Are You Sure You’re A Self-Employed SSS Member?

Updated February 21, 2018

Are you paying your SSS monthly contributions as an SSS Self-Employed member?

If yes, are you sure you have submitted to SSS a filled-up Self-Employed Data Record form (RS-1), or a Personal Record Form with the Self-Employed portion, together with your proof of source of income and that it was approved by SSS?

If you ARE NOT SURE, enroll in SSS Online, and then check your record. Click “Member’s Record.” Check if you have a Date of Coverage, and if the date is correct. This Date of Coverage (DOC) is the date you paid your first ever contribution to SSS. Sometimes the DOC is not exact, but is close to the date you paid your first.

To see your Date of Coverage, click Online Inquiry.  If you see that you DO NOT have a Date of Coverage, visit the SSS branch nearest your residence or work, and ask. Bring your ID.

If after trying to enroll in SSS Online, and you see this: CANNOT YET ENROLL ONLINE,  it means you do not have yet a Date of Coverage.

Why Is It Important to Have a Date of Coverage?

Because this is the date of the start of your SSS membership. This date is used in formulas to compute and process your claims. No date of coverage, no computation, no benefit.

What is the proper way to register as an SSS Self-Employed member?

First, you submit a filled-up Personal Record form at the nearest SSS branch, together with your proof of source of income, and have your Self-Employed membership application approved and stamped by SSS.

Merong Self-Employed portion itong Personal Record form. Dati kasi ang ginagamit was the Self-Employed Data Record form.

Who is a Self-Employed member? How is he/she different from a Voluntary member?

A Self-Employed member in SSS is a member who was not previously an Employed SSS member, or was not previously OFW, Non-working Spouse, or Household Helper.

Examples are dentists, lawyers, parlor owners, electricians, farmers, fishermen, tourist guides, writers, salesmen, sari-sari store owners, and others who were not previously registered as Employed, OFW, Non-Working Spouse or Household Helper.

A Voluntary member is previously an Employed member. Or previously a registered OFW member or previously a registered Self-Employed member, or previously registered as Non-Working Spouse or Household Helper.

What happens if you did not submit for approval a Self-Employed Data Record form or a Personal Record form with the Self-Employed portion and you continued paying your contributions for several months or years?

Your benefit claims will not be approved because you did not register properly, and you do not have a Date of Coverage.

A woman commented on this blog that her maternity benefit claim was rejected, even if she has been paying for several years, because SSS found out that she does not have a Date of Coverage. She admitted that she did not submit a Self-Employed Data Record.

What did SSS do with this unregistered woman’s contributions?
SSS asked her to register as Self-Employed, and after her registration was approved, SSS posted all her past contributions as advance payments starting from the month she registered as Self-Employed.

It was a heartbreaking discovery for this woman, as she realized the time wasted, and the maternity benefit she lost. 

What Is Date of Coverage in SSS?

How to Register as SSS Self-Employed Member 

Table of SSS Contributions for Voluntary, Self-Employed, OFW, Non-Working Spouse Members


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  1. Hi Jean, meron ka bang SSS no.? Nagregister ka ba with SSS noong nasa abroad ka? Kung hindi pa at wala ka pang SSS number, go to SSS with your birth cert. baptismal cert or passport and pen and register. Fill up the E1 form. Fill up the the self-employed section. Isulat mo kung ano ang pinagkikitaan mo at income mo per month. Minimum is 1k pesos per month. Kung meron kang proof of income, like commission receipts or business permit, dalhin mo. Kung wala, i-explain mo sa SSS officer kung ano ang pinagkikitaan mo.

  2. jean buco mirano

    mrs nora,ask ko lang poh if my account bah ako s sss ex abroad poh

  3. Hi Anna, it’s good that you applied. Malamang na ma-approve, lalo na kung maganda naman yong pag-interview sa iyo at napatunayan mo sa mga sagot mo na vendor ka talaga at kumikita regularly. Dati, strict ang SSS sa self-employed registration, nagre-require sila ng proofs of source of income, pero lately, mukhang okay na sila sa interviews. Oks lang yong 1k kasi 1k naman ang minimum. I hope maibalita mo dito kung approved ka na at mag-start ka nang magbayad ng contributions.

  4. Mrs Nora nag apply po ako for self employed sa sss kc vegetable vendor lang po ako.. Meron na po akong E1 form.. After kong mag apply need ko daw bumalik after 1 month for approval daw.. 1k lang ang nilagay kong earnings.. Maaproved po kaya yun o hindi?

  5. Cge po ma’am nora thank u po..

  6. Hi Rosalyn, yes, merong SSS officer na considerate, na hindi na maghahanap ng document, sana makatiempo ka ng ganon. Magtanung-tanong na lang siya kung anong ginagawa mo. Hindi mo dapat sabihin na sumasahod ka regularly from one employer kasi ang sasabihin sa iyo ay magparegister ka through your employer. Sabihin mo yong iba-iba mong pinagkakakitaan.

  7. Pwd po Ba yun ma’am nora na wla maipakita na proof of income kc ganun nman yung sa. Friend ko wla nman xa naipakita cnabi nya nlang qng ano pinagkakakitaan nya

  8. Kc yung friend ko ma’am wla naman po xa naipakita na source of income tinanong lang po xa qng ano pinagkakakitaan nya at magkano ang monthly earnings nya

  9. Ma’am Nora hnd po Ba pwd na wla proof of income?sabihin ko nlang po na nagsisideline lang po ako pwd po Ba yun?

  10. Hi Rosalyn, subukan mong humingi ng barangay certificate na nagpapatunay na you are earning a monthly income of around 1,000 a month from buy and sell and laundry. Sabihin mo na gusto mong maging self-employed member ng SSS. 1k na lang muna ang income mo para yong lowest na 110 pesos a month lang muna ang monthly contribution mo. Sana meron kang kilala sa neighborhood o sa church/simbahan para maipakilala ka sa barangay. I hope ma-share mo dito kung ma-approve ka na as self-employed sa SSS

  11. 2500 lang mo a month ang kinikita ko ma’am,, ano pong source of income ang ipapakita ko po?

  12. Thanks ma’am pano po ma’am qng sideline lang po mnsan may work mnsan wla nakikitira lang po ako now sa pinsan ko at pag may extra2 po na work yun pumapasok po ako tulad po ng maglalaba or sa tndahan ganun po..

  13. Hi alma, punta ka doon sa first employer mo at mag-request ka ng copy of R1-A form na andon ang name mo. Employment Report ito. Dapat ni-report ka ng first employer mo noon to SSS using R1-A form within 30 days of your hiring. Then i-submit mo ito sa nearest SSS para magkaroon ka ng Date of Coverage. I-photocopy mo para meron kang kopya at ipa-stamp-Received mo sa SSS para meron kang gamitin for your follow-up.
    Yong contributions mo from Jan to Aug 2012 ay hindi valid, so write a letter to SSS asking for a refund of those invalid payments. Include the statement that you did not know that you were supposed to register as self-employed before making payments as new voluntary member. I-photopy mo rin ang letter mo for follow-up

  14. Hi Rosalyn, ang E1 form ay para makakuha ng SSS number. Ang RS-1 form ay para mag-register as self-employed. Pero last year, pinaghalo na nila ang E1, RS-1, OFW at non-working spouse forms, at naging New E1 form na. Wala na yong ibang forms. Inilagay na sa E1 form yong registration ng self-employed, OFW at non-working spouse. Kung hindi ka dating employed SSS member, meaning new member ka pa lang, dapat ma-approve ka muna as self-employed bago ka magbayad ng contribution. Present proof of source of income (commission receipts or barangay cert that you are earning income).

  15. Ma’am wla po nakalagay na monthly contribution ma’am eh.. Ano po Ba pinagkaiba ng e1 sa rs1 form ma’am?

  16. Hi Rosalyn, in-approve ba ng SSS ang application mo? Meron kang E-1 form na andon yong amount of your monthly contribution at merong approval and signature ng SSS officer and stamp ng SSS? At ibinigay sa yo ang copy mo? If yes, oo puede ka na maghulog. Kapag Bayad Center ka magbabayad, ang babayaran mo this month ay month of April.

  17. Nag file po ako nung march 26 kelan po ako pwd maghulog?

  18. Ma’am ask ko lang po kelan po ako magstart maghulog ng sss ko

  19. Hi Ms. Nora.

    Right after I graduated, ni-register po ako ng nanay ko sa SSS at ikinuha ng number. That was Jan2012. Hinulugan po nya ito stating I am a voluntary member up until Aug2012, kung kelan po ako nagkaron ng work. I worked for almost 2yrs in that said company before resigning. Tapos po nag-online jobs ako. I transferred from employed status to, if I am not mistaken, voluntary status again.

    Nagpa-register po ako online ng sss soon after. To which I found out that I am under self-employed status at wala akong date of coverage. Plus ang record location ko po ay San Pablo kahit sa Imus, Cavite ako nagparegister. Pwede nyo po kaya ako i-advise kung anong una kong aayusin or anong unang step para maayos ko records ko? Thank you!

  20. Hi Nora.Sure, I will let you know of the outcome of this.
    I hope I will be able to fix it.

  21. Hi Bong, welcome. I hope you share with us later on the result of your request. So we will know how SSS decides this DOC thing. Kasi yong mga nag-comment dito hindi sila napagbigyan, pero hindi sila OFWs. God bless too.

  22. Thank Yo very much po sa advise ninyo Ms. Nora. I’ll be having my annual leave this coming July, so I might as well rectify it myself..But for the meantime, I will take your advise to send a mail to them and inform them of my issue.
    Appreciate your response.
    God Bless po.

  23. Hi Bong, it’s good you found out about it now, when there’s still time to resolve it. If they’ll reject your request for DOC, all your contributions since 2006 will be summed up and will either be refunded to you in one lump sum or be credited as advance contributions starting from your registration as OFW, depending on your choice, or on their standard practice now. I think the refund option is better, although the refund process takes time, so you will have control of your monthly contribution amount, specially when the planned contribution increase is implemented.
    But pray so this will be resolved. It would be better that you process this yourself in person so that they can interview you, but if your next vacation is still many months away, you can email your request to and attach a scan of your current IDs and main passport page and proofs of being an OFW in Feb 2006 (old passport arrival/departure marks, job contract, old IDs with 2006 date, etc.). Make photocopies of your proofs, so you have copies. Your email subject can be: Date of coverage for OFW — your name and SSS no.
    Email can be something like: Dear SSS officers, My name is __ and my SSS number is __. Please issue my Date of Coverage. I have been paying my monthly SSS contributions since February 2006 when I started working here abroad. I was surprised to find out that I could not enroll in SSS online because I have no Date of Coverage. My total number of contributions from Feb 2006 to Dec 2017 is __. Thank you very much for your consideration. Respectfully, Bong __. SSS No. ___.
    Ang standard process kasi for OFWs na hindi na-report ng employer before being an OFW is to register first as OFW. Merong separate OFW registration form before, pero ngayon one form na for all member types.
    Yon bang employer mo noon kinaltasan kayo ng SSS? Pero hindi nag-remit. Kasi my first employer noon, merong SSS yong mga contractuals. At sana puede mong magamit na rason kung bakit ka nagbayad na voluntary.

  24. Hi Po,
    Ng try po ako mg register pero I was replied with no date of coverage. As far as I remember po, from the time na ng abroad po ako way back Feb. 2006, nag papabayad po ako ng contribution ko as voluntary member, which is now ang binabayaran ko po is P550. May dati po akong trabaho sa Pinas (contractual) bago po ako nakapag abroad. Pano po ba mareresolba po ito, kasi po I been paying my voluntary contribution since 2006 till now. Ano po mangyayari sa mga binayad ko pong ito kung di naayos ang DOC.
    Madali po bang maayos ito. Personal po bang aayusin ito, o pwede ko pong ipaayos sa aking kamagnak sa Pinas.
    Pls advise po.


