BDO Correspondent Banks for Sending Money to the Philippines

Updated June 9, 2015

Here’s a list of BDO correspondent banks for Filipinos, OFWs and other persons abroad who want to send money to the Philippines through a WIRE TRANSFER or TELEGRAPHIC TRANSFER to a BDO account.

In many cases, wire transfers or telegraphic transfers are more expensive than other remittance or money transfer services, so if there are no valid reasons why you need to use wire transfers, check if there are other ways to send money to the Philippines in your place of work, business or residence.

Accredited money transfer services could be cheaper, and also faster, and at the same time as secure and as safe as the banks.

If you’re sending to a BDO client, you can check if there are BDO Remit partners or BDO remittance agents in your area.

Other options are MoneyGram and Wells Fargo ExpressSend, which are both BDO partners. You can also use Western Union, but use it only if you’re depositing to a BDO account, and not for cash pickup at a BDO branch.

If you need to use a WIRE TRANSFER to send money to a BDO account, you need the following information:

  • BDO Swift Code is BNORPHMM.
  • Name of your recipient, spelled exactly the same as the name on his/her BDO account
  • BDO account number of your recipient
  • Address of your recipient
  • Address of the BDO branch of your recipient (some banks require complete address; others require just the country and city)
  • Your name
  • Your address
  • Your bank account number (Most banks require that you have an account with them before you can send a wire transfer.)
  • Amount to be sent
  • Telephone numbers of both sender and recipient (required by some banks)

BDO Correspondent Banks

CITY BANK Currency
New York Citibank NA U.S. Dollars
New York Deutsche Bank Trust Company Americas U.S. Dollars
New York JPMorgan Chase Bank NA U.S. Dollars
New York Standard Chartered Bank U.S. Dollars
New York The Bank of New York Mellon U.S. Dollars
New York Wells Fargo Bank U.S. Dollars
San Francisco Bank of America NA U.S. Dollars
London Barclays Bank PLC British Pounds
London HSBC Bank PLC British Pounds
London Citibank NA Swiss Francs
Frankfurt Deutsche Bank AG Euros
Frankfurt Standard Chartered Bank (Germany) Euros
Melbourne Australia and New Zealand Banking Group Australian Dollars
Tokyo Standard Chartered Bank Japanese Yen
Tokyo Wells Fargo Bank Japanese Yen
Singapore Oversea-Chinese Banking Corp. Ltd. Singaporean Dollars
Hong Kong Banco De Oro Unibank Inc. Hongkong Dollars

Here are the Swift Codes or BIC Codes for the banks above:

Correspondent Bank Swift Code or BIC Code
Citibank, New York CITI US 33
Deutsche Bank, New York BKTR US 33
JPMorgan Chase, New York CHAS US 33
Standard Chartered, New York SCBL US 33
Bank of New York Mellon, New York IRVT US 3N
Wells Fargo, New York PNBP US 3N NYC
Bank of America, San Francisco BOFA US 6S
Barclays Bank,London BARC GB 22
HSBC, London MIDL GB 22
Citibank, London CITI GB 2L
Deutsche Bank, Frankfurt DEUT DE FF
Standard Chartered, Frankfurt SCBL DE FX
Australia and New Zealand, Melbourne ANZB AU 3M
Standard Chartered, Tokyo SCBL JP JT
Wells Fargo, Tokyo PNBP JP JX
Oversea-Chinese Banking, Singapore OCBC SG SG
Banco De Oro, Hong Kong BNOR HK HH

BIC means Bank Identifier Code. This is the code for the bank in financial transactions done through telecommunication systems.

The Swift Code consists of 8 or 11 characters. SWIFT refers to Society of Worldwide Interbank Financial Telecommunication, an organization that assigns codes to track wire transfers.

Note:  I removed Royal Bank of Canada (Toronto) from the list; I no longer see it on the list on BDO’s website.

