premium contributions to the State Insurance Fund, social security, medicare and private welfare and retirement plans.

Paano ko ma-compute kung magkano ang SSS contribution ko for the month?

Gagamit ka ng latest SSS Contribution Table

Sa table, makikita mo ang Range of Compensation at EE.
EE means EMPLOYEE contribution.

Tingnan mo lang kung nasaang range yong gross salary mo at tingnan mo yong katapat na EE.

Ilang beses dapat mag-deduct ang Employer ng SSS contribution sa isang month kung 15th and 30th ang payroll?

Puedeng one time or two times. Diskarte na ng Employer o yong accountant or HR, basta ultimately, masusunod yong total EE contribution sa SSS Contribution Table.

For some employers, sa 30th na nagde-deduct kasi by the 30th or 31st, alam na yong actual o correct gross salary for the month.

Yong iba, dahil nahihirapan ang employee kapag malaki ang deduction every 30th or 31st, nagde-deduct every 15th and 30th. Sa 15th, estimate lang muna ang amount ng SSS deduction. Puedeng based sa one-half ng basic monthly salary. Then sa 30th, ico-compute na yong correct SSS contribution for the month, at ide-deduct na lang yong nabawas noong 15th.

149 Comments

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  1. Hi Jane, puede pang remedyuhan ang mga nahulog mo as voluntary. Mag-submit ka ng document proving na meron kang source of income since the time na nagbayad ka as voluntary. Example: business permit or sales commission receipts or barangay cert. Kasabay na i-submit mo ang application mo as self-employed member. Mag-submit ka na rin ng letter asking SSS to post your voluntary contributions as self-employed contributions (include dates of payment, receipt nos., amounts). Kung halimbawa lang, i-reject ng SSS na i-post itong mga past contributions mo as voluntary, mag-submit ka ng request na i-refund na lang nila sa iyo ang mga payments mo as voluntary.

  2. Hi maam pede q po ba malaman if anu po ang dapat kong gawin kase po nagkamali po aq ng paraan ng paghulog dapat po daw se muna bago aq ng hulog ng voluntary..paano po un naunang hulog q balewala na po ba yun? At anu po dapat q gawin para po maayus na po ung sss q…salamat poh

  3. Good morning po!

    Mam ask ko lang po, may makukuha ba yung member na nasa 15 months contribution lang ngayong nasa 60+ na sya?

    Salamat po.

  4. Hi MISS NORA PANU PO IF NAGKULANG BAYAD MO SA SSS NG COMPANY NYO ANU PO GAGAWIN?

    THANKS PO AND TXTBK

  5. Hi MA’AM
    PANO PO IF NAGKAMALI KA NG PAYMENT? OR NAGKULANG YUNG BAYAD MO SA SA SSS NG COMPANY NYO?

    thanks,

  6. tama ba na ang employer computation ang masusunod para sa matatanggap mong maternity claim.tulqd ng ng isang myembro employer computation nya sa maternity claim nya ay 22k pero sa sss ay 33k at ang ini iisue ng sss ay 22k at naka note na “reduction cause:employer compution was lower than sss computation” tama bang 22k lang ang dapat nyang matanggap samantalang ang sss na mismo ang my computation na 33k ayon sa contribution na naihulog ng myembro?

  7. Hi Loise, hindi literally sinabi na “gross salary,” pero pupunta rin sa “gross salary” ang meaning. Sa SSS law, sinabi “employee’s contribution in an amount corresponding to his salary, wage, compensation or earnings during the month in accordance with the schedule” (schedule meaning table of SSS contributions). Then sa SSS Citizen’s charter, na-define yong “compensation” na “all actual remuneration” — it includes
    salaries and wages, overtime pay, bonuses, sick leave with pay, vacation leave with pay, cola, transportation allowance, etc. Ang exception lang yong Christmas bonus.

  8. Hi Ms. Nora, May guidelines po ba na nagsasabi na sa Gross ng Salary dapat mag based ang SSS Contribution?

  9. Hi nitz, hindi sa number of working days. Depende sa gross salary for the month. Yong gross salary mo for the month, hanapin mo sa salary credit ng SSS table kung saang range siya tumatama. Dahil usually twice a month ang payroll, depende na sa employer/accountant kung anong technique ang gagawin (puedeng every payroll ang deduction, puedeng once a month), pero ang suma is depende sa total monthly gross salary.

  10. gud pm ma’am ask ko lng po regarding sa employee contribution.nag dedepende po sa number of working days ng isang employee ang kaltas ng contribution?

  11. Hi maryjoy, I researched online about employer-employee relationship in the case of agents on commission (insurance agents, real estate agents, etc) at iba-iba ang result. Merong 2 cases ng insurance agents na declared na hindi employees. Alam din natin na karamihan ng real estate agents ay hindi employees. Depende sa case. DOLE and the courts use a 4-element-test to see if there is an employer-employee relationship: 1. selection and engagement of the employee 2. payment of wages 3. power of dismissal and 4. the power to control the employee’s conduct (the most important element). Kausapin mo na lang ang employer mo na kuhanan ka ng SSS. Puede ka ring magpunta sa DOLE at magtanong about your situation; magtanong lang, hindi muna magreport/mag-complain. I hope you can share later on your experiences here

  12. Hi mam nora,
    regarding po sa commission basis mam,so no monthly salary,no payslip,per to pay po.question po employee employer relationship,obligado po ba c employer na kuhanan ng sss c employee mam lalo na kung matagal na sa trabaho?hope for your reply mam.thank you so much

  13. Hi Ma’am, is leave conversion part of the monthly salary credit for SSS? Thank you!

  14. Hi Belle, nag-contribute ka ba dati as employed or self-employed at naka-post ang contributions mo? Or hindi ka naging employed at nagsimula kang magbayad sa SSS as voluntary? Kung nag-start kang magbayad sa SSS as voluntary, sorry hindi valid yong mga payments mo. Ang remedyo is mag-register ka as self-employed. Bring your ID and proof of source of income (puedeng barangay certificate or sales commission receipts). Pag na-approve ng SSS yong form mo, you can start paying. Para ma-sure mo kung anong status mo sa SSS, visit SSS with your ID and verify your Date of Coverage. Kung wala kang Date of Coverage, hindi nga valid yong mga payments mo as voluntary. Magpa-advice ka na rin kung ano dapat gawin doon sa mga payments mo as voluntary.

