Pag-ibig Fund — How to Claim Death Benefits

Last updated on April 30th, 2017 at 07:55 am

Updated February 10, 2015

You can claim death benefits from Pag-ibig Fund only if you’re a legal heir or beneficiary of a Pag-ibig member who has died.

However, you can file a claim if you’re an authorized representative with a Special Power of Attorney (SPA), or a member’s court-appointed administrator or executor.

Pag-ibig death benefits consist of only two:

1. Provident Benefit. The amount of this is equal to the member’s Total Accumulated Values (TAV). TAV is the total of the following:

– all contributions made by the member
– all contributions made by the member’s employers for the member
– all dividends credited by Pag-ibig to the member’s account

Note: Salary loan balances or due housing loan amortizations will be deducted from the TAV.

2. Death benefit. The amount of this benefit is 6,000 pesos. This benefit is less than 6,000 if the TAV total and membership status at the time of death is less than 6,000 pesos.

List of primary legal heirs or beneficiaries:

– Spouse (wife or husband)
– Children, whether legitimate, illegitimate, or legally adopted
– Parents of member

List of secondary legal heirs or beneficiaries:

– Grandparents of member (father’s side and mother’s side)
– Brothers and sisters of member
– Nephews and nieces of member
– Other nearest relatives
Note: For the distribution or sharing of benefits, the intestate succession rules contained in the New Family Code is followed.



1. Application for Provident Benefits (APB) Claim  (Pag-ibig form)
2. Death Certificate of Pag-ibig member, issued by NSO
3. Notarized Proof of Surviving Legal Heirs  (Pag-ibig form)
4. Notarized Affidavit of Guardianship  (Pag-ibig form)
(if children are 18 years old and younger, or physically/mentally handicapped children)
5. Birth certificates of all children, issued by NSO, if the member had children
6. Marriage certificate, issued by NSO if member is married
7. Birth certificate of member, if claimants are the parents, or if the siblings are also claimants because the parents are already deceased
8. Birth certificates of siblings, if the member was single and parents are already deceased, or if the member had a child but remained unmarried
9. Certificate of No Marriage (CENOMAR), issued by NSO, if member is single
10. Two valid ID cards of claimant
11. Other documents required by Pag-ibig Fund upon filing of claim (Funeral receipt may be required)

Valid IDs:
Driver’s license
Voter’s ID
Postal ID
Company ID
GSIS e-Card
Seaman’s ID.

You can download the required Pag-ibig claim forms here: PAG-IBIG FORMS



File your Provident benefit claim at the Pag-ibig Fund branch where the Pag-ibig member or employer has remitted the most or latest contributions. If the member had multiple employers, check if the member’s contributions are already consolidated in the branch where you are filing.

If the legal heirs or beneficiaries are unable to file the Pag-ibig Fund Death Benefit themselves, the claim can be filed by their authorized representative, their appointed court administrator or executor.

Any authorized representative is required to present a Special Power of Attorney (SPA) (Use Pag-ibig Fund SPA Form FCP014), his or her valid IDs, and the valid IDs of the member and beneficiaries.


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  1. Hi Ma’am Nora,

    Thank you for all the inputs/ advises since year 2016 na nag inquire ako. For an update, nakuha na po namin yung Cert of full payment and title sa property ng brother ko. For now, yung property title is under pa ng developer and sabi nila it will take around 90 days para ma-transfer yung name from developer to my brother’s name.

    Hindi pa namin na file yung provident fund claim kasi merong napasukan na company ang brother ko where his name was incomplete. Echecheck ko pa if makokontak ko yung company niya via email. Hopefully magcooperate yung companies na magtestify na same person lng inspite missing middle name.

    From there, yung next po namin e-plan is to change the title from my Brother’s name to mine as discussed namin ng sister ko. Magreresearch muna ako steps how to proceed pero out na po ito sa pagibig death claim topic.

    Again, thank you very much for putting effort in helping people in need.
    How can I pay you in return ma’am?
    God bless!


  2. Hi jane, walang required na bilang. Kung ano lang yong naipon, yon din ang makukuha. Ang madagdag lang ay yong dividends na kinita ng naipon na pera. Meron din death benefit na up to 6,000 pesos, depende sa total na naipon. Pero kung 2 months or 400 pesos lang ang naipon, baka mas malaki pa sa 400 pesos ang magastos sa pag-file ng claim.

  3. hi mam good morning po, ask ko lang po ilang months po na hulog sa pag ibig makakakuha ng lamsam pag patay na po ang may ari ng pag ibig number po..

  4. Hi Alexis, bale yong sister mo ang gagawa ng SPA at ikaw ang ina-appoint niya na attorney-in-fact nia. “That I,” (name ng sister mo lang). Underline mo yong “I”. Address nia. Yes, ikaw na yong sa second name. Sa iyo yong second address. She will sign above “Principal”. You will sign above “Attorney in Fact”. I hope you have time to comment again kung nakuha mo na.

  5. Thanks Ma’am Nora.

    Regarding po sa 1st paragraph..if ako po yung kukuha sa PAgibig office in Cebu.. pwede po ma check if tama yung saan ilalagay ang name namin?

    “That I/WE ______(me & my sister’s name??)______, Filipino citizen/s of legal
    age, single/married, with residence and postal address at ___
    ____ do
    hereby name, constituted, and appointed and by these presents do hereby name,, constituted and appoint
    ____(my name?)_____
    age, ”

    Just checking po para hindi masayang ang time pgpunta ko sa kapatid ko na nsa Cagayan.

    Thank you po ulit.

  6. Hi Alexis, yes, there is. Here’s the Pag-ibig Fund SPA form. Or here: SPA

  7. Hi Ma’am Nora,
    Pwede po magtanong about steps to proceed na mgclaim ng land title ng PAGIBIG? Small background to my case, my brother died and with a small subdivision bare unit under PAGIBIG loan(both parents deceased also; 2 siblings left, including me). Last year nagprocess na po ako yung requirements to claim the mortgage property. Ready na po yung title pero hindi ne-release sakin dahil mali daw yung SPA. Meron po bang specific format ng SPA to release title? My sister and I are living distantly, so need ko po advise ninyo sa correct format bago ko po puntahan yung kapatid ko.

  8. Hi Jemelah, yes, puede pang mag-claim ang mama mo ng benefits niya. 10 years ang usual limit ng mga civil claims, pero i-file niya na ang claim niya as soon as possible kasi nag-iiba ang mga policies. Puede ka niyang i-authorize to claim kung affordable ang SPA sa kung nasaan siya ngayon. Ito yong Pag-ibig SPA form.

  9. Hello po itatanong ko lng po. Namatay yung papa ko last 2016 and until now ndi pa po nmin na eeclaim ung Death benefits nia kasi yung mama ko ang ng aasikaso pero nasa abroad po sya ngayun at ndi nia pa naipapasa yung mga requirements ang tanong ko po pwd pa po bang mgpasa ng requirements kahit ang tagal na ? May expiration po ba yun ?

  10. Magandang Gabi po mam tatanong ko lng po Kung pwde po Yung police clearance..

  11. Juanita subida dimaunahan

    Good am po asawa ko po ay member ng pag ibig,nag work po siya sa mga factory ,bago po siya nag seaman,ngayon po ang asawa ko namatay nong 2007,tanong ko lang po may makukuha pa po ba ako benefit maski papaano?pangalan po ng asawa ko Jose Lat Dimaunahan,birthday niya June 19,1953.pls.r

  12. paano po pag ang isang benificiary na anak aya nasa abroard at nag file ng death claim ang ibang kapatid na nasa pilipinas makukuha din ba nila ang para sa kapatid nila na nasa abroad

  13. Hi po ask ko po sana gaano po katagal ang pag file nang ptovident benefits. and death benefit. Magksma na po yun kpag po na ifile?? Slmat po…

  14. papaanu po un hindi ko po kc alam ang pag ibig number nang namatay kong asawa panu po un malalaman? kung member sya ng pag ibig. pero ung sss nya meron na po kmi claim.

  15. Maria Teresa L. Latosa

    Good afternoon. I am the legal spouse of a dead Pag-ibig member. I heard that my husband has an illegitimate child which I have no idea who & where is she /he. Can I separately claim my own share in pag-ibig death claim of my husband?

  16. hi po ma’am,ask ko lang eligible ba ang mga anak ko sa pag claim ng death benefits ng father nila since hindi kami naikasal before sya naaksidente?my problem was unknown father ang naka lagay sa bc nila pareho (family issue on his side)but we live in for 3years before his death..thank you in advance hope you can give me an advice about this matter.

  17. Tanong q lang po…pano king wala pa 1 year namatay ang member,ee ang required po s inyo is death cert.from NSO-PSA..(WALA P SIYA RECORD SA PSA)..Hnd po pwede yung CTC?

  18. I have question, one of the pag-ibig requirements to claim the benefits of my dad deceased was marrieage cert registered to nso, is this only for those Filipino married in the phis? Coz I ‘m got married in America and I’m already a u.s citizen. I don’t want to registered my marriage cert in the phils in respect also to my husband and his religion issue. Our marriage is strickly confidential.

  19. Good day po sir/mam.
    Tanong ko lng po kung pano ko iveverify ang pag ibig contributions ng asawa kong namatay noong nov.10 2012 hindi ko po kasi alam ang pag ibig number nya pero sa pag kakaaLam ko po ay member sya at naghuhulog po ang mga naging employer nya nainform po kc ako na my makukuha png death benefits kasal po kami at may dalawang anak na nag aaral.jonathan dela vega solis po ang full name nya nov.22 1981 po ang birthday nya.ako po ay umaasa sa inyong sagot at pang unawa.maraming salamat po

  20. Good day po. My brother inlaw died in heart attack last april 7, 2017 his name is glyn nabaja resuelo
    Until Now wala pa nareceive ang kapatid ko ng benepisyo from pagibig.
    Diba pwede na bilisan nyo nman ang pag release dahil puno na siya sa utang. Mamasahe sya one way 125 para i verify pagdating doon wala parin. Pls. Have a heart nman for the poor family.pasensya na po. Kaya lang nakakadepress nman ng ginawa nyo. Maawa nman kayo.

  21. Good day po. My brother inlaw died in heart attack last april 7, 2017 his name is glyn nabaja resuelo
    Until wala pa nareceive ang kapatid ng benepisyo from pagibig.
    Diba pwede na bilisan nyo nman ang pag release dahil puno na siya sa utang. Mamasahe sya one way 125 para i verify pagdating doon wala parin. Pls. Have a heart nman for the poor family.

  22. Hi tanong ko lang po, after po bang makuha ang death benefit na 6,000 pesos may makukuha pa po ba kami?

  23. Kung wala pong 2 valid id’s ano po pde i submit???pwede po ba ang police clearance at certification galing sa comelec na katibayan na ndi pa sya naissuehan ng id???slamat oo

  24. Hi Nora,

    Ang mother ko ay retired govt employee noon 1996 at namatay lang this year. Gusto ko lang malaman kung meron siya makukuha sa pag ibig ng death benefit. Hindi kasi namin alam kung noong mag retire siya ay nag claim siya ng provident benefit.

  25. good, day, dad died 2004. mom died 2013. meron pa bang makukuha na benefits? thanks in advance

  26. Paano po kung 2008 pa namatay ang member ng Pag-ibig? Hindi lang agad na asikaso dahil early retirement sya. Ngayon kasi kailangan na ng Spouse nya ng financial support, possible po kaya na may makuha pa yung Beneficiary?

  27. Hello po tanung ko nga po kung bakit ang tagal maprocess ung death claim ng grandfather ko sa pag ibig 5 months na po palagi po nilang sinasabi sakin na minamigrate pa daw po ing records niya…ganun po ba katagal ung processing ng pagibig nakakadismaya naman di na nga ganun kalaki maiukuha niya ang tagal pa..

  28. panu po kung ang beneficiary ng membe(binata, wlang anak, patay na magulang, may 5 pang buhay na kapatid) is ung kanyng apo sa pamangkin, pde po ba na i claim ang benefits ng kanyang apo.. kc ung nagpunta po ako sa pag ibig sabi nila is ung immediate family ang dapat mag claim , ndi daw pde ung apo kahit na ito pa ang nakalagay na beneficiary. ang tanong ko po is para saan pa ang beneficiary kung ang sinasabi nilang ‘family code’ padin ang susundin, di ba po buhay pa ung member nung mag file sya sa pag ibig, so on his own free will kaya ang apo nya ang nilagay nya as beneficiary dahil umaasa sya na pag nwala sya sa apo nya mapupunta lahat. please help po

  29. Ask ko lang kung bakit 15k+ !ang ang nakuha ko sa provident ng asawa ko? May nakuha na ako 6k for the burial. Ang akala ko lump sum tapos may 2 anak pa ako below 21yrs old.

  30. Gud day po.My husband died on July 5 yhis year.he resigned from his work on nov.2015.can he claim death benefits and others?

  31. Sa may mga katulad ko po ang concern, nanggaling po ako kanina sa Cubao Br. Ang sabi po nung nakausap ko di na raw po pwedeng i-file ang claim sa death/burial benefit na worth P6,000 or P3,000 (depende po sa kontribusyon na naihulog nung pumanaw na miyembro) kung lagpas na ng anim na buwan mula pagkamatay, kaya dapat sa loob po ng anim na buwan mai-file ninyo ang claim..

    Aling Nora, kailan po kayo sasagot?

  32. I am a surviving pensioner of my husband Freddie Mendoza Garcia SSS # 0333162851,,
    Am I qualified for the pension adjustment?
    Thanks for your response

  33. Mga kailan po kaya kayo sasagot?

  34. Hi po paano po mag claim ng death benefits sa pag ibig namatay po kase ang biyanan kong lalaki nung 2014 pwde pa rin po ba nmin lakarin yng death benefits tapos po nito nakaraang buwan lng po namatay na rin po yng biyanan kong babae bali asawa po niya yng namatay ng 2014 pwede po ba yng mga anak na lng po ang maglakad at magayos ng death benfits ano po ba ang mga kailagan ipasa

  35. Good day! Mam, my common law husband died april of 2015. We had 2 sons, ages 3 and 9 years old. He was already separated for 6 years from his ex wife when we met but his marriage was not annulled due to financial concerns. Thats why we did not get married until he died. Since my children are still young I would like sana to claim the benefits for them. However, im having second thoughts bec his ex wife might have filed already and claimed everything and nothing was left for my children. Is the benefit claim released only once? Not monthly like a pension? Thanks po so much for your time. God Bless

  36. Good day po..

    Tanong ko lang po madam kung totoong hanggang 6 mths pagkamatay ng member pwede i-claim yung burial/death benefits na 6k? Late na po kasi namin nalaman na meron po palang benepisyong ganon.
    Salamat po..

  37. 2 yrs na patay husband ko can I still claim his death benefit?
    Pano kung 1 yr lang sya nagbayad ng Membership nya can still get his benefits?

  38. Tanong ko lang po. Bakit yung ibang contribution ko sa ibang company na pinag trabahuhan ko ay wala sa contribution ko nung mag open ako sa online services po ninyo. Pero nung last na nagcheck ang wife ko sa pagibig nabigyan siya ng list ng contribution ko na nandoon naman ang iba kong contribution sa dalawang company na pinanggalingan ko. Bakit dito sa website ninyo sa online service ay hindi nag appear. Thanks

  39. Hi Maam, ngaun ko lng nalaman na my death claim pla sa pagibig, almost 3years na po patay ang kapatid ko(Single) pwede pa po ba makuha un? And panu po if hindi 6 month lng siya naging member? Pwede po ba? Thank you.

  40. Hi Ms. Nora

    Makakapag claim pa po ba yung legal wife ng kapatid ko na namatay kahit meron na syang kinakasamang iba at may anak na din right after ng separation nila? may mga minor din po kasi na naiwan ang kapatid ko sa ibang babae and ang gusto ko sana maallocate na lang yung benefits sa kanila. Possible po ba yun? Salamat po

  41. ask ko lng po asawa lng po ba ang mkakakuha ng benefits?yung anak po na legit 33 years old may mkukuha din ba?o sa asawa lahat mapupunta?tnx po

  42. Hello po good morning 🙂 2 years na pong patay si Mama ko , pwede pa po ba makuha ang Death benefits nya ? Now ko lang po kasi nalaman na may makiclaim kami . Salamat po ????

  43. good day mam NORA.

    ask lng ko kng nid jd ug NSO sa mga anak or pwd ra CTC to support ig file ug death benefits? ako asawa ang namatay dn almost 10 yrs xa nagwork maam..naa pa lain maclaim gawas sa death bnefits maam..pila kyha total madwat sa ako asawa maam? salamat kaau maam nra..

  44. Hi Ma’am Nora.

    Ask ko lang po ano po nid na requirment para mag-claim ng mga benefits ng father ko kasi po namatay po sya ng 2015 pa po, ano po mga benefits na pwede nya pang ma-claim, wala narin po ang mother ko.

    Thank you

  45. hi Mam pag napasa npo ung lht ng requirments s Provident death claim how many days po mghintay pra claiming slamat po

  46. hi ask ko lang kung may makukuha pang benefits ung wife and minor na anak ng member maliban sa burial.

  47. hi , may tanong lng po ako, wat if namatay ung member, pwede ba mag claim ung mga anak na benfeciary kahit more than 21yrs of age na cla pero single pa, ang problem kc nd mka claim ung husband kc sa cenomar nakita na meron pala previous marriage ung death member.

  48. maria suzette blanco

    Hi po,ask lng po is this pag ibig claim forms printables?or do i have to get this form personally to the nearest pag ibig branch? ,thank you so much..

  49. Anung disadvantages nito?
    1. What if nag missed ka ng pagbabayad?
    2. Yun bang exact amount na naipon mo at earned interest ay makukuha mo ng buong buo after 5 years?

    I know the answers to my questions are already in the statement above, I just want more clarification. Thanks

  50. Hi Emma, sorry hindi, kasi kelangan ang marriage certificate. Pag single ang member, ang primary claimants ay parents ng member. Kung itong member ay merong minor na anak, kasama itong minor na anak sa pag-claim.

  51. Paano po kung ung mag cclaim ay live in partner lng nung namatay na member, pwde po ba xa magfile?

  52. Hi rachel, single ba ang iyong kapatid? Yes, if single, you can file your claim, kasama ng iba mong kapatid. You need to present Cert of No Marriage (CENOMAR) from PSA (dating NSO). Kung marami kayong magkakapatid, puedeng mag-waiver na lang yong iba to save on document costs. I-share na lang later on yong benefit. If your brother was married, ang claimant ay yong spouse and children. If single but has children, claimants are the children, their guardian, at mga kapatid. Here are the Pag-ibig claim documents. Get them from any Pag-ibig branch, pero file sa branch ng kapatid nio.

  53. ganda umaga po panu po kung walang kakayanan n magclaim ang binifiet n pwd po b n aq ang magclaim ksi kapatid q po ung namatay at wala ndin po kming magulang

  54. Hi Jesse, grandpa mo ba ang member? Inisip ko kasi “grandpa”, and ikaw na apo is able to write me a message, so most likely ay more than 60 na. Hindi ba nakuha ng grandpa mo ang kanyang Pag-ibig benefit (total savings plus dividends) when he turned 60? Kung nakuha na kasi ng member ang kanyang total savings plus dividends when he turned 60, wala nang death benefit na makukuha later on. Except lang kung merong bago na rule this year.

  55. Ilang weeks or months po ba bago mareleased ung claim ng gradpa ko mag dadalawang buwan na kasi wala pa eh nag hihintay po ako ng update nila wala rin po.i went at their office here in baguio but they told me that the papers are still in the main office for reviews ang tagal naman po ng review na yan hahaha

  56. Hi Jassel Mae, ang main claimant ay yong mother ninyo. Siya ang mag-file. Kuha ng claim forms sa nearest Pag-ibig branch. File sa Pag-ibig branch ng papa mo. Merong Pag-ibig form — Proof of Surviving Legal Heirs na kelangan ng notary (merong mga munisipyo na libre ang notary), or maghanap ka lang ng sign na “Notary” (100 to 200 pesos).

  57. Hi James, mas matagal ang processing kapag ang records mo ay nasa ibat-ibang branch (dahil you worked in different places). Hindi pa kasi centralized ang records ng Pag-ibig, so kino-collect pa lang nila ang mga records mo from different branches.

  58. hi good day po…namatay po yung papa ko noong 2005 then member po sya ng pag-ibig…now lang po namin nalaman na pwede po namin yun mag claim…then sabi po ng family friend namin na..kailangan pong pumunta sa abagodo para magpanotaryo? totoo po ba?..what if po 18 na po yung anak …may kailangan po bang e submit na req. ang anak??.
    Hope you response

  59. ilang weeks po ba ung process ng death claim kakafile ko nung may 1 sabi nila 10 to 15 days bat ngayun wala pa sabi nila minemerge ppalang??

  60. Hi annalyn, yes, you can file your claim in behalf of your children, but since their father was single, you need to request for a waiver from his parents. Explain to them your situation. You can also ask for a copy of your husband’s total contributions (Show proof of relationship — children’s birth certs, death cert) so you will know the amount before filing your claim. The parents might ask and might give the waiver easily if the amount is not huge, and they’ll just give the money to their grandchildren. Here’s the Waiver of Rights form.

  61. Hi good day po namatay po yung father ng mga anak ko..hindi po kami kasal tatlo po anak namin nasa akin po mga bata nasa cavite po kami ..buhay pa po parents nya kaso nasa davao del norte sila pwede po ba ako magasikaso ng death benefits nya ..tnx

  62. Hi daniel, wala akong makitang Baler branch. Solano or Cananatuan siguro ang malapit sa yo. You can ask if you can file your claim with the nearest of these two. Duran Building, Quezon District Maharlika Highway, Cabanatuan City, (044) 600-1225 or One Asia Place, Benigno Aquino Ave. Barangay Quezon, Solano, Nueva Vizcaya

  63. hi, po ulit amm sa manila pa po kc iun, bale nasa baler aurora napo kc kami ngayun nakatira by any chance po ms. nora pwede kayang ditu nalang ako makipag usap sa pag ibig if my branch sila ditu? tnx po ulit!

  64. Hi Mari Vi, go to his Pag-ibig branch with his death certificate, and ask if you can cancel the claim that your father filed when he was alive and that he was not able to receive because he died before receiving it, and if you can re-file your claim as beneficiaries.


    HI Mrs nora good day ask ko lng po father ko was died may 12,2017..he already file a lumpsum deductible her loan total received 5000..may 23,2017 sched of check release…so my concern is he have a death claim benefits..pls reply as soon as possible..thx

  66. Hi Dennis, sorry for my delayed response. Ang main claimant ay ang inyong mother. Isusulat ang names of children sa claim form, pero siya ang sole claimant, so her children do not need to submit additional documents. Kung working pa ang iyong father when he died, or he was not yet 45 years old, or has not accumulated 240 contributions, malamang na hindi pa niya na-claim ang kanyang Pag-ibig benefits.
    Where’s your father’s agency located? Malamang na sa nearest Pag-ibig branch nagre-remit ang agency. Pero halimbawa the agency is in Manila, and they remitted to Pag-ibig in Manila, and you’re in a province very far from Manila, you can file at the nearest Pag-ibig branch there in your province. Ifoforward nila ang claim nio sa Manila branch.

  67. Hi Ms. Nora!
    Hoping for your response to my questions mentioned above..thanks in advance

  68. Hi Marivic, merong 6k pesos na burial assistance (or death benefit). Meron ding dividends. So total benefit will be 25k plus dividends plus 6k.

  69. Hi maristela, those executing waivers should no longer be required to submit their own documents, but IDs will be required to support the waivers. The claimant obviously will file all documents required as a claimant. I think Pag-ibig needs proof that the deceased member was a widow, so her marriage cert and her husband’s death certificate will be required. For more accurate info, please ask or call Pag-ibig

  70. maristela escariotes

    good morning. may i just ask if in case a waiver in favor of a certain person (who incidentally is also a primary beneficiary) is executed by the other primary beneficiaries, would the former still be required to submit the documentary requirements such as proof of surviving legal heirs, birth certificates and marriage contracts for daughters who are already married. Also, the deceased member was a widow already when she died. Do we still need to submit her marriage contract and advisory on marriage? thanks.

  71. Hello Po mrs Nora.ask ko Lang Kung ang na hulog ng father ko is 25k Lang for 10yrs un Lang din ang makukuha kong claim death? Wala Po burial assistance ang pag ibig?

  72. Hi Ms. Nora!
    Just wanted to ask about my fathers death claim he is a member of pagibig since 2005 his payment is thru employers! What if po my mother would claim the death benefits! Kailangan pa po ba ng consent nAming magkkapatid?? and how can we make sure po na wla pang nagclaclaim?? Is there any possible way para malaman nmin kung naclaim nba ang death bwnefit ng father namin? thanks po in advance!

  73. Goodevening po! Just want to ask maam if pwede po ba kahit saan kaming branch ng pagibig magfile ng death claim.?My father is a seafarer he died last december 2016′ and we know member siya ng pagibig since 2005’and naghuhulog sa pagibig niya is thru his employer though di nmin alam kung san branch siya palagi naghuhulog! How can we know na hinuhulugan ng company niya yung pagibig niya? thanks po just want to clarify first before filing.

  74. hello po panu po malalaman kung elgible to file a death claim ang isang member… the contribution is only 8 months

  75. Hi miss Nora. I grew up with my mother and stepfather. My mother died two years ago, leaving my stepfather to take care of me and my half sister (kapatid ko sa nanay). Last thursday, my stepfather also passed away, leaving me and my sister with our uncle (brother ng mother ko). My sister is a beneficiary of my stepfather’s pag ibig kaso minor siya. Ako na rin ang acting guardian. Papaano ko po kaya macclaim yung para sa kapatid ko? Thanks in advance

  76. Hi maam Nora. Namatay kasi mother ko at step father ko. Sa stepfather ko rin ako lumaki mula 6 years old ako so magkasama kaming lahat sa iisang bubong. Mag cclaim sana ako ng benefits para sa half sister ko (anak ng mama at step father ko). Ako na kasi ang tumatayong guardian sa kapatid ko gawa ng 9 years old palang siya. Pandagdag lang sana sa pag aaral niya. Papaano po kaya ang proseso kapag ganitong sitwasyon? Salamat po

  77. hi, po ulit amm sa manila pa po kc iun, bale nasa baler aurora napo kc kami ngayun nakatira by any chance po ms. nora pwede kayang ditu nalang ako makipag usap sa pag ibig if my branch sila ditu? tnx po

  78. imelda fernandez ramirez

    gud morning mis nora tnong ko lang po kung my mkkuha pa ang nmtay kung aswa sa pg ibig alam ko member xa pro my loan xa tpos dna sya nka pg hulog.dti syang.x militarp nmtay po xa neto lang march 2013…

  79. Hi sarah mae, puntahan mo yong branch kung saan ka nag-file.

  80. Hi daniel, sa Pag-ibig, wala naman silang sinabing time frame for claims, although there’s a 10-year prescription period for civil claims. You can ask the Pag-ibig branch of your father about your father’s Provident benefits. Bring your IDs and birth cert (to prove your relationship).

  81. daniel i amores

    hi po good day memeber po ng pag ibig ang father ko kaya lang namatay napo sya ng 2007.. may chance po ba na ma claim pa yung benifits nya ten years ago salamat po may form po kc na na fill up na .. na kita ko lng po sa bahay kanina, salamat po. humihingi po ako ng mataas na pang unawa salamat po

  82. sarah mae pongasi

    good day this mrs pongasi
    ask blang po ako kung ok na ang application o death claim. matagal na po iyon.. jade pongasi po ang asawa ko

  83. Hi Ms. Nora, A Blessed day for you who help the needy.
    Thank you for your reply. Yes, inaayos ko na ang mga docs nming mga siblings, kc both parents nmin ay patay na rin. Ang problem lang nmin ay nagmamatigas ang Common Law Wife, khit alam nyang hindi sya pede magprocess ng Provident and Death Claim ng brother ko. Ayaw pirmahan ang Affidavit of Guardianship. May possible counter action ba jan na pede ko i-submit sa Pag-Ibig? If none, bahala na lang sya, walang mapupuntahan ang Provident & Death Claim ng brother ko, kung saan, intended rin nman nmin pra sa anak ng brother ko.

  84. Hi orapa, yes, basta merong naihulog sa Pag-ibig, meron kang makukuha. Pero control your expenses in claiming, kasi based sa sinabi mo, hindi mo sure kung marami o konti lang ang naihulog. Ang maki-claim mo ay total savings plus dividends plus death benefit na up to 6k lang, depende sa total savings and dividends. Ang claimants ay kayong mga anak.

  85. Blessed day po….ask ko lng ung father ko ang pag ibig member at wla na ang mother ko….dati syang OFW….pero alam ko po na nakapaghulog sya sa pag ibig ksi may hawak ako na proof po….dpt po b updated ung hulog nya to claim ang death or basta naging member pwede po? Thanks…

  86. Hi Yasmin, walang funeral benefits ang Pag-ibig. Merong tinatawag na death benefit na 6k pesos lang, basta ang total savings niya ay 6k or more. Ang maki-claim ay total savings plus dividends (tawag nito ay provident benefits) and death benefit. Dahil single ang brother mo, ang claimants ay yong parents nio at yong anak (your brother is written as the father in the birth certificate). Kung wala nang parents, kayong mga kapatid ang puedeng mag-claim, kasama ng kanyang child. Yes, you file the Affidavit of Guardianship (guardian yong mother). See the list of documents above.

  87. Hi, gusto ko lang magtanong. namatay ang youngest brother ko. PAG-IBIG Member sya. May naging ka-partner at may anak silang minor na 7yrs old, pero hindi sila kasal. Single ang status ng brother ko khit sa CENOMAR. Sino ang may karapatang mg-claim ng Funeral Claim benefits nya? At dapat din bang magsecure kmi ng Affidavit of Guardianship, kung ang bata ay itinatago na sa amin ng babae?

    Please teach me kung ano lang mga dapat kong ihanda, kung kami ngang mga kapatid ng namatay ang may karapatan na magclaim ng Funeral Claim Benefits ng brother ko.

    Thank you.

  88. Pag ibig kidapawan city maam of north cotabato. Thank you maam.sana maaksyohan po nila ito.

  89. Hi Jinky Mae, tama lang na nagalit ko doon sa mga employees. Hindi dapat naka-depende sa leave ng mga employees ang processing. Dapat ang processing gawin ng mga employees na andon sa office. Kung malaman ni CEO Darlene Marie Berberabe ito ay sure na magagalit siya. Anong Pag-ibig branch ba ito? Thank you for sharing your bad experience here with us. I hope you can share with us again kung nakuha mo na ang claim mo.

