Philhealth Contribution — 2,400 Pesos a Year, Okay Ba sa Inyo?

philhealth-contributionOkay lang ba sa inyo ang pagtaas ng monthly Philhealth contribution or Philhealth premium for Individually Paying members from 1,200 to 2,400 pesos a year and for OFW members from 900 to 2,400 pesos a year?


At magsisimula na ito next year, 2012, kung walang wave of opposition from the public and from government authorities higher than Philhealth.

Sa inilabas na Circular No. 22 s-2011 noong December 16, signed by Philhealth President and CEO Eduardo P. Banzon, ang annual Philhealth contributions ng lahat ng klase ng Philhealth members ay tataas effective next year, with certain increases effective January 2012, and others effective July 2012 and January 2013.

Sa Individually Paying Member, tataas ang annual Philhealth contribution from 1,200 to 2,400 pesos.

Sa OFW member, tataas from 900 to 2,400 pesos.

Sa Self-Employed Professionals with a family income of more than 25,000 pesos a month, tataas din from 2,400 pesos to 3,600 pesos a year (pero na-declare na ito sa isang circular last 2010.)

Sa Sponsored Members, premiums to be paid by sponsors, such as DSWD and LGUs, will also increase to 2,400 pesos.

Pero nagbigay sila ng pampadulas or a way to smooth the transition to higher rates — 1,200 pesos a year pa rin kung bayaran mo agad yong 1,200 pesos for 2012 or 2,400 pesos for 2012 and 2013 within January to June 2012.

Sa Employed Members, mag-increase from 2.5% to 3% of monthly salary base, at effective ito January 2013. Ang lowest monthly premium ay 210 pesos (105 from employee, 105 from employer) at ang highest ay 1,500 pesos (750 pesos from employee and 750 pesos from employer). The lowest salary base is 7K pesos and the highest salary base is 50K pesos. An employee earning 15,000 pesos a month would pay 225 pesos a month and his/her employer would pay 225 pesos a month.

Sa Lifetime Members, wala itong effect kasi libre na sila for the rest of their lives. Available itong Lifetime membership sa lahat ng Philhealth members na 60 years old and above at nakapagbayad ng at least 120 monthly Philhealth contributions (kasama ang monthly premiums noong Medicare pa).

Philip C. Tubeza reported on Inquirer.net on December 21 that migrant rights groups including the Blas F. Ople Center, Kabalikat ng Migranteng Pilipino, Kalahi-Advocate for Overseas Filipinos and Filipino Migrant Workers’ Group are protesting the imposition of the Philhealth contribution increase without public consultations and that Philhealth has scheduled a meeting with the OFW advocates.

Paano kaya tayo na Individually Paying Members? Sinong advocates natin? Tayo-tayo rin. Mag-comment tayo sa OWP-Philhealth sa Facebook at sa comment sections ng news articles about Philhealth sa Inquirer.net, philstar.com, gmanetwork.com/news, abs-cbnnews.com at iba pang news networks.

Updated: March 7, 2012 — 9:22 am

6 Comments

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  1. Hi! With regards to SSS, if I have less than 10 years or 120 months of contributions, you mean I don’t qualify for pension? And what I get is lump sum? What about death/burial benefits? Thank you.

  2. Hi Mae, yes, if you contributed less than 120 monthly contributions, you don’t qualify for pension. You get a lump sum instead; this is equal to total contributions plus interests earned. If death occurs BEFORE you get your lump sum, your beneficiary will get burial and death benefits. Your primary beneficiary will qualify for pension if you’ve paid at least 36 monthly contributions.

  3. Hi Maam, is this effective already? So sa 210, hati kami ng employer ko right meaning ang mababawas lang sa sweldo ko ay 105?.. Sorry I’m just new to this stuff. Under agency pa ako, hindi po ako direct. At ang benifits ko lang na makukuha ay SSS, PHILHEALTH AT PAGIBIG.

  4. pwedi bang mag apply ng philhealth ang kapatid ko ná tricycle driver ano ano ang mga kailangan sa pag apply??

  5. Hi may, yes, kelangan lang ng proof ng pagiging tricycle driver niya. If he has no SSS no. yet, then he gets his no. first by filling up E1 form and present his birth or baptismal certificate (orig and xerox). Pag meron nang no., he fills up RS1 form (Self-employed) and present his driver’s license, barangay certification that he’s deriving his income from working as a tricycle driver, or tricycle driver’s association certification, or tricycle’s OR and CR if he owns the tricycle. Merong SSS officer na strict at maghahanap pa ng ibang proof of source of income, pero meron namang iba na okay na yang mga sinabi ko.

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