  15. Hi Ms. Nora, question, what if Voluntary Member, need din po ba ng Contribution List para mapost ang Payment? nagtry po kasi ako magonline and wala po ang mga payment ko. Hoping for your response. Thank you very much!

  16. Hi Pablo, based sa actual na total salary mo per month. This means na pabago-bago rin ang amount ng contributions mo every month.

  17. Hi ma’am Nora,

    yung nature kasi ng trabaho ko eh nagbabago ng number of days working monthly. may buwan na kumpleto ang buwan ko, meron ding kalahati lang ang natatrabaho ko. Ayon sa table, pag buong buwan na nagtrabaho ako, na nasa 9500 range ako. may mga buwan na kailangan akong mag-absent at nasa 5000 range ako.

    Ano yung basis ng computation ng SSS contribution sa empleyadong katulad ko? Calculated ba ayon sa full month salary ko? O based sa actual?

  18. Hi Leevanie, did you pay as voluntary? Sorry hindi ina-allow ng SSS na as Voluntary ang una mong payment. Kung hindi ka pa Employed, mag-register ka muna as Self-Employed. Aaprubahan muna ng SSS bago ka magbigay ng first payment. Bring proof of source of income, kagaya ng barangay certificate kung ano ang pinagkakakitaan mo, or receipts of sales commissions. Here’s a guide to registration as Self-Employed.

  19. Leevanie Malificiar

    Hello po, ask ko Lang po regarding sa payment ko sa sss. Kaka start ko lng po mag open noong July Bali po from july- Sept lng po Yong nabayaran ko.. so. Bale Yong oct-january Hindi pa pa ako bayad.. so pwede po bang e continues ko Yong payment? Start October-january?.. off po ako. Yong kinuha ko Lang po na payment 550 peso per month.. please help me.. kng anong tamang gawin. Thanks!

  20. Hi Lady Ann, para accurate ang computation, I need your date of operation and your 6 highest contributions within the 12-month period prior to your semester of surgery. Pero alam mo, kung meron kang online account sa SSS, puede mong tingnan yong computation ng SSS, kung nag-file ka na ng claim at least a month ago. Pero kung 6 na 11,000 ang 6 highest monthly credits mo, ang benefit mo ay 28.600. 78 days ang binibigay sa ectopic pregnancy na merong operation.

  21. Hi Miss Nora.. pwede po pahelp, pano po icompute ang maternity benefit ko? My daily rate is Php380, Monthly rate is 11,000. ectopic preganacy operated.. monthly contribution ko po nasa 370 plus. pwede po makita kung oano nyo ssinolve..thanks & Godbless!

  22. Hi Ms Nora,

    If an employee did not report for work for the period, will there be a computed SSS contribution for the employee? Please confirm if the basis for SSS Contribution is the monthly salary credit less absences, undertime and tardiness? Or just the monthly salary credit? Please advise. Thanks.

  23. Hi Ms Nora,

    If an employee did not report for work for the period, will there be a computed SSS contribution for the employee? Please confirm if the basis for SSS Contribution is the monthly salary credit less absences, undertime and tardiness? Or just the monthly salary credit?

  24. Hi ma’am..bakit po ba ganon,nagsimula po ako ng work ng june 20,2015 up to present.about po sa remittance namin yung hanggang April 2017 lang po ang nareremitt ng companya sa amin at saka from MAY to NOVEMBER 2017.WALA pa nareremitt,tapos malapit na mag end ang contrata namin .jan.2018 end of contract…lagi kami tomatawag sa companya pero hindi sinasagot.need po advised ..thank you,,,and more power

  25. Hello po mam nora. Question lang po
    ang cutoff date po namin.

    11-25 1st cutoff 6,500
    26-10 2nd cutoff 6,700

    tanong ko lang po SSS deduction po paano po ako mag compute nang ipapasa ko sa SSS. kasi tumawid po siya ng buwan.

  26. Nora
    Paano and computation ng SSS benefit kung nagtrabaho ka Hindi lang sa isang kumpanya pero ang huling MSC ay P16,000.00? Kumpleto ang required SSS contrubution na 120 at remitted lahat ng empliyer ang share nya. Please advise thanks.

  27. hi, good evening
    ask ko lang regarding monthly salary credit…pano po kun changed from “employed” to “voluntary” ang isang contributor, he’s earning pero hindi fixed ang income….? does he need to fill up the “declaration of earnings of individual payor” sa contributions payment form ng sss?

  28. hi, good evening
    ask ko lang regarding monthly salary credit…pano po kun “voluntary” at hindi employed or self-employed ang isang contributor, he’s earning pero hindi fixed ang income….?

  29. If may ask po, for Security Guards, is the 5 Days Incentive, Clothing Allowance included in the Salary credit?

    Thank you

  30. Hi Ms. Nora,

    Just wanna ask, i have a friend na 13k ang basic monthly salary. But he is deducted every 15th and 30th of the month ng 181.70, meaning 364.4 every month.

    Which is very obvious na mali kasi ung napopost lng sa SSS nya is totalling 550. That is for 5,000 salary credit. What’s worse is they double that 181.70 from him.

    He should has a total contribution of 1,430 based on the SSS table, with 957.70 shouldered by his employer.

    What could be our remedy for this? Is it okay to raise this issue with their HR?

    Thank you so much.

  31. Mga Ma’am at Sir,

    Ask lang po ako. Nag check kasi yung friend ko ng sss contribution nya Online. Bakit mas malaki yung hulog dun na ipinapakita sa site compare sa total ng contribution base sa payslip. Salamat po sa mga sasagot.

  32. Hi Myrna, yes, they’re included. Only thing not included is Christmas bonus.

  33. Hi Ms. Nora, May i ask if Night differential pay and Five days incentive leave pay inlcuded in the computation of SSS MSC? Thabk you.

  34. Franklin Mercado

    Hi Ms. Nora, ask ko lang kung okay lang na fixed ang share ng employee & employer kahit na daily pay yung mga worker. Maraming salamat.

  35. I know there is an SSS memorandum or circular to the effect that the 13th Month Pay is not included in the computation for correct SSS MSC. Can you help me with the correct literature issued by the SSS to this effect?

