BDO Correspondent Banks for Sending Money to the Philippines

Updated June 9, 2015

Here’s a list of BDO correspondent banks for Filipinos, OFWs and other persons abroad who want to send money to the Philippines through a WIRE TRANSFER or TELEGRAPHIC TRANSFER to a BDO account.

In many cases, wire transfers or telegraphic transfers are more expensive than other remittance or money transfer services, so if there are no valid reasons why you need to use wire transfers, check if there are other ways to send money to the Philippines in your place of work, business or residence.

Accredited money transfer services could be cheaper, and also faster, and at the same time as secure and as safe as the banks.

If you’re sending to a BDO client, you can check if there are BDO Remit partners or BDO remittance agents in your area.

Other options are MoneyGram and Wells Fargo ExpressSend, which are both BDO partners. You can also use Western Union, but use it only if you’re depositing to a BDO account, and not for cash pickup at a BDO branch.

If you need to use a WIRE TRANSFER to send money to a BDO account, you need the following information:

  • BDO Swift Code is BNORPHMM.
  • Name of your recipient, spelled exactly the same as the name on his/her BDO account
  • BDO account number of your recipient
  • Address of your recipient
  • Address of the BDO branch of your recipient (some banks require complete address; others require just the country and city)
  • Your name
  • Your address
  • Your bank account number (Most banks require that you have an account with them before you can send a wire transfer.)
  • Amount to be sent
  • Telephone numbers of both sender and recipient (required by some banks)

BDO Correspondent Banks

CITY BANK Currency
New York Citibank NA U.S. Dollars
New York Deutsche Bank Trust Company Americas U.S. Dollars
New York JPMorgan Chase Bank NA U.S. Dollars
New York Standard Chartered Bank U.S. Dollars
New York The Bank of New York Mellon U.S. Dollars
New York Wells Fargo Bank U.S. Dollars
San Francisco Bank of America NA U.S. Dollars
London Barclays Bank PLC British Pounds
London HSBC Bank PLC British Pounds
London Citibank NA Swiss Francs
Frankfurt Deutsche Bank AG Euros
Frankfurt Standard Chartered Bank (Germany) Euros
Melbourne Australia and New Zealand Banking Group Australian Dollars
Tokyo Standard Chartered Bank Japanese Yen
Tokyo Wells Fargo Bank Japanese Yen
Singapore Oversea-Chinese Banking Corp. Ltd. Singaporean Dollars
Hong Kong Banco De Oro Unibank Inc. Hongkong Dollars

Here are the Swift Codes or BIC Codes for the banks above:

Correspondent Bank Swift Code or BIC Code
Citibank, New York CITI US 33
Deutsche Bank, New York BKTR US 33
JPMorgan Chase, New York CHAS US 33
Standard Chartered, New York SCBL US 33
Bank of New York Mellon, New York IRVT US 3N
Wells Fargo, New York PNBP US 3N NYC
Bank of America, San Francisco BOFA US 6S
Barclays Bank,London BARC GB 22
HSBC, London MIDL GB 22
Citibank, London CITI GB 2L
Deutsche Bank, Frankfurt DEUT DE FF
Standard Chartered, Frankfurt SCBL DE FX
Australia and New Zealand, Melbourne ANZB AU 3M
Standard Chartered, Tokyo SCBL JP JT
Wells Fargo, Tokyo PNBP JP JX
Oversea-Chinese Banking, Singapore OCBC SG SG
Banco De Oro, Hong Kong BNOR HK HH

BIC means Bank Identifier Code. This is the code for the bank in financial transactions done through telecommunication systems.

The Swift Code consists of 8 or 11 characters. SWIFT refers to Society of Worldwide Interbank Financial Telecommunication, an organization that assigns codes to track wire transfers.

Note:  I removed Royal Bank of Canada (Toronto) from the list; I no longer see it on the list on BDO’s website.

Related Articles:
BDO Kabayan Savings, BDO Remit Cash Card for OFWs
Use of BDO Kabayan ATM and BDO Debit ATM Cards Outside the Philippines
BDO Remittance Partners in London, England, Other Cities
BDO Remittance from Australia — Money Transfer to the Philippines

BDO Remittance Partners in California

157 Comments

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  1. Hi Erlinda, the swift code of BDO is BNORPHMM. Wire transfer through online banking works only if your bank in Ghana offers wire transfer service online to any foreign bank.

  2. Hi, I have this problem with a specific cambridge website because my payment using my VISA debit won’t push through. I’ve been using this in other websites until now. The admin of the website suggested that I do bank to bank transfer. But imagine the hassle, I have a BDO account and I have to do bank to bank transfer in Barclays Bank of London! How much will be BDO’s charge for this. It’s such a waste; my expense should be limited only to the exact amount but now i need to pay the bank to bank charge which in the first place should not have been my obligation.

  3. Hi James, according to BDO’s website, their wire transfer (done online) to a foreign account costs $35 ($10 + $25). If that website is accepting credit cards, then your Visa debit card (with expiry date and 3-digit security code) should work. Maybe their system had a glitch that time. How about trying again? If you’re paying more than 25,000 pesos, maybe BDO’s Visa also has a 25k limit, just like with their Mastercard debit card.

  4. Good DAy! I am R-vee, i registered on line, and received confirmation and tracking number. when will i receive my ID/number.

  5. Hi R-Vee, did you mean you registered in BDO online banking? If you registered while in the Philippines, use the code given to you and your atm card to validate your enrollment at a BDO atm machine. Please comment again if I misunderstood your question.

  6. I live in Thailand and have a checking account at Chase Bank in the U.S. My Thai bank, Bangkok Bank, has an office in the U.S. I am able to sendmoney(dollars) using an account transfer from my U.S. account to my Thai account, which is cost-free(my Thai bank charges around $10 for the transfer. My filipina girl friend has a checking(savings) account with BDO. Why can’t I add her account to effect an account transfer the same way, since BDO has branches in the U.S.?

  7. Hi Leonard, sad to say, there’s no BDO branch in the U.S. What it has there are remittance partners and 2 BDO Remit branches. It’s PNB and Metrobank which have branches in the U.S. PNB offers online transfers from a US bank: https://www.pnbwebremit.com/ PNB fees: https://www.pnbwebremit.com/Fees.aspx You can also try Xoom.com https://www.xoom.com/philippines/send-money (this is how I get my salary from my US employer) — but send for cash pickup at BDO, and not deposit to account, so your girlfriend can get your remittance in dollars, and then exchange them at Czarina or Sanry’s for higher exchange rates. Remitly.com is also an option. Among US banks, it’s Wells Fargo that has a remittance relationship with BDO: https://www.wellsfargo.com/international-remittances/asia/

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