There are now plenty of ways for OFWs to send money to their families in the Philippines. These include:
- Bank-owned remittance services like BDO Remit or BPI Expres Remittance
- Internet banking
- Non-bank remittance services like Western, Xoom, Moneygram
- Bank wire transfer
- Post-dated checks
- Payment processors like Paypal
Typically, you choose a remittance service or method depending on:
- Reliability – Mapagkakatiwalaan ba?
- Speed of remittance – Kailan darating sa pamilya?
- Exchange rate – Magkano sa peso?
- Accessibility of sender to remittance office – Malapit ba ang office kung saan magpapadala?
- Accessibility of receiver to where remittance is given – Malapit ba ang pamilya sa bangko, service o sa ATM na daratnan ng remittance?
- Remittance fee – Mahal ba ang pagpadala?
One of the ways to send money to the Philippines is through BDO Remit.
BDO Remit is a remittance service available in almost all countries where there are OFWs and Filipino immigrants. You can load the equivalent of up to 100,00 pesos to the BDO Remit Cash Card of your family. Where you are, look for:
- BDO Remit subsidiary offices
- BDO Remit representative offices
- BDO Remit remittance agents
- BDO Remit remittance partners
You can choose how your remittance through BDO Remit can reach your family:
- Through a BDO account, such as BDO Remit account, BDO Kabayan Savings account, or a regular savings account (can be withdrawn anywhere there’s a BDO ATM or affiliated ATM)
- Door-to-door delivery
- Deposit of money to family’s account in another local bank
- Cash pick-up at BDO branches, SM department stores, Savemore, affiliated rural banks
How much is the remittance fee?
The fees vary depending on the country of origin, the type of delivery and whether the money is received in pesos or U.S. dollars. If in dollars, the fees vary depending on the amount. Dollar deposits and delivery are offered only in Metro Manila.
Fees for remittances from California:
Deposit to a BDO account – US$8
Deposit to another local bank – US$12 (Metro Manila), US$14 (Province)
Cash Door to Door – US$12 (Metro Manila), US$14 (Province)
Pick-up – US$12 (Metro Manila or Province)
Fees for Remittances from Italy:
Credited to a BDO account: 8 Eur or $8, 10 Eur or $10
Credited to other local banks or door-to-door: 10 Eur or $10
Cash Pick-Up Anywhere: 8.50 Eur or $8.50
Fees for Remittances from Hong Kong:
Credit to a BDO Account: HK$ 20 for peso account, HK$28 for dollar account
Credit to another other Local Bank: HK$ 30 for peso and dollar accounts
Cash Door-to-Door: HK$ 30 Metro Manila, HK$ 40 for provinces (peso only in provinces)
Cash Pick-up Anywhere: HK$ 20 for remittance in pesos or in dollars
How fast can the family receive the remittance? (From California, Italy, or Hong Kong)
- For deposits to BDO accounts – within 1 hour
- Deposits to other local banks – within 1 to 2 days if in pesos, within 3 to 4 days if in dollars
- Door to door – within 1 to 2 days in Metro Manila, within 1 to 3 days in major cities, within 4 to 7 days in other areas
- Cash pick-up – within 1 hour
You can open a BDO Remit account abroad:
- Go to a BDO Remit subsidiary, partner or agent located in your city.
- Fill up a BDO Remit Cash Card Application Form.
- Pay the BDO Remit cash card fee.
- BDO will deliver the the ATM to your family.
Or a member of your family in the Philippines can open his/her own BDO Remit Cash Card account and then email you the account number.
You can check online the status of your remittance through BDO Remit Status Inquiry. Just fill in your Reference Number, including any alphabet letter or special character provided by the remittance office, partner or agent.
What is a BDO Rewards Card?
You can also earn points that you can use for shopping through a BDO Rewards Card. You can request for this card at your branch or at any BDO Remit office abroad. Just fill out a BDO Rewards Customer Information Update Form. The card will be delivered to your mailing address. You’ll earn points as you remit money, make deposits and pay bills using BDO services.
There are BDO Remit Subsidiary Offices in:
The addresses of BDO remittance offices, partners, representatives and agents can be seen on the BDO website.
There are BDO Remit Representatives in:
There are BDO Remittance Partners in:
Australia / Bahrain/ Belgium / Brunei / Canada / England (Great Britain or UK) / Greece / Guam / Hongkong / Ireland / Israel / Jordan / Kuwait / Lebanon / New Zealand / Norway / Oman / Malaysia / Mexico / Papua New Guinea / Qatar / Saudi Arabia / Singapore / Spain / Switzerland / Taiwan / United Arab Emirates / U.S.A. /
There are Remittance Agents in:
California and other U.S. cities
BDO Kabayan Savings, BDO Remit Cash Card for OFWs
BPI and BDO Internet Banking — Free and Quick Ways to Send Your Children’s Allowance
BDO Correspondent Banks for Sending Money to the Philippines
Cheap Ways to Send Money to Your Loved Ones Within the Philippines
Hi Mary jean, hingin mo sa boyfriend mo ang Western Union tracking number or MTCN. I-check mo dito: Western Union tracking
Hello po may concern lng po nagpdadala po ung boyfriend ko from u.s.a sa bdo account ko last december 31,2020 gamit niya po ay western union apps.until now wala pa po akung narerecieve na pera first time po ito nang yari nung nkaraan ay ang bilis ko nman nakuha agad ung pera.thanks sa sagot!
hi paano po kaya makakapag padala dito sa pilipinas galing france lockdown po kasi sa kanila ngayun may idea po kaya kayo salamat
hindi ba pwede yung BDO Kabayan Saving ..can receive money though xoom from US to PH (dollor to peso)?
because I try it lately with my friend abroad it always Cancelled .