    Salamat po!

  36. Hi Ronald, kanya-kanyang technique basta, the total of the two SSS deductions ay equal sa nasa SSS chart of contributions. In the case you cited, 11,200 ang actual total gross pay for the month, so 399.70 yong total SSS deduction. At tumama naman (227.1 + 172.60 = 399.70). Tama yang technique mo.
    May remedyo naman halimbawa lang walang income or very low income sa second cutoff at sumobra yong first SSS deduction for the month.

  37. Hi Ms.Nora ask ko lang pano gagawing computation pag halimbawang di fixed yung salary then every cut off nagkakalatas let’s say na :

    1st cut off : 6160
    2nd cut off : 5040

    para malaman kung maglano yung ikakaltas every cut off ganito po ba gagawin?

    1st cut off : Gross pay 6,160
    6160×2 = 12,320
    SSS EE contribution = 454.20
    1st cut off deduction = 454.20/2= 227.1

    2nd cut off : Gross pay 5,040
    5040 + 6160 = 11,200
    SSS EE contribution = 399.70
    2nd cut off deduction = 399.70-227.1= 172.60

    tama po ba? salamat po 🙂

  38. Hi Joe, yes, kung iba-iba o fluctuating ang monthly salary mo at yong corresponding SSS salary credit mo from month to month, iba-iba rin ang monthly contribution amount mo. Yes, kasama ang overtime pay sa computation. Yes, if your salary decreases significantly because of undertime, your contribution will also decrease. Check mo na lang yong chart of SSS monthly contributions.

  39. Hello Mrs Nora. mabuti at nakita ko tong page ninyu. Ang tanong ko po ang overtime ba kasam sa monthly basis ng SSS Contribution? Yung undertime ganoon din po ba? or magcompute na lang ng based on the accepted monthly salary. If tama, ibig sabihin mag-Fluctuate din ang Monthly Contribution ng SSS.
    Marami pong salamat in Advance

  40. I no longer have sick leave credit sa work so i cant apply sick leave anymore sa company. Thats why I was advised to apply sick leave sa SSS which was processed by our HR pra ma cover yung absences.

  41. Nagprocess lang ako ng sickness benefit kase yung ang suggestion ng supervisor ko. Didnt know na dapat din mag apply ng sick leave sa sss. Akala ko sickness benefit is same na yun.

    Ano bah ang process pra sa sick leave? Thank you Nora sa helpful infos. Nkakatulong ka.

  42. Hi meryeyn, pa-explain mo sa HR nio. Hindi naman company ang magbabayad ng SSS sickness leave benefit mo; SSS ang magbabayad. Company lang ang mag-advance, or sa bank account lang muna ng employer idedeposit yong sickness benefit, then yong company ibibigay sa employee. Na-file mo ba ito sa SSS through your employer? Baka sa company ka lang nag-file ng leave?

  43. Any idea if ano po ba ang next na hakbang if ag Teletech HR will not compensate me with the right amount.

    Can I go directly to DOLE for this? Or dadaan muna sa anong process?

  44. Nora thank you for the prompt reply. Naka receive po ako ng feedback sa HR ko na ang total compensation ko ay 1,440. malayo po sia sa amount ng calculation. lets say il remove my SAT SUN restdays sa 21 days na approved ng doctor. Malayo parin yung compensation amount na i reremit nila sakin. Iwas absent for more than 2 weeks restdays exclyded and thats due to sickness.

  45. Hi Mery, yes, tama yong computation mo kung 1,440 lahat yong 6 highest contributions mo within Oct 2015 to Sep 2016. Yes, 8,190 ang benefit mo if SSS will approve 21 days.
    Based sa SSS definition of compensation, dapat isinasama ang allowance sa pag-compute ng monthly SSS contribution.

  46. and additional nora. my monthly contribution is 1440.

  47. Im not sure if tama calculation ko but i hope you can help me. Im working in Teletech. Basic pay ko is 13k allowance is excluded. 13K×6=78K right. 78K÷180=433.33. 433.33×90%=390. my approved sick day by my doctor is 21days. so 390×21day=8,190.

    tama po ba calculation ko? I got sick and hospitalize feb23, 2017. I returned to work on March 15, 2017.

  48. Hi Nora. Please paki clarify. If my basic pay is 13k does it mean na 13k din yung monthly salary credit ko?

  49. Hi francis, lahat ng income as employee ay kasama sa basis ng SSS deduction. Ang monthly salary ng friend mo ay 16,000 or more, so ang monthly SSS contribution niya ay 1,760 (share niya as employee is 581.30 at ang employer share is 1,178.70). Ang advantage ng higher SSS contribution is higher ang salary loan or sickness benefit or maternity benefit. Higher din ang pension kapag ang last 60 monthly contributions ay nasa maximum

  50. His employer (Agency) deducts him more than 581 as his SSS Contribution monthly same with his Philhealth contribution. Is this correct?

    Sa computation ng employer nya, nag vavary ung monthly contribution ng friend ko pag lumalaki ung deminimis (profit sharing nya) + basic Pay. Dba, dapat based lang sa Basic Pay niya which is 491 per day, de minimis shouldn’t be included since minimum wages lang sya/ under agency sya.

    Thanks! Hope to hear you.

  51. Hi Ms Nora, meron akong kilala under agency, basic pay with Ecola nya per day is 491. Aside sa duty pay nya which is 491/day, meron siyang nkukuhang profit sharing sa company where he is currently working.

    Let assume: Basic Pay : 12,766/month (491 X 26)
    Plus (De Minimis: Profit Sharing): 5,000

    How much would be his monthly SSS/Philheatlh contribution as a contractual employee since under siya sa Agency? Does it include also the de minimis?

  52. Hi Judith, sorry hindi ako sure. I searched the Internet, wala akong makitang rule about it. Pero kung based sa SSS rule, ang excluded lang is Christmas bonus. Nakalagay sa rule: “All actual remuneration for employment, including the mandated cost of living allowance, as well as the cash value of any remuneration paid in any medium other than cash”. Doon sa list nila merong “cash value of living expense”. I’ll email you if I see something

  53. Hi Ms. Nora:
    Ask ko lang po if kasama ba ang De Minimis(Rice Allowance)sa Computation sa SSS Contribution. Thank you.

