Updated March 26, 2017:
Due to tight competition, Western Union rates for money transfer within the Philippines have been reduced further!
Other remittance companies have also been reducing their rates because of competition from an increasing number of companies and banks entering the money transfer business. SM and BDO have already entered the local money-sending business. Check several remittance companies and their transfer rates and then compare.
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Western Union Money Transfer Rates as of March 26, 2017, based on their poster at a WU branch:
| Amount of Money to Be Sent | Fee |
| 1 – 500 | 5 |
| 501 – 1,000 | 15 |
| 1,001 – 2,000 | 25 |
| 2,001 – 3,000 | 45 |
| 3,001 – 5,000 | 85 |
| 5,001 – 7,000 | 115 |
| 7,001 – 10,000 | 125 |
| 10,001 – 15,000 | 540 |
| 15,001 – 50,000 | 595 |
| More than 50,000 | 2% of amount to be sent |
Comparison with LBC:
Last week, I sent 3,000 pesos to someone who does not have a bank account and who requested that the money be sent through LBC. I paid 150 pesos. Comparing this rate to Western Union rate for 3,000 pesos, the difference is 105 pesos!
So if your recipient have access to LBC, Cebuana Lhuillier, MLhuillier, and rural banks that have partnered with SM and BDO, it is wise to know which one offers the cheapest rate.
If you’re sending money regularly to someone within the Philippines, you’ll save a lot of transfer fees if you use ATM accounts or cash cards.
Apply for a cash card or an ATM debit card and give to your recipient, so your recipient can withdraw money from an ATM.
Here’s a list of cash cards and low-maintaining savings accounts.
Cebuana Lhuillier Pera Padala Rates
Palawan Express Pera Padala Rates
Itong rates below ay luma na:
Western Union Money Transfer Rates in 2015:
| Amount to be Sent in Pesos | Fee in Pesos |
| 1 – 100 | 15 |
| 101 – 200 | 19 |
| 201 – 500 | 30 |
| 501 – 1,500 | 38 |
| 1,501 – 2,500 | 68 |
| 2,501 – 4,000 | 98 |
| 4,001 – 5,000 | 270 |
| 5001 — 6,000 | 320 |
| 6,001 – 7,000 | 375 |
| 7,001 – 8,000 | 430 |
| 8,001 – 10,000 | 485 |
| 10,001 – 15,000 | 540 |
| 15,001 – 50,000 | 595 |
| 50,001 and higher | 2% of Amount |
Hi. This is Western Union? Its allowed to sent money on my own name also. I will send money to my name. thanks for answer.