PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan

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  1. Hello po. Itatanong ko lang po sana what if expired na ung HDMF ID. Pwede po ba kumuha ng panibago in any branch? kasi need ko po for requirements.

    Second, pwede po ba kumuha ng Member Data Records sa kahit anong branch or dun mismo kukuha sa pinagregisteran mo? kasi nasa las piñas na po ako ngayon e sa laguna po ako dati nakatira.

    Salamat in advance sa sagot.

  2. Hi sherille, hindi ko alam kung meron na silang Pag-ibig ID. Matagal na kasing wala. Ang isinusulong kasi nila ay yong loyalty discount card ID nila na aaplayan mo at any branch. Andon na rin yong Pag-ibig MID no. 100 pesos ang bayad.

  3. Good morning… Ask ko LNG po may office po b ngayun? In calamba branch,? Till wat tym po?

  4. Gud day po,
    may i ask lng po sana if magkaiba po b ang loyalty card/id s pag ibig id tlga?and may bayad po b tlaga ang i.d ng pag ibig ?
    thank you po

  5. good afternoon mam 🙂 mam ano po need kapag nagpaself-employed sa pag-big need pa po ba magpunta sa pag ibig branches or pwd na sya online.. dati po akong employed kaso halos 1 year ko na po xa nd nababayaran tapos may loan pa po ako ano po gagawin ko. thank you po.

  6. Hi Cris, did you mean salary loan or multipurpose loan? If yes, you should file your application at your Pag-ibig branch because it’s at your branch where your records are. If you mean housing loan: in the province, apply at the branch nearest the property. For Metro Mla properties, apply at the Shaw Blvd branch (JELP Bldg.) or at Kamias Branch. In Cavite, apply at the Imus branch.

  7. Hi ms Nora,

    I would just like to ask in we could apply for any loan from PAGIBIG from any branch? My work is in BATANGAS but I stay in Binãn laguna. Thx in advance and more power.,

  8. Hi Ms. Nora,

    Mag tatanung lang po baka may idea kayu, paano po ba ang procedure at ano po ang required na documents, kapag ang isang OFW ay nagnanais na bumili ng isang house and lot owned by an individual with clean title.

    Thank you po in advance sa inyong pagsagot.

  9. Hi Ma’am,

    May I know what is the opening hours of our Pag ibig office branch which is located on Olivarez Binan Laguna….
    Thanks in advance…

    Regards,
    janeth

  10. Hi frefederick, you need your Pag-ibig MID and IDs. Kung wala ka pang MID, this is how to enroll to get your Pag-ibig MID: http://pag-ibigphilippines.blogspot.com/2012/12/how-to-get-your-pag-ibig-mid-no.html
    About branch visits: Hindi pa kasi fully centralized ang Pag-ibig records, so dapat kung nasaan dati ang records mo, dapat doon ka mag-update at magpatuloy na magbayad para nasa isang branch lang ang records mo. If you paid from abroad as OFW, nasa Makati Buendia ang records mo.
    Pero I called Pag-ibig just a while ago to inquire about transfer of records from Makati to Alabang, and this is the advice of the Pag-ibig officer: Tell the Alabang officer you will make your payment there in Alabang, so that you can apply for transfer of records from Makati to Alabang. About office hours, sorry hindi ko sure if it’s still 7am to 5pm; mas sure siguro yong 8am to 5pm.

  11. good day, tanong ko lng po kung puwede ko po ba pareactivate yun pagibig member ko po sa alabang branch at ano po yun mga requirements na kailangan dalhin.at ano po yun office hours.please. thank you. im an ofw.

  12. Hi vichie, wala ang loyalty card sa list of loan application requirements, pero kung merong nag-advise sa iyo na reliable person naman, most likely ni-require na nga ng Pag-ibig ang pagkuha ng loyalty card as part of loan application, para dumami ang loyalty-card owners. Parang marketing strategy nila. About the use of the card receipt, sorry I also can’t answer accurately. Try mo na lang i-present yang receipt.

  13. Hi jillian, yes, puedeng magpa-update ng MDR sa Robinson’s Philhealth. About ID, based on online comments, mukhang hindi na uli available ang mga IDs. Anyway, ang hinahanap naman ng hospital or clinic ay yong premium receipt at MDR. Ibang ID na lang dalhin mo, in case ID is required.

  14. hi ms. Nora. Would like to ask if we really required to have a Loyalty card before you apply for a multi purpose loan or any loan, is that true? are we going to wait for it before we file the loan application? or can we file it without the ID card but a receipt only just to informed them that I already applied for the Loyalty card. pls advise. thank you.

  15. hi ms.nora pwede ba magpass ng requirements regarding change status sa robinsons branch?and pwede rin po bang magpa id dun if ever.salamat sana po masagot nyo

  16. I’ve been calling the hotline number, the number given to us which is 4223020 loc 6000 for follow up of provident fund of my mother including the manila intramuros branch all of these do not work. Is there any other number i can call on?

  17. Hi milver, did you mean hindi kayo pinag-enroll online? Kasi usually mas mabilis ang pagkuha ng Pag-ibig number through online. You can call Pag-ibig 724-4244

  18. good morning po.bakit po hanggang ngayon under processing ung registration namin sa pag ibig fund.kahapon pa un at wala parin.help me kung how to registered po at uulitin ko mag fill up.thank u po..

  19. morning po.nag fill up kami kahapon sa pag ibig ,natapos po yung form for registration,bakit hanggang ngayon under processing parin po.

  20. Hi ryan, sorry po at hindi ako taga-Pag-ibig so I was not the one who wrote you a letter. Did you mean you’re paying housing loan amortizations? Did you give post-dated RCBC checks to Pag-ibig? Call RCBC 877 7222, ready with your account no. and ask the status of your checking account. Merong bang na-debit the past 2 months? And how much? Kasi baka nagkaroon kayo ng penalty at naging insufficient yong funding nio. This is Pag-ibig’s phone no.: 724-4244

  21. hi nora gud am i would like to inquire my status in pagibig,nakatanggap kasi ako ng letter from you na kulang kame ng two months which is monthly kame naghuhulog sa RCBC thanks..i can contact your landline is there a possible that pagibig can contact me?

  22. Good day!., How many days will it take for the processing if I file my MPL in Binan branch. Our main is in Makati., but they say we can file it also in Binan. Thank you.

  23. Hi Charlie, yes, you should call Pag-ibig. By now, you should also already have your Pag-ibig MID. If you’ve registered before online and you register again online, Pag-ibig will instruct you to go to the nearest Pag-ibig to ask about your RTN and MID.

  24. Hi Nora, May I ask if I can still get my Tracking number by just giving my Personal data by calling the office of PAG-IBIG branch? I’m already registered in PAG-IBIG but I still don’t know my Tracking number. I need my tracking number for my new employer. Thanks !

  25. Hi nelson, paanong mag-update? Do you mean kukuha ka ng Pag-ibig MID number? Yes, pero usually papagamitin ka rin nila ng computer nila para mag-apply ng Pag-ibig MID. Or do you mean nag-apply ka na dati kaya lang hindi na-send sa iyo ang Pag-ibig MID number mo? Yes, you can go there and ask.

  26. good day poh,askq lng qng pwd bah mgupdate ng pgibig number sa robinson sta.rosa laguna,?.thanks,.

  27. hi guys, just want to ask how to process loan consolidation ? and where ? im from pasig. any suggestion near in my place?

    thanks and god bless ..

  28. Hi Ms. Nora, Good Afternoon. tanong ko lang po kung anong no. pwede po tawagan regarding sa Pag-ibig Loan. nagpasa po ako ng Application ko last monday pero hanggang ngayon po wala pang txt sa akin si Pag-ibig. Salamat po.

  29. Hi Nenevie, housing loan or multipurpose loan? Consolidation of contributions from other Pag-ibig branches ba ang tinatanong mo? Sorry hindi ko sure kung gaano katagal ang consolidation. Mag-follow-up ka na lang sa branch mo kung andon na lahat yong contributions mo.

  30. hi Ms Nora, ask ko lang po kung ilan araw po b mag transfer ng lahat contribution ko to self employed para sa pag loan.

