Pag-ibig Retirement in the Philippines — Process Your Claims Quicker

If you’re nearing retirement and you’ve had more than one employer, check as soon as you can if all the records of your contributions since your started contributing to Pag-ibig are already in one branch of Pag-ibig.

Pag-ibig does not consolidate the records of members whose employers are located in different Pag-ibig jurisdictions; it expects its members to consolidate their records.

It takes months to consolidate, so start now.

Ipunin mo ang records mo sa isang Pag-ibig branch lang

My husband, who had two employers and who also continued paying as a voluntary member while working abroad, had to track his contributions and consolidate them in one branch before he was allowed to submit his retirement claims.

The dollar-denominated Pag-ibig Overseas Program, however, is really separate. You make your claims separately at the Gil Puyat, Makati branch.

By the way, my husband has paid more than 240 monthly contributions, so he was to able to file a claim. But he’s still waiting because of the consolidation process.

Update as of March 2011:

My husband’s claim, which was processed over a span of several months in 2009, was rejected because Pag-ibig counted only 231 contributions. Pag-ibig advised my husband to pay nine monthly contributions, either monthly, quarterly, or at one time, but has to wait for 9 months before he can file his claim again.  We didn’t yet refile because we decided the money can earn more with Pag-ibig than with a time deposit. We can use it for my daughter’s tuition fees in her higher years in college.

Related Articles:

PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan
Pag-ibig Retirement Linked to Pag-ibig Housing Loan

153 Comments

Add a Comment
  1. I’am 53 years old.i’am not working anymore because i need to take care of my sick wife and aside from that it’s hard for my to get a job again because of my age.can i avail the early retirement to claim my contribution so i can use it for my wife medical maintenance?please reply how.

  2. Hi Beauregard, you can claim your Pag-ibig savings now if you have accumulated 240 monthly contributions or more. If you lack some months, like for example, you have only 234 contributions, you can make contributions for the next 6 months (minimum 200 pesos), then on the 7th month, you can file your claim. Sorry that if you’re far below the 240-contribution mark, you need to wait till you’re 60 before you can claim your benefit.

Leave a Reply

Your email address will not be published. Required fields are marked *

Working Pinoy © 2008-2016 Frontier Theme