BDO Kabayan ATM Debit Card — Can It Be Used Outside the Philippines?

Updated May 29, 2014:

Some readers asked if the BDO Kabayan ATM Debit Card can be used to withdraw money from ATMS outside the Philippines, so  I emailed BDO Customer Service and asked.  I was pleasantly surprised that the customer officers replied immediately.

According to Ms. R. C. of the eServices unit, the BDO Kabayan ATM Debit Card and any other BDO ATM debit card can be used to withdraw money abroad as long as:

  1. it is active
  2. and it has sufficient balance.

For holders of BDO ATM debit cards with the MasterCard logo, withdraw at the ATM of any foreign bank in other countries with the Cirrus Maestro/PLUS logos.

If your card is a BDO ATM debit VISA card, withdraw at ATMs abroad with the VISA/VISA Plus logos.

If your ATM card does not have a MasterCard or Visa logo, you cannot withdraw from ATMs abroad. 

These are the transaction fees for ATM withdrawals abroad:

  • Balance Inquiry –  US$ 1.00
  • Withdrawal –  US$ 3.50

For unsuccessful ATM transactions such as wrong PIN,

insufficient funds, exceeds limit, etc., you will be charged US$ 1.00.

For your financial needs abroad, do not rely solely on your BDO ATM debit cards while abroad.  Your cards may not work all the time.

Related Article:

BDO Kabayan Savings and BDO Remit Cash Cards for OFWs

OFW Parents: Take Advantage of Free Internet Banking to Manage Your Childrens Weekly Allowance


Add a Comment
  1. Hi Benjazer, siguro nagpe-play safe ang BDO. Gusto niyang ma-sure na ikaw ang gumagamit ng atm card. Nakikita mo naman ang balance mo? I hope so. You can call BDO from Qatar: (International Access Code from Qatar) + 800-8-631-8000 or 00-800-8-631-8000.

  2. Hi ralph, yes, if your atm card has a Mastercard or Visa logo (has a card no., expiry date and 3-digit CVC or security code)

  3. gud eve poh… ask q lng poh if pwd poh b mgbalance inquiry d2 sa taiwan using BDO kabayan saving card sa alin mng atm boot… thankz poh sa tutugon…..

  4. Hi Jimmy, yes, puede, basta merong Mastercard or Visa logo yang atm card mo. Use it at a machine displaying the same logo as your card. Ang Mastercard puede sa Maestro o Cirrus atms.

  5. Hi..good day poh..ask lang poh ako ..if pede po ba dito sa saudi makapag with draw ng bdo kabayan atm..

  6. I have BDO kabayan savings account. I was able to use it in Saudi arabia. I am going to US for travel. Magagamit ko ba ito for travel purposes? like sa airport? or paying meals don?

  7. Hi Maricel, yes, since your atm card is linked with Mastercard or Visa. But have back-up cash or another international debit card, just to be sure. There are times the Mastercard-BDO link is off.

  8. Hi Romancito, yes, if your atm card has a Mastercard or Visa logo, and if you have changed your default PIN when you were in the Phils. Find a machine that has the same logo as that on your atm card.

  9. Hi Romancito, yes, puede kung merong Mastercard or Visa logo sa atm card mo. Withdraw at a machine with the same logo as that on your atm card. At saka, dapat na-change mo yong default PIN mo at a BDO machine when you were still in the Philippines.

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