  31. magandang gabi po, nawawala po kasi ung trucking number ko sa pagibig,tapos sinubukan ko ulit mag register via online,kasu ayaw na po tanggapin anu po kaya maganda kung gawin.

  32. Good day po ms Nora I’m haidee I just want to ask if we’re I can apply my pag ibig loyalty card I’m from stay. Rosa Laguna thank you godbless

  33. Hi Mrs Nora, I got the first check last April 2016 for my sister’s provident/death claim- the initial amount. Then the bank told us it’s two(2), I was calling the Binan, Laguna Branch several times but no one is answering. Do you have another number of them or help you can give? I’m from Quezon Province that’s why. Thank you very much.

  34. Hi Arnold, congrats for having fully paid your house. That’s one big accomplishment. So glad for you. With what you said, it means your loan was developer-assisted, meaning the transfer should have been processed by your developer years before. I’ve read online that developers are expected to process the transfer after the borrower has paid 24 monthly amortizations. A borrower who’s not developer-assisted is required by Pag-ibig to transfer the title to his/her name before Pag-ibig releases the loan. I’m puzzled why the title is not ready for claiming. What you will do later on is you process the removal/cancellation of the mortgage annotation at the back of your title at the Register of Deeds using docs from Pag-ibig.
    Yes, you can borrow again. Borrowers now can even have 1 or more loans at the same time frame as long as they have the capacity to pay. About the mandatory monthly contributions, since you mentioned it, it’s most likely that the mandatory savings were included in your monthly amortizations. In earlier years, it was not included.

  35. Hi, ms. nora. Just got my housing loan fully paid this month. I was excited because I thought It would be easier for me to apply for another housing loan since again I thought paying my monthly mortgage includes subscription fee as pagibig member. Am I wrong?
    My loan amount was less than 500 thousand. please enlighten me on this. thank you po. And also who’ s responsible for the transfer of ownership since pagibig told me the developer who has to sign the papers is nowhere to find. thank you po again.

  36. Hi precy, it’s good it was salary deduction, as it means the loan is updated, and it means your father’s loan balance will be fully paid by insurance (MRI). You will get the title of the house and lot and cancellation of mortgage after processing. File your claim for both the Provident benefit/death benefit (one and the same claim form) and the Application for the MRI Claim (house). Go to Pag-ibig, ask for the forms, and look at the docs required so you will know what and how many NSO docs you will request when you go to NSO. Bring your IDs and a copy of your birth cert and/or your father’s death cert for initial inquiry. I hope you can share with us later on your experiences in claiming.

  37. hi, what should we do in our situation? my parents have a house in an old subdivision in dasma cavite. I know it was bought with a loan from pagibig, 25 yrs to pay I think. But both of my parents have passed away, last yr my mother then this march, my father. I think it’s my father who had the pagibig loan. I know the loan was not yet paid as 25 years have not passed. It was salary deduction payment. He’s a government employee. pls advise. thanks

  38. Hi rhena, I think not open. In the past, Pag-ibig opened only on special Saturdays that were announced in advance to host special programs.

  39. Hi Roy, did you work in other cities/regions so that some of your records are in other Pag-ibig branches? Are you renewing your loan? Call Pag-ibig and ask 724-4244

  40. Hi,I would like to ask why my pagibig multi-purpose loan is delayed since my co-workers already received their loan while I’m the first to applied for it? How was it possible?

  41. Hi. Ask ko lang po if my processing ng Loyalty Card sa Marilao-Meycauayan Bulacan. Thanks po.

  42. hi. I’m calling your imus branch for 4 days but it seems like no one wants to answer the phone.

  43. Hi John Noe, I wished you copied the tracking no. Was your tracking no. not sent to your mobile phone? Usually they send it to your phone. If not, you have 3 options: call 724-4244 or go to the nearest Pag-ibig branch with your ID or if you can wait, mail contactus@pagibigfund.gov.ph.

  44. How can I get my tracking no.? I have filled up but when I was to have it printed the computer I used was not connected to the printer so I opened at another computer and when I filled up again, the reply was “The information you have entered already exist. Proceed to the nearest Pag-IBIG Member Services Office (MSO)/Member Services Branch for registration/further verification/ completion of MDF/issuance of Pag-IBIG MID Number. For immediate concerns, contact the Pag-IBIG Hotline. What should I do?

  45. there’s a pag ibig branch in Olivarez Binan Laguna, beside of Royal Star Appliances , but I wonder what is their contact number? I need their number so that I can update if my Loyalty card is now available

  46. Hi Bhry, that’s so frustrating. If you have a Pag-ibig online account, you can have your MDF printed at an Internet cafe.

  47. Why is there no printer at sta.rosa branch? I planned to get my MDF because we were flooded last year..

  48. Hi Jellyane, there’s no Pag-ibig branch in Binan. There’s a branch in Robinsons Sta. Rosa along the National Highway. If you’re Voluntary or Self-Employed and you already have made your first payment at your Pag-ibig branch, you can pay at Bayad Center or SM Business Center of SM malls or SM Save More.

  49. Hello Nora, does Pag ibig has a branch in Binan Laguna? I was told by a friend but havnt seen any post from their site about the exact location of pagibig in Binan. I really need to know where can we pay our contribution since pagibig makati is really far from our place. We live in san pedro laguna by the way. Thank you.

  50. I just want to ask does PagIbig already has a branch in Binan Laguna? I was told by a friend but can’t see any post from their site about the exact location …Thank you!

  51. Hi tasmanian, does your sister already have a Pag-ibig MID no.? If you know all her data, you can register for her, and get her Pag-ibig MID no. on her behalf. This is how to get a Pag-ibig MID no. To qualify for a Pag-ibig loan, she just needs to have paid at least 24 monthly payments (200 pesos per month; she will increase her monthly payment later on if she buys a higher-priced home). If your sister already has 24 payments, she can apply.
    Will you be the one to process the loan in her behalf? You will need to send her the SPA form so she can sign it and have it notarized with red ribbon at the Philippine consulate in Dubai. The forms that she needs to prepare: Employment contract (with English translation, if foreign language), Original employer’s certificate of income (with English translation if foreign language), if xerox, it should be certified by Pag-ibig representative in Dubai, Other proofs of income certified by Pag-ibig officer in Dubai, Marriage contract if married, photocopy of valid photo-ID (sister and spouse, if she’s married). Is she buying from a developer? Does your sister already have a realtor?

  52. Mrs nora Good evening. My sister is in dubai. She bought a condo and she plans to buy a house in cavite. She wants to use her pagibig for payment. what should I do, should I go to Pag-ibig to update? Do I need to pay? please help po. I live in bulacan. Thanks po.

  53. Hi Marianne, call the main hotline 724-4244. I called yesterday and they responded quickly. They might be able to advise you about your Laguna branch.

  54. Hi rodel, you should go asap to Pag-ibig at JELP, 409 Shaw Blvd, Mandaluyong. From EDSA Crossing, take a jeepney bound for Quiapo. Or you can call first 724-4244

  55. Im calling many times the landline posted in this page, but no one is responding from all lines, is that normal? is there no operator for laguna branches?

  56. Hello, our house is for auction sale on feb. 10. What can we do to save our house? can we request for an extension so we can pay our unpaid dues? We just received the notice 2 weeks ago.

  57. ……Hi Ms Nora, how i can verify that my MPL monthly amortization is totally tally to Pagibig account for instance the accounting department of my present employer have deducted P2,051.68/month from my salary to be remitted to Pagibig Branch as payment for my existing MPloan. My concern is this, How could i have a copy from Pagibig branch/office to be determined that the said amount deducted from us are tally with your account.

  58. Hi Ms Nora, how i can verify that my MPL monthly amortization is totally tally to Pagibig account for instance the accounting department of my present employer have deducted P2,051.68/month from my salary to be remitted to Pagibig Branch as payment for my existing MPloan. My concern is this, How could i have a copy from Pagibig branch/office to be determined that the said amount deducted from us are tally with your account.

