Being Updated …. February 12, 2018
Let’s look at the best savings accounts for students, children and teens in the Philippines.
You can choose from four types:
1. Cash Card — The key advantage of this card is there’s No Maintaining Balance. It’s not a regular savings account. It does not earn interest. It can contain only up to 10,000, or 25,000 or 100,000, depending on the type of cash card.
2. Savings Account with No Maintaining Balance Requirement
3. Savings Account with Low Maintaining Balance Requirement
You can choose one from among the accounts offered by banks in this list of low-maintaining-balance savings accounts in the Philippines.
4. Savings Account Designed for Kids — The advantages of this account are the promos attached to this account.
Go to this post to check out savings accounts for kids, offered by Philippine banks.
5. Visa or Mastercard Debit Card issued by banks — This type is just like any cash card, but it offers more features, particularly Internet use. Currently, the most popular in the Philippines is the Union Bank Eon card. There’s info here on the Union Bank EON Visa Debit Card. BPI has also launched its BPI prepaid card called BPI My ePrepaid MasterCard.
6. Visa or Mastercard Debit Card issued by non-banks
PayMaya Visa or Mastercard
Smart Money card
In the meantime, let’s focus on CASH CARDS.
The advantages of Cash Cards are:
- No maintaining balance
- Free ATM withdrawal, free ATM deposit, free ATM balance inquiry, and free over-the-counter deposit (for most, but not all)
- You can attach it to your Internet banking account, so you can transfer money to it online (for many, but not all)
- No annual fee (for most, but not all)
- No expiration date (for most, but not all)
- You can enroll in phone banking (for many, but not all)
Important notes to remember about Cash Cards:
- You withdraw through the ATM only; you CANNOT withdraw over the counter (for most banks, but not all).
- Reload or deposit to your cash card over the counter (for others, you can deposit through the ATM, or make ATM or online transfer).
- A cash card is NOT a regular bank account, so it’s NOT insured by the PDIC. Cash cards are debit cards and are just like prepaid cards.
- A cash card does NOT earn interest.
- You’re NOT allowed to deposit CHECKS to a cash card. You load CASH.
- As you already know, you pay a fee if you withdraw thru the ATMs of other banks.
Here are some of the Cash Cards in the Philippines:
BDO Cash Card
This cash card has two types for individuals:
Generic: Your name is not embossed on the card. You will receive your card immediately when you apply. The maximum balance limit is 10,000 pesos.
Embossed: Your name will be embossed on the card. You will be instructed to return after 3 to 7 days to claim your card. The maximum balance limit is 25,000 pesos.
- Withdrawal is through ATM only. The fee is 2 pesos per withdrawal.
- To get this card, go to a BDO branch and apply with your ID. You pay about 150 pesos for the card (subject to change).
- Minimum reload or deposit is 100 pesos. Over-the-counter reload or deposit fee is 15 pesos (subject to change).
- To deposit or reload, you go to BDO and fill up the Card Sale/Reload Slip.
- For free reload or deposit, reload using the BDO Cash Accept Machine.
- You can attach your cash card to your BDO Internet banking account and transfer money to it. The same for phone and mobile banking. Online transfer to your cash card is free.
- You can use it to pay your bills through the ATM, Internet, phone and mobile banking.
- There’s a dormancy charge: you must do at least one transaction every 6 months (for Generic) and every 12 months (for Embossed)
- You cannot use this for telephone or mail orders.
BPI Express Mastercard Cash Card
- No maintaining balance
- ATM withdrawal fee is 15 pesos per withdrawal
- Withdraw only through the ATM.
- Minimum ATM withdrawal is 500 pesos.
- Maximum load is 20,000 pesos.
- Valid for 2 years, renewable, but if you’re late in renewing, check charges before you renew.
- You can get this card at any BPI or BPI Family branch, or any BPI Express Banking Center with your ID. Pay about 150 pesos.
- You can track your last five transactions thru the ATM.
- Valid for use only in the Philippines.
- You can attach this to your Internet, phone, or mobile banking account, or you can enroll it as your main account.
- Maximum withdrawal per day is 10,000 pesos.
