Low Interest Personal Loans in the Philippines

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  3. Hi gloria, loan options itong mga ito. Kung qualified ka sa isang certain loan program, then apply. Puede ka ring mag-ask ng assistance sa Office of the Vice President, offices ng legislators sa Congress, at sa mga officials sa city hall nio. Nagbibigay sila basta dala mo ang medical papers at bills (original and xerox copies).

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  14. Hi Lia, sorry I don’t know anyone. Approach a smaller rural bank or savings bank where your properties are located. They process faster. You can talk with the hospital about assigning to them one title as security, and you use the other title to borrow from the bank.

  15. Hi, would you know somebody who could lend a loan for 300k. My parents wants to give land titles as collateral and the loan is payable in 60 days. We just need it urgent to pay for hospital bills The land titles are worth 2 million. Thank you

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  20. Hi burt, try selling your memorial lot online, on olx.ph (formerly sulit). I think there’s no bank accepting an individual memorial lot as collateral. Maybe some lending companies. Research online. You can also approach the office of the memorial lot developer — sometimes they know agents that are looking for cheaper lots.

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  22. Hi jj, it’s not advisable to pawn your lot to pay off your short-term loan, as you might lose your lot. If you’re really drowning in debt, and the stress is killing you, then it might be better to sell your lot, not pawn, so you can get the total value. Be sure to BUY ANOTHER LOT or HOUSE and LOT (see foreclosed Pag-ibig properties), probably smaller, with the sale proceeds after you’ve paid off your loan. Ask around, search the Internet so you can get the right price for your lot.

  23. Where can I pawn-sell my lot. thank you. the lot has clean title. I want to pawn or sell to avoid bad credit record

  24. Hi jho, many loan companies need collateral (real estate title or jewelry). Banks require borrower’s proof of income.

  25. Hi Ms.Nora im a beneficiary of an OFW in Brunei, he’s currently residing there. For now he’s waiting for the release of his working visa as he transferred to a new company there in BMW company. I want to apply for a loan for allowance, personal loan. Will it be granted? small amount of 15k. thank you for reading.

  26. Hi! I read from your post that you once had lent someone money. I currently have an emergency, and I can’t wait for any bank’s approval period. I don’t want to try asking for a loan being offered by unknown organization all over the internet as well. So ahm. Will it be okay, as humiliating as it may sound, to ask you for a loan? The amount I need is just around 40,000 pesos. I tried Lenddo but they’re not replying. 🙁

  27. Hi, Nora, good day, again! ask ko lng any ideas sa personal loan that can process in 3-4days..(condo is my collateral)i mean is there any reputable agencies? coz if I do loan in the bank…it takes more than a month…i really need an amount this time..
    thanks..

  28. Hi Maria, ask your sister to ask a small bank or rural bank near your condo. 3 days is too short for regular real estate loan application. She should negotiate with a trusted entity because you’ll be handing over your real estate title.

  29. Hi, any idea saan ho pwedeng mag personal loan na ma process lng 3days…condo is my collateral.. but right now im not in the Philippines…i have my sister’s SPA,,sya lng mag aaply in behalf of me…

    thnks…

  30. I’m interested to apply. please inform and help me how to avail. thank you very much.

  31. hi! i really need to know if where can i get a loan in an easy way, without any collateral or bank accounts needed since i dont have those? thankyou..

  32. hi, I just want to ask kung saan ang best na mag loan for business na may lowest interest among others?thank you

  33. Hi Priz, banks need the original title and updated tax clearance and payment ORs. You can inquire at savings banks or rural banks in the area, province or region where the property is located. Take note na super bilis mag-foreclose ang mga banks kapag delinquent ang borrower.

  34. Hi paloma, ang alam kong nakakagawa nito ay yong merong kakilala na bank manager, or friend na merong kakilala.

  35. Hi!

    I dont have any money in the bank but I need a bank statement in a commercial bank that certifies that I have 1.4M from oct.-jan. But I dont need to withdraw. What should I do. This is a badly needed requirement for my student visa.What advice can you tell me.

    Thank you! GOD BLess!

  36. Hi Mhaye, there are several kinds of loans discussed in the article, so check where you can be qualified. Are you employed? You can borrow from SSS or personal loans offered by banks if you’ve been employed for several years.

  37. hi,

    How can i apply for loan. your response will be greatly appreciated.

    Thanks,
    Mhaye

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