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  1. Hi Leny, most banks require maintenance of a savings account for 6 months before issuing a checking account. Bigger banks have even stricter requirements. But there are times smaller banks approve checking account applications if there are recommendations or if you have income documents or if you show certain company IDs, or they’re having promotions.

  2. I need to open new checking account because my existing account at B** requires me to maintain 6mos with minimium amount of 50k but I need it right now to release my check loan at pag-ibig fund because the seller need my payment. Kindly help me where did you get your check instantly/quickly. I’m from North Kalookan. Thank you!

  3. I need to open a checking account because it’s one of the requirements for pag ibig housing loan, I need it right now so i can move in to my new house after a month. I tried to inquire with PS Bank but as per them i need to have an account with them and i need to wait for 6 months before they can approved me for a checking account can you please give me a list of banks were i can open a checking account immediately without waiting for 6 months.

  4. Hi mae, based on previous comments, the ones that are likely to allow you to open your checking account without previously being a client are CityState, RCBC Savings, and the smaller savings banks. Here are rankings of savings banks.

  5. what are your requirement to open an account of

    -sole proprietor
    -joint accouny (AND account)(AND/OR account)
    -single proprietor with additional signatory
    -clubs and organization

    *for school purposes*

    thankyou :)

  6. Hello po Nors. Ask ko po kung yung CityState ay meron ba sa nueva ecija? Meron po ba sa Cabanatuan city?

  7. Hi, I badly need to open a checking account and i dont have any savings account in any bank. Alam nyo po ba kung anong specific branch ng citystate pwedeng mag open without having a savings account?

  8. Hi jennylyn, try mo nga yong branch nila sa Paco. Pero try mo pa rin the branch nearest you. Basta naman you’re able to show that you’re responsible, able to explain why you need a checking account, and how you’re going to fund your account.

  9. Pwede ko na poh bang magamit sa hospital ang Philheath ko kahit 1st quarter of this year 2014 lang ang nabayaran ko?Magpapa-opera po kasi ako this coming July or August 2014…

  10. Hi, Ms. Nora.. Magpapa-schedule na poh kasi ako ng confinement sa hospital this coming July or August para magpa-opera..Kaso poh 1st quarter lang ng year 2014 ang nabayaran koh..Hindi poh ako nakabayad ng contributions koh for this month of April to June 2014…Pano poh ba yun?Maa-avail koh pa rin poh ba yung benefits ng Philhealth?Pls. reply..Thanks!

  11. Hi Aileen, yes, you should be able to avail in July, following the 3-of-6-months rule. But some hospitals are sigurista. To be sure, if you’re near a Bayad Center or SM Business Center, pay Apr May June now, before they close today, since this is the last day you can pay the 2nd quarter.

  12. hello! may i ask if citystate bank still offer that amount in opening a checking account? Because i went to citystate bank las pinas branch and yet the teller said it is 5000 and should have a savings account for 6 months. So, i go with the philippine business bank 2000 with NO INTEREST. I must say “sayang!” because citystate bank offered as lowest as 1500 with INTEREST as you have said in your blog. have a good day:)

  13. Hi jo, sorry I’m not sure now, but some Citystate branches are stricter than other branches and certain branches are promoting the 5k checking account and de-emphasizing the cheaper account. I think that PBB 2k account is already good despite not giving interest, as deposit interest rates today have become negligible. Have a good day too

  14. Hi miss nora which branch of city state bank can i open quickly a checking account without waiting for 6 six months? Can you suggest other banks?

  15. Hi ella, try smaller savings banks. Try asking any savings bank that you pass by on your way to work. Not the bigger ones because they’re strict now. Try Optimum Bank at Starmall Alabang or Shaw/Edsa, or RCBC Savings Bank (Lite checking account).

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