- Does not earn interest
MAYBANK Cash Card
Good for Filipinos in Malaysia, Singapore and Brunei
No atm fees if used at Matbank atms in Malaysia, Singapore and Brunei
Maybank My CashCard
- No initial deposit required
- No maintaining balance
- No minimum load
- 50 pesos for cash card issuance
- Annual fee is 50 pesos
- Maximum atm withdrawal per day is 30,000 pesos
- Maximum POS terminal payment per day is 30,000 pesos
- Does not earn interest
RCBC MyWallet Cash Card
RCBC offers 3 MyWallet cash cards
1. RCBC MyWallet
2. RCBC MyWallet Visa
3. Mercury Drug-MyWallet Card: Collect rewards points from your purchases from Mercury Drug Store. (Check if they’re still offering this type.)
- ATM withdrawal fee is 2 pesos (RCBC and RCBC Savings atms)
- ATM balance inquiry fee is 1 peso (RCBC and RCBC Savings atms)
- Pay 20 pesos to reload or deposit over the counter.
- Pay 20 pesos to transfer money from an RCBC account to MyWallet over the counter.
- You pay 50 pesos if you withdraw over the counter.
- Over-the-counter balance inquiry fee is 10 pesos.
- Pay 10 pesos to transfer money from an RCBC or RCBC Savings account to MyWallet thru the ATM.
- Maximum balance is 100,000 pesos.
- No maintaining balance
- Free balance inquiry and fund transfer if you use RCBC online banking
- Offered at RCBC or RCBC Savings Bank
- Balance inquiry fee overseas is 50 pesos (for Visa cards).
- ATM withdrawal fee overseas is 150 pesos (for Visa cards).
- Visa card has an annual fee: 100 pesos
- Visa card processing fee: 150 pesos
- Non-Visa card processing fee: 100 pesos
- Inactivity fee after 12 months: 200 pesos every month starting from the 13th month
Security Bank SB Cash Card
(Can no longer see a promotion of this product on the SB website)
- Over-the-counter loading fee: 100 pesos
- Over-the-counter withdrawal fee: 100 pesos
- Free ATM withdrawal (SB atms)
- No annual fee
- Dormancy fee is 350 pesos per month after the 12th month
- No card expiration
- You can enroll in Internet, phone, and mobile banking
Savings Accounts in the Philippines with the Lowest Maintaining Balances
BPI and BDO Internet Banking — Free and Quick Ways to Send Your Children’s Allowance
Ofws Parents Take Advantage of Free Internet Banking to Manage Your Childrens Weekly Allowance
Tuition Fees at FEU and Some Other Universities in Manila, Philippines
BPI, BDO, or Metrobank Fees — Why Keep Paying Them?
hi i’m still 16 and what if i don’t have school id cause i’m doing homeschool, can i still have a bank account?
Hi Po ms. Nora ChinaBank po yung account ni mama abroad. Pero Pag nagpapadala po kase saken si mama through cebuana Lang Tapos po Di po sya lumalabas Sa kanila bale Sa cp niya Lang po sya nag tattle Kung pano niya ipapadala parang online Lang po
Hi Alyssa, maganda ang plan mo. Tanungin mo muna ang mama mo kung anong bank ang madali niyang padalhan ng pera. Mas okay kasi kung ang remitter company sa abroad is partner ng bank na pupuntahan mo. Then doon sa bank na yon, mag-open ka ng account with no or low maintaining balance, or kung meron silang cash card, ito ang i-open mo kung wala silang low-maintenance account. Ang cash card ay hindi savings account, walang interest, merong balance limits at merong withdrawal at deposit fees. Ang advantage nito is walang maintenance. Kahit zero ang balance. Ang atm card at debit card ay almost the same — they can be used for atm withdrawal and for paying goods at supermarkets and department stores with debit swiping gadgets. Here’s information on BPI KAYA savings account. Comment ka uli kung anong bank ang sabi ng mama mo, then we can check their available account products
Hi Ms. Nora,
Ano po ba yung cash card? Na wiwithdraw po ba yun? Ano din po ba yung pinagkaiba nun Sa ATM card, Debit Card at Credit card? Naguguluhan po kase Ako. Kailangan Ko Na rin po kase mag open Ng parang savings account saka para doon Na Lang din po ilalagay ni mama yung baon Ko (ofw po kase si mama). Ano din po ba mga requirements? Pwede po ba akong kumuha Na Ako Lang mag-isa? Saka magkano po ANG babayaran? Salamat po Sana po masagot niyo.
