Late Philhealth Payments — Can I Make Retroactive Payments?

March 6, 2011 · Filed Under philhealth 

Puede pa bang bayaran ang na-miss na Philhealth payments?
If I missed one quarter of Philhealth payment, can I pay it the following month?
Yes and No.

Yes, you can make a late payment, or a retroactive payment, but you have to pass three conditions:

1.  You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.

2.  You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.

3.  You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.

The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:

Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.

Related Articles:

Philhealth Requires Nine Months of Prior Payments
Philhealth Branches — Membership Reactivation
Philhealth Payments — Where to Pay Premiums or Contributions

 

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47 Responses to “Late Philhealth Payments — Can I Make Retroactive Payments?”

  1. Jacinta Arceo on April 4th, 2011 10:29 am

    Good day! I missed to pay January-March 2011. Can I still pay my Philhealth on the 1st week of April? And where can I pay it? Thanks! I really have to pay for it, coz i’ll be giving birth this month.

  2. Nors on April 4th, 2011 10:43 am

    Hi Jacinta, yes, puede pa, sabi ng Philhealth, basta this is your first time to be late in the last 12 months. You’ll pay two quarters.

  3. sheryl c, diaz on May 2nd, 2011 9:47 pm

    namiss ko pong bayaran ung 1st quarter jan.-mar.2011 pwede ko pa rin ba bayaran? kasabay ng susunod na quarter? immediate reply pls…. tnx po.

  4. sheryl c, diaz on May 2nd, 2011 9:53 pm

    and where can i pay it? i need to pay it coz now lang ako nakamissed magbayad.regular po talaga ako nagbabayad.

  5. Nors on May 3rd, 2011 4:50 am

    Hi sheryl, accdg to philhealth, puede pa, dahil hindi ka pa na-late ever, sabi mo nga. here’s a list of branches. meron ding links sa baba ng article for other branches. http://www.workingpinoy.com/2010/06/philhealth-branches-membership-reactivation/

  6. Top 10 Illnesses in the Philippines, Based on Philhealth Claims | Working Pinoy on May 28th, 2011 4:46 pm

    [...] Articles: Philhealth Requires Nine Months of Prior Payments Late Philhealth Payments — Can I Make Retroactive Payments? Philhealth Branches — Membership [...]

  7. Rina crisostomo on June 7th, 2011 2:20 pm

    Gud day po im still employed and a member of philhealth, tnong ko lng po kc buntis po ko and almost 9 months po ko nkabedrest kya d po ko nka2ltasan ng compny ko, maga2mit ko prin po b ung philhealth ko s panga2nak ko o kelangan ko po byaran ung di nkaltas skin ng compny? I wait for your reply

  8. Rina crisostomo on June 7th, 2011 2:32 pm

    Pano at san ko rin po pwede byaran pra mgamit ko philhealth ko s panga2nak ko?

  9. Nors on June 8th, 2011 5:01 am

    Hi Rina, you can pay at any branch – may branches dito at links to branches http://www.workingpinoy.com/2010/06/philhealth-branches-membership-reactivation/ . To avail of benefits, kelangang member ka na at least 9 months before giving birth.

  10. Nors on June 8th, 2011 5:26 am

    Hi Rina, may nauna akong sagot sa iyo, kasi di ko pa nabasa itong earlier mong tanong. Naku sana naasikaso mo ito. Kasi 9 months of payments within the 12-month period prior to giving birth ang kelangan to avail of the benefits. Kung 9 months na ang lumipas at manganganak ka na this June, and there was no payment during these 9 months, malabo yata na may benefit ka. Kung payagan kang bayaran mo ang April May June (3 months) plus nakabayad ka noong July Aug Sept 2010 (3 months), hindi pa rin abot sa 9 months. Pero, call pa rin Philhealth Call Center: 441-7442

  11. mary cris gonzales on September 5th, 2011 2:35 pm

    Good day! i,m a philhealth member since year 2000, after year 2005 di ko na sya nbayaran but nag start ulit ako bayaran this year, bayad ako ng 1st quarter, i missed the 2nd quarter can i still pay the 2nd quarter kasabay ng first quarter. Thanks!

  12. mary cris gonzales on September 5th, 2011 2:39 pm

    Good day! i,m a philhealth member since year 2000, after year 2005 di ko na sya nbayaran but nag start ulit ako bayaran this year, bayad ako ng 1st quarter, i missed the 2nd quarter can i still pay the 2nd quarter kasabay ng third quarter. Thanks!

  13. Nors on September 5th, 2011 3:18 pm

    Hi Mary Cris, September na, kaya 3rd quarter na lang ang puede mong bayaran. Bayaran mo na rin ang 4th para sure na.
    Puede sanang sabay ang 2nd at 3rd kung noong July. Pero magtanong ka rin pagdating mo sa Philhealth.

  14. genaline on September 23rd, 2011 9:19 pm

    hi! ask ko lng po im an OFW nagbyad po ko ng philhealth ng sept 2011. maaavail ko po b ang maternity benefits ko kung ang due date ko is May 2012?

