BDO Kabayan Savings, BDO Remit Cash Card for OFWs
Updated February 16, 2013:
BDO Kabayan Savings for OFWs
This is a special savings account for OFWs and their families in the Philippines.
You can open an account here in the Philippines, or abroad if you work near BDO partner remittance firms chosen to issue this account.
- Can be in pesos or in U.S. dollars
- Initial deposit of 50 pesos for a peso account or $100 for a U.S. dollar account. (The teller may ask if you like to deposit 100 pesos)
- Present at least 1 valid photo ID and one 1×1 ID picture (The teller may ask for a second valid ID)
- The teller may ask for proof that you are receiving remittances, or that you will receive remittances, such as remittance receipt, OFW contract, or work visa
- No maintaining balance as long as you make at least ONE remittance a year.
- You will receive a Passbook and an ATM Debit Card.
- For SEAFARERS: You can open a BDO Kabayan Shipping Dollar savings account with passbook for only US$10. Show one valid photo ID, your valid Seaman’s book, and one 1×1 ID picture.
- For Seafarers employed by POEA-accredited companies, you can ask your company to credit your allotment directly to your Kabayan dollar account.
- With your Kabayan savings account, you can arrange with BDO for the payment of your home loans and insurance premiums through BDO’s Auto-Debit Arrangement (ADA).
Check here BDO correspondent banks.
Check also this blogpost: What happens if your BDO Kabayan account DOES NOT receive at least one remittance in a year?
BDO Remit Cash Card for OFWs
This card is similar to the regular BDO Cash Card, but it is a special cash card; you can get this card only abroad — in selected BDO accredited remittance companies. There are numerous BDO Remit offices, partners and agents worldwide, particularly in countries where there are a lot of OFWs.
This also has a higher load balance and deposit limit, compared to the regular BDO Cash Card. While the regular cash card is limited to a maximum balance of 10,000 pesos and 25,000 pesos, BDO Remit Cash Card can be loaded with up to 100,000 pesos.
You can send money directly to this BDO Remit Cash Card account.
Your and your beneficiary can also check the status of your remittance through the BDO Remit Status Inquiry on the BDO website. Go to bdo.com.ph. Click REMITTANCE SERVICES, and then click BDO REMIT STATUS INQUIRY.
Related Articles:
OFW Parents: Take Advantage of Free Internet Banking to Manage Your Childrens Weekly Allowance
BPI and BDO Internet Banking — Free and Quick Ways to Send Your Children’s Allowance
Savings Accounts for OFW Remittances
Savings Accounts in the Philippines with the Lowest Maintaining Balances
Cash Cards for OFW Remittances to the Philippines
List of Banks in the Philippines — Universal Banks, Commercial Banks
Top 27 Savings Banks in the Philippines — or Top 27 Thrift Banks
OFWs Can Send Money to the Philippines Thru BDO Remit
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166 Responses to “BDO Kabayan Savings, BDO Remit Cash Card for OFWs”
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Hello, I'm Mrs. Nors.
I write based on my experiences and research and I answer questions the best I can at the moment I'm writing my answers.
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good evening po ma’am..meron po ako Kabayan account, ang problema ko lang po nakalimutan ko na yung PIN number ko dahil medyo matagal ko po hindi nagamit,pwede po ba ako magwithdraw over the counter sa ibang branch gamit ang passbook ko?malayo po kasi ang branch ko eh nasa province po ako ngayon. Thanks po.
gud pm po maam.. nag padala po ako ng pera sa kuya ko.. enjaz to bdo kabayan. kaso po mali po ang middle name ang naencode ng teller. Instead of
JUAN C. SANTOS, JUAN D. SANTOS po ang na encode nya.. ma withdraw po ba ang pera sa account ng kuya ko thru atm? tama naman po account no. at branch . ang account name lang po ang may mali.. hoping for your reply
Hi Ana, yes, you should be able to. There’s an interbranch/interregional fee. But there are stricter BDO branches. Just visit the nearest ones and ask.
Hi Sandieboy, sori, the BDO system does not accept even just one incorrect digit or letter. The names and numbers should match exactly. If the remittance is not credited, ask your brother to return to enjaz and request for remittance data amendment, as the BDO system puts on hold remittances with errors.
mam, last feb 10,2013 nagpadala po ang tita ko sa account ko na nasa kuwait pero hindi ko po narecieve. tama namn po yong nasa resibo nya. nagcheck po ako ng account wala po talaga.
possible po ba na na scam na yong pera ko my nagwithdraw na iba?
thanks po
Hi ivy, are the BDO account name and no. correct? Does anybody else know your atm pin? and can they get hold of your atm? Is there a reference no. so you can check at the BDO website? You can also visit your branch and ask; bring your IDs and receipt. If BDO says they didn’t receive anything, ask your aunt to check with the remittance company; the teller there might have encoded your account no. or name incorrectly.
Good morning just want to ask how many days or hours we can receive our money if my husband deposit to our kabayan savings account. This is my first time to use this kind of account. Thanks and more power
Hi Espee, it depends on the remittance company that your husband uses, and the country where he is sending money from. Always better to use a BDO remittance partner. It can be the same hour, same day or the next day or after 3 to 5 days. My sis receives money from the US via Xoom and BDO and she can get it within the same hour.
ma’am my husband forgot to change pin his kabayan atm card.he got his card a day before we come back here in kuwait.still can he deposit here and withdraw the money when we come back to phils using his passbook??thanks for the help..
Hi joana, yes, you can deposit to your Kabayan account, and you will be able to withdraw your money using your passbook. That time also, you can ask your branch to reset your atm card PIN deadline, so you can input your PIN. Keep your remittance receipts. Or you can check BDO Remit Status Inquiry at bdo.com.ph
Hi ma’am. Ask ko lang po. Yung asawa ko po kasi ay seaman. Ngayon po nakalimutan nya po ang pincode nya sa atm. Dahil matagal tagal din po sya hindi nakasakay at hindi nya nagamit. Ngayon po nasa barko na po sya at nasa akin ang atm nya. Paano po namin ma retetrieve ang pincode nya eh nasa malayo po sya. Doon po kasi ihuhulog ng company nya ang half ng allotment nya. Hope you can help me. Thanks
Hi Anne, sad to say, BDO and other banks cannot retrieve pin codes; they ask cardholders to replace their atm cards. And it should be your husband asking BDO in person. Since he’s at sea, ask your husband if you can open your own BDO Kabayan account, and then ask his company to deposit your allotment to your account.