    Judith

  54. Hi Ms. Nora I just have a question. I am working as a Liason Officer of our company and I am responsible for all SSS, Philhealth and Pag-Ibig contributions and all paper works regarding these three agencies. In our companies case, we are not deducting our teachers about their contributions, late, absences and etc. as in no deductions at all plus they have a free meal. For every month we are remitting an amount for a total of 560 pesos at SSS for each employee. They all have the same contribution but their actual salary is different per employee. Are we violating here? Can you give me some advice how to correct this if this is not right.

    I will appreciate your help here. I need you reply as soon as possible. Thank you very much.

  55. Hi jennie, did you mean nag-pension kayo as minors for 9 years? At ngayon tumigil na, kasi older than 21 na kayo? If older than 21 na, titigil na nga yong pension nio, at wala nang iba pang benefit, maliban lang kung merong adjustment mula doon sa 1985-1989 unposted contributions. Did your deceased parent work in any year within 1985 to 1989? Kung nag-work noon, you can either wait for the adjustment, or you can go to SSS with your IDs and pension voucher and ask about your 1989-1989 adjustment.
    Yong question mo about total monthly salary credits and last 60 salary credits: Diyan nag-base ang SSS for computing your pension. Ang average salary credit ng parent mo ay 282k/60 = 4,700. Yang 4,700 ay gagamitin sa 2 pension formulas, at yong highest result, yon ang pension. If you like to see the computation: How to Compute SSS Pension.

  56. hi ask ko lng po ,nag pension po kmi ng 9 years,,may mkukuha p po b kmi death benifit po xa s sss,di kc ksal parents ko.. anu po b ibg svhin nito ..
    total mon salary credit : 495,175.00
    last 60 salary credit : 282,000.00
    2,240 po per month pension nmin. thx po

  57. hi ask ko lng,ano po b ibig svhin nito,
    total mo salary credit : 495,175.00
    last 60 salary credit : 282,000.00
    nag pension po kmi ng 9 years 2,240 monthly,may mkukuha p po b kmi s sss?
    tnx po.

  58. hi ma’am! ask ko lang po kasi napansin ko na sa mga nahulog na contributions ko eh parang hindi po kasama ang ec sa pinopost ng sss. example po ay ganito:
    er = 773.50
    ee = 381.50
    ec = 10.00
    total = 1165.00

    pero ang nakapost lang po kay sss ay 1155.00. hindi po ba talaga kasama ang ec sa hulog ng member? lahat po ng contributions ko mula 2008 hangang 2016 ay palaging kulang ng ec mapa 10.00 man o 30.00 ito ay palaging hindi kasama sa hulog ko na nakapost sa sss.

  59. Elsa G. Purificacion

    Hi Ms. Nora, What about di minimis benefits, are they included in determining monthly salary credit? thank you

  60. Hi Thess, if you’re an OFW, you can still pay for Jan to Sep 2016, up to Dec 2016. But if you’re not an OFW, you’re not allowed to pay for these months, as the payment deadlines for Jan to Sep have passed for local members. This month up to Dec 2016, any type of member can still pay for Oct to Dec. About decreasing payments: if you’re younger than 55, yes, you can decrease or increase to any amount in the table of contributions, but if you’re an OFW, your minimum contribution is 550 pesos.

  61. Hi, is it possible to decrease my monthly contribution from maximum to minimum contribution?
    Can i still pay month of January to December 2016 contribution?

  62. Hi Arah, yes, gross pay. Ang hindi lang kasama sa SSS contribution computation ay 13th month pay, Christmas bonus, separation pay.

  63. Hi Ms.Nora, ask ko lang po sana if Gross pay po ba ang tinutukoy ninyo sa monthly salary credit? Thank you po.

  64. Thank you so much 🙂

  65. Hi Belle, may bago kayang circular about the basis of contribution amount kaya sinabi ng accounting nio na “mandate ng SSS”? o cost-cutting strategy kaya? Wala naman akong nabasa na bagong circular. Wage din yong commission, di ba? Remuneration. Bayad sa effort. So kasama sa sahod, so dapat kasama sa basis of computation. Included ang commission sa basis ng contribution computation sa SSS Citizen’s Charter. See definition of Compensation, page viii. Ang alam ko na exceptions ay only these: Christmas bonus, 13th month pay, separation pay, retirement pay. Ask others too

  66. Sa company po kasi namin, yung mga commission based employees namin dati sinasama ang commission nila sa contributions nila, Then last 2014 inalis ni accounting namin yung commission nagbase sila sa base pay lang. Naapektuhan yung mga empleyado nung magloan sila imbes po na lumaki, lumiit po yung Loanable amount nila. Sabi naman po ni Accounting namin iyon daw po ang Mandate ni SSS. Hoping for your response please.

    Thank you very much

  67. Hello po, May I ask lang po what is the basis on contributions of a commision based employees? It it Gross + commission or Gross only?

  68. Hi Germaine, I have not seen it in a circular. It’s in the SSS Citizen’s Charter. It’s on Page viii, the definition of Compensation.

  69. Hi. Is there any downloadable circular that says that COLA is part of the compensation where the SSS Monthly Salary Credit?

    We need that for reference.

    Thank you in advance.

  70. Hi RIG, kung based sa salary, nasa maximum contribution ka na, meaning ang monthly SSS contribution mo ay 1,760 pesos. But because you’re an OFW, you can choose any amount, basta not lower than 550. This is the SSS table of contributions. Puede kang magbayad ng more than 1 month, so you can save on remittance fees. Kung 54 or older ka na, it’s wise that you pay na the maximum, 1760. But if you’re still young, you can choose any amount from 550. God bless din.

  71. Hello po ms nora.. I am an OFW po. May gross salary in a month is 28k minsa umaabot po ng 30 depende s overtime at holiday.. I just want to ask kung magkano po yung magiging monthly contribution ko s SSS. Thanks and godbless.

