BPI Correspondent Banks in Saudi Arabia, Middle East

There are BPI correspondent banks in Saudi Arabia and other parts of the Middle East for OFWS sending money to the Philippines.  BPI has partnered with these banks so that you can send money through them.

To send money to your family or any recipient in the Philippines:

1.   Go to any of the following banks, and apply for a Wire Transfer.

Wire Transfer is sometimes called telegraphic transfer, bank to bank money transfer, or SWIFT transfer.

2.  Fill out the wire transfer form.  You will write:

  • Name of Recipient
  • Name of Recipient Bank: BPI or BPI Family
  • Name of Branch and Address of Branch
  • BPI or BPI Family Account Number
  • BPI SWIFT Code or Address: BOPIPHMM

*Use the same SWIFT Code for BPI Family.

*SWIFT means Society for Worldwide Interbank Financial Telecommunication.
*SWIFT is the same as BIC – Bank Identifier Code.


  • You will pay a Transfer Fee to the Correspondent Bank.
  • BPI also charges a Service Fee:

-between 150 to 200 pesos for deposit to a peso account
-$6.50 for deposit to a dollar account

The following are the BPI correspondent banks and their SWIFT Codes.  You need a correspondent bank’s SWIFT Code if you’re far from a correspondent bank and you make a wire transfer in a non-BPI-correspondent bank. In this case, the transfer of funds would be from the non-correspondent bank to the correspondent bank and then to BPI.

SAUDI ARABIA  (updated Sep 22 2014)
Al Rajhi Bank RJHISARI
Bank Al Bilad ALBISARI
Banque Saudi Fransi    BSFRSARI
JPMorgan Chase Bank NA Riyadh CHASSARI
National Commercial Bank   NCBKSAJE
Samba Financial Group   SAMBSARI
Saudi Hollandi Bank   AAALSARI
Saudi Investment Bank SIBCSARI

Abu Dhabi Islamic Bank   ABDIAEAD
Dubai Islamic Bank   DUIBAEAD
HSBC Bank Middle East Dubai   BBMEAEAD
Mashreqbank PSC   BOMLAEAD
National Bank of Ras Al-Khaimah   NRAKAEAK
Standard Chartered Bank   SCBLAEAD

Qatar Islamic Bank   QISBQAQA
Standard Chartered Bank   SCBLQAQX
The Commercial Bank of Qatar, (QSC)   CBQAQAQA

Alahli Bank of Kuwait K.S.C.   ABKKKWKW
Bank of Bahrain and Kuwait   BBKUKWKW
Commercial Bank of Kuwait SAK   COMBKWKW
Gulf Bank Kuwait   GULBKWKW
National Bank of Kuwait   NBOKKWKW

Bank of Bahrain and Kuwait   BBKUBHBM
Citibank, N.A.   CITIBHBX
Standard Chartered Bank   SCBLBHBM
The Bank of Tokyo-Mitsubishi UFJ, LTD   BOTKBHBM

Bank Muscat S.A.O.G   BMUSOMRX
Standard Chartered Bank   SCBLOMRX

HSBC Bank Middle East Limited   BBMEJOAX

Byblos Bank Lebanon   BYBALBBX
Credit Libanais SAL  CLIBLBBX
Societe Generale de Banque Au Liban   SGLILBBX

Bank Hapoalim   POALILIT
Bank Leumi Le Israel   LUMIILIT
Israel Discount Bank   IDBLILIT
Mercantile Discount Bank, Tel Aviv   BARDILIT


You can enroll your BPI or BPI Family account in Internet Banking so you can track
your remittance online while you’re abroad. Enroll while you’re in the Philippines because you need to activate your online enrollment in a BPI ATM. Your family members can also enroll their accounts online.

Related Articles:

BDO Kabayan Savings, BDO Remit Cash Card for OFWs

OFWs Can Send Money to the Philippines Thru BDO Remit

BDO Remittance — Send Money from Abu Dhabi to the Philippines


Add a Comment
  1. Hi,

    Im working now in Dammam Kingdom of Saudi Arabia. I tried to withdraw from mostly all of the atms here having counter part with CIRRUS. I never had my transacation since the machine never validates my account. Please let me advice where I can have my cash withdrawals. I really need cash now.