I have kabayan account on BDO and my passbook is on my hand here in kuwait since i want to save at my own account..the problem i want to check online if how much my saving account,i enroll at online banking but since they asking for print and bring to the office of BDO that i cannot do since im here in kuwait
Please help me if how check thru-internet since i cannot log-on your wbsite until i cannot submit the print out copy…wish for your imediate reply regarding this message..thanks
Hi nonabel, you can sign that printed webpage and send to BDO via Postal Mail (not email or not via a representative).
http://www.banksphilippines.com/2012/03/can-i-enroll-in-bdo-internet-banking.html
h!po,gudpm.ask ko lng po.about sa paghulog ko.kac dko pa na inquire dto eh’kaya nag alala me.ung hinuhulog ko buwan2 f papasok jn at d sya mabawasan?dto namn ung passbook at atm ko dala2 ko sya po.kaso hinuhulugn ko lng encse na makauwi me ng pinas para my savings me.i need respond po.kac nag alala kc talaga ako.tnx po.
hi po…can i withdraw from my BDO kabayan savings account (dollar) through any BDO ATM?
Hi ernita, as long as you have your atm and passbook with you, no one can withdraw from your account. Keep your receipts. If you are sending through BDO remittance partners, you can check BDO Remittance Inquiry at bdo.com.ph
Will you stay long there abroad? You can enroll in BDO Internet banking if BDO is still offering enrollment for those abroad. You will know if there’s still this option “I do not have access to a BDO atm”. http://www.banksphilippines.com/2012/03/can-i-enroll-in-bdo-internet-banking.html
Hi Lou, yes, but enter a peso amount, because the money you’ll get will be in pesos, not dollars. Conversion is based on current BDO exchange rate.
good day mam..can my brother working in uae check his kabayan atm there? he wants to check how much is his savings now.
Hi maricel, does his ATM card have a Mastercard logo? If yes, he can try making a balance inquiry at an ATM machine with a Mastercard logo. The charge for balance inquiry is $1. But sometimes the Mastercard-BDO link does not work, so there’d be times he won’t be able to make an inquiry.
Good day mam just want to ask if i can withdraw my here in kuwait in any atm machine here…and can i get it in dinar?thank u po need ur reply ad soon ad posible
hi! i just wana ask just in case mag open ako ng account pero wla p kong proof of remmitance is it ok?
Hi cyrel, is there a Mastercard logo in your atm card? If there is, try making a balance inquiry at a machine with a Mastercard logo. Balance inquiry fee is $1; withdrawal is $3.50. But you cannot withdraw all the time; there are times the Mastercard-BDO link does not work.
Yes, if you’re able to withdraw, what you will get are bills in dinar.
Hi cecille, it depends on the branch or the teller. Kabayan is for OFWs, hence there is no maintaining balance requirement, so they require proof you’re an OFW — it can be a foreign job contract, OEC, work visa, etc. Without any OFW proof, you can open a regular atm account — it’s with 2k maintaining balance.
h!po..gudam po.nor ask lng me po ulit,ung nakalagay sa atm bdo ko,12/21 thru valid,ok pa po bayn.kac baka expire na,kaya ask kopo para,d me kabahan sa paghulog ng pera baka pagdting ng pinas.expire na pala at d na ma withdrw ung pera ko.heehe.need ur respond nor..madami na salamat po.
Hi ernita, ah ganon ba? 12/21 means December 2021, so that’s about 8 years into the future. That’s your money in your account; that’s yours. Just don’t let 2 years pass without any transaction (deposit or withdrawal) so your account will not become dormant.
hi po..gusto ko lang po malaman kung pgdating ko ba nang pinas ma withraw ko agad yung savings ko kahit saang branch??andito po ako kuwait ngayon..or kailangan pang e activate kung saan ako ng open??tanx po..
Hi janine, did you open your account here in the Philippines? Did you activate your atm card? If yes, you can withdraw from any BDO atm and any other atm (there’s withdrawal fee if you use other banks’ atms). If you opened your Kabayan abroad, you need first to go to BDO Paseo-Gil Puyat branch to link your atm card to your account and then activate your atm card at any BDO machine. This BDO branch is at the corner of the first intersection you reach after coming from Buendia-EDSA.
You can also try withdrawing using your passbook at any branch; it depends on the branch if they like, and you might pay for interbranch passbook withdrawal.
saan po ba yung branch na pwede mag-deposit dito po sa taichung,taiwan gamit yung BDO kababayan savings bank?
where can i deposit in my BDO kababayan savings bank here in taichung,taiwan?
is there a branch here in taichung,taiwan? please response. please ,if it`s posible,i need a exact address.thanks.
Hi marjay, sorry, the BDO representative office is in Taipei — Unit D, 3/F No. 132/134, Sec 03, Minsheng East Rd. Songhan District. You can send to your BDO Kabayan through Moneygram.
BPI has remittance partners in Taichung: http://www.banksphilippines.com/2011/08/send-money-from-taiwan-to-philippines.html
Hi po…my boyfriend got his kabayan passbook and atm card from bdo. He will be leaving soon to work as a seafarer. ngayon po gusto nyang iwan ung passbook at atm nya skin pra po mkapaga deposit ako sa passbook nya. ask ko lng po can i withdraw the money deposited in his passbook through the atm card ? in case of emergency po n i need the money. coz the passbook and atm is under his name po.
Hi miss nors its me again..just wanna ask if i can withdraw or use my kabayan card pag nag tour ako sa hongkong.are they allowing it to use in purchasing some stuff in stores?thanks Godbless
Hi rhose, yes, you can withdraw money using the atm card, as long as he has activated the card before he leaves and he gives you his PIN.
Hi Gandangpilipina, is your card the one with Mastercard logo? You should be able to use it abroad. But you cannot use it all the time, as the Mastercard-BDO link does not work all the time, so have other options, such as Mastercard debit cards — http://www.banksphilippines.com/2012/01/bpi-prepaid-card-my-eprepaid-mastercard.html
my aunt from bahrain sent money into my kabayan savings acct. last march 7, 2013. she sent it through bahrain financing company. i haven’t received the money until now. it has been six days since she sent it. i tried to track it but it doesn’t appear.
