Updated July 2, 2016
Puede pa bang bayaran ang na-miss na Philhealth payments? I am an Individual Payor (Informal Sector — Voluntary or Self-Employed)
If I missed the deadline for paying one quarter of Philhealth payment, can I pay it the following month? NO more.
Bayad Center and SM Business Center DO NOT accept late premium payments.
So pay your quarterly Philhealth premium on or BEFORE the last day of the quarter.
Deadline for paying January to March quarter — March 31
Deadline for paying April to June quarter — June 30
Deadline for paying July to September quarter — September 30
Deadline for paying October to December quarter — December 31
Your Date of Premium Payment should be BEFORE Date of Start of Confinement.
You can pay anytime, but you are allowed to pay ONLY in Advance (payment for one year to 3 years), starting from Date of Payment to one year later or 3 years later.
For example, if you pay on July 3, 2016, you will pay for July 3, 2016 to July 3, 2017.
You can use Philhealth any day from July 3, 2016 to July 3, 2017.
If you’re paying in the Philippines, bring proof of your being an OFW like passport with work visa or OFW ID.
For Individual payors, MAYBE you can still pay, if Philhealth is still implementing their previous policy of allowing you to pay if you pass these 3 conditions:
1. You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.
2. You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.
3. You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.
The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:
Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.