  25. Hi myrna, yes, dapat magpa-Received ka na ng notification. Ang notification schedule is after 2 months of pregnancy and BEFORE delivery

  26. hello po ulit… asked ko lang po kung hanggan ilan buwan ng maternity ang pweding mag paricieved ng math 1?kung april ang delivery date pwedi pa poba mag pa notify? thank u

  27. Hi myrna, not as self-employed, kasi hindi siya registered as self-employed. Puede siguro as Voluntary in the future (puede na ang Voluntary payments after meron nang payments as Employed); wait na hindi siya employed, and then make the request to SSS during that time na hindi employed. Pero kung ang monthly contributions that time in the future ay nag-increase na (meron nang plans to increase), mas complicated na. Merong underpayment or overpayment.

  28. hi po thank for answer my message.. di po ba pweding i transfer na lang yung mga unang contribution na hindi na registered as self employed instead na i refund, as advance payment?

  29. Hi myr, hindi mapapasok yong mga contributions niya kasi hindi registered as self-employed. Mag-enroll siya sa SSS online para makita niya yong date of coverage niya. Online SSS registration. He needs to ask his employer’s SSS no. before enrolling kasi needed sa registration. Kung ang date of coverage niya is AFTER ng mga individual payments niya, hindi talaga mapapasok yong mga naunang payments. Ang gawin niya is to request SSS for refund of his past payments. List payment amounts, dates of payments, receipt nos or reference nos. and total. Sabihin niya something like “Please refund all my past contributions from __ to ___. I did not know that I need to register first before paying SSS as self-employed. I am already employed and my date of coverage is ___. There are my past contributions that I am asking SSS to refund: (list all payments). Xerox your letter para patatakan nio sa SSS officer ng Received para meron kayong gamitin for follow-up.

  30. hello po.. pinagbabayad ko po yung kuya ko as self employed from 2016 until 2017 with out submit data coverage form for self employed dipo pala pwedi yon,, pero now naka pasok na employed na sya ask ko lang kung ma popost pa rin ba yung unang nahulog nya sa self employed thank you..

  31. Hi eva, you can continue paying immediately without additional paperwork. Sa “Contributions Payment Form”, check “Voluntary”. Refer to the Schedule of Contributions so you can decide how much to pay monthly. Puede namang paiba-iba ang amount. Sa age 55 yong age na strict na ang pag-change ng amount. After 2 or more days na you think na-post na ang payment mo, register with SSS online so you can track your payments and other SSS data.

  32. hi ms nora! im previously employed (2009-mar 2012) and my company is remitting properly my sss contributions every month during that period im employed to them. When i resigned on mar 2012, my sss contribution as employee also stopped. Yung period po from april 2012 up to present is hindi ko na po nahulugan since i went back to school. However, From 2015 to present, i work as a freelance artist. I want to continue po my sss contributions. My question is, How do i start again? should i just continue po paying and fill out lang ung RS-5 form as voluntary? or fill out RS-1 form and tick ung self employed before I start paying again? Thank you!

  33. Hi po.. ask lang po.. kase nagregister po yung kapatid ko sa sss for employment..kaya lang po ndi natuloy..and nagbayad cya ng 1st contri nya as self employed for 3months.. upon verification.. wala po cyang date of coverage and as per sss gawa daw po ng affidavit.. ask lng po if anong affidavit po ang dapat gawin? salamat po

  34. Hi maam good day ask q lang po kung pwd ba ibaba ang contribution sa sss as self employed nasa 550 a month po hulog q . .?? Thank you .

  35. hello, i was employed before and paid my contributions. i stopped paying sss for about 5 years. now i started paying again as voluntary. i did not submit any papera to sss. just paid and checked the voluntary box. am i doing it right? or do i have yo submit something? thank you

  36. Good day Ms. Nors. Paano po ang format ng refund letter sa Sss. Nagbayad na po agad kasi ako as voluntary this July to December 2016. NO previous contribution as employed. Gusto ko na po magregister as self employed since online selling pinagkakakitaan ko po now.

  37. meron po bang pagpipilian sa pag hulog ng self employed contribution kagaya po ng monthly, quarterly, semi annual or annually po?

  38. Hi Arlene, yes, you can continue paying as Voluntary, kasi matagal ka nang tumigil as self-employed. Pareho lang naman ang benefits. Pero para sure na na-validate yong contributions mo noon, go to any SSS branch and verify your contributions and Date of Coverage (fill up verification slip). Pag na-post naman at meron kang Date of Coverage, you can start paying na rin. Use Contributions Payment Form. Check Voluntary. You can pay for Oct only or Oct to Dec. You can choose any amount of SSS contributions. After your contribution is posted (maybe after 3 days), you can enroll in online SSS so you can track your SSS records.

  39. Gd day po ma’am Nora..datiy po akong naghuhulog ng sss through my company…5 months po ang nahulog ng kumpanya ko..ngayun po 10 yrs na pong walang hulog ang sss ko….nais ko po sanang ipagpatuloy ang sss as a self employed…papaano po ba ang gagawin ko…

  40. Hi richard, did you mean you have not yet contributed to SSS as Employed? If not yet, you need to register as self-employed. Now there’s no more RS1 form. Use the Personal Record form. Write your SSS no. on the form because you already have an SSS no. Write your profession or trade or business type and your monthly earnings. Bring proof of your source of income, like receipts of sales commissions, contract payments, remitted payments for online work done, or buy-and-sell, etc. The form should be approved, stamped and signed by an SSS officer. For the first 3 or 5 months, pay the contribution recommended, then later on, you can increase or decrease. Members younger than 55 can change their contributions amounts any time.
    After several months, when you’ve been given your Date of Coverage (enroll to get your online SSS account to see it), write a letter to SSS requesting for a refund of all the contributions you paid from __ to ___, which were deemed invalid because you paid without registering as self-employed. List your payments, including receipts nos. Enclose copies of your receipts. Xerox your letter and have it signed received by the SSS officer. Keep it for your reference.

  41. Hi mrs nora ask ko lang po basta nalang po ako nghulog sa sss nang walang fill up na rs1 anu pwede kung gawin kasi naka ilang beses na po ako nakapag hulog.

  42. Hi Jonna, usually 3 or more months after self-employed registration and approval. Dapat you continue paying your contributions while you are waiting.

  43. Gaano po ba katagal i encode ang date of coverage???

  44. Hi Joan, did your husband pay all his contributions by himself? Yong first SSS contribution ba niya ay hindi through a company? Merong bang years of those 5 years he paid na na-remit to SSS through his employer? Basta nagbayad na lang siya agad sa SSS? At hindi siya nag-file ng SSS RS1 form at proof of source of income? Please reply na lang muna before I make suggestions

  45. Hi Admin Team,

    I just want to ask regarding po kasi sa SSS contribution ng husband ko almost 5 yrs na po xa nag contibute but walang DOC.Gusto sana namin mag pa cupture for UMID ID but SSS incharge told us na wala syang DOC,naghanap sila ng OR sa aming first contribution pero wala na kasi,already lost. pls advise. tks

  46. Hi MrsNora ask ko lang po self employed po ako nakapaghulog po ako sa sss pero wala po ako binigay skin na RS1 ano po pwede kong gawin

  47. Hi jamie, yang SSS registration form mo, with your SSS no., keep it (puedeng with photocopies), kasi yan ang hahanapin ng employer kapag nag-apply ka na for a job. Wala ka munang babayaran sa SSS. Hindi valid ang any contribution sa SSS na hindi pa employed o self-employed. Yong first employer mo ang magre-remit ng first contribution mo sa SSS. Ngayon kung halimbawa, meron kang small business at gusto mo nang magbayad as self-employed sa SSS, mag-register ka as self-employed. This is how to register with SSS as self-employed.

  48. Hello po, ask ko lang po kung paano po magbigay ng contribution para sa pre-employment? First time ko po kasing kumuha ng sss number at pre-employment po iyong nakita kong ini-click nung clerk na nagprocess ng sss ko po..

  49. Hi mam good afternoon po,
    Mam,ask ko Lang po Sana nagfile po kasi ako ng maternity kaya Lang hnd po ma process dahil Wala pong date of coverage ,,employed po ako sa Ngaun po pero nung pag start ko po kasi voluntary po ako

  50. Hi Marvin, will this be your first time to contribute to SSS? Meaning you have not been reported to SSS by an employer before and you have not contribute as Employed before? If yes, you register as self-employed using the RS-1 form. You can show a copy of your contract or your PRC ID as proof of source of income. If you paid as Employed before, you don’t need to register again. You can continue paying your contributions as Voluntary. Can be at Bayad Center, SM Business Center or SSS cashier.

  51. This is quite complicated, because in line with the BIR terms and conditions, my profession is under “Licensed Professional( whether or not doing his field of expertise). In short I am just rendering my service to them as a Professional with 6 months job contract. Which is more appropriate to file in? Should I choose to declare Voluntarily or Self Employed? thanks.

  52. Hello Good day..
    I am a Contractual Employee from a Government Agency, which Category of Employment is appropriate for me? Self Employed or Voluntary? Thank you.

  53. Hi Rhone, did you file RS1 form when you applied to be self-employed? And was it approved and stamped by SSS? If yes, continue paying your next monthly contributions, as you wait for your DOC. DOC means date of coverage — the date your first-ever payment was accepted and validated. You will get your DOC sooner if you continue paying. Many new self-employed members get their DOC after several months.

  54. at first I registered for membership for EMPLOYMENT but I couldn’t find a company to work for. in short it’s hard to find work. so i decided to be SELF EMPLOYED. i am massage therapist (self-reliance). when it was changed that day I paid my first contribution (first payment ever to SSS) then I returned to SSS to check and my status with SSS is still “Employed”. after that I returned to apply for my I.D. The officer at the counter told me I can’t apply yet for my I.D because I have no DOC yet. What does that mean? I was told to return after 1 Month

  55. Hi Ella, do you mean your DOC is the same date as your start date with your second and current employer? And that your contributions remitted by your first employer are posted in your online SSS account? If yes, this means your R-1A form was either not submitted to SSS or was not processed by SSS or was misplaced. You can request your first employer a copy of your R-1A. Tell them your correct DOC was not posted. File this R-1A copy with SSS together with a letter to SSS requesting them to correct your DOC from MMYY to MMYY.

  56. Hi admin. This is Ella.I may just ask. I was working with my first employer for exactly 9 mos but I have found out my sss account contributions has no date of coverage. But my latest employer now is Ok po. It’s with DOC. What should I do so that my first contributions will have DOC? ty

  57. Hi Ms. Nora.
    Namasukan po ako sa isang kumpanya yr 2004. Isang araw lang po ako nakapag work duon. Naireport naman po ako ng kumpanya sa SSS sa R1-A report nila kaso po since isang araw lang pinasok ko di na po ako nila nakaltasan ng SSS contri kaya sa record ko sa SSS meron akong prev. employment pero wala po akong contri. Ngayon po ay balak ko sanang mag hulog ng voluntary contributions sa SSS. Paano po ba ang dapat kong gawin? Sabi po kase sa akin sa SSS dapat kahit isang hulog lang may hulog sa akin yung previous employer ko eh kaso lang wala po talaga silang kinaltas sa akin kaya wala silang naihulog na contri ko. Please help po kung ano options ko na gawin. Thank you po.

  58. Hi Sionalyn, was your RS1 approved and stamped and signed by the SSS officer? If yes, have you started paying? Pay 3 to 5 contributions. Keep your RS1 secured. After your 3 or 5 contributions are posted, bring your receipts and RS1 (with photocopies) and a letter to SSS requesting for your DOC.

  59. It will be one year this february that sss has not fixed my records. I have submitted rS-1. till now there’s no d.o.c so sad 🙁

  60. Hi maam ask ko lang kasi dati po akong emoloyed to self emoloyed ask ko lang po kasi kaanak ko lang mag file po ako ng mat 2 kaso nawala po ung rs1 ko ano po b pede ko gawin o makakakuha pb ko ng copy nun sa sss

  61. What will i do f i lost my copy oh RS1 CAN I GET A COPY to sss or what should I do is there any alternative requirements to bring?