Miss nors yup there’s a mastercard logo ung yellow po na kabayan card.ahso i cant use it all the time in hongkong?can i withdraw money po ba tru kabayan card pag andun ako?thanks po ult
Hi Joan, ask your aunt to check with the remittance company. There could be an error in the spelling of your name, or how the teller typed your name, or the account no. Bahrain Financing Co.? What I see in BDO’s remittance partner list is Bahrain Express Exchange: http://www.banksphilippines.com/2011/10/bdo-remittance-partners-in-bahrain.html
In the present internet driven world, the majority of cash
loans are most likely applied for and processed online. Absence of credit check
makes these loans available for all kinds of bad credit holders.
hellow po its me again janine,sa pinas po ako ng open nang account activate na po ba agad yon?kasi na try ko na po mg withdraw before po ako pumunta nang kuwait,so ngayon nkapag deposit na po ako dito twice,gusto ko lang po mkasigurado kng pumasok ba yung pera ko sa account ko,hndi nman po ako mka tsek tru online,,panu ko po ba ma tsek yung account ko dito sa kuwait?andito skin yung passbook tsaka atm card ko..plzz help me po..salamat po!!
bdo savings account po skin..
hi.. ask lang po kung paanu ako makapgcheck online nang savings account nang anak ko.. nag open kasi ako sa pinas junior savings account.. naka authorized sakin. naghulog ako twice na.. gusto ko i-check kung pumasok ba, kaya nag enroll ako for online ako kaso kailangan daw i print yung form, andito po ako sa qatar ngayon at gusto ko malaman account nang anak ko.please help, kailangn ko pa bang i-send sa any branch ng bdo?? papanu?? tnx.. GOD BLESS!!
Hi janine, yes, when you opened your account, it became active. It’s only the atm card which needs to be activated at a BDO atm machine; but if you were able to withdraw previously using your card, then that means you have activated your card. Try enrolling in BDO internet banking so you can check your balance online: http://www.banksphilippines.com/2012/03/can-i-enroll-in-bdo-internet-banking.html If you see this option “I do not have access to a BDO atm terminal” this means you can enroll while abroad.
Hi mitch, yes, you need to print the acknowledgment page, sign in the lower portion, and then send to the address here:
http://www.banksphilippines.com/2012/03/can-i-enroll-in-bdo-internet-banking.html
Helo maam..magandang araw poh..tanong ko lng po sana if panu ko maiupdate ang bdo accnt ko kasi po wala akong maiwanan nong umalis ako..dala ko po dito dubai ang atm at ska passbook pero naghuhulog po ako monthly…mag 6 mos na poh ako dito…wooried lng ako bka d pumasok…thanks poh..
Hi lydia, keep your receipts and make sure you use reliable remittance companies, preferably BDO remittance partners. You can enroll in BDO online banking so you can check your balance online: http://www.banksphilippines.com/2012/03/can-i-enroll-in-bdo-internet-banking.html
Goodmorning, ask ko lang po kasi i have a bdo kabayan passbook and atm but last year pa yun. walang transaction po in a year. pero this time po magppadala yun business partner ko from canada, ngddlawang isip po ako if ibbgay ko yung card number ko s bdo kabayan, baka po kasi di na active. please reply
hindi po ako mka tsek tru online dahil my kailangang e print..tsaka hndi nman po pwde email ko sa knla ang form..panu po ba yun..plz help..tanx po
Hi Janine, when you enrolled for online banking, did you see this option “I do not have access to an ATM terminal”? If you saw this, then I think they’re still accepting enrollments from abroad. No, you don’t send via email. You print the acknowledgment page (the response of BDO after you click Submit), sign this printed page, and then send to BDO Makati via postal mail. When using public computers, make sure to log-out and close the browser. Or better, delete your browsing history.
Hi, tanung ko lang, ngopen ako ng kabayan account, nakuha ko na yung atm, pero di ko pa naactivate kc wala naman pin binigay, issend ba sakin yung pin via mail or dapat nakuha ko na kasama nung atm, di ko na kasi naactivate agad kasi umuwi ako province,tnx…
Hi Jayr, your default PIN is 123456. This is how: http://www.workingpinoy.com/2012/02/how-to-input-bdo-atm-pin-activate-bdo-atm-card/
Helow,may kabayan savings account at atm with mastercard logo po ako,last 2011,sept..until now hindi ko pa nahulugan,ang tanong ko activate pa ba yong both account ko..kac gusto ko ng hulugan ngaun…dito po ako.kuwait at gusto ko pong e pa dollar account paano?..at kung ma dollar account na…pag punta sa pinas kung gusto ko ng mag withdraw,dollar po ba yong ma recieve ko?..thank you…
hi,meron p aqng kabayan savings acct, & atm..kya lng d ko n activate un pin ng atm ko pg aliz q ng pinas?…ask q lng po kong active p xia kz 8months n pong d q nhhuulogan,balak q snang gmitin xia ulit, thru passbook acct,nlng po b ang ggmitin q? tenku po…
Hi maricel, your Kabayan could have been converted into a regular passbook account with a 5k maintaining balance requirement, and since it had not received a remittance, it could have been closed already in Oct 2012. Usually banks do not convert a peso account into a dollar account. You must open a dollar account in person. Try opening a dollar Kabayan at these BDO Remit partners
in Kuwait: http://www.banksphilippines.com/2011/09/bdo-remittance-send-money-from-kuwait.html
Hi again nors
How can i reprint the enrollment for or how can i send it to my email so i can print it.im using my iPad and i dont have print i just let my sister print it for me but i dont know how to send itin her email.hope you hear my concern thanks & Godbless
Hi sarah, I think your account is still active, because only 8 months has passed without it getting a deposit. BDO’s policy is 1 foreign remittance at least per year. If you plan to remit to your Kabayan, use the account no. written in your passbook. To be sure if your account is active, call (Intl. Access Code) +800-8-6318000
Hi Gandangpilipina, do you mean enrollment in BDO Internet banking? There’s no MSWord software yet on iPad so you cannot copy that page on Word so that it can be emailed. I suggest you use your home PC (Press PrtScr and paste on MSWord, save and copy on USB and have it printed) or go to an Internet cafe that accepts printing, work out your online enrollment there, and have it printed, sign it and send to BDO Makati http://www.banksphilippines.com/2012/03/can-i-enroll-in-bdo-internet-banking.html
If you work at an Internet cafe, be sure to logout from your emails before leaving your station, delete your browsing history, or close your browsers.
Thanks miss nors..i was able to send the form yesterday with regular mail,mostly how long it will takes the letter to reach the bdo?they are going to send me an email right,if i can use my online banking.Godbless po Salamat
Hi Gandangpilipina, yes, they’ll email you. When you login again, you’re going to see the same screen as your initial enrollment screen — you will answer some questions for verification
Hi Nors,
Gusto ko lang po sana itanong kung active pa ‘yung Kabayan savings account ko. I opened it March 2012 in Al Ain and they only gave e on September on same year kaso di ko n po sya nahulugan kasi nagchange employer ako and I want to rwmit it now. I tried to call the hotline number provided above but I can’t connect. Is ther any other means on how to check if it’s still active or not? Thank you.
