SSS Contributions Table, Philippines

183 Responses to “SSS Contributions Table, Philippines”

1. Nors on February 9th, 2013 4:17 pm

   Hi Ester, I wish your siblings here are the ones filing the claim. I’m also not sure if you can still make the claim. It’s past 10 years, which is the prescription period for civil cases or claims. Or there could be exceptions. If you can still file a claim, you can get papers from the NSO or your local registrar or you can use notarized affidavits. I’ll try to check the prescription period. But you can ask your siblings to ask SSS.

2. jane on February 9th, 2013 8:12 pm

   hi mam good day,am paying 520 monthly to SSS. want to check online my payments. but my registration is not successful. the response is always your sbr # is not recorded in sss .. have been paying since june 2011 and up to now. my payment is before end of the month ..

3. Nors on February 10th, 2013 7:14 am

   Hi jane, how many digits are you entering for SBR no.? Should be 6 digits only. Remove some zeros or other digits. Try your SBR last Dec 2012, or the payment you’re sure is already posted. best regards

4. reigna on February 11th, 2013 8:42 am

   good day ma! want to ask po the amount of my salary deduction for my sss contribution; my salary is 18,000. am confused about the contribution table, ER and EE, then sum total contribution? please help po…am newly employed. help naman po.thanks

5. pia on February 12th, 2013 10:35 am

   gud am po! want to ask about double payment of SSS contributions. Would there be a problem? I didn’t know that my partner’s contributions are being paid by his employer. I also paid for her.

6. Nors on February 12th, 2013 5:08 pm

   Hi reigna, you’re in the 15k bracket. You will pay 500 per month. Your employer will pay 1060 and 30 for EC; total of 1090.

7. nestor on February 13th, 2013 9:07 am

   Gud Day po, am a seaman who’s been here on vacation for 5 months, as I don’t yet have an assignment. I’ve been an SSS member for more than 4 years. want to apply for a loan, but I’m not sure because my company stopped paying my contributions, as I’m on vacation. What should I do to be able to apply for a loan? tnx

8. Nors on February 13th, 2013 6:41 pm

   Hi nestor, you can apply for a SSS loan if you have paid at least 6 months of the last 12 months. Have you enrolled in online SSS? Enroll and then apply for a loan online. The online system will tell you if you’re eligible for a loan or not. You need to ask for the SSS no. of your agency because you need it to enroll.

9. Nors on February 13th, 2013 10:16 pm

   Hi pia, if the total for each month does not exceed 1560 pesos, then there would be no problem. I think SSS will just combine the 2 payments as one payment; I’m just not sure about the posting. Enroll in Online SSS so you can see how SSS will post your payments. Look in the actual premiums table and in the voluntary premiums table.

10. Jonar Gurrobat on February 13th, 2013 11:10 pm

    Gud pm, want to ask why the processing of my aunt’s lump sum is taking too long. My aunt is now sick; she had a stroke. We need the lump sum to buy medicines

11. Nors on February 14th, 2013 7:59 am

    Hi Jonar, SSS processing really takes time. You write to your congressman or senator to pressure SSS.

12. kaye on February 14th, 2013 9:20 am

    hi want to ask if I start paying as voluntary member and pay at the bank. Is there anything else I need to do after paying?

13. Nors on February 14th, 2013 1:49 pm

    Hi Kaye, I suggest you pay at Bayad Center or SM Business center or SSS cashier, so your payment gets posted faster. Enroll in Online SSS, so you can track your payments. Just keep your receipt.

14. Moises on February 14th, 2013 2:18 pm

    How long will it take for SSS to evaluate a newly filed Salary loan?

15. Nors on February 14th, 2013 5:06 pm

    Hi Moises, the time varies. Maybe 1 to 2 weeks. Employed members get their check faster because their messengers get the check from the branch. A friend filed an education loan on Feb 1 in Alabang. The next day, on Feb 2, she saw on her online account that her application was encoded in Makati, approved, with the check already generated. Yesterday, Feb 13, she received her loan check from the postman via registered mail.

16. anj on February 14th, 2013 5:25 pm

    Hi po just wanna ask if it’s really required that I submit a certificate of separation and certificate of non-advancement of maternity benefits from my employer? was AWOL from work last month and now my employer refuses to give me these certificates.. I am 6 months pregnant and im filling maternity notification. thanks

17. Nors on February 14th, 2013 6:15 pm

    Hi anj, on the SSS guidebook, it says that you need to submit those 2 certificates if you give birth within 6 months from date of separation. But based on those who have commented here, the SSS requires these even if the gap is more than 6 months already. They require those certs usually if childbirth is within 12 months. You need also Signature Specimen Card from them. You can file your maternity notification even without those papers yet.

18. tj on February 15th, 2013 2:55 pm

    hi! as a contractual employee, had 6 payments with my employer in 2007.after that i no longer paid my contributions.i am now 1 month pregnant and due to give birth on october. can I start paying jan so I can claim my maternity benefits? thanks

19. Nors on February 15th, 2013 4:24 pm

    Hi tj, are you sure your employer remitted your SSS payments? Because you need to be sure you can pay as Voluntary. If not sure, you go to SSS with your ID and verify. If you have contributions posted in 2007, then you can continue paying. Just use RS5 form. Pay Jan to June. SSS will look at these 6 months for computing your benefits. Submit MAT1 after your payment has been posted. Enroll in online SSS.
    You can comment here again if your employer in 2007 did not pay your contributions

20. Cristina Fernandez on February 16th, 2013 10:34 pm

    Gud PM po Mam Nors, Meron lang po sana akong itanong, kasi po 1 month na lang po ay makaka 120 hulog na po ako sa SSS, ako po ay 64 years old na po.Tanong ko lang po ang mga kailangan ihanda mga papeles or documents na kailangan ko pong ihanda para po makakuha po ako nang Pension Monthly. Self Employed lang po ako mula pa po nung umpisa nang hulog ko..Marami pong salamat..

21. Nors on February 17th, 2013 1:54 am

    Hi Cristina, here’s the list of requirements: http://sssphilippinesnotes.blogspot.com/2013/02/SSS-retirement-benefit-self-employed.html If you don’t have yet your SSS ID, here’s a list of Metro Mla and Rizal branches where you can apply for your ID: http://sssphilippinesnotes.blogspot.com/2012/06/sss-branches-with-sss-id-enrollment.html

22. Lhot on February 18th, 2013 10:25 am

    ..hi..how can i check my aunties contribution..
    2011 p last contribution nya.. tumigil sya kc she didnt know if her contribution really remitted..
    please help.. s online kc d aq mkapsok..

23. Lhot on February 18th, 2013 10:29 am

    ..another question po..
    My friend wants to remit to SSS as self employed.. He already have SSS #, but he never remit since then..
    ano po mga keilangan..?
    salamat

24. Nors on February 18th, 2013 11:42 am

    Hi Lhot, 2 ways to check your aunt’s contributions: 1. go to the nearest SSS branch with your IDs and your aunt’s IDs and authorization letter and verify
    2. pay one contribution as voluntary, wait for about 3 days for it to be posted, then enroll in online SSS using your new SBR no. and check your contributions.

25. Mae on February 18th, 2013 1:01 pm

    Hi Ms. Nors!

    My tita started her SSS contributions on a later time and she’ll be 65 soon. She has only 40+ monthly contributions.
    Will she be able to have a monthly pension or just a lump sum?

    Thanks!

26. lulu on February 18th, 2013 1:53 pm

    hi good pm i just want to ask may way ba na makakakuha ako ng sss mat benefits kahit na awol ako sa last employer ko kasi kneed daw ng coe ? and can anyone have the same situation? pano po ginawa nyo, sayang naman po kasi yun benefits…

    thanks.. a lot.

27. Nors on February 18th, 2013 3:03 pm

    Hi Lhot, here’s the process: http://sssphilippinesnotes.blogspot.com/2013/02/how-to-be-self-employed-sss-member.html

28. Jo on February 18th, 2013 3:36 pm

    hi, Im currently working abroad and I’m paying my sss contributions as OFW. My contract will end in 2 months time, how will I change the status from OFW to Voluntary or Self-Employed?

    Thank you.

29. Nors on February 18th, 2013 7:26 pm

    Hi Mae, your aunt will receive a lump sum, which is equal to her total contributions plus interests.