  62. Hi Noims, do you have a Date of Coverage (DOC)? Check your online account. If you have a DOC, then you can continue paying as OFW if you are still working abroad. If already working here in the Philippines, continue paying as voluntary. If OFW, your minimum contribution should be 500 pesos

  63. Hi Ms. Nora what should I do regarding my membership status. In the past I asked my mother to pay my contributions, and my membership status was written inconsistently, most of the time voluntary, and sometimes self-employed. I also continued paying as self-employed, although I did not register as self-employed. I’ve paid almost 4k as self employed. When I checked my SSS online account, my member details showed my coverage status as OCW. What should I use to continue paying, should it be voluntary?

  64. Hi Mae, were your contributions from June to Sep 2011 posted in your account? Ask SSS the reason why they have not given you a DOC, and ask them what you need to do to have your DOC posted. Meanwhile, ask your current employer if your E1 form is sufficient for their requirement. I wonder why your employer needs your SSS ID when they can verify your SSS no. in your E1 form.

  65. Hi Ms. Nora, upon checking my sss profile, i have found out that i have no date of coverage. I was employed under a cooperative from June to Sep 2011 but they just reported me to sss starting july 2011. What should i do? My current employer needs my SSS ID and i still cannot provide it because of DOC issues.

  66. Hi zandra, were you an employed SSS member before July 2009? If not, before making your first payment in July 2009, did you file an RS1 self-employed form? If not, all your voluntary payments from 2009 are not valid, but you can request for a refund of all your voluntary payments. To have your date of coverage posted, request your employer to give you a copy of R1-A Employment Report, where your name is written, then submit to SSS and request SSS to post your Date of Coverage. Submit also your own letter to SSS requesting SSS to refund all your payments from July 2009 up to __ because you did not know that you needed to file RS1 before starting to pay in 2009. List all your payments (dates paid, applicable months, amounts, overall total). Attach copies of all your receipts). Ask others too

  67. Hi I applied as voluntary last July 2009 to Feb 2014 and was employed starting dec 2013 up to present. Upon checking online today my status says “Member has no date of coverage”. Please advise what should I do to fix this as I am not eligible for salary loan/sickness/ maternity due to this reason. Thanks

  68. Hi maricar, are you self-employed? If you have your SSS-stamped-signed RS1 form and the receipt of your first payment, bring them with xerox copies to your SSS branch and request for a correction of your date of coverage.

  69. Hello, is it possible to have a correction of date of coverage? How is the process. Thanks.

  70. Hi yhAn, sad to say but SSS really takes a long time in correcting DOC. Did you file RS1 form and did SSS approve your form before you started paying as a self-employed member? If yes, and if you paid at least 3 contributions within the 12 months before your semester of delivery, then you can avail of your benefit. You will have time to file your MAT2 after your DOC is posted.

  71. Hi, almost 4 months since i filed in sss to correct my DOC but until now there are no changes. Everytime i check it online it still the same. And until now i cannot file my mat2 coz of dat. Am i still qualified to receive the benefit if my DOC has been corrected? since my last contribution was march 2015

  72. Hi Diana Mae, if your RS1 was approved by SSS before, wait for your date of coverage to be encoded. Ask SSS if you can submit an affidavit of loss of RS1 and receipt. Did you pay only one contribution? If you paid only one, and it’s been a year, and your date of coverage has not yet been encoded, and you can no longer find your RS1, I think you can start again and submit another RS1, and this time, pay continuously, and keep your approved RS1 and receipts.

  73. Diana Mae Bombales

    Hello Good morning. What will I do if I lost my rs1 and receipt?

  74. Hi Tin, if the SSS officer looked at your records online before she/he accepted your MAT1, it’s most likely that you have a Date of Coverage (DOC), since you say you were previously employed. If you were employed before paying as self-employed, and your employer remitted your contributions, then you have a DOC, and you’ll be eligible for your maternity benefit. Enroll at very early in the morning (non-peak hours – Use Internet Explorer), so you can check your DOC and other data. Have your recent contribution payment receipt on hand when you enroll.

  75. Hi, for the past 2 years I have been contributing to SSS as self-employed (previously employed). However, I don’t think I was ever able to submit the RS-1 form as I was unaware of this requirement. I submitted my MAT-1 over a month ago and SSS acknowledged and received it. Does that mean that in their records, I am qualified and I have DOC? I am worried that once I’m able to submit my MAT-2, I will have a problem with my claim since I don’t have the RS-1. Should I apply for one and what happens to my previous contributions provided that my MAT-1 has already been approved?

  76. Hi Faith, you say you’re just a pineapple vendor, but you can be a fruit or vegetable stall business owner in the near future. I know someone who sold buko near the San Pedro boundary market, then later on, he and his wife were able to rent 2 stalls inside the San Pedro Town Center, one for vegetables and buko, and the other for groceries, and later on were able to buy their own house and vehicle.
    About SSS registration: You register as self-employed. Bring your ID and barangay certification that you’re a pineapple vendor in your area. If you pay rent for your puesto, bring receipts. Fill up RS-1 form. Answer the SSS officer clearly. They’ll ask what you do to earn money, and how much you earn in a month. If you say 3,000, your monthly contribution will be 330. If 2,500, contribution is 275. Your father can also register if he’s not yet 60; better if he’s around 50.

  77. hi. I just got my sss no. and I’m a pineapple vendor together with my father. What requirements should I file with sss?

  78. Hi Magie, it’s so sad that you were not advised to submit RS1 form in 2007. Comply with what they told you, which is to submit a request letter, and wait for them to consider your request. If you have documents to prove that you have a sari-sari store in 2007, then include it in your request letter. You need to follow this up now so that you will still have time to correct the error, if there was an error in your registration, and so that you can be sure that you will enjoy your pension later on.

  79. Hi Magie, if your registration is correct, and if you have a Date of Coverage, you are eligible for SSS benefit if you have paid at least 3 contributions within Jan 2014 to Dec 2014. You also have to submit MAT1 and MAT2, ultrasound report before and after miscarriage, OB report or medical certificate or histopathology report (if you had D&C or raspa).

  80. Last month I had miscarriage. I want to try if I can get benefits from sss. I was not able to pay feb 2015

  81. gud am po. I went to the sss office, then they told me to make a Request letter to change from voluntary to self employed. When I registered, I knew I was self employed, but they told me I don’t have Rs1 to prove I am self employed. I have sari sari store in july 2007, but it closed down, and I continued paying. That’s why I’m not sure if I am voluntary or self employed

  82. Hi Magie, if you were employed before, and it was your employer who remitted your first payments to SSS, then you are Voluntary now. If never employed, and you registered using RS1 form, then you are self-employed. If you’re not sure, go to the nearest SSS. Bring your ultrasound report so that if you are qualified, you can file your MAT1. you can also tell me your delivery date and what months you have paid in the past 18 months so i can say if you’re eligible (as long as you were registered correctly)

  83. What should I do if my status is voluntary but I want to be self-employed?

  84. Gud afternoon po how do i know if i’m self employed or voluntary. registered with sss. i pay monthly. i want to know if i’m qualified to claim ng maternity leave,,

  85. Okay. Thank you ma’am. 🙂 God Bless! O:)

  86. Hi Eda, if your RS1 is already SSS-approved, you can pay at Bayad Center or SM Business Center. But I suggest that you make your first payment at any SSS branch, using RS5 form, so you can use this in case you need to follow-up the posting of your Date of Coverage. You can also use the RS5 transaction no. to register for your online SSS account at

  87. Yes maam E1 and then RS1. Do i really need to go to the main office here in cebu to pay for my very first contribution?

  88. Hi Eda, did you use an E1 form to get your SSS no.? Before paying, register first as self-employed using RS1 form. Bring your IDs and proof of source of income. Pay only after your RS1 form is approved, stamped, and signed by SSS. Keep this form in case you need it for future use.

  89. Hi. I already have an SSS # as a self employed dated May 18, 2015. But i haven’t contributed yet. Are they going to ask for my source of income upon my first contribution?

  90. Hi allen, yes, you can refund, but the processing might take some time. Write a letter to SSS requesting SSS to refund all your contributions as self-employed, as you were not registered correctly. List your payments, amount, date paid, applicable date, OR nos., overall total. Attach xerox of receipts. Xerox your letter and submit to SSS. Have your letter stamped received by SSS so you have proof of filing.

  91. gud pm,please help me, what should I do to refund my self employed contributions to sss. I paid as self employed, without an employer. I filed for maternity benefit and found out I cannot avail. Can I refund my contributions? Thanks

  92. Hi elizabeth, did the SSS say you do not have a Date of Coverage? If you don’t have a Date of Coverage, correct your situation with SSS. Register as self-employed using RS1 form. Show proof of source of income, like sari-sari store permit or Avon receipts or sales commission receipts. After your RS1 form is approved, you can begin paying again. The 17 contributions that you paid before are not valid, so you write a letter to SSS requesting for a refund of your 17 payments. In the letter, list your payment dates, applicable months, amounts and receipt nos. Attach xerox copies of receipts. Xerox your letter, submit to SSS (xerox and original) and have your xerox copy stamped Received by SSS (this will be your proof of submission to SSS when you make your follow-up).

  93. Hello Mrs Nora, Good day! I already made several payments accurately 17 payments but still i don’t have coverage entry and i found it very terrible because i planned to get a umid ID but personnel said i cant avail such because i don’t have the aforementioned matter. Hence, i am a voluntary member can i withdraw my payments if not what should i do ? please give me advice maam. Thank you

  94. Hi dethsky, to qualify, you should have paid at least 3 contributions within the 12-month period before your semester of contingency. You can file your MAT1 personally at SSS so they can check if you qualify.

  95. I haven’t filled up anything and have not contributed to sss since I lost my job. I still have to file mat1 as I still have to get separation letter from my employer.

  96. Hi stefh, yes, present your ID and your commission or sales receipts.

  97. hi good day! just wanna ask if networking business is allowed to register as self employed? tia

  98. Hi dethsky, please write again what application form you filled up and what errors you have made.
    Did you start paying as self-employed after your RS-1 form was approved by SSS?

  99. If I no longer contributed? february was my last contribution. until now I have not contributed. Is there a possibility my application will be rejected if I made errors in filling up my application? Thanks

  100. Hi Ma.zilla, sorry, I also don’t know why it takes them several months to post the date of coverage for self-employed members. I suggest you continue paying. I hope you registered using RS1 form.

  101. Gud afternoon how many months before my date of coverage is posted. I thought it will take only 2 months. I cannot apply for my id

  102. Hi dethsky, you check Separated. Request for certification of separation with date of separation from your employer plus L501 and cert of non-advancement of SSS maternity benefit. These are needed because the gap between your date of separation and date of delivery is less than 6 months. I hope you have filed your MAT1.
    If you have contributed to SSS after your employment, or as Voluntary, check Voluntary.

  103. Hello po. Need your help po im a contractual worker at a food chain before. Endo last february 2015. Due date is july last week or aug first week. my 3 monthly contributions since april 2014-march2015. Can I avail of my maternity benefit? And what should I write on the form, voluntary? I’m currently unemployed. I might undergo cs. My application might be rejected. hope to hear from you asap po. thanks po

  104. Hi yhan, sorry there’s no faster way; we have to wait, as there are lots of members waiting for their DOCs. But your case should be easier to solve, as you were employed, and your contributions are already posted. Yes, try filing your letter requesting SSS to change your DOC from September 2013 to June 2013, as your first employer reported you to SSS and remitted your SSS contributions starting June 2013. Attach a copy of your COE and a printout of your contributions as presented in your online SSS account. I hope you can comment again and share with us what’s SSS response.

  105. Hi ms.nora, thanks po for the response and for the info. yes i have posted contributions from june to aug 2013. and starting sept 2013, it’s with another employer. I have COE po from my first employer but no payslips. Can I submit it? Is there a faster way po to fix DOC? I heard po processing is less or more than 3 mos?

