My Personal Make Money Online Version
In every corner of the Internet, there’s a Make Money Online article.
Private Colleges in Quezon City, Metro Manila, Philippines
Here’s an alphabetical list of private colleges in Quezon City, Metro Manila, Philippines.
BPI Correspondent Banks in Saudi Arabia, Middle East
There are BPI correspondent banks in Saudi Arabia and other parts of the Middle East for OFWS sending money to the Philippines. BPI has partnered with these banks so that you can send money through them.
Check Clearing in the Philippines
Starting January 1, 2011, you no longer have a chance to fund your check after banking hours of the day a check you issued is deposited. You can no longer fund it the next day.
Tuition Fees at FEU and Some Other Universities in Manila, Philippines
In less than two years, my daughter has enrolled and studied in three different universities in Manila because of different reasons, including allergies, fluctuations in finances and wrong choice of course.
As we searched for schools, we came to know about the ranges of tuition fees in some schools. Some universities publish their tuition fees on their web sites; others don’t. We hope the following info tidbits on tuition fees are able to give you some ideas about tuition fees in universities that we’ve researched, considered or enrolled in.
All tuition fees mentioned below are for one semester. (PWU and De La Salle runs three semesters in a year while Mapua runs 4 semesters in a year)
TUITION DATA FROM ACTUAL PAYMENTS:
Technological University of the Philippines, Manila (TUP)
First semester (first year) of BS in Architecture
about 3,500 pesos
Second semester (first year) of BS in Architecture
about 3,500 pesos
Adamson University, Manila (AdU)
First semester (first year) of BS in Accounting 33,000 pesos
miscellaneous fees included
discount of 5% if paid in cash
(one set of school uniform and one set of PE uniform included)
Far Eastern University, Manila (FEU)
Second semester (first year)
BS in Psychology 41,000 pesos
miscellaneous fees included
discount of 5% if paid in cash
TUITION DATA GATHERED THRU SCHOOL VISITS OR PHONE CALLS:
Philippine Christian University, Manila (PCU)
Second semester (first year) BS in Psychology or BA in English
about 25,000 pesos
Perpetual Help University, Molino (PERP)
Second semester (first year) BS in Psychology
about 23,000
Philippine Women’s University, Manila (PWU)
Bachelor of Fine Arts Major in Advertising; Bachelor of Arts in Communication, Psychology, Education, Hotel and Restaurant Management or Tourism; BS in Accountancy, Management, Marketing or Computer Science.
Per semester or per trimester (PWU runs three semesters in a year):
29,650 plus 6,093 miscellaneous fee, if cash
32,620 plus 6,702 miscellaneous fee, if two installments
34,093 plus 7,000 miscellaneous fee, if monthly installments
TUITION FEE DATA GATHERED FROM SCHOOL WEB SITES:
I gathered fees for only a number of courses; the schools offer other courses.
Far Eastern University (FEU)
The ranges of tuition and miscellaneous fees for each semester for the following courses are: (k = thousand pesos)
BS in Accountancy – 35k, 36k, 40k, 37k, 22k ( Accountancy is a five-year course at FEU.)
BS in Architecture – 40k, 40k, 43k, 36k, 31k
B of Fine Arts Major in Advertising – Arts 37k, 37k, 43k, 35k
AB in Mass Communication – 38k, 37k, 32k
BS in Medical Technology – 38k, 47k, 43k
BS in Nursing – 53k, 66k, 45k, 61k
BS in Hotel and Restaurant Management – 40k, 44k, 31k
BS in Psychology – 41k, 38k,37k,23k
BS in Commerce Major in Marketing Management – 38k
De La Salle University (DLSU)
On the DLSU website, the school fees are detailed, with the total for every trimester starting at 80,000 pesos, depending on the course and laboratory and program fees.