  90. Hello maam.nag file po ako ng death claim ng asawa ko last nov.2016. Sabi naman nila after 2 months pa daw bumalik ako sa pag ibig ngayon lng sabi wala pa daw. Naghintay na naman ako another 1 month. Ang hnd ko lang lubos maisip bakit ang tagal marelease.kumpleto naman lahat ng documents ko. Ilang beses na ako pabalik pabalik. Sabi nila magtetext lang cla pero until now wala pa rin. Hanggang binalikan ko ngaung April 20,2017 nalaman ko na hnd tlaga naprocess yung papers ko.kasi sabi nagleave daw yung nakaassign. Hnd naman ho pwede na ganun katagal. Nagalit po ako dun sa employees kasi hnd naman po valid binigay nilang reason. Naka computerize naman po lahat.pero bakit hanggang ngaun wla pa rin 6 months na. Eh hnd naman cguro milyon milyon ang iclaim ko. Nakuha ko na nga ang lumpsum sa sss 1 month lang nanjan na ang check. Hnd ko alam bakit ganyan ang systema. Namatayan ka na nga susuong ka pa sa karayom para makuha pinaghirapan ng husband ko.

  91. Elvie Matanguihan

    Good day po,namatay po husband ko 2011 pa,hindi ko po kc naasikaso dati,may makukuha pa po kaya ako?thank you po 🙂

  92. Hi marx, puede kang magpunta sa Pag-ibig branch ng father mo to ask. Bring your ID, birth cert (to prove relationship) and your father’s death certificate. Kahit hindi mo alam yong Pag-ibig no. niya.

  93. namatay po father ko year 2000 pa now lang po nmin naisipan asikasuhin yung pag-ibig nya.. wala po sya id panu po nmin mlalaman kung may mkukuha pa?

  94. Sharlyn Canaveral-Hernando

    Good afternoon, my mom filed my fathers death claim in Dumaguete Branch last January 2017, with complete requirements. until now the dumaguete branch has a lot of alibi.. First they said that their system was corrupted and now recently we followed up and they said they are reconciling the records of my father… how long will it take to reconcile? does pag-ibig do the manual recording? My Father’s name is Santiago Campos Cañaveral, Jr. Died last November 2, 2016 and his date of birth was September 23, 1952… I need to know why took this too long. Do i need to call 8888 for fast response?

  95. good day po pno po ,mgclaim ng death wala po ako any pag ibig # pulis po sya at pag ibig member po.

  96. I filed death claim of my sisterl last jan. 30, 2017 and until now did not received any word or advised. Its been more than two months. I thought with the new administration all gov. Service had improved but there was no improvement.

  97. Hi aldo, sa Pag-ibig, kung yong retiree ay nakuha na niya yong savings nia or Provident benefits niya noong nag-retire siya, wala nang makukuha ang kanyang mga beneficiaries pag namatay siya. If not sure, you can call Pag-ibig 724-4244

  98. pag retiree po ang deceased makakakuha pa rin ng death benefits?

  99. Hi Rosalie, sorry wala. Walang assistance na ibinibigay kapag namatay ang dependent ng member.

  100. Rosalie AlfecheEntapa

    Good day po, tanong lang po ako po ang member ng pag ibig then ang nanay ko benefiaries ko ang namatay may makuha po ba akong tolong cash assistant from our office

  101. Hi adelina, yes, puede mo nang ma-claim. Meron kayong anak? Kasi kung wala kayong anak, kasama ang mga parents niya as claimants. File the required documents at your husband’s Pag-ibig branch — usually the branch where many of his contributions were remitted. Puede kang humingi ng claim forms sa any Pag-ibig branch at magtanong ka na rin doon. Nasa list sa post ko sa itaas ang mga requirements.

  102. good day po sir/mam,member po ang asawa ko sa pag ibig,since april 8 1981,namatay na po sya nitong march 1 2017,paano po ba mkukuha ng kanyang death benefits sa pag ibig?

  103. Hi ricky, yes, puedeng mag-claim ang representative ng merong SPA. Pero merong sariling SPA form ang Pag-ibig. Icheck mo na lang kung pareho or if they contain exactly the same thing. Or you can ask Pag-ibig if your SPA is acceptable to them. These are the Pag-ibig claim forms.

  104. Good day po…namatay po kapatid ko 2 years ago.pwede pa po ba mg claim ng deathclaim..nasa abroad po asawa nya at nsa pangangalaga ko nman po ang isa nyan anak na lalake edad 15..meron nman po SPA ang asawa nya na ngsasabi ako ang pwede mg claim. .salamat po

  105. halo po. namatay and mother ko last feb 26. 75 years old na say. pano ko malalaman kung may ma ke claim pa ako sa pagibig? only child po ako

  106. Hi Arlyn, yes, ma-claim mo yong mga savings ng member plus dividends. Meron ding dagdag na death benefit na up to 6k. 6k kung ang total savings and dividends ay 6k or more.

  107. Sa PAG IBIG po ba may nakukuhang claim kung namatay ang member?

  108. Hi poh .. ask ko lang poh may makikiclaim pa poh ako namatay ung husband tapos 5 months lang ang nahulog nya da pag ibig

  109. ask ko lang po sana,namatay po yung live-in partner ko for 7 years last january 28 this year.meron po kaming 2 anak ages 4 & 5.His parents are still alive.parents lang po ba nya angm ay karapatan na kumuha ng mga benefits nya sa pag-ibig kahit ako ang legal guardian ng mga anak namin?di po ba pwede na ako?

  110. Hi Jojo, updated kaya ang payments ng tatay mo sa loan niya? Kasi kung updated, babayaran na ng insurance yong balance ng loan para makuha na ng mga beneficiaries yong property. Yong mother mo naman ang merong marriage certificate, so siya ang legal spouse. Kung meron ding mga anak sa 2nd and 3rd wife, kasama din sila sa benefits. Ang death certificate naman, puede mong makuha sa PSA (dating NSO) kasi tatay mo. You can go to your father’s Pag-ibig branch with your ID and birth certificate (proof na you have the right to ask questions) and make inquiries and get claim forms.

  111. Hi malyn, under PNP naman ang kapatid mo, so dapat meron siyang Pag-ibig. Yes, puedeng ikaw ang mag-file. Merong SPA form ang Pag-ibig. This is the Pag-ibig SPA form for claiming Provident benefits

  112. Hi po , namatay po father ko last yr sept ,may loan sya sa pagibig housing kaso tatlo po asawa ng tatay ko ,kme ang legal pero nasa third wife lahat ng papeles , paano po kaya yun ma claim namin? Slaamat po

  113. Hi ask ko lang po ung kapatid ko na police namatay po nung 11.29.16. may makukuha po ba xa? at kung may makukuha po pwede po ako na lang ang mag file kc ung asawa nya nasa mindanao gagawa na lang kami ng SPa

  114. Gud eve po.tanong q lng po kng mkukuha ko pa ba yong deathclaim ng husband ko khit my balance p cya s knyang loan..nmatay xa noong Nov.22,2015. Sabi kasi ng SSS wla DW ako mkuha deathclaim kasi yon DW pmbayad s loan balance ng husband ko…

  115. Hi Josette, yes, kung naghulog ang asawa mo sa Pag-ibig, meron kang makukuha. I-file mo ang claim mo doon sa Pag-ibig branch kung saan nag-remit ang employer niya. Mas okay kung makapunta ka muna sa branch ng asawa mo at magtanong at humingi ng mga forms, pero kung malayo, puede kang maghingi ng claim forms from the nearest Pag-ibig branch.

  116. Hi mam good evening po
    Namatay po ang asawa August 26,2017
    Member po sya ng pag ibig may makukuha ba asawa ko? Namatay po sya sa sakit na cancer may isa po kaming anak 11 years old po. Thank you
    God bless! JOEL GEDANGONI po pangalan ng asawa ko

  117. claudia tosca lindayag roque

    Gudpm po mam nora. My father had died 2yrs before… Nawala po ung pag ibig id nya, pwede po bang makakuha po ako ngbenefits mg daddy ko?

  118. claudia tosca lindayag roque

    Hi po mam nora. Namatay po ang daddy q nung january 2015. Hindi pa po aq mkakapag file ng death claim nya dahil nawala po ung id ng pag ibig nya. Pwede pa po bang makuha ung contribution nya?

  119. claudia tosca lindayag roque

    Pwede ko po ba akong makakuha ng death claim ?kung nawala po ang id ng daddy ko

  120. Hi Nympha, wow, ang galing naman at 1 week lang. Palagay ko maayos ang records ng member at nasa iisang branch lang. Thank you very much for sharing with us your good info about Pag-ibig processing.

  121. Hi ms nora gusto ko lng po ishare na after a week n nkpag submit kmi ng req. For provident benefits..dmting n po ang check ng mama ko..nkakatuwa po kc 1week lng kmi ng hintay..

  122. Good evening my father died last oct.2000 can we still claim kaya yung benefits? Since lately lng nakita ang mga documents nya? Thanks & more power.

  123. Hello po!namatay po ang asawa ko nitong december lang at may anak kaming 4yrs. Old at may mga anak sya sa naging asawa nya noon at nasa legal age na sila lahat wala rin po syang pinakasalan sa mga naging asawa nya
    Tanong ko lang po sana may makukuha po ba ang anak ko na benifits? O pwede ko po bang ipa hold ang burial ng asawa ko kung sakali dahil sinasabi po nilang walang karapatan ang anak ko dahil hindi kami kasal ng asawa ko.

  124. Good day! San po kaya ako makakapagdownload ng affidavit of undertaking para sa pag ibig fund. tnx, rommel

  125. Hi ICE, yes, the rightful beneficiaries are able to claim kahit hindi sila nakasulat sa Pag-ibig records basta meron silang proof of relationship to the deceased member like birth and marriage certificates. Kung merong mga competing claimants, dapat file asap baka lang meron ding valid documents ang mga ibang claimants.

  126. Hi what if Namatay yung member without uodating her records of pagibig with heirs? Paanu po iyon? does the beneficiaries still can claim the benefits? Thanks

  127. Hi john, kung hindi pa nag-retire ang papa mo bago siya pumanaw at hindi pa niya nakuha ang kanyang savings and dividends from Pag-ibig noon, makukuha nio ang benefits niya. Puede kang mag-inquire sa Pag-ibig branch ng papa mo. Bring your ID and your birth certificate (proof na father mo siya). You can also call 724-4244

  128. good day po. tatanong ko lang po kung meron po ba kaming makeclaim na lump sum sa pag ibig. kasi po namatay po ang tatay ko last june 2013 po. and 23years sya sa company. wala pa po kmi nakukuha sa pag ibig na kahit ano po…

  129. Hi Ms. Nora.Namatay po yung papa ko last july 24, matagal tagal din siyang naghulog sa pagibig pero may educational loan siyang hindi pa nabayaran may death claim pa ba po kaming makukuha?

  130. Ask ko lang po. Sino po ba ang pwede mag claim ng death benefits. Namatay po kc papa namin. Ngaun ko lang po nlaman na may claims pla sa pag ibig. What if po may anak xa na may disability, pero 32 years old na po. Pero wala pang asawa. Paano po process nyan. Tnx po

  131. Good day po..ask ko lng po..bale mmber po ng pag ibig is yung brother ko..buhay pa yung father ko at kmi mga kapatid nya..kaso may sakit po yong papa ko..maaari po bang ako ang magprocess ng benefit claim ng brother ko? Kase indi po kaya ng papa ko na siya ang gagawa nito

  132. Good pm.
    Ask ko lang po kase my husband died 2yrs ago. Pero hindi ko pa nclaim un burial benifits. Pede ko pa po bang i claim yon? Isa lang valid id q. Postal id. Un po bA NBI. Consider nio ba yon as valid id? Lahat po ba ng burial benifit 6OOO LANG nakuHa? How about 10yrs active member un namatay? Pls reply .. Tnnx

  133. Hi jocelyn, pag single yong namatay na member, at namatay na ang isang parent, ang additional requirement ay death certificate ng parent na namatay, at kung hanapin pa rin ang marriage cert kahit patay na ang isang parent, submit cert of no marriage ng parent na living. Dagdag ito sa other requirements.

  134. pano po if ung isang parent ng member eh patay na din tapos di sila kasal pano ung requirments nun

  135. Hi ma. vernice, yes, puede-puede pa. Meron kayong anak together? Kasi kung wala, kelangang isama mo ang parents niya sa pag-claim mo. Kuha ka ng forms sa Pag-ibig, including the list of requirements.

  136. ma.vernice c. dulyongan

    Hi po I’m Mrs ma.vernice dulyongan my husband died last Jan.30,2013,gusto ko po sana e inquire f pwd ko pang e claimed ang pag ibig benefits ng Mr ko after along years na di ko ito na check.

  137. Hi! Good day po sa inyong lahat. Im Mike. Last March 2014 namatay po ang tatay ko. May Housing loan sya sa pag ibig. Sa nagyon po dun pa din kami nakatira sa bahay ng tatay ko. May mga nag aadvice sa akin na pwde ko po ituloy yung bahay. Tama po ba na priority ang anak na mag tuloy ng bahay pag na foreclosed na? Sa ngayon po kasi wala pa din kami letter na natatanggap sa pag-ibig d ko alam kung abo ang status ng bahay ng tatay ko.

  138. I wonder if PAG-IBIG will assist Claimants for Death Benefits. I am currently residing abroad? In my case, nobody is able to represent and process the claim in behalf of me. I am really stressing this out and I hope government offices are starting to utilize the use of Technology made available in this generation for better services. I hope I can be assisted. Thank you.

  139. Ask ko lang po kung nai lumpsum na ang pagibig contribution at namatay ang member.. me makukuha pa po ba ang nember ng death benefits.

  140. Hi Marilyn, mag-file ka ng claim sa Pag-ibig branch ng asawa mo. Usually ito yong branch na malapit sa location ng company ng asawa mo. Pero puedeng manghingi ng claim forms at advice sa branch na pinakamalapit sa iyo para makatipid sa pamasahe. 200 pesos per month ang monthly contributions sa Pag-ibig, so depende sa kung ilang months nag-contribute ang asawa mo. Kung more than 6k ang naipon niya, merong additional 6k na death assistance. Planuhin ang mga biahe to get NSO documents para makatipid sa gasto. Meron kayong anak? Kung wala, kasama mo ang parents-in-law mo sa claim.


    hello po ms.nora : tanong ko lang po sana kung pano ang pag file ng death claim ng pag ibig . pano po at saan .. at kung may makukuha po ba kmi . namatay po asawa ko nung oct9. 2016 .

  142. Namatay po asawa ko sa abroad last July 19, Pag ibig member po siya ask ko lang po kung meron po kami maclaim na death benefits kung meron sya salary loan hindi po nabayaran ?

  143. hi Nora,

    may father died recently December 3 i am legal from the first wife married to my mother. we are 5 his siblings and my mother died long years. he have the second wife with 2 children but not legal. and the 3rd wife 5 children shows her married contract but shes married before and still not legal annulled of his husband my father brought a house loan .my father retired and working in the can i know if he have the benefits.? is his 3rd wife can claim ?

  144. hello po namatay po ung father ko paano po makuha ang benifits burial nya at paano malaman kung may makuha po kami as a legal daughter

  145. Hi Jonnaliz, updated ba ang pagbayad ng mother mo sa housing loan niya? If yes, you can claim her Provident benefits and the house. Magiging inyo na yong house kung updated siya sa payments. Puedeng merong mga arrears basta hindi delinquent ang housing loan. Your father is the main claimant.

  146. Hi.ask ko lng po my housing loan si mother and she died at the age of monetary fund po ba kmi mkukuha? And how much po.tanx po.

  147. Hi Anne, most likely retiree na ang lolo mo, so most likely nakuha na niya ang Pag-ibig Provident benefits niya when he retired. Kapag nakuha na niya, sorry wala nang makukuha pa from Pag-ibig. You can call Pag-ibig 724-4244 or email or contact them throug Facebook:

  148. Idulog nyu na po sa Aksyon Agad ng Pangulong Duterte by calling 8888 Direct Hotline ng Pangulobg Duterte Action Agad at ng mabigyan ng leksyon yang mga tamad at hipocritong mfa empleyado on public service.

  149. Hello po! Ask ko lang po. Yung lolo ko po kasi ay matagal ng member sa Pag ibig. Last year ay namatay po kasi sya. Ask ko lang po if meron po sya ma cclaim na money from Pag ibig, and magkano po. Thankyou!

  150. Hi merly, wait na lang siguro ng several days pa or a few weeks, kasi malimit hindi naman nila natutupad yong 3 weeks or 1 month na processing, based on comments on our blogs. Aside from that, most likely mas maraming tables ang dadaanan ng claim kapag ganyan na merong housing loan and foreclosure, meaning dadaan pa sa legal department. I hope you get your check soon. Buti nga ngayon, ibinibigay na yong Provident benefits kahit delinquent yong housing loan; dati hindi, nafo-forfeit yong Provident benefits, kasi ibinabayad doon sa housing loan.

  151. good day im merly my son passed away last january this year and it happened that he had a housing loan but i noticed that this was delingquent for 5 years and for these instance na i for closure ko na po ung housing ng anak ko last march this year. and recently i filed his provident claim or burial last october 13 this year its exactly a month ago … still check yet.. thousand follow up ive done… im asking now . what would be the possible problem for this case.

  152. good day merly po namatay po yung anak ko last january this year the problem was meron siyang housing loan bu t delinquent for almost 5 years. since then na for closure ko na po ung housing loan ng anak ko last march this year. my main problem right now was i filed his provident claim or burial a month over for exact october 13,2016 they said processing period takes 3 to 4 weeks . but until now … hindi pa narerelease and burial check ng anak ko. what would be the possible problem of this ? hundred times na akong nag follow up still negative

  153. Hi! My mother passed away last July 2010. May I know if there’ s expiration to process her death claim benefits? Thank you!

  154. Mahigit ng isang taon namatay asawa ko gang ngayon ndinpa ang burial at ibng fir claim.benifits

  155. Hi Jojie. Meron kayong marriage certificate? If yes, hindi makaka-claim ang mga kapatid niya kasi if they claim their sibling as Single, Pag-ibig requires a No-marriage certificate (CENOMAR) from NSO. If you have no children, ka-share mo ang mga parents ng spouse mo sa benefit. If your spouse has no more parents, ka-share mo ang mga kapatid. Puede ring you get a Waiver of Rights from them.

  156. Hi Jocel, puede kang gumamit ng Pag-ibig Waiver of Rights form na your mother will sign. Ask Pag-ibig kung puedeng isang form na lang yong waiver (waiver ng mother mo at lahat ng iyong kapatid) para isang waiver form na lang ang ipapa-notarize mo. But you have to present their valid IDs (original and xeroxed).

  157. Hi Ms. Nora, nahihirapan kasi ako sa pag process ng death claim ng namatay ko na father, eldest child po ako, at hindi po kaya ng mother namin na magprocess ng mga papers kasi may sakit po siya at nasa province. Tanong ko po kung okay lang ba na ako ang maging claimant kahit buhay pa mother ko, sinasabi niya kasi na ako na daw mag claim at bigyan ko na lang siya, kasu yung sa form ng surviving legal heirs kasama siya dun at kailangan ng mga pirma, pwede na ba na ako na lahat pipirma sa forms at ID ko na rin ang gagamitin? Thank you po.

  158. Hello po. c jojie po mag tanong lng. yong asawa ko member cya ng pag ibig. namatay cya last october19 po. kaso nandito pa ako sa labas ng bansa. pwede ba mka claim yong mga kapatid ng asawa ko. kong mag process cla ng mga papel at i claim nila?

  159. Hi Rodel, yan nga ang mahirap sa Pag-ibig. For those who have worked for a short time, the benefit is not worth claiming, as the costs of claiming is bigger than the benefit amount. Mostly the monthly Pag-ibig contribution is only 200 pesos (employer and employee), about 2,400 pesos a year, so if you know how long your brother has worked, you can estimate his total savings. Add an interest of about 4% a year. Ask your sis-in-law if she can go to Pag-ibig and ask if your 4 brothers can sign a single Waiver of Rights para isang bayad lang sa notary. And then you can mail your own waiver na merong notary plus photocopies of 2 valid IDs. Sana naman they’ll accept your xeroxed IDs, kasi original din ang hinahanap ng Pag-ibig, as your waiver is already notarized.

  160. Hi, ang brother ko po ay namatay noong May 2016, may asawa po sya at walang anak, wala na din po kaming mga magulang. Nag claim ang asawa ng brother ko sa PAG-IBIG at sabi di daw ma claim nya kasi wala silang anak at kailangan mag waiver kaming mga siblings para makuha nya ng buo. Lima pa kaming natitirang mga kapatid, Nasa abroad po ako, Magkano po ba ang maki claim ng beneficiary, kasi kung mag pa SPA ako at ipapadala ko pa ang mga documents ay mas malaki pa ata gagastusin ko. Hindi ba pwedeng firt beneficiary ang wife nya?

    Rodel M.

  161. Hi Magdalena, hindi pa ba nakuha ng father ninyo ang kanyang retirement benefit noong nabubuhay pa siya? Kasi kung nakuha na niya, wala nang ma-claim pa. If you are not sure, yes, you can ask Pag-ibig. Call 724-4244 or email or send a private message at Send the complete name, date of birth and Pag-ibig MID no. kung meron.

  162. Hello po, pwede pa bang mag claim ng death benefits ang anak ng isang retired member ng pag-ibig even 19 years ago na nnag retired ang member?

  163. Hi Jackie, mga one month ang usual processing, kung maayos ang records ng papa mo, or kung isang lugar lang siya nag-work. I hope hindi malaki yong nautang nio para sa SPA at notaryo. Pag-file ninyo, you can ask the Pag-ibig officer kung kelan ang pag-claim nio ng cheque.

  164. Hi po. Man kumpleto na po and requirements namin para as death benefit ng papa KO.. Mga ilang days or months po kaya makukuha ang benefits? Kasi po inutang lang naming ang mga pang notaryo at spa. Para po Alan naming kelan mababayran salamat

  165. Hi Rachelle, sorry about your loss. At sorry din na ang funeral benefit ng Pag-ibig ay depende rin sa naibayad nio. Kung 100 or 200 pesos lang ang naibayad, ang total lang na makukuha nio is 200 or 400 pesos lang. Baka malugi pa kayo sa pag-collect ng documents required at pamasahe, kasi kelangan ng mga NSO certificates. Ang Pag-ibig benefit ay hindi kagaya ng sa SSS na kahit one VALID SSS contribution lang, you can get a minimum of 20k pesos in funeral benefits. You can email or call Pag-ibig: 724-4244 /

  166. hi mrs nora,ask lng po ako. kc bgo lng po apply ng pag-ibig fund aswa ko tpos one time lng din kami bayad pa kc required po s agency na meron at kailangan po kumuha ng pag-ibig#.kaso july kami start kuha at ngbyad.tpos dis sept.nmtay po siya.meron ba kami ma claim na death claim.

  167. Hi Jen, did you mean hindi pa nag-claim ang father mo sa Pag-ibig when he was still living? Kung hindi pa, yes, your mother can file her claim, or you, in her behalf. See the list of documents required in the post above. Mag-file sa Pag-ibig branch kung saan doon nagre-remit ang company ng father mo, usually sa branch nearest the company location.

  168. Hi Kaye, puede mong tawagan yong company ng member at kung saan sila nagre-remit. Usually doon sa Pag-ibig branch nearest the company location. Ang processing time is usually one month. Kung sa isang branch lang na-remit ang contributions, mas madali. Meron kasing mga members who worked in different regions, at yong ibang contributions nila napunta sa ibang branches.

  169. Hi Jen, puede pa. Usually within 10 years naman ang mga claims. Basta hindi pa niya nakuha yong Provident benefits niya when she was still living.

  170. Hi po Ms Nora, yng sister ko po namatay sya nung july 7, 2014, pwede pa po ba kaming magclaim ngaun? Gano katagal po ba ang validity nun para makapagclaim?

  171. Hi Noel, sorry, walang assistance benefit ang Pag-ibig for a member kung ang asawa niya ay namatay.

  172. Mrs Nora, Good evening po! Kung ang asawa po ng member ang namatay (siya din po ang me SPA to transact in behalf of the member), me makukuha po ba sa pag-ibig?

  173. Hi Nora, What is the usual processing time before makuha yung benefits? And pano malaman saang branch mag file ng claim?

  174. Good morning po ms Nora ask q LNG poh qng pano mag claim ng burial benefits ng pag ibig? Namatay poh ang father last Nov. 2 wala pa pong nakiki-claim ang father q.

  175. Hi ann, maliit lang ang burial benefit ng Pag-ibig. Dati nga wala. Ang maximum burial benefit ay 6,000. Kung ang total savings at dividends ay less than 6,000, ang amount ng burial benefit ay the same amount ng total savings at dividends. It’s different from the SSS funeral benefit.

  176. hi maam, ask ko lng po kung same lang po ba n amount na naihulog ang makiclaim kapag maliit lang po naihulog or wala 6,000.00, d po ba tulad ng sa sss na may burial benefit once na naging member nyo po..ngbebased lang po ba kayo sa contribution ng member? thanks po

  177. hi maam kc dw po nung nmatay ang father nmin my delayed pyment kmi n four mos. nkita kc nila sa record na ngbayad kmi a week after sya nmatay..which is tru dpt dw po kc updated ang monthly amortization.kya sav nl ituloy lng muna nmin ang pag babayad at hntayin nlng nmin ang MRI kung maaaprovan..pero sv nman po ng isang nakausap ko na taga pag ibig dn..kung halimbawa my delayed payments kmi nung nmatay ang father nmin un lng ang papabayaran smin ng MRI..kya po ngtataka aq bkit kylngan pa nmin hanggang ngayon mg bayad pa. e na settl nmn n po nmin lht ng arrears nmin ksama pa ang mga penalty. kc my nbsa po q dto n mhirap/mtgl mg refund .tnx po

  178. Hi dina, it’s good na nabayaran nio lahat yong 4 months na unpaid before your father’s death. Tama ba yong intindi ko na after you’ve paid yong 4 months, patuloy pa rin kayong nagbabayad dahil yon ang instruction ng Pag-ibig? Ano raw ang reason na patuloy pa kayong nagbabayad? Dapat ang balance after your father’s death ay babayaran na ng MRI company. Anyway, anuman ang reason ng Pag-ibig na patuloy pa rin kayong nagbabayad, dapat i-refund nila lahat ng payments nio after your father’s death kapag nagbayad na ang MRI company sa Pag-ibig. Paki-comment na lang uli.

  179. i mean MRI po sorry 🙂

  180. maan ung insurance n nbanggit ko po ay sa MIR.thank u po

  181. Hi,ngpprocess po kc kme ng provident clain kc nmatay po father in law ko.. Totoo po b n kpg ngclaim po un wife tsaka mga kapatid ng husband ko, tig-iisang cheque po cla sa make claim?

  182. hi maam..updated n po kmi s monthly nmin maam until now.. na settle ndin po nmin ang four monts delayed nmin a week lng po after mamatay ang father nmin..

  183. Hi irene, kung nakuha na ng papa mo ang Provident benefits niya (savings plus dividends) when he was still living, sorry wala nang makukuhang death benefit. Kung hindi nio sure kung nakuha na, call 724-4244 or email

  184. Hi dina, meron pala kayong insurance claim. Did you mean hindi nio pa nakumpleto na bayaran yong 4 months na unpaid before your father’s death? I think hindi pa mafo-foreclosed. Pero I hope meron kayong mahihiraman, kasi requirement talaga na dapat mabayaran nio lahat ng monthly amortizations na due up to the date of death ng inyong father bago i-process ng Pag-ibig ang inyong claim. I hope you find remedies, kasi house nio yan.

  185. good am po.gusto ko po sana malaman kung qualified ung tatay ko na makag claim ng pag ibig death benefits.23 years ago nung nawala sya or namatay na.and ano po ung mga kailangan

  186. kung four mos. po b kming delay foreclose n po kya un maam. ?

  187. gud morning po kc po kmi nung namatay ang father nmin meron kming 4mos. n hnd nbyaran..pero until now po ngbanayad pa kmi ng monthly nmin.un kc ang sav s pag ibig. nka pg submit n po kmi ng mga documents pero d p kmi kinokontak ng insurance. 1 mont plng po ang nkakran simula nung ng submit kmi ng mga requirements.tnx po

  188. Hi dina, kapag 3 months delayed, bibigyan ka nang warning, at papupuntahin ka sa counselor or sa third-party collector. Try your best to pay your arrears. Bago naman ma-foreclose, susulatan ka, so dapat updated yong address mo para natatanggap mo ang mga letters from them. Noon, puedeng ma-delay ng maraming months, sometimes a few years, pero ngayon, strict na sila. Dapat lagi kang nakikiusap, so they know you’re interested in keeping your home. Pero try to make payments

  189. hi mrs nora ask ko lang kelan po ba masasabing foreclose na ang housing loan? bale ilang mos. po n delay bgo ma foreclose?

  190. Hi Mitzi, yes, puedeng-puede, kahit marami nang months ang lumipas. There’s a 10-year period for filing most civil claims, pero siempre file as soon as you have the documents.

  191. Hi Jhaye, na-foreclosed na ba? or ifo-foreclose pa lang nila? Punta kayo sa Pag-ibig ASAP, and ask about the status of your housing loan, baka puede nio pang mahabol. Bring your IDs and the member’s death certificate (if meron na). Kung na-foreclosed na, ask them how you can redeem it.

  192. Hi! Ask ko lang din po, similar sa question above. Namatay na po yung pag ibig member and may housing loan pa siya, then may forclosure order na po. May habol pa po ba kami sa bahay namin? Last na hulog po nun i remember was 2006, since nagkaaakit na si member by 2007

  193. My mother died last Feb. 6 this year. Pero di pa kami nakakapag submit ng requirements and forms sa Pag Ibig. Pwede pa kaya mag submit kahit months na ang nakalipas? Thank you.

  194. Hi addi, kung hindi pa nakuha ng mother nio ang kanyang Provident benefits nong nabubuhay pa siya, yes, puede pa kayong mag-claim. Pero kung nakuha na niya noon ang Pag-ibig savings niya plus dividends, sorry, wala nang makukuha na death benefit. Kung hindi kayo sure, you can call Pag-ibig 724-4244

  195. hi po…what if 8 years na pong patay mother ko. Can we stil apply for pagibig death benefits claim?

  196. Hi Winnie, kung updated ang pagbabayad sa housing loan, mag-file kayo ng MRI claim sa Pag-ibig para yong insurance company ang magbayad nang full sa balance ng loan, at mapapasainyo na yong house and lot. You will claim the title from Pag-ibig after processing. Kahit merong mga months na hindi nabayaran nong nabubuhay pa ang member, basta hindi pa na-foreclosed, puede pa ring i-claim yong insurance. Pababayaran sa inyo yong mga dapat nabayaran when the member was alive, tapos, the rest, babayaran na ng insurance. I will email you the form. Puede niyong kunin ang mga forms sa Pag-ibig, pati na yong pag-claim nio sa Provident benefits.

