It’s so sad to know that your spouse who cheated on you, or who abandoned you, or who left you to support his or her new family can claim your Pag-ibig death benefits in case you die first.
Ganon? Yes. Why is it like that?
Because the Pag-ibig charter does not consider situations such as separation, abandonment, and contracting of invalid second marriages when evaluating death benefit claims from the surviving spouse.
Basta ang surviving spouse ay merong PSA-issued and PSA-certified marriage certificate, kahit anong nangyari, kahit ang gumasto sa hospital o sa funeral ay yong mga magulang o kapatid o mga anak, puedeng maka-claim ang unfaithful spouse na wala man lang naitulong.
Ang claim ng spouse sa Pag-ibig ay ibang-iba sa claim ng spouse sa SSS.
Sa SSS, ang spouse na matagal nang hiwalay sa namatay na SSS member, o nakisama na sa iba ay hindi na makaka-claim ng SSS death benefit, basta mai-report ang sitwasyon sa SSS.
Sa Pag-ibig, makaka-claim pa rin ang matagal nang humiwalay na spouse dahil merong hawak na PSA-verified marriage certificate.
Meron nang mga nag-comment dito na nakapag-claim pa rin ang mga surviving spouses na nang-abandona.
In the IRR of the Pag-ibig Fund law, the term “Beneficiaries” is defined as below:Beneficiaries. Person or persons who are entitled to receive the member’s TAV arising from the death of the member who shall be the heirs, as provided for under the Civil Code of the Philippines, of said member.
Walang naka-attach na conditions sa “heirs”.
b Children (Legitimate, Legally adopted, Acknowledged natural, or Illegitimate)
c. Parents
d. Paternal and maternal grandparents, if no children and no parents
e. Brothers and sisters, if no children, no parents, and no grandparents
f. Children of deceased brothers and sisters, if no children, no parents, no grandparents
g. Other relatives, if none of the above
Walang naka-attach na conditions sa “Widow/Widower”
Beneficiaries – The dependent spouse until he or she remarries.
Kelangang dependent pa rin ang surviving spouse doon sa SSS member prior to the member’s death.
Ano ang mga implications nito?
If your spouse has long abandoned you, and has never helped you and never supported you in raising your children, think about saving your money in the SSS Peso Fund or the SSS Flexi-Fund or other investment products in which benefits will go only to the beneficiaries that you will designate.
It’s been three years na namatay ang asawa ko but until now hindi ko pa na i process ang death claim sa PAG-IBIG. Pwede pa ba ma file para paghati-hatian na lang ng dalawang anak ko.. Please advise. Thanks and God Bless.
Kung separated po makakuha ba ang legal spouse sa maiiwan contribution ang SSS deceased member pero me kinakasama ang deceased member at me anak. Me karapatan ba ang legal spouse na syang maging pensioner sa maiiwann at lahat ng benefits nito subalit me lovechild po ang legal wife sa dati niyang bf pero di nman sila nagsama. Maraming salamat po
Hi po kamamatay lang po ng asawa ko last june 15.2019 may tatlo po kaming anak.isang 7months old 2 years old at 8 years old.d po kami kasal pero 15 years na po kaming nagsasama.aqu nag aalaga ng mga anak ko.at kami lang ang familya ng asawa ko.pero sabi ng kapated at magulang wala dw aqung karatapan gawa ng d kami kasal.noon nakburol ang asawa ko dto bahay lahat ng abuloy na binibigay sakin kinukuha ng biyanan kong lalaki.ibabangko nya dw pra s mga anak ko.pero kht man lang pang gtas d nl maabutan kami…sa mga katulad po ba namin na hnd kasal.wla kaming karapatan sa mga iniwan ng asawa namin
Anong gagawin ko gsto kong mg pa member ng pag ibig or sss…kaya lng ayw ko my mabinifits ang mister ko 10yrs ng wlang comncation..unfair namn po kong masama sya ..tps ako ang nghnp pra mya maicontribution buwan2. Tulad ng pag ibig fund loan mag loan ng pera need pa ng perma s mister bago maaprobhan ang loan ..kawalang gana mgpamember..
Anong gagawin ko gsto kong mg pa member ng pag ibig or sss…kaya lng ayw ko my mabinifits ang mister ko 10yrs ng wlang comncation..unfair namn po kong masama sya ..tps ako ang nghnp pra mya maicontribution buwan2. Tulad ng pag ibig fund loan mag loan ng pera need pa ng perma s mister bago maaprobhan ang loan ..kawalang gana mgpamember..