Average Tuition and Other Fees for FRESHMEN
For the 1st Trimester of 2010-2011
Business courses - 63,000 pesos
Computer Studies - 61,500
Education - 61,000
Engineering – 70,000
Liberal Arts – 60,000
Science – 66,000
Economics – 59,200
Average tuition fee per unit for 1st trimester of 2011-2012
Tuition fee per unit: ranges from 2,071 pesos to 2,517 pesos
Adamson University (AdU)
The tuition and miscellaneous fees per semester for freshmen are:
Accountancy - 33,060 pesos
Architecture – 32,670
Business Economics – 30,780
Computer Science – 37,607
Computer Technology - 32,299
Education - 27,856
Engineering - 30,370
Hospitality Management - 38,429
Information Management - 34,188
Information System - 31,529
Information Technology - 34,188
Marketing Management - 30,780
Mass Communication - 27,852
Nursing - 34,200
Pharmacy - 34,020
Psychology - 31,166
Mapua Institute of Technology (MIT)
Tuition and miscellaneous fees for freshmen for first quarterm. Mapua runs quarterms or four academic terms in one year.
Architecture - 30,507 pesos for cash payment; 31,867 for installment
Electrical Engineering - 34,385 cash; 3,915 installment
Civil Engineering - 31,523 cash; 32,968 installment
Mechanical Engineering - 32,179 cash; 33,624 installment
Nursing - 25,211 cash; 26,059 installment
Hotel and Restaurant Management - 22,881 cash; 23,805 installment
Information Technology, Computer Science - 34,502 cash; 36,151 installment
Multimedia Arts - 32,097 cash; 33,457 installment
From a certain forum:
Mapua — Multimedia Arts and Sciences
around 36k per sem (One incoming 3rd year BS MAS student says she has spent
about 300k for tuition since her first year; this would be 36K multiplied by 8 sems = 288k)
University of Santo Tomas (UST)
First year tuition fees (per semester) for Arts and Languages courses range from 36,896 to 38,654 pesos. Tuition increases to up to 46,825 pesos for higher years.
First year tuition fees per semester:
Accountancy - 42,083 pesos
Architecture - 54,747
Advertising Arts - 44,869
Business Economics – 35,802
Financial Management – 37,628
Marketing Management - 37,628
Hotel and Restaurant Management - 49,228
Electrical Engineering - 32,475
Computer Science - 42,655
Information Technology - 42,655
Nursing - 53,309
Pharmacy - 45,269
Psychology - 44,169
Polytechnic University of the Philippines (PUP)
- Tuition fee per unit — 12 pesos (Totoo?)
- A semestral load of 28 units will cost 336 pesos.
- Miscellaneous fees include registration (8 pesos), library (17),
athletics (27), engineering freshman (61), sports development (50),
computer (60), guidance (50), ID 975), handbook (45), engineering lab (28),
other lab (31), cultural (11), medical/dental (11). Fees are subject to change.
- Entrance examination fee is 500 pesos.
Technological University of the Philippines (TUP)
- Tuition fee per unit is 50 pesos.
- Miscellaneous fees include developmental (400), NSTP/ROTC (225), registration (75), cultural (45), athletics (75), library (150), medical/dental (150), shop (240), lab (240),
computer (300), student privilege (30), insurance (25), ID (90), shop use per hour (50),
lab use per hour (50)
- Entrance examination fee is 375 pesos.