  197. Good day! I chance upon this thread searching for answers..Hope you can help question is, What will happen po sa bahay na naka-loan sa pag ibig pag namatay ang member? Malaki pa po ang kulang. Thanks po in advance

  198. Hi Liane, wala naman sa list of required documents ang cert of employment, so hindi kelangan.

  199. Hi po, ask ko lang po sana if kailangan pa po ba yung certificate of employment para makuha yung sa death claim. Meron na po kami ng lahat na nakalgay na requirements yun nalang po wala

  200. Hi Fely Mae, Pag-ibig follows the Laws on Succession in the New Family Code — this means it does not prioritize the list of beneficiaries listed in the membership form. If your husband did not claim his benefits when he was still living, you and your children are the claimants. If you have no children, you and your husband’s parents are the claimants. You can file through a representative whom you will empower with a SPA

  201. Hi Mari-Grace, Pag-ibig ba ito? Walang pension ang Pag-ibig. Yong Dad nio ba hindi pa niya nakuha ang Pag-ibig retirement benefits niya before he died? I asked, kasi kung nakuha na niya, wala na kayong ma-claim pa from Pag-ibig. Pero kung wala pa siyang kinuha noon, you should file your claim. Yes, you can file at the nearest Pag-ibig branch, kung malayo yong branch where your father’s company remitted Pag-ibig contributions. Check the required documents in the post above.

  202. Hi Ms. Nora My husband just passed away last Monday, 4 October. We remembered that he was a member of PAG IBIG when he was still in the military but that was 10 yrs ago. We were married then but he applied as single in the military since that was the requirement. Now, we don’t know who are his beneficiaries. Is it possible to ask PAG IBIG thru online since I’m living abroad? Thank you..

  203. Mari-Grace Taguibao

    Ask lng po Mrs. Nora what if nag fill kame sa bicol ng death benefits and pension of my Dad is it possible to get or claim it to the other city or not ? And what should we do to get / claim it easily.. My Mom is the beneficiary and my little brother.. Thanks in advance and Godbless

  204. Hi May, yes, meron pa, pero control your expenses in claiming para hindi kayo malugi. Ang death benefit is 6k kapag ang total savings niya ay 6k or more. Yong loan niya ay ibabawas sa total savings niya, at meron pang matitira. Pag single ang brother mo, ang claimants ay ang parents. Kapag ang mga claimants ay magkakapatid at marami, yong iba mag-waiver na lang para konting documents lang. Ask Pag-ibig kung puedeng isang waiver for many.

  205. good day po may tanong po ako my brother resign dahil s mtinding sakit.Nag start po un January di nkk pasok hangang mg resign dahil s sakit nya.may utang po sya sa pag ibig then he died Sept 30. 2016.may makukuha po b sya benefits after he died?

  206. Hi Ms Nora, my husband died March 5, 2010, hindi ko pa po naasikaso ang death claim po, ano po bang mga forms and requirements to claim. I have 3 kids po, ages 18, 15, 10 yrs old po. Thanks

  207. Hi Levi, kung nakuha na ng mother mo ang Pag-ibig benefits niya when she retired, sorry, hindi na kayo maka-claim ng death benefit. Kasi once nakuha na ang retirement benefits, stopped na rin ang membership sa Pag-ibig. You can call 724-4244 and ask, or mag-private message ka sa with your mother’s complete name, Pag-ibig MID (not known), employment history and date of death.

  208. Good morning mrs Nora. Tanong ko lang po if qualified pa po ang aking mother sa pagclaim ng death benefit dito sa PAGIBIG? Nagretired po siya noong 2009 as public school teacher at namatay nitong September 14,2016. Wala na po kasi yung mga papers at ID niya sa pagibig. Paano ko ba malalaman na qualified pa siya sa pagclaim ng programa ninyo sa death benefit?

  209. Hi Ken, was your mother already a retiree for a long time before she passed away? Because if she has stopped working and has retired long before, it’s most likely that she has claimed her Pag-ibig benefits. If she has already claimed her benefits when she retired, there is no more death benefit to claim. You can call 724-4244 to ask, or you can visit your mother’s Pag-ibig branch with your ID, her death cert and your birth cert and ask.

  210. Hi Nora – My mother died last September 20, 2016. I just want to know if ever nakuha na nya yung contribution nya (+dividends) — sorry I do not know what does it called, pwede parin bang magapply for death claim?

  211. Hi gwen, magkasama na naco-compute ang provident benefits at death benefit. Isang claim form lang ang ginagamit–yong sa provident benefit claim form. Merong death benefit addition sa lowest portion ng form. Ganunpaman, check nio if your father’s name is in this list:'%20SAVINGS%20(PROVIDENT%20BENEFIT%20CLAIM).pdf. Ang maximum death benefit ay 6,000 lang. This maximum amount is added if the provident benefits total is 6,000 or more.

  212. good afternoon po, my father passed away last 2010, may naclaim po kami na death benefit claim, kasama na po kaya dun yung total accumulated value plus dividends sa contribution niya? if hndi po, possible po ba na may maclaim pa kami? thank you po,

  213. Hi anthony, you can find out. Visit the Pag-ibig branch nearest where your father worked the longest or last. Bring your ID, birth cert (to prove you’re the son) and your father’s death cert and ask about your father’s Provident and death benefits. Kung wala doon sa branch na yon, you can call the Pag-ibig hotline 724-4244 and ask. If there are benefits, yes, you’re the only one who can claim, except lang if your mama was able to claim it by herself before she passed away.

  214. Morning MrsNora nmty father q last june 2015 e mtgl n po cla hwly ng mother q po e tntnung po nla s kn kng ng member b s pag ibig c ppa..e d q po alm pero my sss po xa.pnu q po b mllmn kng member po xa at my mkkuha p po b aq bnefits kng meron po ..kc wla n dn po c mama only son lng po aq.tnx po

  215. Hi julie, ibig sabihin alam mo yong RTN o registration tracking no. niya? If yes, sundan mo lang ito para makuha mo yong MID: How to get Pag-ibig MID

  216. ung case po ng husband ko is na oonline q po sya, ibig sabihin po wala po syang pag-ibig mid #. anu po ung mabuting gawin q?

  217. Hi julie, yes, you’re right. Pag ganyan ang response, it means nagregister na noon ang husband mo at meron na siyang Pag-ibig MID.

  218. hi Ms. Nora, mayron po kming anak, nagtry po akong mg online registration sa pag-ibig para malaman ko kong myron syang mid no.d b po pag may mid # na ito ung nakalagay “The information you have entered already exist.

    Proceed to the nearest Pag-IBIG Member Services Office (MSO)/Member Services Branch for registration/further verification/ completion of MDF/issuance of Pag-IBIG MID Number.

    For immediate concerns, contact the Pag-IBIG Hotline.

  219. Hi Edna, go back to where you filed and ask kung na-process na ba yong claim nio, at kung hindi pa ay tanungin nio kung puede bang ma-retrieve ang documents nio para makapag-refile kayo kasi namatay na yong member. Kasi merong additional 6k na death benefit kapag ang filing nio ay death claim.

  220. Hi Julie, sad to know about your loss. Pag hindi mo mahanap sa records niya, puede mo itong tanungin sa Pag-ibig na mismo. Plan yong pag-claim mo para hindi masyadong magasto sa transport kasi kung one year lang siyang nag-contribute, around 2,400 lang (200 pesos x 12), then mga 2,400 din lang ang death benefit, so around 4,800 lang. Dividends na yong dagdag. Prepare mo na lahat ng docs para after you get the Pag-ibig MID, isulat mo lang, then file your claim. Isang biahe lang.
    By the way, pala, meron kayong anak? I asked kasi kapag walang anak, based sa mga comments dito, ni-rerequire daw ng Pag-ibig na ka-share mo ang parents ng husband mo o kaya siblings if wala nang parents. So kelangan din ng birth certificate ng husband mo at according to comments, marriage certificate din ng parents, if both are alive. Puedeng mag-comment ka if wala ngang anak.

  221. Hello po, my husband died last august 27, 2016, but before that ngfile n po kmi ng provident claim pero hindi pa po mrelease dhil kelangan pa po ng cert of foreclosure dahil po my housing kya ngfile din po kmi sa pagibig ng cert of foreclosure nong march 2016 pero hindi n dw po mkita yng file namin ng mgverify kmi kya ngfile ulit kmi august 22, 2016, pano n po ang proseso e namatay n yng member. Tnx po

  222. Hi Ms. Nora My husband is a police officer, he died last July 2016, Nag 1 year plang sya last July 2016 in service, sabi po sa kin sa finance my mkukuha po daw aq sa pag-ibig fund na burial. Nkita q pa sa payslip nya my mga deductions sa pag-ibig pero wala po syang pag-ibig mid #.

  223. Hi Nada, pag nagregister ang member online and paid from abroad, sa Buendia Makati ang branch niya. But if you’re in the province, you can file at the Pag-ibig branch there. Ifo-forward nila sa Makati ang claim nio. The NSO death certificate is required so dapat yong death certificate from abroad ay dapat ma-register muna sa NSO.

  224. Hi Chelitah, yes, sure, puede pang mag-claim. You did not mention your mother. Kasama siya sa pag-claim if she was married to your father. Submit these: Application for Provident Benefit Claim, Orig and photocopy of your IDs or passports (at least 2 IDs each), Proof of Legal Survivors, Affidavit of Guardianship (are you 18 or older? Ikaw ang guardian ng kapatid mo), NSO death certificate of your papa, your NSO birth certificates, if your papa was not married, kuha na rin ng NSO Cert of No Marriage. And if your papa was not married, baka ka-share nio pa yong parents ng papa mo, so you also need your father’s NSO birth certificate, at kung grandpa and grandma are both alive (fatherside), baka pakuhanin pa kayo ng NSO marriage cert nila.
    You mentioned a house and an agent. Did your father take out a Pag-ibig housing loan? Mag-file din kayo nito: Application for MRI-SRI claims, para ma-claim nio yong house. The insurance company will pay the balance of your father’s housing loan. Tanong ka na lang uli kapag merong parang malabo. You can see how the claim forms look like here: Pag-ibig claim forms. I’ll email you the MRI/SRI claim form para makita mo yong requirements nitong MRI claim para minsanan na lang ang pagkuha sa NSO.

  225. Hi poh maam..goodday poh
    Pano poh.pag overseas ang namatay at sa ibang bansa siya nag huhulog ng.pagibig

  226. Hi Nora, my papa died last 2012. bumalik agad kmi ng Japan kaya di na process yung death claim nya. Nakapangalan sa kanya yung bahay namin. pag iprocess paba namin sa ngayon yung mga requirements may makukuha paba kami? Naka usap namin yung isang agent ng Pag-ibig na basta i file lg namin yung mga requirements. Dalawa kming mgkakapatid, 17yrs old yung bunso. Hope to hear from you soon! Thank you.

  227. Hi Rachel, I emailed you

  228. Hi Cherry, meron bang at least 36 monthly contributions ang papa mo? Kasi kung meron, mas maganda kung mother mo ang mag-claim para mag-pension siya. Tinanong nio ba sa Muntinlupa City registrar kung paano ang late registration ng marriage? What did they say when you showed the marriage cert? Yon bang nagkasal sa kanila, puede nio pang mapuntahan to get an affidavit na ikinasal nga sila on a certain date and place at sabihin yong reasons why the marriage cert was not registered, para ma-file nio sa Muntinlupa registrar for late registration. Magtanong din sa registrar muna kung ano ang process ng late registration of marriage.
    Halimbawa lang hindi talaga valid yong marriage cert, ang status ng father nio ay single or unmarried. Pag ganitong unmarried, ang beneficiaries ay minor children. Kung wala nang minor sa inyo, ang susunod na beneficiaries ay parents ng father nio (your grandparents, fatherside). Kung wala nang grandparents fatherside, ang beneficiaries ay yong kung sino ang mga nakasulat na dependents or beneficiaries sa record ng father ninyo sa SSS. Kung walang nakasulat, kayong adult children ang beneficiaries (lump sum at hindi pension, kasi secondary beneficiaries ang mga adult children). Ask others too. Puedeng mag-comment ka later on kung sino ang nakapag-claim? and thanks

  229. Dear Ms. Nora, Kamamatay lang po ng father ko last June 29,2016. Kasal po ang mother ko sa father ko sa Muntinlupa City. Nung nag-verify po ag mother ko sa NSO and sa Muntinlipa lumabas po na walang record of marriage sila but meron kaming original na marriage cert na hawak. Ang question ko po is, mas madali po bang magfile if single ang magiging status ng Father ko at ang magiging claimant ay kami ng brother ko since both of us have a valid NSO birth certificate..Whereas kung married ang idedeclare ko wla kami maipapakita na NSO marriage cert ng father and mother ko since lumalabas na di nakaregister yun marriage nila..Please help us.

  230. Ms. Nora, sa pag ibig makati branch ang mom ko, then when she died, sa pag ibig lipa ko po finile yung death claim. Last june pa po. May chance na nasa lipa na po ang check and ready to release? May din po kasi. Or mag aantay po ako ng text from pag ibig lipa? Thanks po

  231. Hi pearl, kung nakuha na ng lolo mo yong Provident benefits niya noong nag-retire siya, sorry wala nang makukuha pa. Ang death benefit ay naibibigay lang kung hindi pa nakukuha yong retirement benefits. Kung hindi nio sure kung nakuha na, you can go to your lolo’s Pag-ibig branch with your IDs and ask

  232. Hi mrs nora pwede pa po ba makakuha ng death claim ang lolo ko kasi namatay sya aug.21,2011 tapos matagal na syang hindi nakapaghulog sa pag ibig? At kung pwede pa po maka claim,pwede ba ang mama ko ang mag asikaso kasi only child lng po sya. Salamat po

  233. Hi frenz, average ay 3 weeks to one month. Mas matagal kung nagtrabaho in different cities at different Pag-ibig branches na-remit ang contributions.

  234. hi mrs nora.. how many working days ang process ng death claims tnx po 🙂

  235. Hi madelyn, puedeng mag-file diyan sa Iloilo. Kumpletuhin mo ang papers tapos makiusap ka sa officer na paki-send sa Pag-ibig branch ng kapatid mo. Saan ba nag-work ang kapatid mo para i-research ko kung saang Pag-ibig branch sila nagreremit. Single ba ang kapatid mo? Kung single, ang claimant ay ang parents nio. Ikaw ang mag-file pero sila dapat ang mag-sign ng mga papers. I will send you the forms.

  236. ms.nora sana po matulugan nyo po kami….

  237. Hello Ms.Nora. Namatay po ang kapatid ko march 3,2005..ako po ang naglalakad ng mga papers for death claim sana. kaso nakita ko po kung san sya nakpaghulog dun din po pwedeng i file..kaso lang andito po kami sa probisya namin,sa Iloilo.mahirap lang po kami..tapos nanay ko maysakit pa po..ano po ang pwede kung gawin?salamat po.

  238. Yes mrs nora pangalan po ng papa q ko ang nkalagay sa birth certificate. d pa po kc sila kasal nung pinanganak kming magkakapatid kaya apilido po ni mama ang nka lagay s surename. 2004 po cla naikasal ni mama. yung bunso ko pong kapatid ay 18yrs old.. Bali mag fill nalng din po ba ako ng affidavit of descrepancy in surename? Mrs nora ganon din po ba ang magging case pag nag fill po ako sa GSIS?? thank you po so much your your response.. more power and more blessing.. thankyou hintay ko po ulit ang mgging sagot mo po..

  239. Hi jona, yong bayaw mo ba ay diretso sa Pag-ibig na siya nagbabayad ng amortization? Meron kasi yong naghuhulog pa lang ng down payment sa developer at di pa nai-apply sa Pag-ibig ang property, kaya nagtanong ako. If sa Pag-ibig na nagbabayad, then his mother can claim the house. Ang magbabayad ng balance ng housing loan ay yong MRI insurance company. Dalawang claims ang i-file niya: yong sa house and sa Provident benefits (savings plus dividends plus death benefit). Kuha siya ng mga forms (Application for Provident Benefits, Proof of Surviving Legal Heirs at Affidavit of Guardianship) at list of required documents sa Pag-ibig. Application for MRI/SRI Claim form yong sa house claim.

  240. Hi maggie, yon sa birth certificates nio ba, nakasulat na siya ang father ninyo? Kasi kung nakasulat siya as your father in your NSO birth certificates, then you can claim kahit iba ang surname nio sa kanya. Maaaring mag-require lang ang Pag-ibig ng Joint Affidavit for Discrepancy in Surnames. Meron bang legal wife ang father ninyo? Was he married? Kasi kung single siya, kasama rin sa claimants ang parents niya, pag sa Pag-ibig. Meron ba siyang legitimate children? Kasama rin sa claimants sila kung meron.

  241. good evening po. hi mrs. nora i have a question po.
    Namatay po ang papa q june 27 , ako po ang naglalakad ng mga papers for death claim kaya lang po ang birth certificate naming magkakapatid hndi pa po nkaapilido sa knya. illegitimate pa po, tanong ko lng po pwde ko po bng ifill un for req? o need ko pa po ipa ayos sa nso ung leggitimate.. i need ur answer thankyou very much…

  242. gud pm po,,yung bayaw ko po ay nagloan ng bahay,wala pa pong 1 year eh namatay na sya, anu po ang maaari nming gawin para dito.january po xa namatay,may isang anak 8 yrs old.walang asawa,nanay nya po ang claimant
    need your answer po tnx

  243. Hi lilybeth, yong 6,000 palagay ko yon na yong death benefit, kasi ang maximum death benefit ay 6,000 pesos. Kung nag-contribute ang papa mo ng $100 or more a month, kahit hindi continuous, dapat malaking pera ang natanggap ng mama mo. Ang Pag-ibig, hindi lang porsyento ang benefit. Dapat lahat ng contributions o inipon sa Pag-ibig plus dividends o interest ay ibibigay sa mama mo. Dalawa ang savings scheme ng Pag-ibig — yong mandatory (usually tig-200 pesos lang ito) at yong POP (puedeng US$; puedeng in peso). Itong POP, itinigil na ang new membership, kasi meron nang kapalit at ang tawag ay MP2, pero yong mga merong POP, patuloy pa rin, at ititigil na kapag ma-claim na lahat. Kung kukunin na itong POP, dapat in US$ din kung in US$ nag-contribute. Baka mandatory savings pa lang ang nakuha ng mama mo. Baka merong POP ang papa nio kasi sabi mo in US$ nagbabayad.
    Meron ding isang possibility: kung nag-multi-purpose loan ang papa nio nang malaki, at hindi nagbayad on time, konti na lang ang natirang savings. Ask your mother to ask Pag-ibig about POP.

  244. hi mrs nora,i just want to know some info,seaman po ang father ko and he pass away last december,30 yrs po cia sa serbisyo with a minimum of 100$ although hindi continues ang paghu2log kc seaman nga po..i just heard from my mom na nakatanggap cia ng 3000 pesos sa unang bigay then 6000 pesos sa 2nd..gusto ko pong malaman kung magkanu talaga ang porsyentong naku2ha ng claimer sa haba ng hulog ng member at bakit po hindi buo..tq po..

  245. Hi Elenita, emailed you, as my response is delayed.

  246. Hi Mae, nakaka-puzzle din ang Pag-ibig. Parang iba-iba ang hatian nila ng benefits. Ang alam ko, kapag adults na kayong children, mother nio na lang ang claimant, kasi ganon yong ibang nag-comment dito. Or are you three children under 21? Anyway, kung 4 daw kayong beneficiaries at kung 4 names ang nasa check, dapat andon lahat kayo to claim the check, or isa ang mag-claim bringing SPAs and IDs of other claimants. Call na lang Pag-ibig to ask. If you have time later on, puedeng mag-comment uli kung 4 nga ang names on the check kahit 21 or over na kayo? And thank you very much for your time.

  247. Hi mrs Nora ask ko lang about claim sa cheque due to death of my father.Apat kaming beneficiaries kasama yong mother ko.Ask ko lang if any sa aming tatlong magkakapatid or my mother can claim the cheque. Nalilito kasi kami if kailangan bang kaming apat ang mgpunta sa pag-ibig just to claim the check? or any sa aming apat without bringing SPA and individual ID’s.

  248. Mrs nora, I retired 2 yrs ago and naclaimed ko na yung retirement pay ko sa pagibig fund, ibig bang sabihin noon wala na akong ibang benefit pa at totally separated na ako sa pagibig fund. thank you!

  249. Hi Nova, sorry hindi ko sure kung anong ginagawa ng Pag-ibig pagdating na sa house. Usually kasi, based on comments here, pag yong Provident benefit, if the member and the spouse had no children, the benefit is shared by the legal spouse and the member’s parents if still alive. Sabi ng Pag-ibig, in case of death, Fund benefits shall be divided among the member’s heirs in accordance with the New Civil Code as amended by the New Family Code. I have been researching the New Civil Code noon pa, at di ko masyadong ma-digest, since I’m not a lawyer. So I turned to lawyers’ Civil Code summaries, at ganon nga na if there are no children, the widow or widower shares the inheritance with the member’s parents (if no more parents, share with the grandparents; and if no more grandparents, share with the siblings). Sa housing loan form, name of spouse lang ang andoon, but in the list of requirements for claiming the mortgage redemption insurance (MRI), kasama pa rin yong Notarized Proof of Surviving Legal Heirs in which the parents are listed, so ask na lang Pag-ibig. Hope you can share later on. Thanks a lot

  250. Hi ms Nora, My husband died last June we have a housing loan and he is the principal borrower we are legally married pero walang anak ask ko Lang po Kung san mapupunta ang house loan namin hahatiin pa po ba namin ng na ay Nya yung bahay? Thank you po -novA

  251. Hi Alfred, tama ka, kasi kelangan pang NSO ang documents — more expensive than local registrar’s docs. Kung marami ang claimants (for example, 9 siblings), at konti lang ang naipon ng member, lugi sa transpo, notary fees at document fees. One time siguro, I will blog about this.

  252. Hi alma bella, if your mother claimed her Pag-ibig benefits when she retired years ago, sorry there’s no more benefit to claim from Pag-ibig. The death benefit is given only to the heirs of members who did not claim their retirement benefits when they retired. If you’re not sure, you can call Pag-ibig 724-4244 or email If you email, include your mother’s complete name, date of birth and employment history, and attach a scan of your ID and your birth cert (to prove your relationship and your right to ask questions).

  253. Sa dinami dami ng requirement, mas malaki pa yung gagastusin mo kesa sa ma ki claim mo…

  254. alma bella castillo

    Good afternoon Ms. Nora, My Mom died last June 26,2016. She was a retired public school teacher and retired last October 1998. What are the claims that we her surviving heirs need to claim from Pag-ibig. Thank you Alma P.S Please include the requirements needed for the claims.TY

  255. Hi Richel, sorry kung na-claim na ng Pag-ibig member yong retirement benefit (savings and dividends) niya noong nag-retire siya, wala nang make-claim na death benefit. Yong sa SSS pensioner ang meron pa.

  256. Hi Ariel, this death benefit can only be claimed if the member did not claim his Provident benefits (savings plus dividends) when he was alive. Ang death benefit ay hindi separate benefit; kasama sa savings and dividends. Pag nakuha na ng member noon, wala nang ma-claim.

  257. hi po, pano po kung yung member e matagal nang patay, possible pa po ba na makapag claim? ngayun lang kasi namin nalaman na pwede pala po.. .thank you

  258. ask ko lng po kung pwede png mg claim ng death dun s mga retired n?

  259. Hi Rochelle, yes, pero maliit lang. Halimbawa ang naipon ng member ay 400 pesos lang, 400 pesos din lang yong death benefit ng member. Pag ganito, parang lugi pa sa pag-claim dahil sa cost ng NSO death cert, birth cert at transpo expenses. Compute expenses.

  260. Gud day po .thank u ms nora . Yes i hope we complete the req. as early..thank u for the response.and more power..

  261. Ms nora kapag po ba almost 2 or 3 mos ka pa lang member ng pag-ibig entitled pa po ba sa death assistance? May makukuha po ba kung namatay ang member?

  262. Hi Ms Nora
    My brother was already died his wife already died and my parents also died so we are his benefeciary i have done securing their documents but my problem some of my siblings have no valid id because they have no work and they stay only in our province how can i solve this in order to claim the benefits of my late brother?

  263. Gud am po, ask lng po I am a common law wife my husband died last April 2016, my 2 po kming anak na technically tinatawag n illegitimate ng mga in-laws ko kasi d kmi kasal, buhay pa po both parents niya,ngaun po gusto ko pong malaman kung pwede po ba ako ang mgaayos ng provident ng asawa ko para sa mga anak ko, sabi po kasi sa branch ng pag ibig parents niya pa rin ang primary beneficiary,thanks po and more powet

  264. Hi ofelia, was the member unmarried? If married, it is the spouse and their child who can claim. If unmarried, it is the member’s parents and the child who can claim. If no more parents, yes, the child and guardian will claim. If it’s only the minor child, the names of the grandparents (mother and father’s sides) and brothers and sisters might need to be written on the Proof of Surviving Legal Heirs form.

  265. ofelia b. medina

    gud pm. yun po pa sa death benefits pede kapatid ang mg file since kapatid ko guardian ng bata. or pede po ba mg file ng death benefits claim ang anak ng namatay na may edad na siyam na taon. since siya lang ang nag iisang anak. thx po god bless

  266. Hi nympha, I hope you’re able to submit your requirements so you can claim your Provident benefit and your property title and so you can refund those amortizations you paid after your father’s death.

  267. Gud day po we are updated na po until now we pay our monthly amortization coz wer not already submit all the req.. thank u po ms nora.

  268. Hi nympha, processing time varies. Depends on whether your mother’s records are in one branch or different branches. Provident benefits can be released within a month. The property title will take more time, depending on how soon can you pay the unpaid amortizations and how soon the insurance company can pay Pag-ibig.

  269. Hello po ult ms. Nora after po mkpag submit ng nga req. For those benefits gaano po katagal ang proseso? tnx a lot

  270. Thanks Miss Nora for the information.
    Thank you for having this thread/forum, great help.
    God bless!

  271. Hi nympha, yes, your mother can claim the Provident benefits because she is the legal wife. She can also claim the house if it’s not yet foreclosed. You pay the outstanding balance (unpaid mothly amortizations before your father died) and mortgage redemption insurance will pay the rest of the loan balance so your mother can get the house-and-lot title

  272. Hi Alexis, you file your claim together as one. You file one set of forms (2 claimants in one set of form). If your brother’s house is not yet foreclosed (most likely not yet), you can claim it. Go to your brother’s Pag-ibig branch and ask how much you should pay to update your brother’s housing loan. Bring your IDs, your birth cert, your brother’s birth cert in case they require it. Later on, you will just pay the unpaid 7 monthly amortizations plus interests and penalties and MRI (mortgage redemption insurance) will pay the rest of the balance and you and your sister will get the house-and-lot title.

  273. Hi Ms Nora, My brother had a Pagibig housing loan but he died last April 2016. (He missed to pay the monthly dues for around 7months due to his illness). Our mother and father were already deceased. Only 2 siblings left (me and my sister). My older sister is currently unemployed. Me and my sister were living separately for almost 10years but we met in the burial of my brother. Can I claim my brother’s pag ibig benefits? Or do my sister and I should claim together at Pagibig office?

  274. Hi ms nora my father died. He had outstanding housing loan bal, is my mother can get the provident benefits?

  275. Hi Cheng, you said you think your mother got already her savings plus dividends when she was alive. If you are not sure, you can call 724-4244. If she has already claimed her savings and dividends (called Provident benefits), then you can no longer claim a death benefit. Pag-ibig Fund’s reason will be because your mother’s membership ended when she claimed her Provident benefits.

  276. Hello Ms. Nora,

    My mother died last year and she haven’t claimed any of her PAG-IBIG funds. Now, my father and I are both beneficiaries. He would like to make the claims and asking me to sign a quitclaim waiver affidavit. Btw, my father and I do not have a very good relation since my mother was alive and I’m an OFW. My questions are:

    1. If I did not sign the quitclaim waiver affidavit, can he still make the claims for all of the funds?
    2. If he manage to claim the portion of his entitlement from the funds, can I still file separate claims for my portion when I got back in Phil.?
    3. Is there a way to know how much was the total amount of funds my mother left inside her PAG-IBIG account? (from what I know it’s quite ample as she did not afford any loans during the time she was working until she passed away)

    Appreciate if you can give me another viable way to deal with this issue.
    Thank you very much!.

  277. Hi mrs nora!i would like to ask if my mother can claim her death benefit? she worked 15 yrs in the gov’t and she stop working due to her eye illness. I think she had early retirement. Can we claim her pagibig death benefit? I think she got back her pagibig premiums or contributions when she was still alive. Thanks much. god bless!

  278. Hi day, your MRI should have been paid because they indeed pay one year in advance. what were the 4 months you failed to pay? before your father died or after? If your father failed to pay 4 months before he died, then you need to pay those 4 months plus penalties and interests before the MRI will be applied to pay your father’s loan balance in full (and your loan will be fully paid off). If you paid for due dates after your father died, these payments will be returned to you, and your loan balance will be paid in full by MRI. After getting the title from Pag-ibig, you will process the cancellation of mortgage at the Register of Deeds so you will get a clean title in your father’s name.

  279. Hi good day. I am Vanessa from Cebu I just want to ask if is it true that we need to wait another 3 months for our death claims to be released since there is one lacking document that they require to submit? We processed the death benefit claim last April and we submit the lacking paper last week. I hope I will get some detailed answer on this. Thanks.

  280. Hi ms nora my father died last january we had 4 mos. failed payments. is there a possibility we can avail of MRI? an employee of pag ibig said they pay 1 year advance payment to mri. But they are not sure we can avail. if we have pre payment of 1 year, is it possible we are fully paid? thanks po

  281. Hi Editha, since he has retired, I assume he already got his Provident benefits from Pag-ibig. Has he claimed his Provident benefits when he retired? If yes, sorry, there’s no more death benefit to claim from Pag-ibig. Why? After he claimed his Provident benefit, his Pag-ibig membership also stopped.


    Good day po! My Father died last June 13, 2016. He is an SSS pensioner for almost 20 yrs., can he also claim a Pag-ibig death benefits?

  283. Hi Mitch, yes, you and your brother can be the legal claimants depending on your ages and if your father’s parents are still alive. So I can reply correctly, please tell me how old you and your brother are and if the parents of your father are still alive.

