Late Philhealth Payments — Can I Pay for Past Months?

Updated March 17, 2018

Tumatanggap ba ang Philhealth ng Late Philhealth payments? I am an Individual Payor (Informal Sector — Voluntary or Self-Employed)

Kung lumampas na ang payment deadline for the month, puede pa bang bayaran ang Philhealth premium the following month?

NO more. HINDI na.

Hindi na tinatanggap ang late payments from Individual Payors.

If you plan to pay every month, dapat magbayad ka bago matapos ang month. Payment deadline is the last day of the month

 

If you plan to pay every quarter, dapat magbayad ka bago matapos ang quarter. Payment deadline is the last day of the quarter.

 

Pay your quarterly Philhealth premium on or BEFORE the last day of the quarter.

Deadline for paying January to March quarterMarch 31

Deadline for paying April to June quarterJune 30

Deadline for paying July to September quarterSeptember 30

Deadline for paying October to December quarterDecember 31

 

Paano kung ang last day of the month is a Saturday, Sunday or holiday?

Magbayad ka sa Bayad Center, or SM Business Center or another accredited collector na open on weekends and holidays.

How much is the Philhealth premium for Individual Payors (Informal Sector)?

200 pesos per month

or 600 pesos per quarter

or 1,200 pesos per six months

or 2,400 pesos per year

FOR OFWs:

You can pay anytime, but you are allowed to pay ONLY in Advance (payment for one year to 3 years),  starting from Date of Payment to one year later or 3 years later.

HINDI puedeng bayaran ang nakaraan. Hindi puedeng bayaran ang past days or past months.

For example, if you plan to pay on April 1, 2018, you will pay for April 1, 2018 to April 1, 2019.

With your premium receipt dated April 1, 2018 to April 1, 2019, you can use Philhealth any day from April 1, 2018 to April 1, 2019.

If you’re paying in the Philippines, bring proof of your being an OFW like OFW ID, OEC or passport with work visa.

 

FOR PREGNANT WOMEN:

Kapag late ka na sa payments, merong remedyo para sa mga pregnant women na katulad mo. Basahin mo ang information dito: Women about to give birth. Remember na minsan lang ang chance na ito. Kapag naka-avail ka na sa program na ito, hindi ka na puedeng umulit pa sa next pregnancy mo.

 

FOR EMPLOYERS WHO ARE LATE in REMITTING PHILHEALTH PREMIUMS

Kapag Employers ang late na mag-remit, puede silang humabol mag-remit. Dapat maghabol sila, kasi nakolekta na nila from their employees ang premiums. Dapat i-remit nila, kahit late. Magbayad lang sila ng interests and surcharges.

Based sa latest Philhealth circular on late premium remittance, ito ang formula in computing interests and surcharges:

Ang interest/surcharge ay 2% of total delayed remittances per month, or 200 pesos per month, whichever is higher. Compounded monthly. 

Ito ang isang example from Philhealth:

Total ng late na premiums: 2,000 pesos
Due date ng premiums: February 15, 2018
Actual na payment date: May 25, 2018

Interest/surcharge:
Feb 16 – Mar 15: 2,000 pesos x 2% = 40 pesos
200 pesos pa rin ang interest/surcharge, kasi 200 is higher than 40
2,000 + 200 = 2,200

Mar 16 – Apr 15: 2,200 x 2% = 44 pesos
200 pesos pa rin
2,200 + 200 = 2,400

Apr 16 – May 15: 2,400 x 2% = 48 pesos
200 pesos pa rin
2,400 + 200 = 2,600

May 16 – May 25: counted as 1 month kahit less than 1 month
2,600 x 2% = 52
200 pesos pa rin
2,600 + 200 = 2,800

Total amount to be paid = 2,800

Merong mga examples dito sa Philhealth Circular on Delayed Employer Premium Remittances.

Para sa mga Employed, Self-Employed, Voluntary at Seaman Members:
Ang requirement na for Philhealth eligibility is payment of 9 months within the past 12 months.

 

——————————————–

As of January 2018, ang GRACE PERIOD NA SINASABI DITO SA BABA AY HINDI NA VALID. KELANGANG MAGBAYAD WITHIN the QUARTER.

For Individual payors, MAYBE you can still pay, if Philhealth is still implementing their previous policy of allowing you to pay if you pass these 3 conditions:

1.  You’re not a frequently late payor. You have not been late in paying three consecutive quarters within the last 12-month period prior to the missed quarter.
For example, if you missed paying the October-December 2010 quarter, you must have paid on time your Philhealth payments from January to September 2010.

2.  You’re still within the grace period. The grace period is one month immediately afer the missed quarter. The grace period for the above example is January 2011.

3.  You must pay the missed quarter together with the current quarter, so you’re going to pay two quarters.
You can also pay more than two quarters, if you like, but it’s not required.