Trinity University of Asia
Cathedral Heights, QC
Fees per semester as of second semester 2010-2011:
Accountancy - 29k, 26k, 31k, 28k
HRM - 30k, 35k, 24k, 9k (9 units)
Computer Science - 29k, 35k, 23k, 15k (9 units)
Psychology - 28k, 29k, 27k, 7k (3 units)
Mass Communications - 26k, 24k, 25k, 8k (3 units)
Medical Technology - 29k, 38k, 45k, 49ka
Nursing - 33k, 61k, 58k, 63k (St. Luke’s College of Nursing, part of Trinity)
Colegio de San Juan de Letran
Intramuros
Fees per semester as of school year 2010-2011
Additional charges for installments and late payments
Accountancy - 39k, 40k, 45k, 51k
Psychology - 36k, 43k, 38k, 31k
Information Technology, Specialization in Digital Arts - 43k, 56k, 44k, 35k
Hospitality Management Specialization in Hotel Restaurant Management,
Tourism, Cruise Line Management - 55k, 59k, 65k, 37k
Communication Arts - 36k, 50k, 48k, 42k
Philippine Christian University (PCU)
Down Payments for the 2010-2011 school year:
10,000 for Nursing, Hotel and Restaurant Management, Nutrition and Dietetics and related courses
8,500 (old students) and 6,500 (new students) for Business and related courses
7,000 for law and masteral and doctoral programs
Jose Rizal University (JRU)
School year 2010 to 2011 (from a JRU online report)
AB, BCS, BSIT, BSCPE, BSED, BEED — 1,624 per unit or 12,735 per 30 units
BSHRM, BS Tourism, BSA — 1,632 per unit or 12,816 per 30 units
BSN — 1,648 per unit or 12,933 per 30 units
Miscellaneous fees include development fee (1,330), HRM lab fee (920 per
unit), HRM 37 co-curricular activity (3,910), Management 32 co-curricular activity
(5,060) and more
Ateneo de Manila University (ADMU)
For School year 2010 to 2011
Annual fees:
Tuition fee — 103,897
Basic fees — 20,171
Other fees — 20,635
- Additional fees for overload and for laboratory use
- Payment in two or four installments, with interest of less than 3 percent
- About 48 undergraduate programs including BS IT, BS MIS, BS Physics, BS Computer Engineering, BS Computer Science, BS Environmental Science,AB Chinese Studies, BS Management, AB Economics, pre-med courses such as BS Life Sciences, BS Psychology and BS Biology and pre-law courses such as AB Political Science, AB Philosophy and AB Management.
University of the Philippines (UP)
UP uses a socialized tuition system, meaning the student pays based on his or her ability to pay. A student applying for the lower tuition brackets need to show notarized financial documents that include tax returns, real estate tax declarations, statements of assets and liabilities, water bills and electric bills.
Tuition fee per unit (UP Diliman, UP Los Banos and UP Manila):
- 1,500 pesos per unit for Bracket A (annual family income of more than 1 million pesos)
- 1,000 pesos for Bracket B (income of 500,001 to 1 million)
- 600 pesos for Bracket C (income of 250,001 to 500,000)
- 300 pesos for Bracket D (income of 135,001 to 250,000)
- Free tuition for Brackets E1 and E2 (income of 135,000 or less)
- student allowance of 12,000 pesos per year, Bracket E2 (income of 80,000 or less)
Miscellaneous fees = 2,000 pesos
* UP evaluates students’ financial capabilities every year and changes their brackets to match their finances
St. Scholastica’s College
For school year 2011 – 2012
Tuition fee per unit = 1,642 pesos
15 units: 24,630 tuition plus 7,537 miscellaneous fees = 31,675
minimum down = 9,542
20 units: 32,840 plus 7,537 = 39,721
minimum down = 11,595
25 units = 41,050 plus 7,537 = 47,766
minimum down = 13,647
30 units = 49,250 plus 7,537 = 55,812
minimum down = 15,670
Notes:
- Laboratory fees not yet included
- 2% discount for full payments
TUITION DATA GATHERED FROM FORUMS as of January 2011:
Rizal Technological University (RTU)
- a state university along Boni, Mandaluyong
- has branches in Pasig, Antipolo, Baras, Cavite and Occidental Mindoro
- 200 pesos per unit (2010-2011 school year)
San Beda College (SBC)- Manila and Alabang
Freshmen tuition fees for Information Technology and other courses
range from 54,000 to 60,000 pesos per sem.
Some courses start at 40,000 pesos per sem.
AMA
Information Technology and Computer Engineering courses cost between 19,000 pesos to 20,000 pesos, already discounted from the 20k to 23k original tuition fees.
