Comments for Working Pinoy

Comment on PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan by Nors

Nors — Mon, 06 Feb 2012 01:21:23 +0000

Hi Susan, from EDSA Crossing, sakay ka ng papuntang Quiapo. Baba ka pagkatapos ng Hyundai/Nissan (katabi lang daw), o tapat ng Flying V gas station. Sabi naman dito sa website ng Pag-ibig, tumatanggap pa rin ng housing loan payment sa dating Shaw branch – yong sa tapat ng SSS na malapit sa Kapitolyo, o yong nililikuan ng jeep papuntang Ultra. Tinatawagan ko ang Pag-ibig para sure, pero all networks are busy. Sana mag-comment ka dito, if you have time, after paying. Best regards.

Comment on PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan by susan feranil

susan feranil — Sun, 05 Feb 2012 23:44:43 +0000

Tanong ko lang po kung saan sa shaw lumipat pag ibig? Magbabayad po kasi ako ng monthly housing amortization ko. Ano po landmark para madaling makita…thanks

Comment on PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan by Nors

Nors — Sun, 05 Feb 2012 20:05:45 +0000

Hi Edhel, yes, you can apply for a multipurpose loan. Hindi ko lang sure kung magkasya for a brand new passenger jeep. Depende kung malalaki ang monthly contributions mo. Ang malo-loan kasi is up to 80 % lang of total accumulated values (for those who contributed at least 120 monthly payments). Lower percent pa kapag wala pang 120 months. Wala kasing vehicle loan sa Pag-ibig, para collateral sana yong sasakyan, katulad sa housing loan na collateral yong house and lot. Palagay ko, hindi naman sayang ang pera, kasi naiipon mo yon at nagkakainterest naman ng higher kesa savings accounts or time deposits.

Comment on BDO Kabayan Savings, BDO Remit Cash Card for OFWs by Nors

Nors — Sun, 05 Feb 2012 19:39:20 +0000

Hi Ae, you can also use BPI ePrepaid in supermarkets and shops that have the MasterCard logo. Pare sure, before getting goods, ask first the cashier. Yes, you can use the Kabayan debit card to pay goods in shops. Pero laging magtanong muna sa cashier para walang hassle, kasi there are times na offline, or hindi puede yong ETF line nila. Before opening BPI ePrepaid, check first its features. Check also UnionBank EON, and then compare the two. If I have more time, I’ll write a post comparing the two.

Comment on PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan by edhel

edhel — Sun, 05 Feb 2012 14:19:06 +0000

hi , im ofw d2 pa ako nga s qatar gusto ko snang gamitin yung pag ibig ko matagal n po akong member im 40 yrs old mgloan sna ako for multi porpose loan gusto ko bumili brand new passenger jeep pwede po kya sayng nmn contribution ko hnd nagagamit, cguro nmn pde kc house & lot nga pde. w8t po ako reply salamat.

Comment on BDO Kabayan Savings, BDO Remit Cash Card for OFWs by Ae

Ae — Sun, 05 Feb 2012 12:36:39 +0000

thanks.. I can only use BPI My ePrepaid Mastercard for online purchase? so, what bank or matercard will I use to buy online as well as in stores like sm? and lastly, can I use my kabayan to buy in local stores? (groceries,shopping etc)

Comment on Best Savings Accounts for Students in the Philippines by Nors

Nors — Sun, 05 Feb 2012 09:59:10 +0000

Hi Noel, thanks for asking these Qs. I have not written a long post about EON, because there are already a lot of EON posts online, so akala ko saturated na, pero magsusulat yata ako dahil nagtanong ka. So to be accurate, I called Unionbank Customer Service, kasi wala akong makita sa website nila about most of your Qs. 1) any amount as long as final balance does not exceed 5 million 2) does not exceed 5 million 3) 20 thousand 4) yes, 0.25% annual rate for accounts with ADB of 10k, minus 20% tax. Also, you need to limit your ATM withdrawals, since you pay 10 pesos for each withdrawal after the 2nd withdrawal in a month (UnionBank ATMs); 12 pesos for each withdrawal in other banks’ ATMs.

Comment on Philhealth Benefits — Case Rates Payments for Certain Medical and Surgical Cases by Nors

Nors — Sun, 05 Feb 2012 09:24:24 +0000

Hi Elma, no. It’s 16k for each eye (for separate operations with a gap, as you said). Kasi the doctor/hospital will file only one claim for each operation, and the 16k for each person will be applied. Pero magtanong ka pa rin sa iba. I based my answer sa rule ng Philhealth sa one child with parents who are both members. Sabi ng Philhealth, the child can only use one member’s benefits. Nabasa ko rin na sa members with multiple employers, the employees can use the extra payments paid for them by 2nd or 3rd employers to pay for their voluntary membership kapag separated na sila, or marefund sa kanila when they turn 60.

Comment on BDO Kabayan Savings, BDO Remit Cash Card for OFWs by Nors

Nors — Sun, 05 Feb 2012 09:14:44 +0000

Hi Ae, sad to say, no, you cannot use your Kabayan to buy online. If you like, you can open this BPI My ePrepaid Mastercard account or a UnionBank EON Cyber account to buy online.

Comment on BDO Kabayan Savings, BDO Remit Cash Card for OFWs by Ae

Ae — Sun, 05 Feb 2012 06:43:35 +0000

Hi! can I use my BDO Kabayan Savings ATM to buy online? I’m a student here in the Philippines.. and I wanted to purchase online from US..