  284. Good day. My brother and i are illegitimate children since our parents are not married, but papa has no other children or wife. Can we claim from pagibig and SSS? If so, can I file by myself? My brother has no IDs. TIA.

  285. Hi marianne, sorry you have no more benefit to claim. Pag-ibig is not the same as SSS. When your father claimed his disability benefit, all his Pag-ibig savings and dividends were given to him. No money was left. So there’s no more money to claim.

  286. Can we no longer file for death claims? We were told we already filed for disability. My father died april 15 2016

  287. Hi Shella, is this a Pag-ibig housing loan? Yes. If you pass away and you’re updated with your payments, the house will be considered fully paid and the title will be given to your husband. The unpaid portion of your housing loan will be paid by mortgage redemption insurance (MRI). You’ve been paying this MRI premium as part of your monthly amortization.
    But release of title will not be automatic. Your husband must file his claim and submit the required documents to Pag-ibig (first filing for Provident claim and next, for the house and lot title).

  288. Hi. what will happen to my housing loan if I died? Will my husband or children continue to make the payments? thanks

  289. Hi frina, if the parents have long separated, then the children, even if married and of legal age should find a way to claim. The children should get a signed and notarized waiver from their father, and then file their claim. This is the Pag-ibig Waiver of Rights form. When you get the waiver, get also a copy of the father’s IDs, in case Pag-ibig requires it. Marriage certificate from NSO might also be required to prove to Pag-ibig the identity of the spouse.

  290. Hi mrs nora is claimant’s sss id or tin id acceptable to pag-ibig? Thankyou

  291. good day. can children of legal age claim? Pag-ibig said children can no longer claim if they’re of legal age and married and it should be the spouse that should claim. But they’ve been separated for a long time.

  292. Hi arlene, who died? The child or the member? Pag-ibig’s death benefit is given only if it’s the member who died, and if the member did not claim his savings before he died.
    About the death certificate, Pag-ibig requires an NSO death certificate. If it’s the member who died, you should report the death to the local registrar, even if it’s a late report, then wait for it to be forwarded to the NSO.

  293. Good day ms nora..!tanong lang po ako..kung ang anak ng member ay deceased na po tapus wala syang death certificate sa munisipyo sa kadahilanang hindi na submit ang death cert. Or wala syang record sa ano po ba ang dapat gawin para ma claim yung death benefits ng member? Thank u..arlene

  294. Hi mary jean, you email Write your father’s name, date and place of birth, names of companies where he worked and locations and dates. You note “estimated” if you’re not sure about the dates. Attach a photo of your ID and birth certificate.

  295. mary jean d. solivet

    dear man nora,
    follow up lang po, tatlo na lang po natitirang buhay, sila lang po ba ang may karapatan sa death claim ng uncle ko since patay na po si tatay ko? kasi yun po ang sinasabi nila na silang tatlo na lang pong buhay ang may karapatan sa death claim ng uncle ko.

    thanks po … mary jean

  296. Hi mary jean, do you mean your uncle has no wife and no children? Are his parents and grandparents already deceased? If yes, then the claimants are all his brothers and sisters. Is your father the only brother? No other brothers and no sisters? If yes, then you can file your claim together with your brothers/sisters. If you have many brothers/sisters, they can sign waivers so you can save on documents and time.

  297. mary jean d. solivet

    hi po, my uncle died 3 months ago. He has no beneficiary. He’s the brother of my father who’s already deceased. Are the nephews/nieces among the claimants? jean

  298. mary jean d. solivet

    dear po. I want to verify if my father or his beneficiaries were able to claim his benefits. My father died in sept. 22, 2001. Would you please check his records? Thanks po

  299. elvira b. cenabre

    Good Nora..sagotin ko ang tano ng MO.My mother is still alive po..ako ang pinaka panganay sa aking mag kapatid lima po kami magkapatid ang youngest namin 31 years old na..tungkol sa name ng papa ko..naging dalawa ang name nya sa sss nya record Marcelino monterde briones sa pag ibig record naming Elino. Sabi sa Kahana ko Doon sa ofcna ng pag ibig nag basi po cla sa marriage contract nila ang Elino daw ang e-file ko sa form.Pasinsya Lang mahirapan kayo sa pag itindi sa mga nasabi ko parang magulohan kayo dito. Tanong Lang po bakit kailangan Maka perma kaming lahat magkapatid buhay ang aming Ina. Bakit pahirapan pa kami..napagud na ako nag processed away Lang kami sa aming Ina..matanda na..Sana mapalinawagan mo ako dito mam..Salamat sa pag reply first question ko.

  300. Hi ms Nora good day! If ever the provident benefits requirements are already complete and submit all of these to the long can be claim the check?

    Thankyou and more power!

  301. Hi Michelle, you mentioned in your other post that you found out there was a first marriage. If the first family already claimed your father’s Pag-ibig, then you have no more benefit to claim. You could have shared in the benefit if Pag-ibig came to know early that you are also beneficiaries. But if the benefit was not yet claimed, you can file your claim. First, email Pag-ibig with your father’s complete name, birth date and birth place, names of companies where he worked and employment dates, date of death, and ask if you can file your claim. Attach a photo or scan of your valid IDs.

  302. Michelle Abadiano

    Hi. I wish to claim my papa’s death benefit. He died in 2006. I just read that there’s a Pag~Ibig death benefit. What should I do? Can we get something even if he’d died long time ago, in 2006? My mama is also gone. It’s only me and my sibling. How long before we can get the death benefit? What are the requirements?

  303. Hi joanne19, yes, you file asap, so that in case your husband’s parents are filing their claim, Pag-ibig will know that your husband had children. Since your husband was not married, Pag-ibig might divide the benefit between your 2 children and your husband’s parents.

  304. Hi goodam po my husband and I were not married. He died. We have 2 children carrying his surname. What should I do as mother of our 2 children? Do I have the right to file for our benefit?

  305. Hi Charmaine, did your lolo claim his Pag-ibig retirement benefit when he was still living? If he has claimed his benefit already when he was still alive, then there’s no more death benefit to claim. If you are not sure, you can email and ask. Include your lolo’s name, Pag-ibig Mid no. if he has and address. Attach a photo of your ID.

  306. Charmaine Dioce Duron Deviente

    Hello po.. Im Charm po from Gensan. Someone promised to help us process the Pag-ibig Burial Loan of lolo named Dioscoro Deviente. Up to now we can’t contact him. We now think he processed the claim and got the money. can we know if the money was already claimed? thanks po. please reply

  307. Hi Martina, yes, because you have children, you and your children will get all the money your husband saved plus dividends, plus the 6k. Death benefit is 6k if total savings plus dividends is 6k or more. Death benefit, savings and dividends will all be claimed in one Provident claim application.

  308. Good am. My husband passed away a month ago. I want to know if my children and I can get all the money he contributed since he became a member, or just the 6k? He did not use Pag-ibig for anything. Thanks a lot!

  309. Hi lito, file the Application for Provident Benefit form and Proof of Surviving Legal Heirs form — see here Pag-ibig Provident benefit claim forms. If your sibling is single, it should be your parents who are the claimants/beneficiaries. See the other requirements at the lower portion of the Provident benefit claim form: NSO death certificate, NSO birth cert (to prove relation to parents), and if single, NSO cert of no marriage, IDs of claimants

  310. hi, how do we claim the death benefit of our sibling who has passed away? what are the requirements?

  311. Hi Evelyn, do you mean it’s not Pag-ibig doing the follow-up with the insurance company? That you are dealing directly with the insurance company? It should be Pag-ibig facilitating the claim. Have you emailed to Did you submit all the required documents? Was your son updated in his payments prior to his death? Meaning you were not required to pay a number of unpaid monthly amortizations?

  312. Good pm – my son got killed in a motor accident. I filed a claim last Sept 2015 as his mother regarding the loan mortgage on a lot he has with the Pagibig fund at Pagadian City field office Until now i have not received any notice from the insurance as it is based in Manila as the head office. Please help facilitate the issuance of the said claim.

  313. Hi Genelle, the death benefit is 6,000 if the total of savings and dividends is 6,000 or higher. The benefit amount will be total savings plus total dividends plus death benefit (maximum death benefit is 6k).

  314. Hi Celica, sorry but Pag-ibig requires the NSO-certified copy of death certificate.

  315. hi po! My pamangkin died Aug.12,2015. We were not able to get Burial benefit from PAG-IBIG. We filed for APB Death Claim. How much is the total benefit po?

  316. Hi Cristina, if your papa’s records are in only one Pag-ibig branch, your check should be available now. If he worked in different regions, it might take some more time to consolidate records. Call the phone no. they gave you.

  317. Hi michael, where is your papa’s maritime agency located? If in Manila, your papa’s Pag-ibig savings could be in Pag-ibig Manila. Or to be sure, call your papa’s former agency.

  318. hi po, how and where can we file our papa’s death benefit claim? he was formerly a seaman and we don’t know his pag-ibig number. thanks po

  319. how many months before the death claim is released? They received po our documents march 18,2016. thank you po

  320. Hello po. My father just passed away last April 11,2016. Can I file the Certified true copy of Death Cert? The NSO copy will be available only after a few months

  321. Joanna Marie Equibal

    Hi Ms Nora ask q Lang po,namatay po ang father last dec. 11 sa Surigao at naninirahan na po aq sa Bohol ngayon,pwede ko ba dito as bohol asekasohin and death benefit ng father q. Yung mother ko po kasi d nya maasekaso kasi malayo sa kanila ang city kc NASA bundok cla ngayon at may second family na.

  322. Hi Melanie, it’s so giving and kind of you to have allowed your in-laws to get benefits that were supposed to be yours. Do you mean your in-laws were able to get their son’s SSS benefits, when in fact their son was married? Anyway, about Pag-ibig, you can have them sign this Pag-ibig waiver of rights and have it notarized so that the cheque will be issued in your name only.

  323. Hello po. My husband died po last 2013. My in-laws were not able to get my husband’s Pag-ibig benefits because they were told I’m the one who has the right to claim. I’ve already accomplished Pag-ibig forms and had my in-laws sign what they should sign and documents they should give. Pag ibig told me that because we did not have a child, the benefits will be split between me and my in-laws. But my in-laws told me they’ll not share Pag-ibig anymore with me because they got all the other benefits. How is that? Pag-ibig told me we will split the cheque. How can I have the cheque issued only to me? Do I need certification from my in-laws? Help po. Thanks po.

  324. Hi Mary Joy, if your mother did not claim her Pag-ibig Provident benefits (savings plus dividends) before she passed away, you can claim her benefits and the death benefit will be included. But if she has already claimed her Provident benefits, you can no longer claim the death benefit because she stopped being a member after she had received her Provident benefits. The Pag-ibig death benefit is not a separate benefit.

  325. Hi maria cecilia, if your lolo did not claim his benefits when he was alive, yes, his children can file their claim. One of the children can call Pag-ibig 724-4244 or email and ask which Pag-ibig branch has the records of your grandpa (write complete name, birthday, name and address of government institution and years of employment) so you know where to file your claim.

  326. Hi po, my mother died last February 2015 and I was late to know that there is also a death benefit claim for pag ibig members. I want to know if I could still file for death benefit? Thanks

  327. maria cecilia catapang

    Gud day, can our family claim our grandpa’s death benefit? He died april 26,1998. But before he died, he got sick and was not able to work for almost 7 years. He was a pag ibig member and was a Government employee. We were not able to claim any benefit from Pag-ibig. All his children are living.

  328. Hi Randy, since your sister is most likely single, it should be your parents who should claim. If she saved for only 5 months, her savings could only be 1,000 (5 x 200 pesos) plus dividends and her death benefit will only be 1,000 pesos plus dividends. Pag-ibig does not offer burial benefit. Since the total benefit is only small, make sure you don’t spend much on documents and on travel. Plan how to get NSO documents and Pag-ibig forms at one time so you’ll spend only a little. See the list of requirements above. I’ll send you copies of the claim forms so you can study them.

  329. She saved only for 5 months. And I don’t know her pag ibig number. Please send. more thx

  330. Hi po. I’m randy marata. My sister marlyn del rosario marata died august 15, 2015. Her birthday is march 19 1985. Does she have burial benefit. Please check. Thanks. god bless

  331. Hi Merlita, what you can get are the total of his savings and dividends plus death benefit of up to 6,000. Do you have a savings account in the Phils? If none, file your claim when you get back to the Phils so you can open an account for the deposit of your check. You can also file through a trusted person using Pag-ibig’s Special Power of Attorney (SPA), but the check needs to be encashed by you at the issuing bank branch or deposited within 6 months.

  332. My spouse died. I’m here abroad. What should I do to file my death claim and lumpsum of his contributions? What can I get?

  333. hi po, ask ko lang po namatay po kasi ang kapatid ng tatay ko na walang asawa at anak, patay na din po ang mga magulang nila gayundin ang tatay ko ay patay na din…. kasama pa din po ba kami sa makikinabang sa kanyang death claim?

  334. My brother in law died in an accident, the offender paid for the funeral expenses, when the family filed for SSS burial benefit, SSS told them that the check will be named to whoever paid the funeral expenses. How can the family claim the burial benefit, which should belong to the members beneficiaries, when the Receipt was named to the offender.

  335. Hi elvira, I can give a more helpful answer if you tell me these: Is your mother still alive? Are all your brothers and/or sisters already adults or older than 21? What is the problem with your father’s name? Is the name of your father in your birth certificate different from the name of your father in his Pag-ibig records? Are the parents of your father still alive?

  336. elvira b. cenabre

    good days..po.about sa pag-ibig fund po sa papa ko..hindi po kami nakakuha nga death claim. Namatay po siya noong dec.07 2008 po hanggang ngayon hindi ko nakuha ang death claim nya. Ng nakapunta po sa ofcina ng PAG-IBIG FUND main cebu.
    Sinabihan lang nila ang dapat ko eclaim doon yong retirment po..nagugoluhan po bat may death claim bakt ang retirment form ang binigay nila ng na isip ko lang baka yong andyan pa ang namatay membro bini vigil pa. Yon ang inaakala bakt hindi kami naka ng death claim. May pina process ako tungol sa retirment claim ang daming requirment talagang family code na stop po ako sa pagprocess.Dahil ang daming requirment. Ang tanong ko po. bakit ang daming requirments kong mag claim na ang anak ng membr sa pag-ibig?? Kung mag apply ang dali ng prosiso. Napagod na ako palagi pupunta sa ofcna ng PAG-IBIG FUND ang mga document ko na nag expire na lahat ang notaryo. Nakuha ko na ang lahat ng requirment ng pumunta na ako iba na ang sinabi may kulang pa daw..ang kinainisan ko po tungkol sa record ng parents sa ama ko then pati na sa kapatid..pangalawang tanong po bakit ganyan..noong nagpa member ang papa ko sa pag-ibig may anak na cya..ang naalala ko kasi ako ang eldist year 1975 ba yon memember na po ang ama ko.Ibig ko po ang pangalan ng papa..ito MARCELINO MONTERDE BRIONES. DATE OF BIRTH AUGT.17,1945 ito lang binigay ko ang lahat ng dokumento nan doon pa sa aming bahay.Sana po tulongan mo ako hanggang ngayon hindi po namin nakuha ang death claim at retirment claim..may nag sabi ang death claim at ang retirment clain isa lang yon? Hanggang doon lang po..mapalinawagan mo ako dito..maraming salamat sana maitindihan mo itong sinabi ko.

  337. Hi Glenda, it’s my first time to learn an experience with Pag-ibig like yours. Printing error? Death benefit and TAV separated? I wonder about this because the computation of death benefit and TAV is in one document — the Application for Provident Benefits claim form. Did your husband work in different cities? Meaning his contributions might have been remitted to different Pag-ibig branches? If yes, then consolidation of contributions is needed. If they said there needs to be a reprocessing, maybe they need to consolidate records. Review your TAV document. Do you think all your husband’s contributions are there based on his job history? About your question regarding the amount: What you will get is the total of all his contributions plus annual dividends (TAV) plus 6,000 (death benefit).
    But if TAV is less than 6,000, the death benefit is the same amount as the TAV.

  338. Hi po Ms, I filed po a death claim for my husband last November 2016. my application was approved January 13,2016.i let my auntie to claim the check February 3, 2016(i authorized her,she have SPA and other supporting documents to claim the check) because I was told in their reply to my follow up inquiry that I could claim the cheque and they’ll give the cheque number.but unfortunately, when my auntie went there to claim, they told her they cancelled the cheque release because there was a printing error. they said the burial claim and the TAV should be in one cheque, according to the pag ibig batangas employee (my auntie asked her to talk me over the phone). We were told to wait for 2-3 weeks but until now the cheque is not yet available. My questions are:
    1. If there was an error in cheque printing will they reprocess the application? (that’s their reply to my follow up; they said they’re going to reprocess and they’ll fix my husband’s record of contributions)
    2. I have a copy po of Employee Statement of Accumulated Value. Is the amount Total Accumulated Value the one I’m going to get? Thank you very much and im hoping for your immediate reply. Regards, Glenda

  339. Hi Arlene, yes, the husband can file his claim at the Pag-ibig branch nearest the company where your sister in law previously worked. Please see the list of requirements in the post above, except nos. 7,8 and 9

  340. Good day Mrs Nora. It has been a long time my siste in law did not contribute because she was ill. Then she died. Can her husband claim? She did not file for early retirement. Thanks po

  341. Hi Chichi, you can claim if your father did not claim his Pag-ibig benefits before he passed away. If he claimed it, he was no longer a member when he passed away, so there’s no more death benefit to claim. If you’re not sure, call Pag-ibig 724-4244

  342. Hi Enna hexa, no. Payslips are not needed. The claimants are your mother, your sibling and you. Yes, you can file the documents by yourself, but you, your sibling and your mother should sign the claim forms.

  343. Hi po may I ask if my father’s payroll, payslip from previous employer are needed? His previous company has already closed, about 5 years ago. Is it required that the eldest should claim? Or it can be me? I’m the younger child. We’re 2 siblings.

  344. hello po. just want to ask if my mother and I can claim. My daddy daddy passed away in june 2013. we don’t know there’s a death benefit from pag ibig. It’s only now we learned about it. can we file? thank you po

  345. Hi Dominador, try to call the main customer hotline 724-4244 or email

  346. I’ve been calling nos. 6966055 6966046 6966034 for 10 days. It rings but nobody answers. after a few seconds, it turns busy so I tried there so I might get an update on the check of Exuperto CONMIGO

  347. Hi Glenda, the legal claimants are your sister’s husband and their son. If you have proof that your sister’s husband has abandoned your sister and his son, I think you can present that to Pag-ibig. But file your claim asap (as guardian of your nephew) because if the husband files his claim, he can get the Provident benefit because he’s legally entitled to it.

  348. Hi po. Just would like to inquire.My sister just died, she was married and had a son. However, she was not able to update her marital status before she died and stated us her sisters as her beneficiaries. I would like to ask po if we are allowed to claim benefits? We really wanted to claim the said benefits for our nephew since his father has been seeing another woman even before the death of my sister. Thanks po!

  349. Hi Jennifer, beneficiaries do not file separately; they file one claim form, unless there are 2 or more parties fighting for the benefit (like for example, the member had 2 families, and one family did not know a second family existed). Look at this Proof of Surviving Legal Heirs form. Since you, the children, seem to be older than 21, it’s your mother who gets all the benefits, and then it’s up to her if she wants to give some to her children. But you can ask your sibling if they wrote your name in the claim form.

  350. Jennifer Divinagracia

    Hello po. I have a question po! My sibling and mother got my father’s provident and burial claim. They said I can’t get my claim unless I file my claim as I’m abroad. Can I use power of attorney so I can get mine? Thanks po

  351. Thanks you for the information….

    yes Mam Nora, he stopped due to work separation but he didn’t claim his savings.

  352. Hi Bing, do you mean he stopped paying Pag-ibig, but he did not yet claim his savings/dividends? If he did not yet claim his savings/dividends, even if he was inactive, you can file to claim his savings, dividends plus death benefit (one Application for Provident Benefits form plus the other required docs).

  353. Hi Maricris, yes, it’s sad. Part of the problem is that Pag-ibig records are not yet centralized. Try calling the branch where you filed your consolidation request.

  354. Hi dward, so sad that nobody helped you with your claims during those times. Since your father was a PNP personnel, it should have been PNP that granted you and your mother’s benefits after he died. I’m not sure if the PNP will consider your case because more than 10 years have passed (the prescription period for civil claims), but I hope they will consider. The PNP Retirement and Benefits Service office is in Camp Crame. Bring your IDs, your birth cert, and your father’s papers.
    GSIS has a prescription period of only 4 years. I think Pag-ibig’s prescription period for claims is 10 years, but you can try. Pag-ibig’s hotline is 724-4244

  355. Hi, my husband just died last Feb. 7, 2016 and he is an inactive Pag-ibig member, can I still claim his death benefit?

  356. Hi, ive tried calling pagibig hotline 7244244 and inquire about my husband’s contribution if already consolidated cause i’m filing for death claim. The agent told me she cannot provide any information because it’s policy; so what then is the use of the call center? That’s why there’s a call center so members can inquire without going to pagibig branches and line up.

  357. Hi nora, my father died 1993. then my mother followed in 1999. now that I’m fixing documents i find out that my father had contributions to pag ibig and gsis. First, about pag ibig, i think my mother did not get anything because she was bedridden due to cancer. second, gsis, the same. that time we did not get any pension until our adult age. my father is a pnp personnel for 15 yrs. Because we were minors that time, we didn’t know anything. Now I see the documents so i found out that we still have some money to claim. We’re no longer minors now, but we were minors that time. and its been 30 yrs. thanks po in advance.

  358. Hi cheri, yes, I think so because Pag-ibig wants proof of the ages. If there are many children, ask Pag-ibig if you can submit one Waiver of Rights form for all, with all of the children signing one and the same waiver form to save on NSO document fee and notarization fee.

  359. If the member has children ages 30 above, do they still need to submit birth certs? Just asking:)

  360. Hi linda, is the lot in your name? Is the Pag-ibig loan in your name? Is it a construction loan? or a housing loan to pay the lot?
    And your daughter in Canada will help finance the construction? So she’s asking about assurance that she will own or have proper share in the lot and house to be built? Do you plan to divide the lot by 3? I’m not a lawyer, but I can share my thoughts if I get answers to my questions.
    By the way, did Pag-ibig tell you that a construction loan is given in 3 to 4 gives? They give you the next cheque only after they inspect and are satisfied with your progress in construction.

  361. Hi Ms Nora, I need help po. My husband died last Jan.2015,he left no estate. however, I personally bought a lot last year which is of course became part of our conjugal property which is now the subject of extrajudicial settlement amongst me and our 2 children. The property is now mortgaged with Pag-ibig. The assessed value of the property is only P48k and no improvement yet because I just got the approval for the housing loan.
    Can you help me po with the process? Medyo complicated po kasi my 2nd child is working in Canada now and needs to sign SPA in my favor. No problem naman po with my kids and how are we going to divide the property? it is only 88 square meters. Your advice will be highly appreciated po.

  362. Hi Cristina, yes, your mother can file her claim if your father had savings with Pag-ibig. You can call Pag-ibig 724-4244, or you can go to the Pag-ibig branch nearest where he last worked or worked the longest and inquire. Bring your ID, death cert and proof of relationship (marriage or birth cert).


  364. Hi apol, your postal ID is valid. Here are other valid IDs accepted by Pag-ibig. NBI clearance is not listed, but try presenting it, if you have no other valid ID.

  365. Greetings! What’s a valid alternative id? can I use nbi? I have only one id – postal id. Thanks po

  366. Hi oscar, it depends on your relationship to the member who passed away. If the member has a spouse and minor children, the spouse and children will receive one cheque. If the member is single and has no children, the parents will get one cheque. If the member has no spouse and no children and his parents are already deceased, the brothers and sisters will receive one cheque and will divide the money among themselves. Pag-ibig can issue two checks if there are two parties, like in the case of illegitimate children. If there are many claimants or many siblings, waivers can be used so that one or two can claim, and later on divide the benefits among claimants.

  367. good evening po! May I ask if all beneficiaries can receive money or just one of us? thank you po

  368. Hi arriane, if she has an NSO marriage certificate and her husband’s NSO death certificate, she can claim. However, if they do not have children together, I think Pag-ibig also gives a share to the parents. The parents can file their claim, but Pag-ibig will ask about their son’s wife. In one of the claim forms, they need to write the name of their son’s spouse, otherwise they’re committing perjury. The parents could state that their son and your aunt have been separated for 10 years, but I don’t know how this will affect the claim.
    It’s with SSS that the separation will have an effect on the SSS claim (if the parents file a claim).

  369. good day.. my aunts husband died in the province of Samar. they are separated 10 years ago. my question is does my aunt can still claim her husbands death claims? or can the parents of her husband can claim their sons pag ibig without the consent of my aunt?

  370. Hi kathy, your mother will be the primary claimant. If you’re younger than 21, your mother can give you your share.

  371. Hi… My father died and has a contribution on married can i still have my share.?

  372. Hi ligaya, you can visit the Pag-ibig branch nearest where your husband worked and ask about your husband’s TAV (total of accumulated values). Bring your ID, marriage cert, your husband’s death cert and a list of companies where your husband worked, including employment dates. If your husband’s records are not in the branch you visited, ask them the probable branch where you can visit next. Another option is to call 724-4244 and ask which Pag-ibig branch has your husband’s records.

  373. Gud day po. My husband was a regular employee since 1989 to 1991. I have no idea if he had pag ibig that time he passed away. last january I wanted to verify if he had pag ibig. What should I do?

  374. Hi miss Nora. Namatay po husband ko last July 2012 at till now Hindi ko pa po na file yung death claim nya, possible po paba na may makuha ako kahit more than 3years na nklipas?another question po saan branch po ako pweding mag file ng death claim, my husband had multiple employer po kc at di ko alam kung saan branch nag rerimet ang huling employer nya . ang pagkktanda ko sa alabang branch po ng restaurant ng company po nila sya huling pumasok. But the main office po ng company nya ay nasa green hills. Salamat po

  375. Hi

    Namatay po ang lola ko last dec 22 she is a retired teacher ano po mga requirements kailangan ko para mkakuha ng death claims and burial


  376. Hi rosell, yes, you and your siblings can claim. But why was she not able to claim her pension? Did she not file her annual ACOP form? Was her atm card damaged? You can go to SSS with your ID, your birth certificate (to show relation to your mother), your mom’s death cert and pension papers (proof she’s a pensioner) and make inquiries on how to file your claim.

  377. hello po. May I ask about the procedure and requirements for mom’s unclaimed pensions. since july or aug 2013 to nov 2015, my mom was not able to withdraw her pensions from her deceased husband (my stepfather). last nov 28, 2015, mommy passed away. can we claim her unclaimed pensions when she was still alive?

  378. Super thanks po sa response nio ms. Nora, now its clear to me. GOD BLESS YOU po.

  379. Hi Yeye, the death benefit and burial benefit are one and the same. Pag-ibig calls it death benefit. This death benefit is included in the Provident benefit. Look at the Provident form that you filled up; look at the lower portion, and you will see that the death benefit is included in the computation. Did your father avail of a housing loan? If not, the benefits are only the Provident benefit (savings or contributions plus dividends) plus the death benefit (maximum of 6,000 pesos).

  380. Hi po, I filed po our death claim last monday. It was my papa who died. I want to know if the death claim and burial claim are one and the same? I lined up only at the provident lane . I was not able to ask because I didn’t know. What are the other benefits given to a member who died? thank you po

  381. Hi Angelou, usually it takes 3 weeks to 1 month. You can call Pag-ibig after 1 month for follow-up: 724-4244

  382. Hi Perlas, do you mean you already have received benefits from Pag-ibig? If yes, you already have received your husband’s benefits. The death benefit and Provident benefits are given at the same time, in a single check. If you have doubts, call Pag-ibig 724-4244

  383. Hi Elizabeth, if the husband claimed all his Provident benefits from Pag-ibig when he retired, there is no more benefit to claim from Pag-ibig. If you’re not sure, you can call Pag-ibig 724-4244

  384. Does the wife have something to claim if her retired husband passed away?

  385. gud pm po. my husband died last march 2 2015. I claimed only the burial benefit. Aside from this, is there another benefit for me and my child to claim even if he died 8 months ago? thank you

  386. Hi po! May I ask po once I have passed all the requirements and completed all, how long will I wait before I receive my death claim? Thank you po.

  387. Hi! Gaano po ba katagal ba makuha yung death claim? Does it take a months?

  388. Hi poh…ma’am,my husband died last 2011,,ang naclaime q lng poh is ung burial nya…aside from that my makukuha pa poh ba akong lansum??my nkpagsv poh kz skin na bukod sa burial may makukuha pa daw poh aq….tnx poh…

  389. Agnes Sabdain Enero

    Hi, i am pertaining to PAGIBIG Provident Claim.Thank you

  390. Agnes Sabdain Enero

    Hi, we were curious so we filed a Death claim. my father died last Feb.2015. He had military service and private service after he retired. We were puzzled why our mother got only 5 thousand. Is it true that the children can get something? thank you

  391. Hi po. Sundalo po papa ko and last march 2013 pa po siya namatay. Kakapasa lang po ng mama ko ng mga requirements may pinapirma po siya samin dati pa na waiver of rights pero hindi form ng pag ibig kaya pumirma kami. Possible po ba naiaccept un ng office niyo. And if hindi po, magkakahiwalay po ba ung claims naming magkakapatid. Sana po masagit niyo. Thank you in advance.

  392. Hi gracia, yes, even if he wasn’t able to pay off his loan, you can file your claim for his Provident benefit. Since the loan amount is around 80% of his savings, he still has around 20% savings left. The death benefit will be included in the Provident benefit.

  393. my husband stoped his work last april 2015 but he contrbute his pag ibig for 16 yrs.then he died last oct.2015 can i still claim death benifit even mu husband not finish to pay his loan from pag ibig?

  394. my husband resigned to his work last april 2015 but 16 yrs.non stop cntribution to pag ibig.then he died last oct.2015.can i still claim his death benifit?

  395. Hi Anne, sorry, if your father got all his benefits in 2003, his membership stopped in 2003, so you can no longer claim a death benefit. It’s not the same as with SSS.

  396. Hi My father died last August 14,2015. He had his early retirement last 2003. Can we still get his death claims?

  397. Hi Madel, if your mother did not claim her Provident benefits when she was alive, your can claim her Provident benefits (savings plus dividends plus death benefit). If you’re not sure, you can call Pag-ibig 724-4244 or inquire at your mother’s Pag-ibig branch.