  72. Hi TEL, depende sa company mo. Unang-una, your company needs to make the correction of your contributions for the past year. If they decide to make the corrections, they might be required to explain the error because it’s been a year since. Usually ang errors, kino-correct the following quarter. Ask your HR or accounting dept why they’re not adding your allowance to your gross income — the SSS law says that the basis of SSS contributions is the gross income. After the correct contributions are posted, write a letter to SSS requesting a recomputation of your maternity benefit and an issuance of your adjustment. Include a xerox of your cheque and a copy of your previous and adjusted lists of SSS contributions.

  73. hello po ms. Nora, ask ko lang, ung employer ko kasi, dinededuct nila ung sss namin based sa sahod namin monthly, pero ung contributions ko sss eh nakafixed na 1250, under sa 12k salary, sa bpo kasi ako nagwowork, 12k basic salary namin, 4500k sa allowance.. bale 16500 monthly salary ko, nakuha ko na kasi ung maternity benefits ko, 24 k lang.. pwede pa bang mahabol un?

  74. ask ko lang po kung ksama yung SIL at night differential sa pagcompute ng monthly salary credit

  75. Salamat po Miss Nora. Follow up question lang po, sa ngayon po, mas pinipili ng mga therapist ang mas malaking take home pay kesa sa mabawasan pa ng mga deductions ng sss and pag ibig (subalit gusto rin nila na may contribution sila pero mas matimbang sa ngayon yun kanilang maiuuwing sahod). Ang amin pong problema ay nabigyan na kami ngwarning ng pag ibig na kelangan namin maghulog para sa aming mga therapist. Sinabihan din po nila kami na kelangan din namin bayaran ang SSS. May mga pagkakataon po ba na maaaring magbigay ng exemption ang sss? Sang ayon po kami na mas mabuti ng may maliit na pinagkakakitaan ang mga therapist namin kesa po sa wala. Dahil kahit maliit or minsan ay walang kita ang aming spa, tinitignan po namin itong isang malaking tulong sa mga taong gusto kumita sa malinis na paraan. Maraming salamat po.

  76. Hi Jeff, ang SSS law talaga ay nagsasabi na dapat lahat ng employers, ke small business or big business, ay i-report nila ang employees nila to SSS and remit contributions. At merong penalty ang mga hindi sumusunod, kung huhulihin. Pero I know na winawarningan o ini-educate muna before merong charges. Ang talagang worse at pangit na violation ay yong nagde-deduct ng contributions from employees’ salaries, tapos hindi naman nireremit sa SSS — ito ang tahasang deceit and fraud kasi naloloko ang employees.
    In your case, I understand your situation kasi nag-business din kami dati. Maraming small businesses like beauty parlors, sari-sari stores, small groceries, hi-speed sewing contractors, kainan, etc. na hindi nagbabayad ng employees’ SSS dahil nga hindi kakayanin. Kung hindi kakayaning magbayad ng SSS, sa aking opinion, ay okay lang sa akin, kasi sa aking opinion, mas okay nang meron business na merong pagkakakitaan ng few people, kesa wala. Pero siempre, my opinion does not matter in relation to the law. In the end, it is you who will decide.
    Kung hindi ka makatulog dahil sa issue ng SSS, at nakikiusap ang masahista na sana meron siyang SSS, at maganda ang work niya, consider mo siguro yong 3k to 5k na bracket. This is also a good way to attract masahistas and to be loyal to you. Before reporting an employee, you should first register as self-employed (single proprietor of a small business) and present your business permit. And you read up on how to file SSS reports and collections — merong software programs to download, and there are deadlines. Merong mga iba, they don’t like to do time-consuming paperwork, they ask their employees to apply as self-employed as freelance ___ using barangay certificates certifying their sources of income or livelihood (never mentioning any employer name), and then when approved by SSS, help them pay their SSS contributions. I hope I helped a bit.

  77. Hello po Ms Nora, kami po ay may ari ng maliit na massage spa. Ang aming pong masahista ay binibigyan namin ng allowance at commission sa bawat serbisyong nagagawa nila. Hindi po naghuhulog ng sss or pag ibig ang dating may ari ng spa na binenta sa amin. Ang mga kapwa naming may ari ng spa/massage ay hindi din naghuhulog para sa kanilang mga masahista. Wala po kaming terms of employment basta po yun mga gusto pumasok sa amin ay tinatanggap namin at tinetrain para magmassage. Required po ba kaming magbayad ng mga sss at pag ibig, kahit kami ay napakaliit na spa lamang? salamat po.

  78. Hi Allan, ang basis mo ay yong actual gross income — yong hindi pa nabawas yong philhealth at pag-ibig.

  79. Hi Mau, thank you for asking this question, as I was forced to find the law or regulation that says it’s exempted or included, and so I can add important info to my post above. 13th month pay is not included in the gross pay for the computation of SSS contribution, according to DOLE and a PD 851 revision (please see above post for complete references).

  80. Hi, Is 13th month pay part of basis for SSS premium deduction at san po tayo mkakakuha ng regulation para po dito if ever excluded…ty

  81. Hi Ms. Nora, sa computation po ba ng sss contribution is Net Pay ang basis? Yung nakabawas na din po yung philhealth and pag-ibig contribution?

  82. Hi Cheenee, nagtanong ka na sa mga kasama mo kung ganon din sa kanila? Nagtitipid yong employer nio, pero they’re violating the SSS law. Tanungin mo yong HR nio bakit ganon. Be ready also kung pag-initan ka nila, kasi ganyan naman ang mga employers that are not complying with the law. Make sure that as you ask questions, you’re doing your work well para wala silang makitang butas. It’s sad pero ganyan ang nangyayari. If possible, find another employer, kasi kung ganyan sila sa contributions, they won’t also comply with other benefits like SSS maternity benefit, etc. Pag magreport ka naman sa SSS, SSS requires ID, etc, so malalaman din ikaw ang nagreport. Of course, iba ang advice ko pag matagal ka nang employee and your years of contributions were not remitted to SSS. Pag ganito, kelangan na talagang ireklamo sa SSS kasi malaking pera na ang involved, and you need to get back your money or restore your benefits.

