Pag-ibig Benefits — Retirement Claims

Can you now claim your Pag-ibig retirement benefits?


There are only five conditions in which you are allowed to get your Provident retirement benefits.

Under the sixth reason — death —  beneficiaries will get the benefits.

You should be in one of the following conditions before you can claim:

  • You are 60 years old or older.
  • You have 240 monthly contributions or more and you are 45 years old or older.
  • You have permanent and total disability.
  • You have been formally separated from service because of serious illness.
  • You have immigrated to the U.S. or another country.
  • You have already retired from the SSS or GSIS.
  • You have retired from your company under your company’s early retirement plan and you are 45 years old or older.
  • Death. Your legal beneficiaries will get your benefits.

For each of these conditions, you have to submit proofs.

Here is a copy of the Pag-ibig Benefit Claim Form

On the Provident claim form, you can see the list of required documents.  The type of required documents depend on your reason for retirement.

Before you go to Pag-ibig Fund, the best things to do first are to:

  1. List the companies where you worked, addresses of these companies, and dates when you worked in these firms.
  2. Go to Pag-ibig Fund and ask for a copy of your contributions. Go to the Pag-ibig branch where your last company is making its Pag-ibig submissions.  Bring 2 valid IDs.
  3. Check if all your Pag-ibig monthly contributions are included.
  4. If there are missing contributions, think if these could have been submitted in another Pag-ibig branch. Companies usually make submissions to the Pag-ibig branch nearest to them.
  5. If you need to, request for a consolidation of records.  This is a copy of the Pag-ibig Request for Transfer of Members’ Records form.
  6. If you’re making a claim for your parent or relative, have a SPA or Special Power of Attorney.  This is a copy of the SPA for Pag-ibig Claims.

Other Related Forms:

Proof of Surviving Legal Heirs
Affidavit of Guardianship

Related Articles:

Pag-ibig Retirement in the Philippines — Process Your Claims Quicker

Pag-ibig Retirement Linked to Pag-ibig Housing Loan

PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan

258 Comments

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  1. Hi John Francis, usually a check is valid for only 6 months. But there are those that are valid only for 3 months, like an SSS educational check. Maybe a Pag-ibig has a short validity too. Your SPA also has a validity limit, usually 1 year. I suggest you go to your mother’s Pag-ibig branch and use your IDs and SPA plus any claim acknowledgment stub given to you to request for a replacement or re-issuance of your mother’s check.

  2. Thank you nora, well about the SPA will they still accept it as a proof even if it’s expired? As of now, the liason officer of my mother’s office told me to go visit the branch and beg for them to release another check.

  3. Hi John Francis, the liaison officer was correct. Talk to Pag-ibig. Kung minsan naman, napapakiusapan sila, kasi reissue naman ang request.

  4. Hi iam mr apolonio m. Austria i had file a month ago my claim fot pagibig provident for iam retired ofw (seaman) could younchecked when i can claim my check or the benifet iam claiming thanks

  5. Mag aaply po sana ako ng provident fund, retired npo ako last Oct 17 2015, but all my valid id’s was lost, pano po kaya dapat kung gawin???

  6. Hi Jose, mag-apply ka ng senior citizen ID mo sa Office for Senior Citizens sa inyo. Magtanong ka sa barangay ninyo kung paano mag-apply. Mag-apply ka rin ng digitized postal ID (yong plastic card, hindi yong nila-laminate lang). You need your birth certificate and proof of address (barangay cert or latest utility bill showing your name and address). Fee is around 415 pesos, including delivery fee.
    Another option for Pag-ibig: senior citizen’s ID at barangay certificate with webcam photo printed into the certificate or Philhealth ID card.

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