Hi Ianah, required ang student ID mo. Cash card lang naman ito so dapat enough na yong student ID mo, pero kung meron kang registration card or library id to show that you’re currently enrolled, dalhin mo na rin. Pay 150 pesos for the card. Atm withdrawal fee is 2 pesos per withdrawal. Atm balance inquiry is free. Choose between 2 types of cards: 10k ang maximum na kakargahin (no name on the card at makukuha agad ang card) at 25k maximum na kakargahin (your name on the card, you get it after 3 to 7 days).
Goodam po ms. Nora 18 yrs old po ako, senior high school student, ano po mga requirements kapag mag aapply ng bdo cash card? May babayaran po ba? At magkano na rin po? Thank you po 🙂 sana mareplyan po asap hehe naguguluhan po Kasi ako ma’am paiba iba poo mga requirements nakikita ko sa ibang websites huhu
Hi Villarosa, yes, yong BPI Kaya atm account ay puedeng lagyan ng remittance from your kuya abroad. Puedeng mag-open sa BPI or BPI Family. Wala itong maintenance requirement, pero merong 5-peso charge per atm withdrawal. Kung gusto mo ng free atm withdrawal, mag-open ka ng regular atm account sa BPI Family, 1k pesos lang ang maintenance requirement, meaning lagi dapat merong 1k na naiiwan sa account. More info on BPI Kaya atm savings account
Hai po gusto ko lng po sana malaman Kong pagmag open po ba ako ng bank account meron po bang pang student na atm card at yung pwede pong malagyan internatinally. Ka for allowance po na galing sa kuya kong nasa abroad.
Sana masagot nyo po.
Hi Mrs. Nora! I wanted to ask po, if yong BDO cash card po ba, its okay not to have maintaining balance? Like prng gagawin ko po sya Savings account. I’m very confuse with the terms kasi. Unlike bpi EMV card na po kasi ngayon, I’m using it to pay for my tuitions. Thank you!
Hi Abubakar, yes, puedeng mag-open ng BDO cash card, basta meron siyang school ID with principal’s signature at meron siyang kasamang adult na mag-open. Bring school registration card and birth cert, in case they ask for it.
Mrs Nora ask lang po pwde ba mka kuha ng atm cash card anak ko ako ang mg huhulog every month ofw po ako anak ko po idad nya 9 year old pwde po ba?
Hi Lovely, kung malapit ang BPI Family or BPI, you apply for their BPI Kaya savings account. Walang maintaining balance, pero merong atm withdrawal at atm balance inquiry charge na 5 pesos.
Hi miss nora! Im 20 years old.. and gusto ko po sanang mag open ng savings account.. student palng po ako.. ano pong pwede?
Hi Julius, yes, puede. Wala na sila yong dati nilang account for teens, so mag-apply ka na lang ng regular atm account — yong 2,000 pesos ang maintaining balance. Will you be able to maintain 2k pesos in your account? Kasi merong 300 pesos na penalty every month if less than 2k ang average balance for 2 months na magkasunod. Basically, dapat merong 2k sa account at hindi mo gagalawin yon. Bring your school ID, registration card or library card to show you’re currently enrolled and barangay certificate or condo/subdivision ID if you can get one, or another supporting ID, plus 1 ID picture. If you want a no-maintaining balance account, here’s BPI Kaya account.
Ms.Nora 15 years palang ako gusto ko magopen ng savings account sa bdo student palang ako pwede po ba ako kumuha?
Hello ms. Nora?. Tanong ko lang po. Pwede po ba mag open ng savings account ang 17 year old without my guardian. And I only have school ID. Suggestions nyo po na better bank for me. Thank u po. ?
Hello poh! I’m a college student poh. Ask ko lang poh sana if san poh ba best na mag open ng savings account for students? Sa BPI poh ba o sa BDO? Tsaka, san din poh ba easier ang transaction when it comes to loading your account? Thank you poh.
