BDO Correspondent Banks for Sending Money to the Philippines

Updated April 7, 2013

Here’s a list of BDO correspondent banks for Filipinos, OFWs and other persons abroad who want to send money to the Philippines through a WIRE TRANSFER or TELEGRAPHIC TRANSFER to a BDO account.

In many cases, wire transfers or telegraphic transfers are more expensive than other remittance or money transfer services, so if there are no valid reasons why you need to use wire transfers, check if there are other ways to send money to the Philippines in your place of work, business or residence.

Accredited money transfer services could be cheaper, and also faster, and at the same time as secure and as safe as the banks.

If you’re sending to a BDO client, you can check if there are BDO Remit partners or BDO remittance agents in your area.

Other options are MoneyGram and Wells Fargo ExpressSend, which are both BDO partners. You can also use Western Union, but use it only if you’re depositing to a BDO account, and not for cash pickup at a BDO branch.

If you need to use a WIRE TRANSFER to send money to a BDO account, you need the following information:

  • BDO Swift Code is BNORPHMM.
  • Name of your recipient, spelled exactly the same as the name on his/her BDO account
  • BDO account number of your recipient
  • Address of your recipient
  • Address of the BDO branch of your recipient (some banks require complete address; others require just the country and city)
  • Your name
  • Your address
  • Your bank account number (Most banks require that you have an account with them before you can send a wire transfer.)
  • Amount to be sent
  • Telephone numbers of both sender and recipient (required by some banks)

BDO Correspondent Banks

CITY BANK Currency
New York Citibank NA U.S. Dollars
New York Deutsche Bank Trust Company Americas U.S. Dollars
New York JPMorgan Chase Bank NA U.S. Dollars
New York Standard Chartered Bank U.S. Dollars
New York The Bank of New York Mellon U.S. Dollars
New York Wells Fargo Bank U.S. Dollars
San Francisco Bank of America NA U.S. Dollars
London Barclays Bank PLC British Pounds
London HSBC Bank PLC British Pounds
London Citibank NA Swiss Francs
Frankfurt Deutsche Bank AG Euros
Frankfurt Standard Chartered Bank (Germany) Euros
Toronto Royal Bank of Canada Canadian Dollars
Melbourne Australia and New Zealand Banking Group Australian Dollars
Tokyo Standard Chartered Bank Japanese Yen
Tokyo Wells Fargo Bank Japanese Yen
Singapore Oversea-Chinese Banking Corp. Ltd. Singaporean Dollars
Hong Kong Banco De Oro Unibank Inc. Hongkong Dollars

Here are the Swift Codes or BIC Codes for the banks above:

Correspondent Bank Swift Code or BIC Code
Citibank, New York CITI US 33
Deutsche Bank, New York BKTR US 33
JPMorgan Chase, New York CHAS US 33
Standard Chartered, New York SCBL US 33
Bank of New York Mellon, New York IRVT US 3N
Wells Fargo, New York PNBP US 3N NYC
Bank of America, San Francisco BOFA US 6S
Barclays Bank,London BARC GB 22
HSBC, London MIDL GB 22
Citibank, London CITI GB 2L
Deutsche Bank, Frankfurt DEUT DE FF
Standard Chartered, Frankfurt SCBL DE FX
Royal Bank of Canada, Toronto ROYC CA T2
Australia and New Zealand, Melbourne ANZB AU 3M
Standard Chartered, Tokyo SCBL JP JT
Wells Fargo, Tokyo PNBP JP JX
Oversea-Chinese Banking, Singapore OCBC SG SG
Banco De Oro, Hong Kong BNOR HK HH

BIC means Bank Identifier Code. This is the code for the bank in financial transactions done through telecommunication systems.

The Swift Code consists of 8 or 11 characters. SWIFT refers to Society of Worldwide Interbank Financial Telecommunication, an organization that assigns codes to track wire transfers.

Related Articles:
BDO Kabayan Savings, BDO Remit Cash Card for OFWs
Use of BDO Kabayan ATM and BDO Debit ATM Cards Outside the Philippines
BDO Remittance Partners in London, England, Other Cities
BDO Remittance from Australia — Money Transfer to the Philippines

BDO Remittance Partners in California


Add a Comment
  1. Hi Joseph, if this is a Kabayan account and it has not received a foreign remittance for more than a year, and it has no balance, then most likely it’s already closed. If it has a balance of 5k or more, it’s still active.
    If it’s a regular atm savings account, the maintaining balance requirement is 2k. If it has a balance of 2k or more, it’s still active.

