Pag-ibig Membership — Voluntary or Individual Payor

Updates as of November 22, 2012:

Before going to the nearest Pag-ibig branch, you must first get your Pag-ibig MID No. online. Sabi ng Pag-ibig, kelangang meron ka nang Pag-ibig MID No. for all transactions sa branch nila.

MID means Member’s Identification No.

Go to
Then click Membership Registration
Choose Register as New Member
Click Continue
Then fill up the online Registration Form. Kung gusto mong tingnan kung anong information ang kelangan sa form, click mo ito: Pag-ibig Online Registration Information

After you click SUBMIT, you will receive your Registration Tracking No. thru text or email. Keep this number.

The next day or on the second day, go again to E-SERVICES, then Member Registration, and then choose View Registration Information. You will use here the registration tracking no. you have received.

You will then see your PAG-IBIG MID No. Copy it, and then bring this to the nearest Pag-ibig branch. Show your IDs and any proof of your source of income, and then pay your first Pag-ibig contributions. Tanungin mo na rin kung saan ka puedeng magbayad bukod sa Pag-ibig branch.


How to be a Voluntary Pag-ibig Member

There are two types of membership:

  • Mandatory
  • Voluntary or Individual Payor.

I’ll be talking about the Voluntary type or Individual Payor type.

Who can apply for Voluntary of Individual Payor membership?

You can be a Voluntary member if:

  • You’re a Filipino aged 18 to 65 years old
  • You can pay the monthly contribution.
  • You’re not working with a company or organization covered by Mandatory coverage.

Examples of individuals who can apply:

  • Former employees or former OFWs who like to continue their Pag-ibig membership
  • Housewives or househusbands
  • Filipino employees of foreign organizations not under mandatory coverage
  • Employees of organizations not under mandatory coverage
  • Members and leaders of religious groups
  • Pensioners or retirees
  • Barangay officials
  • Other public officials not covered by GSIS
  • Other individuals who have money to pay the monthly contribution

How do you apply for membership?

1. Go to a Pag-ibig branch or an extension office. Bring at least one valid ID and a pen.
2. Ask the guard where to apply for Voluntary membership.
3. You will be assisted by a Members Services Officer (MSO).

Note: Merong konting pagkakaiba ang processes among the branches, kasi may branch na maraming tao, merong konti. May branch na online, merong hindi.

4. Puedeng the MSO will first go over your records via the computer, or you will be asked to fill up two copies of the Member’s Data Form (MDF) immediately.

5. You will be given a copy of your accepted MDF and instructions about your monthly payments.

Meron na ring HDMF Online Registration System:

This is still new, so the processing is not yet complete. You still have to complete your application at a branch or extension office.


If you surf the Pag-ibig website, you are asked to bring only a valid ID when you want to enroll.

But when I went recently to the Pag-ibig Fund Buendia Makati branch, I was told to submit the following requirements depending on my employment status. Click here to see the requirements you need to submit to apply as Voluntary member or Individual Payor.

Related Articles:

PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan

Pag-ibig Benefits — Retirement Claims

Pag-ibig Retirement in the Philippines — Process Your Claims Quicker


Add a Comment
  1. Hi Olympia, yes, you can continue paying here in Manila. Since your records are in Zamboanga, it is good if you make your first payment as Voluntary at the Pag-ibig branch nearest your residence (go first to the customer officer issuing the payment order), and if you decide so, fill up the Transfer of Member Records form (so your records will be moved from Zamboanga to your new branch). You can pay your subsequent Voluntary payments at Bayad Center or SM Business Center.

  2. Hi pio, if you already have Pag-ibig MID no., you can pay at Bayad Center, SM Business Center or at your Pag-ibig branch.

  3. Hi good people of the Philippines, just a question. I have an unpaid loan (personal) with Pag-Ibig when I was still a call center agent. Since now I am in a different industry (construction) I was not able to pay for my loan. How can I continue paying for my existing loan in a very easy way. The regional centers are so crowded and government offices are closed during the weekends. Any comments will be appreciated.

  4. Hi Philip, have 2 years passed since your loan check date? If yes, Pag-ibig has most likely used your savings to pay off your loan. Whether 2 years or less have passed, you can continue saving with Pag-ibig by paying contributions/savings (not loan) at any Bayad Center or SM Business Center (200 pesos or much more). Use your Pag-ibig MID no.

  5. gud day po I worked in 1997 nov. I don’t know my pag ibig no. I want to continue saving. DIVINA ARMAS GAMBA po is my maiden name

  6. Hi Divina, register online, so you can get your Pag-ibig MID no. Use this Pag-ibig MID no. to pay 200 pesos or more a month as Voluntary at Bayad Center. This is how to get your Pag-ibig MID no. If your no. in 1997 was already a Pag-ibig MID no., Pag-ibig will give you the same no.

  7. HI GOOD DAY PO,first time ko po magpamember sa pagibig nag paregister po ako online,ask ko lng po pwede na po ba magbayad directly sa bayad center with MID no.thanks.

  8. Hello po.. Saan po ako pwdeng maghulog ng contribution ko? I mean pwde din po ba ito sa mga bangko or kailngan sa Pag- IBIG offices lng?

  9. Hi! I resigned last January 31, 2016 and currently unemployed. I still have existing loan with pag-ibig. I like to continue my loan payment and my contributions as voluntary member. Do I need to register as voluntary member or is there a form that needs to be filled up? What are the requirements as voluntary member or unemployed? thanks

  10. Hi Karen Mae, visit your Pag-ibig branch with your ID and Pag-ibig MID and make your first payments there as Voluntary. Get a payment order first before paying. You can make your next payments at Bayad Center or SM Business Center.

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