OFWs Can Send Money to the Philippines Thru BDO Remit

There are now plenty of ways for OFWs to send money to their families in the Philippines.  These include:

  • Bank-owned remittance services like BDO Remit or BPI Expres Remittance
  • Internet banking
  • Non-bank remittance services like Western, Xoom, Moneygram
  • Bank wire transfer
  • Post-dated checks
  • Payment processors like Paypal

Typically, you choose a remittance service or method depending on:

  • Reliability – Mapagkakatiwalaan ba?
  • Speed of remittance – Kailan darating sa pamilya?
  • Exchange rate – Magkano sa peso?
  • Accessibility of sender to remittance office – Malapit ba ang office kung saan magpapadala?
  • Accessibility of receiver to where remittance is given – Malapit ba ang pamilya  sa bangko, service o sa ATM na daratnan ng remittance?
  • Remittance fee – Mahal ba ang pagpadala?

One of the ways to send money to the Philippines is through BDO Remit.

BDO Remit is a remittance service available in almost all countries where there are OFWs and  Filipino immigrants. You can load the equivalent of up to 100,00 pesos to the BDO Remit Cash Card of your family.  Where you are, look for:

  • BDO Remit subsidiary offices
  • BDO Remit representative offices
  • BDO Remit remittance agents
  • BDO Remit remittance partners

You can choose how your remittance through BDO Remit can reach your family:

  • Through a BDO account, such as BDO Remit account, BDO Kabayan Savings account, or a regular savings account (can be withdrawn anywhere there’s a BDO ATM or affiliated ATM)
  • Door-to-door delivery
  • Deposit of money to family’s account in another local bank
  • Cash pick-up at BDO branches, SM department stores,  Savemore, affiliated rural banks

How much is the remittance fee?

The fees vary depending on the country of origin, the type of delivery and whether the money is received in pesos or U.S. dollars.  If in dollars, the fees vary depending on the amount.  Dollar deposits and delivery are offered only in Metro Manila.

Fees for remittances from California:

Deposit to a BDO account –  US$8
Deposit to another local bank – US$12 (Metro Manila), US$14 (Province)
Cash Door to Door – US$12 (Metro Manila), US$14 (Province)
Pick-up – US$12 (Metro Manila or Province)

Fees for Remittances from Italy:
Credited to a BDO account: 8 Eur or $8, 10 Eur or $10
Credited to other local banks or door-to-door: 10 Eur or $10
Cash Pick-Up Anywhere:  8.50 Eur or $8.50

Fees for Remittances from Hong Kong:
Credit to a BDO Account:  HK$ 20 for peso account, HK$28 for dollar account
Credit to another other Local Bank:  HK$ 30 for peso and dollar accounts
Cash Door-to-Door: HK$ 30 Metro Manila, HK$ 40 for provinces (peso only in provinces)
Cash Pick-up Anywhere: HK$ 20 for remittance in pesos or in dollars

How fast can the family receive the remittance? (From California, Italy, or Hong Kong)

  • For deposits to BDO accounts –  within 1 hour
  • Deposits to other local banks – within 1 to 2 days if in pesos, within 3 to 4 days if in dollars
  • Door to door – within 1 to 2 days in Metro Manila, within 1 to 3 days in major cities, within 4 to 7 days in other areas
  • Cash pick-up – within 1 hour

You can open a BDO Remit account abroad:

  1. Go to a BDO Remit subsidiary, partner or agent located in your city.
  2. Fill up a BDO Remit Cash Card Application Form.
  3. Pay the BDO Remit cash card fee.
  4. BDO will deliver the the ATM to your family.

Or a member of your family in the Philippines can open his/her own BDO Remit Cash Card account and then email you the account number.

You can check online the status of your remittance through BDO Remit Status Inquiry.  Just fill in your Reference Number, including any alphabet letter or special character provided by the remittance office, partner or agent.

What is a BDO Rewards Card?