  398. My mother died last December 2006, can we still claim burial benefits for her.

  399. Hi Prince Ondoy, you can claim from Pag-ibig if your father did not claim his Provident benefits when he retired. Pag-ibig is not like SSS where pensioners are still considered SSS members. With Pag-ibig, if savings and dividends have already been claimed at retirement, the membership stops, and there is no more death benefit to claim.

  400. Hi bong, no, her live-in partner cannot claim because he has no marriage certificate to show. You and your children are the rightful claimants. If it was claimed by the partner, that means he submitted a fraudulent marriage cert, and you can contest it.

  401. Hi nora, I would like to ask if we can claim death benefit from pag ibig, my father is a retired seaman for mor than 25 years in service and a retired pensioner from sss?

  402. my wife died June 25 2014 i am the legal husband. Can her live-in partner claim without my signature in it?

  403. Hi. My brother died 4 months ago. he has 2 illegitimate children ages 4 and 2 years old. We cannot produce any valid ID’s of our parents and they just wanted me to process the claim for my brother. my brother is single and as her sister, can I process the claim? If yes, are there other documents needed from me?
    thank you

  404. Hi Phae, Pag-ibig does not process the death benefit separately. The savings and death benefit are computed in one document. If your brother’s total Pag-ibig savings is 6k or more, the death benefit is 6k (this is the maximum). The primary beneficiaries are his 2 minor children and your parents (because he’s single). The minors will be represented by their mothers as guardians. I’m not very sure, but the benefits could be divided by 3 (2 children and your parents). You can be authorized via SPA by your parents to file the claim. Pag-ibig Special Power of Attorney (SPA)

  405. Hi, just wanted to ask. My brother died last April 06, 2015 and he was single, but had two children with two different common-law wives. As of this writing, both children are still minors. One of the common-law wives had an agreement with me thru the Baranggay council that I, as sister of the deceased member, will be the one to process his claims and benefits. Is this legal? Will it be possible for just both common-law wives to process the claim separately? And if I will be the one to process at least the funeral claim, since I paid for his funeral expenses, what documents will Pag-Ibig require from me to process said claim? Thank you in advance!

  406. Hi kath, yes, you can go to Pag-ibig Makati and ask about your mother’s contributions. Ask both Pag-ibig 1 and MP2. Bring your ID, birth certificate and your mother’s death certificate (xerox and original). If you’re far from Makati, you can call first Pag-ibig 724-4244, 24 hours on weekdays, 8am to 5pm on weekends and holidays. Call during non-peak hours like late night. It’s better if you call first because you might be spending more than what you can claim, in case your mother made only a few contributions.

  407. Hi mom died last sept.6,2015 po. I’m her only child. she was an ofw po. I saw a receipt of a payment made in uae but only one. She worked abroad for 7 yrs abroad. She came home because she got sick. Can I claim death benefits from Pag-ibig?

  408. Hi Irene, if your relative did not claim his/her savings and dividends when he/she was alive, yes, you can file your claim even if more than a year has passed since his/her death.

  409. Hi, My relative died last year, August 8, 2014. Can we still file a death claim?

  410. Can you kindly provide me the list of requirements?Thanks a lot.

  411. Hi armie, yes, notarize thisPag-ibig Special Power of Attorney form so you can file your claim in behalf of your mother.

  412. Hi, just want to know if I can claim my father’s benefits from Pag – ibig even though my mother’s still alive? She’s getting tired from all the process that she’s going through. Thanks.

  413. Hi Jane, download from Pag-ibig website or here: Print the form, fill it up, then have it notarized by a Notary Public.

  414. Hi po, where can I get a Notarized Proof of Surviving Legal Heirs (FPCO11).please help thank you

  415. Yes. He actually started working 1988. I did some research and found out contributions were made optional.

    My father only had one employer from 1988 to 2002. However, he was transferred from their Calamba office to another office in 1997. I was actually able to come up with the number of contributions that they showed me if I start counting from 1997 only.

  416. Hi Kevin, that’s good you were able to connect with them. About your father’s contributions: Did your father work from 1986 to 1995? If yes, Pag-ibig was made optional from Jan 1987 to Jan 1995 by Pres Cory Aquino, and most employees did not opt to contribute. Also most months in 1986, most employers did not collect because Pag-ibig was temporarily suspended from collecting contributions. If he didn’t work during those years, then you should ask Pag-ibig when you go there to get your check if his Calamba contributions were included in their computation. Pag-ibig started collecting in 1981, just in case your father started working before 1981. Hope you can comment again about the reason, thanks.

  417. Thanks again, Nora. I was able to get in their hotline at around 1 in the morning. They told me that the claim has been posted last Sept. 23 and I could follow-up again after a week for the check.

    I do have another question. I was browsing at my father’s files and I just realized that at the time of his death, he’s worked for a total of 20 years (which means 240 contributions). However, when I filed the claim in Cubao, the computation that they gave me is only for 108 contributions. But they informed me he has contributions also in Calamba (where he worked for more than half of the 20 years). Is it possible that the computation they gave me does not include his contributions in Calamba?

  418. good day po maam nora,paano po kung bigyan ako ng karapatan ng ate nya na maging SPA to file po yung docs sa pagibig,kasi nagtatrabaho kc sya sa davao,eh dto ko po kasi ifile sa manila,ok po ba un?salamat po.

  419. Hi Kevin, this is Pag-ibig Cubao’s phone no.: 422-3000. Or try calling the hotline 724-4244 late at night or dawn. 🙂

  420. Thanks for the answer, Nora. It’d been 3 weeks actually and I wish to follow up the claim. However, the number they gave me never rings and I can’t also get in Pag-ibig’s hotline. I don’t live far from the office where I filed the claim (Cubao) but do you know if there are possibly any phone numbers I could still call? Thank you again for your help. 🙂

  421. Hi Kevin, usually it takes 3 weeks to 1 month. And usually Pag-ibig gives a stub with an estimated time frame for processing and a phone no. to call for follow-up.

  422. Hi Juliet, sad to say, you’re not eligible to claim as spouse because Pag-ibig will require you to submit an NSO marriage certificate. But your child is qualified to claim. You will file as guardian of your child. You can ask your husband’s sister if they like you to file for the claim in behalf of your child and your husband’s parents and siblings since you’re here in Manila, and it’s better to file in the Pag-ibig branch where your husband’s company remitted his contributions. The main beneficiaries will be your child and your husband’s parents (because he’s single). The secondary beneficiaries will be the siblings (in case parents have already passed away). Look at this Pag-ibig document: Proof of Surviving Legal Heirs.
    With SSS, you can file for your child’s SSS pension (I’m assuming he’s younger than 21), or share of the benefit (if member had less than 36 contributions) separately from your husband’s family.

  423. Hi Yvette, yes, the same requirements for all types of members, since this is a death claim. The beneficiaries can file for the death claim (provident benefits plus death benefit) if the Pag-ibig member has not claimed all his Pag-ibig benefits when he was alive.

  424. Hi, are the requirements above is same as for OFW member? Appreciate your prompt response on this. Thank you very much.

  425. Gud day po, how can I file my death claim because my husband and I were not married, but we have a child together. And he died in Davao but he worked here in Manila. And the funeral receipt was in his older sister’s name because her sister let her St. peter plan used for her brother.

  426. Hi! How long does it usually take for them to release the check? I have already submitted all documents and they are now processing it. Thank you!

  427. Hi Sunny, you’re claiming for your parents’ benefits? Don’t you have an NSO birth certificate? With what you mentioned, I think Pag-ibig is asking for this: a Joint Affidavit of Two Disinterested Persons . Request for the IDs of your two witnesses (xerox and orig). Just ask again if you have another question.

  428. Hi! I’m now an orphan. I went to pag ibig and was asked for 2 valid ids of witnesses that is not a family member. Any idea about this? I went 2 weeks ago.

  429. hello ms if we have claimed the death claim, can we claim the contributions and dividends?

  430. Hi kathy, sad to say, if your mother already claimed her Pag-ibig benefits when she retired, there’s no more to claim from Pag-ibig. If you’re not sure, call her Pag-ibig branch or email

  431. my mother is a retired government employee. she passed away recently. is there any funeral or burial benefit available to the heirs? thanks

  432. Hi Renmar, you should file your claim at the branch where the member’s records are. You can call the company to ask which Pag-ibig branch are they transacting with. Usually it’s the branch nearest the company location.

  433. Can we file death claim with pag ibig at a branch other than the branch of account? We have no Idea since it’s the company that process things for their employees. Thanks po

  434. Hi carisa, you get it at the branch where you filed your claim. Bring valid IDs. Do you have an acknowledgement stub? Usually there’s a phone no. there for follow-up.

  435. Hi, would like to know how can we get the check voucher for the Death Claim of my father? This was already approved. Where can we get the cheque?

  436. Hi Maricel, you must file at the Pag-ibig branch where the deceased member’s company remitted contributions. If the location requires air travel or long travel, you can ask assistance from the branch in your area. The legal heir gets the TAV and the death benefit in a single check. The death benefit amount (maximum is 6,000 pesos) depends on the TAV amount.

  437. Is it only TAV that can be claim for the legal heir?

  438. Hi. Just asking how long it will take to wait after filling those documents needed for death claims and can i file it any branch of pag ibig? Thank you and Godbless

  439. Hi Mags, the Provident benefit and death benefit will be given to you in one lump sum, in a single check. If your Dad’s TAV is 6,000 pesos or more, the death benefit is 6,000 pesos (this is the maximum death benefit amount).

  440. Hello! Just want to ask. Will I get both provident benefit and death benefit? I was just wondering about my Dad’s contributions and if it will be refunded to me (only heir) besides the death benefit. Pag Ibig gave me my Dad’s contributions, will I also get the TAV?

  441. Hi armie, if your husband did not claim his benefits when he was still alive, yes, you can file your claim at your husband’s Pag-ibig branch. It’s most likely that he was not able to claim if he did not accumulate 240 monthly contributions and if he passed away before turning 60.

  442. hi my husband get benefits? he!s a member of pag ibig. he passed away last august 12 2012.

  443. Hi jhong, if your father did not claim his Pag-ibig benefits when he was still alive, you can claim his benefits. Requirements are listed in the above post. You can also see the list here: Application for Provident Benefit form, Proof of Surviving Legal Heirs, NSO birth certificates of children, NSO marriage cert of wife, NSO death certificate of father, photocopies of 2 valid IDs (bring original IDs).

  444. Will my father get benefits? He’s a member of pag ibig. My father passed away aug 25. what are the requirements needed?

  445. Hi Rowena, sad to say, the beneficiaries will get back only about twice the 2 contributions. For example, he contributed 2 contributions of 200 pesos each (200 pesos from him and 200 pesos from his employer), his beneficiaries will get back the 400 pesos plus 400 pesos in death benefit and a few pesos worth of dividends. Control your expenses in claiming and in producing the documents so you won’t waste money in claiming.

  446. Hi po, if for example a member paid only 2 contributions and the he died, what benefits be given to beneficiaries?

  447. Hi xoxo, yes, the child or children of the deceased member are qualified to claim. The child/children are primary beneficiaries. The NSO birth certificates of the child or children are required. Other docs required: NSO death certificate of member, NSO death cert of spouse, Application for Provident Benefits Claim form, Proof of Surviving Legal Heirs form, IDs of claimants, Affidavit of Guardianship (if children are minors). If parents of deceased member are still alive, waiver from them might be required.

  448. hi, how is it if the spouse of the member, who is the beneficiary, is also already deceased, can the benefits still be claimed? Or can the member’s child claim?

  449. Hi Nap, sad to say, when you got all your contributions and dividends in 2007, your Pag-ibig membership was also automatically terminated, so your heirs will not be eligible to claim a death benefit from Pag-ibig

  450. Hi Ericka, was your father’s Pag-ibig housing loan already delinquent before he died? Were there notices from Pag-ibig to your father but you did not see these notices? Pag-ibig writes many warnings to original owners before they foreclose. Pag-ibig can sell a mortgaged house only if the house has been delinquent and then foreclosed. After the sale of a foreclosed house, the original owner can redeem it within 12 months. If the house is not redeemed after 12 months, the house can no longer be redeemed by the original owner.
    Ericka, I’m puzzled that you’re asking only now. Did you ask for help from neighbors or relatives when the buyer ejected you? To make sure that your house was really foreclosed? Did you ask for explanation from Pag-ibig? Did you ask them if the new owners are the real owners? You can go to Pag-ibig with your IDs, your birth cert and death cert and ask when your house became delinquent and when it was foreclosed.

  451. Hi po Ms. Nora, my father died last October 2013, after burial, my sister came to pag-ibig to fix our house and transfer it to her name, and it was when we came to know that our house is no longer under the name of my papa. somebody applied to get it. They say our house is already theirs. We’re no longer at our house because we were ejected by the one who said the house is theirs. Is there still a remedy to get back our house? pls. reply. thank you po.

  452. Hi lolita, if your brother has not claimed his Provident benefits (contributions plus dividends) when he was still alive, then his 2 sons can file their claim. If he already claimed, his sons has no more benefit to claim. The death benefit is given only to members who are still members when they pass away. If you’re not sure if your brother has already claimed, call 724-4244

  453. Hi Nora my brother died july 4. my brother has 2 sons 23,18 can they claim a death benefit for my brother he is 56 yrs. old

  454. Greetings Nora , I was a pag-IBIG member. I collected my pag-IBIG contributions when I retired from work last 2007 at the age of 60 . Now I am 66 years old.. Am I entitled to your Death Benefits. Please advice me. Thank you .

  455. Hi Veronica, sad to say, you no longer have anything to claim from Pag-ibig. The 6k death benefit is given only when the member dies with his Pag-ibig savings not yet claimed. But you can call 724-4244

  456. Gud pm po. Do we have something to claim as our burial benefit for my father who died april 2015? Our mother is also already deceased. All of us siblings are already at legal age. My father told us he has already claimed his lumpsum when he was 55 years old from pag ibig.

  457. Hi Eve, if your father did not claim his Pag-ibig Provident benefits when he was still alive, yes, you can file your claim even if he died 6 years ago. You can call 724-4244

  458. Hi Ms. Nora, my Father died 2009 but since then, we did not file for death benefits. My question is, can we still file for death claim at present though it happened 6 yrs ago? Thank you and God bless!

  459. Good morning Nora,
    I just want ask about the death benefits.My father died last june and we dont even know if he’s a member of pag ibig however he was a retired employee of Chevron..we dont have his pag-ibig number.can we check it in your office even if we dont have the number? pls help..

  460. Hi Carolina, did your mother claim her savings and dividends from Pag-ibig when she retired? If yes, that means she ended her membership when she claimed her Provident benefits, so her heirs cannot claim a death benefit. If you’re not sure, call Pag-ibig 724-4244

  461. My mother retired from GSIS in 1984 and died last June 13, 2015. Are we eligible to receive burial benefit from Pagibig

  462. Hi wilma, wait a while. Maybe the Naga branch does not have an officer dedicated to replying to emails. Check from time to time.

  463. many thanks mrs nora. I emailed using the email you gave. They haven’t replied up to now. Thank you po.

  464. Hi wilma, Pag-ibig Naga’s email is They have no cell no.

  465. hi May I ask the cp no. or email address of Pag-ibig Naga. I’m concerned about my death claim for my husband. march 20, 2015, cebu colon branch sent to naga all the requirements, up to now there’s no feedback. I was advised by cebu colon branch to call Naga, but they gave me a landline number.

  466. Hi Michelle, do you mean you did not claim your mother’s MRI? Did you file paperwork to claim your mother’s Pag-ibig housing loan insurance or MRI to pay off in full your mother’s housing loan? Do you already have the title to your house? Because if your mother’s housing loan has already been paid off by MRI, then your mother has no more outstanding housing loan on her records, and you can file to claim her Provident benefits.

  467. Hi aida, are your parents the claimants? your brother’s birth certificate is needed to prove that your brother is their child.

  468. my brother is deceased. do i still need to provide his birth certificate?

  469. Good morning Ms.Nora! My mother died Nov. 2008. We have not filed our death claim with pag ibig until now. The situation is she had also a housing loan with pag ibig. Can we still claim benefits from Pag-ibig? Thank you and have a good day! 🙂

  470. Hi ms nora. Im back with a new situation. If you can still remember,the last time i commented about being able to receive the title from pagibig. We were also able to receive the checks for povident claim. However as per pagibig accounting department we still have an amount more huge than the perovident claim to claim as refund since we exceeded the monthly amortization payments. Cause even when my mother died we were still paying for the housing loan. The problem is die to the chaos between pagibig and the insurance firm, our refunds is still pending. Pagibig said they cannot pay us due to the case between the insurance company they filed. That the funds will be coming from the insurane company who hasnt paid them til now. Ive been sarcastic with them through email since i feel its u fair to us beneficiaries to take he burden of the consequences of their chaos. Have you heard about the same case? What can i do to expedite this?

  471. Hi leah, yes, but if you’re not married to your child’s father, and he’s single, the other primary claimants are his parents. It’s with SSS that your child is the sole primary beneficiary, if your child is under 21 and your child is his only child.

  472. Ms nora. The father of my child died on march 12 2015. Can I file my claim next year? I’m currently abroad

  473. Hi marilou, yes, the claimant needs to submit all the required claim documents, even if the amount to be claimed is small. That’s why cost of documents need to be controlled. For example, if the total contributions is only 1k, the death benefit is also 1k, for a total of 2k. Death benefit is 6k, if total contributions is 6k or more.

  474. what if the pag ibig member is 2months resigned to her job. den she died, are there still requirements to claim death benefits?

  475. Hi marzel, yes, you’re right, if your mother has no more money with Pag-ibig, you cannot claim a death benefit. Pag-ibig’s death benefit is only 6,000, but if the total savings money to be claimed is less than 6,000, then the death benefit is equal to the savings amount to be claimed. In your case, the death benefit will be 3,000+. The money however earns dividends while with Pag-ibig, so the 3,000+ should increase.

  476. Good day! ms nora. my concern is regarding to my mothers she is 65 now.She had a 3t plus money remaining in pag ibig fund.Manager says that i will claim the remaining money.My concern is if i claim the money.Is she had a death benefit in the pag ibig? or not?tnx marzel

  477. Good day Ms. Nora,
    Two times k n itong pag message sainyo. With regards po kasi sa Provident/ death benefits ng husband k. With my last message sa inyo yong housing loan n naiwan ng husband k na under disclosure ay ako n lang po ang nag avail using my pag- ibig housing loan. But i have to wait it until June 22 kung approved b ito or not. Gusto k po sanang makuha kung meron p syang benefit under provident, kasi naka pag bayad n po kami ng 100 k plus n sa housing namin. Ask m lang po kung m marerefund p ako sa naihulog n namin under maceda law.

  478. Hi Ms. Nora,

    I mean there is a note saying “with my marital consent”. One thing, ma’am 3 of my siblings doesn’t have their valid ID’s only my mother, sister and I have it, is it okay if were the ones who will just signed on it because some of the previous people who asked you that they received more than 1 check so we’re all 6 including my mother so it will be 6 checks am I right?

    Thank you so much!

    Best regards,

  479. Hi Ms. Nora,

    There is a blank space saying “With my marital consent” then 3 blank spaces for signature. What does it mean? My mother and other siblings were in the province so is it okay if I show to the notary their marriage and birth certificates?

    Thanks and more power! 🙂

    Kind regards,

  480. Hi Ms. Nora,

    So you mean I need to get all the signatures of my siblings? I have 4 siblings and we are all 5 so I need to use blank paper right? How about the portion on Marital (Spouse)? I’m still single so it’s okay to leave it blank right?

    Thank you so much Ma’am!

    Kind regards,

  481. Hi Jake, yes, it’s you who will fill up the form. Print using a black pen. Your mother and all siblings will sign the form. See the blanks for 3 Claimants. If more than 3 claimants, add another sheet of bond paper. For No. 8, fill up ‘a’ to ‘c’. The notary will fill up the ‘Acknowledgment” portion. Before writing on the form, read or scan the form first so you’ll get an overview of the form. You can also call 724-4244; they are responding.

  482. Hi Ms. Nora, Good day, I will be filing the provident benefit claim for my father and I’m one of his sons, I just want to know if I will be the one who will accomplish the Proof of Surviving Legal Heirs or the representative on Notary? I mean, am I the one who will wrote on it personally? Do you have sample accomplished one? Hoping for your response. Thank you!
    Best regards, Jake

  483. Hi oliver, the benefit is released in a single check or in 2 checks or more depending on the relationships between or among the beneficiaries. I have seen a single check with all the names of the beneficiaries on the single check (beneficiaries are all brothers and sisters). There was one who commented here that Pag-ibig issued 2 checks in equal amounts — one check for her and her mother and the second check for an illegitimate child.

  484. Hi April, so sorry I missed your question. Email your father the Affidavit of Waiver form; he prints it, fills it up, and then he goes to the Philippine consulate or embassy where he is and have it notarized or authenticated. Then he sends you the form via regular postal mail or through a courier (but this might be expensive). I’m not sure about the cost now, but embassy authentication might cost around 1k pesos. I can’t think of a less-hassle less expensive way. Call Pag-ibig 724-4244; they’re answering calls.

  485. Hi Ms. Nora, I have asked a question dated May 15. Still hoping to be receiving your reply.

    Thanks and more power!

  486. Hi Jerwin, if your papa did not claim his benefits before he passed away, you can file your claim, even if you were not written as beneficiaries in his Pag-ibig records. Your NSO birth certificates will prove that you are your papa’s heirs. Go to the branch where his records are (the branch nearest the company where he worked before he became OFW). Ask the branch if your papa’s payments as OFW were remitted to that branch, or to Makati branch.

  487. Hi mrs Nora, can we claim our papa’s benefits? He died 2012 at age of 48. He was OFW. but we were not written as beneficiaries as his status with Pag-ibig was single. Can we claim his Pag-ibig benefits?

  488. Hi mai, he could have claimed his Pag-ibig savings when he turned 60 or just before he passed away. You can ask Pag-ibig if he has claimed his benefits. Bring your birth certificate to prove you’re his child, and his death certificate

  489. Hi ms. Nora. My father passed away last May of this year. He was a gov’t employee for almost 8 years(not so sure the service he rendered). But, for some reasons, he stopped working in the gov’t office he was working for. He had his second family but I’m his child to his legal wife. My question is, can my father received any claims from pag-ibig since he was a former gov’t employee but stopped working for a long period of time? He was 61 at the time of his death

  490. Hi raymel, was your father more than 45 years old when he passed away? And had he contributed 240 contributions? Was he employed in Pagadian for many years? If yes, he could have claimed all his savings. Another reason an early claim is allowed is when the member is permanently disabled. Email and ask if your father’s records are with them. Include your father’s complete name, birth date, birth place, names of employers, locations and employment dates. Include also a photo of your ID and birth certificate to prove that you have the right to inquire about your father’s records. Write as Subject: Death Claim — Your Father’s Complete Name

  491. raymel sta maria

    Can my father claim all his contributions from PAG IBIG even if still alive and not yet senior citizen? When I filed for death claim at pag ibig, the staff told me my father has claimed his pag ibig at the zamboanga pagadian branch. but they did not show me my father’s full contribution and last loan. what can you advise so my mother can claim? it was in 2003 when my father died but it’s only now that we filed our claim. thank you Raymel Sta Maria of QC.

  492. Hi Miriam, was the house not yet foreclosed when your husband died? Because if not yet foreclosed, you should have notified Pag-ibig about your husband’s death so they could have advised you on what to do. The housing loan has a mortgage redemption insurance (MRI) — the insurance will pay for the housing loan balance if the borrower dies.
    I’m just not sure if the MRI still works if the house is already foreclosed when your husband died. If you have not yet availed of the invitation to purchase, you should go to Pag-ibig with your husband’s death certificate and ask about MRI. Or if you’re working, call Pag-ibig first — 724-4244 — they are responding.
    After the housing loan issue is resolved, you can file to claim your husband’s Provident benefits.

  493. Hi Ms. Nora,
    My husband died already, and almost two years n, i haven.t received any claimed from pag-ibig, kasi we have housing loan n under disclosure na. And it comes n nai forward n daw yong lot sa acquired asset. And they send m a letter, stating to “Invitation to Purchase”. so i avaible the invitation para di mawala yong bahay sa amin. I used my own pag-ibig member loan. Ang tanong k lang po Ms. Nora. possible bang m makuha akong claim sa provident benefit ng husband k. Ang sabi po kasi ng kasamahan k sa work, if the member dies at meron syang housing loan, i gagrant n lang daw yong housing loan if pag- ibig member die. Meron po b akong makukuhang benefit from pag-ibig. Dito po sa makati ang branch where my husband remit the contribution. Thanks po.

  494. I am working here in Dubai for about 6 years…until now I don’t have pag ibig…pls help me and tell me what to do to become a pag ibig member..

    recently im In sharjah Dubai…. looking forward for ur immediate reply

  495. hi, i just want to ask .. my father died last apr.6,2015 and now i’am still processing for his death claim, unfortunately my mother got 1 id only which is company id. will u consider NBI or POLICE CLEARANCE as replacement for the 2nd id required? thats the only thing that made our processing delay.

  496. Lilia Del Valle Cariaga

    My husband passed away May 8,2015 and we have a housing loan/awardee under my husband Name Jonathan C. Cariaga.. may i request for information/rquirements what to do…ty much

  497. Hi Ms. Nora, mother passed away last month. We are currently working on her death claim. My concern is with regard on affidavit of waiver, my father is in abroad and could not personally sign. Notary office would not accept it unless it signed originally. Do we have other less hassle option way out?

  498. Hi Maricel, if your mother got all her Pag-ibig savings when she retired, that meant she also ended her Pag-ibig membership, so you can no longer file a claim because she was no longer a member when she passed away. But to be sure, call Pag-ibig 724-4244 — they’re responding to calls.

  499. Can children of deceased Pagibig Member still claim for death benefits if the Member has already received her total savings from PAGIBIG when she retired?

  500. Maria Consuelo Gomez

    (1) My father died August 6 2012. He is a government employee. And if we go counting, it’s been (almost) three years he has expired. Can I still file death benefits from PagIbig? I am her daughter.

    (2) My 88 y.o aunt died this year February 11. I am her niece and she has one living sister, who is unable to sign documents, but could imprint a thumbmark. Can I file as her niece?


  501. Hi Roselyn, have you followed up your claim at the cotabato branch? Email include your husband’s name, date filed, where filed, company name, dates employed, your name

  502. good day, when can we get our claims? my husband died last nov. 2014 (pag ibig member). i have filed the requirements december 2014 at cotabato branch.

  503. Hi Joneve, did your mother claim her benefits before she died? If she did not claim, yes, you can claim your mother’s Provident benefits. Yes, the requirements are still the same. See these forms:

  504. Hi Marsha, follow up at the branch where you filed your claim. Or you can call the Kalibo, Aklan branch: 036-268-9335

  505. Joneve Marie Quirol

    Hi, I’m Joneve. I would like to ask if we can still claim the burial benefits of my mother, she died last 2012. Is the requirements still the same? Hoping for your response. thank you

  506. Marsha B. Francisco

    Hello, just to verify. My husband died last Feb. 6, 2015. I have filed and submitted complete documents for the death claims of the late Pedro L.Francisco last February 27, 2015. Would like to follow up I have not yet receive my claim 2 months now. How long do you process to get the claim. From Kalibo, Aklan , thank you

  507. Tnx po mrs nora. We can no longer write her because she has blocked all of us. She wanted me to give her all the papers so she can file at the time she prefers

  508. Hi Ronaldo, you can go to the Pag-ibig branch nearest where she worked before and ask about your wife’s Provident benefits. Bring your marriage certificate, her death certificate and your IDs.

  509. Hi jas, your 5 children are entitled to their share of Pag-ibig benefits. But Pag-ibig will ask for the spouse (marriage certificate). Write again to the 1st wife and plead for kindness, understanding and magnanimity, and send her a copy of this Pag-ibig Waiver of Rights form and also request her to send copies of 2 IDs. Ask Pag-ibig too. Ask also about an estimate of the benefits, to see if it’s worth going through obstacles.

  510. It’s been 2 yrs since my husband’s passing. We have 5 children. He was married to his 1st wife and they didn’t have a child. They’ve been separated for 8 years. She’s in another country and already has her own family. She refused to give spa to my children. Can we claim without spa? We all have the papers needed. Thank you

  511. My wife died last April8,2015. I know that she was a Pag ibig member when she was still working 10yrs ago. she did not have any Pag Ibig ID or form left. how will I know if she is entitled for death benefit? Thanks.

  512. Hi Isabel, the death benefit amount is 6k pesos, but if the residual balance is less than 6k, the death benefit amount is the same as the residual balance, so I hope you can control your expense for docs. Docs: Application for Provident Benefits, Proof of Surviving Legal Heirs, NSO death certificate, marriage certificate, children’s birth cert, your 2 valid photo IDs.

  513. My husband died 2010 he retired 2006. He received retirement benefits from PAG IBIG the same year, will he be entitled for death benefits? In my inquiry with the public assistance I was told that there’s residual balance in his account, what kind of form do I have to fill up?

  514. Hi Lori, Pag-ibig’s records are not centralized. Members’ records are kept at branches where their employers remitted payments, usually branches nearest where the employers are located. So you go to Pag-ibig branches near where your husband worked and ask. Bring your ID, marriage certificate and your husband’s death certificate.

  515. Hi – I would like to inquire if Pag ibig has a database to check if my husband was a Pag ibig member. He passed away last month.

  516. Hi Jemuel, those without birth certificates can sign the waiver form (this is just to facilitate the claim; all the siblings will divide their claim among themselves later on). This is the Pag-ibig Waiver of Rights form. Submit together with their IDs and photocopies. Ask Pag-ibig if several siblings can sign a single waiver form to save on notarization costs.

  517. have a good day po miss nora, ask ko lang po kung may makukuha pa po kmi burial ng father ko even he is gone 2 years ago. and how much po kya ang makukuha? may kpatid din po kc ako na disable may benifits po rin kya cia? thanks po….

  518. Hi, Miss Nora.. My uncle died last February.. He was single. We already visited PAGIBIG office and they gave us the list of requirements for DEATH CLAIM. One of which is birth certificates of his brothers and sisters. My question is, what if some of his brothers and sisters have no birth certificates.. They are not registered with NSO.. Do we have to register them or do we just not declare them as my uncle’s brothers and sisters which I think is not right. Thanks

  519. Hi dianne, inquire at your husband’s Pag-ibig branch. Pag-ibig records are not yet fully centralized. Sad to say, yes, you need to present all the birth certificates of all children. If there are many children and NSO birth certificates are costly, ask Pag-ibig if they allow several children to sign on one waiver to save on notary costs. This is Pag-ibig’s Waiver of Rights form. About the other woman’s son, usually Pag-ibig asks you to find that son, but ask them too about this matter.