  106. Hi yhan, do you mean you have a posted contribution with SSS dated June 2013, but your Date of Coverage is Sep 2013? If yes, that’s the reason why the SSS officer told you to fix your DOC. Do you have also have posted contributions for July and Aug 2013? Was your employer from June to Aug 2013 the same as your employer starting Sep 2013? I ask because fixing DOC takes a long time, based on comments here. If the same employer, can you get a certification from this employer that you were employed by them starting June 2013 and that they reported you to SSS and that your first contribution to SSS as their employee was in June 2013? They also list your SSS contributions (amount paid, date paid, applicable months and OR nos.). If you have an old certification of employment from them and old payslips with SSS deductions, you can also try writing a letter to SSS requesting them to change your DOC from Sep 2013 to June 2013. Submit this to SSS with a xerox copy that they will stamp-receive (for your own copy, as proof of your submission).
    If your posted contribution is only for the month of June 2013 (no Jul and Aug 2013), ask SSS if you can request to have that June 2013 deleted (refunded) so your DOC of Sep 2013 remains, and so you do not need to fix DOC, as fixing DOC takes a long time. Ask others too, or you can comment again here.

  107. Hi nors, just want to ask how can i fix my date of coverage. Since my first contribution was on june 2013, i was employed then.september The same year i was just got employed in my new job. It appears on my sss account that my date of coverage was 09-2013.september 2014 i change my status to voluntary since i got pregnant and delivered last month. I was about to file mat2, but then the sss personnel told me to fix first my DOC. How can i fix this? And what are the documents needed in it? How long it will take? I hope you can help me to this. Thanks.

  108. Thank you so much Ms. Nora=) now I am happy that I could file MAT 2…

  109. Hi Myrna, it’s great you’ve fixed your date of coverage. Yes, you can apply for your ID. Bring 2 valid IDs. About your invalid contributions, SSS will verify your receipts and they’ll send you a refund check via registered mail.

  110. Hello good afternoon Ms. Nora=) Im here again. I checked my online sss account and saw I already have my date of coverage. Can I apply for my i.d? And I have filed my letter regarding my invalid contributions. How will they fix that? Thanks

  111. Hi ann, keep on finding work, so you can be reported to SSS as employed. SSS is really only for people who are employed or self-employed. If you can start a small business or join a direct marketing or networking business, then you can register as self-employed later on.

  112. hi miss Nora,I just got my sss number last Dec.I am unemployed. I can’t register as self employed coz I don’t have a proof of source of income.where should I register then? tnx po

  113. Hi raymond, that’s frustrating indeed. Keep your RS1 secure — that’s important, while your DOC is not yet posted. I think the delay is related to their overhaul of the SSS online system. You can inquire at your branch if they can facilitate it.

  114. Gud eve. Why don’t I have yet a date of coverage when my rs1 is already approved, back in August? I’ve been paying monthly til now..tnx

  115. Hi majime16, do you mean you were never employed before and never paid SSS as employed? and you don’t have a Date of Coverage (DOC)? If never employed and don’t have a DOC, you should register with SSS as self-employed. Show proof of source of income and file it together with RS1 form and your ID. After approval, pay for current month, and then submit a letter to SSS requesting for a refund of all your previous contributions explaining to them that you did not know you needed to register first as self-employed before paying. List your dates or payments, amounts, applicable months and OR nos. Attach copies of your receipts.

  116. hi good day. what if i’m currently paying sss as voluntary but i do not have any work? I think I should have registered as self-employed, but I’ve been paying SSS for more than a year as voluntary. what should i do? thanks in advance

  117. Hi Salvacion, yes, you can continue. But first make sure you have registered properly. Do you have a Date of Coverage? You can verify at any SSS branch. I have answered your other question here:

  118. gud am. I paid one sss contribution and that was many years ago. Can I continue paying? Thanks GOD BLESS

  119. Hi Myrna, your mother has enough time to complete 120 contributions. She can even go beyond age 60 to complete 120. But of course, it’s better if she complete 120 on or before age 60. But if she’s not able to complete 120, and she decides not to complete it, she can claim her lump sum upon retirement, which is a total of all her previous contributions.

  120. THank you so much; big help. Ms. Nora, my mother has 66 contributions and she’s 55 y/o. if she won’t be able to complete 120 contributions, can she withdraw her previous contributions? Thank you 🙂

  121. Hi Myrna, sorry if my previous reply was not very clear. Yes, it’s true that if you don’t have a Date of Coverage, you cannot get any benefit. That’s why I told you to talk with your employer about fixing your Date of Coverage. Do not file your MAT2 claim if your Date of Coverage is not yet fixed. File your MAT2 claim after your Date of Coverage is already posted in your SSS records. Check your online account from time to time.

  122. Thank you so much Ms. NOra =) atleast I’m relieved that I can claim benefits. Thru sss phone inquiry when I called, they said no date of coverage no benefits.

  123. Hi Myrna, does it mean your employer did not report you to SSS? Why don’t you have a date of coverage? Ask your employer to help you request SSS to post your Date of Coverage. Your voluntary contributions in 2011 were not valid because you did not register correctly, so write a letter to SSS requesting SSS to refund to you your contributions. List details: date of payments, amounts, applicable months, OR no. and total. Attach copies of receipts, if you have.
    About your eligibility for maternity benefit: You qualify if you have at least 3 posted contributions within Jan 2014 to Dec 2014. File your MAT1 asap if not yet filed.

  124. Hello. what should i do with my voluntary contributions from jan 2011 to june 2011? if i was employed from october 2012 up to know. i applied for my i.d but i had no date of coverage. they told me to refund my voluntary payments. i plan to file for maternity benefits. do i have time to fix it? my due date might be april. thanks

  125. Hi ma3k, it’s good that now, SSS reduced their target processing time to 1 month. Previously, it was 3 or more months. Register online so you can check your DOC from time to time.

  126. Hi mam nora. I applied as a self-employed(RS1) and was approved on dec 2, 2014. I waited 2 days after i was been approved to pay my 1st contribution. 2 more days later i applied for umid and find out that i have no DATE OF COVERAGE. They told me to wait for 1 month. 1month later i still have no DOC. What should i do? Thanks

  127. Hi Asha, based on comments online and on SSS rules, you need to have your DOC before you can apply for your UMID. Did you register as self-employed using RS1 form and have you paid your first contribution after approval?

  128. Hi ms Nora. I applied for abroad and I need UMId. Can I apply for ID even if I don’t have DOC? Thanks

  129. Hi aby, I’m puzzled that they require 2 documents. Did they tell you to request SSS to approve your RS1 and then move your June-Aug contributions to Dec 2013-Mar 2014? Or did they tell you to request SSS to approve your RS1 and consider your June-Aug contributions valid contributions? Because what I know is that you can only start paying contributions as self-employed after your RS1 form is approved by SSS. Usually their Sinumpaang Salaysay form is about posting of contributions — is that the form you have? Then fill it up and write the amounts, dates, applicable months of your June-Aug contributions. In your letter, request SSS to approve your RS1 form and to credit your contributions from June to Aug 2014. Explain to them that you did not know that you have to file an RS1 form before paying contributions as self-employed.

  130. Hi, that type of letter should I submit to SSS? I paid contributions last june,july, august 2014. But it’s only now that I’m submitting RS1. I was told to submit SINUMPAANG SALAYSAY AT LETTER (I don’t know the format of the letter). I need to submit. Many thanks

  131. Hi Mara, if you add your double payments for each month, like for July, does the total exceed 1760? If yes, your cousin can go to SSS with her ID, 2 payment receipts with xerox copies (your payment and her payment) and a letter to SSS requesting your extra payment for July to Sep to be applied as payment of contribution for Oct to Dec 2014.
    About your husband’s online SSS registration: The SSS system is being upgraded, so I think there are still glitches. Your husband can try again maybe after a week. Did he receive an email from SSS (after SSS verified his name and SSS no.) saying he can continue to the second phase of his registration?

  132. hi ms nora, Please kindly advise, I’m the one paying the quarterly payment of my cousin’s contribution. Since I didn’t inform that I’ve paid for july, august and september 2014, my cousin also paid at the bank for the same months. Kindly advise what to do since there’s double payment for said months.
    Then, regarding my husband, as we have online checking of contribution, he cannot submit his application thru online the mandatory fields that should be filled. His data inputs are correct but the system still responds there should be inputs. Also, his SSS number is correct, but it’s also being tagged incorrect in his application. What should he do so he can check online . Thank you in advance and may god bless you always. Thanks, Mara

  133. Hi Milk, yes, that’s a good decision. Wait first that you get a DOC arising from your employment and then you can refund what you paid in 2013 by writing a letter to SSS requesting a refund of that 1 quarter because SSS did not consider your first self-employed payment date as your DOC. (include a xerox of your premium payment receipt and a xerox of your approved RS1 form). Write in your letter documents that you attach. Xerox your request letter and have it stamped by the one accepting your letter. They might just credit this 1 quarter payment if they realize their error.

  134. Hi Ms Nora, I paid for one quarter last 2013 and found out I have no date of coverage. I applied as self employed and I have RS1 form. I no longer paid after. How can I request for a DOC? And can i refund that? I’m about to work so can i just wait for my employer to pay for me before i refund what i paid in 2013?. Thanks

  135. Hi Dane, yes, I think you need to make at least 1 payment as Voluntary before your status changes to Voluntary. Technically, your status now is Separated. But to be sure, you can ask SSS (bring your separation papers).

  136. Hi rochelle, was your RS1 form approved? Do you have your copy? Wait for your Date of Coverage to be posted on your online account before filing your MAT2 documents. You can submit a copy of your RS1 form and receipts of your recent payments together with a letter requesting SSS to post your Date of Coverage.

  137. Hi Karla, you can become Voluntary only if you were previously Employed, OFW or self-employed. SSS will look for your Date of Coverage (DOC) before processing your benefit, and you are given a DOC only if you properly register. You can correct your membership error by registering as self-employed asap. Bring proof of source of income and fill up RS1 form. After approval (keep your approved RS1 form), pay your contribution. You can also file your letter to SSS requesting your invalid contributions (write payment dates, applicable months, amounts, OR nos., where paid, overall total plus xerox copies of receipts) to be refunded to you. Write that you did not know about the rule on RS1 and that you were advised only about E1.

  138. Hi Nora, my last contribution was August this year before I resigned. I checked on the requirements for maternity benefit since Im due to deliver May 2015, I’m qualified because of my previous contributions even if I don’t pay additional voluntary or self-employed contributions. My question is, do I really need to contribute first before my status changes from employed to voluntary? Or can I just visit SSS and request for change status? Thanks

  139. hi I filed maternity MAT1 AND MAT2 then i finally discovered that I don’t have a date of coverage, but I have submitted my RS1, but not my RS5 because I lost it. What should I do, thank you

  140. Thank you for the reply mam nora. On my online account my status is self employed. I went to sss yesterday and tried to file mat1 but found out i dont have date of coverage because i only had E1 form instead of having RS1 also and thus was not properly registered. When I applied, they asked me to fill up E1 only and told me to check self employed which i did. And just yesterday i found out my contributions are invalid because I did not pass RS1. Someone advised me to pay thru bayad center and check VM and after that it will reflect in my online account that I’m a voluntary member. Then i can file mat1 online. My question is, is this possible mam? My worry is when I file mat2, it will be rejected. Please enlighten me mam, thank you.

  141. Hi karla, is your member status in your online account Self-Employed? If yes, then the SSS website must still be having glitches. The website has been on improvement mode for the past months that many of its elements are not functioning correctly. Try again the next day. Then if it’s still not functioning, I suggest your file your MAT1 and ultrasound at your branch

  142. hi mam nora, I am trying to file my maternity notification sa sss online but it says “Based on SSS records, you are an employed member. Please submit your maternity notification through your employer.” I am self-employed, what should I do?thank u!

  143. Hi sherlyn, sad to say you cannot be a Voluntary member because you were not an Employed or OFW before (based on your statement that you don’t have a DOC). Voluntary members are those that previously paid as Employed or OFWs. Wait for your DOC; it takes about 3 months before the DOC is posted, based on comments online.

  144. Mam Nora, I passed RS-1 at the SSS branch last july 2014 and yet my date of coverage is not yet posted. Can I instead be a voluntary member? It’s just a waste of money if I don’t have my date of coverage.

  145. Hi Ms. NORA! I have the same problem po, galing lang po ako sa SS office knina. I didn’t know about the rules po kc so I just let my mom-in-law to pay my SS, I only had my number then. Wlang RS and voluntary ung binayaran nya from APRIL hanggang last month. So today, magfile sana ako for Maternity kaso my problema nga dw, need ko pa magpanotaryo daw at ang dami ko pang pila knina. 🙁 Macredit naman po kaya ung nabayad ko from April??