  59. Hi can I ask if puede aq magregister s branch ng Robison town mall s lingkod pinoy pra kumuha ng pag ibig no.at pag ibig id mga ilan days bgo makuha at ask q Lng nagfill up aq through Internet pero sbe tracking no. Lng un nakuha q panu kya un salamat po

  60. Hi Louie, sorry I’m not aware that Bayad Center requires a Pag-ibig billing. I know that Bayad Center does not accept late payments for all bills. I thought if you pay only for the CURRENT month (not advance and not late), Bayad Center will accept. You just fill up their payment slip (orange-and-white-colored slip) and pay — that’s what we do when we pay our NHMFC housing loan at Bayad Center. We do not have to show any billing statement. If Bayad Center really requires a Pag-ibig bill, then call Pag-ibig and ask them about their updating system and your payment problem: 724-4244

  61. Do they have a receipt just like the other pag-ibig branches and another how can i pay to the bayad center if my billing statement is not updated they dont accept delayed payments with penalty what will I present when paying at the bayd center they dont also accept advance payment.

  62. Hi Louie, it’s sad that Crosstown Mall office does not remit payments quickly. For your next payment, try the Meralco-owned Bayad Center or SM Business Center. Robinson’s malls also have Bayad Centers in their Customer service desks. Call Pag-ibig 724-4244 or email contactus@pagibigfund.gov.ph

  63. The payment was made on a pag-ibig branch located at 2nd floor of crosstown mall pulong sta. cruz sta. rosa city. the payment was made on a pag-ibig branch why my account is not updated…

  64. Hi Louie, where did you make your Sept 14 payment? Banks usually are delayed in remitting payments. You can call Pag-ibig (724-4244 or any direct phone no. mentioned in your billing) and clarify your billing. Anyway, your billing usually has a statement at the lower portion of your billing which says something like “Please ignore statement if amortizations have been paid” or “Call Pag-ibig for billing questions.”

  65. hi im Louie Estrada from cabuyao laguna. Why has Pag-ibig sent me a billing statement that I have not paid for ng oct-dec. where in fact I paid for 4 months in advance payment, was made last sept.14,2015 amounting to 8338.56php with transanction no. M3572238. My monthly amortization is 2084.64. thanks po.

  66. Hi Ja, you can request for a copy of your ESAV at the Pag-ibig branch where your previous employer has been remitting your savings. It’s usually the branch nearest the company location. You’ll fill up the Transfer of Member’s Data form if the Pag-ibig branch of your new employer is different from the Pag-ibig branch of your past employer.

  67. Hi! I’d like to ask what will I do with the transfer of records, merging form, member’s data form? I’m new in a company and they also need the ESAV, where do i get it?Thanks for the help!

  68. Hi Jhen, processing takes a week or more. You can call Pag-ibig 724-4244 and ask. Some reasons for delay or rejection: delinquent housing loan, or member has not yet paid 6 monthly payments for first short-term loan, or missing data in loan form

  69. Hi Gudam! How many weeks does it take to process Pag Ibig loan? Weeks have passed and I still don’t have my loan. My co-workers have received theirs, but I applied before they did. Does processing take really long? It’s not first time; it’s my 2nd loan. thanks

  70. Hi Miguel, sad to say, no. Pag-ibig records are not yet fully centralized. You should get it at your Pag-ibig branch — the branch where your company has been remitting their Pag-ibig collections.

  71. Good day ms Nora may I verify if my Pag-ibig contributions are already merged. I want to file salary loan. tnx please reply through my email thank you.

  72. Hi Roda, are you working in Laguna? Yes, you can register there. It is wise to register at the branch where you will live or work the longest, as Pag-ibig’s records are not yet centralized in one nationwide database.

  73. Can we register at any branch? Example po register in Laguna even if my address is bulacan. Is that allowed? ty!

  74. Hi Karlon, it’s better to pay at your branch, where your records are. If Metro East is not your branch, I think it’s better to pay at Bayad Center so your payment will be forwarded to your branch. But try asking the Metro East branch

  75. Hi Ms. Nora, my father died a year ago. Is there any way para ma verify if meron syang contribution sa pag-ibig? Or kung may provident claim pa ba? And sa sucat, paranaque po sya nag work pero may nagsabi po samin na sa calamba pa daw po kami peede magfile if ever, tama po ba? And lastly ndi po kse namin alam yung pag-ibig no./i.d. nya, pero sabi po year 1986 if meron kang sss meron ding pag-ibig, totoo po ba? Thankyou po.

  76. Hi Arn, yes, your co-worker is right, just bring your company ID with a photocopy (in case they need a copy). Sometimes they ask you to write your job history (names of companies, addresses and months and years worked)

  77. thank you mam Nora, very helpful. Can I ask one more question? What should I bring If I want to get my updated pag-IBIG membership contribution? my co worker said that I just need to bring a photocopy of my company ID.

  78. Hi Arn, what you heard is true. It means that since you’ve already paid your real estate tax for the year 2015, the tax declaration where they based your tax is the latest or updated tax declaration. The appraised value in your 2013 tax declaration could still be the same amount where they based your 2015 tax. But to be sure, you can get your latest tax declaration at the real estate tax section of the city hall (of the city where your property is located).

  79. Hi Ms Nora, Its me again, where I could get the updated tax declaration? I already paid my real estate tax for the year 2015. Others said that If you already paid tax, it is already the updated tax declaration. I have a copy of tax declaration that my developer gave to me last 2013. How can I update it?

  80. Hi Arn, it’s in the corner of Roxas Boulevard and Arnaiz Avenue (sometimes also called Libertad Street or Pasay Road). At LRT1, get off Libertad station, then walk towards Roxas Boulevard (a bit far for those not used to walking; there might be a jeep passing by Pag-ibig). Or if in north Manila area, ride a Baclaran Harrison jeep, get off Libertad, then walk towards Roxas Blvd.

  81. Hi Arn, you should go to the branch where your company is remitting your contributions. Your records are kept there. Pag-ibig records are not yet centralized in a single system.

  82. Do I have to go where my company pagibig branch to get my updated pag-IBIG membership contribution or I can go to the nearest pag ibig branch in my area? OR is it available in the main branch of pagibig in shaw?

  83. Hi Virgie, the loan amount to be released by Pag-ibig will depend on their appraisal of the house and lot. Pag-ibig can lend 80% to 90% of the appraised value of the property. This means you need to have money to add to the loan. For example, the sales price is 800k, and Pag-ibig’s appraisal is only 600k, the loan amount could only be 540k. They’ll also check your monthly income if you’re able to pay the monthly amortization.
    The big problem with buying from individual sellers, and not from Pag-ibig-accredited developers, is the transfer of the property title to your name. Initially, you will present to Pag-ibig a copy of the property title in the name of the seller, but later on, before Pag-ibig releases the loan money, you need to submit the property title already in your name. This means you’ll spend for the transfer of the title (transfer tax, documentary tax, etc.) and you’ll do the paperwork with the Register of Deeds. The seller will also need to trust you, trust Pag-ibig and trust the mortgage process, as the seller needs to accept Pag-ibig’s Letter of Guaranty as initial payment, needs to issue the Deed of Sale, the real estate tax and declaration. The seller will also pay the 6% capital gains tax. See instructions and forms for Pag-ibig’s housing loan application process here

  84. Hi po, how is it if I buy a house and use a pag ibig loan? Is that possible? Will Pag ibig pay the full amount to the seller? What’s the process? Thanks po.

  85. Sobra hirap tawagan ng Pag-ibig Calamba branch. more than 30 mins na ring, then connect to line for mpl, wala nman sumasagot. ang nakalagay po sa standard charter ng 3 days processing ng mpl ay hindi nman totoo. it takes weeks para ma-approve ang mpl. bakit po ganun? sinsabi nila pag nagtatanong kse inaayos system, pero 2 years na po ganun sila kabagal.

  86. Gud day ms nora, ofw po ako sa online ako nag apply ng pag ibig no. First 6 months ko hinulugan ng agency but I stop working gusto ko po sana i continue ang contribution as volunteer at makakuha ng pag ibig ID. Saan po ba ako pede mag continue ng hulog ng contibution at makakuha ng ID. Sa may T. M. Kalaw Magsaysay ang dati ko na agency pero taga San Jose Del Monte Bulacan po ako. Pls reply to my email account as well. Salamat po.