Hi Marietta, try using the Contact Page on bdo.com.ph. Don’t write your account no. yet. Just ask first if you can use the Contact Page to ask if your Kabayan account is still active. Tell them that you opened your account in Al Ain in May 2012 and that you received your passbook in Sep 2012.
Thank u for responding me maam…mag ask.ulit ako,paano ho ba ma activate ulit yong account ko..as u said..na closed na po yong account ko…since october2012…pwdi ko ho bang ipa activate dito sa kuwait.? Thank u..
Hi maricel, you need to reactivate it in person here in the Philippines. But I’m not sure if they’re allowing reactivations. How about just opening a new account at BDO Remit offices there in Kuwait? http://www.banksphilippines.com/2011/09/bdo-remittance-send-money-from-kuwait.html
Dear Ma’am/Sir;
may katanungan po ako tungkol sa BDO Kabayan Savings account, tanong ko lng po kung halimbawang hindi ka na babalik ng abroad yung Kabayan savings mo po ba ay pwede mo po ba syang gawin na lng na Local savings account kahit walang remittance transaction record? i mean pang Local account savings na lang sya? ok lng po ba yun? thanks po
Hi rasel, yes, you can continue using your Kabayan, but after a year that it has not received a foreign remittance, it will be converted into a regular passbook account, and it will require a 5k maintaining balance. You’ll be charged 300 pesos per month after 2 consecutive months of falling below 5k.
hi maam,
if i open a BDO SAVINGS ACCOUNT HERE IN DUBAI, pwede ko na po ba un gamitin agad, kasi sabi po nila kailangan ko daw pong i activate yun sa pinas?..kung halimbawa pwede ko na pong gamitin,pag uwi ko po ba ma pwede kong i withdraw agad ung pera ko???
Thanks po..
Hi rejoice, if you have not activated your atm card, you can withdraw your money using your passbook at their branch at the corner of Paseo de Roxas and Buendia. It’s also there where you link your atm card to your account; accounts opened abroad need to link their atm cards to their accounts before activating them. After that you activate your card at any BDO atm machine.
ms.nors, thank you po sa response..good day
Ms.Nors, may tanong po ulit ako, db po sabi nyo po kpg ang Kabayan savings ay wala ng mareceive na foreign remittance more than a year ay macoconvert po sya sa regular passbook..ano po yun mam automatic na po ba sya macoconvert nun? hndi mo nb kailangan pumunta po sa BDO branch kung saan ka nag-open pra magpa-convert? at kahit na convert na po sya yung ATM Card mo po ba ay active pa rin sya? thanks po
Hi rasel, yes, the conversion is automatic. and yes, the atm card would still be active. You can test it by making a balance inquiry at an atm machine. Just make sure you have 5k there in the account after a year of no foreign remittance so you won’t get charged with below-maintaining balance penalty.
gud am maam,..tanong ko lng..pwdi ba dto sa kuwait mag open uli ng bdo account….ano pong mga requirements…thank you
Hi maricel, yes, you can open a Kabayan account at the BDO Remit offices there — http://www.banksphilippines.com/2011/09/bdo-remittance-send-money-from-kuwait.html You said “mag open uli”, do you mean you opened a Kabayan before you went to Kuwait? And that this previous account is already closed? Requirements: your IDs, passport and probably ID picture
Ms.Nors, salamat po sa pag-response
matagal na rin po akong member ng kabayan savings,,at malaki na rin po ang naipapasok ng husband ko sa savings na ito,pero hanggang ngayon di ko pa napapakinabangan yung sinssabi nila na rewarrds point..everytime na nagtatanung ako sa banco lahing sinasagot pinadadala nila sa address ko..pero wala ako natatangap noon pa..ngayon gusto mag change address,,panu po ba?pwede po ba sa other branch ng BDO?salamat po! beth
Hi lizabeth, have you been able to maintain at least 50k for a month in your Kabayan? If yes, you can inquire using this online form: BDO If you’re qualified, they will send you a Rewards card which you can use everytime you shop at SM and to which they’ll credit points for qualified bank transactions. Use the address where you can receive the card if it is sent via a courier.
Hi miss nors,me again.im still waiting for the response of bdo regarding my online application.tanong lang po how can i avail their reward card if im here abroad?if i maintain more than 50k in a month what kind of reward card i can get for example 70-80k ang namaintain ko.thanks po
Hi Gandangpilipina, it takes about 2 months for your Internet banking application to be processed, based on those that commented here. The rewards are not much, in comparison to the satisfaction of having saved money. Once BDO sees that you’re maintaining at least 50k, they’ll send you a BDO Rewards card. This card will accumulate points whenever you present it for posting whenever you shop at SM and other affiliated businesses like Petron, Watson, etc. You get also points for banking transactions. You might accumulate points equivalent to 300 pesos a year or more, depending on your transactions. Hope you can comment again when your Internet banking is approved. Thanks for commenting.
Miss nors how does it will work po if im here abroad?are they gonna send me the reward here?or in my home address in philippines?dont worry miss nors as soon as i received the email i’ll post here.you help me a lot so even though you wont ask me to post it here,i still do..thanks & Godbless
Typo error.. *reward card instead of reward
Hi Gandangpilipina, they will send the card to your home address in the Philippines — the address you wrote in the bank form when you opened your account. Thanks for desiring to comment here again soon. God bless too.
i was just wondering if this kabayan saving card, be able to do online shopping or purchase things online? because I tried and it gave me error messages.. so i am wondering if this is just my card or the kabayan card isnt able to do online purchases.