30. Nors on February 18th, 2013 8:00 pm

    Hi lulu, there’s one who asked that question recently. She’s also on awol and her employer refused to give her papers. I don’t know if they will accept your documents if they’re not complete. It’s not COE…it’s certification of separation from employment and certification that they did not advance your maternity benefit, plus signature specimen card. These are required if your delivery date is within 6 months of separation from employment. But oftentimes, even if the time gap is already one year, the SSS officers require these papers.

31. Nors on February 18th, 2013 9:19 pm

    Hi Jo, you will continue as Voluntary. Just pay using the RS5 form and Check Voluntary. Did you start as OFW? Did you submit before an OW1 form? Are you enrolled in online SSS? Can you see your Date of Coverage there?

32. rachel on February 19th, 2013 8:05 pm

    hi po, just want to inquire on how can i have a break down of my loan payment. my previous company is deducting me for my loan but unfortunately the company shut down, now im working with my new company and they are asking me to provide the break down on my loan payments. thank you.

33. Nors on February 19th, 2013 9:20 pm

    Hi rachel, enroll in online SSS so you can see your posted loan payments and print a copy. Use your former employer’s SSS no. If you don’t have it, try your new employer’s SSS no. (only if your new company has already remitted one or more contributions for you). If you cannot yet enroll online, you go to the nearest SSS and ask for a copy of your loan payments.

34. Lhot on February 20th, 2013 3:51 pm

    ..hi..
    i paid for my aunt’s sss contribution to bayad center but the cashier told me that the sss# is invalid…
    what i need to do..?
    how can i update her sss#.?
    the cashier told me to update first before the payment.
    thank you

35. Myra on February 20th, 2013 4:29 pm

    Hi

    How to claim medical benefits for OFW, i had operation for a cyst and been admitted to hosp for 3 days. How to claim for it? and the documents needed?
    Thanks

    Myra

36. Nors on February 20th, 2013 8:08 pm

    Hi Lhot, ask your aunt to check her SSS no. Do you have a previous RS5 receipt so you can check? Bayad Center’s system is linked with the SSS payment system; that’s why they can check immediately the nos. If you’re sure about the no., try another Bayad Center; there might just be a glitch in the system. Is this your aunt’s first payment? She needs to verify at an SSS branch.

37. ALMAR MANALESE on February 20th, 2013 9:18 pm

    My question is in regards with my father pension which is until now we never have response it’s almost two years now since we filed for the application and submitted all the required documents, my father is 64 years old now. Thank you very much

38. ALMAR MANALESE on February 20th, 2013 9:21 pm

    i am a voluntary member, how can i access or where can i access my profile member and contribution?
    thank you very much

39. Nors on February 20th, 2013 9:56 pm

    Hi Myra, I think it’s more practical to file with Philhealth than SSS because for SSS pays only 90% of your average daily rate (based on your SSS salary credit) times the no. of days in confinement. Besides, SSS covers only hospitalization for at least 4 days. SSS requires documents to be authenticated by the consulate and needs English translation. I don’t know if the document costs are worth it.
    For Philhealth refund, here are the documents: http://www.healthphilippines.net/2012/03/how-to-claim-philhealth-benefit-for-overseas-hospitalization/
    http://sssphilippinesnotes.blogspot.com/2012/08/documents-needed-to-claim-sss-sickness.html

40. Nors on February 20th, 2013 11:35 pm

    Hi Almar, enroll in online SSS, so you can check your SSS data. Find your recent payment receipt and get 6 digits from the SBR no. or OTC no. http://sssphilippinesnotes.blogspot.com/2013/02/how-to-enroll-in-online-sss.html

41. Nors on February 20th, 2013 11:39 pm

    Hi Almar, I’m puzzled that your father doesn’t have yet his pension. Go to the nearest SSS branch with your IDs, your father’s ID, and authorization letter authorizing you to make inquiries about his pension, and ask. Do you have a claim stub? or acknowledgment receipt?

42. ALMAR MANALESE on February 22nd, 2013 4:36 am

    Yes Mrs. Nors, it’s almost two years now this coming june since we filed my father pension with SSS but until to this moment i am writing this note we never receive any response from them except fo the promise from them that we have to wait…we can wait but until when that is the question?
    Thank you very much for your ASAP response…

43. Nors on February 22nd, 2013 6:54 am

    Hi Almar, I’m puzzled because the pensioners I know waited for only a few months. Have you gone to your branch to inquire again? 2 years is not acceptable. Ask if you need to submit additional documents. Was your father employed before? Do you know his employer’s SSS no.? So you can enroll in online SSS, and so you can check your father’s SSS data.

44. ALMAR MANALESE on February 24th, 2013 9:06 am

    YES mrs. nors, this june 2012 its already two years since we completed our father application for his pension for SSS but until now he never receive any response from the SSS office. My sister is very consistent in doing follow ups with our father application and complies with all the necessary documents but still no answer from them, she will try again this monday to follow up my dad application.

45. Fredie on February 25th, 2013 6:06 pm

    hi po, just want to ask po if meron pa po ba akong ma ke-claim na death benefit for my father who is my primary beneficiary who passed away last June 2012. My sister and my mother was able to get already a death and burial benefit from my father’s own SSS contribution. Ano po ba yung pinagbabasehan nilang last 36 contributions if ever po na may ke-claim pa ako for my father’s death benefit.

    Maraming salamat po.

    Fredie

46. Nors on February 26th, 2013 12:50 am

    Hi Fredie, you can qualify for pension from your father’s SSS membership only if you’re younger than 21 and if your father has paid at least 36 monthly contributions. Or are you asking if you can claim a benefit because you’re an SSS member and your father is your SSS beneficiary? If this is what you meant, sorry, there’s no benefit arising from beneficiary to member — should be member to beneficiary.

47. ALMAR MANALESE on February 27th, 2013 10:02 am

    mrs. nors my sister paid our sss contribution yesterday 27 feb. and asked her to ask for the sbr number, the teller informed her that sbr number is on the receipt. my sister gave me the sbr number but it contain with one letter and 14 numbers but when i entered into the application online form it says that sbr number is not on the sss system record may problema ba sa mga number inilgay ko? please help at huwag ka sanang mag sawa sa akin mga katanungan sa iyo. nag follow up na rin ang sis ko tungkol sa pension application nang father namin and hoping magkaroon na nang clarification this time…thanks

48. Nors on February 27th, 2013 2:10 pm

    Hi Almar, enter only 6 digits. Remove zeros and some digits. And wait for the payment to be posted. Where did your sister pay? Posting is faster if paid at SSS, or SM Business Center or Bayad Center — about 2 to 3 days. If paid at a bank, posting takes a longer time. Thanks too for commenting again. As long as I have time and I know the answer, I enjoy responding.

49. MTV on February 27th, 2013 4:44 pm

    halo working pinoy! Im a voluntary member. Can I double (or triple) my payment (Php1560 x 2) per month? Thank you

50. Nors on February 27th, 2013 6:44 pm

    Hi MTV, sorry, no, you can’t pay 1560 x 2, because the maximum monthly contribution amount is 1560. If you’re an OFW, enroll in SSS Flexi-Fund so the additional 1560 will be credited to Flexi-Fund. If you’re not OFW, you can put your extra funds to Pag-ibig 2: http://www.workingpinoy.com/2011/12/saving-money-modified-pag-ibig-ii-higher-earnings/ SSS flexi-fund: http://www.workingpinoy.com/2013/02/sss-flexi-fund-pag-ibig-mp2-investment/

51. Toysport on March 2nd, 2013 2:42 pm

    Hello, I’m currently locally employed and been q member of SSS for the past 15years+. If I will resign to the company for an overseas work (permanent with renewable work permit), what should I do to continue being a member of SSS? Is there a payment option for yearly? Thanks.

52. Piningarci on March 2nd, 2013 6:18 pm

    Hi Maam! I got my first job this month and I will receive the minimum wage every month, plus 30.00 e-cola and I always work overtime and they will pay for it 66.00 per hour. My question is how will SSS deduct on my monthly salary? Will it just be on my basic salary alone? Or i-sum up po lahat ng yon (e-cola, O.T., monthly salary), saka palang nila icompute ang contribution ko monthly? THANKS A LOT!