  83. Cheenee Katlene Dayrit

    Hi Mrs Nora, Yun nga po ang alam ko base sa deduction share ko tama po yung 490.50 kaya dapat po ang share ng company ay 994.50 so yung total amount po ng share na dapat nakapost sa online ko ay 1485.00. Kaso nung nakapost po sa online ko 880 lang kasama na dyan ang share ko na 490.50 means to say out of the bracket po ang hulog ng employer ko na 389.50 lang. Mas malaki pa ang share na binabayaran ko kesa sa company. Dapat po kasi 7.37% sa employer then sa employee 3.63 % lang tama po ba? Ano po tamang gawin? Salamat po

  84. Hi Cheenee, ang basis is the gross pay for the month. Ang total gross mo for the month is 13,428.86, so andon ka sa 13,500 salary-credit level. Ang employee share is 490.50 and employer share is 994.50. Tama naman yong na-deduct from you. Magkakaroon ng glaring error kapag 880 lang ang share ng employer, hindi mapo-post ng SSS, at alam ng HR yon, so siguro merong lang glitch. Ang 880 plus 490.50 is 1,370.50, which is wala sa table of SSS contributions. SSS will not be able to post this. Enroll in online SSS so you can track the posting of your contributions.

  85. Cheenee Katlene Dayrit

    Hi Mrs Nora, Ask ko lang po kung paano magcompute ng sss contribution sa EE at ER? Monthly basis po kasi ako pero every 13 at 28 po sahod ko. Bali minimum wage po ako at may allowance na 1536 every month. Gusto ko lang po malaman kasi yung tamang computation dahil dati po akong nagwork sa HR under compensation benefits then lumipat ako ng employer under HR din but Company Nurse naman ang position ko. At yan napo ngayon ang sahod ko sa ngayon. Bali sa month of August 2016 po cut off Aug.6 to 20, Gross pay ko ay 6,997.11 ( SSS contribution ko po 254.30) then cut off Aug.21 to Sept.5, 2016 gross pay ko 6,431.75.( SSS Contri. ko 236.20) Pagkakita ko sa hulog sa akin ng employer ko 880.00 lang po. Kaya nacurious ako kasi parang may mali po sa computation. Salamat po. Hintayin ko nalng po response. Thank you

  86. Hi conci, i-trace ninyo kung sino yong mga 2 subordinates and 3 employees during those months na walang naka-post. Pero sa totoo lang, ang liability ay nasa accounting head. Dapat kung ganong sistema ang inimplement niya, dapat mina-monitor niya. Siya dapat ang mag-investigate kung naremit at maghanap kung sino ang magbabayad kung hindi naremit. At saka bakit you’re made to pay as self-employed? Magkano ang binabayaran nio? Yong employee share lang? Ano sa palagay mo ang reason kung bakit you’re not paying as employees? Wala pa bang business permit or incorporation documents ang company nio kaya?

  87. Hi Ms. Nora, tanung ko lang po sino talaga may responsibility sa unposted SSS contributions?

    this is how the story goes, kasi po ung accounting head plus her two subordinates ang naghahandle sa payments for employees SSS, PAG-IBIG at PHILHEALTH Contributions.. pero employees under this private company applied their SSS as self-employed.

    ngayon para po di obvious inuutusan ng accounting head ung two subordinates nya at tatlo na empleyado nila,bawat empleyado may 10 empleyado silang babayan ung contributions.

    the three employees once they’re done in paying sss contribution of their co-employees they’ll remit agad ung o.r. dun sa isang subordinate na incharge sa mga o.r…

    Nang mag-verify ung isang emplayo kung nahuhulugan sya ng sss contributions quarterly, nag-appear na ung oct.nov.dec.2013 at jan.feb.mar.2014 ay hindi po na-post ung contributions nya. so lahat ng empleyado nagpa-verify ng sss contributions, ilan sa mga ito ganun din sa nag-appear sa naunang nagpa-verify po.. upon learning, ung isang subordinate na in-charge sa mga o.r. ng contributions sabi nya pinadala nya po ung o.r. sa isa pang subordinate.. kaya lang sabi nung isa wala pa siyang natatanggap na o.r.. napag-alaman na nawawala ung mga o.r.

    Ang tanung ko po, kasama po ba ung three employees na napag-utusan lang po na bayadan ung contributions ng co-employees nila sa kasong ito, kasama din po ba sila sa pagbabayad ng unposted contributions ng co-employees po nila?

  88. Hi Bobby, SIL is different from VL, but the employer has the right to count SIL as VL or SL. While private companies are required by law to grant SIL, they’re not required to grant VL and SL. This is also different from the sickness benefit granted by SSS to eligible members.

  89. Hello Nora, Is service incentive leave payment considered as VL? And is the 13th month pay excluded from the monthly salary credit? Thanks!

  90. Hi santi, I’ll email you a copy. Magpa-print ka na lang. Sa mga napuntahan kong SSS branches, wala along nakitang print out nito.

  91. Saan po tayo makakuha ng print out ng monthly salary credit…

  92. Hi Melanie, yes, all types of compensation paid to the employee. The only exception is Christmas bonus.

  93. Is holidays local or legal is included in the sss premium computation?

  94. Hi Belle, to compute your benefit, SSS will look for your 6 highest monthly contributions/monthly salary credits within Jan to Dec 2015. Monthly salary credit is the salary equivalent of your monthly contribution. Example, if you are paying the maximum 1,760 (581.30 employee, 1178.70), your salary credit is 16k. Are your unposted monthly contributions from Aug to Dec 2015 the same as those posted from Jan to July? If the same, okay lang kahit hindi pa ma-post ang Aug to Dec, but if your monthly contributions from Aug to Dec are higher than your contributions from Jan to July, it’s better that you wait till these contributions are posted so that SSS will base their computation on higher monthly contributions/higher monthly salary credits. If your company remitted contributions for Aug to Dec, why are they not yet posted when it’s already July 2016? Did they really remit your contributions or your collection list on time? Or is it SSS’s fault these are not yet posted? If it’s SSS fault, you present a letter to SSS requesting them to post your contributions from Aug to Dec 2015 so you can claim your maternity benefit. List date of payment, applicable months, OR nos., amount. Attach copy of OR and collection list and cert of contribution.