  520. Yes,i have. Can i inquire at any pag ibig branch for the list of beneficiaries of my husband? Ànd is it important to present the birth certificates of all the beneficiaries for death claim? But what if the one on the list is not my son,let say son of the other woman. I dont know where he lives now.

  521. Hi rb, if that’s the case, then I think the second wife can, in good faith, file her claim for her husband’s Pag-ibig benefits.

  522. Hi dianne, if you can show IDs and documents to Pag-ibig that you are a legal heir, you can ask Pag-ibig about the member’s beneficiaries.

  523. Ms Nora, how can we know who are written as beneficiaries of a deceased member?

  524. Thank you Miss Nora. Yes,the second wife have all the documents,id’s and all important and original documents because they live together for 17 yrs while the 1st wife last their marriage for 5 yrs and shes the first one who left and live with the other man. The second wife didnt know that her husband had first marriage,she knew only when her husband died.

  525. Hi rb, is there a first valid marriage certificate? Because if there is, the second marriage is null and void, and it is even illegal and bigamous (it’s the husband who committed bigamy because he was the one who’s already married when he married the second one). I’m sad, but it’s not my intention to make the second wife feel bad. But as you’ve said, the first wife might have moved on because she did not file a bigamy case against her husband and just let things go.
    Let’s just assume that the second wife does not know there’s a first marriage, and the second wife has a valid NSO marriage certificate and husband’s NSO death cert, and since the husband wrote his second family as his heirs, the second wife can file her claim. Please ask others too, as I’m not a lawyer, and what I said is not legal advice. It’s just what I think.

  526. The first wife was not annulled,and she had no interest for death claim.

  527. Hi Miss Nora,the first wife was still living,and their son is working abroad,what if their son was not on the record for beneficiaries of his father? the second wife and their two son was the only beneficiaries on the record,theres no communication between the two families,both wife was married to the deceased member,how is it? What will the second wife do? Eversince shes the one always the beneficiary not the 1st wife.

  528. Hi Erin, the maximum amount is 6,000 pesos. But you can claim this only if your father has not claimed his Provident benefits from Pag-ibig when he was still alive

  529. Hello Nora! Good day! How much is the death claim for my father? he’s died last March 05, 2015, a former PNP for more than 20 years or 25.

  530. Hi celly, yes, just ask your sister to send you a SPA certified by the Philippine consul in Dubai. See the Pag-ibig’s special power of attorney form here

  531. gud day!! the husband of my sister died on march 21, 2015…i just want to ask if i can process the death claim benefits because my sister is an OFW in Dubai…

  532. Hi Jinky, go to the Pag-ibig branch nearest the company where your father worked the longest. Bring your ID, your birth cert and your father’s death certificate and ask about your father’s Pag-ibig total accumulated values.

  533. Hello, I would like to ask how can I know if my father has PAG-IBIG contribution?

  534. Hi Janice, if the member was employed, most likely the contribution was 200 pesos every month, so we multiply 200 x 36 months = 7200. We add estimated dividends to get a total of 7,800. You also get 6,000 pesos as death benefit, so the estimated total benefit will be 13,800. Please remember that this is only an estimate.

  535. Gudpm. How much can I get for my death claim if there were 3 years of contributions? Thanks

  536. Hi rb, did the first wife pass away or was the first marriage annulled? The second wife needs to present her marriage certificate, the birth certificates of her children, and the birth certificate of the first wife’s son. If the second wife refuses to include the claim of the first wife’s son, this son can approach Pag-ibig on what to do (he brings his ID and his birth certificate)

  537. Hi, what if the member married twice but the second wife and his childrens are the beneficiaries on the record, and he has a son on the first wife, what will the second wife need to claim the death benefits?

  538. Hi oliver, usually the provident benefit for a member is issued in one check with names of all beneficiaries written as payees in one check, so the beneficiaries will divide the benefit among themselves. Two or more checks are issued if the beneficiaries are expectedly not in good terms, like between a legal family and an illegitimate child.

  539. Is provident death benefit equally divided among the beneficiaries?

  540. Hi, my father died 2 years ago and was already a senior citizen. I would just like to ask if he can still receive a death benefit claim?

  541. Hi GM, all 5 children are beneficiaries, so all of you need to submit documents together in one claim. But you can claim on behalf of the others if your 4 siblings give you a waiver to their right to the benefits (on paper only, and you’ll share later on). Yes, you need to present the annulment papers, as Pag-ibig will ask about your mother’s spouse.

  542. Ill clarified that when i talk to all of them next week. As per pagibig calamba he will guve us a document called cancellation of blah blah somwthing like that i forgot. That will serve as our right for the developer to transfer thw title to us. They said its the usual process for loan with a developer. We will see. My concern is would they need participation of all my sisters for the ttle be teansferred? Or my signature and the waiver of rights is enough? Tnx too

  543. I’m the eldest of my mother who died recently. She got married twice, but both where annulled. All in all, there are 5 of us, her children. Can only one of us claim her death benefit? Can I claim it just under my name or do I have to do it with my other siblings? Do I need to provide a copy of the annulment papers of both her marriages? Thank you.

  544. Hi Cherry, thanks for the helpful info that you shared with us. I’m puzzled that the title is in the name of the developer. The usual procedure is for the title to be transferred to the borrower (your mother) before the loan is finally approved and released. But maybe this is what’s being done under Pag-ibig’s developer-buy-back program, I’m not sure. Sorry I’m not well-informed about buy-back if this is buy-back.
    What I’ve experienced is the one where the title was transferred to the borrower after the loan was approved. The title in the name of the borrower was submitted to Pag-ibig as collateral. So when the loan was fully paid off, the title in the name of the borrower was returned to the borrower. Thanks again for the info.

  545. Hi Nora,
    Heres the development of my benefits claim under my moms name. We went to pagibig Calamba yesterday. I collated all necessary docs i could bring possible. I looked for the PIC for housing claims and talked to him personally. Right on the spot they were able to process the long been waitig zero Sa from accountings division. They gave me a copy. I was told to come back tuesday next week for the release of all docs necessary to be handed over to batangas branch for the release of the title. I asked for his contact number and will call him first before we drop by on tuesday. I also asked him to call batangas nbranch that they can expect us to come for the title maybe the next day so better prepAre the title. The title will be under the developers name. So once i get it i will need to coordinate with the developer to transfer the title to us which will not take alot since i will be having all docs necessary for that from calamba branch. Seems everything is into place now. Lesson is you need to push them to do their job in order to get results. If i didnt visit them yesterday until now i havent gotten any results yet. I have one question though. My sisters waived all their rights for any pagibig claims to me. They have signed the notarized waiver for that. My question is, when we get the title transferred from the developers name, shall it be under my mother’s name, me and my sisters name or only my name due to the waiver? Btw one of my sisters Is leaving for work abroad this week. Thanks

  546. Hi Reginald, you should research about his employment history because Pag-ibig records are not centralized. If he worked in different cities, his records might have been remitted to different Pag-ibig branches. Yes, you can go to several branches and ask about his records. About processing time: from the time your claim papers are accepted and you’re given an acknowledgment stub, it takes 3 weeks or more. Usually they give you an estimate processing time frame.

  547. Reginald S. Espiritu

    Alryt thank you so much Mrs Nora. 🙂 Actually, I can’t really track where he worked last. But His records in pag-ibig can be traced, I suppose? Super last, how long will be the processing of the claims? Thank you again.

  548. Hi Reginald, it’s usually the branch nearest the company where your uncle worked for the longest time. You can call Pag-ibig 724-4244. Or you can ask the company where your uncle worked. You can visit the most likely branches and ask.

  549. Reginald S. Espiritu

    Thank you very much Mam Nora. For my last question po, how would i be able to track where pag-ibig branch will i go and inquire for my uncle’s death claims?

  550. Hi po! I have seen the requirements regarding death benefits and it was written there that it need 2 valid i.d but the i.d that my mother had is postal i.d and philhealth i.d but only postal i.d was listed there. Is philhealth i.d valid? I really need your response as soon as possible. thanks

  551. Hi jhoe, do you mean you have not claimed the deceased member’s Provident benefits? Meaning the member’s total savings and dividends? I ask because if you’re claiming only the death benefit, you cannot. The death benefit is claimed together with Provident benefits (meaning the member died without having claimed his savings when he was alive). Since it’s already 10 years, you better go to the deceased member’s Pag-ibig branch with your ID and proof of relationship to the deceased member and ask about how to claim.
    About birth certificate, you can use Joint Affidavit of Two Disinterested Persons

  552. mrs nora, what if it’s been 10yrs and has not been claimed. I lost the funeral receipt, then when I applied for nso birth cert, there were a lot of errors; the address was written on the birthdate, and it was not fixed. can I still get it? what should I do? thanks

  553. Hi Reginald, make 5 to 6 copies (at Internet shop), then you fill the blanks (print, black ink), then go to a notary public. Bring your ID and IDs of claimants, in case the one doing the notary is strict. You can find Notary Public desks near schools, near SSS or in your city hall. You’ll pay 150 to 300 pesos. Make tawad.

  554. Reginald S. Espiritu

    Alryt. Thank you so much mam. Then after printing it mam, what am i going to do next?

  555. Hi Reginald, you can download the SPA form, print it, accomplish it and then have it notarized by a notary public.

  556. Reginald S. Espiritu

    Thank you Ma’am Nora for the response. Where could i possibly get that SPA?

  557. Hi Reginald, yes, you can file your claim. If your uncle has children or a wife, they should be the ones filing the claim, but if you’re filing on their behalf, you need a Pag-ibig Special Power of Attorney document

  558. Reginald S. Espiritu

    Hi po, i just want to ask if we can still claim the Provident and Death Benefits of my uncle even though he died 7 years ago? I’m in the process of fixing his claims at sss and if it’s possible also his pag-ibig. I hope you can give me a proper response regarding my question. Thanks

  559. Hi Nora. I have called pagibig main branch. They asked for my email address and said that it will be prioritized by the public affairs team. I said the shortcoming are feim the calamba insurance department, that even though the public affairs dept has pinged them several times there is still no reply.

  560. Hi Lhen, yes, your family can claim your father’s benefits from Pag-ibig, even if there were gaps in his savings. Go to his Pag-ibig branch with your ID, birth certificate and your father’s death certificate to verify your father’s savings and to get advice from Pag-ibig about claim documents.

  561. Hi!my father died last June 15 2014 can I still file my father’s death benefit even though he didn’t contineously contributed the said monthly contribution, and I still didn’t know how much he contributed..can I have an immediate reply as soon as possible?thanks po

  562. Thanks nora. I dont have ack stub for the documents i have already submitted. But i have our conversations on the mail recorded that they have already approved the insurance. That means i have complied with the submission of the documents they asked. Ill call today the cs hotline u gave me. Do you have any idea of where i can visit the office of the vp?

  563. Hi Cherry, yes, that phone no. is their customer service no. Do you have an acknowledgment stub for the documents that you have submitted? Do you have records of your transactions with them, proving that you have done your part? Maybe next time you go there, ask them “Will this be solved if I go to the office of VP Binay and ask for help?”. I saw a photo with VP Binay and Pag-ibig head Berberabe awarding benefits including title to the heir of a member who died. About the MRI provider, there are news items in Oct and Nov 2014 saying Pag-ibig terminated its contract with its previous MRI provider and held a bidding for a new MRI provider, but I can’t find info on which insurer won the bidding. It was also reported that the new insurer will cover at least 80 million claims which were rejected by the previous insurer, so this means there are many other MRI claims that have not yet been solved. I’m puzzled by this problem as Ms. Berberabe has been touting about the success of Pag-ibig reforms. I hope you have time to share updates here so we can learn from your experience with Pag-ibig

  564. By the way they said pagibig had a pending case against the third party insurance firm te reason for the delay is due to that and that the insurance approval process was then being transferred to pagibig.

  565. Hi Nora. Ive been doing follow ups to them. I have sent more than 35 emails about the update. I have declared all receipts of respective months i paid they asked me. Ive been passed around. I even forwarded our email correspondence to their complaints department. But they havent given me any rational feedback. Im tired of it. Its exhausting. Thanks for providing their number. Is this the main branch’s phine number?

  566. Hi Cherry, I’m puzzled that they’re taking a long time. Have you followed up? Are you sure they don’t need more documents? Didn’t they give you a phone no. for follow up? Have you called Pag-ibig? 724-4244 I hope they’ve already declared the loan fully paid off.

  567. *zero balance for hl

  568. Thanks Nora! That was very helpful. I was able to talk to them and have them sign the waiver i had notarized. We were able to agree with each other for the sake of my mom. They waived their rights to claim but will share parts if ever we have plans to sell the title. Now my question is how long does it take for the process to be completed by pagibig? Because i declared te death cert august 2013 but until now they havent secured ZERO HL from accounting divisions. Thanks

  569. Hi janice, if your mother in law has not yet filed her Provident benefit claim before, then the beneficiaries can file their application for Provident benefits (death benefit is included in the Provident claim). But if Provident benefit is already claimed before, there’s no more death benefit to claim.

  570. hi good ev! my mother in law is a retired public teacher, can she avail of death benefits? tnx po

  571. Hi Hestra, you can claim by yourself only if you can present a notarized waiver from your mother. Required documents are here: Pag-ibig Provident Benefit Claim forms If your mother wants her share, she gives her marriage certificate, IDs (xerox and orig). Other requirements are listed in the Provident Claim form

  572. Hi Cherry, the beneficiaries are you, your 2 sisters and your father, and all benefits will be divided among you equally. The check for the Pag-ibig Provident claim will contain all your names. I think they’ll split the check only if there’s a valid reason for splitting, with proofs. About the release of the title, you should ask Pag-ibig because I’m not sure if they require your to transfer the title (in your mother’s name) to all your names, or will just release the title in your mother’s name to all of you. What I know is you all need to come together so you can file your claim. Pag-ibig will not release your claim if there’s one beneficiary with missing birth cert or signature in your claim. There’s a 10-year maximum limit for civil claims. I don’t know the dynamics of your relationships, but you’re the eldest, so you should initiate talking with your sisters. Or maybe you can ask a relative respected by all of you to mediate.

  573. my father passed away last November 30, 2014. Can I claim his death benefits by myself as he separated from my mother last 2003. What are the requirements if my mother’s participation is required?

  574. Hi nora! This site is so helpful to us! I would just like to ask about this. My mother died 2 years. She has a housing loan with pagibig. And i have cleared any outstanding balance she had. We would like to claim for the title of the house and lot. However my two youner sisters, we are not in speaking terms we just had a fight after my mother died. How will i accomplish the documents if they dont want to cooperate? As the eldest i would like to initiate the claiming of the assets from pagibig. But what should i do? And how long does it take after i declare mu moms death cert?

  575. Hi Mark, Pag-ibig usually says processing time takes 3 weeks. I have updated the requirements. Thanks for commenting.

  576. Hi wena, sorry, your mother can no longer claim because your father has already claimed all his savings and he was no longer a Pag-ibig member when he died. Ask others too

  577. Hello there. Please advise if how long to get the death claim for my wife upon application. In this regard, is there any new amended/modified forms in applying? The requirements are still the same? Thank you for your time in reading my inquiry.

  578. Hi gud eve. Can my mother file a death claim? in 2009 my father died. Before he died, he claimed his lumpsum when he turned 60. thankyou!

  579. Hi liza, yes, you’re right. If it was your husband who was the borrower, the mortgage redemption insurance (MRI) will pay his loan balance in full, and you can claim your house title, after required documents are submitted and processed.

  580. hello. My husband has passed away. He’s a member of pag ibig. But he withdrew his membership when he got disabled. Should I still continue paying our housing loan? What I know is if the payor dies, the loan automatically gets paid in full. thanks

  581. Hi,
    My grandfather died in 1990 and since then we did not file for any claim in pag-ibig. Just with sss. Pls. Advise what we need to do. Thanks!

  582. Hi maria elena, based on Pag-ibig’s list of requirement, it requires only the death certificate as proof of death.

  583. Hi miss nora..what if the funeral receipt got lost and the only available is the death certificate is it possible that we still can get the death claim?

  584. Hi Joselina, sorry I’m not sure because there’s a 10-year limit for claims. It’s been 19 years since 1995. But you can try because I’m not sure if Pag-ibig is applying this 10-year prescription period. If your father did not claim his Provident benefits when he was still alive, there’s something to claim. For initial inquiry, bring your father’s death certificate, your birth cert and IDs to the Pag-ibig branch where your father’s records are (branch nearest your father’s former company) and ask about your father’s benefits and about claim requirements.

  585. Gud pm! Can I file a death claim for my father, as my mother did not file for a claim? he was died on oct.5,1995. Thanks.

  586. Hi hart, thanks again 🙂 I’m looking forward to your updates


  588. Hi hart, yes, you’re not a broken family 🙂 I hope I didn’t give that impression. I even said that unlike some claimants, you have a great relationship with your father. I was only explaining why Pag-ibig is so strict with requirements 🙂 I hope Pag-ibig is already satisfied with the docs you sent. Have a great day!

  589. Hi Elizabeth, sad to say, the death benefit will only be equal to the 1-month contribution. Call Pag-ibig 7244244, preferably in the evening; they respond promptly.

  590. Elizabeth C. Tapnio


  591. hi ms nora…we are not a broken family 🙁 we were as much as happy as just an only child because my mother has a problem in her uterus..and she died because it became a cancer and resulted to much more complications.. .anyway.. i was asked to make SPA for my father to receive the benefits…that is the core of my problem ( is that necessary? if the daughter or son is away?) . and in the spa i just included the neice of my father just in case he cannot do the processing. so i thought i could hit two birds in one stone.. they said it is okay if i really trusted the neice of my father.. in my waiver, i specified there that only my father has the rights to receive the benefits due to my absence..

  592. Hi hart, do you mean you assigned SPA to your father and your father’s niece? And you also included a waiver? I think that would have been okay if what you wrote is just for your niece to process additional documents to be processed, and not to receive benefits in your behalf. Because this statement of receiving benefits conflicts with your waiver of your rights to receive benefits. But I’m not sure. I just hope Pag-ibig understands your position and just issue the check to your father. Yes, I agree that Pag-ibig does make it difficult for heirs to claim. But I think now that Pag-ibig had past legal problems with broken families, so Pag-ibig has been strict. It’s great to know that you and your father are good with each other, but there are many broken families in which the surviving parent and children fight for the claim, so Pag-ibig needs to split the benefit among the heirs. With SSS, it’s easier as the SSS law differentiates the primary from the secondary beneficiaries. God bless too. I hope you have time to update us about your father’s claim. It will be helpful for others.

  593. Hi luisa, was your grandpa still working just before he died? Was he younger than 60? Did he not claim his benefits when he was alive? If he already claimed his Pag-ibig benefits when he was alive, there’s no more death benefit to claim. If he did not claim his Pag-ibig benefits when he was alive, then you can collect documents to prove your claim. For initial processing, go to Pag-ibig (the Pag-ibig branch nearest where your grandpa worked for the longest time) and show your ID, your birth certificate, your mother’s birth certificate and your lola and lolo’s marriage certificate. These papers will show your legal relationship with your lolo. Pag-ibig will instruct you on the other documents required. Take care, and I wish you the best.

  594. Hi daisy, yes, you can still file your claim. Not any branch. Go to the branch where your father’s records are. Usually it’s the branch nearest where your father worked. For initial processing, bring your birth certificate, your ID and your father’s death certificate

  595. Hi how can I make a death claim? My grandfather has just died. My grandma is also deceased. They didn’t have any child. I was the one they adopted, but I was not legally adopted as they didn’t have money for legal adoption. I don’t know who’s their beneficiary. I’m the only one left to claim. What should I do? My grandma had an earlier marriage and they had one child, who gave birth to me. My grandpa is her second husband. But they were the ones who took care of me and adopted me, just not legal. I hope you can help me. Thank you.

  596. Hello. Just want to ask if I can still claim for my father’s death benefit eventhoughhe passed away last 2011? Can I verify and process it from any HDMF branch? Thank you.

  597. YES. they are so inconsistent with the requirements, i made this clear with them before i went back. but then, that was what happened. so what i did, i made a waiver using my own format and i attached to the SPA when i submitted it to the consulate. hopefully that will be okay. i have a follow up question, i included my father’s niece in the SPA giving her rights to process the necessary documents if there are additional papers to process. Because my father might not have time, so is that okay? She’s not included in the list of legal heirs. actually I’m an only child, this is why it has been difficult processing, there’s no one else to process. so i have given the rights to her. will this not have conflict? Her name will not be written on the check? Because I also wrote “to receive the benefits solely due to my physical absence as one of the legal heir” i should have referred first to my father to support the waiver i attached. but then i forgot that i also write the name of my cousin in the SPA. they might not have reviewed it. now I’m worried that there’s an additional problem because of this additional name I wrote. again, thank you so much for answering my questions, because I myself have doubts why this has come to this and to think that the direct beneficiary is my father. thanks and GOD BLESS!:)

  598. Hi hart, I’m puzzled that they require both waiver and SPA. A waiver should be enough. But since you said that the consulate there does not issue waivers (I’m also puzzled by this; they’re supposed to help Pinoys), ask your father to ask Pag-ibig if you can include the waiver statement in the SPA, adding something like this to the SPA: “the power to make and sign in my behalf an Affidavit of Waiver, expressing my waiver of rights to all Pag-ibig benefits granted to the legal heirs of my mother.” If Pag-ibig says yes, then your attorney-in-fact can then make and sign an Affidavit of Waiver in your behalf.

  599. hello mother passed away last year and all papers where prepared before i came back to dubai..pero po, when they passed the papers to pag-ibig for final screening, they said lacking of SPA and waiver to claim the benefit…and they cannot issue cheque to my father without my name.SO they required me to get SPA and waiver in Philippine Consulate to withdraw my rights as a legal heir so that my name won’t appear in the as per checking, Philippine Consulate don’t give waiver, only SPA. so, how would i do that??

  600. Hi Joel, Pag-ibig has a Joint Affidavit of Two Disinterested Persons form to substitute for a birth certificate, so it’s likely they’ll accept joint affidavits for your grandparents’ birth and marriage documents. To be sure, call Pag-ibig or ask the Pag-ibig personnel processing your claim. You write well; we hope you get your claim soon.

  601. Hi Nora! I am filing for death claim for my mom who passed away last year. I am her only child; however, I am considered as illegitimate because she was never married. I went to a PAG-IBIG branch and they required me to present death and marriage certificates of my grandparents among other documents. What makes it tough for me to complete all the required documents is that me and my relatives don’t have any idea when exactly my grandpa died. The NSO main office suggested to try the National Archives near Intramuros. I went there and told the staff the name of my grandpa, the place that he died, and the possible years that he passed away; which, according to the staff may take months to complete the research work. Another issue is the nonavailability of the marriage record of my grandparents in the NSO and local civil registrar. Can I execute an affidavit for both the marriage and death certificates since securing these documents from NSO seems to be next to impossible?

  602. Hi mary, sorry there’s no online service for that. Call the Pag-ibig phone no. written in your claim slip.

  603. How can we check online if our check for death claim is already available?

  604. Hi SAM, there have been similar comments here, and some have not claimed their benefits because of claim difficulties, like a wife who cannot claim her husband’s savings because she does not know where her parents-in-law are, and many cases like yours, where siblings abroad have to spend for the authentication of waivers or SPAs, considering that the benefit is not that much. Apparently Pag-ibig is making sure that after granting the final benefit, no one else is going to file for valid claims for the benefit which has already been granted. They could have encountered cases like these, where other family members are filing valid claims from Pag-ibig after final benefits have been given to certain family members.
    Pag-ibig’s policy on beneficiaries is different from that of SSS, where beneficiaries are either primary, secondary or designated, and claiming would be easier with SSS as the claimant would only be your mother-in-law (primary beneficiary).

  605. Hay naku! What about the problem of my mother inlaw. We almost completed the requirements to claim our Death Benefit, got tired of having affidavits made because of confusing requirements regarding NSO certificates. but when we presented the affidavits and requirements, they again required us to submit ORIGINAL COMPANY I.D of the children who are OFWs? How can my mother inlaw present those IDs as they’re abroad? That’s her experience at PAG IBIG Malolos. And they even told her “That’s really the problem of claimants whose children are OFWs”, so do they mean we cannot claim because OFWs don’t take their vacations at the same time? Fares are even more expensive than what we can get from PAGIBIG. Are there some here with the same experience with the same scenario?

  606. Hi Joy, I think they won’t be interviewed. Who are caring for the children? Are they living with your mother? Because if the children are living with your sibling’s spouse and are being cared for by the spouse, then the guardian of the minors will be the spouse. Here’s the Affidavit of Guardianship and here’s the Proof of Surviving Legal Heirs

  607. If my mother will claim the death benefits of my sibling, will they interview my sibling’s minor children? My sibling has a spouse but they are not married.

  608. Hi cecilia, you can call Manila Water (trunkline: 917-5900 or 981-8100, ask for personnel dept) and ask which Pag-ibig branch are they remitting Pag-ibig contributions. Then go to that branch with your ID and your husband’s death certificate and ask a copy of your husband’s total savings and dividends, and then file your claim

  609. may i know if i am entitled to some benefits if my husband who died a few weeks ago used to be a GSIS member? he used to work at mwss which was then government agency; it then was privatized which is now manila water, where he was connected on the time of his death. THANK YOU

  610. Hi leah, if the deceased no longer has a balance with Pag-ibig, meaning he has claimed all his savings from Pag-ibig, then the heirs can no longer claim. Ask others too

  611. hi! I just want to verify if the surviving legal heirs can still file death benefits if the PAGIBIG member is already inactive and have already withdrawn his account last 2009. The deceased member just passed away last month.

  612. Grace Mariposa Resco

    Ask q lng din po panu po kung dti n pong nkaloan ang father q sa pag ibig eh ngaun po eh patay n po sya my makukuha prin po ba benifets pra po sa mga naiwan. .

  613. Grace Mariposa Resco

    Ask q lng po f ung member ng pag ibig e wala pong birtcert dahil ndi pp naiparehistro e patay n po sya panu po b ang dapat gawin dun salamat po.

  614. Hi Eva, yes, you can claim regardless of the reason of death. It’s only in life insurance where suicide within the first 2 years of getting the insurance will put the insurance claim into question. Pag-ibig says they’ll process in 3 to 4 weeks.

  615. Thank you Ms. Nora!God Bless you!

  616. Thank you Ms.Nora last question, the cause of his death is suicide. is it possible that we can claim even if that was what happened? and how long will the process take? thank you

  617. Hi eva, you can file within 10 years, but of course, you file as soon as you have the time. About right to file: If your husband was single, his primary beneficiaries are his parents and his children, if he has a child or children. You can act as guardian if you have a minor child or children with him. His parents and his children can authorize you to file the claim through a special power of attorney. Look at these Pag-ibig claim forms

  618. my husband passed away last march 17, 2014. may i ask if there’s a deadline for filing death claims, because I don’t have time yet for filing? Is it okay for me to file the claim even if we were not married?

  619. Hi mia, sad to say, I think you can no longer claim because he was no longer a Pag-ibig member when passed away. But to be sure, call Pag-ibig 724-4244

  620. hi ms Nora! my father passed away last oct 2 2014. but last year when he filed for his retirement he got something from pag ibig..the total contribution of his pag question is..could we still get something from his death benefits thru his Pag-ibig?thank you!

  621. Hi Jhen, death benefit is claimed together with the Provident benefit (total savings and dividends). Death benefit is 6k pesos. But if the member was inactive prior to his death, and his savings and dividends total is less than 6k, his death benefit is of the same amount as his total savings and dividends.

  622. hi how much can we claim if death?

  623. Hi annra, Pag-ibig usually writes 3 to 4 weeks on the acknowledgment form. But it usually takes longer, based on online comments

  624. Hi! how many days is the process of death claim?

  625. Hi Stephen, sad to say, your mother’s benefits are tied to her housing loan. Pag-ibig won’t release it unless the housing loan is fully paid. To be sure, you can go to Pag-ibig with your ID, birth certificate and your mother’s death certificate and ask. If you or your father are Pag-ibig members, you can also ask about assuming the house through rent-to-own.

  626. Hi archie, visit the Pag-ibig branch nearest to where he worked the longest and then ask. Bring your ID, your birth certificate (to show your right to inquire) and your father’s death certificate.

  627. Hello, can my father claim my mother’s benefits? she died without claiming her provident benefit from pag ibig. Name of my mother is Thelma Basista Duran. She had an existing housing loan and is in foreclosure. thanks.

  628. hi ms. Nora, my father passed away last August 31-14. I’m his daughter we don’t know if my father already get his tav. what I’m going to do. thank you

  629. Hi mel, yes, here’s a copy of the Pag-ibig SPA and other claim forms . Where did your brother work? Usually his records are at the Pag-ibig branch nearest the company he worked for, and you should file your claim there.

  630. hi nora, my brother passed away last month. he is my mom & his dad are his beneficiaries.His dad has a medical condition that he cannot travel in manila. he executed a waiver of his rights in favor of mom and is willing to sign documents so mom can process all of my brother death claims without him. does he still need to give mom SPA? if yes, is there a downloadable copy?

  631. Hi Wenceslao, Pag-ibig was mandatory from 1981 to Dec 1986 and has been mandatory since 1994. If your father worked during these years then it’s likely that your father had Pag-ibig. Call 724-4244 and ask which Pag-ibig branch should you go to claim. Tell where your father worked the longest so they can determine which branch. When you go to Pag-ibig, bring your IDs, your father’s death cert and your birth cert (to show your relationship).

  632. Hi Rey, it’s good that the property is not yet foreclosed. Your grandparents should ask Pag-ibig if they can continue paying for the loan, and if they can apply for loan restructuring. Pag-ibig might ask for someone in your family who is a Pag-ibig member and who is qualified for a Pag-ibig housing loan and who can assume the housing loan.

  633. Hi Ms.Nora, we just find out that my uncle still has Housing loan to Pag iBig which last payment is June 2006 and he is single. can his parents still claim for a death claim to Pag Ibig? Thanks

  634. Wenceslao Atun Jr.

    Good day! May I ask if my father who passed away 2002 pa is a member of pagibig fund. He was a retired government employee. We didn’t see any ID. His name is Wenceslao B. Atun Sr. Thanks.

  635. Hi rene, sad to say, you can file your claim only if your uncle had a legal will expressing his intent to assign to you his housing loan or house. This is because you might not be the nearest legal heir. If your uncle was single and had no child, his primary beneficiaries are his parents. The next beneficiaries would be his sisters and brothers and grandparents. Look at this Pag-ibig Proof of Surviving Legal Heirs form
    About the housing loan: If your uncle has been paying directly to Pag-ibig, his loan balance will be paid for by his mortgage redemption insurance. The house can be claimed by his legal heirs, and might include you and your parents, if there are no primary heirs.