Hi joanne, sorry, you cannot use a Kabayan card for online purchases. You can get a Smart Money (the new version), or the BPI Prepaid Mastercard: BPI ePrepaid Mastercard
gud eve po maam,,ask ko lang po kung mag.kano ang mg.pamembership ng kabayan card?at anu po kylangan kung dalhin na requirements po/?txn po
ndi po ba pwede dito sa atm ku nlang mg.padala kapatid ko po?
meron po akong remaining balance na 90pesos nung march 26,nung mag bal.inquiry po ako ng april 5.nag close account na po siya,di ko po na maintain ung remaining bal.na 2k.paano po ba ito maari ko po ba ma open ulit ung account ko,magkano pong penalty kailangan ko po bang mag deposit ulit ng 2k.salamat po
Hi raph, what is your atm? atm debit card or cash card? Yes, most atms can accept foreign remittances. BDO cash cards, however, have deposit limits, 10k and 25k. Some payroll atms accept only deposits from employers. To open a Kabayan, bring at least 2 valid IDs, at least one remittance receipt from abroad and 2 ID pictures.
hi
good eve.. just asking andito po kasi ako sa taiwan since last aug 2012.. gusto ko po sana maghulog sa account ko habang nagwowork po ako dito.. just asking if is still active? kabayan savings account po yung inopen ko sa bdo.. thank you and please reply.. thank you again 
god bless
hi its me again
last aug 2012 parin po yun atm ko.. so for almost 8months po di ko nahuhulugan,, active pa po kaya yun?please reply.. thank you and godbless
Hi joanna, your Kabayan should still be active because the rule of BDO for Kabayan is it must have at least one foreign remittance in a year. God bless too. You can fill out this BDO web page to ask. Don’t write yet your account no. : BDO Contact Page
I do online banking for convenience and been planning to remit/transfer online to my newly activated BDO Asenso account from my payroll bank account abroad:
Q1- My bank account in Dubai have some features which require beneficiary’s IBAN, swift/bic codes. Does my Asenso account have these?
Q2- I believe in some foreign online transfer BDO have some “Bank Partner” where remitter can use as details. Which one is applicable in Dubai?
Thanks in advance!
Hi,
Another thing for this “Cash card”. Is it like some sort of supplementary card? Can I have more than one of those under my Asenso account? Need for my niece monthly school allowance. Actually four of them. And can I view online transaction statement of all these four if ever?
Thanks again Ms. Nor!
Hi Artemio, BDO’s Swift code or BIC code for wire transfer is BNORPHMM . This is for all Philippine branches and for all types of accounts. Moneygram is a BDO remittance partner so you might want to check this: Moneygram UAE
About cash cards, these are reloadable atm debit cards with balance limits (10k for cards with no embossed name, and 25k for cards with embossed name), no maintaining balance, no interest and with withdrawal fee of 2 pesos per withdrawal. Yes, you can link several cash cards to your online account. You can see their balances if these cards are under your name, but if they’re in your nieces’ names, you can transfer money to them, but you can’t see their balances.
But try to check if BDO remittance partners in Dubai are accepting applications for BDO Remit cash cards, so you can apply and have BDO deliver them to your nieces. BDO Remit cash cards have higher balance limits, up to 100k, if it has not changed. BDO Remittance partners in Dubai may you have more blessings as you’re generous with your nieces
hi poh,meron poh ako kbayan accoun,pero nagdadalawang isip ako na hulugan dhl sbi ng iba bka daw hnd pumasok sa account ko..8months na ko dto sa bahrain pero di ko pa hnuhulugan,f hulugan ko poh panu ako mag ballance inquier online?
mula po ng iopen ko ang kabayan card ko di ko pa nahuhulugan 9months na po active pa po kaya ito?tnx po..wait ko po response.
Hi julie, BDO requires that there should be at least 1 foreign remittance in a year to maintain a Kabayan account; so your account should still be active. But I could not be sure of course. I suggest you ask this question through Contact Us; don’t give yet your account no. BDO Contact US page
gu day maam,,
ask kulang may kabayaan passbook at atm ako..nag aply ako sa maynila bago ako umalis..at naactivate ko na poh ito..kaso hnd poh aku nakapagtry na mag balance inquire kung talagang activated na sya..ngayun nasa jeddah aku ngaun..balak kung mag self deposit sa kabayaan account ko..2 months na poh hnd ko pa na hulogan un mula ng kumuha aku ng kabayan..ang tanong.
1.ok lang ba mag deposit kahit hindi umabot ng 5k? sa bawat pagdeposit.
2. may ipikto ba kung hnd ko magamit ung kabayan ATM ko sa loob ng 2 taon? kahit na nag dedeposito ako sa passbook ko?
tnx mis nors i hope u read and answer this my msg..more power
hi miss nhor…di ako makapagregister sa BDO S BINIGAY M…f hulugan ko un sure ba ko mawidraw ko pag uwi ko ng pinas…gamit ang passbook?,,,tnx po…
hi,
i would like to ask if you have a BDO remmitance partners in Malta(europe) preferably in the vicinity of San Giljan STJ1320 or St. Julians STJ1320.
thanks in advance
Hi Rock, yes, you can remit or deposit to your Kabayan account, since it’s been only 2 months that you left it without remittance. Yes, you can deposit lower than 5k. No, not using the atm card for 2 years has no effect on your account since it’s a passbook-with-atm account. What’s very important is that you remit to it FROM abroad at least once a year — this is the main requirement for Kabayan.
Hi julie, yes, if your remittance gets deposited, you can withdraw your money using your passbook. Do you have someone in the Philippines whom you can ask to deposit 500 pesos to your Kabayan account, so you can check if it’s still active?
Hi aileen, I looked at the current BDO list, and sad to say there’s no BDO remittance partner in Malta. Look for Moneygram — this is a BDO partner. Western Union is not a BDO partner, but you can use it, as long as the remittance is for deposit to a BDO account, and not for cash pickup at BDO. best regards
hi nor! i have an bdo ofw account that was opened last feb 2011 but i wasn’t able to use it. now i have the chance to use it but sadly it got dormant already. is there really no way to reactivate it while im here in saudi? i hope you can find a way for me because i need it. thanks and Godbless!
hi ms. nors!allan here!nag-enrol po ako s bdo internet banking. regular nmn akong nag-uupdate ng acct. ko. naisipang kong magpalit ng password, after that hindi ko n ulit nabuksan yung acct. ko..sumulat n ako s kanila regarding this pero hindi nmn nila ako sinasagot. pls. help nmn po!
thanks in advance!
Hi sonny, reactivation of a dormant account is always done in person, together with IDs, at the branch where you opened the account. But you said you did not use it, so do you mean it doesn’t have a balance? Or the balance was the opening amount of 100 pesos? If yes, I think the account is already closed, and I suggest you open another account there at a BDO partner in Saudi, and then wait if BDO will give you another Kabayan account. BDO remittance partners in Saudi God bless too.
thank you nor! it has 50pesos opening balance in it. ok i’ll try to open from your partner here and i hope nor you can mark my name with remarks that says for reconsideration and another chance. thank you so much..
sonny
Hi allan, does it say wrong password or user name? Have you tried using your old password? Your account must have been locked after several failed logins. Call the BDO hotline.