  95. Ano po ba ang monthly salary credit? At kagaya ko nangnak ako last june 26,2016 maku2ha k0 ang birthcert ng anak ko bukas july 5,2016 nsa akn na dpat ipasa sa sss..ang problema ko ung hulog ko sa sss hnd po updated. Nakta ko last july 2015 ang hulng hulog wla ang august 2015 hnggang march 2016 ngaun tumwag ak0 sa 0ffce namn bbgyan daw nla ak0 ng certificati0n of c0ntributi0n..tan0ng k0 lang mka2apekt0 p0 ba e2 sa maku2ha k0ng benefits sa maternity k0..?.. thanks

  96. Hi Jay Jay, the basis should be your actual salary for the current month (not your basic). Since it’s 10,250 this month, then your deduction should be 381.50 and your employer should remit a total of 1,155 plus 10 for EC (1,165).
    This means overtime, night differentials, holiday pays and absences and leaves will affect your SSS deduction.
    As you can see in the SSS table, salary credits are a series of salaries starting from 1,000 increasing in increments of 500. It’s salary credits that are used for benefit computation.
    About gross salary: it’s your gross salary (for the current month) that you use when your look for your correct salary bracket or range of compensation in the SSS table for the current month.

  97. HI, JUST WANT to ASK what’s the difference between SALARY CREDIT and GROSS? Ex. my basic salary is 10,750, my contribution is bracket SSS 399.70. employer is 810.30. Now, my gross salary is only 10,250. based on the table, my contribution is 381.50 then employer 773.50. what should be remitted to SSS?

  98. Hi Gladys, are you self-employed, voluntary or OFW? Are you less than 55 years old? If yes, you can decrease your payment to 990 (9k salary credit), or 1,045 (9,500 salary credit) without filing another form

  99. Hi po just want to ask. Can i change or decrease my payment in sss. Because my monthly is 1760. I want to change it to 1000.do i need to fill up forms in sss branch or no need.thank you

  100. Hi con, yes, if your husband paid at least 36 contributions, and your children’s birth certificates bear the name of your husband, your 2 minor children can each receive a pension from SSS. File asap so SSS will know, as there are other claimants.

  101. My children are among the beneficiaries of my husband. When he died, it was discovered that he had 2 previous marriages. Do my 2 minor children have rights to a pension?

  102. Hi art, yes, based on my past SSS deductions. The SSS law says that the monthly salary credit is based on all actual remuneration from employment (gross salary), even the equivalent of non-cash compensation. Ask others too. What SSS excluded is only the Christmas bonus

  103. are regular holiday pays/ special holiday pays included in the based pay in determing your sss contribution?

  104. Hi Jade, based on my contribution amounts when I was still employed and based on SSS rules, make the actual-salary-paid-for-the-month your basis. For example, the monthly salary is 14k, so the contribution should be 508.70, but because of the additional payment for extra days, the salary to be paid is 18k, so the contribution would be 581.30. If you meant the opposite — that the employee was paid only maybe 5k for the month because he started late in the month, then the contribution would be 181.70.

  105. Hi Ms. Nora, how will be the computation for SSS contribution if the employee was employed in between the month and salary is paid monthly?

  106. Hi Samantha, yes, Ecola is included, based on the list on the SSS Citizen’s charter and SSS law.

  107. Good day! Should the ecola be added to the basic pay to determine the sss contribution of a daily wage employee? Thank you.

  108. Hi ed, sorry, the deadlines for filing a sickness or disability benefit have long passed. The prescription period for sickness is 1 year from last day of hospitalization; for disability, it’s 10 years from occurrence of disability. Source: SSS Guidebook

  109. hi ms. nora. i had an aneurism in 1999 and was hospitalized for one month and was operated on. i don’t remember getting an employee compensation from sss. is it too late for me to claim it now? i’m due for retirement this month (turning 60) but i already stopped working in 2010. thank you for your reply.

  110. what if , if your commission basis?panu ang contibution….kasali pa din ang employer?

  111. Hi Roselyn, base it on the gross salary, meaning the total salary that includes overtime pay, allowances, leave pays, etc.

  112. Hello po. Where do I base Sss deduction? gross or base salary?

  113. Hi Kevin, it’s different. For Pag-ibig, it’s basic salary and COLA, and it’s easier because there are only 2 levels: 1,500 and below (1% for employee and 2% for employer) and 1,500 and above (2% employee and 2% employer, with 5k as maximum salary basis), making 100 pesos for employee and 100 pesos for employer as the most common Pag-ibig deductions. The employee can decide to contribute more than 100 pesos, but the employer is mandated to share only up to 100 pesos.
    For Philhealth, the basis is the basic monthly salary.

  114. Hi Kevin, yes, the SSS monthly salary credit and monthly contribution can vary from month to month.

  115. Is it okay if the salary credit varies every month if that’s the computation?

  116. Hi Mrs Nora, is the basis for Philhealth and Pagibig contributions the same as for SSS? thank you

  117. Hi Kriza, add all the commissions paid for the month. Then use the SSS table to find the matching salary credit range and the corresponding employee and employer share. If you want to deduct SSS every 15th and 30th, you can use the commission from the 1st to the 15th, or within your cutoff, as your salary-credit basis, and then make the adjustments after the commissions for the 16th to the 30th, or within your second cutoff, are computed.

  118. Hi po! May I ask how is the computation of SSS contribution if the salary is Commission basis? Thanks!

  119. Hi Maria, yes, that’s included. It’s part of salaries and wages.

  120. Is Night differential po included in the computation for sss deduction?

  121. Hi Karis Violeta, the salary credit is the maximum 16k, so the total contribution is 1,760 (581.30 from the employEE, and 1,178.70 from the employER). The employer also pays for the 30-peso EC premium.

  122. Hi po how much is the monthly contribution of employee and employer, if they have 20,000 monthly salary? Thank you po

  123. do I have to deduct SSS contributions from employees who will be terminated already? He’s not yet a regular employee, he is on his second month but he’s oftentimes absent from work

  124. Hi Ann, the basis is your actual gross pay for the month, as printed on your payslip/s for the month. If your gross pay for the month is 10,190 (8k + 2k + 190), your salary credit is 10k, your contribution is 363.30, and your employer’s share is 736.70 plus 10 for EC. See the definition of Compensation on page 2 here https://www.sss.gov.ph/sss/DownloadContent?fileName=2014_Citizens_Charter.pdf

  125. Hi Nora, what will be the employee share contribution if he earns P 8000.00 basic pay, P 2000.00 overtime pay & 190.00 ECOLA? Is the basis of SSS schedule the gross pay or the basic pay? Can you give me the link of the implementing rules of SSS on this matter? Thank you and have a nice day ahead.

