OFWs Can Send Money to the Philippines Thru BDO Remit

There are now plenty of ways for OFWs to send money to their families in the Philippines.  These include:

  • Bank-owned remittance services like BDO Remit or BPI Expres Remittance
  • Internet banking
  • Non-bank remittance services like Western, Xoom, Moneygram
  • Bank wire transfer
  • Post-dated checks
  • Payment processors like Paypal

Typically, you choose a remittance service or method depending on:

  • Reliability – Mapagkakatiwalaan ba?
  • Speed of remittance – Kailan darating sa pamilya?
  • Exchange rate – Magkano sa peso?
  • Accessibility of sender to remittance office – Malapit ba ang office kung saan magpapadala?
  • Accessibility of receiver to where remittance is given – Malapit ba ang pamilya  sa bangko, service o sa ATM na daratnan ng remittance?
  • Remittance fee – Mahal ba ang pagpadala?

One of the ways to send money to the Philippines is through BDO Remit.

BDO Remit is a remittance service available in almost all countries where there are OFWs and  Filipino immigrants. You can load the equivalent of up to 100,00 pesos to the BDO Remit Cash Card of your family.  Where you are, look for:

  • BDO Remit subsidiary offices
  • BDO Remit representative offices
  • BDO Remit remittance agents
  • BDO Remit remittance partners

You can choose how your remittance through BDO Remit can reach your family:

  • Through a BDO account, such as BDO Remit account, BDO Kabayan Savings account, or a regular savings account (can be withdrawn anywhere there’s a BDO ATM or affiliated ATM)
  • Door-to-door delivery
  • Deposit of money to family’s account in another local bank
  • Cash pick-up at BDO branches, SM department stores,  Savemore, affiliated rural banks

How much is the remittance fee?

The fees vary depending on the country of origin, the type of delivery and whether the money is received in pesos or U.S. dollars.  If in dollars, the fees vary depending on the amount.  Dollar deposits and delivery are offered only in Metro Manila.

Fees for remittances from California:

Deposit to a BDO account –  US$8
Deposit to another local bank – US$12 (Metro Manila), US$14 (Province)
Cash Door to Door – US$12 (Metro Manila), US$14 (Province)
Pick-up – US$12 (Metro Manila or Province)

Fees for Remittances from Italy:
Credited to a BDO account: 8 Eur or $8, 10 Eur or $10
Credited to other local banks or door-to-door: 10 Eur or $10
Cash Pick-Up Anywhere:  8.50 Eur or $8.50

Fees for Remittances from Hong Kong:
Credit to a BDO Account:  HK$ 20 for peso account, HK$28 for dollar account
Credit to another other Local Bank:  HK$ 30 for peso and dollar accounts
Cash Door-to-Door: HK$ 30 Metro Manila, HK$ 40 for provinces (peso only in provinces)
Cash Pick-up Anywhere: HK$ 20 for remittance in pesos or in dollars

How fast can the family receive the remittance? (From California, Italy, or Hong Kong)

  • For deposits to BDO accounts –  within 1 hour
  • Deposits to other local banks – within 1 to 2 days if in pesos, within 3 to 4 days if in dollars
  • Door to door – within 1 to 2 days in Metro Manila, within 1 to 3 days in major cities, within 4 to 7 days in other areas
  • Cash pick-up – within 1 hour

You can open a BDO Remit account abroad:

  1. Go to a BDO Remit subsidiary, partner or agent located in your city.
  2. Fill up a BDO Remit Cash Card Application Form.
  3. Pay the BDO Remit cash card fee.
  4. BDO will deliver the the ATM to your family.

Or a member of your family in the Philippines can open his/her own BDO Remit Cash Card account and then email you the account number.

You can check online the status of your remittance through BDO Remit Status Inquiry.  Just fill in your Reference Number, including any alphabet letter or special character provided by the remittance office, partner or agent.

What is a BDO Rewards Card?

You can also earn points that you can use for shopping through a BDO Rewards Card. You can request for this card at your branch or at any BDO Remit office abroad. Just fill out a BDO Rewards Customer Information Update Form.  The card will be delivered to your mailing address. You’ll earn points as you remit money, make deposits and pay bills using BDO services.

There are BDO Remit Subsidiary Offices in:

The addresses of BDO remittance offices, partners, representatives and agents can be seen on the BDO website.

