Pag-ibig Fund — How to Claim Death Benefits

Updated February 10, 2015

You can claim death benefits from Pag-ibig Fund only if you’re a legal heir or beneficiary of a Pag-ibig member who has died.

However, you can file a claim if you’re an authorized representative with a Special Power of Attorney (SPA), or a member’s court-appointed administrator or executor.

Pag-ibig death benefits consist of only two:

1. Provident Benefit. The amount of this is equal to the member’s Total Accumulated Values (TAV). TAV is the total of the following:

– all contributions made by the member
– all contributions made by the member’s employers for the member
– all dividends credited by Pag-ibig to the member’s account

Note: Salary loan balances or due housing loan amortizations will be deducted from the TAV.

2. Death benefit. The amount of this benefit is 6,000 pesos. This benefit is less than 6,000 if the TAV total and membership status at the time of death is less than 6,000 pesos.

List of primary legal heirs or beneficiaries:

– Spouse (wife or husband)
– Children, whether legitimate, illegitimate, or legally adopted
– Parents of member

List of secondary legal heirs or beneficiaries:

– Grandparents of member (father’s side and mother’s side)
– Brothers and sisters of member
– Nephews and nieces of member
– Other nearest relatives

Note: For the distribution or sharing of benefits, the intestate succession rules contained in the New Family Code is followed.



1. Application for Provident Benefits (APB) Claim  (Pag-ibig form)
2. Death Certificate of Pag-ibig member, issued by NSO
3. Notarized Proof of Surviving Legal Heirs  (Pag-ibig form)
4. Notarized Affidavit of Guardianship  (Pag-ibig form)
(if children are 18 years old and younger, or physically/mentally handicapped children)
5. Birth certificates of all children, issued by NSO, if the member has children

6. Marriage certificate, issued by NSO if member is married
7. Birth certificate of member, if claimants are the parents, or if the member has no children

8. Birth certificates of siblings, if the member has no children and parents are already deceased
9. Certificate of No Marriage (CENOMAR), issued by NSO, if member is single
10. Two valid ID cards of claimant
11. Other documents required by Pag-ibig Fund upon filing of claim (Funeral receipt may be required)

Valid IDs:
Driver’s license
Voter’s ID
Postal ID
Company ID
GSIS e-Card
Seaman’s ID.

You can download the required Pag-ibig claim forms here: PAG-IBIG FORMS



File your Provident benefit claim at the Pag-ibig Fund branch where the Pag-ibig member or employer has remitted the most or latest contributions. If the member had multiple employers, check if the member’s contributions are already consolidated in the branch where you are filing.

If the legal heirs or beneficiaries are unable to file the Pag-ibig Fund Death Benefit themselves, the claim can be filed by their authorized representative, their appointed court administrator or executor.

Any authorized representative is required to present a Special Power of Attorney (SPA) (Use Pag-ibig Fund SPA Form FCP014), his or her valid IDs, and the valid IDs of the member and beneficiaries.


Add a Comment
  1. good day merly po namatay po yung anak ko last january this year the problem was meron siyang housing loan bu t delinquent for almost 5 years. since then na for closure ko na po ung housing loan ng anak ko last march this year. my main problem right now was i filed his provident claim or burial a month over for exact october 13,2016 they said processing period takes 3 to 4 weeks . but until now … hindi pa narerelease and burial check ng anak ko. what would be the possible problem of this ? hundred times na akong nag follow up still negative

  2. good day im merly my son passed away last january this year and it happened that he had a housing loan but i noticed that this was delingquent for 5 years and for these instance na i for closure ko na po ung housing ng anak ko last march this year. and recently i filed his provident claim or burial last october 13 this year its exactly a month ago … still check yet.. thousand follow up ive done… im asking now . what would be the possible problem for this case.

  3. Hi merly, wait na lang siguro ng several days pa or a few weeks, kasi malimit hindi naman nila natutupad yong 3 weeks or 1 month na processing, based on comments on our blogs. Aside from that, most likely mas maraming tables ang dadaanan ng claim kapag ganyan na merong housing loan and foreclosure, meaning dadaan pa sa legal department. I hope you get your check soon. Buti nga ngayon, ibinibigay na yong Provident benefits kahit delinquent yong housing loan; dati hindi, nafo-forfeit yong Provident benefits, kasi ibinabayad doon sa housing loan.

  4. Hello po! Ask ko lang po. Yung lolo ko po kasi ay matagal ng member sa Pag ibig. Last year ay namatay po kasi sya. Ask ko lang po if meron po sya ma cclaim na money from Pag ibig, and magkano po. Thankyou!

  5. Idulog nyu na po sa Aksyon Agad ng Pangulong Duterte by calling 8888 Direct Hotline ng Pangulobg Duterte Action Agad at ng mabigyan ng leksyon yang mga tamad at hipocritong mfa empleyado on public service.

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