BDO Kabayan Savings, BDO Remit Cash Card for OFWs
Updated June 22, 2011
BDO Kabayan Savings for OFWs
This is a special savings account for OFWs and their families in the Philippines.
You can open an account here in the Philippines, or abroad if you work near BDO partner remittance firms chosen to issue this account.
- Can be in pesos or in U.S. dollars
- Initial deposit of 100 pesos for a peso account or $100 for a dollar account. (Update as of November 2010: was changed to 50 pesos. On brochure seen on June 2011: 50 pesos)
- No maintaining balance as long as you make at least 6 remittances a year. (Update as of November 2010: was reduced to ONE remittance a year )
- You will receive a Passbook and a Mastercard ATM Debit Card.
- Additional update for seafarers: You can open a BDO Kabayan Shipping dollar savings account with passbook for only US$10. Show one valid ID and your valid seaman’s book.
- With your Kabayan savings account, you can arrange with BDO for the payment of your home loans and insurance premiums through BDO’s Auto-Debit Arrangement (ADA).
Check here BDO correspondent banks.
Check also this blogpost: What happens if your BDO Kabayan account DOES NOT receive at least one remittance in a year?
BDO Remit Cash Card for OFWs
This card is similar to the regular BDO Cash Card,
but you can get this card abroad — in selected BDO accredited remittance
services. There are thousands of BDO Remit offices, partners and agents worldwide, particularly in countries where there are a lot of OFWs.
This also has a higher load balance and deposit limit, compared to the regular BDO cash card. While the regular cash card is limited to 10,000 pesos, BDO Remit Cash Card can be loaded with up to 100,000 pesos.
You can send money directly to this BDO Remit Cash Card account.
Your and your beneficiary can also check the status of your remittance through the BDO Remit Status Inquiry on the BDO website.
Related Articles:
OFW Parents: Take Advantage of Free Internet Banking to Manage Your Childrens Weekly Allowance
BPI and BDO Internet Banking — Free and Quick Ways to Send Your Children’s Allowance
Savings Accounts for OFW Remittances
Savings Accounts in the Philippines with the Lowest Maintaining Balances
Cash Cards for OFW Remittances to the Philippines
List of Banks in the Philippines — Universal Banks, Commercial Banks
Top 27 Savings Banks in the Philippines — or Top 27 Thrift Banks
OFWs Can Send Money to the Philippines Thru BDO Remit
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545 Responses to “BDO Kabayan Savings, BDO Remit Cash Card for OFWs”
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dear maam/ sir,
Good day,i am anncelle sabalones,i have a kabayan savings account type my local branch is at Kalaw ave..my current agency told me they have problems in remitting checks in my account.they say that i have to show 2 valid id’s in order to deposit the checks.i am currently on board and it is my account since 2004,i am under magsaysay maritime corp. The Costa Crociere before,i dont have any problems encountered like my kabayan account cannot accept even cash deposits.so,i am just asking what will i do to solve this problem.
Since you’re abroad, Anncelle, I called BDO especially for you. The BDO rep named Dolly said, after talking with her supervisors, that your agency can deposit their checks using their own IDs (2 valid IDs — ID nila) o yong 2 valid IDs ng reps ng agency ng magdedeposit. She further explained that some Kabayan accounts are for cash deposits only — restrictions made when the accounts were opened.
By the way, you can ask your agency to deposit in cash for your sake, di ba? Pababayaan ka kaya diyan na wala kang makuhang pera? O yong pamilya mo? Tsaka, for most other checks, kelangan lang ng ID pag i-encash, bakit nila kelangan ng ID pag i-deposit? In my case, somebody in another place in the Phil. is depositing a check in my BDO savings account every month as my pay for my freelance gig, wala namang ID na required. Take care.
Follow-up: Anncelle, Dolly of BDO called me to correct yong previous sagot nia na pede yong IDs ng agency mo. Puede lang daw yon kung nakapag-present ka ng 2 valid IDs when you opened your account. When you presented daw only 1 ID when you opened your account, hindi raw puedeng magdeposit yong agency mo — tama sila — kelangan pa rin daw i-present IDs mo. The solution na lang talaga is to ask your agency to deposit in cash, and I hope they are kind.
Miss Nors,what if I fail to comply this condition that I will make at least 6 remittances a year in kabayan account. This account will still work or not?
I open his account when I have my vacation last August 2008 in Iloilo.
I will wait for your advise. Thank you.
Deo, I’ll answer your question tomorrow ha. Since I’m presuming you’re abroad, I can call BDO for you. I called BDO, but they said Kabayan people work at daytime only. But I know that if you have at least 2k in your account, the account works even if you fail to make the 6 remittances. But I need to make sure.
Deo, I called BDO. Hindi na raw 6 times a year. One remittance na lang daw a year ang kelangan. (need to update my article) You need to call BDO to ask if your account is still active. They need to know the account number. Toll free (Intl. Access Code) + 800-8-6318000 or you can email callcenter@bdo.com.ph . They answer naman in 1 or 2 days, sa experience ko sa email nila. Kindly come back and share, so we can update others. Thanks.
Hello Sir/ Ma’am,
I’m Joanne Clere and I’m here in US now. I am sending money ti my family through western union but I am so sick of it coz the trasnsfer fee is expensive and their exchange rate is lower than usual and there is still deduction fee sa pera na ipinadala ko pag nanjan na sa pinas. I want to inquire po sana if pwedeng mag open ang family ko ng bank account sa inyo and I will just transfer na lang and they will widraw na lang poh. I know very little about banking so I would really appreciate any help from you. Thanks
hello,
i do have USD account in BDO, would you pls tell me how my husband/aunt will send money from abroad?
my aunt is in USA north carolina while my husband is a seaman touring United Kingdom and some US part.
pls help.
thanks!
hi.
i have peso savings kabayan account. pwede po ba itong gamitin for domestic wire transfer? un lang po.thanks.!
for joaN: one of your relative/family may open their an account at BDO,pd nila gamitin ung KABAYAN PESO SAVINGS ACCOUNt.Need lang nila ng atleast 2 valid ID’s para kahit cheke or cash ang ideposit mo,iaaccept ng bank jan sa US, 1 picture and xerox copy nung 2 valid Id’s. Need ng personal appearance kung sang branch ng BDO sila mgopen ng account. It only takes 30minutes then my passbook na may ATM pa.Php50.00 lang ang initial deposit.
Or they can open din nmn sa BPI Family Savings Express Teller, 500.00 ung initial deposit pero pd u din un hulugan kht san kang bansa.
for jell: yes, you can use your USD account in BDO when your auntie/husband want to send you money. Just give them your BDO USD account for them to send you money.
for Violanda:as far as i know po ung KABAYAN PESO SAVINGS ACCOUNT is you can use lang po as bank to bank transaction. If you have relatives abroad na like magpadala sau, they can send you money tru ur account provided that they must know your account number. Then depende din yun on how you opened your account. Base on my experience kasi, if you presented only 1 valid ID automatically only cash deposit lang pd tangapin ng banko if ever n mgpadala sila, they will not allow checque if sila mgdedeposit. But if hawak mo ung checque you have to present 2 valid ID’s pra mapasok sa account mo ung checque.
@jell: account number mo ang bibigay mo sa husband/auntie u pra makapagsend sila money
Miss Nors, Below is the emails between me and BDO Representative. Hope this will help others with the same problem.
Note: Names & some other deatils has been remove.
__________________________________________________
Dear Mr. Deo:
Thank you for the information you have provided.
We wish to inform you that your BDO Asenso Kabayan Peso Savings account is still active as of this writing.
We suggest that you request your authorized representative to deposit over the counter in any BDO branch in the Philippines any amount in your account because it will become dormant in status soon. Kindly inform your authorized representative your assigned BDO account number indicating your full name in the deposit slip.
You may send funds from abroad to your BDO account through BDO’s remittance tie-up centers/correspondent banks. To view complete list of remittance centers, please go to our website http://www.bdo.com.ph and click Personal > Financial Services > Remittance > BDO Remit Services -> click “Directory of BDO Remit offices, partners and agents [View]“.
Kindly refer to the details below when sending funds to a BDO account:
Please Pay/Remit to:
(BDO’s correspondent bank’s name and SWIFT Address)
For the account of:
Banco de Oro Universal Bank, Manila, Philippines (SWIFT Code/Address is BNORPHMM)
In favor of:
(Account Name and Account Number with BDO)
Please be advised that an account is considered dormant if it has remained inactive (i.e., with no client-initiated transactions such as deposit, withdrawal, debit, credit) for a certain period of time, as follows:
a. Current Account – after twelve (12) consecutive months or one (1) year.
b. Savings Account – after twenty-four (24) consecutive months or two (2) years.
Additionally, classification of account to dormant status shall be automatically done by the system when dormancy period is reached. Once an account becomes dormant, the monthly dormancy charge Php 200.00 /USD
5.00 shall be collected by the system regardless of balance.
Thank you for banking with BDO.
(Name of the Representative)
BDO Customer Contact Center eServices Unit
NOTE: eServices Unit of Customer Contact Center is available Mondays to Fridays from 8:00 AM to 7:00 PM, Manila Time. For lost or stolen BDO Cards, it is best to immediately contact our Inbound Customer Service Officers at 631-8000 (Metro Manila); 1-800-10-631-8000 (PLDT Domestic Toll-free); 1-800-3-631-8000 (Digitel Domestic Toll-free) and International Access Code+800-8-631-8000 (International Toll-free).
(Email)
04/08/2010 02:42 PM
To: “CALLCENTER”
cc:
Subject: Re: BDO Kabayan Account
Dear Ma’am,
Thank you for your attention.
Here are the information you need:
Name: (First Name) (Middle Name) (Last Name)
Date of Birth: (Month/Date/Year)
Home Address: (Complete Address)
Mobile number: (Mobile Number indicated in application)
But this number is not working anymore.
When I open this account I have given my SSS ID No. ##-#######-#
Hope this will help you and I will expect an answer to my query.
(Name)
From: “CALLCENTER”
To: (Email)
Date: 04/08/2010 09:11 AM
Subject: Re: BDO Kabayan Account
Dear Mr. Deo:
Please be advised that we will be conducting positive identification before we proceed with your concern if your account is still active or not. You may email us the information that we need by answering the following verification questions:
>Complete Name (including middle name):
>Date of Birth:
>Home Address:
>Home Phone Number:
For other concerns, you may call our Customer Contact Center anytime as they operate 24 hours a day, 7 days a week. You may reach them at the following numbers:
- Metro Manila 631 8000
- PLDT Domestic Toll-Free 1 800 10 6318000
- Digitel Domestic Toll-Free 1 800 3 6318000
- Int’l Toll Free IAC+800 8 631 8000
We hope to hear from you soon. Thank you and have a great day ahead.
(Name of the Representative)
BDO Customer Contact Center – eServices Unit
NOTE: eServices Unit of Customer Contact Center is available Mondays to Fridays from 8:00 AM to 7:00 PM, Manila Time. For lost or stolen BDO Cards, it is best to immediately contact our Inbound Customer Service Officers at 631-8000 (Metro Manila); 1-800-10-631-8000 (PLDT Domestic Toll-free); 1-800-3-631-8000 (Digitel Domestic Toll-free) and International Access Code+800-8-631-8000 (International Toll-free).
(Email)
03/31/2010 05:07
To: callcenter@bdo.com.ph
cc:
Subject: BDO kabayan account
Dear Ma’am/Sir,
I would like to inquire if my account is still active?? I didn’t make any transactions since I open it in Iloilo City last August 2008.
Thank you.
(Name)
HI would you know how many days ma crecredit sa BDO KABAYAN savings account ang padala from abroad? or depende po ba ito? Thanks!
i want to get a remit card from you soon
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g0od pm po.ask ko lng,i opened my bdo kabayan peso savings account last march lng,kc mgaabr0ad ako..ngaun po april n,dhl d pdn ako nkakaals, I jst wnt to ask if pd ko b gmtin muna d2 s pilipinas un atm,pde mgdep0sit kht and2 pa ako s bansa?and if nsa ibng bansa npo ako,pd ko b iwan ung kbayan atm ko s kpamlya ko,..slmat s mkksagot..
Thanks, Deo, for the great info. Hope your info answered the inquiries which I wasn’t able to answer promptly because I had to attend to some personal concerns.
Hello, heizel, thanks a lot for the info. Certainly, you answered the BDO-related questions which I wasn’t able to answer promptly because I had to attend to some personal concerns.
Hello, Cass, yes, puede kang magdeposit sa Kabayan account mo dito sa Pinas at puede mong iwanan sa kapamilya mo na siempre trusted mo para hindi niya ubusin lahat hehe, at para gastusin o idistribute nang tama.
hi i would like like to inquire if the sender will send money to my kabayan saving acct via xoom how maNY DAYS BEFORE I CAN WITHDAW IT AND HE WILL SEND IT USD IS IT AUTOMATICALLY CONVERTED?. THANKS
Hi, Mary Cris, based sa pinadala ng niece ko dati, oo, in pesos na, doon yata sila kumukuha ng additional kita. Mas mura ang charge pero lower yong conversion rate, but not sure now. Hingin mo yong tracking number mo from sender, mata-track mo yong padala mo sa website ng xoom kung nasaan na yong padala.
THANKS, NORS PLS HELP ME WHAT IS THE ROUTING NUMBER THEY NEED TTO PUT FOR BDO KABAYAN? THANKS
Hi, Mary Cris, anong routing number? dati noong nag-track ako, parang tracking number lang ang ininput ko.
I am selling a property in P.I. and the pesos will be deposited to a phil bank. What is the safest way to convert to U.S. dollars to receive the money here in U.S.? Is there a maximum amount? Pls advise. Thanks
Hi Donny, if your Philippine rep has an account with BDO, BPI or any other major Philippine bank, he or she can buy dollars from any of these banks and then send them to you through wire transfer, seeing to it that he/she performs these activities within the same facility to lessen the risk of robbery or loss.
To make sure, because sometimes bank policies change from time to time, ask you Phil rep to ask his bank about buying dollars and sending them through wire transfer before your real estate sale occurs.
On the website of BDO, it says that wire transfers of unlimited amounts are allowed for dollar accounts and for those enrolled in Internet banking. When I asked a BDO rep at a branch, she said there are limits to over-the-counter transfers, depending on the purpose of transfer and IDs presented.
A Western Union rep said it charges $18 for every $1,000 transfered from Phil to U.S. (pickup). She’s not sure about the limit, but she says it could be 500,000 pesos or roughly $10,800. If you’re considering Western Union, choose a Western Union carrier that also sells dollars with a good rate and in a safe place, like inside big malls, or inside a secured office.
The best way is, of course, for your Phil rep to make inquiries himself to be sure. I could be wrong.
We also sold our lot recently, and before we received the money, we scouted the nearest BPI or BDO to which we could immediately deposit the cash, to be safe.
hi! i have a BDO kabayan account here. My sister is asking me how she could send money going to that account. My dad is sending thru this account too but I couldn’t get in touch with him so I couldnt get the details.
Does my sister need to have a BDo account too or just her current bank ? What details shall i give her?
thank you!!
Hi, Adette, your sis and dad don’t need to have Kabayan accounts to be able to send money to a Kabayan account. My niece in the U.S. sends money to her mom’s BDO Kabayan account thru remittance firms like Xoom, etc. Ask your sis and dad to compare exchange rates and fees and look for company stability when choosing remittance firms. I’ll ask for some more info.
I wish to open a BDO Kabayan Peso Savings Account but I have existing account with BDO, that is the BDO Peso Savings which I maintained its balance of 2000 monthly. I found out that Kabayan Peso Savings is more economical when it comes to remittances because its initial deposit req. is only 50. Could I possibly change my account type to Kabayan or it is advisable for me just to open another account(KABAYAN) with BDO? Please advise me. Thank you.
Hi Denmark, I think it’s good if you have two accounts, one for remittance and the other for savings. Since BDO Kabayan doesn’t require maintenance as long as there’s remittance from time to time, you can use this as just for remittance, and then use the regular savings account for your savings. Try your best to deposit to your regular account every month, and then forget it. Just remember your savings account whenever you deposit and forget it when it’s not time to deposit. Save habang meron, kasi ang hirap pag wala na.
Thank You. But my plan is to abandon my existing account, or should I say I want to close it if it is possible. Para isa nalang yung account ko. Alam mo ba kung paano ipa-close? or hayaan ko nalang na walang balance forever ung existing account ko?
Hi Denmark, hayaan mo na lang siguro. Bahala na silang mag-close. Thanks din.
I would just like to ask if yung BDO Kabayan Savings ATM Card also works as a Debit Card internationally?
Thanks in advance.
[...] BDO Kabayan Savings and BDO Remit Cash Cards for OFWs [...]
Hi Jorge, yes, you can use it, according to BDO officers. Here’s the complete answer from BDO.
hi ask ko lang po, i open an asenso kabayan savings account because my husband want to send money through bank from Qatar ,i just to ask how many days i can withdraw the money from the time he send it to me.how many days it takes?
Hi Juna, basta nakarating na sa account yong pera, puede na kunin, so depende iyan sa remittance service na gagamitin ng husband mo. Yong sis ko whose husband is in Saudi, nakukuha niya within a few hours, kasi may affiliate ang BDO doon sa Saudi. Ask mo na lang husband mo to ask around kung anong bank doon ang may connection sa BDO rito para mabilis.
hi po,
just would like to ask because my husband sent me remittance last sat and he was told tue raw ay receive ko na dito sa philippines.ilang days po ba a credit ang account pag nagpadala using kababayan savings account i check this am lapa rin eh.ty
Greetings!
Sir/Madam,
How could i know my total deposit in BDO? May I know the email address of BDO timog-rotonda branch thus i will ask to send me a furnish statement of account thru my electronic email address. Actually, i brought my BDO international ATM card here in KSA. If i would try for balance inquiry at Riyadh bank ATM machine, my BDO atm card is working? How much the rate per transaction? Im planning to open kabayan saving account, where i could able to open it here at the kingdom? Please advice me what should i do. Your expeditous response of the aforementioned matter is best appraciated. Thank you and best regards.
Hi Che, hope natanggap mo na ang remittance. Depende kasi yan sa kung anong remittance agent, kung thru BDO bank partner sa country where your husband is, or kung western o xoom. Pero 3 to 5 days ang average, while several hours lang sa iba.
Hi Thotz, may info dito to answer your question about balance inquiry http://www.workingpinoy.com/2010/08/bdo-kabayan-atm-debit-card-can-it-be-used-outside-the-philippines/ you can email BDO at callcenter@bdo.com.ph, dito lahat for all BDO branches. Dito ka sa Phil mag-open ng Kabayan account pag mag-vacation ka, then i-open mo ng internet banking yong kabayan account mo para ma-access mo diyan sa Riyadh anytime.
Hi po, ask ko lang how much charge ng BDO for money transferred from the US pero in pesos ung pinadala.. e sa dollar account ko naman sa bdo pinadala.. how much kaya ung charge??? any insights is very much appreciated..thanks po
Hi zrd, BDO Remit ba pinadala? you can check the rates dito sa BDO page mismo http://www.bdo.com.ph/Personal/FinancialServices/Remittance/Remit_Fees_and_Charges.asp you can email
BDO’s call center callcenter@bdo.com.ph and ask why your remittance was converted to pesos when your account is a $ account. If you’ve time,
can you visit again and share your experience so others will learn from your experience.Thanks zrd.
Can I use the ATM Card of BDO Kabayan Savings to make purchases online? Or do I have to do anything first to activate it? The reason I asked this is because the ATM Card has a MasterCard Logo and number in front of it. I would like to use it to purchase airline tickets.
Hi RJ, I think airlines accept only credit cards for online payments. To check, try booking up to that point where you are asked for payment. I think also that the MasterCard logo is there only to show which ATM to use if you’re abroad. Just a suggestion, you can enroll your Kabayan account in BDO electronic banking then enroll merchants such as Meralco, etc. so you can pay them online.
I see. Thanks for the tip.
Ask ko lng kung anong account ng BDO kapag nagpadala nakukuha na rin nila with in the day. Kasi minsan emergency kailangan na nila ng pera, gusto ko sana makuha na nila.
Thanks
Hi, Em, palagay ko kahit anong account. Ang mas important yon kung saang remittance bank/center ka nagpadala diyan sa lugar mo. Mas mabilis kapag pinadala mo sa bank na ka-tie-up ng BDO. Based sa BDO website, ito ang mga ka-tie up ng BDO diyan, ewan lang kung accessible itong mga eto sa yo: CBN Remittance Center SA, 56 Calle Pelayo 1-1 Barcelona; CBN Madrid, C. Sor Angela dela Cruz 26 Madrid; I Transfer Money Movers SA, Calle Nieremberg 29,28002, Madrid. When my husband was in Saudi, we used BPI. One hour lang andito na padala niya kasi ka-tie up yong bank. Yong BDO Remit card ng BDO, ma-trace mo thru the BDO website kung saan na yong padala mo, as long as remittance partner ang pinagpadalhan.
Hello po, ask po sana ako ng help, hindi ko alam paano makapasok sa mga link sa itaas ng BDO’s correspondent banks, yung address at swift code..magwiretransfer sana ako para sa mactan, cebu pero hiningan ako ng correspondent bank daw ng BDO sa USA..bank name daw, address at ABA or routing number…sana po ako’y iyong matulongan..maraming salamat po. tawag ako sa pinas parang walang alam ang teller na nakausap ko..T_T..
salamat po in advance…
Hi Ade, click mo ito: http://www.bdo.com.ph/Personal/FinancialServices/Remittance/pdf/BDORemittanceOffices.pdf … eto list ng swift codes sa u.s. http://www.theswiftcodes.com/united-states-2/ … Banco de Oro Universal Bank, Manila, Philippines (SWIFT Code/Address is BNORPHMM) Kindly visit again, and describe your experience, para makatulong din sa iba with the same questions as yours. Thanks a lot.
salamat po sa reply, pero po mga remittance agents po yun, at saka yung bank doon wala sa list ng may swift codes. kasi po nasa carribean po ako at yung bank ko dito scotia, humingi ng correspondent bank daw ng BDO sa US, Address nila at ABA o router # para makapagpadala ako sa Pinas, may completo ako info sa pinas sa bank ko doon, gaya nag address at swift code, yung sa correspondent bank lang nila. Sa BPI klaro po yung website nila para correspondent banks at my code ( http://info.bpiexpressonline.com/bpiprod/prodserv.nsf/remittance/remittancelistofcorrespondentbanks?opendocument), wala po bang ganon sa BDO? thanks po talaga.
Hi Ade, yang URL kasi na yan ang ibinigay ng call center officer dati pa. Andito pala mga BDO correspondent banks, itinago masyado, dapat madaling hanapin lang sa website nila. I-email ko nga sa kanila. http://www.bdo.com.ph/aboutus-pdf/BDO_Correspondent_Banks_Mar2010.pdf
Hello Nors, maraming salamat po talaga sa yo. Nakapagpadala narin ako. Sana wala ng problema sa processing. maraming salamat talaga. malaki po talaga tulong mo. Pagpalain po kayo ng Panginoon!
Hi ask ko lang po,considered ba na remittance yung galing sa paypal?kc i am writing articles for a u.s. based website tapos they pay me through paypal so I am wondering if kasama ito na qualification to get a kabayan account if may remittance at least once a year. Moreover, can I transfer some money from my Kabayan account to another BDO account like my friend’s BDO account using BDO online facility?
Thanks
Hi Gladys, about Kabayan account, kapag naka-open ka na ng Kabayan account, at ma-i-attach mo ito sa Paypal account mo, puede nang pang-maintain yong Paypal transfer mo every now and then. Pero, kung pang-open mo yong Paypal account mo ng Kabayan, palagay ko hindi, kasi naghahanap ang BDO ng remittance slip to prove na may natatanggap kang remittance bago ka makapag-open. May requirement sila na ganon kasi 50 pesos lang ang deposit. Meron silang regular account — 2k ang maintaining balance. Meron din silang BDO Cash Card — zero maintaining balance. Just pay 150 pesos for the card.
For online banking, puedeng iregister yong Kabayan o regular savings account, and then i-add yong BDO cash card kung meron ka rin. Pero di puedeng cash card lang ang i-enroll sa online.
About yong tanong mo kung puedeng mag-transfer to your friend’s BDO account online — oo, considered third party siya, pero i-enroll mo muna siya online and sa branch bago ka magkapagtransfer sa kanya. (Sa Union Eon account, puedeng makatransfer kahit di pa na-enrol, which is dangerous kung ma-hack ang password). Kung another BDO account, pero name mo pa rin, puedeng enrol online lang, at puede nang transfer after ma-approve online.