53. Nors on March 2nd, 2013 11:14 pm

    Hi Toysport, yes, you can continue as OFW or voluntary. Yes, you can pay a year in advance. One advantage of continuing as OFW is you can also save in SSS Flexi-Fund http://www.workingpinoy.com/2013/02/sss-flexi-fund-pag-ibig-mp2-investment/ Fill up the OW1 form and submit together with a copy of your work permit. You can open an account at a Bancnet-member bank so you can pay via bancnet online
    http://sssphilippinesnotes.blogspot.com/2012/12/pay-sss-contributions-online-via-bancnet.html

54. Nors on March 2nd, 2013 11:25 pm

    Hi Piningarci, all your income will be considered (cola, ot, salary, etc). Some firms deduct at the end of the month. Other firms deduct some amount every 15th and then deduct the rest of the contribution every 30th or 31st.

55. emem on March 3rd, 2013 1:26 pm

    gud afternoon, may i ask what other accredited PNB bank where can i encash my maternity check. Thank you

56. Nors on March 4th, 2013 5:04 am

    Hi emem, usually you can encash your check only at the PNB branch written on your check. But you can ask the nearest PNB branch if they can encash your check.

57. anne on March 4th, 2013 11:30 am

    hi mam, i would want to inquire how can i apply my loao if i would pay as volountary payor. ive been payng my sss since 2004 but ive just resigned from work last october 2012 and havent paid my sss cntribtion till that time but i would pay my cntributions now. i would also want to know since i am unemployed now how much will i be paying for my monthly sss contribution? and requirements in applyng for loan and how to change my status as volountary payor. thank you mam.

58. Nors on March 4th, 2013 2:57 pm

    Hi anne, your status will be changed to voluntary after your first voluntary payment is posted. Pay your contribution using the RS5 form. This form is available at SSS cashier, Bayad Center or SM Business Center and some Robinsons Malls. Check Voluntary in the form. When this is posted, you will see in your online account that your status have changed from Employed to Voluntary.
    How much? http://sssphilippinesnotes.blogspot.com/2012/11/sss-contributions-for-voluntary-members.html
    Enroll online — http://sssphilippinesnotes.blogspot.com/2013/02/how-to-enroll-in-online-sss.html
    Before applying for a loan, make sure that you have paid 6 of the past 12 months, and that your status has changed to Voluntary. You can apply for a loan in your online SSS; it even tells you if you are qualified.

59. rose on March 6th, 2013 1:56 pm

    hi maam gud day!
    i just want to ask something regarding my maternity benefit. i paid oct. – dec 2012 monthly salary of 5,000. then jan – mar 2013 monthly salary of 6,000 lastly april – june 2013 monthly salary of 7,000. my expected date of delivery will be on june 10, 2013 i just want to know how much will be i receiving as my benefit if there is.

    thank you so much.
    Godbless…

60. rose on March 6th, 2013 2:17 pm

    maam additional question… what will i enter in online as receipt no. if the ref.# appear in RS-5 is B02020909880097. and everytime i entered this number the sss online system is not accepting this ref. #. i’m quite confused. thanks again.

61. Nors on March 6th, 2013 10:35 pm

    Hi Rose, enter 6 digits only. Try entering 229988 or 998897. Hope it works.

62. Nors on March 6th, 2013 10:41 pm

    Hi Rose, if your due is June, then your semester of contingency is Jan to June 2013, and the 12-month period that SSS will consider is Jan to Dec 2012. You only have 3 months paid in 2012. I wish you had 6 months paid. So, 5k+5k+5k = 15k , then 15k / 180 days = 83.33. For normal delivery, 83.33 x 60 = 5k For CS, 83.33 x 78 = 6500

63. Maricel G. Gramatica on March 8th, 2013 9:46 pm

    good evening po ma’am tatanong ko lang po sana about sa concern ng tita ko.pinamember nya po kasi asawa nya sa sss yong pinakamababang contribution po kinuha nya sinabi nya daw po s sss na quarterly pag huhulog nya kaso po wala daw po nkalagay sa reciept nya kung kilan sya mag huhulog kung quarterly o monthly.pano po ba gagawin don?
    sana po masagot nyo simple tanong ko..

    marami salamat po.

64. Nash Sambas on March 9th, 2013 4:08 am

    Good afternoon po. Member po ako ng SSS since 2000 with a self employed in category. Ngayon dito na po ako sa abroad at last September 2011 lng po ang first contribution payment ko simula naging miyembro ako ng 2000, at ang category ko naging OCW ngayon. Ngayon ang tanong ko po; nung tsinek ko online ang profile ko, wala po ako Date Of Coverage infact I have a copy of RS1 approved and stamped by the SSS branch office. Ano po ang gagawin ko para magkakaroon ako ng Date Of Coverage? Pls advise me. Thank you.

65. Nors on March 9th, 2013 9:04 am

    Hi Maricel, your aunt can pay her husband’s SSS monthly or quarterly and can change from monthly to quarterly or from quarterly to monthly anytime, as long as she pays before deadline. The deadline depends on the last digit of the SSS number. Here are the deadlines: http://www.workingpinoy.com/2012/02/sss-payment-deadlines-sss-contributions/

66. Ester on March 9th, 2013 10:19 pm

    Just want to clarify this. I was employed 1987-2005 around 18 yrs. Since then di na ko naghulog. May nabasa ko sa isang site na once na tinigil mo yung contribution mo mababalewala lahat ng hinulog mo. Kaya dapat ituloy ang payment ng contribution. Unfair naman po kasi yun. Pls clarify kung talagang policy ito ng sss.

67. Piningarci on March 10th, 2013 8:12 am

    Hello po again Madam! Good morning! My salary would be 14500 every month, I just want to know kung magkanu ang magiging hatian ng aming employer. And how to check my contributions online, wala po kasi akong time mon-fri ako, 7am to 7pm. Thank you ulit!

68. Nors on March 10th, 2013 1:35 pm

    Hi Ester, what you’ve read is not entirely correct. I hope the writer was talking only about maternity, sickness, or loan programs, because these programs require that you’re updated in your contributions at least during the past year to be able to be eligible for these short-term benefits.
    But for pension and death benefits, every member who has paid something will benefit, even if they have stopped for a long time. The benefits will just differ depending on the no. of years and the amounts of contributions.

69. Nors on March 10th, 2013 10:09 pm

    Hi Piningarci, you will pay every month 483.30. Your employer will pay 1034.70. Total of 1518. Enroll online so you can check your contributions online. http://www.workingpinoy.com/2013/02/reasons-enroll-online-sss/ http://sssphilippinesnotes.blogspot.com/2013/02/how-to-enroll-in-online-sss.html

70. faye on March 11th, 2013 10:42 am

    Ma’am good day!
    Just want to ask Pwede po ba n magbayad ng amount na kaya lng namin bayaran? Kasi medyo mahal po ung contribution 1560 a month po
    Medyo mabigat kasi ang babayaran voluntary member kasi ako.for example I’ll just pay 500 quarterly?

71. Engilberta Casquejo on March 11th, 2013 10:48 am

    Hi SSS,

    I would like to know the status of my ID application because it’s already 17 months now from the date of application and it is not yet delivered to the assigned address.

    Thank you for your assistance.

72. Nors on March 11th, 2013 2:20 pm

    Hi faye, yes, you should pay only what you can afford to pay. Choose between 104, 156 or 208 a month. That would be 312, 468 or 624 per quarter. Were you an employed member before? Or did you register as self-employed before?

73. Nors on March 11th, 2013 2:22 pm

    Hi Engilberta, call SSS, at odd hours so you can go through easily: http://sssphilippinesnotes.blogspot.com/2012/07/sss-phone-no-or-sss-hotline-is-now-16.html

74. Joan on March 11th, 2013 2:49 pm

    Good day po. Inquire ko lang po if may form po kayo ng authorization letter para ma claim ng magulang ung lum sum ng namatay ng anak na isa-sign ng asawa. If meron sang site po pede madownload. Thanks

75. Cheng on March 11th, 2013 2:53 pm

    Hi, good afternoon ! I just want to know if it is allowed to pay for RS-5 for the whole year. I am paying Php936 per quarter.

76. carissa on March 11th, 2013 9:30 pm

    Hi,
    I have some questions regarding SSS and Pagibig.I resigned last September 2012 from my previous company.