Hi maam ask ko lang kung ilang days ko bago makuha yung padala ng ate ko. Nagpadala sya kahapon from saudi. Sinend nya thru my BDO SAVINGS ACCOUNT. Mga ilang days po bago makuha? Salamat
Ask kulang po dpo kasi ako mkkalabas
Gusto kpo ngpdala sa pinas andto po sakin ang pera cash wala po akong ATM
How long to receive money from al rhaji bank riyadh to banco de oro remittance cash pick.up?
hello po, ano po ba ang dapat kung gwin kasi po nag pa chnge ako ng receiver’s name sa remittance center dito sa doha, tapos ang sabi ng remittance sa pinas eh double dw yung reference number. pina check ko po ulit sa remittance center pkita lg daw ang status ng system na amendments na..tapos ang sabi ulit ng remittance sa pinas paid out na dw, nd nga na claim tpos paid out na. ngayong gabi po pina check sa remittance center ulit sa qatar at ang sabi paid out na din po. everytime po na na iclaim na ang pera ay automatic po na nag ttext ky boss yung remittance center na na claim na ang pera.ano po ba ang pwdeng gawin.
Hi Joy, based sa mga comments, dapat less than 50k pesos, para madaling makuha. At dapat 2 valid IDs ang ma-present.
Ask lang po kung magkano ang inyong maximum amount na pwede mapadala sa Pilipinas galing Saudi,na pwede makuha sa Cebuana Lhuillier?
Ask lang po Kung magkano po ba ang inyong maximum amount na pwede ipadala sa Pilipinas galing dito sa Saudi na pwede makuha sa mga pawnshop?
Hi po. Ask ko lang po sana.
Nagpadala po kasi yung tita ko sa Bdo acct ko po. From saudi .
Diba po within hour or 1-3 days pumasok na dapat ang pera?
Pero bakit ganun almost 1 week na wala pa din pumapasok sa acct ko?
May nareceive naman po na confirmation. Please po, pahelp badly needed na po talaga namin yung pera. ? TIA.
Hi jeanelyn, active pa ang account mo? Kelan mo inopen? Na-maintain mo ba ang maintaining balance requirement? Kung active, yes, puede mong padalhan from Kuwait. Use your account number. Your account number has 12 digits starting with 00. Your account number is different from your card number which has 16 digits. Use BDO remittance partners in Kuwait.
hello po nasa kuwait po ako now and meron akong regular savings acct. na ginawa sa pinas at nasa akin ngayon ang atm pwede ko po ba eto mahulugan dito sa kuwait and pano ko po machecheck ang balance kung pumasok nga ang pera.
Hello ma’am NASA Riyadh po ako maghuhulog po kasi ako ng pera meron po ba sa batha bukas na po kasi punta doon at magkano po ang bayad sa pagpadala
Hi Kristine, yes, puedeng kahit magkano ang ideposit mo sa Kabayan. Walang maximum balance. Meron lang sigurong konting delay sa pag-credit kapag more than 500k pesos in a single remittance, pero make-credit din.
Hellow po allowed po ba ang BDO kabayan account ko na maka receive ng more than 500,000 pesos?
Hi Allen, wait mo lang baka meron lang glitch yong text system ng BDO. Baka bukas pa ma-credit yong pera mo. Pero kung ma-credit mamaya, that will be great.
Ask ko lg po kasi po ung mother ko po sa kuwait nag deposit ng pera sa bdo acc. Ko thru almulla tapos after ilang hours nag text na ung bdo na maari na daw maiwithdraw ung pera pero i checked my bdo online acc. wala pa rin po ung pera uo til now
Hi Mary rose, puede ka magpadala dito:
Shop 231-234 & 237 Worldwide House (Worldwide Plaza)
#19 Des Voeux Road Central, Hong Kong
(3 min. away from MTR Exit A Central Station)
Tsuen Wan branch
Shop 159, G/F Lik Sang Plaza, 269 Castle Peak Road
Tsuen Wan, New Territories, Hong Kong
Partners din ng BDO ang Franki Exchange Co., Czarina Remittance Co., Pacific Ace Forex HK Ltd. at Pinoy Express Services Ltd.
PAno po ako magpapadala sa bdo kabayan savings account from hong kong?
Hi Aires, ang remedyo is for your friend to call BDO at i-correct yong last name ng receiver, kasi hindi malalaman ng BDO na mali yong last name. toll-free call from Hawaii: 011-800-8-631-8000. She should be ready with details: account number, amount sent, date sent, reference number.
hi ung friend ko po kc nagtransfer po sya ng pera from bdo kabayan account to remittance center ( cebuana lhuillier) nagkamali po sya ng last name ng receiver nya . pno po kaya ggwin ? she’s currently living in Hawaii
Hi Cris, dapat na-credit na sa Kabayan account mo kasi 3 days na. Pero puede pa ring up to a week, depende kasi sa ginamit niyang remitter. Pag wala pa after a week, ask your spouse to go back to the remitter and ask why. Baka merong error sa account name or number.
Hello po. Ask ko lang ho kung kelan ko marereceive yong padala ng asawa ko sa bdo kabayan from remmitance? 3 days na ho kasi hanggang ngayon wala pa.
Hi Celeste, meron namang text service ang BDO remit, pero kung walang ibinigay na reference number at wala ka ring BDO account para mwidrohan, puedeng scam o prank lang yan. Ang text niya is “withdraw,” so dapat merong kang BDO account. Kung wala kang BDO account, puede mong i-text “Wrong send po ba ito? Sino po ang sender at recipient? Kung ako po ang receiver, sino ang sender at ano po ang reference number and remittance amount?” Kung hindi sasagot, o tatanungin ang name mo and other personal data, o sasabihing magpadala ka muna ng fees o load, or mag-meet muna, or merong ipapagawa sa iyo, siguradong manloloko lang yan.