  2. Hi i am saudi citizen and i bought a condo in philippine how i can send the money on total to philippine or even to the company Avida

  3. Hi Ismail, what is the name of the company that developed your condo? If it’s Avida Land Corp., ask the bank and bank account no. of Avida Land Corp. http://www.avidaland.com/contact-us Usually, it would be a BPI account no. since BPI and Avida belong to the same parent conglomerate. If it is Avida, then send your payment to the bank account name Avida Land Corp. and account no. and never deposit to the account of an individual person. You should also have a reference no. that usually identifies the name of the condo project and your condo purchase account.
    You can go to Al Rajhi, Bank Al Bilad Samba or National Commercial Bank and make your wire transfer to the bank account of Avida Land Corp.

  4. Hi Edelyn, sorry BPI Direct does not yet offer account opening for those in Saudi Arabia. Only those in Bahrain, Hong Kong, Italy, Spain and UAE and those in UK (BPI Europe). If you like BDO, you can ask if you can open a BDO Kabayan account at any of these banks with remittance partnership with BDO.

  5. I have a problem with ENJAZ, I believe it is a BPI correspondent bank also. I tried sending money to the Philippines but the recipient ‘s name is misspelled. I tried to change and they said wait for 2 days.3 days passed already but still my relative in the Philippines didnt receive anything. It is really inconvenien because I live far from city. I cant follow up everyday. What to do? Who can I contact?

  6. Hello , i am here in saudi arabia(jeddah) and i would like to open an account in bpi.would it be possible to do it here?

  7. Hi Nora, are these data still updated?. I’ll be going to Oman this year for work, and I’m checking on possible remittance services to arrange, with respect to the fees, do you have any idea on how much is sending money to the Philippines on a BPI account should cost?. Thanks.

  8. Hi Ms. Nora, Just want to ask you. Can we receive money thru bank to bank transaction. From Philippines to Saudi Arabia. BPI(Philippines) to NCB(Saudi Arabia) account. Please Advise. Thank you! Best Regards!

  9. Hi Allen, yes. Your sender should have a BPI bank account (either peso or dollar account), so he/she can go to BPI and apply for wire transfer to NCB Saudi Arabia.

  10. Hi Miss Nora, I was sending international money transfer from Commercial Bank (Qatar) to BPI Philippines. I paid the service fee in Commercial bank, however, the amount I have sent to my BPI account was also deducted with another service fee. Thank you and awaiting for your response.

  11. Hi jennifer, yes, it’s really sad that most banks charge for inward remittance fee, even BDO and other banks, specially if the money transfer is bank to bank. The charge is also higher than what they publish on their fees list. How much did BPI charge you? On the BPI list of fees, inward remittance fee for wire transfer is $6.50 for dollar accounts and 150 plus 10 plus .30 for every 200 and fraction for doc stamp.
    I’ve observed that when I pick up remittance via Xoom in dollars and Moneygram in pesos over the counter at BDO and Metrobank, I don’t pay any charge.

  12. Hi there. My brother is working in Qatar, He will be sending me money from qatar to bpi. Is it possible? Thanks!

  13. Hi may I ask how can I send money to Dammam Saudi Arabia? My sister told me that their bank in saudi is INJIAS what bank here in the Philippines can I deposit?

  14. Hi Hazel, do you mean ENJAZ? Enjaz is the remittance company of BANK ALBILAD. If you have a bank account, ask your bank if you can make a wire transfer to Bank Albilad. BDO makes a wire transfer only online for those with a US dollar account. Other banks might do a wire transfer for you. You need to have your recipient’s bank name, account no. and swift code. An easier option is to send to your sister through Western Union. Your sister will pick up your money at a Western Union shop there. Send her the Western Union money transfer control no. The name you write should be the same as your sister’s name on her ID.

  15. Hi nora can you give me a contact no.of the person representative from bpi here in saudi arabia..im in jeddah now and i want to track my remittance but fortunately the mobile no.given to me by ENJAZ is not available anymore. And also is there any possible to change my BPI Card since it was already broken.