  2. hi, i sent money thru remittance center here in ksa in my bdo account many times already..but this time i didnt enter the exact name (incomplete) not the same on my bdo account i forgot to put my middle name, but my account number is correct,will i recievd my remittance on my account?thank you

  3. Hi christine, did you write your first name and surname exactly the same as in your BDO account? If yes, your remittance will be deposited in your account. The middle name, if not written, is not a requirement if the account no. and first name and surname are matched. But if you wrote the middle name, and it does not match with the middle name in the account, then the remittance will not be deposited.

  4. Hello, what’s the intermediary swift code of bdo? My husband wants to send me money. Is swift code different from intermediary swift code?

  5. Hi angel, BDO’s swift code is BNORPHMM. If your husband remits at a bank which is not a correspondent bank of BDO, then that bank will need a third-party bank to connect to BDO, but the transaction should be between that bank and the 3rd-party bank. They should be the one knowing the intermediary swift code.
    For a lower-cost and faster remittance, I suggest that your husband finds a BDO remittance partner in the country where he works, or the remittance partner of other Philippine banks like BPI or Metrobank. Where does your husband works?

  6. Hi mam, my husband lives in San Francisco USA. Where can he send money direct to my BDO account here in the Philippines? Sending through western union is expensive.

  7. Hi Strawberry, if your husband has a US bank account or credit card, he can send to your account through XOOM . Remittance fee starts at $5. My US affiliate is paying me via XOOM. Other BDO remittance partners there are Wells Fargo bank, Lucky Money, Sigue Money, Xpress Money, Uniteller, TransFast.

  8. Hi, can I open a BDO account here in the US? What’s the process, as I need a bank account in the Philippines for check deposit transactions. At this moment, I don’t have a bank account in the Phils. If any one has similar experience, please I need help. Thank you so much.

  9. How can I open a BDO account here in Riyadh KSA and what are the contact details so I can make inquiries? Thanks

  10. Hi Nora, I will be using Moneygram here in Netherlands to send Euros in the Philippines. Would you know if my relative can pick it up in the same currency at a BDO branch?

    Thanks in advance.

  11. Hi Aye, sorry I’m not sure. I’ve received only pesos when getting Moneygram remittances from BDO. But I’ve received US dollars from BDO if sent via Xoom. I checked the Moneygram website and they said you must tell Moneygram if you want your recipient to receive your euro remittance in euros — the remittance fee will be be higher. And then tell your recipient to tell BDO that you paid for a payout in euros.
    BDO offers a euro savings account, so they must have available euros all the time. Sometimes, in my case, before they allow me to get mine in dollars, they ask if I have any BDO account.

  12. Hello, my bf in germany sent me money through bank to bank using online banking. He asked for my banking details like name of the bank, name of the card holder, my address,the swift code, and address of the bdo branch. I mistakenly used my address as the bank’s address — will that cause a problem? And my account with bdo is smart money — do you think the remittance will get deposited to my smartmoney when it’s not a bdo account? He sent me money yesterday around 3pm; when can I receive the money?

  13. Hi luie, you’re right that Smart Money is not a BDO account — this is a Smart Communications card. But you can go to your BDO branch and ask if they will credit a remittance from Germany to your Smart Money card because that’s the no. that you gave to the sender. And if not, ask them what to do. The possible remedy is for your bf to amend his remittance for cash pickup at BDO.

  14. Hi, what is the maximum remittance to my BDO account from here in Brunei if I use Moneygram? Can I remit everyday? I need to make payments for a property I’m purchasing

  15. Hi, may I know if I can open Peso savings account at BDO representative office sa 27-63 One Raffles Place, Office Tower 2? Open na po ba sila?

  16. Hi lyn, that office is in the list, so you can try asking. Try also A-Express Remit, Brunphil Express or Kabayan Remittance or Metro Remittance Centre at Lucky Plaza

  17. Hi Ms. Nora, asking for BDO online banking: ” send money for pick-up at BDO branch” Balak ko sana eto gawin ko sa pagpapadala sa pinas.. Question po need pa ba ng account no. Or need pa mag open account yung padadalhan ko sa pinas? Hirap kc magpadala dito abroad western union mahal pa ang fees.

    Slamat po :)

  18. Hi Vin, if you send through Western Union and you want it to be through BDO, you need to send to a BDO account. Why so? Because BDO does not process Western Union over the counter. No BDO cash pickup for Western Union remittances. Ang puedeng i-process over the counter sa BDO is Moneygram, kasi partner sila.
    Puede ring cash pickup at any Western Union outlet in a safe location.
    If you’re going back and forth between Phils and Germany, try getting a Visa or Mastercard debit card from your bank there, and then when you vacation here, try withdrawing at an atm here with a high maximum withrawal limit (Citibank, HSBC, BDO); withdrawal fee might be cheaper. For others, the charge is only 200 to 300 pesos.