  87. Hi Shirely, do you mean foreclosure? Maybe if the house was foreclosed, and then sold for a good price that covered their loss. But I’m not sure because their rule says a member is not allowed to claim the Provident benefit if the housing loan is unpaid or delinquent or foreclosed. Call 724-4244

  88. Gud day. what if we get a letter of disclosure from pag ibig. is it possible or is there a chance to claim the provident?

  89. Hi Shirely, is the property foreclosed already? Pag-ibig says that you pay the house in full first before you can claim your Provident benefit. Call Pag-ibig 724-4244 — they are answering calls.

  90. We stop paying for almost 10yrs.and without notice from pagibig.we thought that everything will be ok.what is the best things that we do to claim the provident.

  91. Hi shirely, you might be able to obtain a loan if you’re delinquent for less than 9 months. Or you could be allowed to file your claim, but they will deduct your benefit from your housing loan balance. Or Pag-ibig can tell you that you’re not allowed to claim your benefit because of your delinquent housing loan. It’s better that you find someone who can take over your housing loan (assume balance) so your name can be cleared, and later on, you can get your Provident benefit.

  92. Hi Lornelyn, Pag-ibig Sta. Rosa is at Robinsons Sta. Rosa Market, along the Old National Highway, Brgy. Tagapo, Sta. Rosa, Laguna

  93. Hi Ailyn, sorry I haven’t heard of a transferable loan. You should claim your check at your branch, where your records are based, or where you filed your loan application. Call 724-4244

  94. Meron po b tlgang pag ibig office or branch near coca cola plant in Santa Rosa Laguna? Tnx po

  95. Hi. where can i claim my transferable loan? I from sucat paranaque. can i claim from dti in alabang branch? My loan is through check. tnx

  96. Hi Beth, is this lump-sum payment for housing loan application? It’s better if you apply at the branch which has jurisdiction over the location of the property you want to buy. If not immediately for housing loan, and purely for membership first, apply at the branch nearest your residence. Usually Pag-ibig branches open at 8 am

  97. I am from Biñan Laguna, Where can I pay my lump sum payment for Pag ibig membership? Calamba Halang? or Sta. Rosa Robinson’s? And what is the office hours? Thanks a lot!

  98. Hi ernil, first, get your Pag-ibig MID no. This is how to get your Pag-ibig MID no. . Pay at the remittance partners of PNB, AUB, IRemit or Ventaja. 200 pesos per month or more. For short-term loan, you need to accumulate 2 years of contributions. For housing loan, you can fast-track your payments with the help of the real estate developer from whom you are buying your house.

  99. How can we apply for a loan from pag-ibig? Want to apply for a loan. I am ofw. I want to be a member. What are the requirements for applying for a loan?

  100. Hi Nicolas, if you still have your SSS loan voucher, submit that to your current employer, and request for monthly deduction to pay your loan. Tell them how many months you have paid under your previous employer. Some new employers require you to get an updated loan statement from SSS. If so, then go to SSS and request for loan statement. You can also register at sss.gov.ph so you can access your loan balance. Register at non-peak hours like midnight. Use your personal email address so you can access your SSS even if you move to a new employer.

  101. Hello Mrs Nora, how can I process the transfer of my previous loan under my previous employer (The 1st Eagle Guard Security Services, Inc) to my current employer? thanks and best regards

  102. hi, san ko po ipapakita ang pag-ibig mid no. ko? saan pong payroll officer?

  103. goodevening maam nora ask lang po if open ba nng saturday ung pagibig sa may shaw blvd.salamat..

  104. tanong lang po, about sa MPL ko.. bago na po kasi ang systema ngayon, wala po ako masyadong idea kung pareho pa din ng dati.. nakapagpasa ako last april 28, then nakuha ko din the same day ang atm.. then, sabi nila is wait for 24 hours ng text para sabihin sakin kung meron na pong laman.. almost 48 hours na po nakalipas is wala pa din pong text sakin.. maghintay pa din po ba ako ng 3 weeks katulad ng dati bago dumating ang MPL ko?
    salamat po

  105. Hi Leslie, yes, if the property you’re interested in is in Makati, you can go to the Buendia branch. Pag-ibig advises members to submit applications at the branch with jurisdiction over the location of the property being purchased. You can also go to JELP Bldg, 409 Addition Hills, along Shaw Boulevard, Mandaluyong, near Dumlao gymn, as this is where the main Pag-ibig Housing department holds office.

  106. Hi, does anyone know which NCR PAGIBIG branches accepts housing loan applications? I went to AURA but they don’t accept housing loan applications there yet. I was hoping the MAKATI (Buendia) or PASAY branch accepts housing loan applications because they are the nearest to my area. Thanks.

  107. Hi Magnolia, it’s sad to know that. Sorry you cannot be a beneficiary because you don’t have a marriage certificate to show. But your child is a legal beneficiary because you can present his/her birth certificate. The problem is Pag-ibig will require you to get a waiver from the legal wife. Find the waiver form here: https://sites.google.com/site/informationphilippines/pag-ibig-fund-hdmf/application-for-provident-benefits-claim Or the legal wife and your child can file their claim together, and Pag-ibig will divide the benefit between the two.

  108. Gud day po. My husband passed away, but we were not married. I was told I can get something from pag ibig. But when I applied for cenomar, I found out that my husband was married to another woman. He hid this matter from me and our child. And I don’t know the girl. And he was with me until he died. Will I be able to get the benefit from pag ibig? Thanks

  109. Hi ernest, you’re updated with your housing loan, so yes, you can apply for a salary or short-term loan.

  110. Hello ms.nora. can I apply for a salary loan or any other cash loan with Pagibig even if i have an existing housing loan? my monthly payment for my housing loan is updated. thanks.

  111. Hi Ellie, I think Saturday services are pre-announced and are for special programs only like calamity loans and delinquent loans, etc. I called Pag-ibig just now 7244244 but it’s busy. You can try calling. If our accounts are already in order, we can continue making payments at Bayad Center and SM Business Centers.

  112. Good day. My mom said she heard an announcement na open na ‘yung Pag-ibig offices on Saturdays. Is it true or same pa rin as last year na on special events lang? We make our payments sa branch along Buendia. Mondays to Fridays lang po ba dun or is it open til Saturday? Thank you!

  113. Hi how will i know my pagibig number, may employer gave it to me but when i update may infom online they did not accept may MID number.

  114. Hi Bernadette, you can go to where you filed your loan application and ask for your outstanding balance. You will see that a big part of your monthly payments over 2 years were applied to interest payments and a little portion for principal payments — this means that your total loan balance is still almost the same as your original loan amount. Look at this loan amortization schedule sample: http://pag-ibigphilippines.blogspot.com/2015/03/loan-amortization-schedule.html In this sample, where the loan amount is 800k, notice that after 2 years of paying a fixed amount, the balance was reduced only a little, with the outstanding balance at 777,159.88
    By the way, a small portion of the monthly payment also goes to fire insurance and MRI payments. Try also this online service to check your balance: https://www.pagibigfundservices.com/ Click “Housing Loan Payment Verification”

  115. What is the process if I ask for recomputation of my housing loan from pag-ibig for cash payment of total TCP of the house. I almost paid of 2 yrs from my pag-ibig loan. Will they deduct what I’ve paid from TCP? thanks.

  116. Hi claire, Pag-ibig records are not yet centralized. Check your contributions at the branch where your employer is remitting your contributions, usually the branch nearest your company location. Yes, you can go to the Calamba branch and ask about buying a foreclosed house. For Cavite properties, you can call 654-1398 or 654-2410. You’re advised to visit the property first before making a reservation. Reservations can be paid at Acquired Asset Management, 2nd Floor, JELP Business Solutions Center, 409 Shaw Boulevard, Mandaluyong City.

  117. Good Day poh, i just wanna ask how to check my contributions. Can I go to calamba office and reserve and process to buy a foreclosed house here in cavite?

  118. Hi Angelita, do you mean you’re renewing your short-term loan? Have you paid at least 6 monthly amortizations? Have you paid 5 monthly contributions for the past 6 months? Or is this a new loan application? Have you paid at least 24 contributions?