  146. Hi Emily, did you register using RS-1 form and was it approved? Usually, the date of coverage (DOC) is given after 3 months. To change to OFW, you fill up OW-1 form and then show your ID and OEC or any proof that you’re OFW. You can change to OFW even if no DOC yet.

  147. Maam good pm…it’s been 2 months that i’ve been paying as self employed but have no date of coverage yet..can i change my status to ofw even if i don’t yet have a date of coverage as self employed?

  148. Hi donalyn, ask your husband to email you an authorization letter (authorizing you to verify his SSS no. and to update his member records) and scan or picture his ID and OEC or POEA or foreign ID (to prove he’s an OFW), then you print them. Bring these, together with your ID and marriage cert (xerox and orig), to the nearest SSS branch, and verify your husband’s SSS no. (sometimes the guard or frontdesk clerk gives verification slip forms).
    After getting his SSS ID no., fill up SSS E4 form and write your name as his dependent. Then pay his contribution (1 month or more) using RS5 form. You can also pay for the next payments at Bayad Center or SM Business Center. Here’s the SSS contributions table.

  149. hello, my husband is an SSS member since 2003. 2004 he went abroad, until now, and since 2004 he was not able to pay his SSS. He wants to continue paying but he forgot his SSS no. and he doesn’t have any paper related to SSS. How can I process his paper, as he was still single when he registered with SSS? What should I do? Thanks

  150. Hi mae, you have 2 options: 1. wait for manual verification (are you sure SSS will find that your membership was done correctly? Were you employed before? 2. submit RS1 form with proof of source of income, pay for 1 quarter, then wait for about 3 months for your date of coverage.

  151. Hi miss nora, my sss has no date of coverage…want to replace my i.d to the new one. but they’re asking for my RS1 which I don’t have. what should I do? I need the new id from sss. They said they’ll do sss manual verification but it will take a long time

  152. Hi mae, I’m puzzled why you have an SSS id, but you have no date of coverage. To have a date of coverage (doc), register as self-employed using RS1, and when approved, pay for 1 quarter and then wait for your doc to be posted. Based on comments online, they issue doc after 3 months or more.

  153. helo po..gusto q po sana e replace ung sss id q ng UMID kaso no date of coverage po aq..

    Ask lng po aq kng anong dapat q gawin? kc need q po ung UMID..nag aply po kc aq for abroad un po ang hinahanap sakin…

    Salamat po sa tugtugin..

  154. Hi chayette, date of coverage is the date of your first contribution. You have date of coverage because you were reported to SSS by your employer. Your claim will be processed after you give birth and after you submit your MAT2 and other required documents like your baby’s birth certificate.
    Register at so you can check your records

  155. hi ms nora…what’s date of coverage? i’m voluntary…will SSS process my maternity claim after I file my MAT1? thank you

  156. Hi Gel, that’s great. Thanks for coming back to share. I now think posting of DOC is done only in the main office at Diliman or in certain regional SSS branches; that’s why it takes so long for DOC to get posted. New self-employed members who have commented on our blogs say they have to wait for at least 3 months for their DOC to get posted.
    God bless too.

  157. as per ur advice my mother went to ss this morning . and they did promise to post her DOC within 1-2months . Thanks for ur help ms nora! Godbless

  158. Hi Gel, your mother properly registered, as proven by her NW1 form which was approved and stamped by SSS in Sep 2012. That means she’s a bona fide SSS member, and her DOC should be Sep 2012 or the date of her first premium payment. Keep copies of your mother’s approved/stamped NW1.

  159. Good morning ms Nora.
    Thank u for that quick response . So they will encode her correct date of coverage ? Not tell her that she needs to start over again ? Kc thats whats worrying us. she’s already 52 .. when she reached 60 she will not have the qualified 120 contributions if ever she will start again ..

  160. Hi Gel, your mother should go to SSS with her ID, NW1 form (orig and xerox) and request SSS to post her Date of Coverage. She can bring receipts of contribution payments in case the SSS officer asks to see receipts.

  161. Good pm po,
    ask ko lang po yung mother ko naghuhulog sa SSS since sept 2012, until recently nadiscover ko online na wala syang date of coverage. Ano po ba dapat gawin? kumpleto naman po sya ng proof of payment. Yung NW-1 naman po nya ay may stamped ng SSS dated Sep 17, 2012. mailalagay pa kaya ng SSS yung date of coverage nya na sep 2012? Thank you po.

  162. Hi Lily, are your contributions as Employed since March 2012 appearing online? If yes, this means you were reported to SSS correctly by your employer. Try to call SSS late at night or at dawn (920-6446 to 55) and request that they cancel your single contribution in Jan 2011 because it was paid incorrectly, and that they post your Date of Coverage (DOC) as March 2012 (your first contribution as Employed). If you like, when you already have your DOC, and if you still have your Jan 2011 contribution payment receipt, write a letter to SSS asking for a refund of your Jan 2011 contribution (attach a copy of your receipt). If SSS phone is busy or if call center officer is not able to resolve your concern, go to your employer’s SSS branch with your ID and make your DOC request.

  163. Hi Ms. Nora. Upon checking my SS account online, I noticed I don’t have a Date of Coverage. This could be due to my non-filing of Form RS-1 prior to making my first contribution as Self-Employed (SE) last January 2011. Please note that I was a new SS member and did not have any business nor source of income back then. I was mistakenly advised that I can contribute as SE even if I am merely living off from my allowance. Due to lack of funds, I was only able to make a single contribution (fortunately). Last March 2012, I got employed and my employer has been consistently remitting my SS contributions since then.

    Soon I will be needing to file a loan and I am just waiting for my 36th contribution for my loan eligibility. How can I get to have my Date of Coverage reflected on my SSS online account so I can avail of the loan facilities as soon I become an eligible member-borrower?

    Hope you can advise me.


  164. Hi po ask ko lang pano magchange status from employed to ofw.need pa ba magregister ng OW1? Ngadvance payment po ako from july-december using RS-5. Authomatic po ba yun na maregister ako as OFW

  165. Hi mam nora..i have date of coverage nmn po which is the very first contribution i made sabi po is 10 -2002
    thanks po mam nora more blessing po..

  166. Hi Hayley, do you have a Date of Coverage? If yes, and if Self-Employed is really your member status (maybe you checked Self-Employed before, or you filed RS1 form before), then write Self-Employed in your MAT2 filing. Check again your status prior to filing MAT2. What’s important is that your member status in your MAT2 and in your SSS records match.

  167. Hi mam nora thanks for responding..

    I have checked my status online on the very first page after i log in above is my name then sss number then it says “self-employed” do is dtill need to change my status to voluntary?? thanks po for your reply..

  168. Hi Hayley, your member status should be already Voluntary because you already have paid as Voluntary. Is your member status online not yet Voluntary? If you can’t file your MAT1 online, file asap at your branch with your ultrasound report. When you file your MAT2 after delivery, check first your member status if it’s already Voluntary, so you can check Voluntary in your MAT2 form. Your member status in your SSS records and in your MAT2 form should match when you file your MAT2. God bless too.

  169. Hi Mam Nors,

    I am currently 7 months pregnant now and currently not working bur previously employed may hulog po ak sa SSS last is july 2013 then tinuloy ko po from jan to april 2014 last posted contrbution as per online is april 2014 my due date it October of 2014..Need ko na po ba ipachange ung status ko from employed to self employed?? Kc when im trying to apply maternity notification online need daw po sa employer ko..pero nung nghulog po ak nung jan 2014 ngpost naman po xa as OTC contribution i am just worried bk kc mkaapekto xa sa maternity benefits ko pg po ngclaim nko..Thank you so much po for helping alot of readers mam marami po kang natutulungan..I hope you wont get tired in doing so God Bless you mam nora

  170. Hi Evi, if you like to start paying now, you need to register as self-employed using RS1 form and proof of source of income. It must be approved by SSS. Or you can wait till you have your OEC, and then register using OW1 form, and then you can start paying. As OFW, you can increase your monthly contributions to the maximum.

  171. Hello Ma’am NOra,

    I have my e1 since 2008 but until now hindi pa po ako nakakapaghulog. I’m planning to contribute this july po sana. Mag-advance po ako ng 1 year. Pwede po bang self-employed lang nakaregister dun, iniisip ko po kasi kung magkawork po ako this july or august sa taiwan.. Okay lang po ba yun na self-eployed yun naka-apply sa contribution ko ng 1year? or need pa pong baguhin? Paano rin po kung maghulog yung company(kung halimbawa po na nagstart na po ako magwork sa taiwan this july or august) okay lang po ba na madoble ang contribution ko kung nakadvance po ako ng 1year starting this month? thank you po..

  172. Hi Estrella, about your husband’s SSS: yes, you did right by writing Voluntary. But register at, so you can check your husband’s records. If you registered properly your husband before, you should see that he has a Date of Coverage.
    About your cousin or in-law: if your relative missed paying for many months, you now pay for him/her as Voluntary. The same advice, you register at in his/her behalf so you can see if there’s a Date of Coverage.

  173. Estrella R. Gonzales

    Hi po M’Nora,
    Magtatanong lang po ako regarding sa sss contribution ng asawa ko dati po kc sya OFW then na stop po yun paghuhulog ko nun nadito na ulit sya sa Pilipinas. Then im deciding po na ituloy po ulit yun contribution nya pero di po ako sure kung voluntary or self employed ang nai-declare ko dati. Then ngayon po nagbayad ako for april to june 2014 sa bangko at ang nilagay ko po sa RS-5 ay voluntary. Tama po ba? Kung hindi po tama ano po ang dapat ko gawin?

    Then regarding naman po sa pinsan ko dati po kasi sya self employed at since ako po ang magbabayad ng sss nya ngayon dapat po ba self employed parin ang i declare ko sa RS-5 form. Sabay ko po kc binayaran yun sa husband ko at sa hipag ko na parehas na voluntary ang nadeclare ko…

    Please advise po. Marami po salamat in advance.

    Thanks po,

  174. Hi nikki, write a letter, something like:
    Date of letter

    Branch location

    Dear SSS Officers,

    May I request your good office to issue and post my Date of Coverage.

    My Name: _____
    My SSS No.: _____
    My Date of Birth: ______
    My Current home address: ________________

    I registered as self-employed on ___ at the ____ branch using RS1 and was approved. I paid my first contribution on ____ and my most recent contribution on ___.

    Attached is a copy of my SSS-approved and SSS-stamped RS1.

    Thank you very much.

    Respectfully yours,
    (write your name and sign above)
    SSS No.

    Xerox your letter and request for a Received stamp.

  175. Hi Jb, pay again for the month of June and wait. I’ve read several comments online similar to your concern, and they said that you might have to wait for 3 months before you have your Date of Coverage.

  176. Hi, Ask ko lang po mam panu pag ung date of coverage ko after 1 month wala pa din. bumalik kase ako after 1 month sabi nla wala pa daw ung date of coverage. nung buwan ng december 2013 kumuha ako ng e1 pero d ako nkapag work so walang hulog un. pero nung May nlpat ko sa self employed at nag fill up ako ng rs1. tapos ok na. nag bayad ako ng contribution sa month ng may. tapos sbi sa akin balik ako after 1 month for verification ng date of coverage. pero pagbalik ko wala pa din. ano po dapat kung gawin. kase need ko na po ng umid para sa inaapplyan ko po. respond po kau mam. please i need your help. Godbless

  177. hello po :)) thankyou po sa pagrespond. magttanonh lang po ako ulit, ano po ba pinagkaiba ng self employed at voluntary? ako po kasi abg nagaayos ng sss ng tita ko po. nung 1987 po na nagapply sya ng sss hndi nya po matandaan kung self employed o voluntary yung nailagay nya tpos po nung 2011 nagfill up po sya ng RS-1 eh dba pra sa self employed po yun? nareceived po yun ng sss natatakan po ksi nila. pro kpg nagbabayad po kme sa contribution nya ang nailalagay po eh voluntary. tpos po pinapagawa po kme ng request letter for date o f coverage kasi po wala pong lumalabas sa system nila. tpos hnihingian po kme ng xerox copy ng rs-1. ano po ba ang dapar kong unahing gawin??

