OFWs Can Send Money to the Philippines Thru BDO Remit

There are now plenty of ways for OFWs to send money to their families in the Philippines.  These include:

  • Bank-owned remittance services like BDO Remit or BPI Expres Remittance
  • Internet banking
  • Non-bank remittance services like Western, Xoom, Moneygram
  • Bank wire transfer
  • Post-dated checks
  • Payment processors like Paypal

Typically, you choose a remittance service or method depending on:

  • Reliability – Mapagkakatiwalaan ba?
  • Speed of remittance – Kailan darating sa pamilya?
  • Exchange rate – Magkano sa peso?
  • Accessibility of sender to remittance office – Malapit ba ang office kung saan magpapadala?
  • Accessibility of receiver to where remittance is given – Malapit ba ang pamilya  sa bangko, service o sa ATM na daratnan ng remittance?
  • Remittance fee – Mahal ba ang pagpadala?

One of the ways to send money to the Philippines is through BDO Remit.

BDO Remit is a remittance service available in almost all countries where there are OFWs and  Filipino immigrants. You can load the equivalent of up to 100,00 pesos to the BDO Remit Cash Card of your family.  Where you are, look for:

  • BDO Remit subsidiary offices
  • BDO Remit representative offices
  • BDO Remit remittance agents
  • BDO Remit remittance partners

You can choose how your remittance through BDO Remit can reach your family:

  • Through a BDO account, such as BDO Remit account, BDO Kabayan Savings account, or a regular savings account (can be withdrawn anywhere there’s a BDO ATM or affiliated ATM)
  • Door-to-door delivery
  • Deposit of money to family’s account in another local bank
  • Cash pick-up at BDO branches, SM department stores,  Savemore, affiliated rural banks

How much is the remittance fee?

The fees vary depending on the country of origin, the type of delivery and whether the money is received in pesos or U.S. dollars.  If in dollars, the fees vary depending on the amount.  Dollar deposits and delivery are offered only in Metro Manila.

Fees for remittances from California:

Deposit to a BDO account -  US$8
Deposit to another local bank – US$12 (Metro Manila), US$14 (Province)
Cash Door to Door – US$12 (Metro Manila), US$14 (Province)
Pick-up – US$12 (Metro Manila or Province)

Fees for Remittances from Italy:
Credited to a BDO account: 8 Eur or $8, 10 Eur or $10
Credited to other local banks or door-to-door: 10 Eur or $10
Cash Pick-Up Anywhere:  8.50 Eur or $8.50

Fees for Remittances from Hong Kong:
Credit to a BDO Account:  HK$ 20 for peso account, HK$28 for dollar account
Credit to another other Local Bank:  HK$ 30 for peso and dollar accounts
Cash Door-to-Door: HK$ 30 Metro Manila, HK$ 40 for provinces (peso only in provinces)
Cash Pick-up Anywhere: HK$ 20 for remittance in pesos or in dollars

How fast can the family receive the remittance? (From California, Italy, or Hong Kong)

  • For deposits to BDO accounts -  within 1 hour
  • Deposits to other local banks – within 1 to 2 days if in pesos, within 3 to 4 days if in dollars
  • Door to door – within 1 to 2 days in Metro Manila, within 1 to 3 days in major cities, within 4 to 7 days in other areas
  • Cash pick-up – within 1 hour

You can open a BDO Remit account abroad:

  1. Go to a BDO Remit subsidiary, partner or agent located in your city.
  2. Fill up a BDO Remit Cash Card Application Form.
  3. Pay the BDO Remit cash card fee.
  4. BDO will deliver the the ATM to your family.

Or a member of your family in the Philippines can open his/her own BDO Remit Cash Card account and then email you the account number.

You can check online the status of your remittance through BDO Remit Status Inquiry.  Just fill in your Reference Number, including any alphabet letter or special character provided by the remittance office, partner or agent.

What is a BDO Rewards Card?

