Late Philhealth Payments — Can I Make Retroactive Payments?

Puede pa bang bayaran ang na-miss na Philhealth payments?
If I missed one quarter of Philhealth payment, can I pay it the following month?

Yes and No.

Yes, you can make a late payment, or a retroactive payment, but you have to pass three conditions:

1.  You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.

2.  You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.

3.  You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.

The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:

Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.

Related Articles:

Philhealth Requires Nine Months of Prior Payments
Philhealth Branches — Membership Reactivation
Philhealth Payments — Where to Pay Premiums or Contributions


Add a Comment
  1. Hi..I can still pay the month of july to sept???…I think I can still pay but have 2% charge..and also philhealth can give a grace period of one if the member is good payer?? Am I correct??

  2. I don’t have lapses. Could be july to sept because i forgot to pay. I paid oct 04 and i wrote oct to dec? But I already paid the month of oct to dec. Since I erred in writing the months.

  3. Hi Abby, the deadline for paying July to Sep is Sep 30. If you paid Oct to Dec twice, go to Philhealth and ask for correction of your second receipt to reflect Jan to Mar 2015. Or you can ask if they can correct your earlier payment as payment for July to Sep.

  4. Hi Irene, only employers are allowed to pay late. Payment deadline for July to Sep (individual payors) was Sep 30. I’m not sure, but I think Philhealth now implements the deadline strictly and no longer considers if members are good payors or not. Ask others too

  5. Hi Joan, sorry the payment deadline was Sep 30. If you pay Oct to Dec 2014, you can be eligible from Jan to Apr 2015. Ask others too

  6. Hi Tina, sorry you cannot. Are they younger than 21? You can register their mother or father, so the spouse and the children can be dependents, and you will help more people.

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