Related Articles:
BDO Kabayan Savings, BDO Remit Cash Card for OFWs
Use of BDO Kabayan ATM and BDO Debit ATM Cards Outside the Philippines
BDO Remittance Partners in London, England, Other Cities
BDO Remittance from Australia — Money Transfer to the Philippines

BDO Remittance Partners in California

147 Comments

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  1. Hello gud pm, I need the complete address with postal code of Bdo at SM Fairview A branch, need it for wire transfer from US, pls reply ASAP

  2. Hi Crisa, SM City Fairview A, Quirino Highway corner Regalado St. Fairview, Quezon City, Philippines. Postal code is 1118

  3. Hi, just want to ask if how long will it takes for to received funds via correspondent transactions. The funds have been sent last march 2 2015. When i will be receiving it from my account. Kindly advise much thanks

  4. Hi. Can you pls tell me what is the intermediary bank details of banco de oro Philippines? Thank you

  5. Hi anne, 2 to 5 business days to a week. Call BDO if it takes longer. Make sure also that account name and no. are correct.

  6. Hi Ryan, the Swift Code of BDO is BNORPHMM. This code is for all BDO branches in the Phils. The swift code of BDO’s correspondent or intermediary banks are posted above. Which bank above is located in the same city or country in which your bank is located? You use that bank. Usually also, if your bank is not a BDO correspondent bank, your bank will be the one choosing which intermediary bank they’re going to use to reach BDO.

  7. hi, i just want to ask if the BDO kabayan peso saving can make withdraw in bank in other country?

  8. Hi amirah, you can withdraw abroad if your atm card has a Mastercard or Visa logo, and if you have activated your card when you were here in the Phils.

  9. elow po. what should I do if the account number I wrote is incomplete but I wrote the name correctly; branch is bdo bank. I worry about what I sent. Will the money be sent? Please help po. thanks

  10. Hi anedi, you need to go back asap to the remittance company or center where you sent the money, and amend or correct the account number you wrote in the remittance slip. You may be charged a fee for this amendment. If you do not correct it, the money will be put on hold by BDO because the account number and name do not match with what you wrote.

  11. Hi! i sent a wire to my friend’s BDO account. I misspelled his name and I didn’t provide an intermediary bank. will the funds be returned into my CHASE acct? it’s gonna be the 4th business day tomorrow and he still hasnt received it yet nor was it credited back to my account. please help

  12. Hi cindy, call Chase and ask to amend your wire to correct your friend’s account name. There might be a charge. Your money is most likely with BDO, but was put on hold while waiting for further communication from Chase.

  13. Hi marilyn, Citibank UK and HSBC UK’s websites post their maximum limit as 50,000 pounds per day, or about 73,000 USD. Barclay UK’s limit is 50,000 or 100,000 pounds depending on the purpose

  14. hi po. how many days will I receive the money that I had transferred. it was through my husbands JPMORGAN chase to my bdo account. he sent it last april 16 2015 po. thank you

  15. Hi kiziah, I hope your money is already credited to your account. If by the 23rd, it’s not yet credited, and you’re sure the account details are all correct, call BDO.

  16. Hi, i work here in riyadh. Is there a chance i can open an BDO ATM Kabayan savings account here in Riyadh Saudi? Thanks Robert

  17. hi good pm, how many days for me to receive my friend’s remittance from u.k.? used bank is barclays u.k bank. sent to my smartmoney acct. Isn’t it that smartmoney is covered by bdo?

  18. Hi jen, Barclays is not a remittance partner of SmartMoney, but call the SMART Money hotline — dial 15177 using your SMART cellphone or (02) 845-7777 using your landline.

  19. thank you ms.Nora..I did receive it april 20. I think it was 3 working days.

    Now i transferred again last May 11 aroun 12 midnight.until now i did not received what i have transferred..i dont know how they count the days.:(.

  20. Hi jen, it should be the same day, or next day up to 3 days. If none on the 3rd day, call BDO or go to your BDO branch

  21. I applied for kabayan savings. my sibling sends me money from japan. why can’t I deposit? I want to save money if there’s excess.