You can also earn points that you can use for shopping through a BDO Rewards Card. You can request for this card at your branch or at any BDO Remit office abroad. Just fill out a BDO Rewards Customer Information Update Form.  The card will be delivered to your mailing address. You’ll earn points as you remit money, make deposits and pay bills using BDO services.

There are BDO Remit Subsidiary Offices in:

The addresses of BDO remittance offices, partners, representatives and agents can be seen on the BDO website.

There are BDO Remit Representatives in:

There are BDO Remittance Partners in:
Australia / Bahrain/ Belgium / Brunei / Canada / England (Great Britain or UK) / Greece / Guam / Hongkong / Ireland / Israel / Jordan / Kuwait / Lebanon / New Zealand / Norway / Oman / Malaysia / Mexico / Papua New Guinea / Qatar / Saudi Arabia / Singapore / Spain / Switzerland / Taiwan / United Arab Emirates / U.S.A. /

There are Remittance Agents in:

California and other U.S. cities

Related Articles:
BDO Kabayan Savings, BDO Remit Cash Card for OFWs
BPI and BDO Internet Banking — Free and Quick Ways to Send Your Children’s Allowance
BDO Correspondent Banks for Sending Money to the Philippines
Cheap Ways to Send Money to Your Loved Ones Within the Philippines


Add a Comment
  1. hi po I just found out a while ago that the money I sent last jan 16 was not credited to my account. My passbook was updated a while ago. I’m here in saudi, i sent money to my bdo account. My account number is correct. Is there a possibility I can get back my money. tnx a lot

  2. Hi gennie, yes, you should be able to get back your money. Go to where you sent your money with your receipt (xerox it) and ask why your remittance did not reach the Philippines. There have been cases where you write correctly your name and account no. but the one processing it at the remittance company misses a letter or a number. I hope you can update us about what happened.

  3. Good eve. Hi ms nora, can I deposit an eastwest check to bpi? the same account. my problem is that the owner is not here, he’s/she’s abroad. He/she asked me to do it for him/her. Can I deposit in his/her behalf? Thank you so much

  4. Hi Curvy Ann, if the name on the Eastwest check (name of payee) and the name of the BPI account are the same, yes, you can deposit the check even if the payee/account owner is not here.

  5. hello …. my mother send me a money thru my BDO ATM Card .. shes said it from Lebanon to Philippines and the money she send get inmy account after 4 days …. How long it will take before the money in in my ATM? hope you message me on my Email …thanks

  6. Hi Francois, if the money is already in your account, you can already get it using your atm. Have you checked via the atm?

  7. Helo good evening, tanong ko lang po kung ilang oras nyo ma receive ang deniposito kng pera, andito po ako kuwait,, nag deposit po kasi ako 6pm, tapos check ko po sa online banking, nag install po kasi ako ng apps BDO unibank, wala pa nadeposit sa account ko.

  8. Hi Good afternoon, i wanted to inquire how many hours my remittance will go in to the account of my daughter if i will send it in bdo malaysia remittance partners?

  9. Can a relative claim a remittance sent to me by my father? I’m a college student but I’m on vacation. It will be my brother who will claim from the bank. The remittance might be in my name. Thank you po

  10. Hi Michelle, ask the remittance company if they offer a fast remittance service because remittance speed vary from within the day to next day to up to 5 days. If your daughter needs the money quickly, the fastest might be Western Union for cash pickup. But if it’s a big amount, yes, it’s better if it’s through a bank.

  11. Hi Taps, is this for cash pickup? Only the person named as receiver can claim the remittance. The receiver should bring his/her valid IDs. If it’s through BDO, you can claim at any BDO branch, even in the province. Just bring your reference no. and IDs.

  12. Hi, which rate do they use for remittances? For Example BDO, Buying or Selling rate? Thanks!

  13. Hi Marlon, the buying rate, but based on my past experiences, they use a much lower buying rate. Try to ask your remittance company if you can send a certain amount in pesos and pay the remittance fee for that amount. For example, you want your recipient to receive the exact amount of 20,000 pesos, and you ask how much will you pay in your currency there where you are (total of remittance amount and remittance fee) so your recipient will receive 20,000 pesos

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