Thanks Ms. Nors for the reply!yeah!i did used the same old password and it’s the same. still i can’t access my account..it’s very convenient for me using the net to check my acct. hope they will response to my queries very soon..thanks anyway!God Bless!
nakaka balance inquiry ba itong atm bdo atm ko kahit saang atm machine dito sa saudi?
mag kano bayad sa balance inquiry at withdrawal.
Hi Harry, yes, if your atm card has been activated in the Philippines. Find an atm machine that displays the same logo as that on your card (Mastercard or Visa). Balance inquiry fee is $1 or $1.5 while withdrawal is $3.50. There are times though that the BDO-Mastercard or Visa connection is OFF, so you cannot do a transaction.
Hello miss nors,im got so disappointed about my online banking enrollment.i contacted a customer service of bdo to follow up my request but sadly they said that my enrollment form has been deleted already on their system.i cant understand how that happens coz as we all know it takes 45 days for that enrollment form to be activated right?they said that maybe their office didnt receive the form that i send to them or the 45 days had lapse.its my 3rd time to send a letter in the Phil.and in less than 2 weeks those letter that i sent was received,but the last one which is my enrollment form for bdo online didnt reached the destination thats what they said.its hard for me to to go out from my job thats why when im doing something i need to do it at once.i dont know when ican go out iagain thats why im so disappointed coz i thought i can get my form validated to me to update my account.
Hi Gandangpilipina, it’s sad to hear that. I really hope that OFWs can have these online accounts so they can see their savings and be inspired to save more. I’m puzzled that it did not reach BDO on time. There was even one who commented here, who sent her enrollment to her branch in Davao, and it was forwarded to Makati, and arrived on time. I hope when you called, you also asked your account balance so at least you were able to confirm your balance.
By the way, I saw your previous comment, on March 19, wherein you said you sent the form, so the 45-day period is not yet past. Why did they delete your application?
Am I right that you’ll be going to Hong Kong? as you mentioned previously? I suggest that when you get to Hong Kong, call this number and ask if you can submit your Internet enrollment form to them — (00852)2901-0220 (English/Fukien/Tagalog Best regards
Good day. I would just like to ask if I can open BDO remittance account here in dubai? If yes, Where? If its already open how can I use it in the Philippines if I go home? Thank you.
Hi Gwen, yes, find a BDO Remit partner there that offers Kabayan account opening. Here’s a list: After arriving, go to the BDO branch at the corner of Buendia and Paseo de Roxas (first intersection from Buendia-MRT), and link your atm card to your account, then enter your PIN at a BDO atm machine. After 24 hours, you can withdraw. Then if you plan to use this account for a long time, enroll it in BDO internet banking — activate your enrollment at a BDO machine. You can track your account anywhere through the Internet.
mam ask ko lang po if nag padala po ng 75$ here in the philippines sa kabayan savings account.. automatic po bang pesos na un? or dollar pa di?? may charge po ba ung pag withdraw/
Hi analyn, yes, before the $75 is deposited to your Kabayan account, it’s first converted into peso. Withdraw from a BDO atm machine so there’s no withdrawal fee.
Good day! i am here in dubai now. i want to open a savings account. atm or passbook. may way po ba na dito ako mag apply abroad? if theres a way, how? and posible din ba na mai-withraw ko sya dito sa dubai?
thanks!
Hi mitz, check this list of BDO remittance partners in Dubai and ask if they’re offering BDO Kabayan account opening. About withdrawing in Dubai, sorry you cannot because you cannot activate your atm card in Dubai; you can activate it only at a BDO atm in the Philippines. Before activating the card, you need to go to the BDO branch at the corner of Buendia and Paseo de Roxas to link your atm card to your account
Good day po, ask ko lng kung bakit bigla pong nag-invalid ang ATM ng wife since almost one year na po kaming gumagamit ng BDO Kabayan Saving (w/ Passbook and ATM) last march po nagbakasyon ako sa pinas di ko po nagamit yung savings ko sa BDO since may cash naman po akong uwi. Almost 2 months po hndi namin nagalaw at kahit po update ng passbook di po namin nagawa. Ngayon po ginamit ng wife ko yung ATM invalid na daw po. Ano po ba ang naging problem sa account namin?
Hi Ken818, I think she needs to go to her branch and ask. Or she can call BDO anytime 631-8000, ready with her account no. and atm card no. She waits for the prompt “for BDO Kabayan, press 3″. I can’t find any reason why her account should be put on hold or closed since you said you have been saving in it, and I assume, remitting to it from abroad. It could also be that the card got damaged. best regards
I’m still undecided whether I will open an OFW $Savings Acct with Metrobnk or Bdo. Coz Bdo still charges Service Fees when I send my re on the Phils.. Aside from the service fees I pay when I send it . I would like to know if Metro Bank also has charge when i send $ thru OFW DOLLAR ACCT. thank you
hi nors, gud day….
ask q lng po bkit un remit status inquiry d nmn ngwwork kpg ng iinquire aq s remittance n pinadala q tama nmn un acct,no at nem, kz dala q un passbook at atm q,at ok lng b n passbook mna ang gmitin q kz un atm q d q xia n activate bgo aq umaliz,pmpsok kya un mga hnhulog q, nsa akin nmn un mga receipt q,….ty
Hi honielhet, I’m puzzled that BDO collects additional service fees for remittances. Are you using BDO remittance partners? I think Metrobank will not impose additional charges in the Philippines if you use Metrobank remittance offices and subsidiaries abroad.
Hi angel, yes, keep your receipts. Are you using a BDO remittance partner? Please call (Intl. Access Code) +800-8-6318000 or write them through the Contact Us page on bdo.com.ph
Hi ask ko lng, my iniwan kc kong pera s passbook en den my nagdeposite s acct ko,ndi ko alm kung napasama n ung nsa passbook ko dun s atm?o mag kaiba un?di ko kc sure balance ko.pag ba winidrw ko ung s atm lhat, wala n den ung pera s bangko? Salamat
I mean ung pera po s passbook?
Hi Arah, yes, your atm card and your passbook belong to the same account no. — you have only 1 account. If you withdraw money using your atm card, the money will be withdrawn from your account. Yes, kung iwidro mo lahat sa atm, mawawala rin lahat sa account, kahit hindi pa nakasulat sa passbook. Transactions appear only on your passbook if you give this to the BDO teller for updating. You can check your actual balance using your atm card.