Gud am po..may nagtxt skin na BDO remit.pwede ko na raw po ma withdraw ang pera.ang tanong ko lang po paano ko maki claim yung pera na hindi ko alam sino nagpadala at walang binigay na referrence no man lang..noong march 10 2018 pa po e2.ano po ba dapat gawin?
hi po, my sister send me money thru bank from UAE feb.20, 2018 but until now feb.21, 2018 wala parin. how long it will take para mawithdraw? hoping for your assistance,asap. thank you!
Usually next day. But some remittance centers, like Al Mulla exchange, can transfer your money in as little as 3 hours.
Lyn, hindi talaga nila ma search sa system yung account mo kasi iba ang bangko niya. Ganito kasi yan. Indicate niya account number mo tapos ipaprocess ng bangko blindly. Tapos contakin ng bangko niya ang BDO sabihin merong fund ready for transfer to this account, kapag non-existent ang account mo, magbabounce yung fund at babalik ang pera sa account ng fiancee mo.
Siyanga pala, fiance = male, fiancee = female.
Usually pag international transfers, nirerequire niya yung branch code, swift code, IBAN (Middle East), etc.
Kumuha po ako ng BDO savings account para po doon na lng sana ipapadala ng fiancee ko na nasa malaysia kaso ng magpapadala po sya ay hindi raw masearch sa system ng pagpapadalhan nya ung BDO account ko. Noong nag enroll naman po ako ay nainform ko po ung nasa BDO na may inaasahan akong remmitance galing malaysia. Bakit po kaya ganoon. May need po ba ako iactivate or ipa update sa BDO account ko?
My brother send money from dubai thru bank to bank on my BDO kabayan account but it is sunday in the Phil.. can I widthaw that On the same day also?
The big remittance amount is via bank to bank and it was checked is already in Hongkong yesterday. How many days will it ccredited to my sister kabayan account and is there a clearing time from BDO before it can be withdrawn.
hi ms nora, i have a friend who sent me money as her payment today at around 9pm tru bdo in Italy to my bdo kabayan, up to to this hour it it not yet credited to my account , how long does it take to reflect in my account po. i really needed the money by tom. 🙁
good pm bdo nag send po ng money ang boss ko sa account ko july 5 2017 hang gang ngayun wala pa july 11 2017
Hello po.ng bdo remittance po ung kamag anak ko sa israel.Kaya lng po di partner ng bdo ung npadalhan nya.Aabot po ba un ng 1 week bago pumasok sa account Ko.Salamat.
Hi mam,ask ko lang po how many days it will take bago makuha niremit ko sa BDO,i send my coworker to remit my money thru telemoney here in jisan saudi,when he gave me the receipt i found out na mali yung account name ,after 2 days bumalik kami sa telemoney to correct the spelling,sabi nila after 2 days pa makukuha sa pinas,2 days na today ,pinatsek ko sa wife ko wala pa rin
My employer in China send me money last May 11, 2017 using his bank account from Agricultural Bank and transferred money to my EMV China Bank account in the Philippines. I wonder that this is my first time that the transaction made of employer last May 11, 2017 is not yet credited in my account within a week already because till date May 18, 2017, no transaction has been made in my CBC account.
My employer transferred me money via bank to bank last May 11, 2017 but till date today May 18, 2017 it is still not transferred to my account. Previously I received the transfer after 3 days only but this time it is about a week already. How come? Please advise. Thanks
Hi Ethel, I hope you have your money now. If not yet, ask your sister to go back to the remittance company and verify. Check if your sister wrote the correct account number.
my sister sent money to me last april 19, 2017 but till now april 21, 2017 the money is still not credited to my account.
Hi Ms. Nora, thank you for your help. I felt so relieved, the money sent by my husband had already appeared in his account. God bless Ms. Nora.
Yes Ms. Nora, I also checked the account number and his name thru the invoice he sent but the money has not yet appeared in the account. I also went to BDO office and I was advised that I need to wait for transaction like this for 5 days but it had been 7 days now Ms. Nora. The teller also talked to me that I will just check the atm because according to the invoice I had showed to her, my husband deposited it in his account (which is the atm is under my care).I think there is really a big problem. Hays. I will just update you about this matter Ms. Nora. Thank you so much for your help.
Hi Lhee, I think 1 week is too long. Is your husband sure he wrote the right account name and account number? You can call BDO 631 8000. Choose the Kabayan option.
Hi Ms. Nora. My husband sent me money via his own BDO account number which the atm card is under my care. He sent using HORIZON INTERNATIONAL REMITTANCE, its been 1 week but whenever I checked the balance in the atm card, there is no money remitted! I am really frustrated because we badly needed the money. How many days do remittance from Miami to Philippines takes? Is it really normal that its too long? Please help me Ms. Nora. This is my first time that my husband sent money via his own BDO account number.
Hello po.,ask lng po kung paanu maclaim yung padala q sa bdo remit sa pinas,.hinulog q po sa al rajhi atm bank kaso walang reference number sa resibo.,help me pls
Hi po emelyn roldan po ito itatanung ko lang po ilang days bago ko mawidraw pera galing po ng Europe noong dec 27 pa po deniposit sa account ko hanggang ngayon WALA pa po laman atm ko please pakisagot naman maraming salamat
Mam tanong ko Lang po papadala po asawa ko sa NASA Taiwan po siya BDO Pwede po ba yun kahit Wala akong bdo account paano po ba yun ssana po masagot nio
mam tanung kulgpo yung sahod po namin transfer po sa local BDO acct. nmin jan sa bacolod po galing d2 japan ilang working days po kaya yeterday po na transfer darating po kaya ngayung byernes 23 Dec.thanks po!
mam tanung kulgpo yung sahod po namin transfer po sa local BDO acct. nmin jan sa bacolod po galing d2 japan ilang working days po kaya yeterday po na transfer darating po kaya ngayung byernes 23 Dec.thanks po!