Thanks Nors for the reply. I have remittance slip ng XOOM pero 2006 pa yata yun kc PAYPAL na ang remittance ko. Right now I am using BPI para dun ma transfer yung PAYPAL payment ko but I am interested with KABAYAN kc wala maintaining balance. Will the PAYPAL email informing me that money is already transferred to my local bank enough proof or can pass as a remittance slip?
Hi Gladys, you mean you’ll print the Paypal email to show to the BDO officer? Puede siguro. I-email mo na lang BDO and ask. Nagre-reply naman sila agad sa experience ko. Kung walang reply tonight, meron tomorrow morning. callcenter@bdo.com.ph
Thanks Nors for the help, really appreciate it. More blessings to you for spending time to help and reply to people’s inquiry.
Hello, ask lang po. May BDO kabayan savings ATM ako. na open ko this month. ang problema ko kung paano ko ma activate ang ATM ko. Hindi kasi ako binigyan ng PIN number. Wala kasi instructions yung teller… Salamat po.
Hi po…magkano po ba ang dollar deposit bank charge if i will deposit from a different bank branch (say dollar savings account will deposit from BDO Manila to BDO Bulacan Branch)
Salamat po..
Hi Randy, I emailed BDO about your inquiry, and I’m still waiting for their reply.
Hi JM, nagwa-wonder naman ako na you forgot to ask, at tsaka why the bank officer forgot to tell you, kasi SOP nila yon. Advice ko bumalik ka sa BDO, huwag mahiya, and tell them hindi mo pa na-activate yong card mo, kasi palagay ko deactivated na yong card mo. Sa BPI kasi, ang pag-activate ay within 24 or 48 hours after account opening lang. Ang procedure nila sa BDO for PIN (I don’t know if this is still the process)ay: you go to a BDO ATM, use agad your six-digit PIN na naisip mo (yong naisip mo, yon na yong default PIN), pero you have to press PIN CHANGE and then you use your PIN uli to confirm your PIN.
Helo po, Sir ask ko lang po kung pwede ko pa pong hulugan yung inopen ko na BDO kabayan savings account nong April pa po.Nag open lang po ako sa Pinas then ngayon ko lang po naisipang hulugan, do u think active pa po yun or closed account na po yun kc dipo nahulugan ng ilang buwan.
Hi Eula, puede pa, kasi ang sabi naman sa rules basta merong one remittance sa Kabayan account in one year, wala siyang maintaining balance. So, active pa yong Kabayan mo.
Miss Nors, Thanks to this article I found out that I only need to remit one time per year nalang to my BDO Kabayan Savings (0 maintaining balance). Sabi kasi ng teller dati, if the kabayan account does not receive 6 remittances in one year it will automatically be converted to a regular savings account (2k maintaining balance). Just for info to others that keep wondering how to send money from abroad. I am here in abroad and I have a foreign bank account which I always use to send remittance to my Kabayan account. It is very easy to send via bank to bank (I do it online by internet banking) just put in the kabayan account number and swift code and ok na. Also its not as expensive as xoom or myayala.com although it takes 3 working days to clear compared if you use xoom or other remittance agencies (within one hour credited na ang pera) As for charges sa bank-to-bank inaabot lang ako ng 8$ for any amount while sa myayala is 16$ per 10,000 pesos pati sa Forex almost ganun din ang charge.. mahal pero instant padala nga naman. Kaya for me I prefer bank to bank nalang kahit mabagal pero sulit ang charge.
Hello,
I really need some help here with applying for Kabayan Savings… I am an OFW here in Saudi Arabia. I have a BDO Savings Account since 3 years but I wanted to open sana a Kabayan Savings Account or anything that could entitle my beneficiaries to an ATM card. I think it would make my remittance to my parents hassle-free. Is there a way I can apply online or atleast any BDO representative in my nearby town to process this for me while I’m abroad? I can give an authorization letter to my father if needed… Appreciate your time
Hi Kathy, thank you very much for your info. Your info is much needed as there are a lot of readers asking about remittances. I appreciate it very much that you described your remittance process in detail. I’ll mention, describe your process and credit you in one of my blogs. I especially like your explanation because you compared options. Thanks a lot, Kathy. More blessings for you in your work abroad.
Hi Day, I suggest that your father open his own BDO Kabayan account because he’s the one here in the Phil., as banks require signatures onsite. He just needs IDs and ID pics. Some branches require proof of address like Meralco bill. One important requirement is one remittance receipt — to prove that he’s receiving remittance. Later on, when you’re here, you can enroll your savings account in BDO Internet banking, attach your father’s account, so you can just make transfers anytime. In BDO online banking,you enroll online, but you need to print and submit application to a branch.
Thanks Nors! Just one more thing… Sorry if I may ask…can my father open a Kabayan Savings Account even he is not an OFW?
Yes, Day, your father can because you send him remittances. My sister (not OFW) has a Kabayan account because she receives remittances from her husband and daughter. She showed a remittance receipt. Thanks also.
Good Afternoon po,ask ko po kung magkano po ang deduction ng Bdo kapag naitranfer na po ang pera from paypal to kabayan savings account?At nalilito po ako dun sa account 00+acct no. para sa foreign daw at yun walang 00 ay pang Pilipinas daw?Alin dun ang add ko sa paypal add bank account un may 00 or wala 00?
Hi, Grace, Ang Paypal transfer fee ay 50 pesos pag less than 7K ang amount to transfer. Pag 7K and more, it’s free. Ang BDO transfer fee ay 200 pesos as of June 2010, hindi ko sure kung ganito pa rin yong amount. Ang sa akin, ang ginamit ko sa Paypal ko, yong ten-digit BDO account number ko. Hindi na ako naglagay ng 00. I remember nasabihan din ako, pero ang pagkasabi, kapag 12-digit ang kelangan ng form, lagyan nga ng 00 before the ten-digit.
Dear Nors,
Thanks for your help, my father was able to open a BDO Kabayan Account within a flash! Too bad I didn’t get that kind of service… I’ve been applying for BDO MasterCard for 3 years now, and each time I go for vacation, they scheduled me right away for phone interview but no one called. I tend to shop a lot during my vacation…sayang mga perks and discounts each time I shop, I feel sad that I am not entitled even though I have a BDO savings and checking account
Good afternoon salamat po sa sagot.Ask ko po kung pano po magkaroon ng passive income online.Hindi ko alam kung saan magstart sayang naman pagopen ko ng kabayan savings account.Kahit mga blogger or kahit na ano na pwede income?Maramimg salamat na rin po sa pagsagot.Hirap kasi sa iba nababasa ko.Kahit maishare nyo naman.
Warning! This kabayan ATM card is useless when used abroad. The atm machine might reject or even swallow it.
hello mam, andito po aq sa New Brunswick Canada, gusto ko po mag open ng BDO kabayan savings account in my name, anu po ba ang dapat gawin considering na wala ako sa pilipinas? Gusto ko po kasi magtransfer ng money on my relatives’ accounts using internet banking at yung fund po galing sa sarili kong BDO savings account.
Hi, John, sa pagkakaalam ko, hindi ka puedeng mag-open online ng BDO Kabayan, or magpa-open sa iba, kasi kelangan ang presence mo for the signing of the documents, for your IDs and for the ATM number input. Sa pagbakasyon mo na lang. Kahit nga sa pag-enrol mo sa BDO Internet banking, even if you apply online, you need to print the document and then go to a branch.
mam ask ko lang po kung ang account ko po sa BDO Kabayan ay peso pwede po ba ako mag withdraw sa ibang bansa?
HI MAM NORS ASK K LNG PO PAANO E ENROLL ANG ACCNT K SA INTERNET BNKNG PARA MLAMAN K ANG SAVING PERO HNDI PA ME NKAUWI PARA MA LINK K ANG ACCNT K PWEDE B YN?
ma’am,
my sister is in HK right now. she is asking me to open a kabayan savings account sa BDO para dun daw siya magpapadala ng pera. what are the requirements needed po ba for me to open a kabayan savings account? aside from that, are there any other document that i need to present as an evidence that my sister is in abroad? looking forward for your responce. thank you so much!
Hi Fredaline, ang dalhin mo ay: (1) receipt of remittance from your sister addressed to you (receipt from door-to-door or any remittance agency, yong latest, kahit isa lang), (2) at least two IDs (if you’re a student, bring your school ID, and if you don’t have other IDs, bring your birth certificate or enrollment form, (3) two ID pics (4) Meralco bill or any proof of address. Minsan may BDO branches na strict at kelangan pa nila ang landline tel. nos., but there are branches that waive other requirements as long as you’re able to explain your situation.
[...] BDO Kabayan Savings, BDO Remit Cash Card for OFWs [...]
hello just ask po kong anong proseso ba ang dapat gawin,,if credit card ang gamitin para magsend ng pera sa kabayan savings account ko… manggagaling sa united kingdom ang magsesend?
Hi, Devany, ang alam ko, cash lang ang puedeng i-deposit sa Kabayan, kasi Kabayan is a savings account. Ang puede, yong mag-cash advance ka thru your card tapos ideposit mo sa Kabayan mo, pero malaki ang ATM charge ng cash advance, at aandar agad ang interest. Kung merong credit-limit-to-cash conversion scheme yong credit card mo, cheaper ang interest rate at walang ATM charge.
ganon,,kala ko pede kc sav pede kaya nga nagopen me wala bang ibang proseso sa pangsend ng money using by credit card?
Hi, Devany, taga-UK ang magse-send, di ba? If you really need money immediately, ask the sender na lang na mag-cash advance and then deposit money to your Kabayan account.
ganon ba san xa magcacash advance sa bank na huhulugan nya?
Hi, Devany, mag-cash advance siya sa ATMs na affiliated sa credit card niya. Example: kung sa credit card niya, may nakalagay na Cirrus Plus o Visa Plus, hanap siya ng ATM na may logo na Cirrus Plus o Visa Plus. Doon siya mag-cash advance. May option sa ATM na cash advance. May PIN ang cash advance, pinadala sa kanya when she applied for his/her card. Kung wala pa, mag-request siya for a cash advance PIN, pero pag hindi na makaantay, punta siya sa bank (issuer ng credit card) with IDs at mag-cash advance over the counter. May cash advance limit din, nasa initial letter from the card issuer.
AHH GANON BA THANks poh….
Im from Dubai, United Arab Emirates, ask ko lang po kong pano mag check ng balance kasi po yong husband ko from korea sa kabayan savings account ko din naghuhulog pano ko po ma check kong pumasok yong hinulog nya? Thanks
Hi, Michelle, nasa iyo ba yong Kabayan ATM card mo? Mastercard logo ba ang nasa card mo? Puedeng mag-inquire ka sa ATM na merong Cirrus Maestro/Plus logos. Pag Visa, sa ATMs na may Visa/Visa Plus logos. According to eBDO, $1 ang inquiry charge at $3.50 ang withdrawal. You can also email BDO — callcenter@bdo.com.ph — and ask for your Kabayan account balance. Tell them you’re abroad. And then wait for them to respond to you. They will ask for your birthday, address and home phone number (the one you wrote when you applied). Kindly comment again, Michelle, and relate what you did so others can also learn from your experience. Thanks.
i just opened dollar savings account at BDO. my mom is in the states. the way she sends money for me is that she signs postdated checks when she’s in the philippines. before our aunt is the one who in cash it for me since i dont have any dollar account. can i deposit the post dated check that my mom issued?
thanks a lot
Hi, Farah, yes, as long as the check is in your name and also in dollars (meaning the name on the check is the same as the name on the BDO account being deposited to). Deposit every check on date of check or after (but not later than six months after date). You can’t deposit checks before the date on the checks, except in special accounts.
is there a limit to how much or how many times i can deposit a check coz my mom kasi writes me a blank check, she just signs it and put the date when i can deposit the check?
thanks
Hi Farah, no, there’s no limit to how many times you can deposit a check. You can deposit as many times as you like. As to the amount, it depends on your mom’s checking account balance. Make sure that the amount of the check you’re depositing is available on your mom’s account; otherwise, the check will bounce, and your mom will be charged with 2,000 to 4,000 pesos, depending on the bank.
Im from dubai, united arab emirates, ask ko lng po kung pwede ko po iwidthdraw dto sa kahit anu atm machine ang padala ng family ko from philippines using my BDO master card(kabayan account). mawiwidthdraw ko po ba un in dirhams n po, kahit in peso nila dineposit? ilang araw po bgo mawidthdraw ang padala nila? maraming salamat po.
hi nors,
i would like to ask if you know when will i be able to incash the check after it’s cleared at the designated u.s. bank?
thanks
Hi, Mary, yes, according to BDO, puede kang mag-withdraw diyan. Just look for an ATM na may logo na MasterCard/ Cirrus or Visa/Plus — the same logo as the logo on your BDO ATM. Kahit peso yong account mo, puede. Dirhams ang lalabas — automatic conversion. Just make sure na sufficient yong laman. I-convert mo yong dineposit na amount para tatama, at para makatipid ka sa withdrawal fee, kasi US$3.5 fee ang withdrawal fee, US$1 ang inquiry fee, US$1 din ang insufficient funds or wrong pin. Example: 10,000 pesos ang dineposit- which is equal to about 838 dirhams — withdraw a lower amount, about 780 dirhams, para merong matira for withdrawal fee. By the way, basta nadeposit na, puede nang i-withdraw, kasi credited na sa account (basta cash ang dineposit, at hindi check). If you’re in doubt, make an inquiry (US$1 ang fee). Kindly come back and share your experience para you can also help others in the same situation as you’re in. Thanks.
Hi, Farah, do you mean your check is a check issued through a checking account in the US? According to those who have deposited US checks, 21 days ang average clearing time (when funds are available for withdrawal) after you have deposited your check in your account. By the way, Farah, bakit “encash the check after it’s cleared,” di ba i-deposit mo yong check para mag-clear siya?
hi nors,
i meant to say when will be the money available for withdrawal. i already deposited it in the bank and it’s also already cleared at my mom’s bank. i know it’s not available right after it’s cleared at my mom’s bank so i asked how long is the waiting period to be able to withdraw the money. sorry for the confusion
thanks
Hi, Farah, okay. For it to be clearer, may I ask if the post-dated checks your Mom gave you are US checks? or local checks in dollars, meaning your Mom also has a dollar checking account here in the Phil? Thanks.
hi good day!
ask ko lng po kung pede po bang mag transfer ng funds from my paypal account to my kabayan savings account. from then i can widraw my money?
i tried to link my kabayan savings account but i dont know the BANK code.
i recently applied KABAYAN SAVINGS ACCOUNT at BDO – BOCAUE BULACAN BRANCH
thanks
hi good day po!
gusto ko lng po itanong kung pede po bang mag transfer ng fund from paypal to kabayan savings account. i tried to link kabayan savings but i required the bank code, which is not indicated in the passbook or in the atm card.
my kabayan savings recently open from BDO – BOCAUE BULACAN BRANCH
Hi, Jason, yes, you can withdraw your Paypal money to your BDO Kabayan account. The bank code is 010530667. 200 pesos ang transfer to BDO, plus 50 pesos for Paypal charge if amount to be withdrawn is lower than 7,000 pesos. The amount will appear on your BDO account within 2 to 4 working days.
thank you very much mam nors!
mam isa n lng for example i apply ko rin po misis ko ng kabayan savings, ganun pa rin po ba ang bank code?
parang ganito po pede po bang from my paypal i transfer to my wife’s kabayan savings? pede rin po ba un
Hi Jason, yes, kasi bank code yan ng BDO. Kaya lang, parang rule pa rin yata ng Paypal na in fund transfers, yong name sa Paypal account is the same as the name on the bank account. Will check on this later, but you can look at it now. I suggest you enroll your BDO Kabayan account in BDO Internet banking, and then enroll your wife’s account as a third party recipient for fund transfers. Your wife can enroll too. http://www.workingpinoy.com/2010/11/bpi-bdo-internet-banking-free-send-childrens-allowance/
salamat po ng marami mam, thank you very much!
mam nors bank account number ano po ba ung ilalagay ko ung nasa passbook po ng kabayan account or ung 16digit ng ATM kabayan
16 digit po kc ung space para sa account number para ma transfer ung fund ko from paypal
thanks in advance…
Hi, jason, yong nasa passbook — yong account number – ten-digit number for BDO. ( Yong 16-digit sa Paypal, sinabi lang na up to 16 digits, puedeng lower.)
kc nag inquire po ako ang sabi nmn po sa kin ng teller ung atm account number dw po ung ibibigay ko or over the counter po ang widrawal?
cnsya n po mam sa dami ko tanong
Hi, jason, di ba gusto mo i-transfer yong Paypal money mo to your BDO Kabayan account. Kaya, ibibigay mo sa Paypal yong BDO account number mo. Kung natransfer na in about 2 to 4 days, puede mo na iwidro thru ATM. Puede rin over the counter, but BDO has rules about over the counter withdrawal – gusto nila ATM ka muna. Ang hinihingi kasi ng Paypal ay account number — kaya dapat account number. Yong number sa face ng ATM card mo — that’s called card number, not account number. Ganito, if you’re in doubt, go to a BDO branch, punta ka sa mga teller sa new accounts, present your BDO ATM and then request for your account number — isusulat nila. Kuento mo dito pag successful withdrawal ka na ha.
maraming maraming salamat po madam gets ko na po, ok i’ll inform you mam, kung ok or hindi ang pag widraw ko..
thank you very much
gud am po mam nors i tried to process my widrawal but i cant proceed, failed verification dw po ung card, even i input the correction information. pls help again mam, thank you
below is requirements from paypal
To withdraw funds from your PayPal account to a credit, debit, or prepaid card, add a card with a Visa logo.
Debit Cards (also called check cards, ATM cards, or banking cards) are accepted if they have a Visa or MasterCard logo. Enter your card number without spaces or dashes.
Hi, jason, ang i-click mo yong Withdraw funds to your bank account. Based sa copy-paste mo, clinick mo yong Withdraw funds to your card– which should not be, kasi pang-credit cards yan. Ito ang tama for BDO Kabayan– Withdraw funds to your bank account. Comment ka kung okay na ha
mam e2 po ung error,
The amount you are trying to withdraw is greater than your withdrawal limit. Please link and confirm a debit or credit card to lift this limit.
Remaining monthly limitP0.00 PHP Lift this limit
nd ko po alam kung pano i lift ung limit
then pino prompt nia ako na i link ko rw ung card ko
Link a card to get Verified
It’s easy to raise your PayPal account limits and get Verified – just link and confirm a debit or credit card. Learn more
First name
Last name
delos reyes
Hi jason, ah, hindi pa pala Verified yong Paypal account mo. Konti nga lang ang mawidro mo kung hindi pa
Verified. Kung wala kang credit card, based sa mga nababasa ko puede na raw pang-verify ang BDO debit card. May Mastercard logo yang BDO Kabayan card mo, di ba? Kaya lang, you need to enroll your BDO Kabayan sa BDO Internet banking, kasi may kukunin ka doon na transaction number later on. Go to BDO internet banking at mag-enroll ka. Can’t go sa BDO site right now, pero enroll online and print enrollment pa rin yata ang rule, so i-ready mo printer mo or your usb for printing later. Verifying will take a few days, pero, be patient lang, lalo na if you continue to earn from the Internet. Para maliwanagan ka pa, i-type mo sa Google ang Verify Paypal BDO debit, then mamili ka ng mga tips na latest, yong mga 2010, kasi naranasan talaga nila ang BDO debit verifying. Credit card kasi yong sa akin.
ah ok po mam, i will check you advise. kasa sign up ko pa lng po sa paypal tapos 0 pa lng po ang naka indicate sa remaining monthly limit, meaning nd pa ko pede mag widthdraw
Mam nors bdo kabayan is it savings account or cash card ang classification nia?
jason, savings account ang BDO Kabayan
ah ok po salamat po ng marami, bale nag enroll na po ako ng online banking sa bdo w8 ko n lng confirmation
ms. nor ngtanung n po ko sa inyo dati, if pwede me mgwidraw dto sa dubai gamit ung BDO kabayan card ko po, kc po ngdeposit po family ko sa account ko sa BDO, ang problema po d ko pa po nlalagyan ng pin ung BDO card ko po. panu po un? panu ko po malalagyan ng pin un? at panu ko mawiwidthdraw po? please help po…
Hello po… I need your help po. I just sent money from Philippines to my sister in Dubai through her Kabayan BDO account. She tried to withdraw it in Dubai but she said she can’t access her account with her atm card. What should I do po?
Thanks a bunch for the help…
Hi, Mary, i called BDO for you just now, at sabi ng taga BDO, dito sa Phil daw dapat nalagyan ng PIN yan. Wala raw paraan na malagyan ng PIN diyan sa Dubai. Merong remedyo, pero risky– halimbawa — ipadala mo sa Phil yang ATM para yong family mo lagyan ng PIN, pero dapat trusted yong papadalhan mo, at kung sakali man hindi dapat sabihin yong PIN sa carrier — dapat sa confidential at secure na communication between you and your family. The steps for nominating PIN for BDO, I’ll email it to you.
Hi, Aki, I called BDO just now, and they said BDO ATM cardholders can withdraw sa Dubai. Try niya sa ibang ATM or ATM ng ibang bank. Make sure niya na yong ATM may logo na Cirrus Maestro/Plus (kung Mastercard yong ATM niya) at ATM na logo ay Visa/Visa Plus kung Visa yong ATM niya. $1 ang inquiry charge at $3.50 ang withdrawal. Make sure she’s pressing the Savings account option (kung merong type of account option doon, kasi minsan ako, napipindot ko checking)
ms.nors ala na po ba iba paraan para makakuha ng pin kc po ala ko kakilala n makakauwi ng pinas?sayang naman po kc ung padala need ko pa naman un.
Hi! Ok lang po ba kumuha ng Kabayan Savings Accnt kung hindi kapa nakalipad? Kasi nais ko po kumuha ng accnt dito sa pinas habang naghihintay na ma approbahan ang aking visa. Ano po ba ang mga requirements at ilang araw po makukuha ang ATM card? Salamat po.
Hi, Jr., sa BDO website, IDs lang ang nakalagay na requirement, but when we opened a Kabayan account, they required two IDs, 2 ID pics, a landline number, proof of address (Meralco), and a remittance receipt addressed to you (proof na pang-remittance or pang-abroad yong account, kasi 50 pesos lang kasi initial deposit). Siguro, if you have a job contract abroad, you can show it, instead of a remittance receipt (but opinion ko lang ito). Some BDO branches are strict about requirements; the others are more flexible.
ms. nors, may other alternative pa po ba makapagwidthdraw khit d ko nalagyan ng pin ung atm ko po.. meron po ba default pin ung bdo kabayan card n issue sa akin? need your help po.. thank you
Hi, mary, PIN register/change kasi yan, kaya sa BDO ATM lang puede. Ang remedyo na lang ay magpadala ang family mo ng money thru other means, kagaya ng Western Union. Wala na akong ibang maisip, mary. Continue praying for strength.
ms. nors pasensya n po makulit eh, meron po kaya alternative way of having the pin for the bdo kabayan atm kahit online? para makapadwidthdraw ako dto dto sa dubai? d ko na po kc alam gagawin ko eh.. salamat po
Mary, sa BDO ATM kasi talaga yan. dapat maipasok yong PIN diyan sa hawak mo na ATM, kaya di puede online. Ang naisip ko padala sa airfreight, kaya lang baka expensive — I don’t know the rates, but you can ask tomorrow– or ngayon, araw pa diyan, di ba? May DHL ba diyan? FedEx? LBC? I try to research online the rates, pero bumabagsak na yong mata ko, 2 am na dito.
Hi, mary, super impractical din pala yong FedEx o LBC, mga 2k to 3.5k ang rates, tapos yong pag-send pa sa iyo, maging 4k to 7k ang total, which does not make sense at all. In addition, baka magka-aberya pa sa mga ATMs diyan yong Mastercard network.
GUD DAY! ASK LNG PO sana may kabayan savings account ako, gusto ko mag open ng peso savings account,at yung kabayan savings ko transfer ko sana sa peso account, pwede ba yun?