Hello po just wanna ask kung okay lang po gamitin itong kabayan remit card ito po kasi yung gustong gamitin ng foreign husband ko sa pagpapadala ng pera galing korea?.. thanks po ng marami
hi is xoom is a BDO REMITTANCE PARTNER?
Hi Leah, yes, your husband can send money to your Kabayan account. He can send through Kookmin Bank in Seoul, a BDO remittance partner. He can also send at Metrobank in Seoul and in Pusan. If he’s far from these companies, he can send through Moneygram, a BDO partner. He can also send through Western Union, but it should either be cash pickup at Western Union or deposit to your BDO account, and not cash pickup at BDO because it’s not a BDO partner. By the way, is your Kabayan account active? Try making a balance inquiry today if you’re not sure.
Hi Leah, yes, Xoom is a BDO partner, but at present, it’s used only by senders from the U.S. or those with US-based credit cards and bank accounts.
hi mam, i going to Yanbu, KSA, maybe a couple of week from now. for work, kaka open ko lang po ng BDO Kabayang Savings Account. saan po ba ung pinakamalapet na BDO Remit partners na pwede kong pagdepositohan? tsaka pano po ung transaction? ang gulo po kasi mag explain ng mga taga BDO… TIA!
Hello again po ma nors… Maraming salamat po sa sagot nyo sa mga katanungan ko po…
Hi again maam… tatanong po ako ulit if meron po bang limit ang pwedeng ma deposit sa kabayan remit card?
Hi Lawrence, there’s no Yanbu partner in the BDO remittance partner list, but you can check this
list of remittance partners in Jeddah and Riyadh” and then look for these agencies in Yanbu. Just go to the remittance company and then remit to your account: name of account, BDO, account no., amount, address of bank or bank branch (in some forms). You can also observe how your fellow Pinoys there are remitting money and choose the best. You can enroll in BDO internet banking before leaving so you can check your balance online later on.
Hi leah, is this Kabayan savings account, the one with the passbook and atm card? Or BDO Remit atm cash card? If it’s a BDO Remit cash card, the balance limit is 100,000 pesos. If it’s Kabayan savings passbook and atm debit card, there’s no deposit limit. You can deposit as much as you can.
Miss nors,even me i dont know why they said that my application form has been deleted already.till now im still disappointed about what happen.anyways,im having my vacation probably on Dec.miss nors to phils. then thats the time im having my hongkong tour also.thats why im very eager to activate my online banking so i can monitor all the remittance im sending in my account.Godbless miss nors.
Hi Gandangpilipina, it’s great that you’re saving. God bless too
I just wanna ask if how much charge would it cost every transaction that my fiancee gonna pay when he send me money from my bdo kabayan acct. From france. He is asking me about this. Hope you can answer my question
How much charge to send money to my bdo kabayan? Does bigger amount the bigger the charge???
Hi Geraldine, sorry I’m not sure because it depends on the remittance company that your sender uses.
I used the Western Union estimator, and I found that the remittance fee for 500 euros is 6 euros and for 1000 euros sent, the fee is 10 euros.
Hi maam nors its me again leah… just got my kabayan atm po… yun bang mag change ng pin yun na po ba yung gawin para ma activate yung atm po?..
nagopen kc ako po ng account sa bdo dito sa dubai last April 2. Kelan ko po makuha ang atm at passbook ko? Thank you po.
Hi Leah, yes, if you enter your new PIN, you’re also activating your atm card. Your card will be ready for use 24 hours after changing PIN.
Hi Jea, based on what others have been saying here, it takes about 2 months. I hope you get yours faster.
Good Morning!
I have some inquiries with the BDO Kabayan Savings:
1. Can deposits be made to this account within the Philippines? If I provide the account number to one of my suppliers, say in Cebu, will it reflect as deposit?
2. I’m a consultant traveling to different countries, if ever I remit money from other countries how will the passbook be updated? I know it will reflect online but if im in the Philippines can I just go to any branch to have it updated?
3. The account comes with an atm with mastercard logo on it, can I use that card to do online airfare booking and the total amount just be debited directly from it-the passbook?
4. I enrolled to have online access and was asked to go to an atm to activate it, how long before I can access my online account? 3 working days from the time I activated?
Hoping for your kind and swift response. Many thanks!
Good day po ask ko lang po kasi yong asawa ko nag open ng kababayan account sa pinas posible po ba sya na maka pag pesonal loan gamit ang pangalan ko pero hindi po joint account yong kinuha nya atm lang at passbook at kung hindi ako po ba pwede mag loan d2 sa qatar kahit dito ako mag oopen ng BDo account salamat po!
Hi Hans, 1) Yes, anybody can deposit to your account anywhere there’s a BDO branch. There’s an interregional deposit fee of 50 or 100 pesos. Yes, it will reflect as deposit (credit). 2) Yes, you should be able to have it updated at any branch, but there might be an interregional fee also. 3) Sorry you cannot use this card for online payments — the mastercard logo signifies only that it can be used for atm withdrawals at mastercard-linked atms abroad (but not all the time). 4) You can use your online account within a week after activation.
For online payments, you can get a BPI prepaid Mastercard, or a PSBank Mastercard prepaid card or a Union Bank Eon cyber card.
Actually I went to a branch and verified all the information I asked you.
1.Anyone can deposit both in and out of the Philippines for FREE. That’s one of the perks of the Kabayan Card, as long as there is one remittance that will take place within the year of opening the account and the every year thereafter.
2. Passbook can be updated at any branch again for free.
3. I can use the atm card for online transactions, in fact they are encouraging members to use it because it will generate an online fee. They even have auto debit enrollment for utilities like Meralco and PLDT. And yes i could use the card to purchase online ticket which I actually did this morning.
The reason there’s no annual and transaction fees is that they will convert remittances lesser than the actual foreign exchange rate, so if US Dollar is… say at 41 they will convert the remitted amount to pesos with an exchange rate of say 39 or below only.
I guess the information you provided was inaccurate, better check your resources next time, otherwise just refer the person directly to the bank to avoid confusion.
Btw, I activated my online account thru an ATM and 2 hours after I received an email stating the enrollment was already approved and I can start accessing it within 24 hours upon receipt of the email notice, but I immediately logged-on and the account is already running, its not actually a week as what you claim.
hi po ask ko lng po kc po nag open po ako ng kabayan savings accnt may 06, 2013 then umalis na po ako papuntangf qatar the following day..nagtry ko akong magregister online tinatanong po dun yung 12digits ng accnt no. pero yung nkalagay po sa passbook ko 11 digits lang including na po dun yung 00 sa unahan. I enter the 11 digit numbers na nakalagay sa passbook ko pero nung sinubmit ko hnd po tinangap kailan daw po 12 digits..anu po ang gagawin ko pra mkapag register online? thanks!
