Pag-ibig Benefits — Retirement Claims

Puede ko na bang kunin ang Pag-ibig retirement benefits ko?


There are only five conditions wherein you are allowed to get your Provident retirement benefits.

Under the sixth reason — death —  beneficiaries will get the benefits.

Dapat merong applicable sa iyo na isa sa mga sumusunod:

  • You are 60 years old or older.
  • You have 240 monthly contributions or more.
  • You have permanent and total disability.
  • You have been formally separated from service because of serious illness.
  • You have immigrated to the U.S. or another country.
  • You have already retired from the SSS or GSIS or from your company under your retirement plan and you are 45 years old or older.
  • Death. Your legal beneficiaries will get your benefits.

For each of these conditions, you have to submit proofs.

Here is a copy of the Pag-ibig Benefit Claim Form

On the Provident claim form, sa bandang baba, andon yong checklist ng required documents.  Ang required documents depende sa reason mo.

Before you go to Pag-ibig Fund, the best things to do first are to:

  1. List the companies where you worked, addresses of these companies, and dates when you worked in these firms.
  2. Go to Pag-ibig Fund and ask for a copy of your contributions. Go to the Pag-ibig branch where your last company is making its Pag-ibig submissions.  Bring your ID.
  3. Check if all your Pag-ibig monthly contributions are included.
  4. If there are missing contributions, think if these could have been submitted in another Pag-ibig branch. Companies usually make submissions to the Pag-ibig branch nearest to them.
  5. If you need to, request for a consolidation of records.  This is a copy of the Pag-ibig Request for Transfer of Members’ Records form.
  6. If you’re making a claim for your parent or relative, have a SPA or Special Power of Attorney.  This is a copy of the SPA for Pag-ibig Claims.

Other Related Forms:

Proof of Surviving Legal Heirs
Affidavit of Guardianship

Related Articles:

Pag-ibig Retirement in the Philippines — Process Your Claims Quicker

Pag-ibig Retirement Linked to Pag-ibig Housing Loan

PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan

121 Comments

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  1. Hi allan, even if you pay in advance 3 years of contributions, you need to wait for the actual passage of 3 years, meaning you can get your savings only after 3 years (in 2017), and you must be 45 years old or more by then to get your savings.

  2. Hi dennis, yes, if you have accumulated 240 contributions.
    If less than 240, you must present to Pag-ibig a certificate from your former employer that you have availed of their early retirement program.

  3. Hi, ask ko lang balak ko sana i-member yung isang lolo ko na 62, na pwede pa kaya?, worth it ba pa? Tnx!

  4. Hi. my mother died this year. last 2013, she received her retirement benefit from pag-ibig.. are we still eligible to apply for death claim though she already got her retirement benefit? thank you

  5. Hi beth, what I know is that you can no longer claim, because she stopped being a member after she got her retirement benefit. Ask others too, to be sure.

  6. May I ask if we can get pension from Pag-ibig just like that from sss? I already paid contributions for 2 years until 2015. Can I claim those later on at maturity, as long as I continue contributing? I also paid contributions when I was employed in the Philippines and when I worked in Singapore — will these be included?

  7. Hi mlhon, Pag-ibig has no pension program. When you turn 60 or have accumulated 240 contributions and turned 45 or older, what you will get is your total accumulated values (TAV), which consists of your total savings plus total dividends.
    Yes, all your savings will be consolidated. Do you already have a Pag-ibig MID no.? OFWs can check their contributions at pagibigfund.gov.ph.
    When you get back, if you like, go to your Pag-ibig branch with your IDs and ask for a copy of your contributions. If you don’t find your overseas contributions there, go to the OFW office at the Gil Puyat Makati branch and ask for a copy of your contributions. Ask how you can consolidate your contributions in one branch, so it’s easier to claim later on.

  8. Hi. I am just going to ask about death claim. My father worked in a municipal government for almost 17 years, retired at the age of 60. So as a government employee, it means that he is a member of Pag Ibig Fund. And now that he passed away, do you think his beneficiary is qualified for death claim somehow? I appreciate very much your reply to this matter.. God Speed on you!

  9. Hi Ria, if your father did not claim his Pag-ibig Provident benefits (total savings plus dividends) when he retired, then you can file your claim for Provident benefits. The 6k death benefit will be added to total savings and dividends. But if he claimed already before he passed away, then you can no longer claim, because he stopped being a member when he claimed his Provident benefits. Ask others too

  10. Good pm..may i ask if we can avail of a housing loan from pagibig.. my minor siblings are pnp pensioners. both of our parents have passed away ..im the eldest..we now live in this house and lot that my father bought from urban ..been a pagibig member, but it’s been 2yrs that i don’t have work.. pls reply tnx

  11. Hi donna, sad to say, you need a stable source of income to be able to apply for a housing loan. Income papers are required. I hope you find a good job. Keep strong and prayerful. Take care

  12. gud am sir, mam puwede po bang malaman kung na i process na po ba ung retirement claim ni edito romero adorio father ko po. last july po kc cla nagprocess e sabi po sa knila mga 3 weeks po ung process.

  13. sir mam. tanung ko rin po kung cno po ba ang pwede mkontact sa pag inquire ng retirement claim pra direct na lng po namin clang tawagan thanks po and god bless?

  14. mam may i ask about the retirement claim of EDITO ROMERO ADORIO. We filed august 31 and they said it will take only 3 weeks. What direct line can we call to inquire? thanks and god bless

  15. Hi Nora good morning, may i ask which branch office should I go to for my claim. I live in Muntinlupa City. I like to claim my retirement money. I’m 66 yrs. What are the requirements? Thank you

  16. Hi Rebecco, you should claim at the Pag-ibig branch nearest the company where you worked for the longest time. List the companies where you worked including the employment dates, so you can cross-check when you see your Total Accumulated Values copy. You can request this. If there are missing contributions, that means your other Pag-ibig contributions were remitted to another branch (this happens if you worked in another city). You can consolidate your records before filing. Use this form: Transfer of Member Records
    Here are of the Pag-ibig claim forms needed

  17. hi nora may i ask. my uncle worked in manila for almost 9 years. He’s a member of pag ibig. He’s 60 years old. He has a pag-ibig id. How can he claim and what are the requirements? His previous company has already closed; it got burned. His pag-ibig id is old. hope you can help us. He’s here in albay. can he claim here, as manila is far, and he’ll get dizzy if he travels to manila to process his claim. thanks.

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