BDO Correspondent Banks for Sending Money to the Philippines

Updated June 9, 2015

Here’s a list of BDO correspondent banks for Filipinos, OFWs and other persons abroad who want to send money to the Philippines through a WIRE TRANSFER or TELEGRAPHIC TRANSFER to a BDO account.

In many cases, wire transfers or telegraphic transfers are more expensive than other remittance or money transfer services, so if there are no valid reasons why you need to use wire transfers, check if there are other ways to send money to the Philippines in your place of work, business or residence.

Accredited money transfer services could be cheaper, and also faster, and at the same time as secure and as safe as the banks.

If you’re sending to a BDO client, you can check if there are BDO Remit partners or BDO remittance agents in your area.

Other options are MoneyGram and Wells Fargo ExpressSend, which are both BDO partners. You can also use Western Union, but use it only if you’re depositing to a BDO account, and not for cash pickup at a BDO branch.

If you need to use a WIRE TRANSFER to send money to a BDO account, you need the following information:

  • BDO Swift Code is BNORPHMM.
  • Name of your recipient, spelled exactly the same as the name on his/her BDO account
  • BDO account number of your recipient
  • Address of your recipient
  • Address of the BDO branch of your recipient (some banks require complete address; others require just the country and city)
  • Your name
  • Your address
  • Your bank account number (Most banks require that you have an account with them before you can send a wire transfer.)
  • Amount to be sent
  • Telephone numbers of both sender and recipient (required by some banks)

BDO Correspondent Banks

CITY BANK Currency
New York Citibank NA U.S. Dollars
New York Deutsche Bank Trust Company Americas U.S. Dollars
New York JPMorgan Chase Bank NA U.S. Dollars
New York Standard Chartered Bank U.S. Dollars
New York The Bank of New York Mellon U.S. Dollars
New York Wells Fargo Bank U.S. Dollars
San Francisco Bank of America NA U.S. Dollars
London Barclays Bank PLC British Pounds
London HSBC Bank PLC British Pounds
London Citibank NA Swiss Francs
Frankfurt Deutsche Bank AG Euros
Frankfurt Standard Chartered Bank (Germany) Euros
Melbourne Australia and New Zealand Banking Group Australian Dollars
Tokyo Standard Chartered Bank Japanese Yen
Tokyo Wells Fargo Bank Japanese Yen
Singapore Oversea-Chinese Banking Corp. Ltd. Singaporean Dollars
Hong Kong Banco De Oro Unibank Inc. Hongkong Dollars

Here are the Swift Codes or BIC Codes for the banks above:

Correspondent Bank Swift Code or BIC Code
Citibank, New York CITI US 33
Deutsche Bank, New York BKTR US 33
JPMorgan Chase, New York CHAS US 33
Standard Chartered, New York SCBL US 33
Bank of New York Mellon, New York IRVT US 3N
Wells Fargo, New York PNBP US 3N NYC
Bank of America, San Francisco BOFA US 6S
Barclays Bank,London BARC GB 22
HSBC, London MIDL GB 22
Citibank, London CITI GB 2L
Deutsche Bank, Frankfurt DEUT DE FF
Standard Chartered, Frankfurt SCBL DE FX
Australia and New Zealand, Melbourne ANZB AU 3M
Standard Chartered, Tokyo SCBL JP JT
Wells Fargo, Tokyo PNBP JP JX
Oversea-Chinese Banking, Singapore OCBC SG SG
Banco De Oro, Hong Kong BNOR HK HH

BIC means Bank Identifier Code. This is the code for the bank in financial transactions done through telecommunication systems.

The Swift Code consists of 8 or 11 characters. SWIFT refers to Society of Worldwide Interbank Financial Telecommunication, an organization that assigns codes to track wire transfers.

Note:  I removed Royal Bank of Canada (Toronto) from the list; I no longer see it on the list on BDO’s website.

Related Articles:
BDO Kabayan Savings, BDO Remit Cash Card for OFWs
Use of BDO Kabayan ATM and BDO Debit ATM Cards Outside the Philippines
BDO Remittance Partners in London, England, Other Cities
BDO Remittance from Australia — Money Transfer to the Philippines

BDO Remittance Partners in California


Add a Comment
  1. Hi Erlinda, the swift code of BDO is BNORPHMM. Wire transfer through online banking works only if your bank in Ghana offers wire transfer service online to any foreign bank.

  2. Hi, I have this problem with a specific cambridge website because my payment using my VISA debit won’t push through. I’ve been using this in other websites until now. The admin of the website suggested that I do bank to bank transfer. But imagine the hassle, I have a BDO account and I have to do bank to bank transfer in Barclays Bank of London! How much will be BDO’s charge for this. It’s such a waste; my expense should be limited only to the exact amount but now i need to pay the bank to bank charge which in the first place should not have been my obligation.

  3. Hi James, according to BDO’s website, their wire transfer (done online) to a foreign account costs $35 ($10 + $25). If that website is accepting credit cards, then your Visa debit card (with expiry date and 3-digit security code) should work. Maybe their system had a glitch that time. How about trying again? If you’re paying more than 25,000 pesos, maybe BDO’s Visa also has a 25k limit, just like with their Mastercard debit card.

  4. Good DAy! I am R-vee, i registered on line, and received confirmation and tracking number. when will i receive my ID/number.

  5. Hi R-Vee, did you mean you registered in BDO online banking? If you registered while in the Philippines, use the code given to you and your atm card to validate your enrollment at a BDO atm machine. Please comment again if I misunderstood your question.