  178. Hi nikki, do you mean you want to know your Date of Coverage? You can just go to SSS, and fill up a verification slip. Or you can register online at and see your Date of Coverage.
    Or do you mean you don’t have a Date of Coverage? You will only have a Date of Coverage if you registered correctly before making your payment. If self-employed, you should have registered using RS1 form with proof of source of income. When this is approved by SSS, you can start paying.

  179. Hi Janice, if you work for an agency as an independent contractor, ask your agency to give you a certificate certifying that you are their independent contractor. You can apply for your UMID only after you have a Date of Coverage and at least 1 posted monthly contribution (based on comments online, SSS now requires at least 3 posted contributions).

  180. Hi Rona, to change your status, pay for August as Voluntary. When this payment is posted, your status will also change from OFW to Voluntary. But I think you can already file your notification online or MAT1 form with ultrasound report at the nearest SSS branch even if your status is not yet changed. In the MAT1 form, membership status is not asked.

  181. hello, paano po ba ako makakagawa ng request letter for Date of Coverage?? Respond ASAP please. thank you po.

  182. Hi! Self-employed sana iregister q kaso wla akong proof of source of income. agenty kc ako wla akong katulad business permit or mayor’s permit. Paanong kong gawin pra maka apply q ng UMID? Tnx

  183. HI. Mother has paid my SSS from July 2013 to July 2014 using the RS-5 form while I was in Saudi Arabia as an OFW. Pero dun sa RS-5 form naka tick is OCW/OFW. I just came back 1 week ago and ended my contract in Saudi. I also registered online sa SSS since I want to file my MAT-1 before I give birth on October of this same year. During registration sa SSS online, I tried to tick VOLUNTARY (since I am no longer an OFW and all my receipts are RS-5 naman kahit OCW/OFW yung naka tick na box) pero ayaw so I just ticked OCW/OFW and was able to register din.

    Ang question ko lang po, how do I change the coverage status from OCW/OFW to VOLUNTARY? Kasi may nabasa ako na baka magka problem pag nag claim na ako ng maternity benefits if magkaiba ang coverage status ko sa MAT-1 ko and sa naka record sa SSS. Sayang naman if di ko ma-avail kasi almost maximum yung binabayad ko sa SSS na 1,650 per month for the past year. I hope you can help me with this po.

    Thank you very much in advance!

  184. Hi Veronica, if she paid as self-employed and did not register using the RS1 self-employed form before paying, her one-year contributions are considered “on-hold”. This means she did not register properly and does not have a Date of Coverage (important with SSS). You can register her as your employee and remit her contributions with you as employer. After approval, you can then request SSS to post her previous 1-year contributions as her contributions for the next 12 months.

  185. Hi there! My yaya’s sss was setup as self-employed. When she was getting her id she was told to fill up RS1. We’ve completed one full year of her payment. How do i change her status to employed? Or should she just pay as “voluntary”? Thanks for the advice.

  186. Hi Lee, yes, you can continue as Voluntary. Yes, you can pay the maximum, but because you’re increasing by more than 2 levels, declare your income on the Declaration of Earnings portion of the RS5 form to justify your drastic increase. If you don’t like declaring your income, increase from month to month by 2 levels until you reach the maximum. After paying as voluntary, enroll in My.SSS so you can check if you have a Date of Coverage — this indicates that you registered properly before as self-employed.

  187. Informative blog! I’m a self-employed member (but my last contribution was in 2011). I remember paying a small amount for my tutorial work. Now, I want to change my status to voluntary–and pay the maximum amount. Can I do that? How? Thanks in advance.

  188. Hi Danny, thank you for bookmarking my blog. Palagay ko, kasi hindi mo sure, baka hindi ka nakapag-submit ng proof of self-employment o source of income noon, kaya wala kang Date of Coverage. Buti na lang 3 pa lang ang nabayaran mo, and you can still remedy the situation. Employed ka na ba? Para maireport ka formally ng employer mo sa SSS, so you will have a Date of Coverage. If not yet, and you like to start as Self-employed, you need to file an RS1 form and present your proof of source of income, and then start paying. After this has been posted, you can apply for your SSS ID.
    About your Nov to Jan payments, you can either request SSS to refund them to you because you did not register properly (matagal ang refund), or you can compute your underpayment (kasi nag-increase na ang contributions starting Jan 2014), and then pay the underpayment, and then request SSS to post your Nov 2013 to Jan 2014 payments plus your payment of underpayments as contributions for Feb to Apr 2014. In your letter, list your payments including Dates Paid, Amount Paid, transaction nos., Applicable Months, Underpayment, Date Underpayment was Paid

  189. Thank you po sa informative posts. Madami po akong natutunan (bookmarked your blog too).

    Iba po ang case ko, nung pag graduate ko po ng hayskul kumuha na po ako ng SS number. Tapos sinabihan po ako ng mag apply ng self employed para pwede daw ako mag hulog kahit wala po akong trabaho. Ginawa ko po yun, napakiusapan ko po (sa tanda ko po) at naging self employed po ako pero hindi ko po yun nahulugan. Last year November nag start po ako mag contribute as Voluntary hanggang ngayong January (3 contributions). Ngayon po nag a apply po sana ako ng sa bagong ID pero hinahanap po nila yung RS-1 dahil daw po wala akong Date of Coverage. Problema ko po kasi hindi ko na po talaga mahanap yung RS-1 form na iyon.

    Salamat ng marami.

  190. Hi fell, enter 6 digits only. For example, the transaction no. is TT40058697, enter 458697 or 405869. Kung ayaw pa rin, baka mabagal ngayon ang posting kasi nagka-backlog sa holidays.

  191. Good day po!
    I need your help po about sa static info.ko na di ko maidownload kasi kylangan nila ang SBR NO. ko.2005 po ako huling na employed,tapos ngayon ko lang nabayaran ulit as a voluntary member.gaano po ba katagal ako maghintay bago ko po ma validate?its been a week now since nagbayad ako,until now everytime na e click ko ang voluntary member it says,SBR DID NOT MATCH IN YOUR SS RECORD.please help po.thanks!!!

  192. Hi Adrian, continue paying your SSS contribution as Voluntary. Use RS5 form to pay.

  193. Hello po, good day.. Natapos na po yung employment ko in a private company. Nahire po ako ngayon sa govwernment office as JO and since hindi kami entitled sa SSS, gusto ko po sana ituloy yung paghulog ko ng contribution. Voluntary po ba or self-employed?

    Salamat po..

  194. Hi Newbie, basta nakapagsimula ka nang tama sa SSS, puede kang mag-continue anytime at puedeng merong gaps sa payment. Use RS5 form when paying. Puedeng Self-employed pa rin. Your mother can pay for your contribution, andito ka man sa Pilipinas or nasa abroad na. Puede sa Bayad Center or SM Business Center. She will fill up the RS5 form. Before you travel abroad, register as OFW using the OW1 form. Register in online SSS so you can track your SSS data.

  195. Hi po, may tatanong lang po ako.. nag hulog po ako ng SSS last year pa po..tapos nung mag aapply ako ng id.. need p daw po mag request ng Date of coverage.. ngayon po meron n akong Date of Coverage at naka pag apply narin po ako ng ID nitong dec lang..

    ang tanong ko po.. May 2012 po ang first hulog wala n pong kasunod yun.. ngayon pong dec plan ko po mag hulog ulit..

    may magging problema po ba kung i ccontinue ko ung hulog ko AS SELF EMPLOYED.. ok lng po ba kahit patlang patlang ang pag hhulog.. meron po b silang hihingin sa akin once na mag hhulog ako? like po proof of income?? oh di n po nila kailangan un..??

    ask ko rin po…pwde po ba iba ang mag hulog sa akin? kunwari po ung mami ko mag hhulog ng contribution ko..pwede po ba un???

    what if po mag wwork ako abroad.. need ko po ba i change ang status ko??

    pag working abroad po ba san po nag hhulog ng contribution???

    pwede po ba ka pamilya ang mag hulog ng contribution while working abroad??

    salamat po sir Nor 🙂

  196. Hi Liezel, both voluntary and self-employed are entitled to burial benefits. Baka ang ibig sabihin ng SSS employee ay yong Voluntary member na hindi talaga nag-start with SSS correctly. Meron kasing mga nag-start with SSS na Voluntary agad. Ang Voluntary kasi ay yong mga dating employee or dating OFW na nag-resign na at nag-Voluntary. Kapag ang isang Pinoy ay hindi employed, pero merong source of income, mag-register as self-employed using RS1 form.

  197. Hello,
    just want to ask if, whats the difference of self employed and voluntary contribution in terms of benifits, especially burial benifits, because i heared from a friend that she went from a sss branch and heared that voluntary contribution has no burial benifits, but self employed has.
    is it true?
    thank you in advance.

  198. Hi noralyn, why did SSS ask for your RS1? Did they say you do not have a Date of Coverage? If you don’t have a Date of Coverage, it means you did not register properly before as self-employed. You can go to SSS again and ask if you have a Date of Coverage. If you have, you can continue paying as OFW without presenting your RS1. Just fill up OW1 form and submit together with your ID and proof of being an OFW (OEC, OFW ID or contract) and then fill up RS5 form and pay. After about 3 days at na-post na ang payment mo, register at so you can check your SSS online anytime. If they say you don’t have a Date of Coverage, file pa rin your OW1 so you can start all over again, and then ask them what you should do about your previous contributions. Usually they will tell you to file a request for refund of your past contributions.

  199. Hi ma’am! Itatanong ko lang po kung ano po ang gagawin ko gusto ko po ituloy yung hulog ko sa sss pero hinahanap po sa akin yung rs 1, na hindi ko na po makita kase nakasama po kame binaha ng ondoy.self employed po yung sa sss ko nung una pag-apply ko ng sss ngayon po ofw na ko.gusto ko po ituloy na ang payment sa sss pero dko po magawa dahil wala po ako maipakita na rs 1.please help po nyo ako.thanks.

  200. Hi meyat, is your employer local? Then your employer will report you to SSS as their employee within 30 days and will remit contributions for you. After the first contribution as employed is posted, your status will be changed to Employed. Usually employers remit every quarter, so posting might take some time.
    If in Taiwan, you file OW1 to register as OFW, then pay your contributions as OFW. SSS OFW form

  201. Hi Ms. Nors!

    Im an sss member,before po E-1 yong na file ko nung college pa po aku. It was because of my school.. Now po, nag apply ako for taiwan and i applied for self-employed ( oct. 9, 2013)kasi yon yong sinabi sa akin for me to have a UMID card (it’s needed for my taiwan application). I didnt pay my RS-1 contribution til now and I was hired as pharmacy clerk just this oct 29, 2013( i applied this position last july 2013)… Is there a process for me to change my self-employed to employee??? Thanks!!!

  202. Ok po mam nors thanks a lot..

  203. Hi lang, yes, you can register as an SSS member. Pag wala ka pang SSS number, bring your birth certificate (xerox and orig) and fill up E1 form. After getting your SSS no., enroll as self-employed. Fill up RS1 form. Write your monthly income. Dito ibe-base ng SSS kung magkano ang contribution mo every month. Present proof of your income from your small business. Meron ka bang DTI or mayor’s permit? Puede ring barangay certification na meron kang small business. Sagutin mo na lang ang mga tanong ng SSS teller, kasi gusto niyang malaman kung meron ka talagang source of income.
    About your husband, he can continue paying. Puede ring iverify nia na rin sa SSS ang membership status niya kung meron siyang date of coverage. Kung meron siya nito, this means he started paying properly as member before. To pay, use RS5 form. Pag meron na kayong RS5 form receipt, after about 3 days na na-post na ang payments, register in so you can track your SSS payments and other data.

  204. Hi mam nors I wnt to be a member of sss la po akong work pero my small busness nman po..what r the requirments po? And my husband po is already a member but tagal na po hindi siya naka pa contribute..and I don’t know if he is self employed or voluntary..but gusto ko lang e continue contribution nya…:) salamat po

  205. Hi Ms. Nors!
    Okay na DOC ko then nakapag bayad nako from Jul-Aug-Sep 2013 then reflected na sa website nila. I think okay na po ito, hde ko maayos lahat ito kong walang guidance nyo. Maraming maraming salamat! GodBless!