The following is a copy of a portion of the Philhealth rule that applies to late Philhealth payments:

Retroactive payments are not allowed except when a member can show proof of sufficient regularity of premium contributions or payment of nine (9) consecutive months or three consecutive quarters within the last 12 months prior to the missed quarter. If you meet this condition, you shall be given a grace period of one month immediately after the missed quarter to pay retroactively including the current calendar quarter. This privilege is granted only once every 12 months.

 

Related Articles:

Philhealth Requires Nine Months of Prior Payments
Philhealth Branches — Membership Reactivation
Philhealth Payments — Where to Pay Premiums or Contributions

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  563. Nora November 11, 2016
  564. Cristy Jonelas November 10, 2016
  565. Nora November 10, 2016
  566. babel November 9, 2016
  567. Nora November 7, 2016
  568. Hans November 7, 2016
  569. Nora November 5, 2016
  570. meg fiel November 4, 2016
  571. Nora November 3, 2016
  572. Apple November 3, 2016
  573. roda November 2, 2016
  574. Nora November 2, 2016
  575. roda November 2, 2016
  576. Nora October 31, 2016
  577. Nora October 31, 2016
  578. Joy October 30, 2016
  579. gail October 30, 2016
  580. Nora October 26, 2016
  581. julius villamor October 25, 2016
  582. Nora October 25, 2016
  583. Riezel B. Ladisla October 24, 2016
  584. Nora October 23, 2016
  585. Nora October 23, 2016
  586. Nhie October 22, 2016
  587. Mary Hope D. Maralit October 22, 2016
  588. janet October 20, 2016
  589. Nora October 20, 2016
  590. Darlyn October 20, 2016
  591. Nora October 19, 2016
  592. michelle gerez October 19, 2016
  593. Nora October 18, 2016
  594. Jen October 17, 2016
  595. Mercy October 17, 2016
  596. Mercy October 17, 2016
  597. Nora October 16, 2016
  598. Loi October 16, 2016
  599. Nora October 14, 2016
  600. Leny October 13, 2016
  601. Nora October 13, 2016
  602. allen October 13, 2016
  603. Nora October 13, 2016
  604. Ahmhie October 12, 2016
  605. Nora October 8, 2016
  606. Nora October 8, 2016
  607. Nora October 8, 2016
  608. Jessica October 8, 2016
  609. anjhe October 7, 2016
  610. Carol October 7, 2016
  611. Nora October 5, 2016
  612. Anabel October 5, 2016
  613. Nora October 5, 2016
  614. jobelle October 5, 2016
  615. Nora October 5, 2016
  616. jobelle October 4, 2016
  617. Nora October 4, 2016
  618. Nora October 4, 2016
  619. Nora October 4, 2016
  620. Joy October 3, 2016
  621. Annie October 3, 2016
  622. Pia Silagan October 3, 2016
  623. Nora October 2, 2016
  624. rolito October 2, 2016
  625. Nora October 1, 2016
  626. Nora October 1, 2016
  627. Nora October 1, 2016
  628. Nora October 1, 2016
  629. jovelyn villasor October 1, 2016
  630. guia denosts October 1, 2016
  631. jovelyn villasor October 1, 2016
  632. connie mercado October 1, 2016
  633. Nora September 30, 2016
  634. Nora September 30, 2016
  635. Nora September 30, 2016
  636. Nora September 30, 2016
  637. Nora September 30, 2016
  638. Nora September 30, 2016
  639. Enorio G.Calmona September 30, 2016
  640. cathy September 30, 2016
  641. bruce thomas September 30, 2016
  642. Jersey September 30, 2016
  643. jenn September 30, 2016
  644. jean September 30, 2016
  645. jade September 30, 2016
  646. Nora September 30, 2016
  647. Jersey September 30, 2016
  648. Jersey September 30, 2016
  649. Ma Elena Rapisura September 28, 2016
  650. Nora September 28, 2016
  651. Jessa Alegr September 28, 2016
  652. Nora September 28, 2016
  653. Bryan September 27, 2016
  654. Nora September 25, 2016
  655. Grenlene September 23, 2016
  656. Betchala C. Panopio September 22, 2016
  657. Cherrie September 20, 2016
  658. Tan September 20, 2016
  659. Nora September 11, 2016
  660. Aaron Prince Angel September 11, 2016
  661. Aaron Prince Angel September 11, 2016
  662. Marilou Santos September 8, 2016
  663. Nora September 5, 2016
  664. Katrina umali September 4, 2016
  665. Katrina umali September 4, 2016