Hi Gladys, punta ka lang sa bank with your school ID. Anong bank ang malapit sa school or house nio? I-check mo kung yang bank na yan ay nag-o-offer ng account na zero or low maintaining balance. BPI Family, Landbank, RCBC Savings, China Savings, merong mga affordable accounts. Here are other savings banks. Dalhin mo na rin ang registration card mo or barangay cert mo baka lang they ask for a supporting document. Plus yong pera na idedeposit mo, 500 to 1,000, depende sa account na i-o-open mo. Ask mo lang yong guard “saan po yong new accounts teller?” Smile ka lang at sumagot at magsalita ka lang nang maliwanag, makaka-open ka. You will fill up forms, sagutin mo lang. Occupation: Student. Yong sa Employer at TIN, blank na lang kasi wala ka pa namang work. That’s good that you want to save. Tama yan.
Hello po im a college student bala k ko po sana mag open nang atm card. For savings my money lang. Im 18 years old po. But i dont know how this is my first time po kasi
Good evening miss nora, Im 21 years old and Im planning to apply a savings account na affordable lang then pwedeng i connect thru paypal, I only have school id, is there any chances na makakuha aku nang account? kailangan ku po kasi.
Hi Ms.Nora ask ko lang po kung ano yung pinaka the best bank account sa akin, ang case ko po kasi gusto ng mama ko na mag open na lang ako ng account para imbis na mag padala siya sa thru remittance mag open na lang daw po ako ng bank account para hindi po masyado malaki ang kaltas. Pati kung minsan tuition fee din po ang pinapadala, so ang amount siguro nasa 60k po. Thank you mam 🙂
Pede po ba to sa online shopping?
Hi Chist, yes, some bank officers ask those questions because they want to make sure you use and can maintain your account. Ano bang purpose mo in getting an account? Tell them if it’s to receive your allowance from your parents. Or if you’re working part-time and it’s for your savings. Get also a barangay certificate with webcam photo to support your school ID. Don’t be discouraged if rejected by one bank; try another bank. Try applying for a BPI Easy Saver account at a BPI Family branch.
Very Helpful blog 🙂 Thank you for the infos. Question lang po. May ibang banks po kasi na nag tatanong kung may nag papadala sayo from abrod and sad to say wala. Pero meron akong mga relatives sa abrod. Kaya hindi po nila pinapa’apply ang college students because of this reason. Dito po ba sa nabanggit nyo hindi na nag aask ng ganun?
Hi po.mag open po sana ako ng savings acct sa bank if commerce kya LNG po d ko po alm any recq.nila..
Hi Pamela, requirements ay your school ID, another available ID like library ID or registration card, or school association card. Puede ring Meralco bill ng parents mo. Merong iba gustong makita yong birth certificate. Kung makakakuha ka ng barangay certificate, mas better. Yong initial deposit, puedeng 500 or 1,000 depende doon sa bank na pinili mo. Yong BPI Easy Saver sa BPI Family, 50 pesos yong atm card and initial deposit is 100 (baka 200 na ngayon, or magdala ka ng 550).
Hi po mrs. Nora. Ask ko lang po if how much yung available na atm for students. At ano po yung requirements
hi po Ms. Nora, I’m 19 yrs. old and gusto ko po sana magapply for BDO cash card , tanung ko lang po ? maganda po ba pang savings yun ? saka ask ko lang po , pag nagdeposit po ako ng 100 pesos per day ? ok lang po ba yun ? first timer lang po kasi ako .
Hi good day po. Itatanong ko lang po kung anong mangyayari sa account kung di mo ito ginamit for 4/5 years and ngayon mo pa lang sya talaga gagamitin? I have open an account po kasi before and hindi ko po talaga sya ginamit even changing my password but now I am interested but how can I know if it is still okay to use it? May charges po ba? Thank you for answering po.
I was a bit lost po about dun sa paypal…Kasi balak ko po magonline job, but since I’m only 16 kailangan po ng Paypal Student Acct and unfortunately hindi pa siya available here in the Philippines. What can I do about that Ma’am?
Hi Maria, yes, puede kang mag-apply ng BDO cash card Mastercard even if you’re only 16, as long as you have a valid school ID and supporting ID like barangay clearance and birth cert. But if you like to connect to Paypal, hindi kasi helpful ang BDO pagdating sa Paypal, mas okay itong PayMaya Visa or Smart Visa. 150 pesos lang yong card. Apply ka lang sa paymaya.com. Tanong ka lang uli dito
Pwede po ba ko mag-apply sa BDO Cash Card Mastercard? 16 yrs. old pa lng po ako. Saka pwede po ba yun gamitin online para makabayad sa Paypal for online shopping? Thank you po.
