Late Philhealth Payments — Can I Make Retroactive Payments?
Puede pa bang bayaran ang na-miss na Philhealth payments?
If I missed one quarter of Philhealth payment, can I pay it the following month?
Yes and No.
Yes, you can make a late payment, or a retroactive payment, but you have to pass three conditions:
1. You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.
2. You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.
3. You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.
The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:
Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.