Pag-ibig Fund — How to Claim Death Benefits

Updated February 10, 2015

You can claim death benefits from Pag-ibig Fund only if you’re a legal heir or beneficiary of a Pag-ibig member who has died.

However, you can file a claim if you’re an authorized representative with a Special Power of Attorney (SPA), or a member’s court-appointed administrator or executor.

Pag-ibig death benefits consist of only two:

1. Provident Benefit. The amount of this is equal to the member’s Total Accumulated Values (TAV). TAV is the total of the following:

– all contributions made by the member
– all contributions made by the member’s employers for the member
– all dividends credited by Pag-ibig to the member’s account

Note: Salary loan balances or due housing loan amortizations will be deducted from the TAV.

2. Death benefit. The amount of this benefit is 6,000 pesos. This benefit is less than 6,000 if the TAV total and membership status at the time of death is less than 6,000 pesos.

List of primary legal heirs or beneficiaries:

– Spouse (wife or husband)
– Children, whether legitimate, illegitimate, or legally adopted
– Parents of member

List of secondary legal heirs or beneficiaries:

– Grandparents of member (father’s side and mother’s side)
– Brothers and sisters of member
– Nephews and nieces of member
– Other nearest relatives

Note: For the distribution or sharing of benefits, the intestate succession rules contained in the New Family Code is followed.



1. Application for Provident Benefits (APB) Claim (Pag-ibig form)
2. Death Certificate of Pag-ibig member, issued by NSO
3. Notarized Proof of Surviving Legal Heirs (Pag-ibig form)
4. Notarized Affidavit of Guardianship
(if children are 18 years old and younger, or physically/mentally handicapped children)
5. Birth certificates of all children, issued by NSO, if the member has children

6. Marriage certificate, issued by NSO if member is married
7. Birth certificate of member, if claimants are the parents, or if the member has no children

8. Birth certificates of siblings, if the member has no children and parents are already deceased
9. Certificate of No Marriage (CENOMAR), issued by NSO, if member is single
10. Two valid ID cards of claimant
11. Other documents required by Pag-ibig Fund upon filing of claim (Funeral receipt may be required)

Valid IDs:
Driver’s license
Voter’s ID
Postal ID
Company ID
GSIS e-Card
Seaman’s ID.

You can download the required Pag-ibig claim forms here: PAG-IBIG FORMS



File your Provident benefit claim at the Pag-ibig Fund branch where the Pag-ibig member or employer has remitted the most or latest contributions. If the member had multiple employers, check if the member’s contributions are already consolidated in the branch where you are filing.

If the legal heirs or beneficiaries are unable to file the Pag-ibig Fund Death Benefit themselves, the claim can be filed by their authorized representative, their appointed court administrator or executor.

Any authorized representative is required to present a Special Power of Attorney (SPA) (Use Pag-ibig Fund SPA Form FCP014), his or her valid IDs, and the valid IDs of the member and beneficiaries.


Add a Comment
  1. Hi Lori, Pag-ibig’s records are not centralized. Members’ records are kept at branches where their employers remitted payments, usually branches nearest where the employers are located. So you go to Pag-ibig branches near where your husband worked and ask. Bring your ID, marriage certificate and your husband’s death certificate.

  2. My husband died 2010 he retired 2006. He received retirement benefits from PAG IBIG the same year, will he be entitled for death benefits? In my inquiry with the public assistance I was told that there’s residual balance in his account, what kind of form do I have to fill up?

  3. My wife died last April8,2015. I know that she was a Pag ibig member when she was still working 10yrs ago. she did not have any Pag Ibig ID or form left. how will I know if she is entitled for death benefit? Thanks.

  4. It’s been 2 yrs since my husband’s passing. We have 5 children. He was married to his 1st wife and they didn’t have a child. They’ve been separated for 8 years. She’s in another country and already has her own family. She refused to give spa to my children. Can we claim without spa? We all have the papers needed. Thank you

  5. Hi jas, your 5 children are entitled to their share of Pag-ibig benefits. But Pag-ibig will ask for the spouse (marriage certificate). Write again to the 1st wife and plead for kindness, understanding and magnanimity, and send her a copy of this Pag-ibig Waiver of Rights form and also request her to send copies of 2 IDs. Ask Pag-ibig too. Ask also about an estimate of the benefits, to see if it’s worth going through obstacles.

  6. Hi Ronaldo, you can go to the Pag-ibig branch nearest where she worked before and ask about your wife’s Provident benefits. Bring your marriage certificate, her death certificate and your IDs.

  7. Tnx po mrs nora. We can no longer write her because she has blocked all of us. She wanted me to give her all the papers so she can file at the time she prefers

  8. Hello, just to verify. My husband died last Feb. 6, 2015. I have filed and submitted complete documents for the death claims of the late Pedro L.Francisco last February 27, 2015. Would like to follow up I have not yet receive my claim 2 months now. How long do you process to get the claim. From Kalibo, Aklan , thank you

  9. Hi, I’m Joneve. I would like to ask if we can still claim the burial benefits of my mother, she died last 2012. Is the requirements still the same? Hoping for your response. thank you

  10. Hi Marsha, follow up at the branch where you filed your claim. Or you can call the Kalibo, Aklan branch: 036-268-9335

  11. good day, when can we get our claims? my husband died last nov. 2014 (pag ibig member). i have filed the requirements december 2014 at cotabato branch.

  12. (1) My father died August 6 2012. He is a government employee. And if we go counting, it’s been (almost) three years he has expired. Can I still file death benefits from PagIbig? I am her daughter.

    (2) My 88 y.o aunt died this year February 11. I am her niece and she has one living sister, who is unable to sign documents, but could imprint a thumbmark. Can I file as her niece?


  13. Can children of deceased Pagibig Member still claim for death benefits if the Member has already received her total savings from PAGIBIG when she retired?

  14. Hi Maricel, if your mother got all her Pag-ibig savings when she retired, that meant she also ended her Pag-ibig membership, so you can no longer file a claim because she was no longer a member when she passed away. But to be sure, call Pag-ibig 724-4244 — they’re responding to calls.

  15. Hi Ms. Nora, mother passed away last month. We are currently working on her death claim. My concern is with regard on affidavit of waiver, my father is in abroad and could not personally sign. Notary office would not accept it unless it signed originally. Do we have other less hassle option way out?

  16. My husband passed away May 8,2015 and we have a housing loan/awardee under my husband Name Jonathan C. Cariaga.. may i request for information/rquirements what to do…ty much

  17. hi, i just want to ask .. my father died last apr.6,2015 and now i’am still processing for his death claim, unfortunately my mother got 1 id only which is company id. will u consider NBI or POLICE CLEARANCE as replacement for the 2nd id required? thats the only thing that made our processing delay.

  18. I am working here in Dubai for about 6 years…until now I don’t have pag ibig…pls help me and tell me what to do to become a pag ibig member..

    recently im In sharjah Dubai…. looking forward for ur immediate reply

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