Last updated on January 2nd, 2017 at 01:44 pm
Are you paying your SSS monthly contributions as a Self-Employed SSS member?
If yes, are you sure you have submitted to SSS a filled-up Self-Employed Data Record form (RS-1) together with your proof of source of income and that it was approved by SSS?
If you ARE NOT SURE, enroll in online SSS, and then check your record. Check if you have a Date of Coverage, and if the date is correct. This Date of Coverage is the date you paid your first ever contribution to SSS. To see your Date of Coverage, click Online Inquiry.
CANNOT YET ENROLL ONLINE
If you cannot yet enroll in Online SSS, or if you have seen that you DO NOT have a Date of Coverage, visit the SSS branch nearest your residence or work, and ask.
Why Is It Important to Have a Date of Coverage?
Because this is the date of the start of your SSS membership. This date is used in formulas to compute and process your claims. No date of coverage, no computation, no benefit.
This is the rule for those planning to apply as Self-Employed members: Before you contribute as Self-Employed, you first submit a filled-up Self-Employed Data Record form at the nearest SSS branch, together with your proof of source of income, and have your Self-Employed membership application approved and stamped by SSS.
Who is a Self-Employed member? How is it different from a Voluntary member?
A Self-Employed member in SSS is a member who was not previously an Employed SSS member, or was not previously OFW, Non-working Spouse, or Household Helper.
Examples are dentists, lawyers, parlor owners, electricians, farmers, fisherean, tourist guides, writers, salesmen, sari-sari store owners, and others who were not previous SSS members.
A Voluntary member is previously an Employed member. Or previously an OFW member or Self-Employed member.
What happens if you did not submit a Self-Employed Data Record form for approval and you continued paying your contributions for several months or years?
Your benefit claims will not be approved because you did not register properly, and you do not have a Date of Coverage.
A woman commented on this blog that her maternity benefit claim was rejected, even if she has been paying for several years, because SSS found out that she does not have a Date of Coverage. She admitted that she did not submit a Self-Employed Data Record.
What did SSS do?
SSS posted all her past contributions as advance payments starting from the date the error was discovered, and only after she finally filed a Self-Employed Data Record form. It was a terrible and heartbreaking discovery for this woman, as she realized the time wasted, and the maternity benefit lost.