Hi She, usually BDO asks for 2 valid IDs. Pero kung less than 15k, baka okay na sa kanila yang one valid ID. Bring a supporting document, like barangay certificate (madali lang kunin ito), NBI clearance or police clearance. Kung maghanap sila ng another valid ID, ask them if they’ll accept a postal ID (you can get this at your local post office for around 450 pesos – bring birth cert and barangay clearance)
Good morning, Tanong lang po. Ilang ids po ba need para makuha yung pinadala sakin ng father ko from saudi. Isa lang po kasing valid id ang meron po ako. Salamat.
good day po miss nora,
my boyfriend was sending my allowance to me through to my bdo kabayan account.Pero yung mg widraw na po ako is zero balance pro sabi nya po napadala na nya at 8pm in us then 9am sa atin..pero try po ako ng try pg widraw pro zero parin kc dati 10minutes lng mula ng pinadala nya ma wiwidraw ko na agad.tnx
Hi ms nora,
My friend from lepzig Germany send me money last November 29. Ask ko lang if how many days ago cya mag credit sa bdo account ko. Tnx and how much pala ang charge nun?
Hi Ms Nora,
I have sister abroad, Qatar. She’s going to have a money transfer form her BDO account to my Eastwest bank account. The fact that shes in Qatar and i’m in Philippines. How long will it take to have the money debited on my bank account? Will it take day(s)?
Hi gemz, dapat nasa account mo the next day or within 3 days. Make sure din na tama yong naisulat na account number at account name (correct spelling).
hi po my brother has sent remittance hes from saudi dammam how long could i get it here in the philippines as per cheking po kasi wala pa siya sa bdo remit thank you so much.
hi miss nora tanong ko lang po kung ilang araw po bago ko po makuha ung remittance ko po from abu dhabi.. pinadala po kasi ng asawa ko nong sunday pa sa kabayan account ko po gang ngayon po wala p pong laman atm ko.. thanks pki email nlang po ako kung ano po dapat kung gawin
Hi xien, nadepositohan mo ba ang account mo kahit one time lang within 12 months from opening? At yong mga interval ng mga remittances mo ay less than 12 months? Yong last mong remittance ba ay wala pang 12 months? If yes to all, active pa ang account mo. Puede mo ring pa-test sa family mo. Magdeposit sila 100 or 200 pesos over the counter sa BDO. Fill up nila deposit slip. Puedeng magdeposit kahit walang passbook. Give them you account no. Kung tanggapin ng teller at magbigay ng receipt, ibig sabihin active ang account mo. Or you can call BDO: 00-800-8-631-8000 or 00-632 631 8000
hi mis nora ask kulng po snkin kc ung pasbook at atm card ng kbayan savings panu po mllaman f active p ung card nkalimutn kupo kcing iwan ung pasbook nakailng hulog ndin po ako napasok pdin po b ang pera khit dixA active
Hi Anne13, emailed you.
Hi po. Tanong q lng ngpadala kc ung husband q skn from italy to my BDO savings acct, fund transfer daw po ung ginawa 5days na po kc simula nung pinadala nya wala pa rn po sa acct q hanggang ngaun. Gano po ba katagal bago un pumasok sa acct q or posible po kaya na kunin nlng dun sa bank dun ung pera para ipadala nlng thru remittance. email me pls. thanks.
Hi steph, did you mean you used BDO Online’s “Send Money for Pickup”? Dapat nong natapos mo yong transaction, merong nag-appear na page na andon yong reference number at amount. Successful ba yong transaction? Nabawasan na yong account mo? Kung hindi mo nakuha yong reference no., login again, and click “Account information” then My Transactions at My Activity History. I hope andon yong reference no.
hi po.nagsend po aq ng money thru bdo online.san ko po mkikita ung tracking no.para po mapick up na ito ng receiver ko. thanks po.
hi po.nagsend po aq ng money thru bdo online.san ko po mkikita ung tracking no.para po mapick up na ito ng receiver ko. thanks
Hi Ivy, depende sa remittance company. Usually within hours to the next day or more days, maybe up to 3. Bihira na dapat yong up to 5 — oks lang ito sa wire transfer from countries with no correspondent bank here.
Ilang days po kaya makukuha yung remittance pag galing middle east? Nahulog na po kasi kahapon, chinecheck ko sa remittance inquiry pero no transaction found.
Hi lolita, will email you.
Mrs nora kc po 3 na po ang nahulog ko sa account ko ung isa lang po ang pumasok sa inquiry status ung dalawa pong reference# ko di pumasok nghuhulog po ako sa SECO dito po sa lebanon
Hi lolita, merong remittance na hindi covered ng BDO Remit Status Inquiry. Baka andon na sa account mo. Call this BDO no. 00-800-8-6318000 from a landline para toll-free. If you use your cellphone, you can also try +632 631 8000 (ang charges parang yong tawag mo sa iyong family). Be ready with your account no. and other personal info that you wrote when you opened your account, like mother’s maiden name and the challenge questions.
Hi Ruth, yes, puede kahit wala kang account. Punta lang siya sa remittance company, at isend lang ng husband mo for CASH PICKUP at BDO o ibang remittance outlet. I-email o text ng husband mo yong reference no. at kung saan puedeng kunin.
Hi po BDO status po sng gamit ko pinasok ko po ang reference number ko wsla parin mag 3weeks na po pumunta na rin ako sa hinulugan ko d2 sa lebanon sabi nila pinasok n daw po sa account ko sabi ko wala pa kukunin ko nlng pera ko sabi sa hinulugan ko paid n daw di na daw pwede kunin ano ping dapay kong gawin help po
Hi good afternoon tanong ko lang po nasa saudi po ksi asawa ko.pwede po ba xa magpadala ng pera sakin kahit wala po akong account sa bdo..