    1. How can I change my status as voluntary member because I don’t have plans of working and continue my online business.
    2. Can I pay my loan balance in full so I can apply for a renewal once I change my status as as voluntary member? I don’t have contributions for SSS (6 months) and Pagibig (1 year).
    3. My husband didn’t work for almost 4 years but he said that he only lacks 3 months for SSS and 2 months for Pagibig contributions when he was working so he can apply for a loan.What does he need to do as voluntary member and can he pay the remaining months so he can avail the loan?

    Thank you very much!!! I’ll be expecting your response. God bless !!!

77. Nors on March 12th, 2013 6:45 am

    Hi Joan, where’s the wife of the deceased? I don’t think authorization letter is enough. If SSS allows this waiver of right to claim, it would be a notarized document with words like “I, __, legal age, residing…husband of deceased ___, waive my right to claim all the SSS benefits of my husband __ in favor of the parents of my husband, namely ___ … because….” But I’m not sure if SSS allows this. You need to go to SSS and ask first before they spend for the documents.
    About the funeral benefit: The parents can claim the funeral benefits, even without the signature of the wife, as long as the funeral receipts are in their names.

78. Nors on March 12th, 2013 6:55 am

    Hi Cheng, yes, it’s allowed. But I suggest you pay in advance 2 quarters only. This is to avoid underpayment in case SSS increases the premiums. Just put your extra money into your savings.

79. Nors on March 12th, 2013 9:38 am

    Hi carissa, for SSS, shifting from Employed to Voluntary is easier than with Pag-ibig. For SSS, just pay using RS5 form; check Voluntary. After posting, your status will be changed from Employed to Voluntary. You enroll in online SSS so you can check your records and check your loan eligibility: http://sssphilippinesnotes.blogspot.com/2013/02/how-to-enroll-in-online-sss.html Yes, you can pay your balance in full as voluntary using ML1 form. Write your name, your SSS no. and address on the form. LEAVE BLANK employer ID no. For SSS, both you and your husband must have paid at least 6 of the past 12 months before you can loan. For Pag-ibig, you need to go to your Pag-ibig branch, and apply to become Voluntary. Bring IDs, certificate of separation (in case they ask) and Pag-ibig MID. How to get your Pag-ibig MID: http://pag-ibigphilippines.blogspot.com/2012/12/how-to-get-your-pag-ibig-mid-no.html

80. dexter on March 12th, 2013 2:50 pm

    Ms Nors, Last day ko na po sa work sa March 26 2013, gusto ko rin sana mag avail ng 2nd loan, pero sa april pa yung pang 72 contribution ko. paano po ba ang gagawin ko. kasi ang sabi sa akin, bayaran ko na lang daw yung pang april na contribution sa 1st week ng april. tapos mag loan ako ng 2nd week. pwede po ba yun? ang magiging status ko na, voluntary. pero by 2nd week of april, may bago na din ako work.

81. Nors on March 12th, 2013 4:27 pm

    Hi dexter, the advice given to you is viable. And yes, once you pay as voluntary (RS5 form; check Voluntary), your status will become voluntary, and if you do this, apply for the loan as voluntary. You’ll get the check thru registered mail.
    If you wait and loan thru your new employer, you’ll get the check thru your HR, and usually faster. Make sure that if you pay as voluntary, your voluntary payment plus your total payment under your new employer for the month of April will not exceed 1560.

82. janine on March 12th, 2013 10:27 pm

    helow po,my sss#na po ako,,E-1..yun lng po ang hawak ko hndi pa po ako nka pg remit..gsto ko po sanang mka pg remit..im an OFW..panu po ba yun?anu po ba ang dapat kong gawin?san po ako pwedeng mka pg remit?..tanx po..godbless..

83. Dhee on March 13th, 2013 12:13 am

    Good day po… Tanong ko lang po ung SSS contribution as I signed a contract on a company base here in makati and I was informed that they will deduct 15% on my salary for my contribution. My salary will be in USD and I’m under the impression that there is a table for maximum contribution. Please enlighten me regarding the correct calculation. Thanks!

84. Nors on March 13th, 2013 1:00 pm

    Hi janine, before remitting, you must first register as OFW. This is important, so you will get a Date of Coverage. With your IDs and E1, you can visit the SSS desk at the Philippine Overseas Labor Office, Villa 152 Blk 6, Nouman Bin Basher St. cor Damascus Rd. Faiha, Phone: (+965) 6589-8699 email: eribaljun@yahoo.com, and register. You can also download this form, print it and send it to SSS QC (look for address in the form) and wait for an email from SSS (may take a long time). https://sites.google.com/site/informationphilippines/sss-forms/overseas-worker-record To pay your contributions, look for IRemit, Ventaja or Skyfreight or BDO Remit partners that accept SSS payments.

85. Nors on March 13th, 2013 2:28 pm

    Hi Dhee, yes, there’s a table for SSS contribution. I’m surprised by that figure, 15%! That’s about 1/6 of your salary! They need to use the SSS table. If they prefer to use %, the correct % for employee share is 3.33% of monthly salary credit, and there’s a maximum — 15k. 3.33% of 15k = 500 pesos. Employer share is 7.07%. 7.07% of 15k is 1060. Employers also pay EC, which is 30 pesos for 15k.

86. Mae on March 14th, 2013 4:25 pm

    Good day po.. Tanung ko lang po kng anung pwede naming gawin kasi po 59 going 60 this may na ang nanay ko 40 mos lang po ang contribution nya sa sss.. Pwede po ba naming bayaran yung kulang nun pra po maka kuha sya ng pension.. Anu po kya ang pwede naming gawin, tnx and godbless po…

87. jeason on March 14th, 2013 8:49 pm

    sir panO kung may SSS number kana tapos gusto mo tranfers by sef-employed pwde ba yun kasi mali binigay skin na form E-1 binigay..kasi wla po aqo work nagtitinda lang ako ng saging at fishball sa gabi…ndi pa naman aqo nagbayad..kya nag search ako kung panu mag bayad by self-employed..sana may sumagot

88. jeason on March 14th, 2013 8:54 pm

    pwde rin ba mag loan ang isang self-employed sir/maam..at mkakakuha rin ba ng SSS ID kahit self-employed ka basta monthly ka nagbabayad..please sana may somagot

89. Nors on March 15th, 2013 9:13 am

    Hi Mae, your mother needs 120 paid months to be eligible for pension. Your mother lacks 80 months. That’s almost 7 years more. Sad to say, you cannot pay for the past years. If you like, you can continue to pay her premium until she’s 67. Or she can choose to get her lump sum (total premiums plus interest). God bless din.

90. Nors on March 15th, 2013 9:35 am

    Hi jeason, yes, you can apply for an SSS ID after your first payment has been posted. Yes, you can apply for a salary loan as self-employed after you have paid 36 contributions. This is how to apply as self-employed: http://sssphilippinesnotes.blogspot.com/2013/02/how-to-be-self-employed-sss-member.html Before you get an affidavit of source of income, go first to your SSS branch and ask if affidavit of source of income and barangay certification are enough for registering as self-employed. Hope you can register. If you’re successful, I hope you can comment again and share about what you did…so you can help others.

91. angee on March 15th, 2013 2:31 pm

    Hi Ms Nors, I am an OFW and 5 months pregnant po, due ko po sa JULY 19, may contribution po ako sa SSS whole 2013, 520 per month, makakaavail po ba ako ng mat benefits? and pede ko pa ba hulugan ung oct to dec 2012 ko khit nauna ko na bayaran ang 2013 ng mas malaki para un ang i-include nila sa 6 months computation? para mas malaki makuha ko?

