Late Philhealth Payments — Can I Make Retroactive Payments?

Puede pa bang bayaran ang na-miss na Philhealth payments?
If I missed one quarter of Philhealth payment, can I pay it the following month?

Yes and No.

Yes, you can make a late payment, or a retroactive payment, but you have to pass three conditions:

1.  You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.

2.  You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.

3.  You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.

The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:

Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.

Related Articles:

Philhealth Requires Nine Months of Prior Payments
Philhealth Branches — Membership Reactivation
Philhealth Payments — Where to Pay Premiums or Contributions


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  1. hello po!tanung ko lang po ung philhealth since 2012 pa updated po ako!pero nitong jan to march 2016 ay hindi ako nakabayad?pwde ko po b byaran ung ulit un?tnx po

  2. hello po! I’ve paid my philhealth since 2012. But I wasn’t able to pay jan to march 2016. Can I continue paying?

  3. Hi joy, yes, of course, you can continue as Philhealth member. You’re no longer allowed to pay for Jan to March, but you can pay April to June. Payment deadline for any quarter is the last day of the quarter. Deadline is last business day of the quarter if there’s no Bayad Center or SM Business Center in your area.

  4. What if I’m a new member and I missed paying. Can I continue? I registered december 2015 and I was supposed to pay last March. This May, can I still pay? salamat po

  5. Hi Mrs. Anip, yes, you can pay 600 pesos for April May June. If you already got your MDR and card, then you can pay at Bayad Center, but if not yet, pay at Philhealth. Bring your ID.

  6. good afternoon mrs nora I registered as a member in the october to dec quarter. I wasn’t able to pay jan to march. I wanted to pay at Bayad Center but they were accepting only for april to june. Can I still pay for Jan to March and this quarter?

  7. Hi editha, it’s true that the payment deadline for Jan to March is March 31, so your payment for Jan to Mar can no longer be accepted. Pay asap for April to June, and then for the next quarters, always remember to pay every quarter. Payment deadline is the last day of the quarter.

  8. hi po if I missed paying jan to march but paid april to sept 2016, can I use Philhealth in june?

  9. I’m giving birth this june. almost a year unemployed. Can i pay this quarter as self-employed to avail the benefits? I haven’t paid for jan to march contribution. Please reply

  10. Hi Chris, yes, pay asap at Philhealth so you can get your new MDR and card. Bring your ID. Fill up registration form as Informal Economy (individual) and check FOR UPDATING.

  11. Hi my last payment was dec 2015. Was confined now may 2016. But missed jan to march payment. Philhealth says I can no longer be covered because I didnt pay the jan to march is this right? Thanks. But I’ve paid april to june 2016.

  12. Hi Michelle, was it Philhealth who told you that, or the hospital? Did you pay April to June prior to confinement? Explain to them that your Dec 2015, Apr and May 2016 payment represent the 3 monthly payments required for eligibility. Philhealth’s eligibility requirement is payment of 3 monthly premiums within the past 6 months prior to confinement (with current month included in the 6-month counting). With my interpretation, you’re eligible, but if it was indeed Philhealth that said you’re not qualified, then that could be their interpretation. Their policy might be 3 consecutive monthly payments. I hope you can comment again.

  13. My sister paid the first quarter, but not paid this running quarter yet, april to june. Will she be covered if she will be confined this May?

  14. Hi Arlene, she can use Philhealth if confined this May. She has paid 3 premiums within the 6-month period before confinement (with May included in the 6-month counting).

  15. hi, can i used my philhealth if i confined this month of May? but jan to march i don’t have payment yet.., thanks a lot

  16. hi, if i will not able to pay this quarter april to june can i pay it on july? and can i avail maternity benefits on september?

  17. Hello Mrs Nora Just wanna ask po if I can still pay for my philhealth? last may 2014 was my last payment. can i still pay for this year?

  18. Hi Rhea joy, yes, pay asap for April to June (600 pesos) so you’ll be covered starting June. Then in July, pay for July to Sep. In Oct, pay for Oct to Dec. Or you can pay asap for Apr to Dec at one time (1,800 pesos)

  19. Hi vic, yes, if you pay July to Sep in July, you can avail in September, but to be sure, ask your hospital or lying-in.

  20. Hello po. Question po, I’ve been a member of philhealth for over 5 years now only to find my previous employers did not remit my contribution. Only my first 1st company remitted, but incomplete. last contribution is around 2012. Now I’m expected to give birth this July, very near. and hassle if I’d go after my previous employers in Manila, as I’m in the province since I’m no longer working. Can I pay a whole year in advance or any no. of months required and use my philhealth this July which is no more than 2 months away. Please advise po. thanks!

  21. Hi Marianne, you pay ASAP for April to June so you can use Philhealth in July. It’s good also if you pay Apr to Sep so your coverage is continuous. Pay at Philhealth so you can update your records and get a new MDR. Fill up the registration form and check FOR UPDATING. Bring your ID.

  22. Im a philhealth member since 2006 but i only pay 3 months. Can i still use my philhealth? Can i still pay my contribution to use my philhealth this year?? Plss reply. Tnx

  23. Hi Grace, pay at Philhealth branch so you can update your data (fill up registration form and check FOR UPDATING) and get your new MDR. Bring your ID. Pay for Apr to June or Apr to Dec, so you’ll be covered starting June.

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