Pag-ibig Retirement Benefits -- When and How to Claim

Updated March 13, 2018
Can you now claim your Pag-ibig retirement benefits?

There are only five conditions in which you are allowed to claim your Pag-ibig retirement benefits.

Under the sixth reason — death — your beneficiaries will get your benefits.

You should be in one of the following conditions before you can claim:

You are 60 years old or older.
Or you have already retired from the SSS or GSIS.
Or you have retired from your company under your company’s early retirement plan and you are 45 years old or older.
You have 240 monthly contributions or more and you are 45 years old or older.
You have permanent and total disability.
You have been formally separated from service because of serious illness.
You have immigrated to another country.
Death. Your legal beneficiaries will get your benefits.

For each of these conditions, you have to submit proofs.

On the Provident claim form, you can see the list of required documents. The type of required documents depend on your reason for retirement.

Requirements for Claiming Your Pag-ibig Retirement Benefits:

Application for Provident Benefits (APB) Claim Form
You can download this form from this Pag-ibig Fund’s Google Docs page.
Or from our page: Information Philippines
Photocopy of Pag-ibig Loyalty Card
and photocopy of one valid ID
Bring original IDs for verification.If you don’t have a Pag-ibig Loyalty Card, submit photocopies of 2 valid IDs.
Bring original IDs for verification.
Is your date of birth shown in your IDs?
If not, submit Birth Certificate issued by the PSA (formerly NSO).
If you have no Birth Certificate in the PSA, submit a Certificate of Non-Availability of Birth Record from the PSA and a notarized Joint Affidavit of Two Disinterested Persons attesting to your date of birth.

Additional requirement if you have retired under your company’s Early Retirement Program:

Additional requirements for government employees:

If you are a government employee, submit a photocopy of your GSIS retirement voucher. Bring the original.
If you are a member of the PNP, BJMP and BFP,
submit a photocopy of your Order of Retirement
and a photocopy of your Service Record. Bring the originals.
If you are a member of the AFP,
submit a photocopy of your Order of Retirement
and a photocopy of your Statement of Service. Bring the originals.

Before you go to Pag-ibig Fund, the best things to do first are to:

List the companies where you worked, addresses of these companies, and dates when you worked in these firms.
Go to Pag-ibig Fund and ask for a copy of your contributions. Go to the Pag-ibig branch where your last company is making its Pag-ibig submissions. Bring 2 valid IDs.
Check if all your Pag-ibig monthly contributions are included.
If there are missing contributions, think if these could have been submitted in another Pag-ibig branch. Companies usually make submissions to the Pag-ibig branch nearest to them.
If you need to, request for a consolidation of records. This is a copy of the Pag-ibig Request for Transfer of Members’ Records form.
If you’re making a claim for your parent or relative, have a SPA or Special Power of Attorney. This is a copy of the SPA for Pag-ibig Claims.

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