92. Nors on March 15th, 2013 9:46 pm

    Hi angee, I think I’ve just answered a similar question in another post. Sorry you can no longer pay for 2012. Last January, puede pa sanang bayaran ang Oct to Dec. But it’s already March, hindi na puede. Kung the same year sana, puede pa, kasi for OFWs, they can pay any month of the year during the current year. You can ask others too. Yes, you can qualify for maternity benefit; submit your MAT1 BEFORE delivery. take care

93. vina on March 17th, 2013 7:05 pm

    Where can i find my sbr number? I cant register online. Thanks

94. vina on March 17th, 2013 7:06 pm

    Sbr or otc so i can register online. Im an ofw. Thanks

95. Nors on March 17th, 2013 9:58 pm

    Hi vina, you can find it in your RS5 receipt. If you don’t have an RS5 receipt, try entering 6 zeros. If the system does not accept, ask your family in the Phil to pay your next contribution using RS5 form, so they can give you the SBR no. They can pay at Bayad Center or SM Business Center

96. novy on March 18th, 2013 10:48 am

    hello po!,di ko sinasadya na na doble po ung hulog ko sa buwan nato anu pong mangyayari?,and gusto ko po sana n taasan ung hulog ko as self employed pati n rin ung sa father ko n voluntary po sya ngaun tapos po gusto nya po mag-transfer as OFW nasa saudi po sya ngaun, meron po bng requirements n kelangan?,

97. Nors on March 18th, 2013 3:12 pm

    Hi novy, I answered your questions here: http://www.workingpinoy.com/2012/02/sss-payment-deadlines-sss-contributions/

98. Ester on March 19th, 2013 5:27 pm

    Hi! I will undergo the removal of my ovary due to myoma. Is there any benefit that i can get since I have paid 18 years of contribution but my last payment was way back Oct 2005 pa. I am 47 year old only. And also my cousin got operated in gall bladder but her contribution was 2008 for 12 years. Same question is there any benefits that we are entitled of? Thanks

99. Nors on March 19th, 2013 10:16 pm

    Hi Ester, I’m not sure now if one’s condition after myoma surgery or after gall bladder surgery can still qualify as disability. I know someone some years ago who underwent hysterectomy and was able to get a partial disability pension for 18 months. You and your cousin can try filing. Or call SSS 24-hour Mon to Fri hotline 920-6446 to 55

100. aivy on March 20th, 2013 10:21 am

     helo po, last 2005 i paid 5 months contributions sa sss as employed, then 2009 i paid 3 months as a volunter member, then this year 2013 i paid 6 months from jan-june, question is, can i still avail the maternity benefits? due date ko will be july 2013. thanks.!

101. Nors on March 20th, 2013 2:38 pm

     Hi aivy, if your due is July, yes, you can avail. But you will get only half of your benefit because only 3 monthly payments will be considered – Jan Feb Mar. File your MAT1 asap. http://www.philippinesqa.com/2012/03/what-is-semester-of-contingency-in-sss.html

102. dexter on March 21st, 2013 9:43 am

     ms nors, is it possible for me to pay my 2009 contribution for the month of oct, nov, dec. i was unemployed that time. my total contribution as of now is 70. i want to apply for the 2nd loan. and i can’t wait for the month of may to file for 2nd loan. thank you,more powers.

103. Nors on March 21st, 2013 10:15 pm

     Hi dexter, sorry, you can no longer pay for 2009. You mean you want the 2-month loan? yes, you need 2 more contributions, and pay them earlier so they get posted early… so that by May, they’re already posted.

104. Lene on March 22nd, 2013 4:05 am

     Hi mam..pwede mag bayad ng advance for 1 yr..Self employed ang sa akin…thank you..

105. Lene on March 23rd, 2013 3:09 am

     Hi mam.. Can i pay One year advance for My SSS. Self employed…Thank you.

106. Rowena Garcia on March 23rd, 2013 8:02 pm

     Hi maam. 5 taon na po nasa abroad ang asawa ko, gusto niya pong maghulog hindi niya lang po maasikaso. Gusto niya po ako ang magbayad, pwede po ba iyon?

107. Nors on March 24th, 2013 1:28 am

     Hi Lene, yes, you can, specially if you’re abroad and you want to save on the remittance fees. But if you’re here in the Philippines, I think 6 months in advance is the better one. The only major concern about advance payments is possible increase in premiums.
     You’re self-employed — just want to ask if you registered as self-employed and your application was approved.

108. Nors on March 24th, 2013 3:15 am

     Hi Rowena, is your husband already a paying member before? If already a paying member, yes, you can pay for him using RS5 form. And then ask him to enroll in online SSS so he can track his SSS. http://sssphilippinesnotes.blogspot.com/2013/02/how-to-enroll-in-online-sss.html If not yet, he needs to register first by applying at the SSS desk of the Philippine consulate where he is. Or he can download and print the OW1 form, fill it and then send to SSS QC (address on the form) https://sites.google.com/site/informationphilippines/sss-forms/overseas-worker-record and wait for SSS email (may take time).

109. Rowena Garcia on March 24th, 2013 10:06 am

     thanks!!

110. sharlene molino on March 27th, 2013 9:32 am

     Hi SSS,
     I would like to know the status of my ID application because it’s already 8 months now from the date of application and it is not yet delivered to the assigned address.
     Thank you for your assistance.

111. Nors on March 28th, 2013 11:19 am

     Hi sharlene, do you have an online SSS account? What does it say about your ID? Click Member Info, then SSS ID — you can see if your ID is already generated. I thought SSS has already improved its ID processing. http://sssphilippinesnotes.blogspot.com/2013/02/how-to-enroll-in-online-sss.html

112. Ching on March 31st, 2013 7:54 pm

     Hi po..graduate na po ako ng 4-Year course pero gusto ko pong kumuha ng adtl units for education through a certification program in USeP (Obrero,Dvo City). The program actually is good for a year only. Can I avail the educational loan assistance po ng sss? If so pano po un? Shud I apply before the sem starts? Or pg papatapos n ang sem? Kasi nbsa q sa req na kelangan ng billing from the school..And gaano po ba ito katagal iprocess? Salamat po in advance.

113. Nors on March 31st, 2013 11:03 pm

     Hi Ching, I’m not sure because your certificate program is only for 1 year. The loan rules specify a degree course or a vocational/technical course of at least 2 years. Look at the application form, and see how you can fill it out, knowing that it will take you only 1 year: https://sites.google.com/site/informationphilippines/sss-forms/educational-loan-forms I suggest you go to SSS and ask. If okay, you can apply at the start of the sem using assessment of fees; loan approval to check delivery takes about 3 weeks to a month.

114. christian on April 1st, 2013 3:48 pm

     Hi gud afternoon. I think my previous employer mistakenly remitted my sss contribution in a wrong sss number (i think they used my philhealth#). i worked there for 2 years and a month. How can i transfer all my contributions to the correct sss number? Thanks in advance.

115. Nors on April 1st, 2013 5:46 pm

     Hi christian, it is not you who can correct the error; it should be your previous employer, because they’re the ones who remitted the payments. They’re the ones who have the receipt and the collection list. I suggest you print a copy of your online SSS contributions record (“Contributions — Actual Premiums”), showing that you don’t have contributions posted during the years you worked with your previous employer, and then go to this employer, and ask them to correct the error. Write 2 copies of your request and have them sign your copy, to prove that they have received your request and so that they will do their best to correct the error. Do you still have copies of some of your paylips? Check your SSS no. there if it’s correct — to show your previous employer that you gave your SSS no. correctly. Hope you can share later on how your problem was finally solved.

116. leslie on April 2nd, 2013 5:07 pm

     gud day ask ko lang yung father ko meron pa sa di bayad na loan, nagclose yung company na pinagtrabahuhan nya nung inaplay nya yung loan na un.malapit na sya mag 120 contribution and he’s already 59 yrs old. makakapag pension ba sya kahit meron pang existing unpaid loan?

117. christian on April 2nd, 2013 6:43 pm

     Thanks for a quick response. Actually i notice that the SSS number listed on my payslip is the same to my PhilHealth number. Thanks again for your advise, I’ll keep you posted once the issue is resolve.

118. Nors on April 2nd, 2013 8:59 pm

     Hi leslie, yes, as long as your father has 120 contributions before his semester of retirement, he can get his pension. But his first monthly pensions will be used to pay his loan, and only after the loan is paid in full that he will start to receive his monthly pension. The 13th-month pension in December is not used for loan payment, so he will get this. I hope you have enrolled your father in online SSS, so you can track his records.

119. leslie on April 2nd, 2013 11:05 pm

     nagloan yung father ko sa sss nung 1978 pero biglang nagclosed yung company pinagtatrabahuhan nya. what happened to his loan? until now existing pa rin ba yung loan nya sa sss or automatic paid na yun dahil nagclose yung company?

120. leslie on April 2nd, 2013 11:11 pm

     pag naka 120 contribution na pag dating ng 60 yrs old, voluntary member pwede na bang mag applyng pension?

121. Nors on April 3rd, 2013 3:37 am

     Hi Christian, thanks too and I hope you resolve this soon.

