Late Philhealth Payments — Can I Make Retroactive Payments?

Puede pa bang bayaran ang na-miss na Philhealth payments?
If I missed one quarter of Philhealth payment, can I pay it the following month?

Yes and No.

Yes, you can make a late payment, or a retroactive payment, but you have to pass three conditions:

1.  You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.

2.  You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.

3.  You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.

The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:

Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.

Related Articles:

Philhealth Requires Nine Months of Prior Payments
Philhealth Branches — Membership Reactivation
Philhealth Payments — Where to Pay Premiums or Contributions


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  1. hi nora, i want to pay the whole year 2015 but sad to say that since january until july 2015 did not pay my bill..question is can i pay the whole year from january 2015 up to december 2015?

  2. Hi jovannie, this July, you can pay for July to Dec 2015. You’re no longer allowed to pay for Jan to June. Ask others too

  3. hi nora,i just want to ask if i can still continue and pay my lapses in my philhealth contribution,i resigned last march 2015 and no longer pay my contribution. thank you

  4. Hi joann, there are payment deadlines. You’re not allowed to pay for past quarters. This July, what you can pay is July to Sep and quarters onwards.

  5. my dad is admitted today but his last payment for premium is march, can he still use his philhealth?

  6. HI nora can I avail of maternity benefits? This quarter I’ll pay. last payment was when I was employed october 2014, delivery date is january 2015. I did not pay from november 2014 to june 2015.

  7. Hi alma, yes. Bring your ID to Philhealth and fill up PMRF form; check For Updating. Pay for July to Dec 2015. Get your MDR and card. Keep your OR. For the next payments, you can pay at Bayad Center.

  8. gud day, I want to know if how much is penalty for our company because we are late in paying June contribution of employees..thanks..

  9. Hi Nora,I’m an ofw and had paid 2400 last July 2014, my daughter was admitted Aug 3, can she still avai the health coverage? Thanks

  10. Hi Dianne, if OFW or if paid through OEC, 2400 is payment for July _, 2014 to July _, 2015, so as OFW, you’ll most likely not qualify. Aug 3 is already outside your validity dates. But if your MDR says you’re an Individual Payor, and not oFW, you will qualify for hospitalization in August. Ask the hospital or Philhealth.

  11. Hi nora i forgot paying the apr may june payment and i’m planning to pay for this quarter. can i still avail the hospitalization benefits even though i forgot paying the last quarter. since the rule is at least 3 out of 6 months must be paid right?

  12. Hi jcca, pay for July to Sep, so you can use Philhealth in September or October. You can’t use Philhealth this August because you didn’t pay for Apr to June. Ask others too

  13. im giving birth either last week of october or 1st week of november 2015. last payment was january 2015 when i was still employed then when i went to update my membership, no remittance record at the philhealth office because the companywhere i worked before did not submit a report of remittance so i’s the fompany’s fault. so what i did was i paid for 3rd & 4th quarter 2015 .. so will or can i still avail my maternity benefits?

  14. Hi Christelle, yes, you can avail of Philhealth for your delivery. I hope you also got your updated MDR from Philhealth.

  15. Hi. February was the last philhealth payment made by my husband. maybe march. if he’ll be confined today, can he use philhealth?

  16. Hi uni, sorry, no, you can’t use your Feb or Mar payment. But go to Philhealth first, and pay for July Aug and Sep, so he can use Philhealth in September — should be the next day after payment.

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