Western Union Rates Within Philippines

Updated March 26, 2017:

Due to tight competition, Western Union rates for money transfer within the Philippines have been reduced further!

Other remittance companies have also been reducing their rates because of competition from an increasing number of companies and banks entering the money transfer business. SM and BDO have already entered the local money-sending business. Check several remittance companies and their transfer rates and then compare.

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Western Union Money Transfer Rates as of March 26, 2017, based on their poster at a WU branch:

Amount of Money to Be Sent Fee
1 – 500 5
501 – 1,000 15
1,001 – 2,000 25
2,001 – 3,000 45
3,001 – 5,000 85
5,001 – 7,000 115
7,001 – 10,000 125
10,001 – 15,000 540
15,001 – 50,000 595
More than 50,000 2% of amount to be sent

 

Comparison with LBC:
Last week, I sent 3,000 pesos to someone who does not have a bank account and who requested that the money be sent through LBC. I paid 150 pesos. Comparing this rate to Western Union rate for 3,000 pesos, the difference is 105 pesos!

So if your recipient have access to LBC, Cebuana Lhuillier, MLhuillier, and rural banks that have partnered with SM and BDO, it is wise to know which one offers the cheapest rate.

If you’re frequently sending to the same person:
If you’re sending money regularly to someone within the Philippines, you’ll save a lot of transfer fees if you use ATM accounts or cash cards.
Apply for a cash card or an ATM debit card and give to your recipient, so your recipient can withdraw money from an ATM.
Here’s a list of cash cards and low-maintaining savings accounts.

Itong rates below ay luma na:
Western Union Money Transfer Rates in 2015:

Amount to be Sent in Pesos Fee in Pesos
1  –  100 15
101  –  200 19
201  –  500 30
501  –  1,500 38
1,501  –  2,500 68
2,501  – 4,000 98
4,001  –  5,000 270
5001  —  6,000 320
6,001  –  7,000 375
7,001  –  8,000 430
8,001  –  10,000 485
10,001  –  15,000 540
15,001  –  50,000 595
50,001  and higher 2% of Amount

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