  15. Nors on September 23rd, 2011 10:09 pm

    Hi Genaline, nagbayad ka ba as OFW? Yong 900 pesos for one year? na usually kasabay sa pagkuha ng OEC? Meaning yong resibo mo merong validity dates na September 2011 to August 2012? Kung ganon, oo, maaavail mo ang maternity benefits sa May 2012.
    Kung hindi as OFW at as voluntary ka, basta mabayaran mo ang 9 months (Aug 2011 to April 2012) before May 2012, qualified ka.

  16. Frances on November 28th, 2011 2:35 am

    Hi! Nagwork po ako nung jan-march this year. I stopped working and wasn’t able to contribute from april til now. Can I still compensate for the missed months to avail the benefits?

  17. Nors on November 28th, 2011 8:36 am

    Hi Frances, this November ang puede mong bayaran is this quarter, Oct to Dec. Ang alam ko,late ka na for the 2nd to 3rd quarters. Tanong ka na lang uli sa Philhealth office.

  18. Abigail on December 20th, 2011 8:21 am

    Good day! Kung nagpamember po ako sa philhealth last June 2011, tapos nagbayad po ako last sept. Ang next payment ko po is Dec. Pag nalate po ba yung payment ko ngayong dec pwede ko pa pong bayaran next quarter?

  19. Nors on December 20th, 2011 1:30 pm

    Hi Abigail, ang deadline for paying the 4th quarter is December. Yong pagtanggap ng late payment (within the first week of January), depende raw sa record mo ng pagbabayad sa Philhealth. Dahil new member ka, para sure, bayaran mo na lang this December.

  20. des on December 29th, 2011 4:28 pm

    Hello, this is des. I have a question. I wasn’t able to notice that I already paid my previous due for the last quarter, then when I went to Western Union I paid the last quarter again. I have the receipt and when I compared it with my previous one, OMG!! bayad na pala un. What will happen? Will my payment be forwarded to the next quarter- 1st quarter of 2012?

  21. Nors on December 30th, 2011 11:30 am

    Hi Des, ang alam ko, ma-aapply siya sa first quarter. Ang basis ko ay marami namang nagbabayad ng advance. Ang difference nga lang sa iyo ay nasulat sa receipt na 4rth quarter yong 2 payments. Ang suggestion ko na lang, sa January, request for your MDR, to see if your duplicate payment was applied to first quarter.

  22. jeniferfromcavite on December 30th, 2011 2:12 pm

    good day po,happy new year,pano po b pg dalawang beses n nangyaring na late ung payment,pero bukod ng taon…nung 2005 pa ata ska ngaun.

  23. Nors on December 31st, 2011 2:39 am

    Hi Jenifer, oks lang naman ma-late, basta mabayaran mo pa rin yong required number of months before hospitalization — 9 months within prior 12-month-period for Individually Paying and 3 months within prior 6-month period for Employed, and validity dates for OFWs. Yong pagbibigay ng grace period, sabi nila, kung matagal nang member, pagbibigyan ka once in a year. Pero try to pay early na lang.

  24. vanessa pairat on February 3rd, 2012 12:27 pm

    hi. contractual worker lang po. last payment when working sa private company last 2008. scheduled po akong mag ka surgery next week. pwede ko bang bayaran lahat yung missed months/years ko to avail of my benefits sa surgery?

  25. Nors on February 3rd, 2012 3:01 pm

    Hi Vanessa, sad to say, hindi puedeng bayaran ang past months na matagal na. Kung mag-renew ka ng membership this month, ang puede mong bayaran is Jan and Feb 2012. Sa Voluntary or Individually Paying member, 9 prior monthly payments ang kelangan para maka-avail ng maternity and certain surgical benefits; 3 months for other illnesses.

  26. roni on February 18th, 2012 12:39 pm

    hi tanong ko lang.. pwede ba magbayad ng late payments sa mga bayad center? wala po bang penalty? gusto ko sana bayaran ang jan-march ko ngayung katapusan..thank you po..

  27. Nors on February 18th, 2012 5:00 pm

    Hi Roni, kung Jan to March ang babayaran mo, oo puede ka pang magbayad sa end of February sa Bayad Center, at walang penalty, dahil hindi ka pa late. By the way, sabi ng Philhealth, tinatanggap lang ang late kapag matagal ka nang member at once a year lang pinapayagan, at merong deadline ang grace period.

  28. roni on February 20th, 2012 8:33 pm

    bago palang ako eh.. salamat nman kung ganun.. my mga forms ba ng philhealth sa bayad center?

  29. Nors on February 20th, 2012 10:31 pm

    Hi Roni, just bring your Philhealth ID or number. Merong sariling Philhealth payment receipt ang Bayad Center. Sabi ng Philhealth, valid ang mga receipts ng all accredited Philhealth payment agents.