  119. Why was my pag ibig loan rejected? Isn’t it that if there’s a loan, it’s being deducted from the loan? I wasn’t able to pay oct because I gave birth. oct is the only one I missed. thanks

  120. Hi June, yes, you can consolidate all your contributions so that you will get back all your savings plus dividends. List your job history so that when you request for a copy of your total accumulated values, you can check if all your contributions are there in your records. If not, file this form at your current branch: Transfer of Member’s Records By the way, we only blog about Pag-ibig, and we’re not affiliated with Pag-ibig.

  121. Hi Ms. Nora, I have work for my company Southern Textile Mills Inc. for more than 10 years (1984-1995) and we have deductions for pag-ibig funds, but we were not issued our ID’s and membership numbers, in my next employment I applied again in your office at atrium bldg. makati. and was issued an ID (#0002 305087 10). my question is #1. will both contributions be consolidated if i will apply for your provident savings program for early retirement? #2 can my contributions be traced if they were deposited in different branches of you office? Thank you very much your time and hoping you could enlighten me with my queries.

  122. Hi Joseph, you can change your name and other data items online. Here are the steps: http://pag-ibigphilippines.blogspot.com/2013/09/pag-ibig-change-of-information-online.html
    About your loan, you said you’ve already contributed for more than 3 years, so you’re qualified, but you need to file your loan at the nearest branch, when you take your vacation. There’s an online loan filing service but it’s only for local members. You can email publicaffairs@pagibigfund.gov.ph for more accurate answers.
    By the way, if seamen are now considered by Pag-ibig as local members (just like Philhealth), you can apply for your salary loan online. I’ll have to check first

  123. Good day, I’m an OFW and when I filed last march 2014 I was told there’s an error in my name. Can I change it online? I already have an OPA file but our office advised us to merge our overseas and local records, so all of us seamen were asked to file as local. I paid OPA by myself for about 3 years. Can I apply for a cash loan? Thank you and Merry Christmas and a Happy new year to all

  124. hi good day! may I ask if you have forwarded the house title of ednalyn masongsong to tarlac from calamba laguna

  125. Hhi Richard, have you registered online to get your Pag-ibig MID no.? If not yet, register at pagibigfund.gov.ph to get your Pag-ibig MID no. Then you can pay Pag-ibig through Skyfreight, CitiExpress, Kapamilya, Iremit, Ventaja, PNB or Metrobank partners. You can check here your payments: pag-ibig OFW payment inquiry
    About housing loan: If you’ve already paid some contributions, you’re qualified to apply. The requirement is 24 contributions, but you can pay in lump sum to complete the 24-contribution requirement. Your contribution will also increase if you apply for a higher loan amount.

  126. Hi, good day, may I ask if my pag-ibig membership is still active? I’m ofw. How do I know if I’m eligible to apply for a housing loan?

  127. hi may I ask my pag ibig number. almost 5 years that I’ve been paying my pag ibig but my employer does not know my pag ibig id number.

  128. Hi anna, they must have started their maintenance activities for some pages. They announced that their website will be off this Saturday afternoon for maintenance.

  129. hi po bakit po kaya hindi pa na credit yung hinulog ko na bayad sa housing loan ko. andito po ako sa dubai ofw nagtanong ako kung pwede na mag direct mag bayad dito sabi pwede na kaso sa bago kong bills sa HL ay nagkapatong patong na utang ko. gusto ko makahingi ng update sa sytem nila. taga imus cavite ako. maraming salamat po.

  130. Hi JOHN, you can get your Pag-ibig MID No. online. Go back to pagibigfund.gov.ph and click E-Services, then Member Registration then View Registration Information, then follow instructions until you get to the page where you can see your MID No.

  131. Hi erwin, do you mean the short-term or multi-purpose loan? You can loan up to 60% of your total savings/dividends after you have made 24 Pag-ibig I monthly contributions (80% after 48 contributions). You can apply for a cash loan as long as your housing loan is up-to-date in payments.
    If you mean housing loan, yes, you can apply. You will be required to pay for 18 months (you already paid for 6 months) to complete the 24-month requirement. You will secure a Special Power of Attorney document there abroad (authenticated by the Phil consulate there) to give SPA power to your trusted representative.

  132. ask ko lang po may bahay na kami sa bulacan.gusto ko lang po sana ma ask kung mag loloan po ba ako ng cash loan possible po ba kahit bago palang ako?kasalukuyan po ako nasa ibang bansa.posible po ba na kahit andito ako ay pwede ako makakuha sa kadahilanang di kopa tapos bayaran ang bahay na binili ko.nag hulog napo ako ng for six month na umabot sa halagang 12 thousand peso.
    salamat..

  133. Good Day po..ask ko lang po if nag bibigay po kayo ng seminar about sa Housing Loan dito sa Imus or iba pang Branch gaya ng Calamba o Muntintinlupa? or sa Mandaluyong po pupunta? Thank you po.

  134. hi mam…gusto ko lng po sna follow up kung ok npo ung merging ng mga records sa dati kong work at sa kasalukuyan?ngapply po ako sa ortigas branch…tenk u po..sana my result npo

  135. Good morning, i just wanna asked kung saan po ba kkuha ng no. For requirements na po kc ako and nag sab-scibe ako thru online sa pagibig my reference no. Pong bngay tpos pi-na-ttxt. Akala ko po ok na. Kso sabi sa pagta-trabahuhan ko kaiangan ko dw nla ung no. Comming from pag-ibig. Hndi pa po ba ok ung reference no. Na yun may kailangan pa po ba akong kunin ulit? At san ko nman po yun pwede makuha. Im from taguig po. Salamat po sa magiging tugon. Thank you.

  136. Hi Jhona, I’ve read online na puede na raw co-borrower ang partner kahit hindi pa married basta eligible for a housing loan. Puedeng mag-apply ng loan to construct a house on a lot owned by borrower, pero before the final release of the loan, kelangang napa-transfer na ang title to the name of your partner, kasi siya ang borrower, so dapat in his name yong property. Basic docs for transfer: title, tax declaration, tax receipt, deed of sale, capital gains tax receipt, documentary stamp tax receipt, transfer fee receipt. Pag house construction loan (required ang house plans, costing, etc), staggered in 3 gives ang pagbigay ng loan. They check muna ang construction bago i-release ang next funding.
    Kung mataas ang appraisal ng lote, puede ring lot loan (mas madali ang docs), para yong loan amount na makuha nio, yon ang pang-construct sa house.

  137. hi, ask ko lang po sana,.
    may partner kasi ako and gusto na sana namin magpagawa ng house. yung lot sana kung saan kami magpapatayo ng house is parang pamana sa mother nya,.pero nakapangalan pa rin sa grandmother nya ung title nung lupa..

    kung duon po kami sa lupa ng grandmother nya magpapatayo ng house pwede po bang i-apply sa PAG-IBIG un?
    ano-ano po yung mga requirements?

    and another thing, pwede po ba akong mag-co-borrower sa kanya kahit hindi kami married?

    Thanks.

  138. Hi doris, some branches open only on some Saturdays that they announce in advance.
    When you said “I have paid my housing loan in full”, did you mean you have paid your Pag-ibig housing loan in full? I’m puzzled that you were granted a Pag-ibig housing loan without the title already transferred to your name. Isn’t it that before Pag-ibig gives its final approval for the loan, it requires the title to be in the name of the borrower? So that when the housing loan is fully paid, the borrower just gets back the title from Pag-ibig and have the mortgage marks erased/canceled by the Registry of Deeds.
    Anyway, you can go to Pag-ibig JELP Bldg. Shaw and ask for advice.

  139. hi, i’m doris. does pag-ibig office open on saturdays?
    i have paid my housing loan in full. our mode of payment used to be in-house but after sometime we had it transferred to pag ibig. i already have my transfer certificate title( given by pag-ibig from one asia,my developer, orange color), i already had it cancelled(blue color from trece). i need to have it transfer to my name. i went to bir, i was asked to get requirements from our developer namely license to sell, contract to sell, absolute deed of sale, payment of expanded vat.
    question. accdg to bir i need to pay 45-50 thou (estimated fee) my house and lot is 110sq mtrs single detached. accdg to my developer, if they’ll process i don’t need to pay the amount, the catch,my developer said i need to provide them all the original documents.that’s where i become hesitant.is it alright to give them the original documents? kahit i will have the receiving copy, i still feel apprehensive. if i’ll be the one to process the title transfer, i’ll pay.pls advise me.
    hoping for your immediate reply.
    thanks a lot.\
    mrs. bayocboc

  140. Good day Sir,
    I am writing to verify as to what particular items should I need to write down at the back of each PDC that I have to issue HDMF for my housing loan monthly payment. As far as I can recall there are other specifics like the account name and number. Please advise.