  636. my uncle died last year, one year after he got a housing loan from pagibig. I am his beneficiary, as I lived with him. Will Pag-ibig still collect or will his beneficiary continue to pay his housing loan. can the loan or house or housing loan be transferred to me? thanks

  637. Hi lloyd, if your father did not claim his Pag-ibig savings before he passed away, then you can file your claim with Pag-ibig. You can go to the Pag-ibig branch nearest where he worked before in the Phils, or at the Makati branch, if he contributed only when he was OFW. Bring your ID, your birth cert and your father’s death certificate (orig and xerox)

  638. Good day mam, My husband died just last sept 22, pwede po b magclaim ng death benefits sa pag ibig and how po.ur soonest response is highly appreciated .

    thank you

  639. Sir. my father is an ofw named remeo rabano agcolicol. Died on march 5 2013. Can we claim from pag ibig?

  640. Hi jhay, you and your children are the main claimants (requirement: marriage certificate and birth certificates). If you have no children, his mother might share in the claim, but not his sister. Even if they’re first in filing the claim, Pag-ibig will ask them about the wife. Ideally, there should only be one claim (from you). But if they have filed first without including you, you can file your own. Maintain a civil tone with them, especially if you have no children, because Pag-ibig also considers the parents’ claim if the member has no children.

  641. hi Ma’am Nora, may i Inquire. is hierarchy followed when claiming benefits? my husband just died last week, can my husband’s relatives, his sister or mother, claim if they’re the first to file the claims? Thank you and hoping for your prompt reply

  642. Hi Jades, your friend’s parents are the ones that can claim her Pag-ibig and SSS. Her partner cannot claim because he has no marriage certificate to show. They should not spend so much for travel and docs in claiming her Pag-ibig because the total would just be around 4k pesos, assuming that she and her employer contributed 100 pesos each every month (200 pesos x 9 months) plus dividends. Death benefit is either 6k pesos or total savings plus dividends, whichever is lower. SSS funeral benefit is better (20k).

  643. Hi Ms.Nora,

    My friend died only early morning today, she only has 9months contributions only up to June 2014 due to No Operation of their company but still an employee. She’s single but has live-in partner. Is she entitled nor qualified to have her death benefits for her surviving family? can her live-in partner claim it or one of her family is the one to claim the benefits?
    Hope you can answer my question as soon as possible.
    Thank you so much.

  644. my brother died 5 years ago. can his beneficiaries still claim his death benefit?

  645. Hi russell21, sorry this is not Pag-ibig’s website.

  646. Hi Johna, if he worked only in Manila and did not work in Olongapo, then it’s most likely that all his contributions were remitted to the Manila branch. You can request for a copy of his contributions at his Manila branch and then check the dates and contributions. Bring your ID and proof of relationship with the member (so you’ll have authority to inquire). To save on time and travel costs, collect all the claim documents required before you travel.

  647. may i know the amount of Death Claim that can be received by Mrs. Lolita Soriano De Guzman?

  648. Hi Ma’am Nora. Just asking how to consolidate contributions of death member.. He lives here in olongapo and work in manila.. Thanks mam and more power..

  649. Hi Emmz, do you mean the death certificate has been authenticated by the Philippine consulate in Taiwan? If yes, that means after the consulate has reported the death to the NSO and after the report has been processed by NSO, you can then apply for your sibling’s death certificate from NSO.
    I saw this instruction at the website of a Phil embassy in Europe: You may retrieve the NSO-certified Death Certificate from the Philippines three months after reporting the death at the Embassy.
    I don’t know if it’s faster in Asia, like Taiwan.

  650. Hi mrs nora, may i ask, my sibling died in Taiwan last July. Can I file for death benefit even if his death certificate is authenticated only. Thanks

  651. Hi Elmard, 1. I tried using a standard online compound interest calculator and found that my results matched (although not exact amount) Pag-ibig’s MP2 table at their website (with the 500-monthly savings resulting in 34,921.79 in 5 years). So if we use this online calculator for a monthly savings of 200 pesos for 20 years, the result is 73,006.57. I used 4% as yearly dividend rate, as this is the rate usually mentioned in the news related to Pag-ibig.
    2. The funeral benefit is 6k pesos only. If total savings is less than 6k, funeral benefit is equal to total savings.

  652. 1. How much is the estimated total accumulated value of a Pag-ibig member who had been a member for 20 years?

    2. How much is the amount of funeral benefit to a member?

  653. Hi elvira, sorry, if the Provident benefit is already claimed, the death benefit can no longer be claimed when the time comes that the former member passes away.

  654. good day, may i ask if the provident benefit is already claimed, does the member still qualify for the burial claim in case he/she passes away?

  655. Hi bryan, was your father single? Because if he was single, based on the Pag-ibig’s hierarchy of heirs, his children and his parents are the primary beneficiaries. If you can present your birth cert and your father’s birth cert (and the birth certs of your siblings if you have siblings), why do they need your grandparents’ marriage cert.? Whether your father is legitimate or illegitimate should not be a factor in your claim and your grandparents’ claim. Nevertheless, if Pag-ibig asks for the marriage cert (maybe because of the sharing of benefits), and if they were not married, ask Pag-ibig if you can present a Joint Affidavit that your grandparents were common-law husband and wife.
    I hope you can share info later on about the result of your claim so others can learn from your experience.

  656. Thanks, Rey. If you can share info then you’ll be able to help others in the same situation.

  657. hello sir/madam, the check for the death benefit of my late father coleto quiñonez was here in pag ibig tandag branch but not yet release to me because of lacking of the marriage certificate of my father’s parents. what other options if my grandparents was not married? please. .thanks

  658. Hi Ms. Nora,

    Thank you very much for the info. it helps on our next step to claim death benefit of our uncle, I will leave again a message for the updates 🙂

  659. Hi Rey, was your uncle updated in paying his housing loan? If he was not delinquent for many months, yes, his loan balance will be paid by his mortgage redemption insurance or MRI (MRI payments are included in the monthly loan payments). The title will be given to your uncle’s heirs, after processing. The primary claimants are his parents. If the parents cannot personally claim, they can secure a SPA to authorize their other children or grandchildren to claim. You can see some of the claim forms here:

  660. Hi Ms. Nora,

    My uncle is single and just died, He has a housing loan for 30 years and I think he already paid 15 years. Should it be automatic paid in pag ibig after we provide the death certificate?

    Someone just told this to us, In case its not true can we continue the monthly loan? Can we transfer the the tittle on us if even no authorization?

  661. Hi Ms. Nora,

    My uncle is single and just died, He has a housing loan for 30 years and I think he already paid 15 years. Should it be automatic paid in pag ibig after we provide the death certificate?

  662. Hi jen, you can add your child as your beneficiary using your child’s birth certificate. Your name is on the birth certificate as Mother. You can add your child online at Click E-Services then Click to Register then select View Registration Information, then continue.

  663. Hi limondo, sorry you can no longer claim his death benefit, as he stopped being a member after he claimed his TAV funds. It’s unlike SSS. Ask others too

  664. Hi Mary Grace, you can claim your Provident benefits, which consist of your husband’s total contributions and total dividends plus a death benefit of 6,000 pesos. If you like to know the total amount, you can go to his Pag-ibig branch with your ID and marriage cert and your husband’s death cert and request for his TAV or total accumulated values. If he worked in different companies in different cities, consolidate his records so that all his contributions will be posted in one branch.

  665. Hi Ma’am! My husband passed away last month. He worked for 19 years. What benefits can we claim, and how do we compute for it? thanks

  666. Hi Geraldine, since your sister is submitting a waiver, she does not need to submit her birth cert. About the witnesses, if you need to submit a joint affidavit for each birth cert, yes, I think you can have the same 2 persons sign all joint affidavits since the same 2 persons know all of you. But I think it’s best if you go to your Pag-ibig branch and ask if you can submit one Joint Affidavit for all of you to save on affidavit costs. You can then also ask other questions. This is if you don’t spend much in going to Pag-ibig. Or you can just call 724-4244. I think it’s easier to call Pag-ibig than SSS. Take care

  667. Hi Nenita, did you file for Pag-ibig Provident benefit (savings plus dividends) after your Dad passed away? If yes, the death benefit is already included in the provident benefit. It’s not like SSS, in which the funeral benefit is separate from the death benefit. If you did not yet claim your father’s Provident benefit, then you can file your Provident claim (the death benefit will be included).

  668. Mam my father has passed away, and he has already withdrawn his tav. can we claim an additional death benefit?

  669. can i ask, panu qu p0h add ung anak qu if mag kaiba kmi ng surname? married p0h aqu, pero separate na kmi ng legal husband qu, at my kalive in po aqu ngaun at may anak na po kmi, ok lng p[o ba add qu xa khit mag kaiba surname namin? anu po proper way or steps to do it?

  670. Nenita Asuncion M. Mabulay

    Ma’am, May I ask what is the prescription period for funeral or burial benefit in pag ibig? We failed to file for this when our Dad died in 2001. My Mom do have her pension but now that she is a senior citizen and has her ailment. She does not have that much. It would help if we can claim this. Thank you.

  671. Good day po maam Nora. Me again. I would like to ask about discrepancies of documents. We are the beneficiaries of our late father. Long time ago my father used other name instead of his real name , for the reason that he don’t like his real name (first name only). On his birth cert, off course it was his real given name, but in my birth cert. (including my siblings) he used other name (the one he liked). My questions are :

    Do we need to accomplish joint affidavit on each birth cert. ?If we need to, it is okay if our witnesses will be the same two person in all birth cert.?
    Regarding on my sister who was in singapore who already signed a “waiver of rights”, do i need to submit her birth cert.and include also in joint affidavit?

    Thank you!e

  672. Thank you maam nors

  673. Hi geraldine, did your sister use the Pag-ibig waiver form? Did she have it notarized in Singapore? If yes, I think that’s enough, and I think the ID copy will be accepted. If your sister used a non-Pag-ibig waiver form and is already notarized, ask Pag-ibig if they accept it, including her ID copy, in order not to waste your sister’s expenses for the waiver.

  674. hi i’m one of the beneficiaries of my father who has passed away; our mother is also already deceased. we’d like to ask about some things regarding our sister who’s in singapore. we already had a waiver and she agreed on it..
    1. do we need to present her id? 2. if need to present her id, can i just print an emailed photograph of her id?
    3. is a printed copy of an id valid? how can it be certified as true copy? many thanks and more powers..

  675. Hi rowena, if you haven’t claimed your sibling’s Provident benefit (savings plus dividends), yes, you can file your claim. The death benefit is part of the Provident Benefit.

  676. can i get the death benefit of my sibling who died about 3 years ago?

  677. Hi Mhona, yes, you can get birth certificates from NSO, whether those of legitimate or illegitimate children. Pag-ibig specifies NSO-certified death cert so you have to wait, but if you like, you can ask your local registrar on how to expedite the process.

  678. Hi ruth, the good thing about pag-ibig loan is that when its term is over and still unpaid, the total amount is offset with the total savings, so the penalties are not accumulated, unlike SSS loan. You can go to your husband’s Pag-ibig branch with your ID, marriage cert and your husband’s death cert and request for a copy of your husband’s TAV, so you can see if the loan has been offset. There’s also a death benefit of up to 6k, so I think it’s worth filing your claim. Plan the way you collect documents to save on transpo costs.

  679. Hi. inquire again, his pag-ibig salary loan was not deducted from his salary until he passed away. Who made the lapse? I’m hesitant in filing my claim because the benefit might not be even enough to pay his loan.

  680. hi po.. ask po lng if ung birth certificate of illegitimate child is from nso din?
    and ung death certificate po ai wla p s nso dhl k2matay lng po, panu po un?
    tnx po..

  681. Hi mhar, yes, if you haven’t claimed your father’s Provident benefits, yes, you can file your claim even if 2 years have passed since his death. The total Provident benefits include savings, dividends and the death benefit.

  682. Hi Nel, you’ll receive your SSS pension for life as long as you don’t marry again. Your kids will stop receiving theirs when they turn 21.

  683. it’s been 2 years since Pa passed away; can we still claim his pag-ibig benefits?

  684. Hi, How long will I and my kids received the sss monthly pension? Thanks!

  685. Thanks Ms. Nora =)

  686. Hi Mark, 1. Yes, you can file because you’re one of the legal beneficiaries. 2. Yes, same requirements as listed above 3. Processing time varies from 1 month to 2 months or more.
    What will be difficult is that Pag-ibig will ask you to get a waiver to the Pag-ibig benefits from your father, or proof that he has passed away. Or is there a possibility that they did not get married? (which will then make you and your brother the only beneficiaries). If they were married, Pag-ibig is wary that your father will surface to file his own claim. But ask Pag-ibig what you will do to prove that you’ve never seen your father since you were 3 years old. Will be back if I find more info.

  687. Hi Ms. Nora Good day. My Mother died last Sept 29 2013. iam 28yrs old and my brother was 11 yrs old. seperated na po sila ng father ko since i was 3yrs old. we dont know kung nasan na xa. ask ko lng po..
    1. kung pde naman na ako na ang magfile ng death claim benefits ng mommy ko sa pagibig?
    2.same lng din po b ang mga requirements?
    3. How long po ussually ang process lng claims pagnaifile na po ung mga requirements

    Thanks Ms. Nora! i hope you can answer my inquiries =) God Bless

  688. Hi Marita, you can file your claim even if your don’t know his Pag-ibig no. You can verify his Pag-ibig no. by going to the Pag-ibig branch nearest where he worked. Bring your IDs, birth certificate, and your father’s death certificate. See the required documents in the list above.

  689. Hi Marita, GSIS and Pag-ibig are separate institutions. You can file your claims for both GSIS and Pag-ibig benefits.

  690. Good pm. If a member has already claimed his GSIS benefits, can he still claim death benefits and provident benefits from Pag-ibig? Thanks.

  691. Good pm. My father died last june 1, 2014. I don’t know his pagibig id number. How can I file my claim for death and provident benefits? What are the requirements? Thanks

  692. May na assume po ako property sa pag ibig, namatay po ang principal ng srpt 2011, nalaman lang namin na namatay april 2014…nakuha na po namin ang titulo na nakapangalan sa namatay kc binayaran na c pag ibig ng mri/ insurance. Paano po ang refund ng monthly amort from time of death from sept 2011- april 2014….pabalik balik kami pag ibig wala sila maisagot.

  693. Hi ehmie, yes, you and your children are the beneficiaries. Present your marriage cert and your children’s birth certificates plus the other required documents.

  694. mam ask ko lang po!namaty po yung husband ko last june 2014,tapos married na kami at may mga anak.Ask ko lang po f diretso po ba yun sa akin at sa mga anak ko kasi married na kami.Kami p ba ang direct benificiaries?

  695. Hi angie, there’s a death benefit of up to 6k pesos, but it’s given at the same time as the provident benefit (same claim form).

  696. Hi mam,
    May burial assistance ba ang Pagibig?

  697. Hi Arra, it’s best if you file your claim at the Pag-ibig branch where your mother’s records were filed, usually the branch nearest the place where she worked. The main claimant is your father, but if he is not able to file, you can file in behalf of your family since you’re one of the claimants.

  698. HI good morning namatay po yung mother ko noong april 28..anak nya po ako pwede po kaya na ako ang mag ayos ng pagibig nya sa pasig po sya namatay pwede kaya na dito ko ifile yung pagibig death claim nya sa quezon province… O yung father lang po nmin ang pwee magclaim… Thank you po

  699. Hi ruth, yes, your husband’s loan balance will be deducted from his total savings/dividends plus death benefit of 6k (if his savings/dividends total is equal or more than 6k.

  700. HI, just want to inquire. my husband died with a salary loan at your agency, will it be deducted from our claims.

  701. Hi rodelieta, since your brod-in-law is single, his legal heirs are his parents. You need to have a SPA to represent your in-laws. Here’s a copy of the Pag-ibig SPA:

  702. rodelieta gomez savaris

    good day Ma’am/Sir…ako po naatasang magfile ng Death Claims ng aking brother in law.Single po sya.matanda na po ang aking inlaws both at unable na rin.wla ho kaming idea kung sino ang legal heirs nito..pero siguro naman ang mga inlaws ko dahil single po sya…ano po ba ang dapat kong gawin para malaman namin ang legal heirs nya,bago ko i fullfill ang mga requirements nito…pwede ba akong magtanong sa office at ipakita ang membership I.D nya?

  703. Hi elsa, yes, you’re one of the claimants, so you can file your family’s claim (you, your mother and your siblings).

  704. hi mam.namatay po ang father ko nung june 28 2014,at anak nya po ako,pwede po ba na ako nalang yung mag ayos ng pag ibig death claims nya.

  705. Hi Shiela, if your mother did not claim her Provident benefits before she passed away, you can claim her Provident benefit (death benefit is included in the Provident benefit). You have 10 years to file your claim, but it’s good to claim earlier.

  706. Hi Lany, you have 10 years to file your claim. But of course, it’s better to claim earlier. Death benefit claim is part of the Provident benefit claim.

  707. Hi Ellen, is the first wife still alive? Did they have a marriage certificate? If still alive and they were legally married, then your marriage certificate is not valid. Is the first wife filing her claim? If not, you can file your claim and let Pag-ibig decide if your claim is valid or not. All the kids (with the first and with you) are valid beneficiaries.

  708. Hi Ma’am. My mother died Nov of 2011 and I havent had the time of filing for her death claims. Can you please confirm if there is an expiry? Can we still claim it?

  709. Lany P. Ronquillo

    Hi. Just wanna know until when I can file my husband’s death claims for pagibig? We lost him almost a year now. Please response. Thank you.

  710. hi po,ask kolang po my husband namatay nong june 24 2014 dun sa saudi at pagkaalam ko member sya sa pag ibig,at may una syang pnakasalan at kasal din kami,at ang mga kids nya sa una ay ako napo nagpalaki at may anak din kami 1,may makukuhapoba akong benefits or ano papo ba?

  711. Hi fatima, in their list of requirements, one requirement for AFP employees is Statement of Service or Order of Retirement. I don’t know why they need a payslip. Maybe they want to see if there’s Pag-ibig deduction in his payslip. Have you completed the usual death benefit requirements? Find if there’s another document you can show that proves your father’s PNP employment.

  712. mam ung father ko po ay patay nya and dati po siyang pulis e hinahanapan po ako ng payslip nya e san nmn po ako kukuha nun e wala ng ganun ung father ko?

  713. Hi amador, processing time varies for every claimant and I really cannot give you an accurate estimate. If there are no documentary problems or no problems with claimants, claimants can have their benefits in 2 to 3 months (based on claims I know). Much much longer if there are problems with the claim.

  714. Ma’am nor ilang buwan o taon po ba mtatanggap yung money sa sss after magfile?

  715. Hi Angela, Pag-ibig calls its contributions/dividends claim Provident claim. You mentioned “medical claim”; did you mean Provident claim based on disability or chronic health problem? Your mother might have already claimed all her savings and dividends. I suggest you go to your mother’s Pag-ibig branch with your IDs and birth certificates and ask for a copy of your mother’s savings and dividends. That way, you can inquire if you still have benefits to claim.

  716. Kpag po ba may nakuha na syaa medical claim sa pg ibig e my makukuha pa po ba sya sa death claim?

  717. Hi nora ano po ba ibig sabihin ng provident claim? My mom passed away may 13, 2014.. And ang beneficiary nia is mga kapatid nia na patay nrn lahat and father nia..siguro single pa sya noon kya cla ang beneficiary.. Tatlo po kaming anak nia..required din po ang NSO since ako ang bunso wla pa po ako NSO kc adopted ako ng lolo ko.. Apelyido prin ng dad ko ang nsa lumang birth cert ko pro my adoption papers na po ako.. Pwde na po ba un?ung 2kapatid ko my NSO na po sila.. Thanks po..

  718. Hi amador, I delayed replying to your SSS question because I needed to research. I thought before that the law of succession will prevail over the designated beneficiaries. Sadly, I found that what the SSS officer told you is true. If there are no primary and secondary beneficiaries, the designated beneficiaries (those in the member’s SSS records) can claim. I wrote a related post:
    I even found a court case. But you can file your claim as a legal heir, if you feel it’s worth it. Ask others too

  719. Hi richard, the death benefit is included in the provident benefit claim computation. The amount is either 6,000 pesos, or equal to the total provident benefit, whichever is lower.

  720. Hi maybelene, processing time varies for everyone. Depends on no. and location of companies worked for, time to verify beneficiaries, current Pag-ibig workload, etc. Could take 2 months or more.

  721. hello po,

    ask ko lang po kung may makukuhang funeral claim po makukuha yung mama ko. kasi nalamsum na niya yung kayang hulog, then may natira sira sa individal contribution na 400 ng isang buwan at self employed siya na worth na 5,700. makukuha po kasi namin yung self employed kaso nga lang po for approval pa daw yung funeral death claim namin. possible po ba meron po kami makukuha? paki email nalang po sa thanks po.

  722. Hello,

    Ask ko lang po pag nag file ako ng death claim for my husband po, ilang months bago i release po eto? thanks

  723. Hi josefina, sorry I don’t know what’s the exact requirement, but yes, I think so, if they said 6 copies, fill up 1 form, make 5 copies, and then have the 6 copies notarized.

  724. Hi! Would like to ask if it is necessary for the Proof of Legal Heirs to be notarized in 6 copies? 1 original, 5 photocopies only, to be notarized including the photocopies.

  725. Yes a have the marriage certicate of my mother and father, sabi kasi nang taga sss dito. Kung sino yung nkalagay sa beneficiary yun lang daw ang mkapag dlawang step siblings kolang nkasulat sa beneficiary..

  726. Hi amador, have you seen your mother and father’s marriage certificate? I asked because if there’s a possibility that they weren’t married, then you might be able to get your father’s Certificate of No Marriage from NSO. If they’re not married, then you and your half-siblings can claim your father’s SSS and Pag-ibig benefits.
    If they’re indeed married, it will be more difficult claiming with Pag-ibig because I’ve read that Pag-ibig really requires all beneficiaries to share in the claim. But ask Pag-ibig about your situation and how you can process your claim.
    With SSS, I think you can claim as secondary beneficiaries (lump sum, not pension) if you can show proof that your mother has left you and your father since you were young. SSS requires the spouse beneficiary to be a “dependent spouse.” Based on your description, your mother is not a dependent spouse.

  727. Sa E1 form wlang spouse nkalagay.lahat kami lagpas na sa eded na 21.pano kung yung mama ko nag asawa na ng iba,mkakatangap padin po ba cya khit na may ibang pmilya na cya???hanggang ngayun po kasi di kopa cya nakita.plagay ko nagkapamilya na yun kasi sa tagal ng pnahon hindi manlang cya naglakas loob na balikan ako.

  728. Hi amador, if they don’t like to give their birth certificates, present a waiver for them to sign. You cannot claim if they don’t sign or if they don’t cooperate. Pag-ibig requires this document: Proof of Surviving Legal Heirs. Tell them if they give their birth certs, the benefit check will be issued to all of you, and you will divide the check amount among yourselves.

  729. Hi amador, if you’re under 21, you’re a primary beneficiary of your father, and you can file for pension, if your father paid at least 36 contributions. Your step siblings who are under 21 are also primary beneficiaries. Your mother is also a primary beneficiary. Your stepmom cannot be a beneficiary because she has no marriage certificate to submit.
    If all children are 21 and older, only your mother is the primary beneficiary. Only she receives pension.

  730. Tanong lng po maam.tungkol po sa sss ng papa ko.nmaty npo xa tapos my half bro.and sis po ako pro ako po ang ligal na ank kasi mama ko yung pinaksalan yung stepmom ko d cla ksal ng papa ko.5po yung kpatid ko sa kbila,gnito po kc mam hindi po ako nilagay sa beneficiary.ngpunta npo ako sa office ng sss ang nkalagay doon ay dlawa lng ,yung half bro.and sis ko. meron po ba akong maclaim khit hindi po nkasulat name ko krapatan po ba akng mgclaim???

  731. Ask lng po,pano po pang hindi mgbigay ng birth certeficate ang half bro.and sis ko.hindi din ba mkiclaim ang pag.ibig ng father ko?tama ba?syang din nman yan.kasi yung half kong kpatid ayaw kasi nila.

  732. Hi anthony, the Pag-ibig Provident claim form specifies NSO-issued birth certificates

  733. Hi rica, didn’t they give you a stub and date to call? You can follow up after 3 weeks or a month. You get the check at your Pag-ibig branch.

  734. Gud am, po tanung ko lang po kung pede na po ung certified true copy na birt cert.galing sa munisipyo wla po kasi kaming nso pra sa mga requirements.

  735. rica mae mercado cruz

    Kapag naibigay n lahat ng hinihinging requirements s pag ibig death and funeral benifits. Ilang weeks bago ma-claim ung pera at panu makukuha? Salamat po

  736. Hi irma, you should file your claim at the Pag-ibig branch where your brother’s contributions were remitted. But ask the Pag-ibig branch there if they can send your claim to the proper Pag-ibig branch in your behalf.

  737. Ung brother ko s single namatay cya last dec.2013 sa manila at doon din cya his sister dito ngayon ako sa toledo cebu nakatira.ang question ko kung pwde po bana dito namin ipa file yung death claim at provident ng brother ko dito sacebu.

  738. Hi janet, I can’t find any Pag-ibig circular about deadlines for death claims. The usual prescription period for certain transactions is 10 years, but ask Pag-ibig. For Pag-ibig death claim, you can claim this only if the member or the beneficiaries have not yet claimed the Provident benefits.

  739. janet s. castillejos

    how long before the benefits of a beneficiary will be forfeited?
    if unclaimed for how many years? thanks a lot.

  740. Hi ma. rosario, sorry this site is not owned by Pag-ibig. But yes, you can file your claim this month or this year. Don’t wait for many more years; I’m not sure if Pag-ibig follows the 5-year or 10-year prescription period for claims.

  741. ma.rosario v. junio

    Hi po questi0n lng po.kc my father died n0vembr 2011 hnd p po kmi nkakapgfile s inio gawa po ng kakulangan ng pangkuha ng requirements.pwd p rin po b namin makuha un benefits ng father q?sna po masagot nio po un questi0n q as s0on as posible po.cnsya n po.

  742. Hi amador, sorry I missed your follow-up question. I just hope you read my answers to bea and Nel because their cases are similar to yours. Just follow the links I wrote to bea above. Sad to say that you need to contact your mother and your step siblings. They should spend for their own birth certificates. They can also sign a waiver, saying they are giving up their rights to the Pag-ibig benefits in your favor.

  743. Hi bea, I think you need to tell the truth because you will be signing a legal document, this one: Proof of Surviving Legal Heirs. I also answered a similar question here: Pag-ibig and SSS death benefits and illegitimate children. Maybe you can text or call the mother of your half-siblings.

  744. Hi Xyza, did your father get his Pag-ibig Provident benefits when he turned 45 or older? If yes, he no longer can get a death benefit because he was no longer a Pag-ibig member when he died in May 2014. If he did not yet get his Provident benefits, then you can file a claim.

  745. Hi Nel, I wrote a post to answer your question so more people can read it.

  746. Hi, my father passed away last may 9,2014. he was a memeber of pag-ibig for 15 yrs and resigned sya sa work nya nung 1995 pa. Can we still get the benefit?

  747. namatay tatay ko last year may second family father ko pero mother ko ung legal wife pumunta kami pag ibig asking if my kapatid kami sa iba pwede ba sabihin wala miski meron kc hirap naman pupunta kami dun para humingi nang birth certificate nila db pano po ba dapat gawin ???

  748. Hi,
    Question po. My husband just died a week ago and we have 3 kids. We’re married 2002. I just found out that he married another woman last 2005 and they have 2 kids. Am I still qualified at legal claimant? How will the benefits be divided both in sss and pag ibig?

  749. Opo may 5 na anak ang father at stepmom ko.tga mindanao poh ako.hindi ko po alm kung saan nkatra ang mothr ko kasi maliit plang ako nong umalis cya,2yrs old plng dw ako nong iniwan nya ako.paano ko makiclaim yong pag-ibig ng fathr ko eh hndi ko alm asan ang mama ko at paano po ba kung sakaling hindi mgparticipate ang mga kpatid ko sa fathr
    side ko dhil hindi cla interesado dito? Hindi ko ba makiclaim ito na ako lng?

  750. Hi amador, do you mean merong mga anak ang father mo and your stepmom? Andito lang sa Metro Mla ang mother mo? Pakisagot muna ito before I can add some advice. Yong mga kapatid mo sa mother mo, hindi claimants, kasi hindi naman sila related sa father mo.

  751. Ang lolo at lola ang nagpalaki sa akin hanngang akoy matapos sa kolehiyo. Ang problema dito kasi pag ayaw nila mag participate sa documento e.comply. anong gagawin ko?

  752. Yes, married cla nang papa, ako lang ang anak nla. Since 2 years old iniwan ako nang mama ko until now hindi na kami nag kita na. 34 years old na ako ngayon. Kaso lang yung mga kapatid ko sa kabila not in goodterms kami.

  753. Hi amador, may comment ka pa pala rito. Hindi pala sila married. No, your stepmom cannot claim because she and your father were not married. NSO marriage cert is required. Ang claimants ay ikaw, your mother (if she and your father were married) and all other children of your father, kung meron (basta merong birth certs), kahit illegitimate children.

  754. Hi amador, kasal ba ang mother mo at father mo? If they’re married, then your stepmom cannot claim your father’s Pag-ibig savings. Ang right claimant ay ikaw at ang mother mo. Kung ang kasal ay ang father mo at stepmom mo, then ang right claimants ay ikaw and your stepmom and their children if they have. Your proof is your NSO birth certificate. Isa-submit din ang document na ito — Proof of Surviving Legal Heirs. Kung sinumang mag-file ng claim, dapat isusulat ang lahat ng totoong heirs to avoid being charged with perjury.

  755. Hi nora, my father died last may 6, 2014. Ma claim ba ng stepmom kahit wala cyang marriage contract?

  756. Hi nora, ask ko lang po, legal ako na anak, mama ko po hindi ko na nakita since when i was child. Then mayroon siyang ikalawang pamilya at may limang anak. Yung stepmom ko gusto akohin lahat. Ano ang gagawin ko bilang tunay na anak. Ang stepmom ko ba, makuka ba nya if mag file cya? ANG BA DADALHIN KO BILANG PRUWEBA?

  757. Hi Baby, you can go to the Pag-ibig branch nearest where he worked and ask. Bring his death cert, your birth cert (to show relation) and your IDs. You can also call his last employer and ask where their Pag-ibig branch is.