  6. I live in Thailand and have a checking account at Chase Bank in the U.S. My Thai bank, Bangkok Bank, has an office in the U.S. I am able to sendmoney(dollars) using an account transfer from my U.S. account to my Thai account, which is cost-free(my Thai bank charges around $10 for the transfer. My filipina girl friend has a checking(savings) account with BDO. Why can’t I add her account to effect an account transfer the same way, since BDO has branches in the U.S.?

  7. Hi Leonard, sad to say, there’s no BDO branch in the U.S. What it has there are remittance partners and 2 BDO Remit branches. It’s PNB and Metrobank which have branches in the U.S. PNB offers online transfers from a US bank: PNB fees: You can also try (this is how I get my salary from my US employer) — but send for cash pickup at BDO, and not deposit to account, so your girlfriend can get your remittance in dollars, and then exchange them at Czarina or Sanry’s for higher exchange rates. is also an option. Among US banks, it’s Wells Fargo that has a remittance relationship with BDO:

  8. Hi lorelie, sad to say, there are no BDO remittance partners yet in Cambodia based on the latest BDO list. I’ll get back if I find something helpful.

  9. Hi Nora, one of my friend wired some money from Pakistan to a BDO account via swift transfer. When he realized the money went to a wrong account he has immediately reported this to his bank. Please advise how to get this money returned to the original senders bank account from BDO. thanks for your help

  10. Hi Tinkualy, do you mean he wrongly sent money to another person (with correct account name and number? If that money is already deposited, then that money already belongs to the account owner. The sender can get that money back if the account owner returns it, since it’s already his money, or if it’s the bank that made the error. Usual errors in remittances are wrong spelling of recipient’s name or a missing digit in the account no. — these are not deposited (since it’s unlikely there’s an account with this wrongly spelled name or with missing digit). These are put on hold, waiting for the sender to make the needed changes at the bank where he sent the money. You should call BDO and ask: 631-8000

  11. hi Nora, thanks for your details. yes the money has been sent to a wrong account name and account number. To be more specific actually the account details were provided by a hacker (who has actually hacked my friends counters email address and provided a wrong account details to remit). Could you please help me to provide more details how to claim the money, where to put the complaints. Because the receivers do not have any any remittance copy to show this to his bank. really needed a help to sort this out.

  12. Hi Tinkualy, you wrote “Because the receivers do not have any any remittance copy to show this to his bank. really needed a help to sort this out.” Do you mean the owner of the account where the money was wrongly deposited has not withdrawn the money? That they’re not able to withdraw the money? If yes, it’s the sender in Pakistan who can remedy this through his bank — his bank should communicate with BDO, and change the name and account no. of the recipient to your name and account no. You cannot go to BDO to complain if you do not have proof that you should be the one receiving the money.

  13. Hi Nora, with the communication that is what I understood that the wrong receipant has not received the money to his account and asking for the remittance copy to claim- which is risky to provide. thanks for your advise, the sender bank has already sent a swift message to BDO to return the money. now await for an update on that. hope the problem will be solved. will let you know

  14. Hi Tinkualy, it’s good the money was not actually credited to the wrong account. Yes, please comment again about what happened. Thanks a lot

  15. Thank u so much for the info miss u have any suggestion how to send money to a bdo account from cambodia?thank u

  16. Hi Nora, the bank from Pakistan has not received any reply from BDO on their swift message which was sent on 7th October to return the money to their account. could you please advise what to be done next as I know bank is bound to reply within 48 hours of any message. I am really scared how to get these money returned.

  17. Hi Tinkualy, unfortunately, you cannot do anything here with BDO because your name is not in any of the money transfer document. If swift code was used, it means a correspondent bank was used, so the Pakistani bank should communicate with the correspondent bank. It’s the correspondent bank that has a relationship with BDO — I’m sure there are correspondent agreements regarding this kind of transfers.

  18. Hi Miss Nora,I forgot my online banking password then i click the forgot password on bdo password was sent to my email but when i used that password sent from bdo stii my cannot open.Wrong usernamr or password is the result.Thank u

  19. Hi lorelie, try again, and enter the password carefully. I’ve changed my password, and it was successful. If still unable to login, call BDO.

  20. hi Nora, thanks for your advise. I am expecting the update on the swift message sent from Pakistan bank.

  21. What I don’t understand is why BDO Philippines doesn’t know how much their correspondent banks charge for SWIFT transactions to them? They have an agreement with these banks and yet they don’t know how much the charges are. ie. Citi Dubai to Citi NY (BDO Correspondent bank) to BDO Manila.

  22. Hello. Can I ask about Bdo wire transfer? How long it takes coz it’s already 1 week. But I didn’t received any money in my account. it should be deposited in my account. From Spain to Philippines.

  23. Hi Loraine, it should be in your account already. Processing varies, depending on the correspondent or intermediary banks, from 1 day to 5 business days or longer. Maybe the APEC holidays delayed the transfer. Make sure your sender wrote your name and account no. correctly. If still not in your account by Monday afternoon, call BDO and ask. Your sender can also ask the sending bank in Spain.

  24. hi mam good day po. may tanung lng po ako, nagpadala po ung amo ng kapatid ko sa bdo ATM accnt ko po nung Nov.12 po, hngggang ngaun dp po pumapasok sa accnt ko po. OK lng po ba un na ganun ktagal? sa enjaz bank po cla ngpadala.. Saudi po ung bansa.. maraming salamat po

  25. Hi joemar, the money should be in your account already. Ask your sibling to tell her/his boss that the money is not yet in your account. There might be an error in your name’s spelling or the account no. You can also call BDO and ask about it: 631-8000

Leave a Reply

Your email address will not be published. Required fields are marked *

Working Pinoy © 2008-2014 Frontier Theme