    Thank you so much for the update and more power.

  141. Hi carlos, email Pag-ibig at publicaffairs@pagibigfund.gov.ph and write your request. Write your complete name, permanent and current address, date of birth, Pag-ibig MID, employment history (names and addresses of companies, employment dates). Sumasagot sila.

  142. Member po ako ng pag ibig since 1975.gusto ko lang po maiverify kung lahat ng contribution ko ay nailipat sa lahat sa huling company na pinagtrabahuhan ko.ito po ang mga company na pinag trabahuhan ko.(1) lakeview industrial corp.add.GMA.Carmona Cavite,(2)Interphil Laboratory Inc.add.Sucat Muntinlupa,(3)Canada Pharm.add.Real Calamba Laguna,(4)Joyco-Urc add.San Cristobal Calamba laguna,(5)Universal Robina Corp.add.San Cristobal Calamba Laguna.possible ba na ang company ay gumamit ng ibang number para sa contribution ko,Ang pagkakaalam ko po hindi ako nag papalit ng pag ibig number ko

  143. one thing po pla i register online and print already the form as individual payor..khit saan branch pwedi ko po ba i submit ang form?thanks again…

  144. hi i just want to ask…may pag ibig mid no npo ako,,and im previously an employee for almost 12years and then i resigned,,nag work ako as an ofw only 1 year,,pwedi pa po b ako mag voluntary payor?any docs pa po b i submit?as of now i am only plain housewife pero gusto ko po kasi i continue ang contribution ko..about din sa voluntary loan ilang contribution needed to process?at ano po mga docs needed khit plain housewife?thank you very much for your time reading my comments…more power po!!!

  145. Hi Arnold, I think the only way you can pay your Pag-ibig loan online is through PayPilipinas, using your online banking account with BPI, RCBC, Metrobank, PNB or ChinaBank or if you have a Visa or Mastercard credit card. You first need to enroll. See instructions here: Pag-ibig Payment through PayPilipinas You can click FAQS and down left “Find out where to purchase PayPilipinas Credit near you.” PayPilipinas is owned by Ventaja and its online-payment partner is Security Bank.

  146. i am currently working in saudi arabia and i had also existing housing loan since 2002,i want to pay my monthly amort to pagibig housing loan thru on line and direct to pagibig ofc, please help me how?

  147. Hi Lowell, ibig sabihin niyan ay ang total contributions mo ay ipinambayad sa delinquent loan balance mo. TAV means total accumulated values or total savings plus dividends. That means wala ka nang loan balance, pero nag-decrease ang savings mo kasi ginamit sa loan payment.

  148. Hi Chestel, if her member category is Voluntary, you can pay at any Bayad Center, or at her Pag-ibig branch. Pag-ibig records are not yet centralized. She can choose to pay any amount per month, from 200 pesos upwards. You should know her Pag-ibig MID no. God bless din

  149. Gud day maam, chestel here, i just want to ask if i can pay in any branch the pag.ibig contribution of my aunt. ,because shes in the US right now, and how can i know her total payment..? thankyou and Godbless

  150. ahh kaya pala 9 months na ako nag babayad ang total lahat 80k something ehh naging balance ko is 780k pa din sa 800k na na loan ko kaya nag tataka lang ako bakit almost 80 percent tubo ng pagibig so in the first yr pala sa interest halos napupunta,,thank you mam nora

  151. Hi Jericson, sori hindi po ito blog ng Pag-ibig; this is a personal blog. Kung sa Solano branch mo ni-request ma-transfer at ma-consolidate ang records mo, sa Solano branch ka mag-inquire kung transferred na at kung puede ka nang mag-file ng salary loan.

  152. Hi joel, sorry nabasa ko na itong question mo, pero hindi ko nasasagot kasi hinahanap ko yong loan chart na basis ng sagot ko at hindi ko na makita. Sa housing loan kasi, ang mga amortizations in the first years ay pumupunta halos lahat sa interest at konti ang pumupunta sa principal, so konti lang ang nababawas sa principal. Ang suggestion ko, patanungin mo ang family mo sa Pag-ibig kung ano ang rule nila about prepayment para makapagbayad kayo to reduce the principal. When I last asked 2 years ago, ang sabi nila magbayad ang borrower ng 3 monthly amortizations in advance, then isabay yong malaking cash payment to reduce the principal. Halimbawa, 10k ang amortization, so bayaran yong current amortization na 10k plus 30k na 3-month advance, and then 50k na cash to reduce the principal — itong 50k na ito, mababawas directly from the loan principal. will get back when I see the one I’m talking about

  153. Good day po, Ask ko lang po if macheck nyo kung ok na po ung mga pinammerge ko na contribution from my prevoius employers. Sa Solano Neuva Viscaya Branch po ako Nagpamerge last Dec. 2013. If ok na po saan po ako pwdeng magfile ng first salary loan ko.

    Slamat poi in advance sana mtulunga nyo po ako. kc ilan beses ako tumatawa mga branches kaso wala nmn pong sumsagot. Inform nyo n lang po ako (09178910271 or 09235326787 Thank you po in Advance.

  154. Good Day po,
    as ko lng po if ok na yong pinamerge ko na contribution ko from my previous employeer. Sa Solano Neuva Viscaya po ako nagpa merge last dec 2013. If ok na po saan pong branch ako mgafile ng fisrt salary loan. thank you po in advance. Call ot text me po 09178910271 or 09235326787

  155. mam nora pwede ko po bang malaman magiging balanse ko kasi nag start kami payment june 2013 tapos balak ko tigil ng january 2015 tapos yung remaining babayadan ko n pag uwi ko ng august 800k po na loan ko mga magkano kaya ang babayadan ko o remaining meron pa po kayang 700k o 600k pls?

  156. Hi maurin, hindi pa kasi centralized ang records ng Pag-ibig. Companies remit to the branch nearest their location. To change your surname, go to the Antipolo branch, fill up the Member’s Change of Information form. Present a certified true copy or NSO copy of your birth cert. Later on, kung iba-ibang branch ang records mo, mag-file ka for consolidation.

  157. Hi po mam nOra,.pag inquire pn kc ako sa robinsOn may pag ibiG po kc dun,regardin po sa pag bgo ko ng sPELling ng surname ko,nag ka Problema po ksi sa bCertficAte ko,Ochea to Ochia,.sabi po kasi sa akin dapat po ung employer ko ung mag process kasi sa antipolo po nag huhulog,.panO po kung wala na ako sa pinapasukan ko hindi po ba pedeng ako ang mag ayos??maraming salamat po

  158. Hi po ask ko lang po kung panO ko papabago ung surname ko sa pag ibig anung pRocesS po bA?ochea to ochia,may corRectioN na po ksi ung sa bCertf ko,.dapat po bAng kung saan nag huhulog ng pag ibiG dun din o bA dapat mag pa corect?.salamat po

  159. Hi maricar, register at pagibigfund.gov.ph so you can get your Pag-ibig MID no. If Pag-ibig sees that you already have a Pag-ibig MID no., ito ring no. na ito ang ibibigay sa iyo when you register.
    Pag meron ka nang Pag-ibig MID, punta ka with your ID sa branch na marami kang contributions, and i-check mo kung andon lahat ang contributions mo. Hindi pa kasi centralized ang records ng Pag-ibig, at kelangan pa ng consolidation of records later on. Merong form na ganito: http://www.pagibigfund.gov.ph/DLForms/provident/03122012/FPF400%20Request%20for%20Transfer%20of%20Members%20Records%20and%20Loan%20Details.pdf

  160. hi po ms.nora .. tanong ko lang po kung paano makakuha ng pag-ibig no.? at bakit po ganun since nag work ako 2010 kinakaltasan ako ng contribution sa pag-ibig ng una kong pinasukan na company at nagfill-up ako ng form sa company ko pero hindi nila binigay yung no ko sa pag-ibig since then lahat na ng pinapasukan ko ay may kaltas na ako ng pag-ibig .. pano po kaya ma-verify un ? ang location ko po ay caloocan ..

