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Pag-ibig Retirement in the Philippines — Process Your Claims Quicker
If you’re nearing retirement and you’ve had more than one employer, check as soon as you can if all the records of your contributions since your started contributing to Pag-ibig are already in one branch of Pag-ibig.
Pag-ibig does not consolidate the records of members whose employers are located in different Pag-ibig jurisdictions; it depends on its members to consolidate their records.
It takes months to consolidate, so start now.
My husband, who had two employers and who also continued paying as a voluntary member while working abroad, had to track his contributions and consolidate them in one branch before he was allowed to submit his retirement claims.
The dollar-denominated Pag-ibig Overseas Program, however, is really separate. You make your claims separately at the Gil Puyat, Makati branch.
By the way, my husband has paid more than 240 monthly contributions, so he was to able to file a claim. But he’s still waiting because of the consolidation process.
Smart Bro and Meralco: Now My Life Savers
I’ve never depended on Meralco and Smart Bro as I am now. In the past, my life still goes on even if brownouts occur or Internet connections are off.
Whenever the power goes off, we can always turn to our gas burner or our Superkalan to cook our food. There is always the pamaypay or the shade of the mango tree to make one cool.
At work, as soon as the lights go out, the building’s generator automatically takes over. If a certain online connection gives out, another Internet provider takes over.