Hi,Tyn, i-clear ko lang yong tanong mo — meron ka nang BDO Kabayan account at plano mong mag-open ng peso savings account sa BDO rin. Puede bang mag-transfer ng money from BDO Kabayan to BDO peso savings? Kung peso account yong Kabayan mo, puedeng mag-transfer ng money thru Internet banking or thru over-the-counter simultaneous withdrawal and deposit in your bank branch. Kung dollar account yong Kabayan mo, puedeng i-transfer to your peso account thru usual transactions at your bank branch — have your dollars converted into pesos and then deposited in your peso account.
ms. mors panu ko po maveverify kkung active pa po ung dati ko BDO account? sa dubai po kc ako nakatira at kung sakali po active pwede ko po ba matransfer ung ang laman ng account ko sa BDO kabayan sa dati ko account sa BDO? thanks
hello po.. ask ko lang po how can i check my balance sa bdo savings account ko since im here in bahrain.. i check sa bdo website about the online banking.. i registered but it says i have to download in printable form and send it in nearest bdo office.. so i have to mail pala sa knila the form? or i was thinking once u registered they will send to my email my password in order for me to check my balance…thanks for the help!
Hi, mari, yes, you need to submit your online enrollment sa BDO branch for security purposes. What you can do is email BDO, tell them you’re in Bahrain, and you’re requesting information on your balance. They will reply to you and ask for some info to check/verify. After you send your verification info, they’ll tell you the amount. I hope they’re still doing this today. This was my advice last year to someone, and it was successful. email callcenter@bdo.com.ph
Hi, mary, pakibasa na lang yong reply ko kay mari, medyo pareho kayo ng concern. About sa transfer, puede, pero may mga steps ka pa dapat gawin. Ang transfer puede sa Internet banking kung parehong naka-enroll yong two accounts mo. Puede rito sa Pinas over the counter. Ay, mary, ikaw yong hindi naka-input ng PIN sa BDO, di ba? Naiisip ko nga yong situation mo, nag-iisip nga ako ng remedyo… pero puro risky.
Meron ako kabayan account kakaopen ko lng, ipa close ko nlng at i-transfer sa peso account.
hello good morning po,,paano po magenroll sa internet online banking..ang card na BDO kabayan account or BDO atm debit card?
Hi, devany, yong BDO Kabayan account (yong account number ang gamitin mo). Yong BDO atm debit card mo ba ay another account? Yong may maintaining balance na 2k? puede rin itong i-enroll.
mam na locked out po user id ko sa bdo internet online banking, kc i tried to open kanina ung account para mag print ng enrollment banking form, pero nagkamali po ako ng input ng password, i have tried mga 5 times saka ko na realized n mali pala ung password ko para sa user id ko
Hi Jason, palagay ko it’s better na lang you call 631-8000, antayin mo yong choice na “Internet banking,” para i-reset nila ang password mo. be ready with your card account # and card #.
thank you po mam nors, i reset my password thru options ng site and i supplied the correct information thank you very much for the assistance..
hello,ask lng po ako tungkol dun sa inopen kng account june 2008 sa dubai at nandto na po ako sa italy 2yrs mahigit na po…dko na un nhuhulogan simula na nandto na me sa italy nagaun dec uuwi po ako..gusto ko po ipagpatuloy un kaya lng makukuha ko pa ba ung pera na nanun?kc sabi sa mga pingtanungan ko buwan buwan daw kinakaltasan….simula ng d kna nhulugan…mga magkano po ba ang ibinabawas dun?ung pera ko po mga 48 thousand lng ata un …maraming salamat po sana masagot niyo po mga katanungan ko…umaasa baby….
Hi, bbjing, savings account naman siguro yong account mo? After 24 months ang dormancy for BDO savings, 12 months for checking. Nag- 24th month yong account mo last May or June 2010, so dormant na yong account mo for 7 or 8 months sa Dec. If it’s 8 months, your dormancy fee total would be 200 pesos x 8 months = 1,600 pesos or $5 x 8 = $40. Sana kung nilagay mo sa time deposit (yong automatic renewal), malaki na sana dagdag. Hope you’ll put it into time deposit when you come home.
thank u po maam nors,opo savings account po un…san po ba pwedeng asikasuhin?pwede po bang sa mga branch ng BDO or pag sa main po nmn sa maynila mga ilng araw po ba ang pag proseso…wala pa po akong pin code nung account ko kc kailangan daw muna i encode ung pin.. ung branch ko po dun sa leyte pwede po ba dun…..cguro ganun nlng ang aking gagawin ititime deposit kc sayang din ung dagdag…..salamat po…
Hi, bbjing, bale automatic nang ibinabawas ng BDO yong dormancy fees. Kaya pag-inquiry mo pagdating mo, nabawasan na ang account mo. Kung ita-time deposit mo, suggestion ko huwag mo nang iwidro sa ATM, baka magasto pa. Punta ka sa branch mo sa Leyte, kumuha ka ng withdrawal slip, write account name and account #, tapos kausapin mo yong new accounts teller gusto mong mag-time deposit at kung magkano ang minimum time deposit. Kung okay yong amount sa iyo, ask mo teller kung puede iwidro mo gamit ang withdrawal slip at dagdag na cash kung dagdagan. Sabihin mo 6 months, 9 months or one year at automatic renewal. Pero sa time deposit, pag iwidro mo earlier sa pinirmahan mong number of months, may bawas. Kung paano mag-encode ng PIN, email ko na lang sa iyo, paki-paalala mo kung I forget.
maam nors,gud evening po!!!!! ung pag encode po ng pin sbi nyo paalala ko sa inyo po ,at issend nyo sa email ko….salamat…bb
Hi bbjing, i emailed you na. Hope you come back and share your experiences. Others may learn from you, especially how much BDO deducted for dormancy and what’s their real time deposit rates.
hi ms. nors sori ngyn lng me nkapagopen ng email ako nga po un d nkapaglagay ng pin.. hanggang ngyn ngiisisip p rin ng paraan kung panu ko maayos ung sa account ko… ms. nors ask ko lng po kung pwede ko n lng iransfer sa BDO account ng mother ko ung nsa kabayan account ko po para cla ang mkapagwidthdraw nun sa account nila… possible po ba un? d p po kc nsagot ang BDO sa pagpapaverify ko po nf account ko if open p. maraming salamat po sa tulong nyo ms. nors.
Hi mary, marami sigurong email inquiries ang bdo, kasi ako rin, yong email ko sa kanila, more than one week bago nasagot. Dati, ang bilis nila. Ang alam ko, sa online banking lang puedeng mag-transfer ng funds, if you’re not in the Phil., at dapat naka-enroll yong recipient account. I’ll email you something.
maam norms salamat po ….
hi ma’am.. ask ko lng if mag open ka ng Kabayan BDO savings account… is this ATM and passbook and how many days before I got the ATM card if I ever I open an acoount… =)).. thanks in avance
Hi, jai, pag yong BDO branch mo merong sariling ATM cardprinter, makuha mo agad yong ATM. Or kung okay lang sa iyo na wala kang name on the card, ibigay agad sa iyo.
Hi Ms. Nors.. thanks a lot… I,ll go to BDO next week and I’ll let you know… thanks again!!!
Hello po,
YUng current location ko po ngaun ay china and i made a bank transfer to my BDO Kabayan account. Nagtaka ako kung bakit parang ang laki nung fee na charge nila sakin. Nagpadala ako ng 150 USD pero yung pumasok sa account ko ay 5, 709 lang in pesos. Magkano po ba yun fee na charge ng BDO for remittance galeng abroad? I sent it through bank of China. I hope you could help me. Kasi pag ganito kataas ang charge ng BDO parang hindi sya sustainable para sakin. And also, is it a fix charge or depende sa amount na pinapadala?
Scarlet
Hi, Scarlet, sa exchange rate na $1=43.50, ang naging transfer fee mo ay 816 pesos or $18.8. Ganyan yata ang standard, Scarlet. Kasi yong ibang nababasa ko, mga $20. Pero malaking portion ng charge ay charge ng Bank of China, kasi siya ang nag-transfer. Tanungin mo na lang ang Bank of China kung mas mura ang charge kapag sa BPI account mo ita-transfer, kasi sa website ng BPI, correspondent ng BPI ang Bank of China. Ask mo rin ang Western, baka mas mura. I’ll post again if I find some info.
Ms Nors, salamat po sa reply. Pero yung Bank of China po kasi nag charge na sa akin ng transfer fee na 200 rmb so mga more than 1200 php po yun. Sabi daw nila, yun na yun at wala na sila ibang charge. Ang sabi nila, hindi lang nila alam kung magkanu yung i charge ng BDO. Meron din dito Moneygram through a bank. If i do that, pag na receive ng BDO Kabayan account ko yung pera na ipapadala ko, meron ba silang i charge din? Ang mahal talaga ng charge ng BDO sa akin sa halagang 150 usd pa lang yun.
Hi, Scarlet, grabe ang charges ah. Ibig sabihin, yong pinadala mo na 6,650 pesos, ang gasto mo for sending ay 1,300 at 816=2,116! This is nearly one-third na ng pinadala mo. Nabasa ko sa isang article na concerned ang China sa lumalabas na pera nila. This article also advised na pinakamaganda raw ang thru banks although mas expensive daw. In-advise din niya ang Western Union at Moneygram, at sinabi rin niya na cheaper ang Moneygram. Last year, when I received money from a niece in the U.S. thru Moneygram, wala naman akong binayaran sa BDO, pero I picked up the money, at saka galing nga sa U.S.
I called 631-8000 para tanungin about Moneygram. Ang sinasabi naman ng sumagot ay depende raw sa nag-remit na bank. Sinabi ko na na-charge na diyan, tapos na-charge pa uli dito ng malaki. Wala raw toll-free phone from China to BDO, kaya advice niya patawagin mo yong family mo sa BDO para tanungin about yong na-charge sa iyo. Kelangan kasi ng customer officer yong account number, para tingnan niya kung bakit may na-charge pa na 800+ pesos. Scarlet, I hope you write again about your experience, para you can also help others in the same situation as you’re in. Parang naging curious tuloy ako sa China-Phil remittance. Thanks. By the way, pag tumawag pala ang family mo sa BDO, i-select niya yong Press 1= Philippine Customer at Press 3=BDO Kabayan para mas madali. Mahaba kasi ang pila sa ibang options.
Ms Nors, Salamat po sa reply ulit. Anyway po, may i know po kung panu ako mag moneygram dito to my Kabayan account? Papasok po ba yun directly sa acount ko? Sarili ko po itong account na ginagamit ko for online payment ng mga bills ko jan sa pinas. Kailangan po ba na i pick up or pwede namang ipapasok direcho sa account? Tatawag ako sa BDO sa mga next week and mag post na lang po ako dito kung anu po yung sinabi nila dun sa napakalaking chage
Hi, Scarlet, puedeng mag-direct deposit ang Moneygram to your BDO account. Maganda yong technique mo — using online banking – kontrolado mo yong finances mo. Yon nga ang sina-suggest ko dito sa blog ko. Take care … and thanks if you can describe later your successful and cheaper strategy of sending money to the Phil.
By the way pala, kung expensive ang China-Phil phone call, you can email callcenter@bdo.com.ph . Nagre-reply sila within a week — a few days pag konti lang siguro mga emails.
Hi…my husband will send money today pero we don’t know where in Riyadh (bank) sya mag send. pwede bang paki bigay ung accredited bank…I have a kabayan savings. thanks.
Hi, Anne, based sa BDO website, these are the BDO remittance partners sa Riyadh:
Al Rajhi Banking
Al Zamil — Al Ras St.(old) Batha (Near Mosque) PO Box 4055 11491 Riyadh KSA
Bank Al Bilad
hi mam nors
i am approved n po sa bdo online banking enrollment when i tried to widraw, sabi nia i link ko raw po ung card ko then nun ibigay ko po ung information e2 po ung message nia? pls help me again..
error message from paypal
We were unable to verify this credit card. Please check if the information you entered is correct. Please also make sure your credit card billing
address matches your PayPal street address.
thank you po
Hi, Jason, di ko na kasi ma-open yong “Get verified” sa akin kasi verified na ako, so di ko makita yong instructions. I-check mo nga kung “Get verified” at “debit card” ka pumasok at hindi sa “credit card”
n try ko rin po ang problem ko po kc hindi ko ma lift ung 0.00 amount to widthraw
nililink nia ako lagi don
Jason, tingnan ko lang yong Paypal ng anak ko ha, kasi hindi rin verified yong sa kanya. But I’m waiting for her to text her password. Busy yata sa klase. Basta sure mo na exactly the same ang name and address mo sa BDO account at sa Paypal account ha. pati middle initial kung meron. By the way, naka-embossed ba yong name mo sa debit card? Ask ko lang baka lang may significance, kasi nakaka-verify yong iba using BDO debit cards, tapos marami ring nag-o-online na hindi rin daw sila maka-verify. May BDO debit cards kasi na walang embossed name — from branches na walang printers.
ok po mam nors, maraming salamat sa tulong nio, more power po d2 sa blog na to maraming na22lungan..
Jason, nakita ko na yong Verifying process. Palagay ko nasunod mo naman yong procedure kasi clear naman. Kung ayaw talaga, palagay ko hindi na nga siguro puede pang-verify yong BDO Debit, puede lang i-attach — meaning yong Withdraw to. Kasi, maraming nagsasabi on the Internet na hindi sila maka-verify. Baka yong mga dating BDO Debit cards ay MasterCard Electronic (MCE). Ngayon ay MasterCard na lang. Kung wala nang ibang paraan to verify, mag-open ka na lang ng EON Cybercard sa UnionBank. 350 pesos pa rin yata per year if required balance is not maintained. Pero, research ka muna para sure. Go also to the Union Bank website, sabi nila may guide doon for Paypal verification, but di ko pa tiningnan.
ganun po mam, ok cge po salamat po ng marami
Hi guys! tanung ku lng poh sana kung ilang digit number and PIN ng ATM card sa BDO? thanks
Hi, akiecu, six digits.
gud day po ask ko lng po kung pwede ko mag withdraw d2 s bahrain khit jan ko s pnas nag open acct.equitable bank p po nun tnx
hello mam nors, thank you po sa assistance nio, kahit nd ako naging successful sa BDO KABAYAN. this is the reply of BDO CALL CENTER.. gus2 ko lng po share para sa nagbabalak mag link ng BDO ACCOUNT TO PAYPAL
***********
Please be informed that BDO does not have an existing arrangement with
PayPal. Thus, linking of a BDO account/card to PayPal shall not be
honored.
Please also note that the BDO ATM Debit Card also does not have the feature
to accommodate or be used for online purchases.
In relation to this, you cannot use your BDO International ATM Card to
purchase or transact online. MasterCard does not allow internet
transactions for MasterCard Electronic (MCE) cards.
Although some of our accountholders had previous online transactions with
PayPal, please be advised that a fix has been made last 03 June 2010, which
disables the acceptance of online Mail Order/Telephone Order (MOTO)
transactions.
However, the BDO ATM Debit Card may still be used for ATM and Point-of-Sale
(POS) transactions.
***********
Hi, Ruby, palagay ko hindi puede, kasi EB pa yong ATM card mo. According to BDO, dapat yong ATM merong Mastercard International na logo para maka-widro ka sa ATM na may Mastercard o Maestro logo.
Hi, jason, thanks for coming back to comment. It’s good that you shared this because my BDO account is still linked to my Paypal. I thought before that BDO was referring only to verification. But anyway, months ago, I’ve planned to use BDO no longer because I’ve found out that the withdrawal fee from Paypal to BPI is cheaper by 50 pesos.
hello. dito po ako sa riyadh ngayon. nadala ko yung BDO Kabayan ATM card ko. pwede lang po ba nag deposit kahit P500.00 a month sa BDO Pinas? Hindi ba ma closed ang account ko? Salamat po… Merry Christmas.
Hi Jomar, sabi ng BDO, at least one remittance a year, para kahit walang maintaining balance. Pero kung hindi ka maka-remit ng one time per year, basta may laman yon na 2,000, okay siya. Kasi sa regular na BDO savings, ang maintaining balance ay 2k. Gawin mo na lang palang 5k, kasi ang regular passbook savings account, ang maintaining balance ay 5K. Merry Christmas din Jomar.
hello. good day po.ask ko lng po, balak ko sana mg open ng BDO kabayan savings account..ano po ba ibig sbhin nung remittance na isa sa mga kailangan pra mg-open ng account. and d ba 2 IDs ang kailangan, isa lng po ako meron, dalawa sna kaso ung original passport ko ay nasubmit ko na s agency ko, photocopy lng ako meron, ok na po b khit photocopy lng?..hoping for ur reply..salamat po ng marami.
Hi Rain, I like your nickname. Receipt ng remittance ang ibig sabihin. Kahit isa lang. Puedeng para sa iyo, o ipinadala mo. Proof na magkakaroon ng remittance later on yang account. Pero kung wala pa, i-explain mo lang na pa-abroad ka pa lang. Kung may overseas contract ka, puede mong ipakita. Depende rin sa branch at sa teller. Piliin mo yong BDO na maraming masa ang clients. Baka instead na 100 pesos lang ang opening amount, baka magdeposit ka muna ng 2k (required sa regular account) — pero BDO Kabayan account pa rin.
Kung meron kang tratransferan ng pera later on frequently, i-consider mo rin. Kasi ang Manila-province transfer or vice versa ay may charge. Sa ID, subukan mo rin kung puede na yong isang original lang. Baka meron ka pang iba katulad ng police clearance or NBI clearance.
hello. good day po.ask ko lng po, balak ko sana mg open ng BDO kabayan savings account..ano po ba ibig sbhin nung remittance na isa sa mga kailangan pra mg-open ng account. what if wala po ako nun? and d ba 2 IDs ang kailangan, isa lng po ako meron, dalawa sna kaso ung original passport ko ay nasubmit ko na s agency ko, photocopy lng ako meron, ok na po b khit photocopy lng?..hoping for ur reply..salamat po ng marami.
salamat po sa reply..yup meron po akong nbi clearance, residential certificate (cedula).meron dn po ako d2 a piece of paper kung saan may perma po ng employpro d po sya contract.may nkausap ako last time sa BDO nung ngbayad ako ng smartbro bill sbi nya po sa akin 50 peso na po raw.
Hi Rain, ay oo nga, 50 pesos na lang hahaha. Andon nga pala sa blogpost ko sa itaas. Since Nov 2010 pa. Good to go ka na pala at may NBI clearance ka. Nasa list ng puedeng IDs yan. Pag may account ka na, i-enroll mo na rin sa Internet banking para masilip mo ang balance mo sa abroad online, etc.
salamat po..by the way ung proof of remittance pwede b ung ML KWARTA PADALA na slip po. wala na po iba eh…and ung id pwede rin b ung voter’s id? kaso ung pic ko sa voters id matagal na po un almost 7 yrs na po..
Hi Rain, kung galing abroad yong padala, oo puede. ang voter’s ID, kasama sa list ng valid IDs. wala namang expiration yan, so puede palagay ko. Barangay certification, valid din, madali lang kumuha nito.
ay..sayang namn po..paano b yan wala na mn kaming kapamilya na nsa abroad eh..hirap nmn ng requirements..local padala lng po eh..
Hi Rain, kausapin mo na lang yong teller kung puedeng magdeposit ka ng 2k para maka-open ng Kabayan. Kasi, sa regular ATM savings account, 2k ang opening. O kaya mag-antay na lang pag may overseas contract ka nang maipakita. If you like, sa BPI Family, 1k lang ang opening sa ATM account.
[...] BDO Kabayan Savings, BDO Remit Cash Card for OFWs [...]
gudam..ask ko lng po kng anong account number ang gamitin pg my ngsend sa akin ng remittance through xoom..i have a kabayan savings at magkaiba ug account number sa atm at passbook ko..thank u..my sender was just confuse if he use the account number in my passbook or in my atm..at connected po ba ung passbook at atm ko?
thnk u po..
Hi, Ivy Joy, ang gamitin mong number ay yong nasa passbook, yon ang account number mo. 10-digit. Ang nasa front ng ATM ay card number. Sa BDO, hindi nakasulat sa ATM card ang account number. Oo, connected yang dalawa dahil ang Kabayan account ay may passbook at may ATM.
hello mam nors, thank u so much po..God bless
Magandang araw Ma’m Nors
Bale verified na po ng paypal ung account tanong ko lng po kung ano ang pagkakaiba ng
Withdraw funds to your bank account
at
Withdraw funds to your card
or parehas ko po itong gamitin, bale EON CARD mo ung account ko.
maraming salamat po!
Hi, Jason, good at nakakuha ka na ng Eon mo. I had to go to Union Bank at ibang blogs pa to read kasi I no longer have an EON card. Tagal na. Accdg. to them, parehong puede — withdraw to debit card or to bank account — pero cheaper daw yong bank account. I checked nga at may $5 charge agad yong sa debit card. 12-digit ba account # ng Eon? and you need Union Bank code. Paki-share na lang kung okay na ha.
bale Mam Nors, verified na po EON card sa paypal
yes, 12 digit po ung account number ko. oo nga po mam,
pag sa bank ang withdrwal P50 lang ang charge if less than P7000 ung iwi withdraw
pero pag sa debit card P250 pesos agad tapos mas matagal pa ang processing.
wala kc akong hawak ng passbook, pede ko po kayang i withdraw un sa bank?
nag search lang po ako sa internet ng mga bank code and nakita ko nga po ito, dito ko rin po kinuha bank code ng Union Bank and tama naman po verified na po kc account ko sa paypal
Name of Banks and their Bank Codes
ALLIED BANKING CORP— 010320013
ASIA UNITED BANK — 011020011
BANGKO SENTRAL NG PILIPINAS — 010030015
BANCO DE ORO (& EPCIB) — 010530667
BANK OF COMMERCE — 010440016
BANK OF THE PHIL ISLANDS — 010040018
CHINA BANKING CORP — 010100013
CHINA TRUST COMML BANK — 010690015
CITIBANK N.A. — 010070017
DEVT BANK OF THE PHILS — 010590018
EAST WEST BANK — 010620014
EXPORT & INDUSTRY BANK — 010860010
LAND BANK OF THE PHILS — 010350025
MAYBANK OF THE PHILS — 010220016
METROBANK — 010269996
PHIL BANK OF COMMUNICATION —010110016
PHIL TRUST COMPANY — 010090039
PHIL NATIONAL BANK — 010080010
PRUDENTIAL BANK — 010150018
PHIL VETERANS BANK — 010330016
SECURITY BANK & TRUST CO — 010140015
STANDARD CHARTERED BANK — 010050011
UNITED COCONUT PLANTERS BANK — 010299995
UNION BANK OF THE PHILS — 010419995
UNITED OVERSEAS BANK — 010270189
Hi, Jason, ganyan nga, it’s always good to research. Kaya I didn’t give na the Union code kasi I see that you’re a good researcher. Withdraw from a Union Bank ATM. Usually ngayon, ang mga ATM-based accounts, may charge na pag withdraw over the counter sa bank.
so, mam nors, over the counter, tapos ang ipapakita lang e ung ATM? baka kc itanong mam, may ATM bakit over the counter pa ang widthdrawal ko, hehe
pansenya na mam, dami ko pong tanong
Hi Jason. Ang ibig kong sabihin mag-withdraw ka sa ATM machine ng Union Bank. Mag-inquiry ka muna para ma-check kung natransfer na yong Paypal money mo.
ok mam nors, i will let you know if na transfer na money ko sa ATM
salamat po ulit!
hello po,ask ko lang po kung san pde mag padala ang husband ko sa canada ng pera para sa BDO remittance ko dto sa pinas,anung bank po ba ang pdeng puntahan ng asawa ko,para sa bank to bank?thank you
Hi Karen, Royal Bank of Canada (Swift Code is ROYCCAT2) is a BDO correspondent bank, for bank-to-bank. Puede rin sa BDO remittance partners: http://www.bdo.com.ph/Personal/FinancialServices/Remittance/pdf/BDORemittanceOffices.pdf Puede ring Moneygram — which is also processed by BDO. Moneygram is cheaper than Western Union.
How to apply for BDO kabayan savings account? What are the requirements?! I’m nearly leaving on the 3rd of Feb. thanks!
Hi, Gracielle, bring your passport and an ID, and any remittance receipt from abroad (kung wala, siguro any proof na you’ll be sending a remittance soon, such as an overseas contract). I think they need the remittance receipt kasi 50 pesos lang ang opening amount. Bring na rin 2 ID pics, baka required pa rin. Also any utility bill (for proof of address, sometimes some branches waive this). Ask them na rin if you can enroll your new account immediately for Internet banking, para ma-check mo from abroad. Hope you visit again when you’re abroad.