  161. ask ko lang po mern ako na loan 800k 15 yrs to pay start payment ko june 2013 ngaun po pag uwi ko pinas yung remaining balane ko bayadan ko na sana june2013-january 2015 so remaining byadan ko n so mga magkano p kya balanse ko mern p kayang 700k pls?

  162. Hi nonilio, magregister ka sa pagibigfund.gov.ph para makuha mo ang Pag-ibig MID mo. Kung meron ka nang MID dati, the same no. will be given to you after registration. Puede kang mag-loan kung meron ka nang at least 24 contributions. Dapat ding nagbabayad ka pa rin ng contributions at magpakita ka ng proof na meron ka pa ring source of income. Ito ang salary loan form https://sites.google.com/site/informationphilippines/pag-ibig-fund-hdmf/pag-ibig-multi-purpose-loan-application

  163. magandang hapon po,ako nga po pala si nonilio s.manto,nais ko lang pong itanong sa inyo kung pwedi po ba akong mag voluntary loan sa kadahilanang pong nagresign na po ako sa pinapasukan kong ahensya,kung pwedi po,ppaano ang proseso,at saka ano nga po ba pag-ibig number ko.pls.reply my cellno#09305598360.paki lang poh

  164. paano ko po ba mkukuha yung PAGIBIG NO. KO ako po si raymond fulleros from baliwag bulacan please text me to my no. 09334078537 thankyou please reply asap

  165. Hi Janet, yes, puedeng bayaran na in full your loan; doon na lang sa Pag-ibig branch para ma-verify mo ang actual balance mo, so you can pay in full.

  166. aask ko lang po pwede po ba bayran ang short term loan ko MPL ng buo kasi napakahirap po mag pabalik balik sa branch napakalyo po sa place namin or pwede po ba kahit sa bayad center nalang

  167. Hi Tes, if your property is located in San Pedro, Binan, Sta. Rosa or Cabuyao, go to the NCR Housing center at 409 Shaw Blvd., JELP Bldg. If in other Laguna towns, go to the Calamba office at High Rise Business Center, National Highway, Halang 049-5451278

  168. hi,i have purchased a house&lot in laguna & i want to apply for a pagibig loan.where is the pagibig branch to go to.thanks in advance

  169. Hi Percival, I think your explanation about ITR will be accepted as long as you have your cert of employment and income and your 8-month payslips. See how you can obtain a title to your lot because you need it. Pag-ibig requires a TCT. Meanwhile, save and save, because Pag-ibig’s loan funds will not come on time. I have read about some people complaining about the refusal of Pag-ibig to release the next loan release because they disagree with the borrower about % of construction completed.

  170. Addt’l
    Meron po kasi akong nabiling lote but no title yet(award from Town Municipality only). And my plan is to construct 4 units of apartment, Possible po bang ma-approved ung application ko? Thanks..

  171. Ma’am Nors, Thank you very much for your fast response. Since 8 months pa lang po akong nag-work again d2 s pinas. Wla p akong ITR. Ano po pwede kong gawin? Thanks..

  172. Hi Percival, do you mean you’re employed again? If yes, you can be eligible, basta meron kang ITR and cert of employment and income. Pag construction loan, staggered ang release ng loan (3 releases), at ina-appraise muna ang natapos bago i-release ang next loan. Maganda kung sa iyo na ang lote para mas magaan ang process. Visit the website and check on the docs and process.
    http://www.pagibigfund.gov.ph/home_pdf/citizens%20charter/Citizens%20Charter%20-%20HL%20AVAILMENT_June2013.pdf

  173. Hi. I would like to inquire if I’m qualified on Housing Construction Loan. I worked 10 yrs ago for about 4 yrs but I work abroad for more than 8 yrs thats why my contribution stop. Now I’m working again here in Philippines for about 8 months. Do you think I can avail the Housing Construction Loan? Thanks in advance.

  174. bakit ganyan ang Pag Ibig ngayun, dati ang dali daling mag process ng papers, ngayun grabe 1 month na nakasubmit ang papers namin up to this moment wala pa rin, grabe calamity loan yung isinubmit namin, abay calamity na ulit gang ngayun wala pa rin.. at eto pa tumatawag ako sa numbers nila, mga 6 number yung dina dial ko lahat ng numbers busy? how come na ganun busy lahat? tas dun sa hotline nila, wala namang sumasagot….Pag ibig ano pong nangyayari bakit ganun…. Pki naman po o…

  175. Hi Marrick, present your valid IDs and your Pag-ibig MID no. You might be required to list your employers, their locations and employment dates

  176. Hi rainee, Pag-ibig’s rule is to submit the next set of PDCs after the 10th PDC has been used; but since you paid on time for July and August, I think you’re right on track. Yes, I think your statement of account and your receipts for July and Aug will do. You can also get your Pag-ibig receipts for the 12 months you’ve paid at the branch where you issued your PDCs. Bring your IDs.

  177. Hi, just want to ask what are the things needed for refurnishing another set of pdc’s…do I need to bring the returned checks? I only have the statement of accounts with me right now due to the recent flood in manila. My last pdc was on june26,2013 but was not able to submit the pdc’s on time so just paid directlyto pag-ibig for the months of july and august. Thanks!

  178. Hi Sel, your computations are correct. I checked if Pag-ibig charges a service fee, but there’s nothing in the loan form instructions. Can you check if you have a balance from your previous loan?
    I’ll write you again if I see something. Thanks for writing and for commenting on our blog.
    Ooops, sabi mo pala, first loan mo, so dapat wala kang previous loan…hmmmm, I’ll try to check…

  179. Hi Ms. Nors

    I don’t know if eto po ung right blog for my question eh…Paano po ba i compute ang interest ng Pag-ibig sa calamity loan?…Base kasi sa form nila 10.75 per annum ang interest…pero bakit sa compute ko parang 26% ang interest?…eto po ung sample ng first loan ko:
    Loan Proceed: 10,382.10
    Monthly Amort.: 544.97
    Total: 13,079.28
    (13,079.28-10382.10 = 2,697.18)

    Eh kung dadagdagan ng 21.5% ung loan ko kasi 10.75% per annum ang interest nila dapat 2,232.15 lang ang tubo di po ba?…

    Any insight is much appreciated Ms. Nors

    Thanks,

  180. Hi girlie, puedeng ito ay nasa Pag-ibig, BFS, NMHFC, GSIS or SSS, HGC, developer or bank. Tanungin mo na lang ang mga maraming bahay diyan kung kaninong agency naka-mortgage ang karamihan. Usually doon din naka-mortgage yan. Puede mo ring i-search sa Google; i-enter mo lang ang address sa Google search bar.

  181. Mam, complete address po pala.. Block12 lot 7 ipil- ipil st.acasia park homes calamba laguna. Tnxs po.

  182. Hi!ako po si girlie cruz.. May gusto po sana akong property sa calamba.. Block12 lot 7 acasia park homes sa calamba po ito.. Hindi q po alam kung saan branch naroon ang rekord ng bahay na ito. Pwede nio po ba akong tulungang ma- trace po ito.. Ang sbi po nla foreclosed n po ito..ksi parang abandoned na ito at walang may- ari talaga.. KMaraming maraming salamat po sana po matulungan nyo kmi po kmi…..

  183. Hi maricel, kung sinabi ng developer na for Pag-ibig ang PDCs na yon, it’s likely na na-process yong Pag-ibig housing loan nio, and you can claim the house. Meron bang mga settled checks na dumating sa inyo? Ibinibigay ito ng bank nio by mail or pini-pickup sa kanila. Kasi makikita mo don kung naka-issue sa Pag-ibig o developer ang checks. I hope mahanap mo ang mga papers all about your housing loan and makita or makuha mo ang settled checks.