You can also earn points that you can use for shopping through a BDO Rewards Card. You can request for this card at your branch or at any BDO Remit office abroad. Just fill out a BDO Rewards Customer Information Update Form.  The card will be delivered to your mailing address. You’ll earn points as you remit money, make deposits and pay bills using BDO services.

There are BDO Remit Subsidiary Offices in:

The addresses of BDO remittance offices, partners, representatives and agents can be seen on the BDO website.

There are BDO Remit Representatives in:

There are BDO Remittance Partners in:
Australia / Bahrain/ Belgium / Brunei / Canada / England (Great Britain or UK) / Greece / Guam / Hongkong / Ireland / Israel / Jordan / Kuwait / Lebanon / New Zealand / Norway / Oman / Malaysia / Mexico / Papua New Guinea / Qatar / Saudi Arabia / Singapore / Spain / Switzerland / Taiwan / United Arab Emirates / U.S.A. /

There are Remittance Agents in:

California and other U.S. cities

Related Articles:
BDO Kabayan Savings, BDO Remit Cash Card for OFWs
BPI and BDO Internet Banking — Free and Quick Ways to Send Your Children’s Allowance
BDO Correspondent Banks for Sending Money to the Philippines
Cheap Ways to Send Money to Your Loved Ones Within the Philippines


Add a Comment
  1. hi ma’am i just want to know how to deposit money in kabayan saving accounts here in kuwait.. do you have any brnch of partner here?

  2. pwede po ba magtransfer ng money online? first time ko po kasi mag abroad, dto ako riyadh. at hindi ko pa po naregister sa online yung card ko.


  3. Hi verginia, kung meron kang savings or checking account sa BDO (not BDO Remit card or cash card), puede kang mag-enroll sa BDO online banking. Choose the option “I do not have access to a BDO ATM machine”.

  4. hi.. does anyone know how much is the remittance fee for sending money to the philippines from saudi through a bdo kabayan account?, like how much would it charge for 10,000 php, ty

  5. hi po i just want to know kung zan aq pwdng mgdeposit sa kabayan account ko d2 sa brunie ?tnkz

  6. Hi, I’m just want to ask how to open an account in BDO, a remmitance acount acctually..because my sister was in Italy, she want to send my allowance thourh ATM, but I’m just only 16yrs old right now, is that possible?? thanks..

  7. hi po ask ko lng po what are the BDO bank partners in the u.s.a specially in Frenso, California?

  8. Hi, i have a kabayan savings acct. I’m here now in Saudi.How can i made the balance inquiry to my acct? Thanks.

  9. Hi Michael, you can inquire via a Mastercard-linked atm machine if your atm card has a Mastercard logo. Sometimes though the BDO-Mastercard does not work. Balance inquiry costs 1 to 2 US dollars. You can enroll in BDO Internet banking, but based on comments online, it’s now taking a long time for overseas enrollees.

  10. i have an account in dubai, ADCB bank, i always use e-banking to transfer money to my cousin in abu dhabi so he can transfer it to my BDO kabayan savings account in the phil. how much will be the charge if I transfer money directly to my BDO account thru e-banking?

  11. Hi joaquin, you try clicking your Swift transfer or wire transfer option and see if there’s a charge appearing there (could be 20 AED or higher, I’m not sure). Wire transfer can be costlier than sending through a BDO remittance partner over the counter, unless you’re in a remote place.

  12. hello..i just want to ask how much does bdo deducts from remittance from saudi arabia?…does bdo follows the rate in internet on Philippine exchange rate?,,,because every time my husband sends money i do not receive the actual amount which he sent….he already pay the service charge there in saudi..tnx

  13. Hi roscielle, BDO and the remittance company have their own exchange rate for remittances. If the difference is big, call BDO and ask. Wala na dapat remittance charge dito, except lang kung wire transfer. You can open a Kabayan dollar account with 100 dollars so you can receive your remittance in dollars. Bring your peso Kabayan or your remittance receipts.