There are BDO Remit Representatives in:

There are BDO Remittance Partners in:
Australia / Bahrain/ Belgium / Brunei / Canada / England (Great Britain or UK) / Greece / Guam / Hongkong / Ireland / Israel / Jordan / Kuwait / Lebanon / New Zealand / Norway / Oman / Malaysia / Mexico / Papua New Guinea / Qatar / Saudi Arabia / Singapore / Spain / Switzerland / Taiwan / United Arab Emirates / U.S.A. /

There are Remittance Agents in:

California and other U.S. cities

Related Articles:
BDO Kabayan Savings, BDO Remit Cash Card for OFWs
BPI and BDO Internet Banking — Free and Quick Ways to Send Your Children’s Allowance
BDO Correspondent Banks for Sending Money to the Philippines
Cheap Ways to Send Money to Your Loved Ones Within the Philippines


Add a Comment
  1. hi po I just found out a while ago that the money I sent last jan 16 was not credited to my account. My passbook was updated a while ago. I’m here in saudi, i sent money to my bdo account. My account number is correct. Is there a possibility I can get back my money. tnx a lot

  2. Hi gennie, yes, you should be able to get back your money. Go to where you sent your money with your receipt (xerox it) and ask why your remittance did not reach the Philippines. There have been cases where you write correctly your name and account no. but the one processing it at the remittance company misses a letter or a number. I hope you can update us about what happened.

  3. Good eve. Hi ms nora, can I deposit an eastwest check to bpi? the same account. my problem is that the owner is not here, he’s/she’s abroad. He/she asked me to do it for him/her. Can I deposit in his/her behalf? Thank you so much

  4. Hi Curvy Ann, if the name on the Eastwest check (name of payee) and the name of the BPI account are the same, yes, you can deposit the check even if the payee/account owner is not here.

  5. hello …. my mother send me a money thru my BDO ATM Card .. shes said it from Lebanon to Philippines and the money she send get inmy account after 4 days …. How long it will take before the money in in my ATM? hope you message me on my Email …thanks

  6. Hi Francois, if the money is already in your account, you can already get it using your atm. Have you checked via the atm?

  7. Helo good evening, tanong ko lang po kung ilang oras nyo ma receive ang deniposito kng pera, andito po ako kuwait,, nag deposit po kasi ako 6pm, tapos check ko po sa online banking, nag install po kasi ako ng apps BDO unibank, wala pa nadeposit sa account ko.

  8. Hi Good afternoon, i wanted to inquire how many hours my remittance will go in to the account of my daughter if i will send it in bdo malaysia remittance partners?

  9. Can a relative claim a remittance sent to me by my father? I’m a college student but I’m on vacation. It will be my brother who will claim from the bank. The remittance might be in my name. Thank you po

  10. Hi Michelle, ask the remittance company if they offer a fast remittance service because remittance speed vary from within the day to next day to up to 5 days. If your daughter needs the money quickly, the fastest might be Western Union for cash pickup. But if it’s a big amount, yes, it’s better if it’s through a bank.

  11. Hi Taps, is this for cash pickup? Only the person named as receiver can claim the remittance. The receiver should bring his/her valid IDs. If it’s through BDO, you can claim at any BDO branch, even in the province. Just bring your reference no. and IDs.

  12. Hi, which rate do they use for remittances? For Example BDO, Buying or Selling rate? Thanks!

  13. Hi Marlon, the buying rate, but based on my past experiences, they use a much lower buying rate. Try to ask your remittance company if you can send a certain amount in pesos and pay the remittance fee for that amount. For example, you want your recipient to receive the exact amount of 20,000 pesos, and you ask how much will you pay in your currency there where you are (total of remittance amount and remittance fee) so your recipient will receive 20,000 pesos

  14. hi po I’m in papua new guinea. I want to send money to my child’s bdo account. Can I send through any bank here?

  15. hi how many days po is the clearing of checks from China bank to bpi account. I deposited it po friday and now it’s wednesday but it’s not yet available in my husband’s account. The check deposited to the bpi account was from manila. I hope the answer is clear po as I have no one to ask. I live in a remote province. tnx po

  16. Hi ice, the check was issued in Manila and your BPI account is based in the province, so clearing takes a longer time. If it was deposited Friday morning, your money should be available today, Thursday. If deposited Friday afternoon, it should be available tomorrow, Friday. But there are also cases in which clearing for regional checks takes up to 7 days.

  17. even if the BPI account was opened in manila? does it take up to 7 days? clearing of checks? sorry just need clear answer because I know clearing takes only 3 days po thanks po

  18. Hi ice bert, if both the issuing and receiving accounts were opened in Metro Manila, then you’re right, clearing should take only 3 business days. Are you sure the check is good? Is it a personal check? Did you deposit the check in the province?

  19. Hi po. I have bdo kabayan atm po and bank book but I have not deposited, not even once, within 4 months. is it still active? I’m here in Saudi. salamat po!

  20. Hi Richard, yes, I think it’s active because 12 months have not passed. Make sure to remit to it from abroad at least once every 12 months. I hope you can remit this month or next month.

  21. Hi good afternoon tanong ko lang po nasa saudi po ksi asawa ko.pwede po ba xa magpadala ng pera sakin kahit wala po akong account sa bdo..