Hi Richard, yes, I think it’s active because 12 months have not passed. Make sure to remit to it from abroad at least once every 12 months. I hope you can remit this month or next month.
Hi po. I have bdo kabayan atm po and bank book but I have not deposited, not even once, within 4 months. is it still active? I’m here in Saudi. salamat po!
Hi ice bert, if both the issuing and receiving accounts were opened in Metro Manila, then you’re right, clearing should take only 3 business days. Are you sure the check is good? Is it a personal check? Did you deposit the check in the province?
even if the BPI account was opened in manila? does it take up to 7 days? clearing of checks? sorry just need clear answer because I know clearing takes only 3 days po thanks po
Hi ice, the check was issued in Manila and your BPI account is based in the province, so clearing takes a longer time. If it was deposited Friday morning, your money should be available today, Thursday. If deposited Friday afternoon, it should be available tomorrow, Friday. But there are also cases in which clearing for regional checks takes up to 7 days.
hi how many days po is the clearing of checks from China bank to bpi account. I deposited it po friday and now it’s wednesday but it’s not yet available in my husband’s account. The check deposited to the bpi account was from manila. I hope the answer is clear po as I have no one to ask. I live in a remote province. tnx po
Hi shane, BDO has partner remittance companies there (not banks): BDO remittance partners in Papua New Guinea
hi po I’m in papua new guinea. I want to send money to my child’s bdo account. Can I send through any bank here?
Hi Marlon, the buying rate, but based on my past experiences, they use a much lower buying rate. Try to ask your remittance company if you can send a certain amount in pesos and pay the remittance fee for that amount. For example, you want your recipient to receive the exact amount of 20,000 pesos, and you ask how much will you pay in your currency there where you are (total of remittance amount and remittance fee) so your recipient will receive 20,000 pesos
Hi, which rate do they use for remittances? For Example BDO, Buying or Selling rate? Thanks!
Hi Taps, is this for cash pickup? Only the person named as receiver can claim the remittance. The receiver should bring his/her valid IDs. If it’s through BDO, you can claim at any BDO branch, even in the province. Just bring your reference no. and IDs.
Hi Michelle, ask the remittance company if they offer a fast remittance service because remittance speed vary from within the day to next day to up to 5 days. If your daughter needs the money quickly, the fastest might be Western Union for cash pickup. But if it’s a big amount, yes, it’s better if it’s through a bank.
Can a relative claim a remittance sent to me by my father? I’m a college student but I’m on vacation. It will be my brother who will claim from the bank. The remittance might be in my name. Thank you po
Hi Good afternoon, i wanted to inquire how many hours my remittance will go in to the account of my daughter if i will send it in bdo malaysia remittance partners?
Helo good evening, tanong ko lang po kung ilang oras nyo ma receive ang deniposito kng pera, andito po ako kuwait,, nag deposit po kasi ako 6pm, tapos check ko po sa online banking, nag install po kasi ako ng apps BDO unibank, wala pa nadeposit sa account ko.
Hi Francois, if the money is already in your account, you can already get it using your atm. Have you checked via the atm?
hello …. my mother send me a money thru my BDO ATM Card .. shes said it from Lebanon to Philippines and the money she send get inmy account after 4 days …. How long it will take before the money in in my ATM? hope you message me on my Email …thanks
Hi Curvy Ann, if the name on the Eastwest check (name of payee) and the name of the BPI account are the same, yes, you can deposit the check even if the payee/account owner is not here.
Good eve. Hi ms nora, can I deposit an eastwest check to bpi? the same account. my problem is that the owner is not here, he’s/she’s abroad. He/she asked me to do it for him/her. Can I deposit in his/her behalf? Thank you so much
Hi gennie, yes, you should be able to get back your money. Go to where you sent your money with your receipt (xerox it) and ask why your remittance did not reach the Philippines. There have been cases where you write correctly your name and account no. but the one processing it at the remittance company misses a letter or a number. I hope you can update us about what happened.
hi po I just found out a while ago that the money I sent last jan 16 was not credited to my account. My passbook was updated a while ago. I’m here in saudi, i sent money to my bdo account. My account number is correct. Is there a possibility I can get back my money. tnx a lot
Hi Jen, if you send money to your recipient for CASH PICKUP at BDO, your recipient can get the money even if she/he does not have a BDO account. He/she just presents IDs and your remittance reference no. If the amount is bigger, usually they ask for 2 IDs. Do not write your bank account number so they will not think you are remitting to your bank account. Specify cash pickup at BDO.
Hi Ms Nora. if I send money through Pickup at BDO branch, does my recipient need to have a BDO account to be able to claim the money at BDO? or they just show the reference no. through mobile SMS? i have bdo kabayan savings account. Thanks 🙂
Hi Neena, I haven’t read if BDO changed its policy about the use of cash cards, but cash cards can receive foreign remittance. Maybe what happened was that your sender sent more than your cash card’s maximum limit. Is your name embossed on your cash card? If not embossed, your card can contain only up to 10,000 pesos. If your name is embossed, your card can contain up to 25,000 pesos. If this is the case, ask your sender to go back to the remittance company and amend her/his remittance to Cash Pickup, so you can just claim your money over the counter at BDO using a reference no. that will be given to you by your sender. Yes, the cash card no. is the 16-digit no. on your card
Hi My friend sent money from a remittance in Canada and will send thru my BDO cash card, Its been 3 days now and the money hasnt been credited in my account..I inquired from a teller here in our branch and informed me that i cannot accept remittance from outside the philippines thru bdo cash card, for it only receive local deposit only. Is that true. What will I do then ?furthermore the BDO cash card no. is the 16 digit number in front of my card right?