  206. Hi Deod, pag denied, dapat nasoli sa iyo yong documents mo. Baka andon sa HR ng former company mo. Ask them kung andon, and then correct the error, and then re-file with SSS. Did you give birth within a year after you left your company? If yes, you should have submitted a cert of separation with date of separation and statement that the company did not advance you any maternity benefit, plus 2 sheets of SSS L501 form from your former company.

  207. Hi Nanie, hahaha flattered na flattered naman ako sa sinabi mo…Thanks for appreciating my efforts! God bless din!

  208. Hi ma’am! Nanganak po ako Jan 2009. Pero hindi ko na claim yong check ko amounting to Php 11,700.
    Nakita ko po sa SSS online ko na denied na dahil po ba; 1. seperated nako sa company 2. or dahil matagal na po? If babalik ako sa company, possible po ba na makuha ko check ko?

    thank you

  209. Hi Ms. Nors!
    Thank you so much! you’re such a great help! Mas maganda pa service mo compare sa 100 staff ng sss at 4 na branches nila.
    God bless and again maraming salamat! more power

  210. Hi Nanie, pay July to Dec 2013 para 6 months ang ma-compute. Pay July to Sep this month. Yes, pay as Voluntary. Good that you have Date of Coverage. How much? The higher, the better, pero if the increase from your recent contribution is by more than 2 levels, declare your income in the RS5 form.

  211. Hi Ms. Nors! As of today my Date of Coverage is reflected at their website dated 11-2005. Should I pay asap my contribution to avail maternity benefits? (Estimated Delivery May 2014, 6 weeks pregnant)starting sept 2013 onwards po ba babayaran ko? how much po monthly? wala akong work, so as a voluntary tama po ba? pls help po! thank you

  212. Hi Nanie, yes, you must pay July to Dec and pay as much as you can so you can avail of maternity benefit. Declare your income on the RS5 form, to comply with rules. Match your income with your contribution. But fix asap your Date of Coverage.
    If your date of coverage is not fixed by next week, and you don’t have a year-2005/2008 OW1 or RS1 to show, and you’re sure you did not file an OW1 or RS1 form before, start all over again and register as OFW using OW1 (show proof of being OFW) or self-employed using RS1 form (show proof of source of income), so you can pay July to Dec. When your OW1 or RS1 application is SSS-approved and stamped, write a letter requesting for a refund of your Nov 2005 and 2008 contributions (write applicable months, dates paid and amounts and OR nos if there are). God bless and ask SSS too to be sure

  213. Hi Ms. Nors, thanks! I stopped paying contribution after my last work, my online data shows that my contribution is Nov 2005 as OFW (Php 1,410) and January – June 2008 (Php 468.00). Since I am on my 1st month of pregnancy as voluntary, should I continue to pay contribution even if my Date of Coverage is on processing as per SSS? And how much should I pay monthly? to be able to claim maternity benefits? Godbless and more power!

  214. Hi Nanie, SSS says that MAT1 should be filed after the 2nd month, but before delivery date. Yes, fix your date of coverage, but if you’re already on your 3rd month, file your MAT1, so you can also check the reason for your lack of Date of Coverage. If you’re in the Philippines, it’s better if you visit the nearest SSS branch to ask about your date of coverage because this is important, and most of the time, they don’t have time to reply to emails promptly.

  215. Hi! Do I need to inform SSS that i’m almost 1 month pregnant? or wait first to fix my “date of coverage”

    I have pending request to SSS regarding my blank “Date of Coverage” its almost 2 month since i applied for this request but still no development.

    thank you

  216. Hi shirley, your husband’s status will return to Employed after his new SSS contribution as Employed is remitted to SSS and posted. You can check later on the change in your husband’s online account. God bless too

  217. Good day!
    My husband was previously employed and changed his status to self employed when company closed just to continue paying contributions. and now he will be employed again, just want to know how to change back to employed status. he will start working this sept. and his last contribution as self employed was paid last jul. for the months of apr. to jun.Thank you in advance for your help. God bless.

  218. Hi Razy, pakibasa ang sagot ko kay Chivz, pareho lang ang tanong nio. Hindi puedeng Voluntary agad. Ang Voluntary ay yong nagbayad na dati as Employed or self-employed or OFW. Think of a source of income. Sori hindi puedeng sabihing source of income sa SSS yong allowance na binibigay ng parents kasi ang SSS ay para sa people earning income.

  219. hi ask lang po. kakakuha ko palang ng sss number today.e-1 form ang kinuha ko.. pwede po ba ako magcontribute as voluntary member? wala ako work at business,pero may monthly allowance ako.

  220. Hi Chivz, you need to register first as self-employed using RS1 form. Present proof of source of income: sales commission receipt, or direct marketing ID and earnings receipt, or certificate from your business association, or business permit, etc.

  221. Hi. Ask Lang po, Meron na kong e1 pero d ko pa nahuhulugan kahit isang beses. Ano po ba dpt ko I apply para makapaghulog nako? Ano po ang requirements?

  222. Hi Kicks, sorry you can no longer pay for past years. As OFW, you can still pay for Jan 2013 to June 2013, in contrast to local employees who can no longer pay those past months.

  223. Hi! I was previously employed in a private company until 2010. Now i am working abroad. I wasn’t able to pay my sss for 3 years. I am wondering if i can still pay those years i skipped before registering as voluntary member.

  224. Hi mich, you said you started working in 2012. Didn’t your employer reported you to SSS? Is your employer deducting and remitting SSS contributions for you? R1A is an SSS form for reporting new employees.
    About the contributions paid by your mother, they’re not lost, but they will not be counted later on in your benefit computation because apparently you did not register properly in 2009; that’s why you don’t have a Date of Coverage. But if you have a SSS-stamped-approved RS1 form in 2009, you can present this to SSS so they can correct your records and put your Date of Coverage.
    If you don’t have this RS1, you can write a letter to SSS requesting SSS to refund you all the contributions you paid from 2009 to 2013 because you did not know that you had to register using RS1 form before paying your contributions since 2009 (make a list: date paid, amount paid, applicable month, OR no., total amount paid. Xerox receipts; bring orig copies).
    If your employer does not pay your SSS, and if you don’t like to complain or resign, find a way to register as self-employed using RS1 form. Bring proof of your source of income as self-employed, and not as employed.

  225. Hello, I to ask what to do because for the last couple of years, my mother has been the one paying for my sss since 2009, and recently this 2012 I have been employed and wanted to get an id card but when I went to the sss office they said that I have no date of coverage and told me to get an R-1 form from the hospital I’m working in. Is that all I need to do because I’m afraid that the contributions my mother had been paying will not be counted.

  226. Hi kristel, your friend is right. A Voluntary member is someone who has been a previous Employed member, or a previous OFW member, or a previous Self-employed. Click this to see how to register as Self-Employed
    After getting approved, email SSS or submit a letter to SSS requesting them to post your previous 3 contributions which were mistakenly paid before your Date of Coverage (write date paid, SBR no. and amount) as payments for the months of July Aug and Sep.

  227. Hi. Thank you for your very informative post. My husband just recently applied for an SSS number. we filled out the E-1 form. I’ve made the first 3 monthly payments using RS-5 (under voluntary). However, a friend of ours said that in order that we can claim loans/ benefits in the future, i must register him again using RS-1 for self employed professionals? What requirements do we need if we will change his status to self-employed? Secondly, what will happen to my initial payment of 3 months which was already paid as voluntary. Thank you

  228. Hi Jhing, have you enrolled in My.SSS? So you can check your records. If not yet, choose the monthly SSS contribution you want, and then pay at Bayad Center or SSS cashier using RS5 form. Check Voluntary. Then on the 3rd day after paying (to allow posting), register at Use transaction no. in your RS5 form. Check your records; see if you have a Date of Coverage. Your status should now be Voluntary.
    Then check your loan. If you like, you can pay your balance in full using ML1 (write your name, address, your SSS no., amount, etc), or pay every month the monthly amortization (if the loan is not yet delinquent). If already delinquent, pay preferably a higher amount (SSS now uses diminishing balance formula).

  229. Hi JONA, yes, once his contribution payment as Voluntary is posted, his member type will change to Voluntary. Maganda ring magregister siya as OFW (puedeng later on), kasi baka later on, you like to join SSS Flexi-fund, which is offered only to OFWs. To be registered as OFW, he needs to fill-up OW1 form and mail, fax or email to SSS. About contribution amount, yes, he can drop to 624. There’s a requirement in the RS5 form that members should file the Declaration of Earnings if the decrease is by more than 2 brackets, but since you’re paying thru Bancnet, wala namang way doon to declare income. Kung malaki na yong time gap since paying Employee siya, I think okay nang hindi mag-declare. Please ask others too. To play safe, puede ring this June pay 1456, then in July pay 1352, then 1248, 1144, 1040, 936, 832, 728 and then 624, kasi we can change anytime by 2 brackets. Enroll in My.SSS so you can track your payments and how they are posted.

  230. Good day,

    I was wondering about my status. I was previously employed in a private company and made 2 salary loans during my employment. I changed employers in the middle of the 2nd loan and was sure that the new employer will be deducting my contribution from my salary to pay the loan. However, my employment was cut short because of a medical condition and I also realized that they did not make payments for my loan. To cut the story short, I have a balance to pay and I am confused as to what the next step is. I am now a government employee and I am planning to pay with my RS-5 to automatically be changed to VM. Should I fill out the form with the exact amount of contribution I want per month or should I add the balance remaining from my loan?

    I went to SSS FTI and the staff there cannot explain it as clearly as I needed. No one is actually able to assist. Grrrr!


  232. Hi Bing, yes, both of you can register as OFWs by filling up the OW1 form if there’s an SSS desk at the Philippine consulate there where you are. If there’s none, you can download OW1 from the SSS website, print 2 copies, fill them up and then send by mail to SSS, SSS International Affairs and Branch Expansion Office, SSS Building, East Avenue Diliman, Quezon City, Philippines. You can email it if you like (there are instructions in the form; you can also email or fax).
    There are no differences in benefits among Employed, Voluntary or Self-Employed; but OFWs have flexible payment deadlines and can join SSS Flexi-Fund.
    Yes, your husband can increase his contributions to 1560, but he must fill up first the Declaration of Earnings in the RS5 form, since the increase is by more than 2 salary brackets. If you’re paying without using RS5 form, you can just increase by 2 brackets at a time — pay 1352 this June, then 1456 July and then 1560 starting August.
    About contributions posted under Self-Employed, if you like, you can email SSS and ask these contributions to be posted under Voluntary (list applicable dates, payment dates, OR nos., amounts)

  233. Hi Sir,

    I have been an SSS member since 01-2006 (Date of Coverage). I stopped working from my previous company July 2010 and continued my contributions as Voluntary Member. In my Member Details under Coverage Status, I am a Voluntary Member, however, when I pay (my mom does actually), she ticks the Self Employed box so some of my premiums are recorded in Self-Employed. I have a few questions and I hope you can help me out:

    1. Would I encounter problems due to different premiums (Employed, Voluntary, Self-Employed) later?
    2. I am now working abroad, so can I change to OFW? How? Is this advisable?
    3.My husband is also working abroad and we have the same case, however, while I am paying the highest premium allowable, he is paying 1248 as his contribution. Can he apply for an increase in contribution at the same time change his coverage to OFW?

    Thank you do much Sir and I hope to receive a reply from you.


  234. Hi cherry, your employers should have registered you with SSS in May 2011 as their employee. If they did not have time, they should have told you what to do. You cannot start as a Voluntary member. Voluntary ka lang kapag DATI kang employed, or dati kang OFW or dati kang self-employed. Because you did not start paying properly, your previous contributions cannot be posted properly. Naka-hold. So tama rin yong advice ng guard o teller na pa-refund mo yong previous payments mo, and then start over. Magsimula ka uli. I suggest you request for a refund of your contributions because you did not register properly and have no date of coverage, and then do the paperwork for your employers so you can be registered as employed and when approved, you start paying. Magtanong din sa iba baka I missed some things.