  126. Hi Ma. Cristina, if you’re the one receiving the commission, it’s a good decision for you and your family to have your own SSS. Apply using RS-1 form. If you’re the one giving the commission, and there is no employee-employer relationship, you’re not obliged to pay SSS for the other person. It’s a good deed though if you encourage the other person to apply and pay his own SSS.

  127. Ma. Cristina David

    What if it’s COMISSION BASIS, is SSS needed?

  128. Hi claire, yes, because SSS contribution amount is based on actual gross monthly salary. Example, your monthly salary is 16k, but for this month, you received a gross total of only 14k because of your absences/tardiness, then your monthly contribution will be 508.70

  129. Hi Ms. Nora, should tardiness and absences every month be deducted from the base in computing monthly contributions?

  130. Hi Julia, the SSS monthly contribution is based on actual gross income for the month. Your monthly salary is much higher than the maximum salary in the SSS chart (15,750), so computation is easier. Whether you have overtime or not, your monthly SSS contribution will still be 581.30 and your employer will pay 1,208.70 for a total of 1,790. The employer can choose to deduct SSS every 15th and 30th, or every 30th only, as long as the total monthly deduction matches the SSS chart. If deduction is twice a month, the employer can choose which formula to use for the deduction for the 15th payroll, as long as the total deduction for the month matches the SSS chart. Yours can be 290.65 on the 15th and 290.65 on the 30th, or 300 on the 15th and then 281.30 on the 30th.

  131. Hi Ms Nora, im wondering po if SSS is based on actual monthly salary, inc overtime etc. how is it? Lets say for example, the salary is given every 15th and 30th. Example i have a 20,000 base pay. So basically if I don’t have overtime, my salary is only 10k per cutoff. So where should I base in determining how much i should pay to sss? sa 20k and 10k? Usually the problem is i have different gross pay per cutoff because of overtime. my employer deducts the sss every cutoff. and based on the gross pay for that cutoff. So if we think it thoroughly, it’s not based on actual monthly salary but based on actual semi-annual salary?

  132. Hi chellee, is this like the job of a real estate agent or independent insurance agent or independent dealer? What I know is that if you control these persons’ working hours, and if you require specific services from them, and if you require them to comply with company rules, then you have an employer-employee relationship with them, and you should report them to SSS. But if they’re independent contractors, then they are not your employees. About the training matter: I think it depends on the type and length of training and on whether the applicants understand and agree to the training period before rejection or formal hiring. Sorry I’m not able to respond fully, so you need to ask others.

  133. What if they have undergone the training but have not qualified? Please advise. Thank you!

  134. hi if the employee is on commission basis, is it required for the employer to report them to sss? what if the commission is unpredictable, how is sss premium calculated? also what if they’re still in training? do we need to pay immediately for their contribution? Thank you!

  135. Hi Wilfred, you can no longer pay for Aug to Sep. You can still pay for Oct to Dec 2014 in Jan 2015 (note your payment deadline). Pay at any SSS branch or a bank (but longer posting period for most bank payments) because most Bayad Centers do not accept payments for past quarters

  136. Good Day!. I have updated contribution until July 2014. Can I still pay the 5 contributions for 2014 (Aug-Dec) by January 2015?

  137. Hi miresol, register online at sss.gov.ph so you can see your posted contributions and your salary loan payment. For registration, you can use your employer’s SSS no. even if you have already resigned since it’s only for registration purposes. You can renew your loan if at least one year has passed since the date of your first loan check.
    You should check from time to time if your employer will remit your loan payment this Jan. Employers submit lists of employees with payments and contributions quarterly.

  138. good day! ms, may i ask how i can know my SSS Contributions. I resigned last oCTOBER 25, 2014. Based on my last pay from my company, according to them, my total SSS loan balance was deducted. I want to know how much is my total SSS contributions and when I can renew my loan? by the way, this is my email ad, miresol_kalaw@yahoo.com pls send me message regarding my concern. i am hoping for your immediate answer. thank you very much and more power to your company.

  139. Hi Ranie, access sss.gov.ph late at night or at dawn.

  140. Ranie Cristo Juntilano

    Bkt po ang hrap po mkapg access s SSS.gov.ph..?

  141. Good day Mam!

    Ask ko lang po. Yung cousin ko po kumuha sya ng SSS E1 number for employment sana kaso hindi sya natanggap sa job na inaplayan nya. So wala pang contribution kahit isa. Pwede pa ba nyang hulugan ng monthly? Paano po uumpisahan ang paghuhulog? Pupunta pa po ba sa SSS?

  142. Hi ricardo, I’m not sure what SSS exactly means by “Cash Value of Living Expense” because it could have said just “living expense” without “cash value”. I think non-cash living expense can refer to hotel accomodations, gas allowances, etc. that are not given in cash to traveling employees but provided through the company’s partnerships with other companies.

  143. Hi ricardo, yes, leave pays are included in the contribution computation.

  144. Ang 5 day incntiv leave po ba ay kelangang isama sa pag compute ng contribution?

  145. Gudday mam, pwedi po bang paki explain kung ano ang CASH VALUE OF LIVING EXPENSE?

  146. Hi gary, yes, you can see your loan eligibility through your own online SSS account. If you don’t have an online account yet, register at sss.gov.ph

  147. gud day poh mam nora ask q lng poh qng pnu mg tnong s sss through online pra po s monthly contribution q qng pwde n po aq mgloan.. tnks poh..

  148. Hi Hannah, they’ll be added together and posted as one as long as they don’t exceed the maximum which is 1760. It might take more days for posting. Track how they’re posted via your online SSS account. If the total is more than 1760, your Voluntary payment will be put on hold, in which case, you ask for a copy of the payment made by your employer and keep your Voluntary payment receipt and when the time comes that you get unemployed, request your extra contributions for posting for those months you’re unemployed.

  149. Hi ma’am nora.. Goodevening.. Ma’am nora ask ko lang po kung ano po ang mangyayari sa contribution ko if nagbayad ako voluntary tapos binabayaran na pala ako ng employer ko.. Mafoforfeit po ba? Or mag sum up po?

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