Hi fe, the amount varies from bank to bank or remittance company, from 7,000 to 30,000 per month. I’ve read that the maximum limit for certain banks is 20,000 to 25,000 riyals per month. Maybe it’s lower if you use an exchange or a remittance company. The Saudi Arabian Monetary Agency has a rule that if you carry 60k riyals in cash out of Saudi, you must declare it at point of exit, so maybe the maximum is around this amount. If you won a lotto prize, it might be best to spread it over a few months.
I just want to ask if how much is the maximum amount of money an ofw in saudi arabia can send in a month?
I want to open bank account either in this two bank BPI & BDO is there in Saudi arabia branch? please reply to my email immediate.
Hi po,how much po ang maximum remittance kpag galing ng europe??salamat po
Hi Ronalyn, try again tomorrow. The speed of remittance depends on which remittance service your father used to send money.
Hello! My father sent money through the kabayan savings account last night from saudi but when I tried to inquire this morning, it isn’t available yet. When will it possibly be available for withdrawal po?
Hi Jayr, do you mean you’ll use the Send Money service? The maximum limit per day is 50,000 pesos. If you enter 50,000 (or any amount more than 10,000) and is not processed, there might be a limit of 10,000 pesos per transaction.
Hi Ms. Nora..i have bdo kabayan savings account..i just want to ask if how much is the maximum amount of money I can transfer through Bdo cash pick-up..im using the bdo online.
Thanks, Arby, for appreciating my efforts
Thank You! This site helps me a lot. More power to your sites. Thank you very much.
Hi Arby, if your aunt told you she sent money to your BDO account, then the money will be deposited to your account. I saw here https://remittanceprices.worldbank.org/en/corridor/Malaysia/Philippines that remittance through RHB Bank takes 6 or more days to get delivered. I don’t know why it takes this long for RHB. But check your account from time to time.
My aunt sent through RHB bank
Hello po. My aunt sent money to my account ko from malaysia. A while ago I checked my account, the money was not yet there. But she told me it was confirmed it was already sent. Where should I claim it? over the counter or atm machine po any branch? I haven’t tried this before so i have no idea po. I hope you can help me. Thanks
HI, I drop by to BDO to get the cash remittance and I was disappointed because the amount they give to me is smaller on the expected amount of my cash remittance. Is there any hidden charges to the receiver?
Hi Karl, did you copy the 16-digit number on the front side of your atm card and you thought that’s your account no.? That is not your account no. If your account is an atm-only account, look for your account no. in the deposit slip given to you when you opened your account. It should be 12 digits (00……….) and 10 digits if not counting 00. You can also visit your branch and ask for your account no. Bring your IDs.
Can someone please help me? My boss was supposed to send me money today through xoom but then received an error saying that my BDO account is invalid because it states there that the account digit is limited only from 10 to 12 and my account number reaches up to 16 🙁 I don’t know why though
Hi Rose ann, ask your buyer the remittance reference no. and remittance company so you can mention this when you call BDO 631-8000 and inquire. You can also check the remittance using the reference no. here: BDO Remit Status Inquiry
Hi! My buyer from riyadh sent an amount last october 29 to my bdo account. until now, I have not received it. what do you think is the problem po? The acct # and name are correct. Thank you in advance
Hi gezel, it depends on the remittance company used. It can be today or tomorrow (usually) or in 3 days.
hi!can you please tell me when i will receive the money if someone will send me today thru bdo tabuk saudi arabia.many thanks
Hi margie, if that’s the only identification you have, you can try, but if you have others, bring them. In case BDO does not accept your IDs, ask them if you can use postal ID (the new digitized ID), and if they say yes, then get your postal ID (you need 2 docs: your birth certificate and barangay certificate or bill). The postal ID costs around 400 to 500 pesos.
hi i just want to ask if i can use nbi clearance to claim remittance in bdo thanks
Hi jean, do you mean your friend has a BDO dollar account and BDO online banking? It might take 5 days or more. Next time, if your friend is using online BDO banking, she can use the “Send Money” service, so it will be sent the same day or the next day.
just want to ask, my friend send me a money thru Bdo wire transfer from Dubai.. how many days will it be credited to my Metrobank account?
Hi warren, it depends on the remittance company your client used? Could be credited to your account within the same day to 3 days. Wire transfers take longer, could take 7 days.
My client sent money 7 pm last night qatar time. When can I receive it thru my bpi account?
Hi jhoy, yes, your friend can send money to your BDO cash card, but note that there’s a maximum balance for cash card (10k and 25k). Your friend can also send money to you, through cash pickup at BDO.
hi, i need you help! can my friend send me money from brunei thru bdo cash card? thanks a lot guys 🙂
Hi aice, delivery depends on the remittance company used by your husband abroad. According to BDO’s website, door-to-door delivery might take 1 to 2 days in Metro Manila, 1 to 3 days in other big cities, and 4 to 7 days in provinces. In my case, the ones sent through banks abroad to my Kabayan account are usually deposited the next day. If sent through Moneygram or Xoom, I can pick up the cash at BDO within minutes
hi my husband has bdo account and he plans to send money thru remittance via door to door. about how many hours for the remittance to be delivered to my house?
Hi mary joy, usually the next day. Remittances can be credited within an hour, within the same day, the next day or within 2 to 5 days, depending on the remittance company used.
how many days po before the money sent from u.a.e. to my account at bdo be credited?
Hi val, usually banks require 2 valid IDs if the amount is big, maybe 20k or more. You can call BDO (Intl. Access Code) +800-8-6318000
Hi, just want to know what ID needed to claim my remittance in Philippines, since my sister has only 1 ID (voter’s ID)and they ask for at least two valid ID’s.. it takes three week before she can take another ID… is there any proof that I can send to BDO manager that they can release my remittance to my sister? thanks
Hi mayette, make sure the sender wrote the correct account name and no. Call BDO or visit your branch if it’s not yet credited on the 3rd day
Somebody sent me money, until now it has not been credited to my account. help me please
hi..i just want to ask if how much is the fees to send money from germany to phil through bdo kabayan..