  22. Hi po BDO status po sng gamit ko pinasok ko po ang reference number ko wsla parin mag 3weeks na po pumunta na rin ako sa hinulugan ko d2 sa lebanon sabi nila pinasok n daw po sa account ko sabi ko wala pa kukunin ko nlng pera ko sabi sa hinulugan ko paid n daw di na daw pwede kunin ano ping dapay kong gawin help po

  23. Hi Ruth, yes, puede kahit wala kang account. Punta lang siya sa remittance company, at isend lang ng husband mo for CASH PICKUP at BDO o ibang remittance outlet. I-email o text ng husband mo yong reference no. at kung saan puedeng kunin.

  24. Hi lolita, merong remittance na hindi covered ng BDO Remit Status Inquiry. Baka andon na sa account mo. Call this BDO no. 00-800-8-6318000 from a landline para toll-free. If you use your cellphone, you can also try +632 631 8000 (ang charges parang yong tawag mo sa iyong family). Be ready with your account no. and other personal info that you wrote when you opened your account, like mother’s maiden name and the challenge questions.

  25. Mrs nora kc po 3 na po ang nahulog ko sa account ko ung isa lang po ang pumasok sa inquiry status ung dalawa pong reference# ko di pumasok nghuhulog po ako sa SECO dito po sa lebanon

  26. Ilang days po kaya makukuha yung remittance pag galing middle east? Nahulog na po kasi kahapon, chinecheck ko sa remittance inquiry pero no transaction found.

  27. Hi Ivy, depende sa remittance company. Usually within hours to the next day or more days, maybe up to 3. Bihira na dapat yong up to 5 — oks lang ito sa wire transfer from countries with no correspondent bank here.

  28. hi po.nagsend po aq ng money thru bdo online.san ko po mkikita ung tracking no.para po mapick up na ito ng receiver ko. thanks

  29. hi po.nagsend po aq ng money thru bdo online.san ko po mkikita ung tracking no.para po mapick up na ito ng receiver ko. thanks po.

  30. Hi steph, did you mean you used BDO Online’s “Send Money for Pickup”? Dapat nong natapos mo yong transaction, merong nag-appear na page na andon yong reference number at amount. Successful ba yong transaction? Nabawasan na yong account mo? Kung hindi mo nakuha yong reference no., login again, and click “Account information” then My Transactions at My Activity History. I hope andon yong reference no.

  31. Hi po. Tanong q lng ngpadala kc ung husband q skn from italy to my BDO savings acct, fund transfer daw po ung ginawa 5days na po kc simula nung pinadala nya wala pa rn po sa acct q hanggang ngaun. Gano po ba katagal bago un pumasok sa acct q or posible po kaya na kunin nlng dun sa bank dun ung pera para ipadala nlng thru remittance. email me pls. thanks.

  32. hi mis nora ask kulng po snkin kc ung pasbook at atm card ng kbayan savings panu po mllaman f active p ung card nkalimutn kupo kcing iwan ung pasbook nakailng hulog ndin po ako napasok pdin po b ang pera khit dixA active

  33. Hi xien, nadepositohan mo ba ang account mo kahit one time lang within 12 months from opening? At yong mga interval ng mga remittances mo ay less than 12 months? Yong last mong remittance ba ay wala pang 12 months? If yes to all, active pa ang account mo. Puede mo ring pa-test sa family mo. Magdeposit sila 100 or 200 pesos over the counter sa BDO. Fill up nila deposit slip. Puedeng magdeposit kahit walang passbook. Give them you account no. Kung tanggapin ng teller at magbigay ng receipt, ibig sabihin active ang account mo. Or you can call BDO: 00-800-8-631-8000 or 00-632 631 8000

  34. hi miss nora tanong ko lang po kung ilang araw po bago ko po makuha ung remittance ko po from abu dhabi.. pinadala po kasi ng asawa ko nong sunday pa sa kabayan account ko po gang ngayon po wala p pong laman atm ko.. thanks pki email nlang po ako kung ano po dapat kung gawin

  35. hi po my brother has sent remittance hes from saudi dammam how long could i get it here in the philippines as per cheking po kasi wala pa siya sa bdo remit thank you so much.

  36. Hi gemz, dapat nasa account mo the next day or within 3 days. Make sure din na tama yong naisulat na account number at account name (correct spelling).

  37. Hi Ms Nora,

    I have sister abroad, Qatar. She’s going to have a money transfer form her BDO account to my Eastwest bank account. The fact that shes in Qatar and i’m in Philippines. How long will it take to have the money debited on my bank account? Will it take day(s)?

  38. Hi ms nora,
    My friend from lepzig Germany send me money last November 29. Ask ko lang if how many days ago cya mag credit sa bdo account ko. Tnx and how much pala ang charge nun?

  39. good day po miss nora,

    my boyfriend was sending my allowance to me through to my bdo kabayan account.Pero yung mg widraw na po ako is zero balance pro sabi nya po napadala na nya at 8pm in us then 9am sa atin..pero try po ako ng try pg widraw pro zero parin kc dati 10minutes lng mula ng pinadala nya ma wiwidraw ko na agad.tnx

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