[...] More info on BDO Remit. [...]
ask ko lang po sabe p kasi after 1 hour marereceive na ng family ang padala from abroad nasa qatar p kasi ang mister ko nagpadala po siya kahapon ng 5pm sa oras nila at sa oras naten ay 10pm…tapos kinabukas ng 12 ng tanghali ay pumunta ako sa bdo at wala pa ring pumasok sa account ko at ang pagkasabe ay 24hours daw ang pinakamabilis–kabayan account po ang account ko…bakit po ganun?
Hi, Mimay, sorry kung hindi maliwanag yong pagka-format ko sa “How fast can the family receive the remittance?” — referring to California, Italy, Hong Kong kasi yon — yong mga countries na may fees na nakalagay. (Lalagyan ko na po ng specific countries para maliwanag, at ang info na one hour o one day — ito ay galing din sa website ng BDO. )
Noon kasing nasa abroad pa ang husband ko, mabilis lang yong sa akin, halos sabay lang ng pag-deposit doon sa Saudi, so expected ko rin na kaya ng BDO ang within-one-hour remittance. Bale BPI noon sa akin — sa BPI partner bank nagdedeposit ang husband ko. Sa BDO partner ba nagpadala ang husband mo, tapos, ganon 24 hours?
ask ko lang po, BDO kabayan savings same account lang po b yung sa passbook and atm bk confuse kasi aq kung ano account ibibigay ko sa husband ko
thanks
hello Mam Nors
Just want to share na ok na po ung EON Card ko nagagamit ko na xa, bale pag nag widthdraw ako thru ATM charge ng $5 tapos after 5 days na widthdraw ko na po ung pera ko.
Salamat ng marami sa assistance.
Hi Roxanne, oo, the same BDO account yan. ang ibigay mo sa husband mo na BDO number ay yong account number mo na nakasulat sa passbook. Yong number sa front side ng BDO ATM card ay card number.
[...] BDO Kabayan Savings, BDO Remit Cash Card for OFWs [...]
Hi Jason, thanks for sharing. So that’s about 218 pesos at $1=43.60. Mga 200 din yata sa BDO.
yes mam nors naglalaro sa ganun ang charges, bale iba ung rate nila for example last tym n nag widthdraw ako 43.1 ang palitan d2 ang rate nila is nasa 42.5+ lng nd ko lng po alam kung saan ung basis nila
hi po mam, ask ko lang po kung pwede i link yung bdo account ko to verify my and lift my paypal balance,
thanks po..
Hi Rafael, sorry, hindi na ngayon. Dati puede. Pag di ka makakuha ng credit card, I suggest you get na lang Union Bank Eon Cyber Account, wala itong maintaining balance, pero may annual na 350 pesos. Sa website ng Union Bank, may instructions pa sila how to verify your Paypal thru Eon.
@mam nors, ganon po ba? oo nga po na research ko din kahapon na eon bank tlga ang mas ok, at saka may partnership tlga sila with paypal, sayang nitong bdo account ko ginawa ko lng pati un para ma verfy ung paypal ko, thanks po salamat
Hi Rafael, kung malapit ka rin lang naman sa BDO, ay ituloy mo na rin yan para diyan ka mag-save. And see to it that you maintain the maintaining balance. Good day!
Hi. Can i apply for a kabayan savings account even if i have no intention of going abroad? I just want to have a savings account that has a low maintaining balance fee.
Hi, Dez, yes, you can apply for a BDO Kabayan if you can show any remittance slip from abroad addressed to you. But you must have one remittance per year to avail of the zero maintaining balance requirement. Pag no remittance, you must maintain at least 2,000 pesos daily (the maintaining balance for a BDO regular ATM account). If you like, you can check out other reliable banks. BPI Family’s maintaining balance is only 1,000 pesos. LandBank’s average daily balance requirement is only 500 pesos.
Hello,
I’ve sending money for a year now thru telegraphic transfer to my BDO US$ account (I stopped sending money thru the Kabayan as I have more flexibilty in exchanging my dollars to peso).
My question is, how much is the fee that is being decuted by BDO? I noticed that for amount which is below US$10k, you are deducting US$33? Why is more than the fee to send which is usually only US$3-5?
Hi dayao, I suggest you send an email to BDO — callcenter@bdo.com.ph
and ask why your remittance was deducted with $33. I usually ask BDO thru email and they send replies. Yes, sometimes peso account is now better as the US$-peso rate keeps dropping for the past months.
Thanks po for responding, e ang plano ko po e i’ll withdraw my funds via Alertpay thru pinoygoldexchange.net, e i noticed na in dollars naman ata rin nila dine-deposit ang pera. Pwede po ba yun?
Hi Dez, I’m not familiar with Alertpay and pinoygoldexchange.net as I use Paypal. I researched pinoygoldexchange.net and BDO is among the banks where PGX can deposit money in pesos. Based on the Alertpay website, you can attach your bank account to your Alertpay account so you can withdraw money into your bank account.
With Paypal, I’ve transferred U.S. dollars from Paypal to my BPI account, and the dollar amount was automatically converted into pesos and credited in my BPI account within 3 days.
Thanks for the info, i researched and found out na dapat credit card na may visa/mastercard logo ang pwede lang i-link sa AP. Apart po pala from that e mahal daw po ang transfer fees pag AP to local bank. Kaya sa PGX nalang po ang gamitin ko. Ang BDO kabayan savings account po ba e pwede na pang verify ng paypal? My PP acount got limited po eh. Thanks.
Hi Dez, hindi na puedeng pang-verify ang BDO kagaya ng dati. Yong Mastercard logo sa harap ay indication lang na puede siyang pang-withdraw sa Mastercard-affiliated ATMs in other countries at hindi pang-online transaction, accdg to BDO officers. Nai-attach ko naman yong BDO ko sa Paypal ko for money transfer, pero BPI ang ginamit ko for my recent withdrawal kasi less ang charge.
Yong EON cyber account ng Union Bank ang puedeng pang-verify sa Paypal. This has no maintaining balance, but you have to pay 350 pesos in annual fees. Puede ring dito ka na magtransfer. May Paypal instructions sa Union Bank website.
Thank you very much for your help, i’ll be visiting the unionbank website now. Too bad di na pwede pang-verify ang BDO, wala pa namang malapit na unionbank samin. Thanks!
Thank you very much for your help, i’ll be visiting the unionbank website now. Too bad di na pwede pang-verify ang BDO, wala pa namang malapit na unionbank samin. Thanks.
Hello po! have a good day! I am here at USA now. When i left Philippines i took a chance of becoming a member of this Kabayan BDO savings account. I have a very big problem now and please do help me po:(…I wanted to send money to my siblings in Philippines so badly coz they really needs it but how can i if stupid me that i FORGOT MY PASSWORD:(… PLEase help me what to do about this matter? DO u have any link in BDO about this where I can email them for me to change my password? I know youve been answering alot of questions po upon reading here and im not losing hope from you because i know u will also answer my BIG PROBLEM:(!!!!
Please do reply me as soon as you can regarding with this matter. I would be glad to hear a reply from you…Take care po…GODspeed!
Hello po! have a good day! I am here at USA now. When i left Philippines i took a chance of becoming a member of this Kabayan BDO savings account. I have a very big problem now and please do help me po:(…I wanted to send money to my siblings in Philippines so badly coz they really needs it but how can i if stupid me that i FORGOT MY PASSWORD:(… PLEase help me what to do about this matter? DO u have any link in BDO about this where I can email them for me to change my password? I know youve been answering alot of questions po upon reading here and im not losing hope from you because i know u will also answer my BIG PROBLEM:(!!!!
Please do reply me as soon as you can regarding with this matter. I would be glad to hear a reply from you…Take care po…GODspeed!
Hi Mary Ann, I handled a similar BDO problem last year — about an OFW in Dubai who failed to change her default PIN before she flew to Dubai. I called BDO and they said there’s no way the OFW can change her PIN while the ATM card is in Dubai. The PIN must be changed in a BDO ATM. As of this moment, the solution that I can think about is this: If all your money is in your BDO account, and that there’s no other remedy while you wait for your next salary, you can send your BDO ATM to your siblings thru LBC or EMS and they’ll be the ones to change your PIN and then withdraw money. But there’s a problem pala with this kasi your siblings still need the PIN that you set before they can change it. When changing PINs, you need the old PIN. But this solution will work if you never changed your default PIN. All in all, however, I just hope you can find another source of money while waiting for your next salary, and just consider your BDO money as part of you savings. Take care and wish you the best while you work in the U.S.
GOod morning..!THanks so much for the reply po… But still my problem remains unsolve:(… as what uve said if il send my atm through LBC or EMS for my siblings to change my password, they cant still change it coz my main problem is I FORGOT THE PASSWORD i used for this atm kabayan BDO savings…PLEASE GIVE ME Some more ideas and answer po on how to solve this problem? is there any other way????
Hi, Mary Ann, the ideal solution would be for you to personally go to your BDO branch, but since you’re there far away, you can try emailing callcenter@bdo.com.ph. Perhaps they’ll ask you some confidential info for verification. I’m not sure however if they have a human-accessible record of your PIN since PINs are supposed to be known only by you and a hardware device. Hope you or your siblings find other source of funds.
hi.. i would just like to know how LOOONNGGGG it takes for me to receive my money sent from the U.S im using the atm kabayan savings thinking that it would be as fast as PNB.. but then until now i still havent received anything yet…
how long does it take bago ko mareceive yung allowance ko? i read here na 3 to 5 days?i thought kabayan savings account was made to make it easier to send and receive money? how come mine isnt in yet??? sa pnb minutes lang.. i thought you offer better and faster services so i switched… i guess i made a very wrong decision!
Hi! Is the required remittance in Kabayan Savings Account once a year? What if I haven’t received a remittance for one year? Will my account be inactive? Or can I use it as deposit account? Is there a maintaining balance then after not requiring the once a year remittance? Are they going to charge me for it? Please do email me.. Thanks! God Bless!
Hi! Is the required remittance in Kabayan Savings Account once a year? What if I haven’t received a remittance for one year? Will my account be inactive? Or can I use it as deposit account? Is there a maintaining balance then after not requiring the once a year remittance? Are they going to charge me for it? Please do email me.. Thanks! God Bless! More powers to you ma’am
this sucks big time….
Hi Ann, yes, one remittance per year is required in order to get the no-maintaining balance privilege. But if there’s no remittance, I think you just maintain the regular savings account maintaining balance of 2,000 pesos. To make sure, I emailed BDO about this, so I’ll reply to you again when BDO replies. Their phone is busy. The maintaining balance fee has increased to 300 pesos a month after two consecutive months of not maintaining the balance, so we need to make sure — baka maubos lang ang deposit sa charges.
Hi Anginell, did your sender use BDO Remit to send to your Kabayan? Click this to track your remittance https://www.bdocashcard.com/rts/remitinquire.asp
Hi Ann, BDO replied to my inquiry about your Kabayan account concern. After a year daw na walang remittance, i-convert daw nila yong Kabayan into a regular passbook savings account at ang maintaining balance nito ay 5,000 pesos (may passbook kasi, the maintaining balance for the regular ATM savings account is only 2k). Pag two straight months na less than 5k ang balance, may charge na 300 pesos.
hello. Good Day. inquire lang po sana kasi nadala ko yung BDO Kabayan ATM at Bankbook sa Saudi. hindi ko nagamit dito. Ipadala ko pabalik sa Pinas this month. hindi ako naka remit since. Ano bang mangyari dito? Gusto ko sana ang pamilya ko nalang ang gagamit nito sa pinas. active paba ito o wala na. help me. thank you very much. God bless.
Hi, Jomar, depende kung kelan mo inopen ang BDO Kabayan. Pag lagpas nang one year at hindi mo nalagyan ng remittance, I suggest, huwag mo na lang ipagamit, hayaan mo na lang na mag-close kasi na-convert na yong account into a regular passbook account, at 300 pesos ang charge pag ang account is below the maintaining balance for two straight months. Pag less than one year pa lang, puede pang gamitin, but if you don’t intend to remit anything to the account, make sure to maintain at least 5k on the account to avoid the 300 charge. 5K ang maintaining balance ng regular BDO passbook savings account.
hi ask ko lang ng card replacement ako kabayan savings account yung akin yung dati ko card blue cya and debit card nakalagay ngun kabayan card na and yellow cya..
Hi Anj, oo, yellow na yong new BDO Kabayan Savings cards at nakalagay yong logo ng MasterCard.
Hello Nors, September 2010 pa ata yung ATM KABAYAN ko. pwede ko paba magamit yun. pinadala ko na sa pinas yung ATM ko. pwede ba nila magamit yun? yung nakasulat sa ATM card at Bankbook pariho lang ba ang account number? may minimum ba yung remittance kung mag padala ka sa pinas? baka pag mag remit ako hindi na nila ma withdraw sa pinas. help me po para hindi sayang yung pera ko. salamat po.
Hi Jomar, kung Sept 2010 na-open, active pa ang account. According to BDO, kung one year passed at walang remittance, i-convert nila yong Kabayan into a regular passbook account (ang maintaining balance nito is 5K). Ang account number ay yong nasa passbook. Ang nasa ATM ay card no. Before remitting, make sure na sure ka sa ATM PIN mo (kasi may nag-comment dito na he forgot his PIN). Ask your family to test your ATM card in a BDO ATM (para walang charge). Mag-balance inquiry. Mag-print. Kung okay ang process, okay ang account. Hope this helps.
Hi Nors ang haba nang binack read ko… Thank God there’s someone who’s willing to call and ask BDO in behalf of all these strangers. and here I am also one of them asking… My hubby just left this month Seafarer cya, I wanted to open a savings account with passbook kaso I dont have all the requirements like goverment ids so I opted to BDO Kabayan. I am just wondering remittance din yung allotment right? pero what if the allotment comes from the agency which is from the Philippines and hindi cya abroad. and what will happend to our account if for example we have money deposited na in BDO Kabayan but since yung agency is based lang sa Manila so walang remittance in a year so what will happend to our BDO kabayan account and our money? YOu said that it would be converted to passbook savings na mababawasan nang P300 if its lower than 5k. tama po ba ko sa pagkakaintindi ko? kasi im planning to make this as our primary savings account.
Hi Barry28, thanks a lot for reading the comments. Your remarks make my morning great! Thank you. Yes, tama ka na ang BDO Kabayan will be converted into a regular passbook savings account pag walang remittance in a year. At magiging 5k ang maintaining balance. Sa pagkakaalam ko, hindi remittance yong allotment kasi local deposit siya at in pesos. Pero, hindi bale. Sa case mo, since plano mong mag-ipon, maganda na rin yong Kabayan kahit ma-convert siya into reg passbook. Siguro naman in one year, kahit ma-convert, yong 5k na minimum ay kayang-kaya na ma-maintain. Ang maganda sa passbook, automatic na naka-record yong allotment mo, at ma-trace kung magkano talaga ang napapadala at natatanggap mo. Essentially naman kasi, ang ipinagkaiba lang ng Kabayan sa iba ay puedeng mag-open na 100 pesos lang, at walang maintaining, so yong iba na gagamitin lang for remittance, tamang-tama sa kanila, tapos may passbook record pa.
Meron ding ganito ang ibang banks. Currently nga, I’m researching OFW accounts, kasi mga bangko marami na silang services for OFWs kasi sa volume ng $ na pumapasok. Sikat lang ang BDO sa OFW families kasi convenient — may bangko sa SM malls, open on Sat, Sun, holidays. Hope I helped a bit.
By the way, sa BDO website, merong BDO Kabayan Shipping dollar account — for BDO accredited shipping firms — so meron ding sigurong $ allotment? Hindi kasi ako familiar sa seaman allotment — ang alam ko lang sa neighbor ko na dumarating na ang pera niya in pesos sa peso account niya.
Hi! I just got my kabayan atm. Pansin ko wala syang paper na nakalagay ang default PIN. Leaflet lang ng “how to encode your PIN” ang kasamang binigay. So ikaw na mismo ang maglalagay ng PIN mo at wala ng default PIN? Thanks.
Hi Mimi, yes, you’re right. Gamitin mo na agad yong iniisip mong PIN (six-digit no.) as default pin to encode your PIN . Dapat sa isang BDO ATM machine ka magpalit.
Thanks po Sir Nors, binack read ko ang thread, it turns out na may nag-post din pala ng same problem as mine. In-ask ko po ang bank officer na nag-asist sakin kung nasan ang PIN, e di naman nya sinagot. Dapat SOP talaga nila na i-notify ang customer that there’s no default PIN pala talaga. Anyway, thanks po for your help.
Oo nga Mimi, dapat SOP. Hindi man nila ilagay sa leaflet dahil for security purposes siguro. May reminder sa box ng new ATM cards nila na “Tell new depositor about default PIN.”
hi meron na po akong kabayan saving account pwede po ba akong mag open ng checking account?if possible how long will it takes bago ko po makuha ang checkbook?
hi… mam, member n me ng kabayan po, itatanong kulang po kung open p ang account me. gawa ng gus2 ko magpadala ng pera sa account k mismo.isa po ako ofw, kung close na po account me. gus2 ko din sana ipa open ang account me.
paano po kung naging less than 50pesos nalang yung natira sa maintaining balance ng atm kabayan ko, macclose po ba yung account ko? lagi po kasi akong nagccheck ng balance kung naihulog na sa account ko ung ipapadala sakin..
Hi Michelle, kung may nagpapadala naman sa iyo sa Kabayan mo, hindi kelangan na mag-maintain ka ng balance. Kahit 50 pesos ang laman,Michelle, ok lang basta within 12 months, meron isang remittance from abroad dito sa Kabayan mo.
thank you po.. pero kung less than 50pesos nalang balance q hndi po ba macclose ung account ko? wala pang nagpapadala sakin from abroad, kakakuha ko palang ng kabayan account nung february..
Michelle, ok pa yang Kabayan mo, active pa yan. ok lang, kasi zero maintaining balance naman talaga yan. Make sure lang na bago mag-one year sa Feb 2012, may isang remittance from abroad. Check balance ka sa BDO ATM para walang withdrawal fee, para di mag-negative.
hi ask lng po i mgkanu po chrged sa ibang Atm machine pg ng2with2draw gamit ang kabayan atm ng bdo.lyk po china bank mgkanu bawas dsun po?thnx..and regarding nmn po sa enrolmnt ku sa 3rd party account ku sa online banking ng Bdo maki2ta ku din po ba dun ung balance ng money ku?kc nakalagay lng po approved after nun meron pa nxt step pa po ba?thnx po
Hi Maylene, 11 pesos ang charge for withdrawal in other banks’ ATMs at 2 pesos for inquiry. About Internet banking, pag third party (ibang name, not your name), hindi mo makikita yong balance. Makakatransfer ka lang ng money sa third party. Pero kung itong sinasabi mo na third party ay account o name mo rin, i-enroll mo sa Accounts (Add accounts) para makita mo rin ang transactions mo at balance mo. Minsan agad-agad nai-enroll agad (pag name mo), minsan you wait for one day para mag-apir sa portfolio mo yong additional accounts.
>ms nor,kc sa husband ku po account ung enrolled kung 3rd party account.dpo maki2ta un?kasi onboard siya ngaun.ah akala ku po malaki bawas kc remitans po siya dpo yun parehas ng dollar account na dollars din bawas dpo ba?
Maylene, oo, hindi mo makikita yong balance niya kc third party. Makikita mo lang na nakalista sa third party accounts. Puedeng pag-uwi niya, i-enroll din niya and ibigay yong password sa iyo. Di ko ma-gets yong huling tanong mo, Maylene. Tungkol ba ito sa allocation na parang 70% sa wife, 30 sa husband, ganon?
am regarding po sa bawas po un f wthdraw po sa ibanng atm machine ung sa kabayan remitans akala ku po same po sa dolar po ung bawas nila pg wthdrw ng nde BDO na atm machne..thanx po..kya pal dku makita padin ung balance ssa ATm niya.kc pina enrolld niya po as 3rd party sa accnt ku po…d din po siya pwd mgtransfer ng pera thru myy account?pwd lng ungg account ku ung mgtrnsfer ng pera saknya?ganun po ba yun?tahnx po ulit..
Yes, maylene, tama, kasi ikaw bale yong first party – ikaw yong puedeng mag-transfer sa third-party account. Yong third-party tatanggap lang. Kung gusto niyang siya ang magtransfer, i-enroll din niya sa Internet banking (kaya lang pag-uwi niya dito) yong account niya — siya ang first party at ikaw naman ang third party niya.
Hello. I Have a BDO Kabayan Saving account. A passbook and Debit card (Mastercard). I recently enrolled it in BDO Internet Banking and was activated. Now, I also have a PayPal account and it needs to be verified and the requirement is to have a credit/debit card. Can this BDO Kabayan Savings Debit card be used for my PayPal to get verified? Anyone who know about this. Thanks in advance.
Hi Sheldon, according to Jason (commenting above on Dec 18, 2010) and some online forums, hindi na puedeng gamitin pang-verify sa Paypal ang BDO Kabayan card or any BDO debit card (yong credit card ang puede). Since June 2010 daw, accdg to the BDO officer that responded to his email. Marami ring nag-try at hindi na successful, including Jason. Ang mai-suggest ko na lang, if there’s no credit card, apply for a Union Bank Eon Cyber card. 350 pesos ang annual fee, no maintaining balance. Sa Union Bank website, merong instructions about using this card to verify Paypal, including other uses of the Eon card.
gud pm po ..
ask ko lng po f ever n hindi ko ppdalanhn ung kabayan savings account from remmitance at magdeposit po ako ng 5,000 as initial maintaining balance pd po b un n mging savings account ko n .. ?????? or panu ko malalaman kong pd iconvert ng bdo ung kabayan savings,to savings account? please reply ineed to know the answers>thanks ,, please reply to my email carmealladobatac0416@yahoo.com
Hi carme, yes, puede na yon na maintaining balance, kahit wala nang remittance. siempre better if you add some more later on. Accdg to BDO, it converts a Kabayan account to a regular passbook account after one year of no remittance. Kaya, pag one year na at walang remittance, automatic na regular passbook account na.
panu ko po malalaman kong meron oh walang nagppadala ng remmitance in my kabayan savings ? please reply .. thanks .. carmealladobatac0416@yahoo.com
Hi carme, i-check mo thru the ATM. BDO para walang charge. You can also enroll your account in Internet banking so you can check online for the next remittances. http://hubpages.com/hub/internet-banking-ofw-philippines
gud eve sir/madam
if ever po n hindi ko n po paulogan ng remittance ung kabayan savings ko at ako nlng po magdeposit dun monthly hindi po b magkkroon ng problema Ung kabayan svings ko? thanks po
Hi carme, puedeng hulogan mo na lang, kahit walang remittance from abroad. Basta 5k ang maintaining balance niya after one year from opening. Di naman kelangang 5k agad kung wala pang one year since account opening. Simulan mo nang lagyan, para before mag-one year, meron ka nang 5k or more than pa. Accdg to BDO, they will convert a BDO Kabayan account into a regular passbook account after one year without remittance and then require the 5k maintaining balance. Puede pa ring lagyan yan ng remittance from abroad kahit regular passbook na.
ok salamat po ng marami
hi po I have kabayan savings account since 2005 up to present, Im using this card only remmittances,need ko po kasing magopen ng checking account,magagawan po ba ng paraan or there is another way instead of waiting 3mos after opening a saving account before they approve to open for checking account?,also if I opened joined account with my husband what are the requirements, we are here in KSA. thanks po..
Hi lyn, you need to be here in the Phil to open a checking account. Based on what I experienced with BDO when I still had a small business, their main requirement when opening a checking account is a savings account showing big deposits and withdrawals done regularly for at least 6 months. My checking acct application then was rejected as the amounts they liked to see were not present in my BDO savings account. I think if your Kabayan transactions are big enough for the bank officer who will evaluate your application, your checking acct application will be approved. Just like in other bank acct openings, you need two valid IDs, copy of IDs, 2 ID pics, proof of address (meralco, credit card statement) and a phone no. But the requirements depend on the branch. Some branches require a landline no. and some don’t require proof of address. If joint account, both of you need to be present and bring docs.
If you like another option, http://www.workingpinoy.com/2011/01/cheapest-checking-account-in-the-philippines/
I already have a BDO Savings Account and I’m sending money every month thru door-to door to my 15 year old daughter who is in Philippines. I find having an ATM Card more convenient and safe than waiting each time for a cash delivery. Pwede ba siyang mag-open ng BDO Kabayan Savings?