Hi Trixia, yes, puede ka nang mag-open. Bring your school ID with photo, your signature and the school head’s signature. Bring also your birth cert, kung meron ka. Maganda rin kung kumuha ka ng barangay certificate for your supporting document. Xerox them. Bring 2 ID pictures.
Dahil student ka pa lang, choose an account with no maintaining balance. Yong BDO cash card, walang maintaining balance, pero up to 10k lang ang maximum balance at a time. Puede ring up to 25k kung sabihin mo agad sa teller pag-open mo na gusto mo yong up to 25k ang maximum balance. Because this has no maintaining, it charges 2 pesos per atm withdrawal at 15 pesos per over-the-counter deposit. Free deposit kapag sa atm ang deposit.
Yong BPI Easy Saver, puede rin. No maintaining balance. This is a savings account, not a cash card, so it’s better, so you can also save here. You can put any amount into this account. No maximum limit. Here’s some info about BPI Easy Saver
good day po 🙂 alin pong account ung pede sa paypal. and ung pede pong magamit pag mag travel and pag pangbayad ng mga binili para konting cash lng po dalhin ko? I plan to travel next year po kasi. 18 yrs old pa lng po ako. Thanks po 🙂
Hello po, college student po ako 17yrs old. Balak ko sanang mag open ng account para lang po sa allowance ko. Pwede po ba?
thank you poh for the help.. 🙂
Hi Rochelle, yes, I think Easy Saver is good for students because usually they’re depending only on their allowances, and might not be able to constantly maintain accounts with maintaining-balance requirements. For saving, yes, okay rin ito, may konti-konting interest din siya at insured din siya. Ang difference lang is merong 5-peso charge for every atm withdrawal and every balance inquiry — this is in exchange for the privilege na walang maintaining-balance requirement.
hello poh.. im a college studnt frst timer ko po kse gusto ko sanang mgopen account pra masave po ito.. is easy saver po ok po ba yan for me to save my money pra sa future?
Hi luz, sorry I am not in a position where I can give accurate answers to your questions. I suggest that you approach a bank officer, introduce yourselves as students, present your letter, and ask if you can have time with the bank manager to ask some questions about atm installation. I emailed you, but your email address turned out to be not valid
We, the BA Students of the School of Business and Management of the University of Southern Philippines Foundation are proposing a project entitled “ Installation of Automated Teller Machine “ at the Lobby of the Main Entrance of the School.
To help materialize our project, we would like to gather information on the following :
Placement or Installation Terms and Conditions of the ATM
Possible cost and return on investment
Possible Percentage or amount rental of the area
And other relevant arrangement on the said Installation.
Hoping for your positive response as the project is considered beneficial not only for a few but to all the Stakeholders of the University. Thank you.
(Sgd) By: Luz Macas
0923 651 8941
(Sgd) Dr.Venus M. Empuerto
Adviser of Project Management
Hi Kelly, kapag student, the bank accepts the school ID (with photo, your signature and signature of school head, validity dates) and a supporting document or ID. They know you don’t have yet company or government IDs. Sometimes they require your birth cert so bring your birth cert. Yes, bring your library ID and school registration form. If you can get a barangay cert, bring it also. Yes, a 16-year-old can also apply. Just speak clearly and politely with a smile. Confidently beautiful with a heart, sabi nga ni Pia. If the teller asks why you want to open an account, tell them you want to save, or your parents are sending you allowance, or they’re abroad and they’re sending you remittances.
2 valid ID’s po ang kailangan. I don’t have any Government ID’s kasi po Minor pa lang ako. Paano po kaya yon? Another concern ma’am yung 16years old po ba pwede na din mag pa open acc?
Hi Kelly, puede ka nang mag-apply for an account. But wait for your school ID, kasi the banks need a valid ID. Ang library ID ay supporting ID lang. I suggest na itong BPI Easy Saver ang i-open mo kasi wala itong maintaining balance requirement, although merong 5-peso charge for every atm withdrawal and balance inquiry. But this 5-peso charge is better than getting an account with a balance requirement and being fined 300 pesos if you don’t maintain your account.
Goodmorning mrs Nora. Ask ko lang po pwede na po ba ako mag open acc. Im only 17yrs old. Senior high school in STI. Pero hindi pa po nabibigay ID ko. Pwede po bang Library ID muna at Assesstment form ko po yung gamitin ko? TY.