  22. What should I do to deposit to my kabayan savings. I’m the one receiving remittance.

  23. Hi Loren, you can deposit to your own Kabayan account. Fill up the Deposit Slip (it has a carbon copy). Write your name, account no. and amount to deposit. To maintain your Kabayan, your sibling should remit from abroad to your account at least once in 12 months. Or if not, maintain 10k in your account.

  24. Hello…i have send thru saudi arabia british bank(SABB bank) here in saudi last june 3 2015 to bdo acct. of my wife..until now the amount not yet received..when it will reach philippines

  25. Hi Erwin, SABB is not a BDO remittance partner, so it might take 3 to 5 business days. If you’re sure you wrote the account no. and other details correctly, if by June 10, it’s not yet in her account, ask your wife to call BDO 631-8000. This is a list of BDO remittance partners in Saudi

  26. Hello po, over how many working days will I receive the money sent from canadian western bank from canada to bdo. I have a powerteens savings. Does it depend on the amount or limit amount? He sent on june 4 po. Until now it’s not yet credited. Im thinking because i forget to give the address of the bank, but I gave the fax and swift code. Including my name and account number. How is it?

  27. Hi gia, Canadian Western Bank is not a BDO correspondent bank, so it might take 3 to 7 business days. The posting might be delayed a little if the remittance is more than 500,000. pesos. You’ve given the swift code, so it should be enough. Besides, your sender must have written Philippines. Call BDO if by June 11, the money isn’t yet credited to your account. Here’s a list of BDO remittance partners in Canada

  28. Hello…my wife already ask bdo regarding my telegraphic transfer last june 3 from SABB bank to bdo..bdo told till now the transfer is not available in their system..so what i will do??i need that money now urgently…thanks

  29. Hi Erwin, if you’re sure you wrote all banking details correctly, it means the money is still in the wire transfer network. SABB is not a BDO correspondent bank, so SABB used another bank to send to BDO. You can also call SABB or go to your branch and ask.

  30. Ms. Nora good evening,I’ll ask po for your advise. I wire transfer from Chase to my Bdo savings account last June 11 2015,but until now June 19 2015,I still didnt receive it..I know it was holiday last June 12 2015,so should I start counting the days from June 15?..but today is the 5th day..:(..should I ask the BDO?..please please..What to do?:(.

  31. Hi kiziah, if you’re sure your sender wrote your name and account details correctly, then wait a while. if on monday it’s not yet there, call bdo and your sender.
    If you like, if your sender is in the US, and they have a US bank account or US credit card, you can suggest XOOM. This is what my US employer uses to pay my salary. The money will be available for claiming over the counter in minutes. You will be given the code via email. You can get it over the counter at BDO or Metrobank.

  32. Hi Fredelyn, you can use XOOM to send money to your US dollar account in the Phils. You will use your US bank account or US credit card to fund your remittance.

  33. I also transferred from SABB, since june 17 hangang ngayun wala pa, ask ko lang kung merung same experience sakin at kung ilang araw bago nakuha

  34. hi ms.Nora I went to BDO already and they can’t see that there is a pending remmittance and the sender said that it was already successfully transferred and it has been credited to his account..Im still hoping it will appear on my account today..????.

  35. Hi kiziah08, did you mean “and it has been debited from his account”? Meaning the amount was already deducted from his account? Yes, wait this week. If nothing arrives this week, then your sender should contact the bank where he made his transfer.

  36. Just received my money from SABB, it took 7 days but with a 35 dollars transfer fee from BDO, that is too much I will have to switch banks because of this.

  37. Hi Rommel, thanks for your helpful info. Yes, $35 is indeed too much. Here’s a list of BDO remittance partners in KSA. Some of these Saudi banks allow use of their online banking for transfers to the Phils if you have an account with them. But if your bank is SABB, their website says that you can apply for their SABB Visa Direct card and send to your Union Bank or Sterling Bank or EastWest Visa card.

  38. Hi Miss Nora. What is the best way to transfer money from Vietnam to my BDO Account in the Philippines.

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