    Thank you

  16. im here in jeddah saudi if im going to send money in phil 1350 riyal how much will bee the service and transfer fee

  17. Hi Nora, i have an acct from banque saudi fransi,i am presently on a vacation leave here in the Philippines.i would like to ask if i can possibly make a withdrawal from any corresponding bank here in the philippines.and what bank it can be possible.thanks.

  18. Hi Gilbert, do you mean over-the-counter withdrawal? Sorry but that service is not offered. You can withdraw via atm if your atm card has a Mastercard or Visa logo or other global payment network. Find an atm with the same logo as that on your card. Another option: Register in Banque Saudi Fransi’s online banking. I checked your bank’s website and money transfer to other countries is offered via online banking. You need your atm card no., atm PIN, account no. and iqama. If these are the only things they need, and you don’t have to activate your enrollment via a Banque atm machine in Saudi, then this option is great for you. I hope you can comment again and update us if validation in Saudi is not required. I’m just curious. Thanks

  19. Ive sent last Saturday an amount of money through my BPI savings account which used to be my account when I was still connected in my previous work almost two months ago.But until now it is not in my ATM yet .How long does it take to process the money? I’m currently working here in Al Ahsa.

  20. Hi Jeynalyn, it should already be in your account. Did you use wire transfer? Sometimes wire transfers take longer. If it’s still not there by Friday or Monday, ask your remittance company, then call BPI +632-89-10000

  21. my friend send me a money from Riyahd to my BPI account. but i still have nothing from my BPI account. how long would it take to process from Riyahd to BPI Philippines

  22. Hi Viel, it depends on the remittance company. Remittance can take from within the next hour to next day to 7 days. But mostly, it should take only up to 3 days.

  23. Hi, im an hour far from Dammam, KSA and I want to open a BPI account. Is it possible now?

  24. Hi Collin, sad to say, BPI does not offer account opening overseas, except in the UK as there’s a BPI Europe. In the past, opening online was possible with BPI Direct for OFWs in 5 countries, but I don’t know why they stopped it.

  25. I am currently in the phils for a vacation and tried to use my fransi bank atm in banks here with visa logo but it does not work. Pls advise.

  26. Hi.i wanted to send money to al rajhibank jubail branch in ksa from philippines to pay my loan but i dont know how.even im not sure if my bank account there is still active since i went exit last nov 2015. Originally i planned to come back but i got pregnant so i cant pursue my application abroad for a job. Im still having unpaid loan and i want to continue paying it in monthly basis. Could you pls tell me the steps i must do in order for me to pay my unpaid debt from the bank? Thanks a lot.

  27. Hi Abril, it’s commendable that you still want to pay your loan in KSA while you’re now here in the Phils. You can send money abroad through Western Union but your recipient needs to claim it from Western Union, so it’s not possible to pay your loan through Western Union.
    When you were in Saudi, how did you pay your loan? Is it through your Al Rajhi Bank account? Do they get your payment through your account? If so, then you can make your payment through international wire transfer to your own account with Al Rajhi. But since you’re not sure if your Al Rajhi account is still active, email Al Rajhi (care@alrajhibank.com.sa — I got this from their website) and ask if your account is still active, so you can send your loan payment to your account. Ask also their Swift code. According to Swift, it’s RJHISARI, but it’s still good to ask Al Rajhi. If someone from Al Rajhi emails you to send money to his/her account, don’t send money. Never send money to a person there in Al Rajhi. It should either be to Al Rajhi or to your account.
    I searched the international wire transfer services of BDO and BPI, and it’s BPI’s wire transfer service that’s better and cheaper. But you should have or open an account with BPI (the same with other banks’ wire transfer requirement). With BPI, it can be peso or dollar account. With BDO, it should be dollar account. I hope you can comment again about Al Rajhi’s response to your email.

  28. Hi I transfer money from BPI to here Commercial Bank of Qatar,until now I didn’t have it in my account they told me 3 working days but it is now more than 3 days..I am worried on what is happening..how long does really it takes?

  29. Hi Rose, Com Bank of Qatar is a BPI correspondent bank so the process should not take long. I think it’s on the part of the Qatari bank. 3 days is the average, but it can take up to 5 days or more. Hope you’ll get it today. By the way, did you make the wire transfer when you were here in the Phils and then you traveled to Qatar? I’m curious because I think BPI does not offer wire transfer application online.