Hello… Pinadala ko na po yung BDO KABAYAN ATM CARD sa Misis ko sa Pinas. pero nang pumunta na cya sa BDO branch sa amin. ang sabi ng manager na close nadaw yung account ko. dba sabi nyo pwede ko pa hulugan ang account ko dahil wala pang 1 year. bakit ba ganoon? buti nalang hindi ko na deposit sa acoount ko yung pang remit ko sana sa BDO. Ang sabi daw ng manager kailan daw ang perma ko kung e open ulit. ang tanong… Paano ko pepermahan yun eh andito ako sa abroad? hindi ba pwede yung misis ko nalang ? Ano na talaga, magamit ko pa ba yung KAbayan ko o hindi na? salamat po….
Hi Jomar, buti na lang di ka pa nag-deposit, pero in my original reply, I suggested naman na you test the account and ATM first, di ba, at buti naman tinesting ninyo muna.
Yong about one-year na reply ko, yon ang sabi ng BDO, nakalagay pa nga sa email nila last March 5. It was Ms. Reth Coloso of eServices Unit, BDO Customer Contact Center, who sent me the email. Mag-email nga uli ako. Maganda pa nga if I know your family name so I can cite your case.
Anyway, dahil andiyan ka sa abroad, at ganon ang sabi ng BDO manager, how about kung mag-open ng BDO account ang misis mo? Yong regular BDO ATM account (2k ang maintaining balance). Kung gusto mo tingnan ang iba pang bangko:
Savings Accounts in the Philippines with the Lowest Maintaining Balances
Savings Accounts for OFW Remittances
Hi Day, I phoned BDO for you, at sinabing puede ang 15 years old to open a Kabayan acct. Your daughter needs to bring her school ID and 1×1 pic. Para sure, kasi minsan iba yong sinasabi ng call center officer sa branch teller, magdala na rin siya ng latest receipt ng remittance mo at birth certificate nia. Ipa-xerox na rin niya ang ID nia. Kung halimbawa lang hindi puede siya sa Kabayan, BDO offers a Power Teens Club savings account. It also has a passbook and ATM, but it has a maintaining balance of 2,000 pesos. Hope you can later share here, if you have time, if she was able to open a Kabayan and what were required of her. thanks a lot.
From Nors: This post by carney on the Comment section is a SCAM. The IP of the email is in Hong Kong. The scammers are spreading their wings. Previously (yong sa ibang blogposts ko dito, maraming sinusulat na ganito), they’re obvious because they’re using their Nigerian email addresses; now either they’re using others to send emails for them, or they’re using IP address blockers/proxies.
There’s already one named Angel who has written to me that she has spent 100k for these scammers, with some money coming from her aunt in London. She said she received an email from these scammers.
——————————————————————————
We are God fearing family leaving in 24 Methwold Rd London W10 6DD, UK, United Kingdom whose seeking a responsible and God fearing applicant from any part of the world.
We are busy family blessed with two kids ,also mum and dad are busy with business so we really need someone to take good care of our kids and our home here.
Benefit of the job as follows:
1) Use of Transportation with Valid driver\routes license & good drivers record.
2)Complete private room with separate bathroom
3)The Family offered to accommodate you as well as feeding
4)full access to 24 hours internet in our home
5)We offer 2,600gbp per month including 100pounds for the weekly allowances.
For more information’s regarding the family and the job, do contact us to the below contact information’s.
carneyangusfamily@gmail.com
carneyangusfamily@ymail.com
+4470457 98248
I have the BDO global card and account no. with my wife (and / or), my question is the kabayan card different with the global card? I want to open the checking account with the same account no. of saving, can it be possible? or if is not possible, do my wife can open the checking account with out my presence? Lastly i’m in riyadh, how much is your charge when i remit to my BDO account SM sta. branch? is that true that there is a hidden chargers in remitting the money? thank you and God Bless!
Hi Roberto, what I know about BDO cards are their BDO Remit Cash Card and BDO Cash Card, and the OFW savings acct which is BDO Kabayan Savings Account (with an ATM and a passbook). Ang alam kong merong Global Card ay PNB — yong PNB Global Card nila. No, you can’t open a checking account with BDO while there in Riyadh, and no again, your wife can’t open a checking acct for you. They need to witness your signing of the bank papers. But your wife can open her own checking acct with BDO if she has significant and long-time savings with BDO.
The BDO website didn’t publish fees for KSA-Phil. You can email bruinquiry@bdo.com.ph and ask for the fees. Siguro ang hidden charge ay yong sa exchange rate, baka mas mababa sa expectation mo. Siguro before you remit, ask mo muna yong BDO rep nila diyan about additional charges sa Phil. By the way, my responses are based on my experiences/research (puedeng may nag-iba na hindi ko pa alam).
hello ask ko lng ng open po ako ng kabayan savings ko nung april 10,, iln days ko pd mkuha un ? thanks po
Hi carme, dapat makuha mo na this monday, mga 3 to 7 days lang usually dito sa Phil.
if ever po hindi ko nkuha tom pwede po next day ?
Yes, carme, puede pa. palagay ko basta huwag lumampas ng one month after opening, kasi yon ang sabi sa akin dati sa metrobank. pareho lang siguro. kung lumampas man, mare-reactivate naman yata.
hi poh
ask ko lng po again , nclaim ko n kabayan savings atm ko but nung tpos ko n po paltan ung pin nung atm ,wla po receipt n lumabas ska nung cheneck ko po ung bal sa atm ang nag appear po “select account does not exist”bkit po ganun ung lumabas ,,
Hi carme, baka current account yong napindot mo. try mo uli. savings account ang pindutin mo. comment ka uli ha kung ok na.
savings ko po pinipindot pero un padin po ang nalabs ..
Hi carme, sa BDO ATM ka ba nag-change ng PIN? May iba bang BDO ATM diyan na malapit? Kung ayaw pa rin, kelangang bumalik ka na sa branch mo at itanong mo. kasi kung PIN ang problem, dapat ang sabihin wrong PIN. hope maging okay na.
opo sa mismong atm ng bdo . after po nung pinalit kung umappear nmn po ung “new pin has been generated
ilng days po bgo gmitin ung atm ?after maclaim
ang alam ko maka-balance inquiry ka dapat agad. yong withdrawal lang ang parang may one day waiting period.
oo nga po un nga din po alm ko ,, pd magbalance inquiry .. kaso ang lumabs nga po is “select account does not exist”
hindi po kya my problema po gad ung atm kabayan savings ko ?
balik ka na lang sa branch mo carme. kung malayo naman ang branch, i suggest wait ka na lang until tom. pero kung malapit ka rin lang, bumalik ka na lang agad.
salamat po
gud day po!ung BDO KABAYAN po b pwedeng gamitin like BDO ATM Card n pwdeng mgdeposit or mgwithdraw??pwde po b un khit di pdalhan from abroad?
Hi Rufina, oo, puede for local deposit or withdraw, pero after a year na walang remittance from abroad magiging regular passbook ATM account siya at meron na siyang required maintaining balance na 5,000 pesos. Yan ang sabi ng BDO na tinawagan ko, pero may nag-comment dito na na-close daw yong account niya after 6 mos of no deposit. The regular BDO ATM-only account, 2k ang maintaining balance.
thanks po s reply..so pwde po kht once a year lng po xa mahulugan?tas ung proof of remittance po b kelangan po bng galing abroad?
———
yon ang sabi nila — one year — pero to be safe, deposit ka before mag-6 months kasi may nagsabi dito na na-close ang Kabayan niya after 6 months.
Noong nag-open ang sis ko ng Kabayan, hinanapan talaga siya ng remittance from abroad, any remittance. Pero iba-iba rin ang BDO branches, baka may makita ka na hindi nire-require ito.
Para hindi masyadong pressured sa pag-deposit, take a look at these Philippines banks with low maintaining balances.
Hi Noel,
Would like to correct my answer about BDO Global Pinoy.
It’s only today that I came to know about Global Pinoy, that there’s a
Global Pinoy program when I went to SM Southmall,
and I saw the Global Pinoy kiosk.
So I have to correct my answer.
I don’t know much yet about the Global Pinoy program. At SM, I just looked at the
displays, but never asked anything because I had to do something.
But I’m gonna research about it.
I don’t know if they’re giving the Kabayan account to Global Pinoy subscribers
or they’ve launched a new type of account.
ask ko lng po kung gaano katagal bk pumasok un remittance sa BDO kabayan account..Ngpdala kc un husband ko fr.Qatar nun Ap.30 pero nun tinignan ko ito ngaun tru ATm wala pa rin..at tsaka bakit sa akin 100 pesos ang hiningi sa pag oopen ng account akala ko 5o pesos lng..iba-iba b talaga?
Hi eve, doon sa remittance chart ng World Bank, ang Qatar-Philippine remittance via banks takes 2 to 5 days. Ang Western Union ang within hours. Pero baka mamyang gabi o bukas andiyan na yong sa iyo.
Sa BDO website, 50 pesos ang nakalagay na initial deposit. Baka masyadong barya sa teller ang 50 pesos, kaya kinuha na niya 100 pesos mo — isip niya ma-credit din naman kasi sa account mo yong 100.
ask lng poh nag deposit po ako sa kabayn savings ko ng mga 3k then nagwidraw po ako ng 400 hindi po b magcloclose un pero mgdedeposit din po ulit ako next month
thanks po
ask lng poh nag deposit po ako sa kabayn savings ko ng mga 3k then nagwidraw po ako ng 400 hindi po b magcloclose un pero mgdedeposit din po ulit ako next month
thanks po pls reply
Hi carme, itong kabayan mo ba na ito ay more than one year na from opening? kapag hindi pa, okay pa yong natira na 2.6k, andon lang yon. Pero pag more than a year na, at hindi minsan ito nalagyan ng remittance from abroad, 5k na ang maintaining balance niya. pag two months na below 5k ka, mababawasan ng 300 ang account mo.
Hi carme, ikaw nga pala yong ka-o-open lang tapos nagkaproblema sa balance inquiry. okay pa Kabayan account mo, carme, hindi pa magko-close yan.
Hi!Alam ko malayo sa topic ung tanong ko pero itatanong ko na rin..paano ba ang pagpuntang Philippine Stock Exchange Center(formerly Tektite) Pasig City ,kung manggagaling ng NOvaliches Bayan? plsssssss!thank you!
Hi Eve, board a bus going to Ayala o Alabang o Baclaran, pag wala diyan, sakay ka muna punta Commonwealth, merong Nova-Litex yata diyan. Baba ka Shaw Boulevard or Crossing. Ang PSE kasi, sa may likod ng Megamall, pero medyo malayong likod. Taksi ka na lang kaya mula sa Crossing. Pero kung taxi, baka mas mura from Ortigas Robinsons Galleria, di na paikot-ikot. Diyan din sa Galleria, parang may mga jeep diyan na Ortigas complex, umiikot sila pero I’m not sure na. to look at the location, itype mo sa google ang wikimap philippine stock exchange, mag-aapir ang map, explore mo na lang para makita mo yong malapit. Make sure na ang sakyan mo Crossing Ibabaw at Ortigas Ilalim kung ortigas ka bababa.
tanong? bakit hindi fix ang charging nyo pag nag wi-widraw gamit ang bdo kabayan atm nyo.unang widraw 3.5 dollars the next day tumataas then pataas ng pataas..ang laki ng difference kung pagbabasehan nyo ang daily rate ng bangko pinag wi widrawhan ko..hindi lang 1 usd,2 usd, 3usd 4usd kundi triple pa o mahigit pa…hindi kapanipaniwala explanation nyo…maestro/cirrus ang pinag widrawhan kong atm dito sa ibang bansa.
Hi Marlon, at last, there’s someone saying na nakakawidro ng pera from a Maestro/Cirrus ATM there in KSA using BDO Kabayan. Puro kasi lahat dito nagtatanong kung puedeng magwidro tapos hindi na nagco-comment uli kung nakakawidro. Yong iba, sabi nila hindi sila nakakawidro, especially yong mga taga Dubai. $3 ang sinasabi ng BDO na withdrawal fee nila, pero baka may patong yong bank diyan for using their ATMs. I wonder lang bakit madalas ang withdrawal mo, yon ba ang paraan ng sueldo ninyo? I thought pang-emergency lang ang withdrawal diyan. Asking lang ha.
ask ko lng po if pwede p po ako magopen ng another kabayan savings for my remitance , kaso meron n po ako accoung ng kabyan gingaw ko po saving un ,
Hi Carme, yes, puede, i-explain mo na lang kung tanungin (kung the same branch). Yong iba naman, sa ibang BDO branch nag-o-open. Pero puede.
hello good day po ask ko lng po if pwede p poh ako magopen ng another kabayan account for my remittance kc po ung isa ko kabyan account ginagaw ko po savings , hinid ko ko pinadalahan ng remitance from abroad icoconvert ko po kc un sa savings account nextyir , kaya gusto ko po mag open ulit ng kabayan pa for my remitance
hello po tanong ko lang po kung may charge po ba ang BDO pag nilipat ang pera galing sa paypal?
Nkalink po kc ung Kabayan acct ko sa paypal account ko then nung magencash po ako kulang ng 200pesos pero nung pinaupdate ko po ung passbook ng kabayan account ko wala po akong nakita don ng record ng 200pesos na nakaltas, so pano po nangyari un? hope to hear from u soon thanks
Hi, carme, baka hindi mo nakita yong sagot ko, oo puedeng mag-open ng more than one account. Ang sure ko yong you open in another BDO branch. Pero, palagay ko puede kahit in the same branch. Kung hindi puede in the same branch at gusto mo the same branch, open a regular account for your savings. one kabayan, one regular.
Hi cristine, oo, merong charge for transfering money from Paypal to BDO, at 200 pesos nga. Nakalagay doon sa Paypal that the receiving bank may charge for the transfer. Sa mga forums, 200 pesos nga raw ang charge. Automatic na siguro yong deduction, kaya hindi na nag-apir sa passbook mo.
By the way, BPI kasi ang ginagamit ko for transfering from Paypal kasi mas mura, 150 pesos. Pero free siguro for a certain amount, kasi wala namang bawas yong sa akin.
good evening po. my friend will be leaving for dubai soon he just wait for his plane ticket. when he attend pre departure seminar, he was able to open a kabayan savings account, he was given a atm and passbook, he is confuse why atm and passbook. any idea po? will he be able to bring this one to dubai and save in this account? can he enroll this account through internet banking while he is still here in pinas? if his mother will open a kabayan savings what are the requirements? can he also enroll his mother’s account as third party account so that when he will send money from dubai he will just have the fund transfer?/ Thanks a lot po hope to hear from you po
yes ma’am thank you so much. i just wanna share their reply such a big help..
Please be advised that inward remittances / wire transfers sent via Paypal
are coursed through other local banks. A service fee of Php200 (fixed
charged) is deducted by BDO from the gross amount received. The amount
credited to your BDO account is net of the service fee.
For your reference, below is the list of BDO service charge/s for inward
remittances as follows:
For remittance coming from BDO remittance tie-up centers or subsidiaries,
the charges will be determined by the designated tie-up / subsidiary.
However, for remittances coursed through BDO Correspondent Bank and other
International banks the following fee/s will be deducted from the gross
amount received:
1. For credit to a US Dollar account – Fixed charge of USD5.00 or its
equivalent in third currency
2. For credit to a Peso account
i. coursed through Correspondent bank and Other International banks -
Doc stamps (30 cents for every Php200) plus Handling Fee (fixed Php 100)
ii. coursed through other Local banks – Fixed charge of Php200
There will be a separate charge from the sending bank and correspondent
bank. Unfortunately, we do not have their service charge information.
Hi Christine, thanks a lot for sharing this info from BDO. it will help others, particularly those who want to know the exact charges
good morning po, i have a friend which will be leaving soon to work at dubai, he open a bdo kabayan savings account and then enroll it at internet banking so that he can inquire his balance online. he was given a raferral by bdo which entitle his family member to open another bdo kabayan savings account,can he add his mother’s account directly or he need to enroll her as third party account? or can he opened again another account in his name and give that to his mother? tnx po. your response is highly appreciated
Hi geraldine, puede lahat ng sinabi mo. good ideas. mas mahaba nga lang ang process if the mother opens an account. The mother has to go to the bank to open an account — with IDs, pics, copies of IDs, OFW contract of son, and perhaps the son. To attach the mother’s account to the son’s internet account, he needs to enrol online and then submit enrolment to the branch. Either printout or reference code, or both. Paiba-iba rin kasi process. Dati puede agad sa branch. Yong sa account opening requirements din, merong less strict or more strict na BDO branch. Ang standard requirement ng Kabayan is remittance receipt. Pero puede na OFW contract.
hello po! ask ko lang po kung bakit di pa din narereceive sa BDO kabayan sa amin sa la union yung sinend ko dito po po jizan,KSA using ENJAZ..? ung mga ksma ko po na sa bdo din sa pinas ngsend nkuha na ng mga kmg-anak nila..ung acct no. ko po tama nmn, 10-digit..o klngan pa po ba mgdgdg ng dalawang zero sa unahan ng acct no.?
bago po kase ako umalis ng pinas, tinulungan po kami ng BDO nmin na mgopen ng BDO kabayan during our PDOS..ndto na po ako ngayon jizan, KSA. ngsend po ako sa acct. ko sa bdo kabayan nung june 4, 2011 pero di pa din nreceive ng mother ko. ung 50 pesos na initial pyment pa lng din po ang laman nung atm.tama nmn po ung acct. number ko. 10-digit.or klngan ko pa po bng mgadd ng dlwang zero sa unahan ng acct no. ko? ung mga ksmahan ko po dto na ngsepdala din sa araw na un, ntnggp na ng mga kmganak nila thru bdo din po sa pinas.bkit skin kya wala pa din po?
Hi jennifer, sabi naman sa BDO website, sila na ang bahala sa additional 00, hindi raw makakaapekto sa transactions. kahit hindi pa raw isinusulat yong 00,oks lang, in the future na kapag alam na ng lahat, kumbaga gradual. may reference number ka ba sa pag-remit mo? I-try mo nga itong BDO tracking tool:
https://www.bdocashcard.com/rts/remitinquire.asp
Pero kung yong mga kasama mo ay naidagdag yong 00 at yon lang ang difference ninyo, maaaring yon din ang dahilan na bumagal ang process. Pero, malay mo, baka bukas andon na. Pag wala pa rin, i-email mo callcenter@bdo.com.ph
wla pa din po daw hnggang ngyon. chinek ko po sa remit status inquiry, for verification as of june 5,2011 po nklagay, nung june 4 ko po yun pndala..an po bng dpt kong gwin?
Hi jennifer, grabe naman, ang tagal ah. dapat nga within the day lang. dati when my husband was in jeddah, within hours lang (BPI speedcash noon). Nakalista naman ang Enjaz (Batha area) na remittance agent ng BDO, so oks naman yong ginamit mo na remittance agent. Meron din dito months ago nagreklamo na ang tagal daw, Pasay siya, pero nakuha rin niya the next day. Email mo na lang BDO.
gdpm,sir,ma;am,,itatanong ko lang po kung bakit nababawasan ang pera ko sa bank account ko,,nag open po ako last march sa PDOS seminar sa malate,,nag initial deposit po ako ng 3,000ph,ginamit ko ang 2t sa sm branch sa taytay bago ako umalis,ibig sabihin may 1t pa ako sa bank,,pagdating ko po sa saudi last march 29,,nag balance inquiry ako kinabukasan sa buraidah al rahji bank,,na convert ang 1thou ko ng 86saudi riyals,,last june 2,,nag deposit po ako ng 300sr,,pag ka monday nag balance inquiry ako dito sa al rahji ak khobar branch,,nagulat po ako at sumama ang loob dahil ang pera ko na lang is 364 saudi riyals,,na dapat mga 380 plus pa ito dahil alam ko naman na may bayad ang balance inquiry..pero nagtataka po ako kung bakit ganun naman kalaki ang nabawas sa pera ko,,,batakot tuloy ako na baka tuwing mag balance inquiry ako,,may bawas na 20 sr,,aba,,kung ganun,,bakit ko pa tatangkilikin ang BDO SAVIGS ACCOUNT di po ba,,bala intead na lumaki ang pera ko,,lalo pa maubos sa di ko alam na dahilan,,at isa pa,,ang sabi sa seminar,,,wala daw maintaning balance eh bakit nababawasan???
maaari pang daw madagdagan pag naka save lang kasi daw nag iinterest,,, eh bakit yata parang baligtad ang nangyayari??? imbes na lumaki,lulubog pala,,sa mga bank representative po ng BDO sa pinas o dito po sa saudi,,paki sagot naman po ito,,ako po;y kakapiranggot ang sweldo dito,,at konting sobra lang po ang naiisave ko buwan buwan,,kung ganito ng ganito po ang mangyayari,,di sa bulsa ko na lang i save kaisa sa banko na pinagkakatiwalaan pa ito maubos,,deoreyes po ito ng kobar,,,,salamat po,,,
Hi Deodorito, thanks for sharing your experience here. I’m sure there are others who can learn from your experience.
Sana naman kasi itong mga resource persons sa PDOS, sincere sila sa pagtulong at sabihin nila yong mga puedeng pagkagastusan ng OFW sa mga ini-introduce nila na products. Kagaya niyang BDO Kabayan. Ang lakas naman ng BDO, sa dami ng nagtatanong dito about Kabayan na nakuha raw nila sa PDOS, parang BDO lang ang nakakapasok sa mga PDOS. What about kaya the other banks like BPI, Metrobank, PNB, RCBC, etc na baka mas maganda ang kanilang remittance services? Sana 3 or more banks ang ini-invite nila para may options.
Sana itong nag-introduce ng Kabayan sa PDOS, nagsabing may charge na ganito, may charge sa ganyan, etc. Sa case mo, bale nabawasan ka ng 22 SRs. Tinanong ko dati sa BDO, sabi nila $1 ang balance inquiry abroad, two times ka nag-inquiry, kaya $2 o 8 SRs ang charge. 14 SRs natira. Ibig sabihin, 14 SRs ang remittance fee. Kahit kasi nagdeposit ka sa bank diyan, remittance ang nangyari kasi ibang bangko yan, at outside the Phil. Yan ang dapat sinabi sa PDOS. (Ang only good diyan ay bumaba na pala ang remittance fee, ang husband ko, 30 SRs ang binabayad niya from Jeddah for remittance years ago)
Ang remedyo niyan, kung gusto mo pa ang BDO Kabayan, huwag madalas ang deposit o remittance, kasi may remittance charge. At huwag na lang madalas ang inquiry. Pag magbakasyon ka, I suggest, i-enrol mo yang account mo sa Internet banking, para online mo na lang i-check yong balance mo. Best regards, Deo. At tama yang plano mo, mag-ipon diyan, kasi magasto dito, asahan mo lahat ng ipapadala mo mauubos (speaking from experience heheheh), kaya ikaw na lang ang mag-ipon. Take care
Para sa mga BDO Remit inquiries: BRU Customer Service Unit, Email Address: bruinquiry@bdo.com.ph
gdpm po,,,nagbayad po ako ng 16sr na charge sa remittance ko sa AL BILAD bank,,bakit may kaltas pa ulit na 14 sr,,u mean doble ang bayad ng remittance fee???kung ganun,,bale 30 sr ang chrge sa remittance ??k,,how about online bangking??? maay bayad din ba yan at paano ipadala ang pera ko sa banko??? baka mas malaki pa rin ang charge kasi internet na yan eh??? tama ba ako?? sus,,,kung ganyan rin lang ang sistema,,kakapiranggot na pera na gusto mong ipunin,,bangko lang pala ang makikinabang huwag na lang,,bago ko i withdraw ang pera ko,,,ill check na lang internet banking,baka
pwede pa,,,,anyway ,,salamat sa reply,,at least nalinawan ang isip ko na baka maubos ang konti kong pera para sa pamilya ko,,,thanks po ulit,,god bless
anu po requirements pag kukuha ng credit card?
hi can i ask kung pwede bang mag transfer thru internet access sa bdo kabayan savings?
hello! ask if this gives full internet access and transfers from and too third party accounts once enrolled in the internet banking?
anu po pinagkaiba ng Direct Deposit Peso Savings Account sa kabayan account?
Hi Mikaela, once enrolled in Internet banking, you can enroll third party accounts (BDO accounts only, and you need to submit the printout to the branch for approval), then you can transfer money to (but NOT from) these 3rd-party accounts.
Hi, Mae, yes, you can transfer money via the Internet, but you must enroll your BDO Kabayan in Internet banking first, then enroll your other accounts. For other people’s BDO accounts, you need to enroll online, print the enrollment, and then submit at a BDO branch.