  184. Hello. Thanks po. Ung PDCs po ay binigay po nya sa dveloper. Ung dvelopr po ang nagpa submit ng PDCs po kasi cla na daw ang magdala / or magbayad sa pag ibig. Dnadaan daw po nla sa PDCs just to make sure na makabayad buwan2x i think for two yrs ung sa PDCs. Wala po kaming
    reciepts rgarding thePDCs monthly amount from dvelopr. Thanks very much po

  185. Hi maricel, sorry about your spouse. Yong checks ba ay issued to Pag-ibig Fund? Meron ba kayong receipts from Pag-ibig for these checks? I ask kasi sabi mo nag-issue ng PDCs sa developer. So naisip ko bakit kaya hindi sa Pag-ibig? Or nag-issue sa Pag-ibig at ipinadala lang sa developer?
    Meron kayong makukuhang Provident/death benefits sa Pag-ibig. File at the Pag-ibig branch where your husband’s records are, after you complete your housing claim. About the house, you can claim it as long as you have the Pag-ibig mortgage papers — this means na na-process yong loan before your spouse passed away. The Mortgage Redemption Insurance will pay the loan in full.
    Mabuti siguro na iwidro nio na muna by atm yong laman ng checking account para hindi makuha ng checks pag mag-due.

  186. Hi… Tungkol po ito sa housing loan ng asawa ko kasi xa po anf principal barrower. Sa laguna po naka based ung uhnit namin. Na take out na po ito last aug. 2012. Nag issue po ng
    posdtdated checks ung asawa ko sa dveloper. Kaya lang po he died last mAy 14 2013 due to cardiac arrest. Ask ko lang po kng san po namin ipapasa ung death requirements kasi po nasa cebu po kami ngayon. San po kami ddrecho para mag submit ng mga requirements?

  187. good day again i hope you can help me i need to know how to reactivate in online registration… can you please guide me in how to use online registration to be able me to reactivate the account of my brother thank you so much

  188. good day po ask ko lang paano po ba magreactivate ng account sa pag-ibig kasi mo ofw kapatid ko pero member po siya ng pagibig kaso di updated hulog niya kaso na sa abroad na siya gusto po naman ipa-reactivate yung account niya ang sabi nmn sa akin mag online registration ako di ko nmn po alam paano kasi pagpumupunta ako sa website ng pagibig pagclick ko na yung membership program do ko na alam sunod ko gagawin help naman po thanks

  189. Hi leah, baka puede, kasi married siya to a Filipino… pakitanong na lang sa Pag-ibig, kasi puede ang foreigner as long as he is working or living here in the Philippines. Or ask them if you can use foreign remittance receipts as your proof of source of income. I hope you can share later on what happened to your registration.

  190. Hi Leah, is your husband a Pag-ibig member? If yes, register as OFW wife. Bring your IDs, marriage certificate, copy of your husband’s job contract or visa or OEC, and letter from your husband requesting Pag-ibig to register you. If your husband isn’t yet a member, ask him to register online, get his Pag-ibig MID and then authorize you to pay for him (bring documents mentioned). There are 2 QC Pag-ibig branches: Kamias Branch 920-9816/426-9528
    # 795, Anchor Center, EDSA, Diliman (not sure kung andon pa sa near East Avenue/EDSA or near GMA station na) / Cubao Branch (02)911-7262 911-3343 (Fax) Ground Floor & 3rd Floor 145 15th Avenue Union Square Condominium Brgy. Socorro, Cubao (likod ng Araneta Bus Terminal, near Cubao Expo)

  191. Good morning po tanong ko lang po sana maam nors.. kasi po nag registered nga po ako ng pag ibig individual payor po.. ngayon sabi eh magdala daw po ako ng source of income ano po ba yun?… kasi nga po pinapadalhan lang po ako ng hubby ko ng pang gastos dito… at san po yung malapit na pag ibig branch dito sa may tandang sora quezon city po?.. pasensya na po di ko po kasi alam kasi kakalipat ko lang dito galing probinsya… Maraming maraming salamat po talaga sa magiging sagot nyo po..

  192. Hi Leah, I hope you already have your Pag-ibig MID no. so you can transact with Pag-ibig over the counter. I’m not sure if Pag-ibig is now strict in registering individual payors who were not previously employed members. You can go to the nearest Pag-ibig branch with your IDs and your remittance receipts (your source of money) and ask to become an individual payor. And then pay your contributions — minimum of 200 pesos per month. I hope you can share here later on your experience with Pag-ibig. Thanks

  193. Hello po ask lang po ako kung tama po ba yung inilagay ko na individual payor sa pag apply ko ng pag ibig online?… Wala akong trabaho bali po plain housewife lang po ako… monthly income ko po 15k above. tama po bah?

  194. Hi leoniza, sorry, I don’t know if they’re offering this scholarship this year. You and I should inquire.

  195. Hi Ricky, you should have at least 24 monthly contributions and you should be updated with your contributions. For self-employed or voluntary, Pag-ibig requires a document proving your source of income. You should get your Pag-ibig MID no. if you don’t have yet your MID.
    How to get your Pag-ibig MID no.

  196. hi good morning po. ano po b yong write process para
    mkapag loan? tsaka pnu rin po mg inquire?

  197. gud pm,

    gud pm,, thank you very much for giving me your advise… godbls. NORS.

    thank you very much for giving me your

    advise,,,,godblz,,,,,,,,!!! Nors

  198. Hi asuncion, ask your husband to register online at pagibigfund.gov.ph so he can get his Pag-ibig MID. Or you can register in his behalf as long as you know all the data needed. You need the Pag-ibig MID to transact with Pag-ibig. http://pag-ibigphilippines.blogspot.com/2012/12/how-to-get-your-pag-ibig-mid-no.html Then ask him to email you an authorization letter to process his Pagibig reactivation, plus copies of his IDs. If he can’t have his IDs scanned, bring your marriage certificate and I hope this would be enough for you to reactivate his Pag-ibig and pay his contributions in his behalf. You should go to the branch where his previous contributions were remitted, because Pag-ibig records are not yet centralized, but if it’s in another region, then ask the Pag-ibig branch nearest you for a Transfer of Membership records.

  199. good evening!
    nais ko pong itanong kung anong dpat gwin pra icontinue yung pag-ibig contribution ng husband ko nagstop yung paghulog ng contribution last 2007 dhil sa relocation. sa ngayon ofw sya, ako nlang sna ang magprocess pra macontinue uli yung contribution nya.

  200. Hi jheng, you should pay your husband’s loan at his branch because it’s there where his data is stored (so you can get the correct balance amount). If you like to transfer to a nearer branch, I suggest you do it after loan payment. What you do is fill up this form: https://sites.google.com/site/informationphilippines/pag-ibig-fund-hdmf/transfer-of-member-s-records Before you go there, your husband should get his Pag-ibig MID no. online:
    http://pag-ibigphilippines.blogspot.com/2012/12/how-to-get-your-pag-ibig-mid-no.html Ask an authorization letter from your husband authorizing you to process his increase of contributions and related paperwork (can be emailed and you print it), plus copies of his seaman book and passport or IDs. Bring also your Ids when you go to Pag-ibig, plus copy of your marriage certificate (orig and copy; they might require it).

  201. gud day po,mgtatanong lang po ko kung anu-ano mga requirements sa pagtransfer po ng aming loan,kasi po bank finance un sa amin,may kalakihan po kc ang amortization,gusto po ng aking husband na ilipat na lang sa pag-ibig ang aming loan,anu-ano po ba ang mga documents?salamat po,

  202. hi again ms. nors

    im planning to pay the multi purpose loan of my husband in full. Can I pay it in other branch?

    and another thing po,

    my husband is now on board, he is a seaman, he asked me to go to pag ibig and request to make his contribution higher. Can I do that for him? And what docs po ang needed?

    thank u in advance po.

  203. Hi arvin, try registering again online, as if you did not register before. This time, write your employer’s name correctly. You will get another tracking no. but you will have the same Pag-ibig no.

  204. ..gud eve poh..ako po c arvin minero .,.nag online register po aq ng pag ibig number ko .at ngwa ko naman..kaso ngkamali ako ng nailagay ng employer name ..hnd tnatanggp ng agency ko ang tracking number ko dhil dun.gusto ko baguhin pero wla form at hndi pwd ma iupdate.anu po ba dpat ko gawin.kailangan ko na kasi ipasa s agency ko.? salamat poh

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