Hi Aui, sorry no. Dapat savings account, not cash card. Kasi ang puede lang i-link sa Paypal ay savings account, credit card or debit card.
Ang proseso niyan is pareho kayo dapat merong Paypal account, then i-link mo o i-add mo sa Paypal account mo yong BDO savings account mo. Then yong mommy mo mag-send sa Paypal account mo using her Paypal account. Puede ito kung ang mommy mo ay merong international credit card or debit card or US bank account para mapondohan niya ang Paypal account niya. Naghahanap ka ba ng way to buy or pay online without using a credit card? If yes, comment ka lang dito. I’ll give info on options.
Hello there. Pwede ba magpadala mommy ko sa bdo cashcard ko from abroad? Through paypal? Thanks.
Hi.. i wanna ask if i apply for PESO PASSBOOK SA-5,000 initial deposit, then the following month , do i need to saved Php 5,000 or any amount? and what is the meaning of ave.daily balance requirement. thanks.
Hi Erika, sorry hindi. Kung gusto mo mag-open ka ng BPI Easy Saver. Then mag-apply ka ng Smart Money Mastercard — around 100 pesos lang ito. Yong BPI gamitin mo to transfer money from Paypal to bank (BPI). Yong Smart Money, use it to verify your Paypal account. Smart Money Mastercard can be used as a credit card to verify your Paypal account. If your network is Globe, you can apply for Globe GCash card, puede rin ito to verify Paypal.
Hi po I’m a college student and I wanted to do online commissions, but it requires me to have a Paypal acct. Is it possible to use a cash card for a Paypal account? TIA 🙂
Hi jimae, for BPI Easy Saver, you can start with 200 pesos. But of course, it’s better if you start with 500 pesos or 1,000. Try with one ID. I hope you have proof of home address.
Hi Ms. Nora, what if i only have 1 ID? What is the minimum deposit ?
Hi jimae, I think BPI Easy Saver is the best because it does not require a maintaining balance. Although it charges 5 pesos for every atm withdrawal and balance inquiry, it’s still better than being charged 300 pesos if you’re not able to maintain your account. Bring your school ID, birth certificate, two 1×1 ID pictures and other IDs that you have. Do you have a post-office-stamped letter with your name typewritten or printed? This can be shown as your proof of address. If you have a postpaid phone bill, this is better. You can apply at a Bank of Philippine Islands or BPI Family Savings. If asked, tell them you want to open an account to receive your allowance.
Hi! Im a college student(19y.o.) and I’m trying to find a savings account that is affordable and easy to apply because i have only 1 ID . What is a good savings account for me beacause I would like to apply for it. Thank you. im hoping that you could help me with this coz Im having hardtime saving money for my self.
Hi Misswerte, yes, bring your school ID with photo and signature by your school head and your birth cert and library card or any other ID (barangay clearance or student or community organization ID). If the first bank you go to requires more docs, you can try another branch or another bank. Some bank branches are stricter than the others.
hello, can I apply in any of those Bank account that mention here in your website even Im a college student?
Hi lovely, it depends on what your employer told you. Did they say you can open any account at any bank? Any bank account, including your RCBC account, can accept deposit of salaries from any person. Only certain payroll accounts do not accept over-the-counter deposits.
hello po. with rcbc can I get my salary through ATM?
Hi Rocky, I think I’ve already responded to this question. No, you’re not allowed to deposit a check to a cash card. A cash card can accept and contain only cash.
Hi, Is it possible to deposit a check to an Allied Bank ABC Cash Card? TIA!
Hi Rex Joshua, I replied to the email you sent to firstname.lastname@example.org
Hi! Is it possible to deposit a check to an Allied Bank ABC Cash Card? I don’t have any idea about it. Thanks 🙂
Hi Marilou, yes, she can apply by herself. She brings her school ID and 2 ID pictures. If she has a remittance receipt to show, it will be better. If not, she prepares her reason for applying for a cash card. If refused at a certain branch, she can apply at another branch. Some officers are friendlier and kinder than others.
Does BDO cash card require only 1 ID? How about if applicant is only 15 yrs old? Can my child apply for her own cash card alone? I’m not able to accompany my child 🙂
nice blog.nakakatulong talaga. thank you for the infos.
How about DBP?