Hi Carme, pareho silang savings accounts. Pero ang Kabayan (with both ATM and passbook), walang balance maintenance requirement as long as there’s remittance once a year (yon ang nasa website, pero dagdagan na lang, once in 4 months siguro, kasi may nagsabi dito na na-close account after no remittance after 5 months). Ang direct deposit, ibig mong sabihin yong regular savings account? Yong ATM savings ng BDO requires 2,000 pesos na maintaining balance. Yong passbook savings, ang maintaining bal ay 5k.
hello po, Im jonard im here working abroad so it happen that when I go home before I open an savings account with BDO . after that i withdraw all my money for some important reason and i never deposit it again for about 1 yr and 1/2. is their any possibility that it is still active if not how can i activate it again so i can use it for my saving.
thank you so muchh it will help me a lot.
God bless and more power.
Hi jonard, palagay ko close na siya, lalo na kung regular savings ito, pero kahit BDO Kabayan pa siya, close na ito. Meron ditong nag-comment na about 5 months niyang hindi na nalagyan yong Kabayan niya ay na-close na kahit sabi ng BDO one year-one remittance. I suggest huwag nang i-activate ito kasi baka singilin ka pa ng maintaining balance fees. Merong list dito ng BDO office and partners sa Taiwan. Yong iba, they issue BDO Remit. yong BDO office, baka nag-i-issue rin ng Kabayan, ask mo na lang, para diyan ka na lang mag-open ng bago. Paki-share na lang dito kung puede to help others too, if you have time, and thanks. Here’s the list: BDO Remittance Partners in Taiwan for Sending Money to Philippines
hi can kabayan savings bank accepted to be registered to paypal?
hi can kabayan savings account accepted to be registered to paypal?
Hi Mari, oo, puedeng i-register yong BDO Kabayan sa Paypal, yong account number ang gamitin mo (not the card number). Pero hindi na siya puedeng pang-verify sa Paypal, pang-receive lang siya ng money transfer from Paypal to BDO. Additionally pala, yong sa register, hindi ko pala sure ha ngayon kasi nag-iba ang policy ng BDO towards Paypal. Pero puede mong subukang i-register. I-reject naman ng Paypal kung hindi puede. Pero sa akin na-register ko in 2009.
HI!!! ask ko lng po about sa BDO Kabayan peso savings acct. my sister is planning to send us money. 4months p lng sya sa abu dhabi.. i have read ung mga requirements to open an account kaso what if first time nya magpapadala..need pa po ba ang remittance receipt to open a peso kabayan acct here sa phils. ma-open sna ako e..thanks. hope u reply to my querry..tnx.
Hi Tin, ask your sister na lang to send thru any of these BDO remittance partners . Puede naman kahit wala ka pang account. Cash pickup. Pag kunin mo na sa BDO, gamitin mo na yong receipt para maka-open ka ng BDO Kabayan. Bring 2 IDs, ID photo, a bill in your name for proof of address (yong iba hinahanap, yong iba hindi). Puede ring padala siya sa ibang remittance service, kasi puede ring gamitin yon to open an account.
hi, good day! ask ko lang po, plan ko kc mag open ng bdo kabayan dollar savings acct, so sarili ko cya acct na naka passbook cya, ask ko lang kung pwede ba cya gamitin para mag withdraw lets say ang mother ko ang magwiwithdraw for me, im working as a seaman gamitin ko rin sa padala ng pera.thanks alot!
Hi Marc, hindi ko sure sa dollar account ng BDO kung paano ang operation nito. Ang alam ko, pag magwidro ang mother mo thru ATMs, peso ang lalabas, hindi dollars. Kung ikaw ang magwidro thru passbook, sa BDO counter, dollar ang mawidro.
Makawidro ang mother mo ng dollars pag i-open mo siya ng sariling niyang dollar account. I-consider mo ang remittance fees, internet banking o yong sistema ng employer o manning agency.
hello po! 2 months ago, my husband opened a Kabayan Savings account para sa monthly allotment namin. Just recently, i used the atm debit card for the first time para mag balance inquiry. Kaya lang mali yung pin code na na-input ko.. I entered the wrong pin 2 consecutive times already. ”How many hours does it take para ma reset yung wrong pin? Or is it possible?” I’m afraid kc, na baka sa pangatlong attempt ko ay tuluyan ng ma block yung card, sayang naman. I asked my husband regarding the correct pin coz he was the one who changed the code. Kaya lng pati sya naguguluhan din. Although he left me some withdrawal slips w/his signatures on it so that i can also w/draw using the passbook, mas gusto ko pa rin gamitin yung card kc mas convenient. Hope you can enlighten me. Thank you.
Hi jela, it was smart of your husband to leave you signed withdrawal slips. He covered possibilities. Palagay ko 3 straight times na wrong pin, maba-block, or worse, ma-capture. Pero, block na lang yata ngayon. Kung hindi nio na ma-sure kung ano yong correct PIN, I suggest you call BDO call center 631-8000, choose Kabayan option para mas madali. Tiyagain mo lang kung busy. Ask mo kung puedeng magpa-reset ng PIN yong husband mo over the phone, para mag-phone na lang husband mo. May mga tatanungin lang to verify that he really owns the account. Pag na-reset, babalik sa default yong pin, ikaw na yong mag-change ng PIN. Enter ATM card. Enter your 6 digits (yong gusto mo na at kabisado mo na). select change PIN. enter again your 6 digits. Medyo ganon yong process, pero not exactly, follow na lang the instructions. Kung wala sa unang choices yong Change Pin, usually nasa Special Services or Other transactions. Hope this helps.
Good day!
Tanong ko lng po..alowed po bang iba ang mag withdraw ng money sa account ko? if i will give them my credential doc. ang my passbook number,,kasi i plan to withdraw my money to his placement..then im here working in brunei,,so i cant go directly to the philippine bank..pwde po ba yon?
at if pwde po..ano po yong mga requirements?
tahnkz!
Good day !
As my fiance, already hired here in brunei, but he need a finance for the payment of his agency, he will need to pay 45k to his agency, but his money on hand only 22500.00 so he ask me to borrow money from me, sad to say i already send my money to bdo personal savings account, but it is only 23k+, so i decided to give him an authorization letter to withdraw the amount of 22500.00, what are the other requirements that we can assure he can withdraw on the said amount. in fact, my pin code of my atm also lost in my departure so cant withdraw here through my atm..
in addition, its he allowed to withdraw, actually i send him also my credential records, like passport, ic and etc. also include the receipt from the remittance..
please give me some suggestion on this matters,
thanx..
Hi Joy, palagay ko, mawiwidro niya yong pera kung hawak niya yong passbook at yong withdrawal slip na meron kang signature sa authorization portion ng withdrawal slip. Ewan ko lang kung safe ipadala ang passbook, baka masulot. Yong ATM sana puedeng ipadala sa LBC kung meron diyan, kaya lang di mo naman alam na yong PIN mo. Ang remedyo na lang diyan is mag-antay na lang siya ng susunod mong salary. Palagay ko naman maremedyuhan niya. Maghanap siya ng hiraman ng pansamantala, at i-promise yong sahod mo. Hope merong mahiraman.
thanks po Ms. Nors sa reply. I’ve read somewhere, in other forums na once na block yung atm card during that day, you can still use it after 24 hours. Anyway, hindi pa naman na block ung card ko..if d na talaga matandaan ng husband ko yung pin, i’ll call the bdo nalang, just like what you’ve said. Again, thank you.
Ay,oo, jela, natatandaan ko na (may edad na kasi hahhahha at sa dami ng iniisip), yong sa anak ko last year, BDO cash card, namali siya 3 times, hindi kinapture, pero, katulad ng sinabi mo, sabi ng BDO ma-reset after 24 hours (the next day naman ang sabi sa akin noon). thanks sa info, para may tip din yong iba.
Ma’am Nors, huli nlng po.. If ever yung passbook nlng gagamitin ko for withdrawal, do i have to bring a valid I.D. ng husband ko? Wala kc akong i.d. nya dito sa bahay.. what i have is just a photocopy of his passport, though visible nmn ang signature nya. Pwede na kaya yon? Salamat po.
Hi jela, sa palagay ko kahit walang ID, kasi napirmahan naman yong withdrawal slip, kinocompare nila sa signature na meron sila. pero dalhin mo na lang din yong xerox ng passport na sinasabi mo, kasi paiba-iba rin ang policy/process minsan. At saka kung minsan, hindi masyadong pareho yong pirma, so nagtatanong sila. Oo nga pala, ang pinirmahan niya yong sa authorization portion?
opo.. I mean, yung sa ‘Withdrawal Thru Representatives’.. Sa ‘depositor’ part siya nag signed.. (Hehe..) gusto ko rin lang kc makasiguro.. Baka pumalpak pa pagdating ko sa bangko.. Thank u po sa time ma’am Nors. I like your site very much.
magpapadala ng pera ang husband ko sa bank account ko.. anong bank account number ang isesend ko sa kanya? san ko makikita ang bank account number ko? nasa harap b ng atm debit card ko ito? or makikita xa sa mismong passbook? thank you po pki send nalang po ang sagot via email. dont post it thank you
Hi May, maganda kung dito natin sagutin ang tanong, (kung hindi naman confidential ang information so that others can learn too). Tsaka pupunta pa kasi ako sa mail,although I might email you later if I have more time. Ang account number ay yong nasa passbook. Yong nasa harap ng ATM — that’s card number.
Ang BPI sinusulat din ang account number sa likod ng card. Ang BDO, wala sa likod, based sa hawak kung BDO card na matagal na.
hello.. Someone in other country wants to send me money and i said he can send me money through my bank account,, here’s my question ano po ang ibibigay ko sa kanyang bank account.. yun po bang nasa passbook BDO saving account number ko n nakalagay sa loob sa taas ng name and address ko po or ung 16 digit ng BDO Atm debit card po n nsa harap po ng card ko? thank you ma’m i’ll wait ur answer nalang po trough via email.. thank you again
Hi Eblouir, ang BDO savings account number ay yong nasa passbook mo sa taas ng name mo.
goodmorning mam nors, about po don sa ask ko yesterday, yun po bang pera isesend sa account ko, sa atm card ko po ba sya marereceive or kylangan ko pang icheck sa bank kung nareceive ko na sya?… or parehas lang po? nung ngpa create ako ng account sa BDO passbook with atm card po sya.. kapag nareceive ko na po sya if ever sa atm ko sya natanggap kylangan ko pa po ipacheck sa bangko para mailagay nila ung pera sa passbook kung magkano ung nasa atm card ko… thanks po ng mrmi…wait ko nalang po answer nyo
Hi Eblouir, the easiest way is to check thru the ATM using your card. Use BDO to avoid ATM fees. Yong sa passbook, kung gusto mong ma-print na sa passbook yong deposit, just go to the teller, and request “Pa-update lang po.” Pero hindi naman kelangan — you can have your money thru the ATM kahit walang update sa passbook mo. Yong true record naman, andon sa BDO records. You can update your passbook after 1, 2 or more deposits, depende na sa time mong pumila, para lang may record sa passbook mo.
hello po ulet ma’m sabi po saakin ng isang friend di daw po pwede mag send ang isang tao kapag nsa ibang country ung magppadala ng pera through atm card kylangan daw paypal po kc nsa ibang country ako…ano po ba ung paypal? pano po ako mkakapag avail? para din po ba syang passbook or atm card n kylangang pumunta sa bank to avail? sorry po dami tanong.. thanks again
Hi eblouir, gusto lang niya sigurong sa Paypal siya magpadala ng pera sa iyo kaya niya sinabi yon. Pero ang totoo, puedeng-puede magpadala ng pera direct into a cash card gamit ang mga remittance firms/partners ng BDO, BPI, PNB, Metrobank, LBC, RCBC etc. Para maka-open ng Paypal, punta ka lang sa https://www.paypal.com/ph, sundan mo lang ang instructions sa Sign-up. Free ang personal account. Pero ang Paypal, kelangan ang verification by credit card para makatanggap ng higher amounts of money. Pag wala kang credit card, visit http://www.unionbankph.com/index.php?option=com_content&view=article&id=1061&Itemid=275 . Kung gusto mo, before you go to Paypal. visit this unionbank site dahil may mga tips dito. Ang Uniobank eon card, puedeng pang-verify ng Paypal. Ang BDO, hindi puedeng pang-verify.
kpag po ba nkapagsend na sya ng pera sa bank account ko di n nya makukuha ung pera po n yun n ipinasok nya sa account ko po? thanks po mam nors… and godbless po
Hi eblouir, depende kung saan siya nag-send, at kung on process pa lang. Ang Paypal, puedeng bawiin within a short time period — mag-present lang ng reasons such as fraud, etc. Pero kung nag-send siya thru Western Union, Moneygram, etc., pag na-process na at na-send na, hindi na mabawi, papunta na sa recipient ang money. At any amount of money na na-deposit na sa account mo, at nakita mo via your own balance inquiry sa account mo, sa iyo na, wala nang ibang makakakuha (basta hawak mo ang passbook at ATM). Advice ko lang kung anuman ito: never never send money to anyone you don’t know with the hope that you will earn more, lalo na kung malaki ito. Ang mga investments dapat sa mga reputable institutions lang.
hi mam nors gud day..ask lng po f pwd ku po gamitin ung bdo international card to purchase online f my bi2lhin aku..kc debit card nmn ung ATM tama po ba?kc pwd sia debit or crdt crd since wla aku credit crd try ku po sna ung BDO international card na open ng husband ku kc dun hulog ung sa allotte nia.pwd po b mgmit sa online shopping po ito?thnx po..kunwari ung pu2rchsed po ai in euro currency sia?pwe2de po ba?my laman nmn po sia lampas sa pu2rchase ku sna na in euro currenncy sia..thanx po in advanz..
Hi maylene, hindi puedeng pang-online purchase ang BDO international card. Nakalagay ang international kasi puedeng pangwidro sa ATMs abroad. Kung gusto mong bumili online at ayaw mo ng credit card, visit mo yong website ng UnionBank, read about EON Visa debit card. 350 yata ang annual fee niya — it’s a debit card, puedeng pang-online purchase. Lagyan mo siya ng laman, at yon ang pambili mo online.
ai gnun po ba,eh yung bdo kabayan savings account d dn pwd png online purchse ng item?dba debit crd nmn ung atm/kc nakalagay sia pwd debit crd or crdt crd ang gamitin pg purchse ng item na bilhin ku in euro currncy…kc naga2mit ku nmn ung crd ku pg bayad sa binibili ku un nlng pina swi2pe ku dna aku ng wth2drw kc debit crd nmn sia…my receipt dn labas na debit crd nkalagy dun..thanx po ulit…pwd ba yan sa ONLINE lng mg enrol?kc hv no tym bgo kc aku panagank so i lyk to purchsed my item sna in online shopping nlng wth my atm crd..
Hi maylene, di rin puede yong BDO Kabayan. yes, puede siya sa swipe sa stores/malls/groceries pero sa Internet, hindi. Actually, puede kang mag-experiment mismo. I-try mong bumili online (pero yong sa trusted na store ha, yong mga sikat, kasi i-input mo personal info, at yong cheap lang na product na gusto mo, kasi baka magmilagro ay pupuede siya) at i-enter mo yong BDO card number mo kung tatanggapin. For fun lang and trial mo, if you like. About EON, oo, may online application — punta ka lang sa unionbankph.com.
thanx ms nor,il try mya pg nde na masydo madami gamit ng net kc mabagal ngaun,un nga nai2isp khit small amount mna kc f gana ok ndn..sana gumana kc my pur2chse dn sna ung hsubnd ku sa UK sia ngaun eh wla kmi credt crd pero pwd din debit crd..eh atm lng meron kmi..thnx po..pti dollar accnt nmn eh atm dn puro BDO.
may bdo account po ako at atm din pati ang misis ko. dito ako singapore tanung ko lang po kung pwede na magdeposit ang misis ko sa bdo kabayan account tapos iwwidraw ko d2 sa singapore?? magkanu po ang interest for example 10 thousand pesos po.
Hi gary, according to bdo, $3.50 per withdrawal ang charge. pero bago ka magpadeposit, I suggest itesting mo muna ang withdrawal diyan, kasi may mga times na withdrawal abroad doesn’t work. $1 ang balance inquiry charge. at least $1 lang ang mawala. Pero kung ma-reject ang card, walang makukuhang charge.
Gary, ito pala, may post din ako about this topic:
http://www.workingpinoy.com/2010/08/bdo-kabayan-atm-debit-card-can-it-be-used-outside-the-philippines/
hi..ask ko lng po..if pde po b n ang magopen ng kabayan account here in philippines is not a relative, like friend lng po ng nasa abroad.and another thing ano po b ng remittance slip??d po b pde receipt ng money transfr ( from abroad to phil).??tnx in advance
Hi iya, oo, puede kang mag-open ng BDO Kabayan kahit na sino yong magpapadala ng pera sa iyo. Remittance slip o remittance receipt o money transfer receipt from abroad — okay lahat yan, the same lahat sila — para lang may ipakita ka sa BDO na merong nagpapadala sa iyo from abroad. Wala kasing maintaining balance requirement kaya gusto nila i-sure na for remittance gagamitin.
hello gud day po..ask ko lang sana pwde ko ba ma inquier ang laman ng kabayan savings ko.sa pamamagitan ng internet d2 po ako sa dubai at 3 times ko na po hinulugan ang account ko.hindi po kasi nila e atach sa passbok kung magkano ang laman nang account ko..tnx po ..
Hi Virgilio, puede lang makita via Internet ang account balance mo kung naka-enroll ka sa BDO Internet banking. Sa next bakasyon mo, i-enroll mo sa Internet banking para kahit nasa Dubai ka, makikita mo ang laman. Puede mo ring i-enrol/i-attach sa account ang another BDO account na gusto mong transferan ng pera. I suggest i-email mo ang callcenter@bdo.com.ph. Una muna, ask mo kung puede mong malaman ang balance ng account mo at nasa Dubai ka, name mo lang muna ang ibigay mo. Then follow their instructions. Puede mo ring try yong balance inquiry sa ATM diyan — $1 or $1.50 per inquiry — yong may Maestro Cirrus na logo. Make sure na hindi defective yong ATM baka makain yong card mo. Tanong ka na rin sa mga kapwa Pinoys diyan kung saang ATM ang puede. Kaya lang baka yong tanungan mo ay hiraman ka pa (joke!), observe ka na lang.
hello ms nor;
ask ko lang kasi nag open ako sa BDO kabayan account at iniwan ko sa misis ko ang atm kaso ang problema nakalimutan ang pin pwede lang ba na sya ang mag pa reset ng pin sa BDO kahit sa akin naka name ang account kasi atm naman sya?
thank you very much
Hi Cezar, sa palagay ko, ikaw lang ang puedeng magpa-reset, kasi ikaw ang may-ari ng account. Major change kasi yan. Subukan mong mag-email sa callcenter@bdo.com.ph or pumunta ka rito http://www.bdo.com.ph/Feedback.asp at tanungin mo kung puedeng magpa-reset ng ATM pin thru email. Sabihin mo nasa abroad ka. Huwag mo munang ibigay yong account number mo. Tanungin mo lang muna kung puedeng magpa-reset. Hope this helps.
Hi Ms Nors,
Tanong ko lang po bakit ayaw tanggapin ang check na dini-deposit sa BDO Kabayan Peso Savings account ko?
Limitation po ba ito ng Kabayan Peso savings account?
Thanks in advance!
Hi Mike, sa pagkaalam ko, almost all na savings accounts sa atin, tinatanggap ang check deposit. Anyway, na-curious ako, so I called BDO just tonight at ang sabi ng BDO, baka yong account mo hindi na-open yong “okay for check deposit” kasi noong in-open mo yong account, meron kulang na document – mainly ID raw, etc. What you need to do raw is to go to your branch and ask kung anong kulang — why you can’t deposit a check. Baka payroll account din daw yan (ng seaman kaya?) may limits din daw.
Thank you Ms Nor, BDO Kabayan Savings Account po yung sa wife ko. Dito po kasi ako nagreremit ng pera. Baka nga dahil sa ID kaya di na-open ang check deposit. Barangay clearance lang kasi at ID nung single pa sya ang ginamit namin noong nag-open kami ng account. So pinakukuha ko sya ng postal ID ngayon, kung sakali po na ma-submit ito pwede pa bang mabago status ng account which is to allow nga po yung check deposit.
Hi Mike, yes, according sa BDO officer sa phone, ipakita lang yong postal ID sa branch ninyo, at i-request na i-update yong account niya para madepositohan ng check. Dalhin na rin yong barangay clearance na may barangay seal. Sa list nila kasi ng requirements, two IDs kasi ang kelangan. And one 1×1 ID picture kung hindi nag-submit. Bring xerox copy ang original.
hi ms nors,gud pm,ngload po aku sa online banking nila sa BDO,ung load prepaid nila tru online tas na debit po aku nabwasan po ung balanced ku twice po sia, naba2lik po ba yun nila?anu po step pra makuha ku po ung na debit sa account ku..bdo kabayan savings account ku po.thanx po..
Hi May, I have not tried using prepaid loading sa BDO, pero oo, dapat mabalik yong second debit sa iyo kung hindi nai-load at kung minsan ka lang nagpa-load. Call BDO hotline now para sabihin mo na nadoble yong debit sa account mo at i-credit nila uli. I expect na they’ll check kung isang load nga lang ang naibigay sa iyo, at kung makita nila na twice ka na-debit, ibabalik nila — parang sa ATM din yan, na kapag may error, ibabalance nila yong money sa ATM, tapos ike-credit din nila pag nakita nila na meron ngang error.
thanx ms nor,buti pa po kayo ngre2ply agad ung BDO kc mail ku wla pdn sila sagot,kc wla aku landline bgo lipat lng aku tas tru internet lng pwd ku sila contact im using broadband only,klngn ku po ba sila tawagan?nde nila kusa binabalik un?meron nmn sila ata history ng transaction so alam nila kung ng error ung online banking nila.sayang dn kc ung ung na debit sakin f d mabalik nila,.
Hi May, oo, nagre-reply sila sa email pero matagal na ngayon kasi marami nang nag-eemail sa kanila. Maganda sana makatawag ka, pero kung walang phone, palagay ko okay naman yong email mo. Mga 3 to 4 days, siguro bago sila makasagot. Sa mga banko, kelangan nating ireklamo ang mga errors. Hindi lahat ng cases ay nama-monitor nila o kino-correct nila.
Hi!
Good afternoon,
my tanong po kasi ako,
galing po ako ng BDO (SM Marilao) kanina, nag inquire po ako about sa KABAYAN PESO SAVINGS ACCOUNT,
sbi po hnd p dw po ako pwd kumuha ng ATM kc dw po im 18y.o plang, ang kylngn dw dun 19y.o na.. ganun po ba tlga?
Hi!
Good afternoon,
my tanong po kasi ako,
galing po ako ng BDO (SM Marilao) kanina, nag inquire po ako about sa KABAYAN PESO SAVINGS ACCOUNT,
sbi po hnd p dw po ako pwd kumuha ng ATM kc dw po im 18y.o plang, ang kylngn dw dun 19y.o na.. ganun po ba tlga?
pinapakuha po kasi aq ng atm ng tita q na nasa macau, ksi sya po nag bbgy sakin ng tuition fee..
tnx po.
Hi Winydell, baka bagong teller yong nakausap mo. Ibang bank nga, puede nang 12 years old. Ang younger, with parents. O kaya, baka marami nang nag-apply na mga bata diyan sa branch na yan na puro na-close lang, kaya kino-control na nila ang for young people. Pero, to show them that you are serious, bring these requirements: your school ID, one 1×1 photo, your birth certificate from NSO (orig and xerox), and a remittance receipt (yong document showing na pinapadalhan ka ng pera ng tita mo, example, Western Union receipt, door-to-door receipt). Kung ayaw pa nila kahit complete papers ka, isulat mo rito at itanong natin sa BDO kung bakit. Kung may ibang BDO branch near you, baka mas mabait sila doon. Another option is for your aunt in Macau to apply for a BDO Remit card for you in Hongkong (sa mga BDO Remit partners such as Express Padala HK) and have the card sent to you.
cge po maraming salamat,
try ko po sa ibang branch ..
hi,madam/sir,,
greetng,,
sir/madam i would like to us YOU if u have BDO saving account BRANCH in LEBANON BEIRUTH,,can u pls sent it to me the addres and contact person and mobile no. below my letter on my EMAIL i have already account in jordan amman..but i ned to move in LEBANON BEIRUTH..
thank you very much..
my email:normenero@yahoo.com
respecfully
ms.Normaline F.Nero
helo..
mam,nasa jordan po ako at d2 rin aq ngopen ng BDO saving acc.pero lilipat po kmi ng employer KO SA LEBANON BEIRUTH meron po ba kau branch dun ng BDO saving..pedi po ba pkkisent sa email ko ang addres at contact person at cp no.nila dun pra maipgpatuloy ko ang account ko sa lebanon,,
maraming salamat po..
my email:normanero@yahoo.com
Hi Normaline, merong isang BDO remittance partner sa Beirut:
Service Exchange Co.Baalbak St. (SECO) Beirut Lebanon, Hamra (behind Pecadelly)
Kung gusto mong subokan ang RCBC Telemoney, may 3 silang remittance partners sa Beirut:
http://www.banksphilippines.com/2011/05/send-money-to-philippines-from-lebanon.html
Normaline, meron ding BPI remittance partner: Lords Exchange Ltd.