122. Nors on April 3rd, 2013 4:23 am

     Hi leslie, did your father receive the loan? Was he able to pay his loan in full? If there’s a loan balance, he should pay it, because his loan balance will be deducted from his pension or lump sum when he retires. If that loan was in 1978, that’s about 35 years ago, the interests would have grown so big — your father should go to SSS and inquire. Or you can inquire in his behalf; bring his ID, your IDs and an authorization letter.

123. Nors on April 3rd, 2013 4:27 am

     Hi leslie, yes, as long as his SSS membership is valid, meaning before he became voluntary, he was previously an employed member, or OFW or self-employed.

124. levi on April 3rd, 2013 7:44 pm

     hi im an ofw here in saudi, my father paid my sss contribution for the 1st quarter of 2103 last march 26, 2013 at SM business center. I checked my online account for SSS and up until now my contribution still not yet posted. How long will it takes to be posted? Is my status automatically changed to OFW as soon as they recieved my contribution?

125. Nors on April 3rd, 2013 8:04 pm

     Hi levi, it should take only 3 to 5 business days. There could be an overload of payments to be posted because of the Holy Week, so it might take more days this time. If your father checked Overseas Worker in the RS form, your status might be automatically changed to OFW. But if the system does not change the status, you might need to send a filled-out OW1 to SSS by postal mail — OFW Form

126. levi on April 4th, 2013 1:08 am

     Hi Ma’am thank you for your response, incase my status didn’t changed to OFW do they accept filled OW1 thru email? I’ll just scan my filled OW1 form.

127. Nors on April 4th, 2013 7:55 am

     Hi levi, yes, based on the instructions on the OW1 form, you can email member_relations@sss.gov.ph. I suggest you write OFW Registration as Subject. best regards.

128. Odette on April 6th, 2013 5:03 pm

     Good day po! Tanong ko lang po ang dapat gawin kasi yung contribution ko dati ay for non working spouse then hindi ko na po nahulugan. Ngayon po, kailangan ko po dahil may possible work po ako at requirement yung SSS. Inibigay ko po ba sa employer ko ang SSS number ko at paano po yung magiging contribution since maeemploy po ako? Salamat po.

     Odette

129. Nors on April 6th, 2013 10:42 pm

     Hi Odette, your employer will deduct your contribution from your monthly salary, and then will remit your payment together with the employer share to SSS. Once these payments are posted by SSS, your member status will be automatically changed to Employed. Later on, you can enroll in My.SSS so you can track your records: How to enroll in online SSS

130. Love on April 7th, 2013 12:48 pm

     Hi Ms Nors, I’d like to inquire on how can I avail for my maternity benefit. I’m living abroad,currently 4 months pregnant and due date is September this year. How can I file or claim it while I’m here. I am eligible and also tried to calculate the possible amount that I could avail. I’ve read somewhere that you can claim it up to 10 years upon giving birth. The details are vague and I need some clarifications and help. Thank you in advance for your reply. Godbless..

131. Nors on April 7th, 2013 6:16 pm

     Hi Love, yes, you can file your maternity claim within 10 years, but you need to have your maternity notification submitted and stamped BEFORE giving birth. This SSS-stamped MAT1 is one of the documents required when filing the claim. Or you can file your maternity notification through your online SSS account. Print the acknowledgment page. If you haven’t enrolled online yet, These are the steps You can file your claim through your representative, using your authorization letter, or your SPA, with copies of your IDs. I’ll give the link to the required documents later. After your claim is processed for about 6 to 8 weeks, the check will be delivered to the Philippine address you wrote in the claim, so you need to have a bank account here where your family can deposit the check. God bless too.
     Here’s the list: Documents required for maternity claim

132. Elson on April 9th, 2013 3:33 pm

     My cousin is the one who is paying for my SSS contribution as a self-employed. since 2009 but suddenly when i verified my contributions just this year 2013 I have no contributions at all. Until i Found out that the SSS number was different. the SS number that she remitting for my SSS contribution for 4 years was her number. I would like to request for transfer contribution to my correct SSS number? Please give me a sample Letter of transfer contribution. Please help me.

133. Nors on April 9th, 2013 8:17 pm

     Hi Elson, was it only the SSS no. that was wrong? Did she write your name and address in all the RS5 forms? Can she give you these RS5 forms for all the 4 years that she paid? Did she sign the RS5 forms in her name? I need to know the answers before I can write a sample letter.

134. Emman on April 10th, 2013 4:17 pm

     Hello moderator, my wife got pregnant last Sept 2012. She already applied for SSS maternity benefits. She leave her company last Nov 2012 and I believe that she had have 32 months of contribution in SSS. We’re just curious if it is possible that to make a payment for the months that she failed to pay (Dec-Present) so that we can attain the 36 months contribution (minimum req for salary loan) and apply for Salary loan as a non working spouse. many thanks

135. Nors on April 10th, 2013 11:21 pm

     Hi Emman, she can continue contributing as Voluntary, and not as a non-working spouse, since she was an Employed member before. After her payment is posted, her status will change to Voluntary. For this April, she can pay for Jan to Mar 2013, if it’s not yet her payment deadline. http://www.workingpinoy.com/2012/02/sss-payment-deadlines-sss-contributions/ Sorry, she can no longer pay for Dec 2012.

136. Tons on April 11th, 2013 12:12 am

     Hi!I just want to ask if i can pay also P1,560 monthly contribution as Voluntary SSS member starting this March 2013, same amount when i was Employed member last Feb 2013?
     Thank you!

137. Nors on April 11th, 2013 6:24 am

     Hi Tons, yes, you can continue to pay the maximum as a voluntary member.
     If the time comes that you like to reduce it, reduce it by 2 brackets at a time, or declare your earnings so you can reduce it abruptly.

138. Elson on April 11th, 2013 7:17 am

     Hi norris. Yes only the ss number was wrong. but the names and addresses of all rs5 forms were under my name. She gave me all rs5 forms from 2010 until this year only. She missed all rs5 forms of my 2009 contributions.

139. Lhai on April 11th, 2013 7:08 pm

     Hi Nors, my Dad is 60 years old and he’s only a farmer. I believe that he have had 17 years of contribution in SSS. In his time (1980′s) he borrowed a calamity loan and salary loan in SSS but he failed to pay it due to financial crisis until he need to apply for a pension as a senior citizen. We knew about the late loan interest. We went to SSS branch in Marinduque (april 2012) and some of your colleague in helpdesk informed my dad that he can apply for a condonation program which is he don’t need to pay the interest but he need to pay the exact amount of the loan. Your colleague advised my dad that they will deduct the loan in his lump sum. We agreed with the process but it’s so disappointing because my dad received his lump sum (500 php) and they took the loan and the interest as well. My dad supposed to receive a lump sum for the amount of 30 thousand Php to support his medicine,food,daily needs or to establish a small business but unfortunately, because of the big interest we lost everything. We went again to sss and they advised to apply again for a condonation program to reimburse the interest. I’m hopeless regarding with this. This is actually my dad’s compensation for his 17 years of hard work. Hope sir/ma’am you can advise me about this. Many thanks

140. Nors on April 12th, 2013 5:51 am

     Hi Lhai, it’s so sad to come to know about your father’s case. Sad to say too that there were others who commented here whose benefits were wiped out by their loans left unpaid for over many years.
     By the way, I’m not an employee of SSS; I’m a blogger that writes about SSS.
     I don’t know what the SSS officers in Marinduque told you, but I think they should have explained to you all your options back in April 2012, when the loan condonation program was still on-going. You said they told you can apply for loan condonation? Even if it’s past Sep 2012, which was the deadline for that condonation program? If it’s okay, then analyze if it’s worth it for you. You will still be required to pay off the loan, with 50% of the penalties removed. You can go back to SSS and ask what happens if you return the 500 pesos, apply for the condonation, so that 50% of the penalties are removed and that your father’s pension will be used to pay off the loan. You said your father contributed for 17 years, so he deserves a pension. But the question is — this option is not okay if your father’s pension is low. For example, if your father’s monthly pension is 1,200; it will take about 20 months to pay off a 24k loan (if the 30k loan is, for example only, reduced to 24k). I’m sorry that SSS does not cancel loans. What I can say is that you write well and you have the ability to rise above present challenges to be able to earn money or continue earning money and help your father. best regards

141. Nors on April 12th, 2013 1:08 pm

     Hi Elson, here’s a sample letter. Just modify it to suit more closely your situation. Sample Letter to SSS for correction I put it in another blog of ours, so we can use it for others who ask a similar question.

