BPI Classic and BDO Shop More Mastercard Are the Best Credit Cards for Employees. (Part 2)
WARNING for employees! Apply for a credit card only if you haven’t changed your old but nice Nokia phone, if you only have a few pairs of good shoes and just enough good clothes, and if your usual routine is home-to-work-then-back-to-home. These mean you have complete control of your spending.
BDO Shop More has also many features that most other cards don’t have:
- BDO charges 3.25 %, lower than the usual 3.5% rate charged by other Mastercard or Visa providers in the country.
- The total annual membership fee is P900, which is much lower than the P1,600 charged by others of the same card class. What is even nicer is that BDO doesn’t charge you the whole P900 in advance. It just adds P75 to your due every month. The others bill you P1,600 at the beginning of your annual period, with you paying interest for it from month to month if you don’t pay it in full at once. Read more
BPI Classic and BDO Shop More Are the Best Credit Cards for Employees. (Part 1)
WARNING for employees! Apply for a credit card only if you haven’t changed your old but nice Nokia phone, if you’ve only a few pairs of good shoes and just enough good clothes, and if your usual routine is home-to-work-then-back-to-home. These mean you have complete control of your spending.
In terms of number of credit cards used, I’m not a good role model because I’ve too many. I’ve six active credit cards:
1. BPI Classic 4. HSBC Red Mastercard
2. BDO Shop More 5. AIG Visa
3. Metrobank Femme Visa 6.Standard Chartered Visa
Previously, I had nine. I also had:
7. Citibank Mastercard
8. Standard Chartered Mastercard
9. AIG Dolce Vita Mastercard
But I’m own my way to only three. And the three that I’d keep would be BPI, BDO and Metrobank. All Pinoy cards. Isn’t it nice that the locals beat the foreigners in terms of features? Read more