  30. HI Ms. Nora. I have my current BPI atm card and i need to know if it is still active. I am working here in Riyadh and will take my vacation soon. My plan is to transfer my salary here in riyadh to my bpi account and before I do it I need to confirm if it is still active.
    Secondly, what atm machines or bank branch that can I use my BPI for withdraw.

  31. Hi Jen, you need to call BPI 632-8910000 because banks release account info only to the account owner. Or you can ask your family to deposit 100 pesos to your account, and if the deposit is accepted, it means your account is active. For atm withdrawal, it’s best to withdraw from BPI ATMs so it’s free. Withdrawal fee at other banks’ atms is 15 pesos. If your account has no passbook, you can withdraw over the counter if you withdraw more than 20k

  32. Hi Mrs Nora im bound to Saudi MODA maybe this week as ofw that we had and possible nearest remittance in my location, for easy acces my salary to my family here at the Philippine and how to process thanks and god bless you!

  33. Hi Romel, if you will be based in the Riyadh headquarters, here’s a list of BPI Remittance partners in Riyadh. You commented under a BPI article, so I assume you already have a BPI account. If you have, it’s good if you enroll your account in BPI banking while you are here in the Phils so you can activate it while in the Phils via a BPI atm. You can then track your account online while you’re in Saudi. The ideal set-up is you have your own BPI account and another family member has his/her own BPI account. You enroll in BPI online banking, then enroll your family member’s account into your online banking account. Activate this also while you’re here in the Phils.
    Then while in Saudi, send money to your own account using Enjaz (Bank Al-Bilad) or Al Rajhi or Samba Speedcash, then transfer online from your account to your family’s account (free kasi the same BPI accounts). This way, you can save in your own account, and at the same time you’re able to provide for your family. Have a great journey in Saudi. God bless too

  34. dearest Nora, I am now presently working in Saudi Arabia and when I spent my vacation in the Philippines, I open an ATM Account. I want to enroll on line but required me to submit my signature to the Philippines. I did it so but no any reply to my email if that was already approved or not. Then I enrolled online banking again but I can not access anymore because it said I have my account already but still I am loging in I can not saying mistake my password. I tried to reset my password but the procedure is torturing me especially I am not just sitting and need to consume so many effort and calling just to reset my passwords. If Philippines is just a few step only i will reject this ATM card with me. What I only is to have an access online that I can monitor my account. But it tortured me a lot.

  35. Hi Mohiden Mariga, it’s so sad that you’re not able to activate your online banking. Is your account a BPI account? Have you done their procedure for enrolling while abroad? This is their procedure on how to enroll in BPI online banking while abroad. If not done this procedure, wait for about 3 weeks to a month so your previous online enrollment will be automatically canceled, then enroll again, following their procedure. I hope you can comment again later on

  36. Dear Ms.Nora,

    Can you provide me contact no. of BPI representative where i can follow up my remittances through ENJAZ. I send last night to BPI beneficiary but until now she did not receive the remittances. Please help me i need to contact their representative here in Jeddah Saudi Arabia.

    Thanks a lot.

  37. Hi Cornelio, wala silang rep sa Jeddah. BPI International Toll-Free Number if using landline: 8008-63-0008
    Marketing officer Mobile Number in Riyadh: +966550935331 / +966552535811

  38. helo Ms. Nora,im currently in jeddah, i already enroled my bpi account online, but it needs me to send the form with my signature at bpi makati,phil..its hard too expensive to do that. How can i activate my online reg. here in jeddah,is there any bpi branch here to transact? thankyou

  39. Hi, my friend deposited 500K from Oman to BPI Leagspi Branch, tuesday last week today is already tuesday and the money is not yet in her account. How long does it take to clear?

  40. Hi Sampaguita, ask your friend to visit BPI Legazpi and ask about her remittance. There could be a glitch or an error or personal data that BPI wants her to update, as the money is bigger than regular remittances. She should bring her IDs.

Leave a Reply

Your email address will not be published. Required fields are marked *

Working Pinoy © 2008-2016 Frontier Theme