142. Donna on April 13th, 2013 8:28 am

     Hi. my last contribution was on Feb 2013. went awol on the same month. I am now with a new employer but my sss is still with my old company. can i still avail of the salary loan?

143. Nors on April 13th, 2013 9:54 pm

     Hi Donna, yes, you can, as long as you already have 36 or more monthly contributions. Are you enrolled in My.SSS so you can check your loan eligibility? Ask your new employer if you can apply for an SSS loan through them so your loan check will be delivered faster.

144. Jane on April 14th, 2013 8:40 am

     hi maam, kasali ba na magpepension yong three years lang na nakapaghulog ng monthly contribution?

145. Nors on April 14th, 2013 9:57 am

     Hi Jane, sorry, no. You must accumulate at least 120 monthly contributions to have pension at age 60 or older.

146. Bettina on April 15th, 2013 3:26 am

     Hi mam,

     I just wanted to find out pano po ba mag-deduct ang SSS?kasi im planning to file for a re-loan since naka-half na po ako nung first loan ko,kaya lang when i logged in to my SSS online,kung ano po ung balance ko nung last month e ganon pa rin po ngayon,dapat po below 7,500 na sya kasi yun po yung lumalabas na balance sa payslip ko pero sa SSS ko po e above 8k pa din.hindi po tuloy ako makapag-reloan.

147. Love on April 15th, 2013 4:10 am

     Hi again Ms. Nors,

     I’m done filing my maternity notification through online. I was able to get a transaction number with status online – accepted. Now, it means that all I have to do is print the acknowledgement page which serves as my MAT1 right? And whenever I’m ready to claim my reimbursement I’ll just submit it together with my MAT2 form and documents. I just want to make sure I’m doing the right thing about MAT1 before I give birth. Thank you.

148. Nors on April 16th, 2013 1:21 am

     Hi Love, yes, you’re right. Obviously, you’ve been researching well. And apply for an SSS ID if you don’t have yet an SSS ID, so you can show the ID application stub later on together with your other photo IDs, if they ask for your SSS ID.

149. Nors on April 16th, 2013 1:28 am

     Hi Bettina, wait for your recent loan payments to get posted to your records. Companies usually submit the collection list quarterly, so posting for employees’ contributions and payments get delayed. Some SSS-collecting banks also have schedules in remitting collections to the SSS.

150. Sheryle de leon on April 16th, 2013 12:03 pm

     Hi mam,
     Im an ofw and my father got my loan check. Is he eligible to in cash it on my behalf since im currently out of the country? Thank you

151. Josephine Resurreccion on April 16th, 2013 4:39 pm

     Hi Mam,

     OFW po ako, ask ko lang po kung pwede pa akong magbayad ng Jan-Dec 2012 contribution? Thank you

152. Nors on April 17th, 2013 8:13 am

     Hi Sheryle, sorry, your father cannot encash your check because it is in your name. He should deposit it in your bank account. If you don’t have a bank account, check if they’re offering Kabayan account opening at CBN London here http://www.workingpinoy.com/2012/09/bdo-remittance-partners-in-italy/ If it’s not expensive to have a SPA there, then this could also work, but ask your father to ask the bank if they accept SPA and what items should be written on the SPA.

153. Nors on April 17th, 2013 9:20 am

     Hi Josephine, sorry, you can no longer pay for the past year. The deadline for OFWs and other members in paying for the 4th quarter of 2012 was Jan 2013. For OFWs, they can pay any month or months of the year anytime, pero dapat during the current year. For example, December 2013 na, pede pang bayaran ang Jan 2013 to Dec 2013.

154. Josephine Resurreccion on April 17th, 2013 1:28 pm

     Thank you Ms. Nors for replying my concerned.

155. haydee on April 18th, 2013 1:12 pm

     im haydee gusto ko lang po malaman kung pwede pong mag file ng educational loan ang mister ko at ano po ang mga requirments thank you

156. Nors on April 19th, 2013 1:23 am

     Hi haydee, yes, if your husband has paid at least 12 monthly contributions, with one contribution paid in the past 3 months. Here are the rules:
     http://www.workingpinoy.com/2013/02/sss-educational-loan/

157. Marie on April 19th, 2013 7:33 pm

     Hi Ms. Nors, I will finish to pay my fist salary loan in Oct 2013. I have a monthly deduction from my employer regarding with this loan. In Oct, I will have a total of 62 months of contribution. Can I apply immediately for a second loan or else shall i need to wait until i will have a 72 months of contribution to get a 2 month salary loan? Many thanks

158. Nors on April 20th, 2013 11:38 am

     Hi Marie, yes, you can renew your loan, even now, since you’re past half of the loan term and half of the principal. But as you said, you’ll get only a 1-month loan, and the old loan balance will be deducted from the new loan proceeds. If you have no immediate need of a loan, I suggest you wait for that time you accumulate 72 posted contributions, so you can loan a 2-month loan. If you need money for tuition, you can check this if you’re qualified — SSS Educational Loan

159. nanette jalla on April 22nd, 2013 7:06 pm

     hi good afternoon…im a voluntary member of sss since 2008..my monthly contribution is 104 and sometimes 156 monthly. I’d like to file for a loan since its my first time to apply. how much will i get for my first loan? thank you…

160. whena838 on April 22nd, 2013 7:57 pm

     hi, i am paying 364 monthly,gusto ko po pataasin ang aking contribution what is the right amount po.. kc po may nabasa ako na 2 step lng po ang dapat na increase..I am a voluntary member po.

161. Nors on April 23rd, 2013 10:48 pm

     Hi nanette, your loan amount is the average of your last 12 monthly salary credits. You add your last 12 salary credits and then divide by 12. You can loan only a 1-month loan because you don’t have yet 72 contributions. Your loan amount is between 1k and 1500 pesos.

162. Nors on April 23rd, 2013 11:04 pm

     Hi whena838, yes, you can pay 468 this month, and then 572 in May, then 676 in June and so on. You can increase from 364 by more than 2 salary brackets immediately by filling out the Declaration of Earnings in the lower portion of the RS5 form.

163. Emman on April 27th, 2013 1:36 am

     Hi Mam Nors. I just applied for a second salary loan. But when I checked my loan status online, it says “null”? I believe null means void or invalid. I believe that I passed all the requirements and I’m eligible for the loan. Please help.

164. Nors on April 27th, 2013 6:38 am

     Hi Emman, did you apply online? Or did you apply over the counter? I think in this case, Null means None. I think your loan application has not yet reached the database input process. Maybe there are thousands of applications these days. Check again from time to time. I think if your application is rejected, the response should be Denied because…. Hope your loan gets approved asap.

165. gina b.tan on April 27th, 2013 4:25 pm

     gud pm po,nasa u.s. p ang kumare ko at gusto nya ituloy ang paghuhulog sa sss,kya lng ponawala n ungcard nya?pano po kya gagawin ko?tnx po

166. Nors on April 27th, 2013 9:31 pm

     Hi gina, your friend can continue paying even without her card, as long as she knows her SSS no. Was your friend employed before? If yes, you can just pay at Bayad Center, SSS cashier or SM Business Center using the RS5 form, available at these centers, and check Voluntary. If she forgot her SSS no., she should write an authorization letter including her birth date, place of birth, Philippine address, and names of parents, and include a scan of her ID, so you can inquire at SSS in her behalf. Bring your IDs too. After paying, she can enroll in online SSS to track her records. Enroll in My.SSS

167. april on May 8th, 2013 12:09 am

     hi po.. im currently on my 7th week of pregnancy and is due on dec 2013.. patulong Lang po ko pag.compute ng maternity benefits ko come after my delivery. so far po july -dec 2013 may contributions nmn po ako as i was employed that time but unfortunately d po ko nakapagbayac voluntarily for jan-mar2013 but i plan on paying for april-dec2013.. please enlighten me lng po.. will the amount of contribution affect the amount i will be getting as my maternity benefit? please pm me po..thank you..am so confused lng po talaga..thanx

168. abby on May 8th, 2013 9:40 am

     hi! i am confused how come i am only eligible for a 14k loan when i have already paid, 56 contributions. i am still employed. though as per history, my company has yet remitted my contributions for MARCH and APRIL.
     please see details below of the details as reflected in my sss online account.
     per contributions history:
     (A) Total Number of Contributions Displayed 53
     (B) Total Number of Contributions not Displayed 0
     Total Number of Contributions Posted (A) + (B) 53
     Total Amount of Contributions 80,496.00
     per eligibility:
     Total Number of Posted Contributions 53
     Available Loans
     Salary Loan
     Loanable Month 1
     Average 12 Monthly Salary Credit 14,000.00
     (A) Loanable Amount 14,000.00
     (less) (B) Previous Loan Balances 0.00
     (less) (C) Service Fee (1% of (A) Loanable Amount) 140.00
     Loan Proceeds (A) – (B) – (C) 13,860.00
     now, im wondering how come i can only avail the 14K? when i have contributed more than 36months already with no previous loan availment. i was expecting around 30K…
     hope you can enlighten me po. thanks! =)

169. raex on May 8th, 2013 11:56 am

     good day!

     need ko po sana help nyo. newly hired lang po ang friend ko sa isang surveying firm at sa field siya at project-based lang po. AYaw po sana niyang magpakaltas ng sss, philhealth at pag-ibig kasi mababawasan lang ang sahod niya. puwede po ba yun? gagawa na lang ng waiver para hindi rin magkaproblema ang employer nya?

     thank you po.