Beirut Hamra Makdess Street
Alameddine Bldg Flr 1
Tel No: 01745666
E-mail: lordsexchange@lynx.net.lb
Hi Ms Nors,
Thanks sa advise, na-deposit na po yung check after mag-present ng ID sa BDO para ma-update ang account. Sana inform nila ang client nila during opening pa lang ng account na kapag di kumpleto ang requirements eh hindi “open for check deposit” ang account.
Anyway ok na rin naman, may isa pa po pala akong question. Magkano po ang maximum ATM withdrawal na allowed sa isang araw sa BDO?
Hi Mike, glad to know your account is already ok for checks. Oo, iba-iba rin kasi ang mga tellers/bank officers, merong efficient, merong hindi. Pero kung may checklist sana sila, mas okay.
From BDO website:
Maximum withdrawal per day: P50,000 or five times per day (whichever comes first)
Maximum per transaction: P25,000
Minimum withdrawal per transaction: P200
tanong ko lang po, pwede po kaya magdeposit ng pera from a local bank here in manila to my kabayan peso savings account?ilang days kaya magaapear sa balance yun incase na pwede? thanks..please reply..
Hi Anne, what do you mean deposit from a local bank? Deposit here in the Phil to a Kabayan account and not thru remittance from abroad? Yes, puede, using the regular cash deposit slip. puede ring check. Kung cash, mag-aapir agad sa balance. Kung check, mag-apir din agad sa balance pero withdrawable lang siya usually on the 3rd day.
Dear,Kabayan.
Isa po akong OFW ngaun gusto ko po malaman kung magkano na ang total ng savings ko sa BDO,may list po ako ng mga papel sa tuwing mag dedeposit ako.check ko lang po kung tama ba ung total ko dito at yung total na savings ko sa Bangko.Nag start po ako nung 2008.sa LIPA BATANGAS Branch po ako nag inquire.passbook lang po kc hawak ko ngaun diko pa nakuha yung ATM ko kasi po kinabukasan pag inquire ko paalis na ako papuntang Abroad kaya di ko po nakuha ung ATM ko Passbook lang hawak ko.Paano ko po malalaman kung Magkano na yung savings ko,Salamat po and GOD BLESS.
Hi Proilan kabayan, cheers at applause para sa iyo, kasi maganda ang ginawa mo sa pera mo. yan ang magandang example para sa OFWs. sana magamit mo yan sa prime real estate property o sure na business (rental, etc) pagdating mo rito. Puede mong tawagan ang BDO hotline: (+632) 631-8000 or international toll-free no. +800-8-6318000 (hindi ko lang alam kung expensive ang call from where you are) at tanungin mo kung puede mong malaman ang balance mo over the phone dahil nasa abroad ka. Huwag mo na lang munang sabihing hindi mo nakuha yong ATM mo. I suggest na pagbakasyon mo, ienroll mo ng Internetbanking ang account mo para makita mo yong balance mo anytime you like. Best regards, Proilan, I hope may time kang mag-comment uli if okay ang communication mo with BDO.
Hello po! firstime ko kasing mag abroad, tapos po wala po akong BDO kabayan atm at the same time wala rin po akong iqama. ano po yung gawin ko para maka pag padala ng pera sa pamilya ko thru BDO. nasa riyadh po ako na assign. salamat po.
Hi Efren, sabi ng former OFW dito, usually ang mga bank partners daw diyan, hahanapan ka ng iqama number, so ang suggestion niya, Skyfreight daw muna (door-to-door), o siempre may mas magandang suggestion ang mga kapwa mo Pinoy diyan, o kaya tingnan mo sa listahan na ito –list ng remittance partners ito ng BDO — tingnan mo kung alin dito ang hindi banko:
http://www.banksphilippines.com/2011/04/bdo-remittance-offices-and-partners-in.html
Best regards.
Salamat po sa reply:
Tanong ko po uli pag may iqama na ako pide naba akong mag padala sa BDO kahit walang ATM? parang pera padala lang sya na may reference number.. like nung money express ng LBC, Cebuana and etc? ang gusto ko kc BDO to BDO.. dahil di maka pag open account ng asawa ko (BDO Kabayan Card) at may requirements daw na prof of remittance galing sa’kin? Gensan po yung location ng asawa ko. salamat.
Hi Efren, oo, puede na sa mga BDO partners diyan, at kahit wala pang BDO account ang wife mo. Cash pickup siya. Pag-pickup niya ng pera, puede na siyang mag-open ng Kabayan account niya kasi meron na siyang ipakitang receipt. Dapat dala na niya mga requirements such as ID, ID pic at Meralco bill o other bills (dalhin lang baka lang hanapin ang proof of address). Ay oo nga pala, itong ipapadala mong una, may receipt yan, puede na niyang gamitin yan to open Kabayan kahit hindi BDO receipt, kasi remittance receipt from abroad naman yan. Hindi ko lang pala sure sa gensan branch kung strict sila sa tipo ng receipt.
Hi po. Your site is really helpful.
I have a BDO account when i was still in the philippines. It was a payroll account that I asked to be converted to a savings/personal account (in October 2009). I left my ATM with my mother (in December 2009 because i came here in the UAE for work). This wayI could just send remitances to that BDO account and my mother can withdraw anytime. However, the card was misplaced and she panicked and she called BDO to block the card. After the card was blocked, they found the ATM. SO she called again BDO to ask to reactivate it but they said it is only the owner that has to personally come and reactivate it. I do not know if the account is still active or what is the status. There is 3,000 pesos on the account. Can you help me find out if the card is still active? If not, is there a way I can continue to use it as I will be coming home this October. Additional info: I have been here in Abu Dhabi since December of 2009.
Another query is that I am planning to open the BDO Kabayan Savings Account. I will be going on vacation sa Pinas this October. So I just wanted to confirm and correct me if I’m wrong because I I’m getting several varied information. Can you clarify the following:
1.How much is the initial deposit?
2.How much is the maintaining balance?
Note: I am interested in information for both Peso or Dollar so that I can compare which is more practical and beneficial.
Appreciate your help…
Thanks kabayan.
Hi lovely Joan, thanks, glad that this site is helpful. ATM account ba ito? Walang passbook? If so, then your account is complying with the maintaining balance which is 2k for ATM. Okay siya, walang bawas dapat. (Regular passbook accounts need 5K). About dormancy naman, Dec 2009 to Oct 2011 is 1 year 11 months, tama ba estimate ko? So hindi pa yan dormant, andiyan pa yong account mo. Dormancy is 2 years. 300 pesos per month ang dormancy charge. May notice nga dapat before a dormancy fee is deducted, accdg to BSP.
About your plan to open a BDO Kabayan, there are no maintaining balance requirements, as long as the account receives at least one remittance per year, according to the BDO website. Dalasan na lang nang konti para sure. For peso account, initial deposit is 50 (sabi sa website), pero 100 pesos na lang. For dollar account, 100 US$. Bring any remittance receipt plus IDs/passport.
I suggest, since you’re sending money to your mother, open a Kabayan and buy a BDO cash card, then enroll your Kabayan with BDO Internet banking while here in the Phil, attach/enroll the cash card. With this, you can check your account while in UAE, send money to it, transfer some to mother’s cash card, and see if she has withdrawn it. Best regards.
Hi mam… have u ever heard bout ofw loan in bdo… dito po kc ako sa pinas ngbabakasyon… gusto ko sana mgloan bago ako bumalik ng KSA..papano po ba un? thanks
pareho po ba ang lahat ng swift code ng lahat ng BDO: dito po ako sa BDO Las pinas at BDO paranque..tnx
Yes, Maria, pareho para sa lahat ng branches in the Philippines: Swift Code: BNORPHMM
Hi Maria, i-link na lang kita sa BDO loans mismo. Best regards
http://www.bdo.com.ph/Personal/Loans/AsensoKabayanLoanUnsec.asp
http://www.bdo.com.ph/Personal/Loans/AsensoKabayanLoanSec.asp
Opo ATM account. And Walang passbook. Pano ba ikwenta ung dormancy? Yon ba yong time na walang activity ang account ko? Kasi kung ganun eh di mga one year pa siyang inactive. So if ever ganun, pde ko pa siyang pagamit…and hindi pa mabawasan or ma-charge ng dormancy rate. Tama ba ako?
Thanks for clarifying the info about the Kabayan Account and since nabanggit mo yong BDO cash card, magkano ba yon?
Thanks so much again!
Hi Joan love, you’re right, dormancy is when there’s no activity, no transaction. Oo, wala pang dormancy fee, kasi wala pang 2 years. Hindi ko na sure yong current price ng BDO cash card, pero 150 pesos last year. Pero ganon pa rin, parang mag-open ng bank account ang process.
even sa dami-dami maming nagtatanong sayo pero nagawa mo parin kaming sagutin lahat sa aming mga tanong, salamat at tinulugan mo ako at sa kapwa lalong lalo yung nasa abroad. God Bless you and more power to answer the all the questions inside the box..
hello, naka kuha nko ng account sa BDO .. my passbook n ako at atm, 50pesos lang ang binayad ko, may tatanong po ako, ganun po ba tlga yung ATM at PASSBOOK magkaiba ng ACCOUNT NUMBER?
at ok lang po ba kahit hnd ko gamitin ung Passbook?
dun lang sa ATM mag ppadala yung tita q sakin, ok lang po b un?
nalilito po kasi ako kung saan ako dapat mag wwithdraw, at kung anong account number ang ibbgy q sa auntie ko, pag po ba mag wwithdraw aq pwd po bang sa ATM machine na agad? or kylngn pa sa teller ako pmunta? ksi sabi sa passbook everytime na mg wwithdraw ippkta ang passbook.. pasensya na po now lang ako nagkapassbook,
sana po makasagot po kayo agad sa tanong ko, thank you po Ma’am Nors
Hi Winydell, yang Kabayan account mo ay isang account na may passbook and ATM. Ang account number mo ay yong nasa passbook — 12 digits kasama yong 00. Yang account number ang ibibigay mo sa auntie mo for remittance or deposit. Yong 16-digit na nasa ATM card — ang tawag diyan ay card number. Ginagamit yan for tracking nila, verifying nila, etc. Sa ATM ka na lang mag-widro for smaller amounts. Big amounts sa teller (bring passbook). Kung deposit, puedeng wala yong passbook. Puedeng ipa-update yong passbook once in a while, so you can check your transactions.
Hello po. Gusto ko po sana kasing kumuha ng Kabayan Savings Account. May ID na po ako, at pictures. Pero wala po akong proof of remittance. Pero tunay naman po na ang parents ko ay nasa ibang bansa. Paano po yun?
Kasi, dati po, doon po nagpapadala parents ko sa bank account ng lolo ko, e, gusto po ng mommy ko, sa akin na ipapadala yung pera kaya pinapaopen nila ako ng account. Kaya po, never po namin naexperience na sa LBC or sa kahit anong remittance service magpadala. Kaya po wala akong maipapakita sa kanilang proof of remittance
ate angela ako na sasagot ng tanong mo,
sana maintindihan mo.
ako kakaopen ko lang ng KABAYAN SAVINGS ACCOUNT.
hiningi lang po sakin ang Skul ID, REG. FORM, at xerox copy ng ID, xerox copy ng reg. form, at xerox copy ng birthcert.. tinano ng lang ako kung cno mag papadala sakin, at saang bansa. yun lang po. tapos mag bbyad ka lng ng 50pesos , deposit yun agad, at ibbgy sau ang passbook den after 7days, mkukuha m na ung atm.
thanks po Ma’am Nors
may tanong pa po ako ulit, ok lang po ba kahit hindi ipa update ang passbook?
at pano po kung hindi na po ako papadalhan, or hindi ko na gagamitin ang account ko? ano pong dapat kong gawin nun? pwde po bang pabayaan ko nalng?
Hi Winydell, ok lang hindi magpa-update. Kung hindi yan maremitan ng pera from abroad in one year, maco-convert na yan into a regular passbook account at magrequire na yan ng 5k maintaining balance. Or minsan, kino-close na lang nila. Oo, wala namang kaso kung pabayaan na lang.
Wow! Thank you very much Winydell for sharing your experiences. Hindi na ako nakakasagot dahil sa lamay, docs processing for my brod-in-law.
Thank you very much, Efren, for your kind, appreciative comments. Lalo akong naiinspire if nakakatulong nga tayo. Malungkot nga lang because these past several days, I wasn’t able to answer questions because of the lamay for my brother in law.
Best regards, Efren, and God bless too.
Condolence po Ma’am Nors
Appreciate you too, Winydell.
Mam,
OFW po ako d2 sa Saudi arabia, gusto ko pong mag apply ng credit card ano po ang dapat kong gawin?
salamat po sa inyong pagtugon
Hi Eric, sa pagkakaalam ko, pag dito sa banks sa Philippines, naa-approve lang ang credit card for OFWs kapag meron kang savings o time deposit sa bank na aaplayan mo ng credit card. Ang tawag dito ay secured credit card. Iho-hold nila yong deposit mo kapalit ng credit card. Ang OFWs raw kasi ay hindi stable ang employment, sabi nila.
hi..,just open an accnt (kabayan savings) i was kinda hurry when i picked up my ATM card s0i wasn’t able to ask question to the teller. she has only given me a piece of paper. She asked me to change my PIN code. When i got home, i browse the paper, i wasn’t able to find the default PIN. how can i change the pin now?
Hi Jhenn, BDO has no default PIN. Puedeng gawin mong 123456 ang default.
Puede rin yong iniisip mong 6-digit PIN mo ay yon na yong default mo. Yon din ang new PIN number mo kapag Change PIN na. So 3 times siyang ma-input — sa default, sa enter new PIN, sa re-enter PIN.
hi. i have an account for kabayan savings… and i just want to ask if my family in the philippines can deposit a money on my acct? if so.. can i use that money or can i withdraw that money on an atm here? i am in saudi arabia right now. thank you for you time answering my question:)
Hi jackielyne, sad to say pero hindi kasi sigurado yan. Maraming nag-comment dito na hindi sila naka-withdraw, pati sa UAE. If you need money, try na lang ng family mo ang Western Union or MoneyGram, meron na silang outward remittance — meaning from Philippines to other countries. Tanungin muna nila how much is the remittance fee para clear. Best regards.
Hello! May tanong po ako tungkol sa aking BDO Kabayan savings. Nuong June 2011 ay nagdeposit po ang aking friend in the Phils gamit ang ipinadala kong atm card number sa aking Kabayan atm at nakapagwithdraw ako ng pera rito sa Riyadh atm. Pero nitong week na to ay nagpadeposit ulit ako sa aking nanay sa aking kabayan atm card gamit ulit ang card number pero hindi po ako makawithdraw ng pera sa same atm na ginamit ko before. Bakit po kaya ganun?
Hi Ramil, kaya di ko ina-advise yong withdrawal abroad o meron akong warning about it, kasi marami nang nag-complain na hindi sila makawidro abroad, kahit sabihin ng BDO na puede. Ang lagi nilang sasabihin eh make sure the ATM has a Mastercard or Maestro logo. May tanong ako sa iyo: bakit sabi mo ATM card number ang binibigay mo at doon sila nagdedeposit? Di ba account number dapat, yong number sa passbook? Yong 10 digits, pero 12 digits kung merong 00 sa simula?
Hi, Gud Eve po
Gusto ko lang po i clear yung nangyari sa account ko. Nag withdraw po kasi ako thru paypal ang nakalagay po kasi 5-7 days business days yung transfer pero hanggang ngayon wala parin. 3,600php po yun winadraw ko wala naman po syang limit. Sa katunayaan nga po nakapagwithdraw ako ng 2,500+ using paypal po before that transaction. Sa tingin nyo po ano po ba ang problema kasi mag 2 months na po wala parin po sa card yung pera. Hoping po may alam po kayo about dito po. thanks in advance
Hi Jerome, sana noon ka pa nag-research, 2 months na. Sabi sa Paypal Help, kung naprocess mo yong Paypal withdrawal, nasa bank ang problem — cash card ba ang BDO account mo? Maaaring ayaw na ng BDO sa Paypal transfer sa cash card. Tawagan mo na lang ang BDO 631-8000. Antaying mo yong option na Cash Card.
I would like to inform u that i was not able to recieve my billings for the month of july sept.i check in the post there was no bill there from u, I need that billings every month.This coming Oct.15, 2011 is my due for payment but I haven’t recieve my bill yet.
Hope u can provide me.
Thank you.
Hi Brenda, anong billing ito? BDO credit card bill? If this is about credit card billing, you can email callcenter@bdo.com.ph and on Subject, write Credit Card Billing. You can also enroll in BDO Internet banking so you can monitor your credit card bills and payments.
late reply po sensya na, pero ano po ba yung cash card mas madali po bang makukuha yung pera? thanks p o sa reply
atm card po ung gamit ko sensya medyo hilo galing sa work hehehe
Good day po.
Gusto ko lang po mag inquire regarding wire transfer (TT) to my Kabayan Savings account.
Nag-open po ako dito ng account sa Kuwait and until now di pa po activated ang ATM pero naghuhulog na po me dun (2 times na). Ang tanong ko po, paano po ba kung mag transfer ng pera ay manggaling sa Germany thru bank to bank (TT). Do they need to get the swift code and my account number in BDO? or just an account number? What would be the procedure.If they need the swift code?what is the swift code of my Kabayan Savings account? Can i have also the address of the BDO kabayan Savings account address where in it is normally open (especially account open in abroad).
Tahnk you and more power..
Hi Francisco, yes, kapag wire transfer or telegraphic transfer, the German bank needs the BDO Swift code, which is BNORPHMM . Ang correspondent banks ng BDO sa Germany are Deutsche Bank and Standard Chartered Bank, better kung one of these siya mag-TT. Your sender will need your BDO account name, account number (yong number na nasa passbook), and your Phil address, and in some cases, the address of the BDO branch.
I called BDO to ask the branch for Kuwait-opened accounts pero sabi ikaw daw ang tatawag using this number:
BDO: (Intl. Access Code of Kuwait)+ 800-8-6318000
kasi they need to have your account number.
Your sender can also deposit directly into your account thru MoneyGram (BDO partner) or Western Union.
helow pu . magoopen pu kasi ang asawa ko sa pinas ng kabayan passbook . kailangan din pu ba ng i.d ko ? or kh8 i.d lng pu nia ??? at pwede din pu ba syang maghulog2 dun every month ? at my passbook at ATM din pu ba ako or siya lang pu ang may passbook at ATM ? salamat pu .
hanggang magkanu pu pwede ihulog dun . at my limit pu ba ang loan f ever mag withdraw pu kme pag uwe ko ng pinas ? t.y
Hi Jay, puedeng ang wife mo ang mag-open ng BDO Kabayan, basta meron siyang two valid IDs at receipt of remittance from abroad addressed to her (proof na merong nagpapadala sa kanya). Yes, puede siyang magdeposit don kahit ilang beses. Puede ka rin doon na sa Kabayan account magpadala directly at magwidro na lang siya don thru ATM, or sa counter at ma-update yong passbook. Ang Kabayan, consists of a passbook and an ATM. If you remit, you use the account number (yong number inside the passbook).
If you plan to loan later on, dapat ikaw ang mag-open ng account, kasi yong OFW ang applicant dapat sa loan. Tingnan mo diyan sa lugar mo kung merong BDO remittance partner diyan offering Kabayan accounts. Some BDO partners abroad allow opening of Kabayan accounts. Sasagot uli ako, tingnan ko lang IP address mo. Or comment ka uli kung nasaan ka.
why does bdo internet banking ask for 12 digit account number? m account number has 10 digit number only.. any way to enrol my 10 digit acct number with the internet banking?
Hi Martine, peso savings ang account mo? dagdagan mo ng 00 before your 10-digit number para maging 12 digits.
my friend send me money locally from her eon account (union bank) to my bdo kabayan savings. how long will it take for me to withdraw the money. She told me that it will only take 2 to 3 days, unitl now i haven’t received the money in my bdo account. please help.
Hello po! Ask ko lang po kung pwede po bang gamitin yung BDO card ko for shopping? Nag-apply ako ng Kabayan Savings Account tapos yung ATM Card naman na binigay nila eh may nakalagay na “BDO Debit Card”, yellow/yellow-green yung kulay. And one more thing pala, bakit MegaLink lang pala yung nakalagay sa card ko? Ano po ibig sabihin nun?
Paki-email na lang po sa akin kung may reply na po. First time user kasi ako ng ATM, wala pa ako alam masyado. Hehe. Salamat!
Hi Trini, dapat andiyan na. Kung wala pa, hindi siya nag-send. Para real-time mong makuha, sana magdeposit na lang siya over the counter sa BDO.
Hi Renz, oo puede gamitin ang BDO ATM sa major stores, certainly sa SM Dept Stores, meron pa nga silang promo yata. Pag other stores, ask first the cashier if they’re accepting BDO ATM EFT for payment. Not sure about the Megalink-only logo. Itong akin, complete, merong ExpressNet, Bancnet, etc. Pero yong cash card ng anak ko, Megalink nga lang. Hindi ko alam kung printing issue lang ito. Basta withdraw only from a BDO ATM na lang para walang ATM withdrawal fee, except when you really need to.
tnung q lng po kng pnu b mag check ng account sa pinas sa bdo.nag open kc ako ng kabayan savings sa bdo.D ko kc alam kng papanu k mkikita yng laman ng savings k?
magandang araw po sa inyo,nag open po ako ng BDO kabayan account mayron hawak ko po ngayon ang ATM DEBIT CARD at makasamang passbook pag alis ko ba panuntang abroad dadalhin ko ba itong ATM ns hawak ko ngayon o iiwan ko ito sa pamilya ko dito sa pinas? medjo nagugulohan lang po ako kung paano ko itogagamitin.
itong BDO kabayan savings account ko po ba ay pweding gagamitin kasi may magpapadala sa akin ng pera galing abroad ang gusto ko sa kabayan account ko nalang epa deposit yong pera pwede poba yon dito pa naman ako sa pinas ngayon. kung pwede po anu po ba ang ibibigay ko sa kanya kung sakaling papadalahan na ako ng pera? ano po ba ang swiftcode? yong account No. po ba ang ibibigay ko sa kanya yong nasa PASSBOOK? o pati yong 16 no. na makikita sa ATM card. salamat po
what i mean po is ededepoasit nila ang pera sa kabayan account ko from their bank to my account pwede po ba yon?
kailangan parin po ba akong mag open ng BDO account para sa savings ko kasi pag iiwan ko itong kabayan account sa pamilya ko baka ubos na pag uwi ko… need further information regarding for this thanks and more power……
Hi Bernard, I suggest kumuha ka ng BDO cash card at yon ang iwan mo sa family mo. Yong Kabayan passbook at ATM, dalhin mo. Bago ka umalis, i-enroll mo na agad yong account mo sa BDO Internet banking para ma-check mo yong account mo kahit nasa abroad ka. Punta ka lang sa mybdo.com.ph, hanapin mo yong Enroll Now! Yong account number ang gamitin mo, yong 10-digit number na nasa passbook (kung 8-digit ang andiyan, dagdagan mo ng 00 sa simula).
Yong cash card, under sa pangalan mo, para madaling i-enroll o i-attach sa Internet banking mo, kahit nasa abroad ka na. Ang gawin mo, diyan ka magremit sa Kabayan mo (use account number), and then kapag na-credit na, i-transfer mo yong gusto mong amount sa cash card – yang ang gagastusin ng family mo. Ang maganda niyan, nache-check mo balance mo at nata-transferan mo ang family mo anytime, pero minsan ka lang magbayad ng remittance fee (kapag nagremit ka sa Kabayan).