  19. Hi, can I make bank bank money transfer from Cambodia in US$ to my peso account in BDO Cainta Junction Branch? I don’t have a dollar account but I prefer that my remittance be received in US dollars. Thanks, Lyn

  20. Hi Lyn, if you send US dollars to your BDO peso account, your US dollars will be converted into pesos before it’s deposited to your peso account. Ask your family to open a US dollar account so you can send US dollars to that account, and so they can withdraw in US dollars. They can open a Kabayan dollar account with $100 and a remittance receipt to show they’re receiving remittance from abroad.

  21. Hello Nora nagpadala kasi yung asawa ko from US using bank of america sa kabayan savings account ko,mga kelan ko matatanngap? thanks God Bless

  22. Hi Nora,

    Ask ko lang regarding bank to bank transfer. Nagpa bank transfer kasi ako ditto sa Bank account sa Tripoli Libya (Bank of Commerce and Development) Euro account at pinatransfer ko sa BDO Kabayan Savings Account ng mother-in-law ko. Until now more than 2 weeks na hindi pa nacredit sa bank account ng mother-in-law ko. Ganun ba katagal? Nakita ko sa Transfer slip na dadaan sa Bank of New York Mellon at itransfer sa BDO account. Pwede paki-send sa email address ko ang contact details ng Bank of New York Mellon regarding BDO remittance kung natransfer na nila sa Pinas yung pera kasi hanggang ngayon ang sinasabi ng BDO wala pa raw???

    Thanks and I appreciate your quick feedback. Urgent kasi yung pinadala ko. God bless..

  23. Hi Elmer, this is Bank of New York Mellon’s customer hotline: 412-234-5000 M-F 9am 5pm EST. You can also inquire here:
    Indeed your wire transfer should have reached your recipient’s account already. The Libya to New York connection may be the one that’s taking so long, so it’s best to ask your bank there in Libya. God bless din.

  24. Hi, my boyfriend will be sending money from London, is it possible through my BDO dollar account? How much is the maximum limit he could send me at a time?

  25. Hello, Nora. I would like to know how long should I wait for the money to set in to my local bank account. A sum of money was sent via SWIFT from Europe to BDO. It was sent last 22nd. I am used to getting the money (via Western Union to my Bank)after two days it has been sent- not affected by weekends or holidays. This new process (on my end), seems not. How long should I wait for such? Thank you…

  26. Hi Princess, it takes longer if the sender’s bank is not a BDO correspondent bank, and an intermediary bank was used. BDO’s system maintenance work last night and today might have had an impact also. Should not take more than a week.

  27. Hi Nora, just wanted to ask. a friend wired me money dated august 14, 2014 from norway to my bdo acct. but as i checked it hasn’t come thru yet. do you have any idea of how long will it to take for the money to be transferred in my bdo acct? thanks

  28. Hi Maria, it’s been 2 weeks. The money should already be in your account. You can call BDO and ask if there’s a remittance for you but was put on hold for some reason (error in account name or no.). BDO has also been encountering glitches in its system maintenance these past 2 to 3 days, so this could also be another reason.

  29. Hi Nora,
    Ask ko sana what is the best way to send money from uk to phils.? and how long will it take? possible ba na makapagpadala from uk to manila through bdo remittance without my existing bank account? and what is the maximum amount to be sent or any limit? hope to hear from you soon. thanks.

  30. Hi vam, it depends on where you are there. Here are BDO remittance partners in UK. Check out LCC, GEMR and Azimo. Usually remittances can be available for withdrawal the next day. If it’s emergency, Moneygram (BDO partner) Western Union are the fastest, but might cost 10 or more pounds. You can also send through PNB, BPI and Metrobank. PNB and BPI offer bank account opening in the UK and assistance for opening a Philippine-based account. Yes, you can send for cash pickup at BDO. About the limit, PNB accepts more than 10,000 pounds and more than 15,000 euros, so I think you can send any amount, but remittance firms could ask for proof of source of income if you send large amounts of money.

  31. Hello po,

    Good evening. What info do I need in order to have a wire transfer to my BDO us dollar savings acct from the u.s. ? I have acct numbers and swift code. But what about Correspondent Banks or intermediary banks?

  32. Hi Vina, if your US bank is Wells Fargo or Bank of America or Citibank or Standard Chartered, then you can make a wire transfer with them, as these are the US banks affiliated with BDO. You can make a wire transfer though with any US bank, but there will be an additional fee if done through a non-BDO-correspondent bank. As you’ve written, you already have the info you need: BDO account name and no., swift code and your contact details there in the US.
    You can also explore using XOOM — I’ve been getting my salary from my US employer for 3 years now without any problem through this remittance service and BDO.

  33. Hi Nora

    My fiance send check from Post Bank Germany it was Sept 28 until now wala pa nag tanong na sya sa Bank nya they sent an Email n ung Deutsche Bank New York daw ang responsible pano kaya un makukuha? Pls help iyah

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