  235. Hi.. good pm po 🙂
    Got some questions po, i hope you can help me 🙁
    Got my sss # last May 2010 eventhough im still unemployed.
    Got a regular job from May 2011 up to present in a hospital but my employers are doctors, so i’m not under the company itself. I’m working in a clinic inside the hospital.
    I started paying last October 2012 as voluntary which my employers told me so, because their too busy to pay for that. We’re using the 10,000php bracket (1,040php/mo)
    today, June 4, 2013, i apply for sss ID but they told me that i don’t have a “date of coverage” and asked me why did i paid as voluntary. The teller told me to get an affidavit of income and RS-1 form from the guard. He also suggested “kung ako sayo, ipaparefund ko na lang yan”
    In the affidavit of income, it says there..
    1. Na ako ay Self-employed….. (Which i’m not)
    3. Maari akong kasuhan ng Perjury kung mabatid na hindi totoo o may misrepresentayon (hmmm.. me and my employers are paying equally, so i don’t get it)
    If i fill-up these forms, im pretty sure they will ask me why i’m paying 1,040/month as voluntary, it would be hard for me to prove that as self-employed.
    OR…should i just fill up the R-1 (employment registration) and R-1A (employment report)?
    But what will happen to all my contributions?
    Thanks in advance 🙂

  236. Hi Nanie, thanks for sharing your complaint letter. I hope you have finally completed your transaction with SSS.
    SSS really needs to motivate its employees and to increase the number of its call center officers.

  237. Hi mam nors, I emailed a complaint to SSS. I appreciated all your help. I just wanted to share po!
    I would like to complaint the series of event that I experienced with the SSS employee’s and staff.

    Firstly, Tuesday, May 21, 2013, I arrived at SSS Paranaque branch around 4:15 PM to inquire my wife’s records. The security approached me and said that the branch is already closed. I let them know that the office hours is from 8am-5pm, how come it is close?, And I clarified it to him and he said “Opo hanggang 5PM pa, pero up to 4PM lang ang client dahil mag i-encode na sila” Ang sabi ko po, “Inquiry lang ako Manong Guard, It has nothing to do with the changes of records, Moreover it’ll not affect their data” Then the Manong Guard insisted that “hindi talaga pwede kasi PAGOD na sila at papagalitan kami pag pinapasok kita.”

    Secondly, I called Alabang branch. After numerous rings, someone’s answer the phone, She sounds not friendly and parang ayaw niya tumulong at naiinis. She instructed us to visit SSS branch. Tinatong ko po kong maari na ako nalang mag process ng documents ng wife ko, sa kadahilanang hindi nya maiwan baby namin at anong mga requirement ang mga kailagan ko dalhin? And she rudely replied “bakit hindi ikaw ang mag alaga ng anak mo?” Sya ba magpapakain sa pamilya ko, kapag nag leave ako sa work. All I need is information/guide/requirements just in case I’m not allowed to process para hindi kami pabalik balik sa branch.

    Lastly, I’ve been trying to reach your Call Center 920-6446 to 55 and 917-7777 for a week, but no one is answering.

    As a member of SSS for almost 20 years and a responsible tax payer, I think we deserve fair and good service.

  238. Hi Marnie, I’m surprised about their answer about minimum contribution. I haven’t seen a new circular about that. It’s the OFWs that have minimum contribution, which is 520. She should just have told you that you’re capable of earning 3k a month, which warrants the 312 contribution. A 104 monthly contribution would yield a 2k maternity benefit. 312 would yield a 6k maternity benefit. But you should be able to comply with the rule on semester of contingency.

  239. Good day!But when I went to the nearest outlet here,the staff said to me the smallest remittance of SSS is 312 only,104 is only to those who are 40’s-50’s of age she didn’t accept my remittance because she said that’s the new policy of SSS so that’s why I stop paying for my SSS remittance.Is she right? I explain to her about the table of contributions and my status of income but she didn’t accept even of all my explanations.What can I do now? And one thing, if I make loans for maternity and my remittance is 104 how much I receive for my 2nd baby? My 1st baby,I received 7 thousand for normal delivery, I still working to a company. I hope you help me about this. Thank You More Power!

  240. Hi Marnie, yes, you can continue paying the minimum. The SSS guidebook says that the basis of voluntary contribution amount is the member’s declared earnings — so it means it depends on the voluntary member. If ever you change, follow the rule on change of contributions as written on the RS5 form. Be mindful also of the basis of computation of benefits: Check out this post on deciding on voluntary SSS contribution amount.

  241. Good day!I have questions about my status,I’m employed in a company since last Dec.2003(date of coverage)then now I have no job already now,just depending my income in my small sari-sari store in my house,I continue paying my SSS contributions as self-employed as 104 as the lowest rate in the table of contributions. Is this right? Can I still continue paying in this amount? I just check it in my online record and it is there my last payment was last Oct. 2012. Thank you I hope you can answer me.

  242. Hi JR, do you have paylips that show your pay and your SSS deductions, specially your first payslips? Do you have a certificate of employment or separation from them? Xerox these payslips and certificates and then write a letter to SSS requesting them to write (date of your first SSS contribution as Employed) as your Date of Coverage. Tell them your previous company is no longer existing and can no longer be found, so you can no longer get copies of your receipts. Tell them you have payslips that show your pay and SSS deductions. If the SSS officers want more documentation, they might ask you to submit a notarized Affidavit about your company and your SSS contributions.
    You said you started paying as voluntary; it should not have been. You should have started as self-employed. Voluntary kapag dati kang employed, or dating OFW or dating self-employed. Later on when your date of coverage is fixed, ask SSS how you can fix your voluntary contributions so that they will be counted.

  243. Good day! I have problems in Date of Coverage, I started paying as a Voluntary member, then work in a call center industry for bout 6 months, now I am a voluntary member I don’t have a job since I returned to college. I applied for an initial SSS ID but the SSS employee told me that I do not have DATE OF COVERAGE and go back to my previous employee (job) and get files from them. The problem is the company is no longer existing, I look at my SSS website page and my company change name and no longer existing, I want to continue my contributions as VM and needs to have my initial ID thank you … pls reply.

  244. Hi Rechelle, thanks for appreciating my response. Keep contributing so you can enjoy benefits later on.

  245. Rechelle Bustamante

    thanks for the info mam nors, when he (SSS officer) told me that according to SSS policy i have to continue paying 1,200 even though i already explained that i cant afford that amount i was a little bit disappointed. thank you so much i can finally continue my contribution.

  246. Hi Rechelle, yes, you can continue as Voluntary member since you were an Employed member before. Yes, you can contribute 500 pesos. Just declare your income on the lower portion of the RS5 form (about 5k monthly or 60k yearly for 520, and about 4500 for 468). As long as you’re sure you were registered before as Employed member, you don’t have to fill up any other document. Just use the RS5 form. Bayad Center or SSS cashier. If there’s LBC there, ask if their SSS collections are immediately remitted to SSS. Bayad Centers have direct link to the SSS system.
    After about 3 days (probable posting time), register at My.SSS so you can check your SSS account. You should see your member type as Employed to Voluntary. Check if you have a Date of Registration. It’s really frustrating that there are SSS officers who do not know basic SSS rules.

  247. Rechelle Bustamante

    hi! i was previously employed in a private company, my contribution during that time was P1,200.00 per month. I resigned from that Makati-based company two years ago and right now im a job order personnel in a government agency here in our province (no employer-employee relationship). i wanted to continue paying my SSS contribution as a self-employed individual but when i inquired, the SSS personnel told me that i have to continue my P1,200.00 contribution as voluntary member because im not qualified as a self-employed individual since i have no business or other source of income. I can’t afford that monthly contribution because my salary is only 7000/month. that snob SSS personnel told me it is according to their policy. Is there any other way they could lessen my contribution to at least P500.00/month? your answer will be a great help thanks

  248. nung buntis ho aq naghulog aq for self-employed pero mali daw un dapat gnwa q voluntary member eh dq po kc alam tas nung sunod na hulog q voluntary member na nilagay q ok lng ho ba un? tas ang last hulog q na ho is aug pa ho dq na kc naasikaso after q manganak pero like q parin hulugan ngaun eto po sss number q 3389286733 meron po aq account sa
    ung birth c. ng baby q po is d pa NSO ok lng ho ba ipasa un? at ano pa ho ang need sa mat2? salamat ho ng sobra sa pagsagot mam

  249. Hi roselyn, yes, you can still claim your maternity benefit… because you have your MAT1 stamped. Kung hindi stamped ang MAT1 before delivery date, malamang ma-reject. You have 10 years from delivery date to file your MAT2, pero siempre don’t wait that long. Baka mag-iba ang law. Make sure you submit correct documents para hindi na ma-return for correction. Are you enrolled in My.SSS? Were you employed when you delivered? Or separated from work within 6 months? What’s your member type online now?

  250. pero nakapagpasa naho ako ng mat 1 mat 2 poh ang hindi ko papo napapasa

  251. hi mam ask ko lang poh if pwede pa ho ba ko makakuha ng maternity benefits october 2012 ho ako nakapanganak?

  252. Hi Tin, stay as Voluntary until you get employed again in the private sector. Thank you for appreciating my post.

  253. Good day,

    I just want to say that your post is very informative. May I ask if I should change my status to Self-employed or retain as voluntary member? At first, employed ang SSS ko kasi I worked in a company, then I changed my status to voluntary after I ended working in that company. Now I’m a government employee but job order only and not permanent.

    Thank you..

  254. Ma’am Nors..I have a dealer I’d from Natasha . Can I used that I’d as my proof of source of income? If not where can I get those commission receipt or barangay certificate you are talking about above? How can I get affidavit of source of income? Thank you so much for your much needed information.

  255. Hi patrick, I’m puzzled about your enrollment because I think category or membership status is not asked during enrollment. Or am I missing something? If you don’t receive an email from SSS within 24 hours, call the SSS hotline during non-peak hours.
    Did your wife check Voluntary in the RS5 forms when she paid your contributions? Voluntary is your correct coverage status. Do you think these payments are already posted? Posting takes about a week if paid at SSS, Bayad Center or SM Business Center, and about a month if paid at banks without e-link to SSS. After posting, your category will be changed to Voluntary. Sorry if I miss something. Please comment again.

  256. hi sir, looks like i committed the mistake of encircling the “self-employed” one with the voluntary member when i enrolled online. though i have yet to receive an email from sss. would this result into complication? i was formerly employed with the private sector before i got a job with the govt., later my wife wanted to continue my sss payments so we paid it. when i enrolled online the it kept on denying my application stating that my category does not macth those they have on record. i assumed that i was self employed not voluntary memeber. if ever what should i do to correct the error? TIA

  257. Hi Nick, think of a source of income that you can present to SSS as self-employment so you can start being a self-employed, and so that your previous contributions will get posted properly. Your previous contributions will be posted as your contributions starting from the month you get approved as member. Example of self-employment: Earnings from sales commission, online earnings, small business such as sari-sari store. Present a notarized affidavit of source of income, or barangay certificate, or business permit, or receipts. Be ready for a visit if you write a small business, because some SSS officers investigate, such as if you really have a sari-sari store. This is the form for self-employed applicants: SSS RS-1 form

  258. Hi,
    Last year, I started paying my SSS contribution voluntarily eventhough i did not experienced any payed work because at that time i don’t know the process or even the difference between voluntary and self-employed. I just assumed that it is OK because everytime I pay the teller received my money.

    I wanted to have my SSS ID but when I processed it the SSS employee said that I don’t have any Date of Coverage because I did not experienced any payed work so I cannot be classified as a voluntary contributor.

    These are my questions: If I was able to find a work in the near future, what will happened to my previous contributions? Are there any forms to be filled-up for that or any process that I should follow?

    Thanks, I deeply appreciate your help….

  259. Hi Nash, before you paid your first contribution in 2000, did you submit an RS1 form and have it approved and stamped by SSS? If you have this, ask your family to look for it, and then have them send a xerox copy via postal mail to SSS, Self-Employed Records, Diliman, Quezon City, Philippines, with a letter from you requesting them to update your Date of Coverage.

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