  14. hi mam im in bahrain i send the money thru western union money remmitance here to transfer in my husbands account lastthursday 6pm here but until now saturday my husband called and the money hasnt yet in his account?how many hours or days would it take?do you have any bdo remit here in bahrain?pls respond asap

  15. Helo mam.i just wana ask if how many days will the money trasnfer to my kabayan savings.my husband is working in jeddah:)he already sent the money today at 3am phil time.
    Its our first time since he usually send thru MLHUILIER..thanks

  16. Hi Nica, hope your money is in your account already. But some remittance companies are not able to remit on time, so you might see your money credited to your account on Monday or Tuesday.

  17. Hi po im a nurse working here in jeddah ksa.1st time ko pong hinulogan ang bdo kabayan acct ko kanina and unfortunatelt ng makauwi na po ako galing sa pagpadala,i found out na wrong spelling po ang acct name pero tama ang acct no.magkakaproblema po ba yon?so far 24 hrs na po since pinadala ko,it is still not in the acct,i even check online,wala pa din po.what should i do?should i wait longer pa?i hope to hear from you.thanks in advance

  18. Hi donna, I suggest you return to the remittance company, and amend your remittance so you can write the correct account name. Based on comments and BDO responses, the name and no. should match exactly.

  19. hi , po maam nora ask ko lang po paano magsend ng money in bdo account true online ano ang process in online i work here in canada new brunswick..
    thanks po sa masagot po ninyo ..

  20. Hi john, kung meron kang account sa Scotiabank or Bank of Montreal, ask them about online remittance via Western Union. Kung ibang bank ang account mo, you can try hyperremit.com. Pero medyo mabagal itong hyperremit, kasi there’s processing time from your bank account to hyperremit, and then another processing time from hyperremit to your Philippine recipient account.

  21. Hi Cherube, as of now, wala pang BDO remittance partner sa Vietnam. You can send through Western Union located at a bank like Maritime Bank, Saigon Com Bank, TechCom Bank, Abbank. Bring IDs and proof of source of money.

  22. Hi!I open BDO kabayan saving account here in lebanon! I just want to ask if I can let my friend working in canada pay the money that she borrowed to me to put in my account? Thank you

  23. Hi! May savings accnt ako sa pinas frnd ko may m hwak ng passbk, kelangan ko mag wthrw, ano mas madaling proseso para makuha o agad! At pd bdo n rin cia magremit para papunta dto ksa , at magkanu po charge sa remitance papunta dto ?

  24. Hi ysmael, is your atm card with you? Does it have a Mastercard or Visa logo? If it has, you can withdraw at a machine there with the same logo. Balance inquiry fee is 1 US dollar; withdrawal is around 3.50 US dollars. Your friend can send you money through Western Union or Moneygram. Wire transfer via BDO (done with BDO online banking) is costlier as there’s no BDO correspondent bank in Riyadh, so BDO will use a third-party bank.

  25. hello po. pnu po maghulog ng pera s kabayan savings acct.meron po aq kabayan savings acct nag open n aq s pinas bago aq pumunta d2 saudi.pero ndi q p po alam kung naupdate n un acct q. pnu po malaman kung ok n un acct q. tnx joel. d2 po aq s hafar al batin KSA.

  26. Hi joel, your Kabayan account became active when you opened your Kabayan account at a branch, or maybe a day or 2 days after, if you opened during a PDOS session. The atm card became active when you changed your PIN. When did you open your account? If only 1 to 6 months have passed, your Kabayan is still active. You can remit to it through a BDO remittance partner there. If more than 6 months have passed, you need to inquire if it’s still active: https://www.bdo.com.ph/contact-us or call 631-8000
    Actually, the BDO rule is that a Kabayan account is converted to a regular passbook account after 1 year without any foreign remittance. I mentioned 6 months, just to be sure.

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