University of the East (UE)
From the UE forum, as of March 2011:
1200+ per unit for non-computer courses
1400+ per unit for computer-related courses
Might increase this June 2011 by 5 percent, accdg. to a forum member
BSBA Marketing — 38K (tuition fee plus miscellaneous fee)
BS in Accounting UE Caloocan — 35K (3rd year)
Civil Engineering — 29K to 30K
Asia Pacific College (APC)
Multimedia Arts — around 40K
(students from public high schools get a discount of 50%, but must maintain a certain grade level and do some student assisting work)
Lyceum of the Philippines University (LPU)
Bachelor of Arts in Multimedia Arts (AB MMA) — 38 to 40K
According to Jovi (Jan 23, 2012):
LPU tuition ranges from 35k to 40k plus.
HRM and culinary students get part of their training at the Lyceum-operated hotel The Bayleaf of Intramuros.
International Tourism and Hospitality Management students need to prepare additional funds for tours.
Tuition Fee Tips from Readers (Thanks a lot!)
Technological Institute of the Philippines (TIP)
363 P. Casal Street, Quiapo Manila
1338 Arlegui Street, Quiapo Manila
Tels. 733-9117 / 736-2580 / 736-4208
According to Jmz:
25,887.30 cash
27,522.45 installment
According to Yong (Jan 21, 2012):
Architecture: 27k per sem
FEATI UNIVERSITY
According to Jazz (Jan 2012):
Marine Engineering / Transportation
Per Unit: P1,100 x 28 units
Miscellaneous: P7,400
Laboratory Fee: P3,888
Total: P42,088
If you’d like to share about other schools’ tuition fees in the COMMENTS section below, then I’d appreciate very much your effort.
Related Articles:
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Private Colleges in Manila, Metro Manila, Philippines
State Universities, Colleges in Metro Manila, Philippines, Nearby Areas
Private Universities in Metro Manila, Philippines, Nearby Areas
Tuition Fees at Adamson University
Dorms in the University Belt – FEU, UE, PSBA, San Beda, UST, UM – Manila
BDO Kabayan ATM Debit Card — Can It Be Used Outside the Philippines?
Some readers asked if the BDO Kabayan ATM Debit Card can be used to withdraw money outside the Philippines, so I emailed the BDO Customer e Services and asked. I was pleasantly surprised that the customer officers replied immediately.
According to Ms. R. C. of the eServices unit, the BDO Kabayan ATM Debit Card and any other BDO ATM debit card can be used to withdraw money abroad as long as:
- it is active
- and it has sufficient balance.
For holders of BDO ATM debit cards with the MasterCard logo, withdraw at the ATM of any foreign bank in other countries with the Cirrus Maestro/PLUS logos.
If your card is a BDO ATM debit VISA card, withdraw at ATMs abroad with the VISA/VISA Plus logos.
These are the transaction fees:
- Balance Inquiry - US$ 1.00
- Withdrawal - US$ 3.50
For unsuccessful ATM transactions such as wrong PIN,
insufficient funds, exceeds limit, etc., you will be charged US$ 1.00.
Do not, however, depend solely on your BDO ATM debit cards while abroad. They may not work all the time.
Related Article:
BDO Kabayan Savings and BDO Remit Cash Cards for OFWs
OFW Parents: Take Advantage of Free Internet Banking to Manage Your Childrens Weekly Allowance
Free HP Printer Scanner Copier with Smart Bro
This is the free HP printer, scanner and copier (three-in-one) that I received from Smart Bro when I renewed my contract for 24 months more.
I didn’t even made an effort to get it. It was delivered to our house by a Smart Bro agent. This agent was really smart as he went around our neighborhood looking for roofs with the Smart Bro canopy, and asked subscribers if they want a free HP printer, scanner and copier.
Well, there are other choices:
- Nokia 1680C cellphone
- Smart Plug ‘N Talk
- Smart Bro Plug-it
- rebate of 160 a month or nearly 4,000 in savings over the 24-month period
Additionally, after 3 years, one has the option to apply for a plan downgrade to 799, apparently with the same features, so this means more savings.
As expected, I chose the HP printer, scanner and copier, since I’d be getting three gadgets, wow! And it has been working very well since its delivery.
Renew now and get one HP printer, scanner and copier too.
No Annual Fee Credit Card in the Philippines — Metrobank M
This is the only credit card in the Philippines which has no annual fee for life.