  758. Hi nora, inquire lang sana ang alam namin kasi pag-ibig member ang father ko(he died last july 2014) pero wala kami ID nya or any document or na pagibig member sya. Pano kaya namin malalaman ?
    Thanks a Lot

  759. Hi Loyd, kung nakuha na lahat ng father mo ang Provident savings niya from Pag-ibig in 2002 (he used the Provident claim form), sad to say na wala na siyang death benefit in 2014, kasi hindi na siya member when he passed away.

  760. Hi, my father died last April 2014, in 2002 nagresign sya sa work nya at may nakuha syang benefit from PAGIBIG, not sure kung anong benefit yun basta cash din ung na receive nya.

    May question is may maki-claim pa kaya kameng death benefit from PAGIBIG kahit na may na receive na father ko nung nag resign sya? Thanks in advance.

  761. Hi Andy, one of the documents you will submit to Pag-ibig is this Proof of Surviving Legal Heirs. Legal document ito so dapat totoo ang isusulat. Kung susundan ang legal na paraan, ang legal heirs ay yong first wife (kasi merong marriage certificate), yong first 3 children (kasi merong birth certs) at kayong 3 children (kasi meron din kayong birth certs). Hindi ko lang sure kung ang Pag-ibig ay kagaya ng SSS na kino-consider kapag ang legal wife ay meron nang ibang common-law husband. Ask this matter at Pag-ibig.
    You can go to Pag-ibig with your ID, your birth cert and your father’s death cert and ask Pag-ibig kung ang division of benefits between the families ay divided by 2 parties (so okay lang kahit kasama ang legal wife sa list) or divided by 7. Merong nag-comment dito na legitimate child at ang naging division ay divided by 2 (50% for her and her mother; 50% for the illegitimate child). Ask also the amount of the total benefit so you can plan your expenses for documents. Ask the amount of the death benefit.

  762. Hi po,

    My father was died last april 24, 2014, and he was married sa first wife nia at meron din po sxang tatlong anak dun po. Tapos nagasawa po sxa ulet at iyon ay yung mama ko po. Di po cla kasal and then ang inilagay lng po ng tatay ko sa mga benifaciary nia sa PAGIBIG ay kaming tatlo pong magkakapatid hindi na nia nailagay ung mga anak nia sa una dahil matagal na clang hiwalay ng una niang asawa at balita ko may asawa n ring iba yun. Question lng po, may karapatan p rin po b n maging claimant ung asawa at mga anak nia sa una kahit hindi cla ang nakalagay sa mga beneficiary nia po o kme n lng po ang tatanggap nun? Wla n ring minor po sa amin.

  763. Hi jenelyn, I doubt if post-dated checks can be used to pay Pag-ibig contributions. What I know is that postdated checks can be used only for housing loan payments. You can go to your father’s Pag-ibig branch with your ID and birth certificate and your father’s death certificate and ask about your father’s benefit, so they can advise you on what to do.

  764. Tanung ko lng po ung father ko po namatay nung nov.1.2012 nk pg hulog nmn po xa s compny pero ung company n ping tratrabhuan nya ng kroon ng problema s pag hugulog s pagibig pero naayos nnmn po kso post dated check ung bnyad ng compny s pagibig s last check nila is 2016 pa ung huli kylngn po b mtpos muna un bgo kmi mk ricieve ng benifts galing s inyo??

  765. Hi joe, they say processing takes 2 weeks to 1 month or more. Longer processing if you worked in several firms and contributions were paid to different Pag-ibig branches. They’ll also verify your documents.

  766. Hi chloe, I already replied to your email. Anyway, yes, your dad’s total balance will be fully paid by MRI, as long as your mom was not a co-borrower. They need 4 months to check your payments and the docs you submitted and to process your MRI with the insurer. I hope in a few months, you’ll get the title to your house.

  767. tanong ko lng po gaano po ba katagal ang pgclaim ng death benefit sa pag ibig. sabi nila tapos but til now ala pa akong nakukuha?

  768. Hi po, good day. My dad was the principal borrower and cya lang talaga ang borrower di kasali ang mom ko.. will his balance be fully paid due to his death? my mom passed all requirements already, wala rin kaming arrears, the pag ibig said we wait for 4 months for the result? may possibility pabang di fully paid ang loan balance ng dad ko? or sure na yun? bakit mg wait pa ng 4 months?

    Looking forward for your insights 🙂
    thanks po 🙂

  769. Hi sherly, the total would be total of all contributions plus dividends plus 6k na death benefit. Pag lower than 6k ang total of savings and dividends, yon din ang amount ng death benefit.

  770. hi,ask ko lang po magkano ang nakukuha benefits kapag nag file ako ng death claim ng sa tatay ,my father died last year May 2013.. salamat!

  771. Hi Halleluiah, puede naman yong SPA ninyo basta notarized at nakasulat na you have the authority to process your mother’s claim for your father’s benefits from Pag-ibig. Bring your IDs and your mother’s ID. Ang total benefits ay total contributions plus dividends plus 6k (death benefit). In the early years ng Pag-ibig, hindi pa 200 per month ang employee-employer contribution sa Pag-ibig, so hindi natin ma-estimate ang total benefits.

  772. Halleluiah Pascua

    Hello po. My father passed away last january 25. Kompleto na po ako ng requiremnts for provident benefits. Pwede po bang ako na ang magdala ng documents pra isubmit sa pagibig. Bahihirapan kasi sa byahe mother ko, pero may SPApi kaso hindi format ng pagibig. 32years po naghulog si father how much po kaya ang makukuha nya sa pagibig?

  773. Hi Cristina, dahil wala pa siyang na-claim, yes, maki-claim ninyo ang Pag-ibig provident benefit plus death benefit; sabay silang kino-compute in one claim form.
    Sa GSIS, separate claim forms ang death benefit at funeral benefit at iba pang benefits (kasi mas maraming benefit programs ang GSIS kesa SSS; meron silang mga mandatory at optional). Check nio rin if she worked in the private sector noon, so meron siyang SSS funeral benefit and death benefit.

  774. Hi Lex, did your mother claim her Pag-ibig provident benefits when she retired? Kasi if she claimed na, wala nang death benefit na ma-claim. Hindi kagaya sa SSS na separate. If you’re not sure, you can ask the Pag-ibig branch nearest where your mother worked.

  775. hi, my mother died while still employed sa govt office. 64 yrs old na siya at wala pang naclaim. what benefits can we claim? death and burial lang po ba o dapat pati provident? thanks in advance

  776. hello po.. ask ko lng po if may makukuha pa po ang mother ko who died last March 10, 2014 na retired last 2011? thanks..

  777. Hi Judy, yes, meron kayong ma-claim from Pag-ibig. Your mother in law can inquire with her IDs and her husband’s death cert at Pag-ibig Cubao, since this is the branch nearest Camp Crame. Call first 911-7262 and ask if PNP Metro Manila contributions are remitted to the Cubao branch.

  778. hello po, good day po. Namatay po ang father in law ko this march 5,2014. PNP po sya. me makukuha po ba ang mother in law ko na burial and other benefits. Saan po kaya kami pwedeng mag inquire tungkol dito.
    thanks and God bless you!

  779. Hi Alex, nakuha na ba noon ang provident benefits, meaning savings and dividends? If yes, wala na ngang makuha, kasi ang death benefit at provident benefits sabay ang pag-compute — iisang claim form. Aside from that reason, noong nagsimula ang Pag-ibig program, wala pang death benefit. Nagsimula lang ang death benefit sa time ni Arroyo, through HDMF Law of 2009.
    Since 2009, ang death benefit ay 6k lang, at kapag lower than 6k ang total savings, ganon din lang kababa ang benefit amount.

  780. good day..

    bkit po sabi ng nag assist sa mama q para makuha ang death benefits ng papa q sa pag ibig..wala daw pong makukung death benefits?…khit 8 years na syang dead?.tpos almost 4yrs din daw po ang nahulugan…

    may makukuha pa po ba kmi?

  781. Hi Rhea, if your mother was a Pag-ibig member, yes, you, your father and your siblings can claim your mother’s Pag-ibig provident and death benefits. Lagpas na ng 10 years, pero maaaring puede pang mag-claim. Mas malamang na ang employee ay SSS member, kasi nauna ang SSS bago nagkaroon ng Pag-ibig, bakit kaya sabi mo walang nakuhang SSS death benefit? Merong death benefit from SSS, kahit 1 month lang ang nabayaran.

  782. Hello! Mag-ask lang po ako if I can still claim my father’s death claim benefit. I’m 23 years old po, single, unemployed pa… My mother died last 2002 and I’m the youngest of the family… Sa SSS kasi wala ng death claim benefit, how about po sa Pag-ibig?

  783. Hi elvie, yes, meron kang ma-claim — yong total contributions niya plus dividends. Merong death benefit na 6k, pero kung less than 6k ang total savings, ang death benefit ay same amount with total savings. Docs: NSO death cert, Application for Provident Benefits Claim form , your IDs, NSO marriage cert, Notarized Proof of Surviving Legal Heirs and Affidavit of Guardianship
    Anong month pala last year siya member? If you like, you can go to your husband’s Pag-ibig branch and ask how much is your husband’s total TAV, kasi baka mas mahal pa ang NSO docs, notary costs at fares mo kesa sa makuha mo, kasi usually 200 pesos per month ang contributions ng employee at employer.
    Yong sa SSS ang makaka-claim ka ng 20k funeral benefit (kahit 1 contribution lang), pension mo at pension ng anak mo (kung merong 36 contributions); total contributions plus dividends (kung less than 36).

  784. hi! ask ko lang po kung may makaka pag claim po ba para sa baby namin.. namatay po husband ko last month and as far as i remember last year lang po ata siya naging member ng pag-ibig. wala po kasi ako work, 9 months pa lang po ang baby namin. salamat!

  785. Gud day ms.nora..ask q lang po ilang days po ba bgo maprocess ang provident benefits..magkaiba po ba cla ng death benefits..o sabay lang..kc po nung ngpunt aq ng pagibig nkita q po dun sa tarpaulin nla ang pagprocess ng death claim e 1 working day lang..isasabay na rin po ba dun ung provident claim..sabay na din po ba clang mkukuha in 1 day..reply po..ASAP

  786. Hi jheramie, do you mean meron kayong stepfather? Ikinasal ba sila? If not married, kayo lang mga anak ang beneficiaries. If they were married, your stepfather and you, the children, will share the benefits. Merong form na isina-submit, ito: Dapat isulat kayo ng stepfather ninyo. To test him kung isusulat kayo as co-claimants, ask him kung kelangan na niya ang birth certs nio (kasi kelangang i-submit ang birth certs ng all children). Are you not in good relations with him? Do you think he will exclude you from the claim? If he does not want to share, puede kayong magpunta sa Pag-ibig branch ng mother ninyo and ask how you can file your own claim kung ang co-claimant ay hindi kayo isinama.

  787. jheramie joy lorica

    hi poh im jheramie joy lorica ask ko lng poh kung benefits pa kaming mgkakapatid na mkukuha since namatay na ang mother ko. kmi po kasing mga anak nia ang beneficiary na nkalagay sa pag ibig nia. ang problema po ay nag asawa ang nanay at cia na ngayon ung claimants ng pag ibig claims ni nanay. may karapatan pa rin po ba kaming mgkakapatid sa mga benifits ns mkukuha sa pag ibig???

    tnx poh sana masagot po ninyo agad ang aking katanungan.

  788. Hi Ronald, kung nag-member sa Pag-ibig ang papa mo, meron kayong ma-claim from Pag-ibig. Ito yong main claim form: Yong ibang required documents, nakalista sa lower portion ng form. Ang Pag-ibig branch for OFWs ay yong nasa Buendia. If your papa worked as an employee in the Phils before he went abroad, malamang meron ding siyang contributions sa Pag-ibig branch nearest his former company. I-consolidate muna ang mga records from 2 or more branches before filing the claim para ma-claim lahat, kasi hindi centralized sa isang lugar ang records ng Pag-ibig.
    Kung nakabayad ang papa mo ng OEC niya for his last contract year, you can claim benefits sa OWWA Pasay.

  789. hi good pm! pwede po ba ma claim ng mother ko ung death benefit ng father ko. 15 years na po sya patay? thank you

  790. pwede poh bang malaman kung may makukuha poh ang family ko or may death benefits poh bah ang papa ko,namatay poh sya sa dammam,kingdom of saudi arabia last month january 5, pwede poh bang malaman ang mga requirements at any advised poh.almost 27 years sya d2 sa saudi arabia..any info and suggestion poh..maraming salamat

  791. Hi Majal, I think your mother’s birth cert will prove her relationship with your grandparents, and your grandparents’ death certs will prove that your grandparents are already dead, so they can no longer claim, and therefore their birth certs should no longer be required. If Pag-ibig still requires your grandparents’ birth cert (pero bakit pa? hindi na sana kasi additional gasto), ito ang nasa instruction nila sa claim form: NSO Certified True Copy of Non-Availability of Birth Record and Notarized Joint Affidavit of Two (2) Disinterested Persons

  792. I just want to know regarding my mom;s Pag-ibig provident claim. I just found out that my dad and mom were not officially married. CENOMAR proves it. Pag ibig personnel is asking for my grandmother’s and grandfather’s death certificates and even birth certificates because legally speaking nga she is Single. My grandparents died long time ago and their birth certificates, I’m sure can no longer be found. What would be my next move if I can’t get these certificates?

  793. Hi robert, sorry I’m not a lawyer, pero I can say na dahil ang bata ay merong birth cert kung saan nakasulat na ikaw at ang deceased spouse mo ang parents, Legitimate Child nio ang bata na “inampon” ninyo. So ang beneficiaries ng spouse mo ay ikaw at ang anak nio. Ang alam ko kapag under 21 ang bata, magkasama na kayo sa isang claim check issued in your name. Sa pagkakaintindi ko rin, mas maganda na isulat mo ang child ninyo sa Pag-ibig claim form na ito: para hindi mo na kelangang isulat ang names ng mga kapatid ng asawa mo. It’s possible din na Pag-ibig will require you to submit the death certs of your parents in law, pero we hope hindi na sana, at sufficient na yong isusulat mo sa form na deceased na sila.
    By the way, sa SSS, kung hindi ka pa nag-file ng claim, in addition to your pension, your child can get a pension if he’s under 21 and if your spouse had paid at least 36 contributions.

  794. namatay po asawa ko wala kaming anak,.makukuha ko po ba ang kanyang naihulog sa pag ibig? meron pa po ba ako makakahati?kasal po kami,20 years sya naghulog sa pag ibig,.patay na ang mga magulang nya..meron kaming ampon pero di legally adopted ,ng ipinanganak yung bata ibinigay sa amin at ng mag file ng birth cert kami na ang isinulat na mga magulang nung bata.

  795. Hi Ian, you can download the main claim form and the other forms here: — Scroll down to Claims. You can also visit the Pag-ibig branch nearest the company where your father worked the longest, and ask for claim forms. If he worked in different companies in different cities, you need to consolidate his contributions first. Check the Transfer of Contributions form.
    If he contributed to Pag-ibig while abroad, visit Pag-ibig Makati (Buendia or Gil Puyat) and inquire if your father contributed to P1, POP and MP2. Bring your IDs, your birth cert (to prove you’re the son), and your father’s death cert (orig and xerox).
    Check the OWWA dates in your father’s most recent OEC receipt; you might be able to file a benefit claim at OWWA in Pasay. Nag-file na siguro kayo ng death and funeral claims sa SSS if he worked in private companies? or GSIS if he worked in government?

  796. good day.

    my father died last november 2, 2013 and until now, we have not yet claimed his pag-ibig death fund. i have just read some of the information on how to get it and honestly i have just known today that such thing exist.

    i have some question and i hope that i can have some valuable answers from you.

    1st is my father have worked on several companies, he have worked abroad also for almost 20 years. so now my question is, how can we determine if where to put a claim on his death fund?

    2nd is how can we get his Application for Provident Benefits (APB) Claim (FPC010?

    thank you and i do hope for your quick response.
    have a blessed day again.

  797. Hi lourdes, merong 10 years na prescription period for claims. Parang late na kayo. Pero hindi ko sure kung sinusunod ng Pag-ibig ito. List your father’s employers, addresses and employment dates. Then punta ka with your IDs, birth cert and your father’s death cert sa Pag-ibig branchn nearest the company where your father worked the longest. Mag-inquire sa ibang branches kung walang makita sa unang pupuntahan mo. Kung naikalat sa 2 or 3 branches ang contributions, i-consolidate mo muna ang records bago ka mag-file ng claim. Hindi pa na-centralize ang member records ng Pag-ibig.

  798. lourdes Malaki-De Mesa

    hi, my father died last june 2000, can we still apply for death claim. Seaman po siya at marami siyang naging employer, saan po kaya na pagibig office kami pupunta para sa record ng contribution.
    thank you

  799. Hi Cathy, kung na-process na yong claim na na-file ng father mo, at meron nang benefit check, ang total benefit niya ay savings plus dividends, at ang check ay in your father’s name. Your mother will then go to Pag-ibig with marriage cert and death cert and her ID to request Pag-ibig to reissue the check to her. Kung hindi pa na-process ang claim, puedeng tanungin kung puedeng ire-file ang claim para mahabol yong death benefit, which is 6k (if your father’s total savings is at least 6k).

  800. Nora,

    Ang tatat ko ay ka reretired Lang this last august 2013 at kasalukuyan syang naglskskad Ng kanyang retirement papers pero da kasawiang palad nagkasakit siya at namatay just this week January 25,2014..may makukuha kaya siya Ng death claim at retirement fee from them?ang papers niya ay nakasubmit na yon before suya nagkasakit at namatay.thnx please reply me soon if u have time.ty

  801. Hi xandhy, nasa article ang list of requirements. Usually, we have 10 years to file our claims, pero subukan mo. Ito yong main claim form:

  802. Hi good morning po namatay po yung husband ko noong 2003 kasal po kami at may isang anak may makukuha po ba ako kahit ganito na katagal na siyang namatay. ano pong mga requirements ang dapat kong i comply salamat po.

  803. Hi laspua, yes, kung GSIS member, makakakuha ng GSIS benefits depende sa years na nagcontribute. Meron ding mga public teachers na nag-work sa private companies before at nag-contribute sa SSS so meron din silang SSS benefits.

  804. Hi Kim, your mom can inquire about your father’s total savings/dividends before filing a claim. She needs to present her ID, your father’s death certificate and their marriage cert. She inquires at the Pag-ibig branch located near the company where your father worked. If the total savings/dividends is more than 6k, there’s an additional death benefit of 6k. If total savings/dividends is less than 6k, the death benefit is equal to the total savings/dividends. Mostly mababait naman sa Pag-ibig, so magtanong lang, baka naman worth claiming yong naipong amount.

  805. Hi, my dad died january of 2008 we have not made any claims from pag ibig.. However my mom is hesitant to fix the papers because she wasn’t sure if dad’s contribution was only months or a year., kung sandali lng sya nakapagcontribute can we still file for benefits plus we’re not sure pa where his last contribution was made.. How dow e know kung sang branch? Thanks.. 🙂

  806. Hi May, puedeng ikaw pero dapat meron kang Special Power of Attorney. Ito ang format:
    Ang magbibigay sa iyo ay yong asawa na nasa Saudi kasi siya ang main claimant. Pero bago ka mag-umpisa, punta ka muna sa Pag-ibig branch ng pinsan mo with your ID, copy of her husband’s ID and authorization from him to inquire at Pag-ibig (via email na lang muna para cheaper at paprint mo) para manghingi ng claim forms and list of requirements and if you still need to present SPA.

  807. pedro cedric legaspi

    salamat po sa advice nyo ..punta muna po ako sa head opis pag ibig sa makati.

  808. Hi pedro, nabasa mo ba yong mahabang sagot ko sa taas?

  809. pedro cedric legaspi

    mam namatay po asawa ko last nob 28,2012..wala po kaming anak,patay na rin po ang mga magulang nya,,makukuha ko po ba ang provident claims sa pag ibig?o magiging kahati ko pa ang kanyang mga kapatid..20 years din po kasi siya naghulog sa pag ibig bago siya namatay..ang tanong ko po,ay makakahati ko pa ba ang mga kapatid nya since wala kaming anak at ang kanyang mga magulang ay pareho na pong patay>

  810. Hi, ask ko ang po kung pwede ako mag ayus ng death claim ng pinsan ko? wla kasi birth certificate mother nya at yun asawa nya nasa saudi, maliliit p mga anak nya at yun kapatid nya is kaka 18 year old plang. wala po pwede mag ayos s family nya or pwede po kapatid nlng nya na 18 year old ang mag ayos? salamat po.

  811. Hi pedro, nagtataka rin ako sa policy ng Pag-ibig about this. Dapat tularan nila ang SSS in terms of defining heirs. Ang suggestion ko is you go to your spouse’s Pag-ibig branch with your ID, marriage cert and wife’s death cert and this filled-up form: and then verify your wife’s accumulated savings and dividends (para malaman mo if the amount is worth claiming, considering you have co-claimants. Add 6k, which is the death benefit amount). And then ask Pag-ibig if you will share your wife’s benefits with your wife’s 7 siblings. And how is the sharing. Equally divided by 8 ba? Ask also if they will issue only one check with 8 names on the same check; siempre ang hirap i-encash ang ganong check. If divided by 8, and the amount for each is still significant, the best way is to approach someone who’s broadminded among the 7 women in-laws, and tell her the benefit. Ask them to give to you all the documents needed so they can share. Sana kung merong trust among all of you, one way to save on documents is for them to sign a waiver of the right to share in the benefit, pero in reality, bibigyan mo pa rin sila.
    Lastly, I don’t know the reasons behind your unfriendly relationships with your in-laws, pero look deep in your heart if you can work out something so that all of you can benefit.
    If you have time, would you please comment here again if Pag-ibig decides that you share your benefit equally with your wife’s 7 siblings? Thanks

  812. pedro cedric legaspi

    di po ba nakalagay dun na primary beneficiary ay asawa anak at magulang kung wala kami anak patay na mga magulang ng asawa ko pareho,.magiging kahati pa po ba ko mga kapatid ng asawa ko?sayang kasi 20 years din mahigit naghulog asawa ko sa pag ibig,pero kung maging kahati ko pa sila hayaan ko na lang kunin kasi 7 sila na nabubuhay pa.ako magpakahirap kumuha ng claims tapos sila 7 kahati ko lalabas mas malaki pa makukuha nila kesa sa akin..salamat po.apki advice nyo po ako.

  813. pedro cedric legaspi

    good am.namtay po ang asawa ko nov 28,2012.wala po kaming anak meron kami parang inampon nakapangalan sa amin pero not legally adopted..patay na rin po mga magulang ng asawa ko..pag mag file po ba ako ng provident claims ay kahati ko pa rin ba ang mga kapatid nya?since patay na mga magulang nya pareho,wala kaming anak..hindi po kami in good terms ng mga hipag ko kaya no way po na makahingi ako kanila ng mga papers needed ku ng sakali sila ay magiging kahati ko pa sa claim.

  814. Hi maricar, nakuha na ba ang Provident benefits niya, meaning lahat ng contributions at dividends niya? If yes, wala na po siyang death benefit. Pag hindi pa kayo nag-claim using the Provident benefit claim form at hindi pa nakuha ang contributions at dividends niya, file your claim at makakasama na diyan ang death benefit.

  815. good morning,ask ko lang po if possible pa po na makakuha ng death benefit ng brother ko, he died 2008 pa po. please reply, thanks

  816. salamat po na binigyan nyo ng pansin ang mga katanungan ko..

    GOD BLESS !!

  817. Hi Helen, usually hindi nila natutupad yong 1-month time frame nila. Check mo na lang kaya next year. Isipin mo na lang na savings mo. So frustrating lalo na kung kelangan, kaya lang ganon talaga ang government agencies natin. Email mo or mag-comment ka sa Facebook page ng Pag-ibig

  818. Good evening po !! tanong ko lang po, nakapag file na ako ng death claim ng asawa ko.. kumpleto po ang lahat ng requirements noong October 30, 2013.. tapos binigyan po ako ng claim stab na makukuha ko ang cheke 3 weeks-1 month.. Hanggang ngayon, hindi pa rin lumabas ang cheke,dalawang beses ba akong pumunta sa PAG-IBIG AYALA CEBU.. Ang sabi nila,on going pa ang process.. Bakit kaya ganun ka tagal.. lampas na ng 1 month wala pa rin.. tapos binigyan nila ako ng telephone number,hindi naman sinasagot.. ring lang nang ring,maya-maya busy,hindi mo na makontak ulit..Salamat!!

  819. Hi mich, sinabi ba ng Pag-ibig na-foreclosed na at for sale na? Tingnan nio sa Pag-ibig website kung nakalista na siya sa acquired assets for sale ng Pag-ibig. Kasi kung for sale na, ibig sabihin natapos na ang foreclosure, pero bakit hindi nio alam? Baka maraming legal notices na na-mail sa inyong father pero hindi nio nakita. Magpa-advise na lang kayo sa housing dept ng Pag-ibig sa JELP Building, 409 Addition Hills, Shaw Boulevard, Mandaluyong.
    Yong mother mo ang main claimant/beneficiary, pero bring your birth cert and ID, your father’s death cert and your mother’s authorization letter so you have the authority to inquire with Pag-ibig.

  820. Good eve! tanong ko lang po kung pag nag file po ba ng affidavit of undertaking dapat po wife at lahat ng anak? namatay po tatay ko nong oct 2013 .. may housing loan po siya pero mtagal na niyang hindi nababayran. sabi po smin back to zero na po daw yun.kasi acquired asset na.wala na po bang paraan yun para naman yung tubo ay mabawasan at para akong anak niya ay pwede magpatuloy ng pambabyad? maraming salamat po

  821. Hi lyn, yes, you can process your sister’s papers. Bring your ID, your birth cert and your sister’s birth cert to prove your relationship. They might also require you to present your sister’s not-married cert from NSO to prove that she was not married (hahanapin nasaan ang husband). You can also get an authorization letter from your father authorizing you to process all papers since he’s already old and your sister’s children are still minors. So you will know what docs and how many docs you will get from NSO or the local registrar, at para isang lakad lang sa NSO, list all the documents required by Pag-ibig, SSS and any insurance that your sister had. Ito yong main claim form sa Pag-ibig:

  822. Namatay po sister ko last nov 27 2013, she has 2 kids minors pa she is a single parent. Buhay pa tatay namin pero ako ang pinalalakad nia ng mga ganito (like sss) kasi matanda na si papa. Pede po ba un? Salamat po!

  823. Hi Anne, dapat isang claim lang ang i-file, except lang kung ayaw maki-cooperate yong isang party, so Pag-ibig will decide how to process the claims. Legal ba ang second spouse? If yes, ang claimants ay the legal spouse, the children of the legal spouse and the children of the first spouse. If the second spouse is not legal, the beneficiaries are the first spouse (legal), children of the first spouse and children of the second spouse. Even the parents of the person who died are also claimants. Here’s the form to list all the beneficiaries:
    Puedeng icheck with Pag-ibig kung magkano ang makukuha kasi minsan, gagasto sa docs pero konti lang pala ang makukuha. Bring death certificate, birth cert or marriage cert and IDs so Pag-ibig will entertain your inquiry.

  824. namatay po yung byenan ko last december un mga documents nya nsa pangalawang asawa nya pwede pb mgclaim yung first family nya dahil hindi p nakapagclaim yung pangalawa
    pwede pakicheck kung may makukuha sya

  825. Hi yam, basta meron kang NSO marriage certificate where it shows that you are the wife, ikaw ang main claimant. If the housing loan papers mention the wife’s name, puedeng mag-request ka ng death certificate of the first wife from NSO, baka lang magtanong yong sa housing department.
    Doon sa claim mo for provident benefits (savings and death benefit na up to 6k lang), merong document na Proof of Surviving Legal Heirs, wherein isusulat mo ang mga children. So siempre isusulat mo rin yong mga first family’s children. Notarized ito. Makiki-share pa raw ba sila sa provident benefits? Kung hindi na sila kasali sa claim, magpapirma ka ng Affidavit of Waiver of Rights to the Pag-ibig Benefits from them. Kung makikishare sila, magbibigay sila each ng NSO birth certificate. Ask Pag-ibig din para accurate.

  826. Hi rhea, merong makukuhang death claim (maximum amount is 6k) kapag namatay ang member at hindi pa niya kinuha lahat noong nabubuhay siya ang kanyang Pag-ibig savings.

  827. hi madame nors,
    ask m lang po if i can claim the benefits of my late husband, even though im the second wife. namatay n po 1st wife nya. we got married and have two children. kaming dalawa ang nag bayad sa pag- ibig for our housing loan. yong mga anak nya sa una ay may mga pamilya n rin at pumayag sila n ako n bahala sa pag aayos ng benefits ng father. do i have the rights para dito.
    thanks po madame. waiting for your reply.

  828. Sir/maam,

    Ask ko lang po ofw po kasi partner ko si dennis chanliongco
    Pag member lang po ba may makukuha din po ba sya sa death claim? Thamk you

    Rhea Capon

  829. Hi miriam, depende kung saang stage na yong foreclosure ng house ninyo. Kapag na-foreclosed na legally at nasa diaryo na or nasa online ads for sale na, mukhang mahirapan ka, pero kaya mo pang habulin. Punta ka sa Pag-ibig branch where you filed your loan and ask with your ID, marriage cert, husband’s death cert and housing loan no. Kung meron kang medical document about his disability, dalhin mo rin, and ask how you can save your house. If in Metro Manila, you can go to the Pag-ibig housing sa JELP Building, 409 Addition Hills. In the meantime while you’re working out your papers, kung merong pumupunta diyan na hindi from Pag-ibig at nagtatanung-tanong about your address at mukhang bibili, sabihin niong house ninyo yan at hindi for sale.

  830. dear mam.

    ask m lang regarding sa death benefits ng husband k. im his second wife. namatay n po yong 1st wife nya, at kami p ay nag pakasal at nakalagay sa married contract namin ay widowed n sya. kami pong 2 ang kumuha ng housing loan. but sya lang p ang sole borrower n nakalagay sa kontrata. namatay po sya ngayong year n ito. kaya lang po yong bahay namin ay under ng foreclosure kc naging disable p sya. me habol p b ako as beneficiary. makuha b nila o paalisin kaming mag iina sa bahay n under foreclosure.thanks po.

  831. Hi laspua, yes, GSIS also gives benefits to its eligible members.

  832. Hi madame nors,
    thanks again,

    ibig ko pong sabihin ay,maliban sa pag-ibig ay kung membro po ng GSIS, diba may makukuha rin benifits?

  833. Hi Nelson, if she did not get her total savings plus dividends before she passed away, yes, you can file your claim at the branch nearest the company where she worked. If she claimed her savings plus dividends before, then there’s no more death benefit. You can check by asking Pag-ibig with your ID, marriage cert and death cert.