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  1. Hi Jayr, if you’re sure you don’t need the life plan or can’t pay it regularly, I think it’s best if you don’t remit yet to your Kabayan account until you’re sure they have cancelled your agreement. Do you have a copy of your agreement? Is there a contact info there so you can email a cancellation letter. You should get an emailed response approving your cancellation request, otherwise they will deduct once you deposit money to your account. And you should email BDO first to inquire if indeed the agreement has been cancelled.

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