Hi Camae, I hope your money is already in your account. Call BDO and ask. Or if your uncle can send the reference no., you can check here: https://www.bdocashcard.com/rts/remitinquire.asp I hope your uncle wrote the correct account no. and account name.
My uncle send me money from california remittance wire transfer through my bdo checking account its been 6 days till now nothing he send me the receipt but until now nada He send the money throgh lucky money
Hi Gina, if your husband sent through a bank that is not a BDO correspondent bank, it might take longer for the money to get posted in your account. Call BDO 631-8000
I need your help BDO Bank Company.My Husband sent amount for me but 2 days ago till it didnt show the amount He sent.From Swiss to Philippines.ASAP
Hi! I’m Gina. My Husband sent me a amount last other day in my account but Ti’ll now I didn’t receive from my account. BDO Bank Company I need your help. From Switzerland to Philippines
I have a BDO account and my sister will send money from korea. What korean bank is possible to send money from my bdo?
Hi Jayson, yes, you can receive money through Moneygram at BDO, Allied Bank, Cebuana Lhuillier. One valid ID should be enough, but if the amount is big, they usually ask for a second ID. Know your reference no., sender’s name and location, and expected amount.
Hi how many ids are required to receive money through moneygram? Can we receive money through moneygram? thanks
Hi Karen, if through Moneygram, your recipient can get the money immediately if for Cash Pickup. If for deposit, it will take several hours or the next day. If through other remittance firms, the process can take 1 to 6 days.
how long to send money from Germany to bdo Philippines?
Hi zanzie, ask this BDO remittance partner, Service Exchange Co.(SECO) Hamra – behind Pecadelly, Baalbak St., Beirut, if you can open a BDO Kabayan account through them. If yes, you’ll fill up forms, then they’ll send your papers to BDO here. You’ll pick up your atm card and passbook later on. You can then start sending to your account (use your account no., in your passbook). But you can use your atm card only in the Phils when you vacation. Activate your atm card at the branch written in your passbook.
Hi. how can i open an account for savings? what are the requirements? Is it immediately filed in the Phils? Here in lebanon
Hi joel, you can send any amount that you earned legitimately there in Saudi. In the Phils, your recipient might have to answer questions about the source of money if they receive more than 500,000 pesos at one time. I’ve read just now that MLhuillier has a maximum cash pickup limit of 50,000 pesos per transaction, and that an additional charge of 300 pesos will be added for every increment of 50k pesos to be picked up.
Hi po.I just want to ask if how much maximum limit for bdo cash pick up anywhere.from enjaz Saudi arabia then pick up po sa bdo.same as lhuillier.
Hi Jem, you can get a BDO Remit cash card only abroad at BDO remittance partner companies. Some companies charge because they’ll spend for overseas transactions with BDO (around 250 pesos), some offer it for free or lower charge. Bring your passport and another ID. If you’re in the Phils, you can apply for the with-embossed-name cash card (maximum balance is 25k pesos). Maximum balance for Remit cash card is 100k pesos. Bring 2 valid photo IDs and 1 ID picture.
what are the requirements needed to open a remit cash card account and how much is the fee?
Hi adel, the BDO site must be on maintenance mode that time you tried to login. Try again.
im here in california right now…..im trying to access my bdo account so i can transfer some fund to another bdo account but i cant access it……thanks
How much will be charged by bdo if I remit in usd from Saudi using enjaz service to my bdo usd acct? Are there bracket fees for every amount sent like 2000 to 5000?
Hi Mary joyce, if your sender used a BDO remittance partner and he wrote your mobile no., then you will get a text message.
Hi Mary joyce, register at bdo.com.ph. Click “ebanking” then “Go” and “Enroll Now”. After online enrollment, you will be given a validation code. You will enter this code at a BDO atm machine.
Will I receive a notification through SMS if the amount is already in my account just like BDO Remit?
Thanks Nora. How do I enroll my account online? Is it quick? Do I need to go to the BDO branch?
Hi Mary Joyce, I checked the WU Australia site and it’s announced there that Philippine account holders can have the money the next day or within 2 days. Enroll your account in online banking so you can check your balance online.
Hi, how can I check if the money sent by my husband from Australia is already in my account? He used western union to send to my BDO kabayan account — he said it’s cheaper if it’s bank to bank than if WU to WU. Cheers!
Hi Evelyn, if your atm card has a Mastercard or Visa logo, then you can make a balance inquiry at a machine with the same network logo. If no MC or Visa logo, call BDO or try asking your question at the BDO Contact Page
Hello i have a kabayan saving account. opened and changed Pin in the Phils. after 3 days my friend sent money to my account. how can i know if the money is already in my account as i am in dubai….Thanks god bless…
Hi joel, your Kabayan account became active when you opened your Kabayan account at a branch, or maybe a day or 2 days after, if you opened during a PDOS session. The atm card became active when you changed your PIN. When did you open your account? If only 1 to 6 months have passed, your Kabayan is still active. You can remit to it through a BDO remittance partner there. If more than 6 months have passed, you need to inquire if it’s still active: https://www.bdo.com.ph/contact-us or call 631-8000
Actually, the BDO rule is that a Kabayan account is converted to a regular passbook account after 1 year without any foreign remittance. I mentioned 6 months, just to be sure.
hello po. pnu po maghulog ng pera s kabayan savings acct.meron po aq kabayan savings acct nag open n aq s pinas bago aq pumunta d2 saudi.pero ndi q p po alam kung naupdate n un acct q. pnu po malaman kung ok n un acct q. tnx joel. d2 po aq s hafar al batin KSA.