170. arvin Adrada on May 11th, 2013 1:10 am

     mam ask ko lang po nakalagaay po sa loan status ko is null what is the meaming of that po ba? rejected po yung loan ko pero may stub po ko at may tatak na recieved na. 2nd question po paano po if nagresgin ako tapos may loan pa ako utang automaticaaly ba na sa next emplyer ko ma deduct nila yun or need ko pa sila advise thanks.

171. Nors on May 11th, 2013 3:42 pm

     Hi arvin, I think your loan application was not yet encoded, so your online account says Null. If it was rejected, it should say “Denied because …..” Check from time to time. About your question regarding resigning with existing SSS loan, the SSS rule is for the employer to deduct all the SSS loan balance from the last salaries of the resigning employee.

172. mica on May 11th, 2013 11:39 pm

     Good day Ms. Nors, I just would like to ask if I can still pay yung month wala akong contribution, which is April 2013.

     Here’s what happened:

     I’ve been voluntarily paying my contribution every month since last year because I stopped working.

     Last April 2013, I asked my sister to pay my April 2013 contribution sa Bayad Center. May mga form na kasi ako sa bahay so, she just submitted it to the payment center. I clearly indicated sa form na for April 2013 yun payment. Hindi ko din po kasi nacheck that month yun contribution ko sa sss online, kaya hindi ko agad nakita na walang napost ng april.

     Then yesterday, I asked again my sister to pay for my May 2013 contribution naman. Sabi sa kanya ng tiga Bayad Center, bayad na daw yun contribution ko for May, so hindi na puwede dun iapply, for June nalang daw inapply. So ang pinagawa sa kanya nun tiga bayad center, pinapalitan sa kanya yun form na finill-up ko na, and pinagawang for June 2013 contribution.

     I immediately checked sa sss online pagdating ng sister ko. And dun nga nakita ko, blank yun conribution ko for April 2013, pero may nakapost for May 2013,which is yun dapat yun binayad ko for April (na tama naman kasi chineck ko ulit kanina yun form ko na binyaran nun april, april 2013 yun inindicate ko na month).

     Sorry if this is too long Ms. Nors, ayaw ko sana magka-gap yun contributions ko, but because of the error sa pagpost ng tiga bayad center, nagka-gap tuloy, nawala yun contribution ko for April.

     Puwede ko pa kaya yun bayaran para complete yun contributions ko?

     Thanks po for your time

173. Nors on May 12th, 2013 6:52 am

     Hi Mica, what’s the last digit of your SSS no.? If it is not 1 or 2, you can still pay on or before the 15th (if your last digit is 3 or 4) and later for other last digits. Yes, some Bayad Center tellers do not know the deadlines, or they do not apply the word “month following the applicable month”. Or maybe they got different instructions from SSS or from their bosses. Try to pay at SM Business Center; they might be better there. Or if you have a Bancnet account, you can pay via bancnetonline.com

174. mica on May 12th, 2013 4:25 pm

     thanks ms nors, yes my sss number ends in # 5, will try to go to SM on tuesday:)

175. Nors on May 14th, 2013 12:29 pm

     Hi raex, sorry I missed this question. It’s my first time to encounter this question. I suggest you advise your friend to give in to the deductions. It might hurt your friend’s final earnings, but later on, he will appreciate the deductions. These deductions are important for future uses and benefits. He should consider them as his savings. Why will he refuse the counterpart contributions from his employer? Sayang naman. Additional benefits nga itong mga ito.

176. Lyn on May 15th, 2013 4:54 pm

     Hi, I’m a voluntary SSS member and have been paying PHP520/month. I wanted to increase my contribution. Is it true that I can only jump 2 brackets at a time? If yes, how long should I maintaned the new amount to be able to jump to the next 2 brackets? Thanks in advance.

177. Nors on May 15th, 2013 6:37 pm

     Hi Lyn, yes, without updating anything on your records, you can jump up by only 2 brackets at a time. But you can jump up immediately by as many brackets as you want by filling up and signing the Declaration of Earnings in the lower portion of the RS5 form; make sure your earnings fall within the bracket or contribution amount you want.
     If you don’t want to fill up the Declaration of Earnings portion, you can increase by 2 brackets from month to month — 520 last month, 624 this May, 728 in June, 832 in July and so on. Source of info that we can increase monthly: page 21 and 22 of the SSS Guidebook 2010 Web Site Edition

178. Jovan1013 on May 16th, 2013 9:06 pm

     hello mam ,i wasnt paid my contribution as a voluntary member of my sss yesterday, month of may 15th and my last digit number is 3,but i already paid the month of april 15th,what should i do to pay my late payments for this may 15th mam?is there any answer that my payments can be paid for quarterly for (april, may and june 15th,so that i can coupe up my contribution of my reamaining 2 months (may and june )to pay for quarterly?can u give me some advice for this mam or for the late payments is it havaing a penalty ?.thanks

179. Nors on May 16th, 2013 10:34 pm

     Hi Jovan1013, you are not yet late in paying for the month of May. You can still pay for May. Your deadline is the 15th of the FOLLOWING month. For May, your deadline is April 15. But you can pay for May within this month so you won’t forget.

180. Katherine on May 17th, 2013 11:11 pm

     Hello! First, good job on this informative page. I hope you can help me with my question.

     This is the situation. I resigned from my work last March 2013 so I decided to pay voluntarily for April and May. Unfortunately I missed the monthly deadline but I found that I can make quarterly payments. I was planning to pay for April – June. But now that I have work, my new company will be making contributions for me starting June.

     There lies the question, I will be making a voluntary contribution for June (just to complete the quarterly payment) and my company will also start making contributions. How will this situation affect my SSS?

     Hope to hear from you! Thanks!

181. Nors on May 18th, 2013 7:35 am

     Hi Katherine, for your prospective double payment in June, it will be okay if the total of the 2 contributions does not exceed the maximum monthly contribution, which is 1560. For example, 728 and 780 = 1508 is okay. But I’m guessing your salary credit is high, so I suggest you do not pay for June. For May, you still have time to pay as Voluntary, and even for April, if your last digit is 5 to 9 or 0. Pay at SSS, or PNB or bancnetonline.com because some Bayad Centers, I’ve heard, do not apply the deadline phrase “of the following month”. I don’t know yet about SM Business Centers if they’re applying the real deadlines. Thanks also for appreciating my post.

182. Katherine on May 19th, 2013 9:06 am

     Thank you for the fast reply!

     You are correct that my salary credit is at the max already. So for June if I pay even the minimum it will still exceed 1560.

     The last digit of my SSS is 4 so my deadline for April already passed. For you suggestion to pay only April and May, I may fill out April and May on my RS-5 and let my employer do the contributions for June. I will just check with some bayad centers and banks if they will accept my payments.

     Did I summarize it correctly?

     Thank you once again! Your site is a big help!

183. Nors on May 19th, 2013 11:19 pm

     Hi Katherine, yes, you got it perfectly. I just have some reservations about April’s payment. If a bank accepts it but SSS will consider it late and post it forward, then your April and May payments become payments for May and June. What I’m sure about is you’re still on time for May’s payment. Thanks again for your appreciation. You write very well, best regards

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