Late Philhealth Payments — Can I Make Retroactive Payments?

Updated July 2, 2016

Puede pa bang bayaran ang na-miss na Philhealth payments? I am an Individual Payor (Informal Sector — Voluntary or Self-Employed)

If I missed the deadline for paying one quarter of Philhealth payment, can I pay it the following month? NO more.

Bayad Center and SM Business Center DO NOT accept late premium payments.

So pay your quarterly Philhealth premium on or BEFORE the last day of the quarter.

Deadline for paying January to March quarterMarch 31

Deadline for paying April to June quarterJune 30

Deadline for paying July to September quarterSeptember 30

Deadline for paying October to December quarterDecember 31


Your Date of Premium Payment should be BEFORE Date of Start of Confinement.


You can pay anytime, but you are allowed to pay ONLY in Advance (payment for one year to 3 years),  starting from Date of Payment to one year later or 3 years later.

For example, if you pay on July 3, 2016, you will pay for July 3, 2016 to July 3, 2017.

You can use Philhealth any day from July 3, 2016 to July 3, 2017.

If you’re paying in the Philippines, bring proof of your being an OFW like passport with work visa or OFW ID.


For Individual payors, MAYBE you can still pay, if Philhealth is still implementing their previous policy of allowing you to pay if you pass these 3 conditions:

1.  You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.

2.  You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.

3.  You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.

The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:

Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.

Related Articles:

Philhealth Requires Nine Months of Prior Payments
Philhealth Branches — Membership Reactivation
Philhealth Payments — Where to Pay Premiums or Contributions


Add a Comment
  1. Hi,

    I am a self-employed member since 2011,but I stop paying for almost 5 years. What will I do so that i can use my Philhealth again and I need it as a requirement to teach in public school.

  2. Hi,
    I am a self employed member since 2011 but I stopped paying for 5 years. What will I do to continue paying it because I need it and it is one of my requirements in teaching public school. Do I need to apply as a self employed member again even if I will used it as a government employee?

  3. Hi Marie, you can visit a Philhealth branch with your ID and fill up the registration form. Check FOR UPDATING. Don’t write your Philhealth no. if you’re not sure of your no. Submit and get your new MDR and Philhealth card. Philhealth will give you your Philhealth no. If your school required you to pay initially, then pay for July to Sep.

  4. Hi Alma, yes, you can pay for July to Sep or July to Dec, but because you were not able to pay for Apr to June, you will be covered starting September.

  5. hi im supposed to pay yesterday the cut off of june 30th but i did not make it can i pay today july 1 2016

  6. Hi Harry, sorry, you’re past the deadline for paying the Apr to June quarter. Ask others too

  7. Hi marett, yes, you can pay asap July to Sep or July to Dec. Your coverage starts September

  8. Good day. I changed my status from employed to voluntary last feb 2016..I paid for jan-mar contribution.Im paying for april to june contribution but lbc is not accepting my late payments. Im planning to pay july-dec contribution.Am I still qualified for maternity benefits?Im due on Oct. Thanks

  9. Hi michelle, yes, pay asap your July to Sep, so you can avail of Philhealth in October. Since you plan to pay July to Dec, that’s even better — for continuous coverage.

  10. Hi Why not accepting late payment of voluntary payor though it’s just day/s only. i supposed to pay April 2016 to June 2016 on July 1st and i didn’t know the deadline is before end of the month of every quarter; just knew it today through this website. Thank you

  11. Hi Jason, sorry but there are deadlines. Pay July to Sep so your coverage will start in September.

  12. good day. we are employer to pay the philhealth contribution of employees, but for a circumstances we have 1 day delay payment to bank.
    What we are going to do?
    pls adv. thanks

  13. D po aq nka byad ng phil jan to june askko lng po pwede po b byrn ko ang april to september?

  14. my company hasn’t paid the 2nd quarter for this year.apr to one of our co-employee’s wife will undergo surgery tom.we will pay his apr to june contribution today.will he still be able to avail of the benefit for his dependent?

  15. Hi boo, yes, as long as your Apr to June payment will be accepted by Philhealth. Because you’re a company/employer, most likely your payment will be accepted with penalty charges.

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