Hi ysmael, is your atm card with you? Does it have a Mastercard or Visa logo? If it has, you can withdraw at a machine there with the same logo. Balance inquiry fee is 1 US dollar; withdrawal is around 3.50 US dollars. Your friend can send you money through Western Union or Moneygram. Wire transfer via BDO (done with BDO online banking) is costlier as there’s no BDO correspondent bank in Riyadh, so BDO will use a third-party bank.
Riyadh ksa po , BDO rin po ko may account. Tnx nd more power!
Hi! May savings accnt ako sa pinas frnd ko may m hwak ng passbk, kelangan ko mag wthrw, ano mas madaling proseso para makuha o agad! At pd bdo n rin cia magremit para papunta dto ksa , at magkanu po charge sa remitance papunta dto ?
Hi mishell, yes, you can ask your friend in Canada to remit her payment to BDO in the Philippines. Send her your BDO account name and account no. List of BDO remittance partners in Canada
I want only to know that answer! Thank you
Hi!I open BDO kabayan saving account here in lebanon! I just want to ask if I can let my friend working in canada pay the money that she borrowed to me to put in my account? Thank you
Hi Cherube, as of now, wala pang BDO remittance partner sa Vietnam. You can send through Western Union located at a bank like Maritime Bank, Saigon Com Bank, TechCom Bank, Abbank. Bring IDs and proof of source of money.
I need to send money in philippines tru remittance
Hi is there any bdo here in ho chi minh vietnam
Hi john, kung meron kang account sa Scotiabank or Bank of Montreal, ask them about online remittance via Western Union. Kung ibang bank ang account mo, you can try hyperremit.com. Pero medyo mabagal itong hyperremit, kasi there’s processing time from your bank account to hyperremit, and then another processing time from hyperremit to your Philippine recipient account.
hi , po maam nora ask ko lang po paano magsend ng money in bdo account true online ano ang process in online i work here in canada new brunswick..
thanks po sa masagot po ninyo ..
Hi donna, I suggest you return to the remittance company, and amend your remittance so you can write the correct account name. Based on comments and BDO responses, the name and no. should match exactly.
Hi po im a nurse working here in jeddah ksa.1st time ko pong hinulogan ang bdo kabayan acct ko kanina and unfortunatelt ng makauwi na po ako galing sa pagpadala,i found out na wrong spelling po ang acct name pero tama ang acct no.magkakaproblema po ba yon?so far 24 hrs na po since pinadala ko,it is still not in the acct,i even check online,wala pa din po.what should i do?should i wait longer pa?i hope to hear from you.thanks in advance
Hi Nica, hope your money is in your account already. But some remittance companies are not able to remit on time, so you might see your money credited to your account on Monday or Tuesday.
Helo mam.i just wana ask if how many days will the money trasnfer to my kabayan savings.my husband is working in jeddah:)he already sent the money today at 3am phil time.
Its our first time since he usually send thru MLHUILIER..thanks
Hi shiela, it’s Western Union, so it should be fast. I wished you just sent it for cash pickup at any Western Union branch. Western Union is not a BDO remittance partner; BDO’s partner is Moneygram, so that could be the reason it took time. If the money is not yet in his account today, he should call BDO and ask about Western Union remittance for deposit to BDO account.
hi mam im in bahrain i send the money thru western union money remmitance here to transfer in my husbands account lastthursday 6pm here but until now saturday my husband called and the money hasnt yet in his account?how many hours or days would it take?do you have any bdo remit here in bahrain?pls respond asap
Hi roscielle, BDO and the remittance company have their own exchange rate for remittances. If the difference is big, call BDO and ask. Wala na dapat remittance charge dito, except lang kung wire transfer. You can open a Kabayan dollar account with 100 dollars so you can receive your remittance in dollars. Bring your peso Kabayan or your remittance receipts.
hello..i just want to ask how much does bdo deducts from remittance from saudi arabia?…does bdo follows the rate in internet on Philippine exchange rate?,,,because every time my husband sends money i do not receive the actual amount which he sent….he already pay the service charge there in saudi..tnx
Hi joaquin, you try clicking your Swift transfer or wire transfer option and see if there’s a charge appearing there (could be 20 AED or higher, I’m not sure). Wire transfer can be costlier than sending through a BDO remittance partner over the counter, unless you’re in a remote place.
i have an account in dubai, ADCB bank, i always use e-banking to transfer money to my cousin in abu dhabi so he can transfer it to my BDO kabayan savings account in the phil. how much will be the charge if I transfer money directly to my BDO account thru e-banking?
Hi Michael, you can inquire via a Mastercard-linked atm machine if your atm card has a Mastercard logo. Sometimes though the BDO-Mastercard does not work. Balance inquiry costs 1 to 2 US dollars. You can enroll in BDO Internet banking, but based on comments online, it’s now taking a long time for overseas enrollees.
Hi, i have a kabayan savings acct. I’m here now in Saudi.How can i made the balance inquiry to my acct? Thanks.
Hi joanna, call (888) 826-4427 if the Lucky Money Fresno branch is still at Maroa Avenue. Lucky Money also has online remittance service. Here are BDO remittance partners in California
hi po ask ko lng po what are the BDO bank partners in the u.s.a specially in Frenso, California?
Hi, I’m just want to ask how to open an account in BDO, a remmitance acount acctually..because my sister was in Italy, she want to send my allowance thourh ATM, but I’m just only 16yrs old right now, is that possible?? thanks..
Hi alexa, here’s a list of BDO remittance partners in Brunei
hi po i just want to know kung zan aq pwdng mgdeposit sa kabayan account ko d2 sa brunie ?tnkz
Hi rose, I’m not sure how much now. It could be between 15 to 20 riyals.
hi.. does anyone know how much is the remittance fee for sending money to the philippines from saudi through a bdo kabayan account?, like how much would it charge for 10,000 php, ty