Yong sa wire transfer, ang ibigay mo sa sender ay yang account number (10-digit na nasa passbook, add 00 if only 8 digits). Ang Swift code ng BDO ay BNORPHMM. Minsan, compared sa wire transfer, mas murang mag-send to a BDO account through BDO remittance partners abroad or MoneyGram. Hope you can share again later on your experience pag meron ka nang internet banking at kung nagagamit mo to your benefit.
P.S. pala: yong cash card na nakukuha agad (no name on the card, generic), up to 10k lang ang balance anytime. Ang merong name on the card (get it after 3 to 5 days), up to 25K ang laman. Ang good kasi sa cash card, no maintaining balance. If you like, regular BDO ATM account (no passbook), no limit sa deposit, pero may maintaining balance na 2k.
Bernard: Other option pala is you get your own regular BDO account (2k maintaining for ATM only, 5k maintaining for ATM with passbook), ito ang i-enroll mo sa Internet banking, at iwan mo yong Kabayan sa family mo. Ang purpose nito is mapa-update nila yong passbook maybe once in a month or 2 months, para makita nila in a year or more kung magkano na ang naipadala mo sa kanila. I-attach mo rin ito sa Internet banking mo para ma-transferan mo ng pera.
hope to hear from you soon
bali kagabi na enrol ko na ang kabayan account ko sa internet and mobile banking may naibibigay na sa akin na activation code doon ko daw ito e activate sa ATM machine, anu ibig mong sabihin doon sa cinasabi mong e print ko tas i submit doon sa BDO diko masyado na intindihan…
yong sa cash card po pwede na ba itong cash card ko sa SM? kasi nung nag work ako sa SM may ATM kami para sa sahod namin CASH card naman xa.. o iba yong cash card na tinotukoy mo?
saan ba makakatipid ang ate ko sa pagpapadala ng pera sa bank to bank transfer o sa moneygram o sa BDO remitance?
kabayan etong KABAYAN account magkano ang limit deposit nito?
Hi Bernard, thank you na sinabi mong sa ATM na ang activation ng Internet banking. When I enrolled kasi noon, ganon ang process – submit ng printout sa branch. Hindi na pala ngayon. Maganda yan at ganon na pala. At mabilis na ngayon ah. Dati one week. So erase mo na yong sabi ko na print your enrollment. Ang i-advice ko na lang from now on is to enroll online and follow the instructions para kahit mag-iba-iba ang procedure, wala na akong error.
Oo, puede na yang cash card mo noon, pareho lang yong tinutukoy ko. Pero payroll cash card ba yan? Last time na dinepositohan ko yong payroll cash card ko sa BDO branch, ayaw nila, pang-payroll deposit lang daw. Pero I tried transferring money to it via Internet, okay naman, hindi ko lang sure ngayon kasi nawala ng anak ko yong payroll cash card ko, so di ko na masubukan.
About remittance fee, depende sa country. Subukan na lang niya yong 3 ways, pero expensive ang wire transfer kapag hindi BDO correspondent bank yong bank ng ate mo dahil gagamit ng third-party na bank. Kung meron BDO remittance partner sa place niya, palagay ko, better.
etong SMARTMONEY ATM ko pwede ba yon na lang ang gawin kong remitance kung magpapadala ako ng pera sa aking pamilya mula sa aking kabayan account transfer to my smartmoney account? bali pag nagpapadala ako ng pera doon ko sa kanilang smartmoney ATM pwede ba yon?
Bernard: Kung sa U.S. ang ate mo, yong Xoom, subukan rin niya kung gusto niya. Dian din nagpapadala ang niece ko to my sister’s BDO account, okay naman.
so kailangan talaga ng BDO corespondents/affiliates para di masyado mahal? magakno kaya ang babayaran ng ate ko pag nagdeposit ng 80K sa kabayan account ko?
nasa denmark po ang ate ko.. arhus nimtofte can you give me some BDO corespondents para masabihan ko ang ate ko regarding this
by the way po yong cash card ko pala na hawak ngayon ay PAYROLL cash card po pwede pa kaya ito?
pag na ok na po ba yong internet banking ko pwede ba akong mag transfer ng money from my kabayan account to other bank like landbank account? o kailangan ko pang pumunta doon sa bangko mismo para maka pag transfer?
etong kabayan account ko po ba ay pwede ko bang gamitin to pay on the internet like booking airline tickets?kc di po ba debit card naman ito? o pang swipe lang tong kabayan account ko
salamat sa mga impormasyon
Kabayan anu po ba ang BANK code ng BDO?
anu po ba ang BANK code ng BDO?
Hi Bernard, hindi puede ang online transfer from BDO to any other bank. Ang merong ganito, yong Union Bank cyber account, at yong BPI mobile banking (pero icheck muna kung ganon pa rin sila hanggang ngayon). Hindi rin ito puedeng pang-booking or any online payment. Puedeng pambayad ng bills like Meralco na previously enrolled. Puedeng pambayad sa counter na may BDO EFT like sa SM Dept Store, supermarket, Watson, etc. Yong Union Bank Eon account, puede for Internet payment.
BDO bank code for Paypal = 010530667
BDO Swift code for wire transfer = BNORPHMM (andon sa una kong sagot)
Hello po!
I am currently working in middle east and got my BDO kabayan savings account..I just want to inquire if I can ask my relatives in the philippines to get a checkbook since I will be needing them for a house loan..pra isng account number nlng gmit ko for any transactions..
thanks..
Jovie
Hi Jovie, separate ang savings at checking account. Ang pag-open ng bank account, personal, ayaw nila ang thru representative. Mag-open ka na lang ng checking account pag nagbakasyon ka na. Meanwhile, depositohan mo ng medyo malalaki yong Kabayan mo, kasi pihikan ang BDO sa pag-approve ng checking account.
kabayan help na activate na yong internet banking at mobile banking kaso nong sinubukan ko nganyong mag log-in sa internet nung error pasword at user daw ayon na locked daw yong account ko. ganito kasi yon noong nag enroll ako sa account ko poro naman mga small letters yong mga ini input ko doon hanggang sa nag successful ang summary nya is mga capital letters lahat yon ba ang susundin ko? tapos tina try ko yong password ko na isa kasi nakalimotan ko kung anu yong password ko na ginamit doon e ang nakasulat na ay my account daw is locked contact BDO. tapos sa baba may forgot password nag click ako doon kaso sa form may mothers maiden name e paano yon noong nag enroll ako sa account ko wala naman akong ini input na mothers maiden name tas nag try din ako sa TIN wala din. paano ko ba ma retrieve ang password at user name ko po? help naman
error po lahat anu po ba dapat gawin?
wala nabang ibang way para ma unlocked natong account ko?
babalik kaya eto bukas?
locked parin ang account ko paano ba ma unlocked?
Hi Bernard, walang BDO correspondent sa Denmark. May remittance info dito:
http://www.banksphilippines.com/2011/11/send-money-to-philippines-from-denmark.html
Bernard, here’s BDO hotline — 631-8000. Call them para ma-reset ang password mo. Sa ATM nila, pag nagkamali, antayin lang ang 24 hours para magamit uli, baka ganon din sa Internet login. Pero para sure, call them na lang, lalo na at di mo sure kung small o capital ang na-input mong password, baka kasi napindot mo yong CapsLock key.
maramaing salamat sa information na iyong binigay..
hindi naman po sa password kung ito ba ay capslaock o hindi what i mean po is i forgot the password i used is the the same on my ATM pin or same as MY other account pin. bali 2 options ako ngayon kung alin doon sa dalawa. wala ba silang call center for chat account?
try ko nalang ulit ito bukas or by the next day mahal din kasi pag long distance sa landline orsa cellpohone wala kasi ako sa maynila sa province ako dito sa cavite iwan ko lang kung toll free parin ito.
ah ok thank you po..pano ko nmn po maccheck ung balance ko through internet?salamat po..
kabayan pag nasa abroad naba may bayad ba pag nag deposit sa kabayan account?
Hi Bernard, oo, kasi, gagamit ka ng remittance service. Puedeng magpadala ka via BDO remittance partners, o MoneyGram o LBC at direct deposit sa Kabayan account mo. Make sure na tama ang name and account number sa isusulat mo sa remittance slip para walang problem. Kapag mag-transfer ka na online from your account to an enrolled account, wala nang bayad.
Hi Jovie, pag-uwi mo, i-enroll mo ang BDO account mo sa online banking. Pag enrolled na, puede mong icheck ang balance anytime, puede ring magtransfer sa enrolled BDO account at magbayad ng enrolled bills like Meralco, etc. Actually, ang pag-enroll sa online banking, you start sa BDO website, at puede mong subukan diyan, at icheck mo yong process, kasi bago na ngayon, compared sa process noong ako ang nag-enroll noon pa, pero may nagsabi rito na kelangan pa ring tapusin yong enrollment sa BDO ATM dito sa Phil.
hello po!im carmela, ask ko lng po sana kasi ng pa open account ako and i chose a category of “kabayan savings”, ask ko lang sana kahit ba hindi BDO holder and magpapadala sa akin ng pera from LONDON ay pwede nya mahulugan ng pera itong account ko na “kabayan savings”?thanks po..
dear nor’s,
can i deposit a check in my kabayan account and if yes how many days before i can withdraw my money. hope you will reply asap. tnx. =)
Yes, Mitch, as long as the check is in your name, and not post-dated. Also, you have shown complete requirements when you opened your account (2 IDs, etc). Checks usually clears on the 3rd day (can withdraw na), basta walang problem ang check.
hi po. i teach korean students online and they send me money from korean bank to my kabayan bdo savings account. why is it that everytime i get the money there is a deduction of more or less 1,300 philippine peso.for example they sent me 8000philippine peso , when i receive the money what appears in my account is only 6,700philippine peso more or less. my students already paid their bank charge when they sent me the money. why the charge is too big?
hi..good day…ask ko lang po kung puede po bang mag deposit ng 500k sa BDO kabayan savings..i will used it as a savings account…puede po ba yon?
nasa abroad po kasi husband ko…and nagpapadala xa every month…then this month he’s planning to send 500k thru kabayan savings…and leave it there…para di magalaw ang pera…is it ok?
Hi Mary Grace, I think it’s because the Korean bank is not a correspondent bank of BDO (there’s no BDO correspondent bank in Korea), so a third bank is used, and therefore there are additional charges. From my research, the only Philippine bank operating in Korea is Metrobank.
Send Money from South Korea Its remittance fee is only about 500 pesos for amounts up to $1,000. BDO partner Moneygram is also an option (but I’m not sure if it charges below $25). But the problem is your students might not be willing to do the extra effort of withdrawing money from their banks and making the deposit at Metrobank or Moneygram. If you like, you can open a Metrobank or BPI account, as these banks have correspondent banks in Korea (hoping that these banks are your students’ banks). BPI Correspondent Banks in South Korea Metrobank correspondent banks in South Korea
Hi Verna, yes, puedeng deposit to Kabayan, i-partial send na lang niya kung merong limit sa remittance amount sa remittance service at sa kung nasaan siya. Kung gusto niyong higher interest earnings, merong Kabayan Time Deposit, o Premium Flexi Earner Term Deposit o Super Savings ang BDO — magtanong ka na lang sa branch ninyo.
Hi po maam Nors, i wud just like to ask kung meron pong monthly interest earnings kung sakaling magdeposit ng malaking halaga sa kabayan savings?at tsaka magkanu po ang limit na pwedeng edeposit sa kabayan savings?salamat po.
pwde po bang yan nlang ang gawin kong savings account instead of opening a regular bdo account?
Hi Jp, oo merong interest earnings ang Kabayan, basta the monthly average daily balance is 5k or more. Ang alam ko walang limit ang deposit sa Kabayan. Ang alam kong merong limit ay yong cash cards. Yes, puedeng Kabayan na rin ang gawin mong regular savings account mo.
thank you po Mam Nors sa reply.
hi po… tanong ko lang po kung how many banking days before ko makuha yung money deposited po from US to my BDO Kabayan Savings account dito.. first time po kasi nmin gagamitin ang bdo kabayan.. thanks
Hello, Good Day!
tanong lang po, i enrolled my kabayan savings sa Internet banking, then unfortunately, lapse po sa alloted days na 20 for atm activation. then, pinatry ko po sa atm activation, successful nman.. pero pag,log in ko. still not yet activated..
ire-enroll ko ulit yung account ko? ano po ba ang pwedeng gawin?
salamt po.
Hi cel, depende kung anong remittance service ang ginamit ng sender. merong within the hour (example yong express deposit ng Western Union or Xoom), or within the day or from 2 or more days. Pag wire transfer with third party-bank, mas matagal. Inquire na lang sa ATM. Without knowing kung anong remittance type, i-assume natin average 3 days, siguro andiyan na.
Hi Rai, check mo nga after 24 hours from ATM activation kung okay na. Kung hindi pa rin, try mong i-enroll uli. Kung i-reject niya kasi na-enroll mo na previously, puedeng i-email mo BDO callcenter@BDO.com.ph Or if you’re not rushing, you can wait until BDO deletes your enrollment.
Sa aking case, napagpalit ko ang acct nos ng husband and daughter ko. I emailed BDO and the answer was: You may re-enroll the account with the correct account information after
your previous enrollment has expired and deleted by the system.
good day po ms nors
tanong ko lang po nag padala po ang ate ko from denmark to my kabayan savings account ng $1780 then nong time na nagpadala xa sa akin ng pera tiningnan ko po sa wolrd currrency rate yong perang pinadala nya sa akin bali 77k mahigit pero ang pinagtataka ko nung after 4 days nag inquire ko via mobile balance inquiry yong pera na nasa account ko ay 75k nalang bakit ang laki ng nabawas dapat sana ang expectation ko doon is nasa 77k bakit ganun po ang nang yari may kaltas pa ba yon e pag sa landbank xa nag padala kung magkano sa piso ang pinpadala nya sa amin e yon din naman ang
halaga ng pera na aming ma widraw. bakit dito sa bdo ko ang expectation ko is 77 mahigit naging 75 nalang. yong dollor naman nong time na yon pumalo naman sa 43 something
Good pm,
Gusto ko lng pong malaman kung saan po dito sa bahrain na pwedi akong makapag inquire,i planning to open an account presently i’m working here in bahrain at saka gusto sanang makapag open ng atm cards para mpadala ko sa pilipinas yung atm, ask ko rin po kung ano po ang requirements para mkapag open ako ng account.. thank you po
Hello mam Nor,
Salamat sa info. tinry ko ulit xa,still the same pa rin po. pending pa rin. pero wonder lang po kasi ako, kasi sa atm activation, okay na daw..
salamat po.
Hi Rosemarie, dito may list of BDO partners in Bahrain: http://www.banksphilippines.com/2011/10/bdo-remittance-partners-in-bahrain.html
Magtanong ka na lang kung alin dito o kung meron sa Bahrain nagpapa-open ng BDO account. Hindi lahat nagpapa-open. Usually, they need 2 valid IDs and 2 ID photos. Baka they also need your Bahrain ID/paper or employment ID.
Hi Bernard, hindi ko sure kung saan nangyari ang conversion, kung sa remittance service o sa BDO mismo. Kung tutuusin, higher nga dapat ang BDO, kasi mas higher usually ang buying rate nila. Puede kang tumawag sa BDO, para ma-explain nila. Sumasagot naman sila, tanungin mo lang kung bakit yong $1,780 na pinadala ay 75k lang sa peso.
hello po!
Ask ko lang po regarding my BDO kabayan savings account. since hindi ko pa po na activate atm ko kase po dito po ako nag wowork abroad. Tanong: Is it safe po ba to ask STATEMENT OF ACCOUNT dito po sa BDO representative sa place namin? Purpose ko po para po malaman ma update ko po magkano na nahulog ko… Salamat po.
Hi Ray, ewan lang kung naka-online ang BDO representative na yan and if they have access to accounts. If they’re given access by BDO, they can be trusted. Kung wala silang access, you can call BDO toll-free: (Intl. Access Code) + 800-8-6318000. You can also email callcenter@bdo.com.ph and ask if you can make balance inquiry via email as you’re abroad. Don’t send yet your account number. They’ll make verifications and they’ll inform you (kung ganon pa rin ang process ngayon).
Thanks po maam nors… God bless po and Merry xmas….
good day! ask ko lang po need ko pa ba pumunta sa dbo bank just to apply internet banking ? what if nsa abroad po how is the procedure? thanks
Hi Almskie, you apply online for BDO Internet banking, but you need to activate it via a BDO ATM. Puede sana kung andito sa Philippines yong ATM card mo. Kung andiyan sa iyo ang card mo, mag-apply ka na lang just before magbakasyon ka kasi you’re given a set number of days to activate.
hello po,.gusto ko lng pong itanong about my kabayan savings..nag open po ako last september 2011 dito po sa bahrain.Gusto ko pong malaman kung paano po i-activate para magamit ko po dito.is it possible po bang magawn po ng paraan how to activate my account?
Please let me know po..thanks and have a good day…
Hi Renz, ang alam ko active na ang account ninyo at puede nyo nang padalhan ng remittance para sa savings ninyo. Savings kasi hindi mawidro dahil andiyan yong passbook. Ang hindi active pa, yong ATM card ninyo. Kelangan kasing i-activate yang ATM card sa BDO ATM, so dapat dito sa Philippines ma-activate.
What BDO account type does an OFW need in order the BDO can give an OFW a credit Card?
What are the requirements for an OFW to get a BDO Credit card?
Can a new baby be opened a BDO account? We like to make a savings account for our newly baby. To start saving for our new one.
What are the requirements for BDO baby savings account?
Hi Honey, yes, andito ang info: http://www.banksphilippines.com/2011/08/savings-accounts-for-kids-in.html
hello po… ask ko lang po ksi po meron akong bdo kabayan savings pasbook at atm.. d2 me abu dhabi now.. last march lng ako d2,, gusto ko sana magdeposit sa passbook kya lang natatakot naman akong gamitin bka ndi na activated kc until now ndi ko pa nahuhulugan..pls reply asap.. thanks in advance..
ask ko lang po kasi ngpadala yung friend ko noong fiday nigth sa account ko na kabayan savings bank bdo taga canada po sya ilang araw ko po ba bago maihulog sa account ko kasi ngbalance ako last nigth wala pa rin po.thanks in advance
kailan ko kaya matatanggap sa account ko yung pera n pinadala sa akin galing sa canada?
Hi Jennifer, mag-email ka muna sa BDO call center at tanungin mo kung active pa ang Kabayan account mo. Sa first email mo, tanungin mo lang muna kung puedeng mag-inquire via email kung active pa ang BDO Kabayan account mo, kasi nasa Abu Dhabi ka, and then sundin mo na lang yong instructions nila.
BDO Customer Contact Center callcenter@bdo.com.ph
Hi Genive, ito ay depende kung anong remittance service ang ginamit ng friend mo — merong within the hour, within the day, the next day, within 3 to 7 business days. Kung wire transfer, 3 days to 2 weeks.
pano po macheck if pumasok yung hinulog kong pera sa kabayan savings..andito po aq ngaun sa taiwan..hawak ko rin po kasi ung passbook ko..tnx and more power
Hi zonich, puede mong tawagan ang BDO,
BDO: (Intl. Access Code) +800-8-6318000, or you can can email BDO Customer Contact Center callcenter@bdo.com.ph. Puedeng ganito ang email: May I ask if I can make balance inquiry via email, as I am in Taiwan, and I want to know if my remittance to my BDO Kabayan account is already credited. Do you need additional information aside from my name and account number? Thank you very much for your help….. Huwag mo munang ibigay ang account number mo, dahil sa pagkaalam ko meron silang instructions. Best regards
Good day! is it possible for me to send money to my own account? (ex. from hongkong to manila) and if possible how much?
Hi Norman, yes, you can send money directly to your BDO account. If you use the BDO REMIT offices in this list, the remittance fee is 20 HK dollars for deposit to a BDO peso account. The same with cash pick-up. There might be slight differences in fees among the remittance partners.
http://www.banksphilippines.com/2011/12/bdo-remittance-partners-and-bdo-remit.html
hello po..gusto ko lang po sanang itanong about my BDO atm debit card since dec.20 nitong taon na e try ko pong mag withdraw sa atm machines dito sa abu dhabi nay may mastercard.dahil po sa mali ang nailagay kung PIN kya sya nkacaptured ngayun po pinuntahan ko yung banko ang sabi sa akin dko daw pweding mkuha dito!ano pong dapat kung gawin para mkuha ko yung card ko?
Hi Jelly, ang alam ko nga ganon, pag different bank na-capture, fino-forward sa bank that issued the card. Either makuha mo sa bank branch mo sa Philippines in person, or kung di na naibalik, mag-re-request ka for replacement, pero sa Pilipinas pa rin ang pag-input ng PIN, kasi andon ang BDO atms. Email also callcenter@bdo.com.ph and ask what to do if a BDO card is captured abroad and if the bank doesn’t want to return the captured card. Don’t give yet your account number.
Hello, I would like to inquire about BDO remiitances. My mother lives in Seattle washington, what banks she can remit money thru wire telegrahic credited to my BDO account.
Thank you.
Hi Jovilyn, your mother can make a wire transfer to your BDO account thru Wells Fargo, Citibank, Bank of America. Pero i-check niya rin
itong mga ito kasi ang alam ko mas mura and faster — Xoom.com and Moneygram — puede itong direct to your account.
I’ll check if there are BDO remittance partners in Seattle — pag wala, ok na ang Xoom or Moneygram.
Jovilyn, there’s one BDO remittance partner in Seattle: DTP LLC, 16000 Christensen Road, Suite 130 Seattle, WA 98188
Hi, I also have kabayan savings account, since last september 2011, but until now i haven’t done any deposits or remittances to it.. i just wanna know kung hanggang kelan ko dapat madeposituhan para hindi magconvert dun sa ordinary savings account (w/ 5k remaining balance). At gusto ko rin sana malaman kung san pwede magdeposit kung nasa canada un magreremit.. thanks..:)
Hi Kat, according to BDO, one year without any remittance bago nila i-convert. Pero para sure, meron sanang remittance before mag-6 months, kasi meron dito dating nag-comment na na-close daw yong sa Kabayan niya after 6 months without any remittance. Ewan lang kung baka merong ibang dahilan o policy noon. Here are BDO Remittance partners in Canada. Send Money from Canada to Philippines
Kung walang malapit sa sender mo, he/she can send thru Moneygram — BDO partner din ito.
hello, i am currently working here at KSA,just a month now. i have my kabayan savings account. how can i use it to transfer money from the company’s atm card? please help. thank you!
Hi Jenn, since Kabayan is a Philippine account, and your company’s ATM account was opened there, you transfer money by withdrawing money from your ATM account, and then sending the money to your Kabayan account via a remittance agent — can be a BDO partner, or Moneygram. Here’s a list of BDO partners in KSA
hi, im currently based in UAE. how to reactivate ba ung dormant account if im living here?? my mom tried to deposit some money, pero di nila tinanggap, i should visit the branch daw. meron pa bang ibang ways para ma activate ko ulit account ko? Thanks…..
Hello,
Already enroll to your online internet banking but Since I forgot to activate it sa machine ng BDO po and until December 31,2011 lang po ung activation.Do i need to enrol again so that I can activate my online banking?Thanks!
Hi Che, yes, you are required to show yourself at the branch to reactivate. Email BDO Customer Service at callcenter@bdo.com.ph and ask kung paano magreactivate while you’re there in UAE. Ang slogan nila is “We find ways” so there should be a way.
Hi Anna, yes, you need to enroll again so you can get the new activation code, and so you can activate it via BDO ATM. Pero para ma-test mo lang, try logging in. Kung hindi puede, enroll ka na uli.
Hi! can I use my BDO Kabayan Savings ATM to buy online? I’m a student here in the Philippines.. and I wanted to purchase online from US..
Hi Ae, sad to say, no, you cannot use your Kabayan to buy online. If you like, you can open this BPI My ePrepaid Mastercard account or a UnionBank EON Cyber account to buy online.
thanks.. I can only use BPI My ePrepaid Mastercard for online purchase? so, what bank or matercard will I use to buy online as well as in stores like sm? and lastly, can I use my kabayan to buy in local stores? (groceries,shopping etc)
Hi Ae, you can also use BPI ePrepaid in supermarkets and shops that have the MasterCard logo. Pare sure, before getting goods, ask first the cashier. Yes, you can use the Kabayan debit card to pay goods in shops. Pero laging magtanong muna sa cashier para walang hassle, kasi there are times na offline, or hindi puede yong ETF line nila. Before opening BPI ePrepaid, check first its features. Check also UnionBank EON, and then compare the two. If I have more time, I’ll write a post comparing the two.