Except of course those premium cards for the very wealthy, and those cards whose owners accumulate enough points to get annual-fee waivers.
I’ve related in my other posts that I finally became free from the bondage of credit cards last February 15. I had eight credit cards, and after paying off all the balances, I canceled all of them, except my local BPI Classic.
But because I need a credit card for my Internet payments, I had to choose one credit card good for international purchases. I like BDO Shop More, but if I have to cut costs, I should retain one with no maintenance fee.
So I finally chose the M Free Mastercard of Metrobank. After canceling my old Metrobank card, I requested for the no-annual-fee card, and it was given to me.
More than a year ago, I applied for this no-annual-fee Metrobank card, but I was told I need to first use an annual-fee Metrobank card for at least a year before I can qualify for the free annual-fee credit card.
If you need to maintain just one card, consider this no-annual fee credit card.
Credit Card Fees — Credit Cards Philippines
If you have to get a credit card in the Philippines, and
- you cannot pay the total amount due each month
- you can only pay the minimum due
- and you may have to be late some of the time,
then do not get credit cards that have high late-penalty fees and that are strict on payment dates.
NOT RECOMMENDED:
HSBC — charges 600 pesos for every month that you are late even by just an hour or a day.
If you call them and explain your situation, your 600 may be reversed only once in every 6 months, and that depends on your reasoning and the mood of the bank representative at the time you are calling.
Next month, I’ll be receiving some money (Thank you, Lord!), and this HSBC card will be the first I will pay off fully and say goodbye to forever. Good riddance! Wow, how nice it would be to cut my HSBC card!
I was late in paying after the Ondoy floods, but the HSBC never heard my explanation. No soul! Only business for them.
STANDARD CHARTERED — also charges 600 pesos for every late payment… even by just an hour. Remember, the date changes at midnight? Or maybe the cutoff hour is every 6 am? So, after midnight or after 6 am, and your payment is not there, the 600 pesos is charged, presto!
How do I know? I have both of them.
HIGHLY RECOMMENDED
Fortunately, there are credit cards in the Philippines that have retained some bits of kindness,
and I’m glad that the local banks (although they have foreign shareholders) are the leaders.
Aside from forgiving late payments, they also charge lower fees.
BPI EXPRESS CREDIT has been very kind to me in terms of late payments. As long as my payment-due doesn’t remain unpaid until the next statement date, I don’t get charge a late-penalty fee.
Kahit ma-late ako ng 5 days or 10 days! But, of course, I don’t abuse it. I oftentimes pay very early too. An I’ve been using this BPI credit card since March 2000.
And when a late-penalty is deserved — because the next statement date has passed and my due remained unpaid — eto yong times na may mga unexpected major expenses –
the penalty fee was only 6% of the total amount due.
One time I was late in paying 1,715.40 by 13 days (almost 2 weeks!).
And you know what? My late payment was only 102.93! Compare that to HSBC and Standard Chartered which charge cardholders 600 pesos for being late for only an hour or a day!
EASTWEST is also kind. It forgives a few days of delinquency. And the charge is only 200 pesos — when the next statement date has already passed.
BDO SHOP MORE charges 300 pesos or 5% of amount due, whichever is higher.
METROBANK charges 600 pesos or 7.5% of amount due, whichever is higher. This is one local bank that charges high, although this bank offers an annual-fee-free card and a low-interest Cash2Go loan.
Update as of March 2011: Metrobank M Free Mastercard now charges 700 pesos for late payments.
BPI EXPRESS CREDIT charges 6% of the amount due for the month — no fixed fee, no whichever.
This rule considers the poorer ones like me — 6 percent of 1,000 is only 60 pesos, but when a rich credit card holder is late, the 6-percent fee for 100,000 is 6,000 pesos. But, oh well, I’m not a gold cardholder; the late-penalty rules for gold credit cards could be different.
When charged a late penalty fee, call the bank. Give a valid reason. Oftentimes, they forgive, as long as you are not late often.
Related Articles:
Free from Credit Cards, At Last!
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