  666. Nora September 1, 2016
  667. cristina August 31, 2016
  668. Nora August 28, 2016
  669. Nathalie Gemma Tojong August 27, 2016
  670. Nora August 21, 2016
  671. Nora August 21, 2016
  672. Chona andal August 20, 2016
  673. Chona andal August 19, 2016
  674. Nora August 14, 2016
  675. daren August 14, 2016
  676. Nora August 6, 2016
  677. Danica Marie August 5, 2016
  678. rosiel gradas August 4, 2016
  679. Nora August 4, 2016
  680. rosiel gradas August 4, 2016
  681. Nora August 4, 2016
  682. rosiel gradas August 3, 2016
  683. Nora August 2, 2016
  684. Nora August 2, 2016
  685. L-J August 1, 2016
  686. jennifer August 1, 2016
  687. felmar July 31, 2016
  688. riza July 24, 2016
  689. Nora July 20, 2016
  690. boo July 20, 2016
  691. ella July 15, 2016
  692. Avegaile July 13, 2016
  693. Marie July 7, 2016
  694. Nora July 6, 2016
  695. Jason July 4, 2016
  696. Nora July 4, 2016
  697. michelle July 4, 2016
  698. Nora July 3, 2016
  699. marett July 2, 2016
  700. Nora July 1, 2016
  701. Harry G. Yaplito July 1, 2016
  702. Nora July 1, 2016
  703. Nora July 1, 2016
  704. Marie June 30, 2016
  705. Marie June 30, 2016
  706. Alma Bitong June 30, 2016
  707. Nora June 24, 2016
  708. wing June 24, 2016
  709. Nora June 20, 2016
  710. Ann ingalla June 20, 2016
  711. Nora June 20, 2016
  712. Nora June 20, 2016
  713. Ann ingalla June 19, 2016
  714. Imelda Alberto June 19, 2016
  715. Nora June 18, 2016
  716. Hazel June 17, 2016
  717. Nora June 13, 2016
  718. Babylyn Garcia June 12, 2016
  719. Nora June 12, 2016
  720. Thor21 June 11, 2016
  721. Nora June 9, 2016
  722. Ken June 8, 2016
  723. Mary joy Pasos Vernon June 7, 2016
  724. Nora June 5, 2016
  725. Joanna Dale Torniado June 5, 2016
  726. Nora June 5, 2016
  727. DAN June 4, 2016
  728. Nora May 29, 2016
  729. Yza May 29, 2016
  730. Nora May 29, 2016
  731. Marga May 29, 2016
  732. Nora May 26, 2016
  733. Grace May 26, 2016
  734. Nora May 23, 2016
  735. Marianne May 22, 2016
  736. Nora May 20, 2016
  737. Nora May 20, 2016
  738. Rhea Joy D. Vallente May 19, 2016
  739. vic May 19, 2016
  740. richard May 17, 2016
  741. Nora May 14, 2016
  742. Arlene Razo May 13, 2016
  743. Nora May 10, 2016
  744. Michelle Fabella May 10, 2016
  745. Nora May 9, 2016
  746. Chris gamboa May 9, 2016
  747. Nora May 8, 2016
  748. carmela May 7, 2016
  749. Nora May 5, 2016
  750. editha lobo May 5, 2016
  751. Nora May 3, 2016
  752. Mrs. Anip May 2, 2016
  753. Nora April 20, 2016
  754. joy April 19, 2016
  755. joy April 19, 2016
  756. Nora April 15, 2016
  757. Ella April 14, 2016
  758. Dulce April 12, 2016
  759. Nora April 6, 2016
  760. Nora April 6, 2016
  761. Joy April 5, 2016
  762. hony April 5, 2016
  763. Nora April 4, 2016
  764. Nora April 4, 2016
  765. Nora April 4, 2016
  766. yhang cruz April 3, 2016
  767. Ken April 2, 2016
  768. Cathelyn Santos April 1, 2016
  769. Cathelyn Santos April 1, 2016
  770. Nelle April 1, 2016
  771. Nora March 31, 2016
  772. Jennyve March 29, 2016
  773. Jennyve March 29, 2016
  774. Nora March 12, 2016
  775. Cherry March 12, 2016
  776. Nora February 26, 2016
  777. Joy February 25, 2016
  778. Nora February 25, 2016
  779. Nora February 25, 2016
  780. rosas February 25, 2016
  781. Geronimo Dela Cruz February 24, 2016
  782. Nora February 23, 2016
  783. Geronimo Dela Cruz February 23, 2016
  784. Nora February 19, 2016
  785. Yeye February 19, 2016
  786. Nora February 18, 2016
  787. Melai February 18, 2016
  788. Nora February 17, 2016
  789. Mariel February 16, 2016
  790. Nora February 13, 2016
  791. jeanneth February 12, 2016
  792. Nora February 5, 2016
  793. april geraldino February 4, 2016
  794. Nora February 3, 2016
  795. faith February 3, 2016
  796. Nora January 29, 2016
  797. Nora January 29, 2016
  798. jing January 29, 2016
  799. czarina January 28, 2016
  800. Nora January 19, 2016
  801. jen January 19, 2016
  802. Nora January 18, 2016
  803. stephanie ong January 13, 2016
  804. annbengco January 7, 2016
  805. Shiela January 5, 2016
  806. Jomar December 28, 2015