  30. roni on February 21st, 2012 12:11 pm

    ah ok,, maraming salamat sa pagsagot sa katanungan ko..

  31. Babylyn on February 23rd, 2012 11:55 am

    good day..
    un mother ko po way back 2005 government officials then after ng term nia di n sya ngserbisyo sa brgy.. di n din naintindi un philhealth nia, ask ko lng po if active pa un or pwede pa gamitin ngaun..tnx po

  32. Nors on February 23rd, 2012 1:34 pm

    Hi Babylyn, kelangang mag-member siya uli as Individually Paying para later on, magamit niya ang Philhealth. Yong noong barangay official siya, kung Sponsored membership, merong validity dates yong ID card niya. Kung 60 years old or older na siya, puedeng dependent siya ng anak na member, or kung naka-10 years membership siya sa Philhealth, puede siyang apply as a Lifetime member (free).

  33. rayner on February 28th, 2012 9:07 pm

    ask ko po, kasi po dapat po last January 2012 po ako magbabayad ulet. Kaso nalimutan ko.. So pag magbabayad ako 1st week of march 2012. Back to zero ba ako? O pwede ko bayaran ung di ko nabayaran? Salamat.

  34. Nors on February 28th, 2012 10:21 pm

    Hi Rayner, voluntary membership ito? Puede mo pang bayaran ang Jan to March 2012, basta within this month of March — sige, first week para mas sure, kasi baka meron nang naiba sa deadlines.

  35. rayner on February 29th, 2012 5:25 am

    kahit saan po ba pwede ko bayaran ang na missed kong hnd na bayaran? Ano po ppresent ko or sasabhn ko? Salamat. Or sa office ng philhealth ako magbabayad? Salamat.

  36. Nors on February 29th, 2012 10:48 am

    Hi Rayner, hindi ka pa naman late, so puede pa sa iba, like CIS Bayad Center, LBC and MLhuillier. Bring your Philhealth number and ID. Tell them you’re paying Jan to March.

  37. derick on March 20th, 2012 9:27 pm

    ask ko lang po, employed ako before pero now hindi na.update ko sana un para maging individually paying.. ano po kaya requirements? meron ako isang ID, tapos NSO ko is photocopy lang meron ako. thanks

  38. Nors on March 21st, 2012 11:18 am

    Hi Derick, yes, puede kang magpatuloy. Just visit any Philhealth branch — meron na silang desk outlet sa Robinson’s Galleria, Otis, Malate and Novaliches. Kung gusto mo yong Philhealth ID na merong discount card — sa SM Business center or sa Bayad Center. Yes, ID and NSO copy are enough.

  39. derick on March 22nd, 2012 8:18 am

    kaso po ang NSO ko po is photocopy lang? Pwede po kaya un?

  40. Michelle on March 22nd, 2012 11:30 am

    hello po,i need help..pwede ko pa rin bang bayaran ang 4 quarters ko of 2011 i missed it.pero nabayaran ko na ang whole year of 2012?…

  41. Nors on March 22nd, 2012 7:31 pm

    Hi Michelle, late na, kasi March na. Ang alam kong puedeng bayaran ng late ay kung yong month ng pagbabayad ay within the current quarter pa, example, yong ngayong March, puede pang bayaran ang Jan and Feb. Meron silang tinatawag na grace period para sa matagal nang updated members, pero ang alam ko 1 month lang.

  42. IRI on March 27th, 2012 11:05 am

    hi, ask kolang po nag pa register po ako last January 2012, ung next na ba2yaran kopo march pde poba katapusan ng march o april napo.?hindi poba babalik sa zero yun? thanks po

  43. Nors on March 29th, 2012 1:29 am

    Hi IRI, yes, yong March, puede mo pang bayaran sa end of March. Kapag sa April bayaran ang March, baka hindi na puede kasi new member ka pa lang. Ang puede yong quarterly payment na within the quarter — halimbawa, June na ngayon, pero puede mo pang bayaran ang April May June. Hindi naman bumabalik sa zero — nabibilang pa rin, basta yong payment mo nasa loob siya ng 12-month-period or 6-month period before mo gagamitin.

  44. Maan on April 28th, 2012 8:59 am

    pwede ko pa po ba bayaran yung para sa month of march ko ngayon sa katapusan ng april? wala na ako work since feb kaya hindi na nahuhulugan. if pwede, pwede ba ako mag bayad sa philhealth ng robinsons?

  45. Nors on April 28th, 2012 1:04 pm

    Hi Maan, late na, pero try mo pa rin, baka papayag sila. Tell them you were previously an employed member. Yes, puede sa Robinsons.

  46. Maan on April 29th, 2012 12:17 pm

    Thank you Nors, how about updating my status, pwede rin ba ito sa robinsons or sa office talaga?

  47. Nors on April 29th, 2012 1:23 pm

    Hi Maan, yes, according to the Philhealth website, status updating, premium payment, MDR printing, premium payment verification, etc. are offered Mon to Fri, 9 am to 6 pm.

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