Late Philhealth Payments — Can I Make Retroactive Payments?

Updated July 2, 2016

Puede pa bang bayaran ang na-missed na Philhealth payments? I am an Individual Payor (Informal Sector — Voluntary or Self-Employed)

Kung lumampas ang deadline for paying the quarter, puede pa bang bayaran the following month?
NO more. HINDI na.

So pay your quarterly Philhealth premium on or BEFORE the last day of the quarter.

Deadline for paying January to March quarterMarch 31

Deadline for paying April to June quarterJune 30

Deadline for paying July to September quarterSeptember 30

Deadline for paying October to December quarterDecember 31


Your Date of Premium Payment should be BEFORE Date of Start of Confinement.


You can pay anytime, but you are allowed to pay ONLY in Advance (payment for one year to 3 years),  starting from Date of Payment to one year later or 3 years later. HINDI puedeng bayaran ang nakaraan. Hindi puedeng bayaran ang past days or past months.

For example, if you pay on July 3, 2016, you will pay for July 3, 2016 to July 3, 2017.

With your premium receipt dated July 3, 2016 to July 3, 2017, you can use Philhealth any day from July 3, 2016 to July 3, 2017.

If you’re paying in the Philippines, bring proof of your being an OFW like OFW ID, OEC or passport with work visa.



For Individual payors, MAYBE you can still pay, if Philhealth is still implementing their previous policy of allowing you to pay if you pass these 3 conditions:

1.  You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.

2.  You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.

3.  You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.

The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:

Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.

Related Articles:

Philhealth Requires Nine Months of Prior Payments
Philhealth Branches — Membership Reactivation
Philhealth Payments — Where to Pay Premiums or Contributions


Add a Comment
  1. Hi Anne, if you pay Oct to Dec this month, hindi mo pa magagamit this month. Magagamit mo starting Dec up to Mar 2017.

  2. good day kung updated po ang 2015 then 1st quarter of 2016 naka skip lng po ng 2 quarters ma gagamit ko pa ba ang philhealth ko?

  3. Hi june ann, hindi na puedeng gamitin ang payments for past years. Kung gagamitin mo this month, dapat you have paid for July to Sep. Pay asap for Oct to Dec, so you will be covered starting Dec up to Mar 2017.

  4. Hi, I paid Oct to Dec 2016. Magagamit ko po ba yung philhealth ko this December for maternity? kinda confuse. Thanks!

  5. hi! hindi po ako nakapagbayad ng 2 quarters. tanong ko lang pwede pa bang bayaran yung na miss kong 2 quarters?

  6. nagpamember ako nung october, binayaran ko na rin yung pang oct-dec. magagamit ko na ba siya ng december? or depende pa sa clinic/hosp kung magagamit ko siya? thanks

  7. hi! hindi po ako nakapagbayad ng 3rd quarter for some emergency reason but im planning to pay po this quarter kasama po yung hindi ko nabayaran last time. bale 1,200 po lahat. ok lang po b yun? pwede po kaya?

  8. Hi maria cristina, ang bayaran mo na lang is for this Oct to Dec 2016. Pay asap this month. You’re no longer allowed to pay for the 3rd quarter. After paying, puede nang gamitin the day after paying, in case you need it, kasi napataon na 3rd month of the quarter na ngayon.

  9. Hi syang, yes, puede mo nang gamitin ang Oct-Dec receipt mo this December at any accredited hospital or clinic

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