Hi Hans, I’m sorry I caused you confusion. Thank you so much for taking the time to correct my answers. You’re right, I should have not answered you at all, since I’m not anyway connected to BDO. How presumptive of me! You’re right, I should have referred you right away to BDO. Why didn’t I do that with you? From time to time, I say call BDO. Anyway, I just want to say that I based my answers not only on what BDO says but also on our experiences. Your experiences made BDO Kabayan the perfect card! Wow, imagine depositing abroad without incurring a fee? OFWs should celebrate — no remittance fee at all! We deposit to our BDO account in Manila from La Union and they deduct 50 or 100 pesos. Maybe it would be free for you because you’re special, or maybe they now changed their policy to follow BPI’s example, as BPI no longer charges interregional fees.
About activation, there are many people commenting here about their BDO Internet banking not being activated immediately a day or a couple of days after activating it via the atm machine, so to play safe, I said within the week. Now I realize BDO also approve activation based on deposit amounts or any other thing that sets you apart from the masses.
About online booking, yes, I erred partly in that because I forgot about payment via the BDO Internet banking — I thought immediately about online booking and paying directly at the airline’s site, where we need the security code and expiry date of debit or credit cards. Sorry again about that. I checked BDO Internet banking, and only Cebu Pacific is listed on their no-previous enrollment merchants. They don’t have this before, but it should not be an excuse for me. Asian Spirit I think is the only airline listed in their enrollment-needed merchant list. I hope now people can also book a PAL or China Airlines flight with Kabayan. And I also thought about online purchases in which we cannot use the Kabayan account because it has no security code and expiry date.
Anyway again, thanks for commenting and for the lesson learned.
Hi Issa, your passbook should display a 12-digit account no. My Kabayan has 12 digits, and I’ve read that all BDO personal accounts have 12 digits including the 00. Do you still have your first deposit slip? So you can check your account no. By the way, activation for Internet banking is through a BDO atm machine, so you cannot activate your online banking enrollment there in Qatar via an atm machine. When you’re enrolling, do you still see the question or option “I do not have access to a BDO atm machine”? Because if they still have this option, that means you can activate your internet banking enrollment by printing your acknowledgment page, signing it and then sending it to your branch. About your account no., the remedy is to call BDO: (Intl. Access Code) +800-8-6318000
Hi mam, i received my passbook and atm card last week here in dubai..ang question ko po maam wala po ba clang ibibigay na sealed pasword for my atm??..
Hi rejoice, no, BDO does not give sealed PINs. If there’s no change to their policy, the default PIN is 123456. For those who got their atm cards abroad, when they get back to the Philippines, they need to visit the BDO Buendia-Paseo Makati branch to link their account to their atm card, and then change their PIN at any BDO atm machine. Please call BDO for further info; policies can change.
Hi Miss Nors! tanong ko lang po nag apply po ako ng kabayan savings account dito sa dubai, nung icclaim ko na po yung account napansin ko yung letter na dapat sana ay ‘enye’ ay N lang..hindi po ba ako magkakaproblema dito?nung nagdeposit ako sa remmitance center dito N lang din nag appear sa reciept ko..
Hi manuel, it’s my first time to encounter this question about N and enye, so I’m not sure how to answer you accurately. I’m assuming your passport and other IDs show enye, so there might be questions later on. I think you can withdraw your money using your passbook and writing N on the withdrawal slip…but how about if they ask for your ID? On the other hand, there’s no enye key on most keyboards (there’s no enye on my keyboard), so N and enye might be interchangeable. I suggest you write this concern to BDO using this BDO Contact Page.
thank you miss nors..sa isang bank account ko from the other bank ganon din po ang case..and sa lahat ng ID ko here in dubai, wala din po enye..again, thank po ulit ms. nors!more power and God bless!
Hi po bago lng po kc kmi dto s japan paano po b mag remit s pinas may kabayan accnt n po kmi dun..
Hi po bago lng po kc kmi dto s japan paano po b mag remit s pinas may kabayan accnt n po kmi dun.. Pwede po bng metrobank transper to my bdo kabayan accnt
Hi Antonette, yes, you can remit money at Metrobank in Japan to your BDO Kabayan. Check if remittance fees are cheaper at BDO remittance partners in Japan
Hi Po Ms. Nors,
After working 6 months here in Oman, I tried to remit 12k+ USD via BDO Remittance partner then pag check ko po ng balance may deduction po ng 32.28 USD which I think masyado pong malaki. I thought BDO only charge 2.50 USD regardless of any amount.
ganito po ba kalaki ang BDO Back-End charges?
Secondly, query po kung may difference po ba yong BDO USD Account na Blue Passbook compared po sa BDO USD Kabayan Yellow Passbook in terms of Remittance Back-End Charges?
Thanks!
- Ms. Lyn (Oman)
Hi Lyn, sorry, I researched a bit on Oman-to-Philippines rates but can’t find something helpful. What I saw is that BPI charges $25 for dollar deposits of 2k to 5k USD from the U.S. I think the lower advertised rates are for dollar-to-peso deposits, as banks earn from the exchange rates instead. About the difference between the 2 dollar accounts in terms of remittance charges, I think the charges are the same. Since my answers are not complete, please write your concerns here at BDO Contact Us page or call BDO (Intl. Access Code) +800-8-6318000
Hi,
Gusto ko lang pong malaman kung pwede kaming mag open ng banco De oro kabayan account dito sa uk?
at kung pwede po ano po ang dapat gawin?
Maraming Salamat po,
Reygie
Hi Reggie, yes, you can apply for a BDO Kabayan account in UK. Check this list of BDO remittance partners. If you are far from these companies, call GEM Remittance (in the list) if you can open a Kabayan account by postal mail to GEM.
Good day po Miss Nors,
Leah Here po ahm nors kasi this month ilang beses napo naka pag transfer na po hubby ko ng pera sa kabayan atm ko po.. ngayon po mag ta transfer ulit po siya ng pera para po sa tuition fee ng anak ko at iba pang mga bayarin sa tingin ko pag mag transfer po siya sa darating na araw lagpas na po ng 100k yung na e transfer nya po.. ang tanong ko po mailalagay po ba yung pera o kailangan ko pang mag antay hanggang june 1 bago ko ma withdraw yung pera?…. nag alala po kasi ako… kasi mag enrollment na po kasi…
Maraming Salamat po sa magiging sagot nyo po…