Pag-ibig Membership — Voluntary or Individual Payor

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  1. Hello πŸ™‚

    Ask ko lang po meron akong friend na nagtatanong po. Gusto niya may pag-ibig rin siya mga start pa alng siya sa pag-ibig po pwede ko ba siyang ipa register sa online? as a voluntary or individual payor? may work siya hindi parehas sakin na employer ko na huhulog. pwede ba yun? ano mga kailangan gawin? Thank you God Bless!

  2. Hello po, I already had my MID number and registered as individual payor. Am I required to pay the monthly contributions or I can just wait to be employed to start paying?

  3. Hi po good day! Possible po ba mag pa member as voluntary/individual ang isang retired na at di na sya filipino citizen? Gusto po nyang i try yung pag ibig time deposit. Thank you po.

  4. hello..gusto ko mag member sa pag ibig..kaso wala akong proof of income..pero may tindahan ako sa palengke..kaso brgy.permit lang ang meron ako..puede po ba iyon gamitin as a proof of income?.salamat

  5. Good day po! member po ako ng pag-ibig fund as self-employed po. tanong ko lang kung paano po kung overdue na po yung monthly contribution ko (3months) pwede ko pa po ba itong bayaran? at kung mayroon po bang penalty sa mga ganitong cases. salamat po

  6. Hi Shine, puede ka nang magpatuloy magbayad anytime, basta alam mo yong Pag-ibig MID mo. Puede sa Bayad Center. Yong loan mo, dahil lumagpas na sa payment period na 2 years ay in-offset na ng Pag-ibig with your savings, meaning ginamit na ang savings mo to pay your loan. Merong konting natira, so yan na ang dadagdagan mo. Keep your receipt. Kung too far na yong dati mong branch, at merong malapit na branch sa residence mo, punta ka diyan at mag-inquire how you can transfer your records to that branch. In the meantime na di pa ma-transfer, puedeng sa Bayad Center ka muna magbayad.

  7. Good day po.dati na po akong member ng pag-ibig kasi nag work po ako sa isang company before 2 yrs din po nag loan po ako 2,500 pesos po yon that was year 2011 po pro dko napo nabayaran kasi nag stop po ako sa work at stop na rin po ako contribution. Gusto ko ipagpatulog bayad pero self employed na po pwede po ba yon or kailangan ko muna bayaran yong loan ko bago ako makapagpatuloy mag hulog sa contributions? Salamat po.

  8. Hi Aimee, I think so, puede kasi you’re a natural-born Filipino. Sa SSS kasi puede. If you were a Pag-ibig member sana before, you can just continue contributing without any filling up of forms. Mag-enroll ka lang online — Apply online for your Pag-ibig MID — and then wait for your Pag-ibig MID. After you receive your MID, then you can start paying. So you can receive your Pag-ibig MID through text, ask your trusted friend or relative if you can use her/his phone no. for a while.

  9. Ask ko lang po kung pwde pa mag pa member sa pag ibig ung nsa abroad na hindi na fil.citizen?

  10. Hi Joyjoy, hindi mandatory. You can wait till you get employed or self-employed to contribute. Just keep your Pag-ibig MID.

  11. Hai po! πŸ™‚ Mandatory po bang magbayad ng contribution ang mga unemployed/not yet employed members? Lot of thanks po. πŸ™‚

  12. paano po ba mag apply maam bago pa lang po ako na gustong magmember dati po akong ofw pero hindi po ako nakapagmember sa mga nakaraan na pag alis ko ng bansa ngaun po on going anf application ko na naman for abroad kaya naisipan kong kumuha ng voluntary paying menmber sa pag ibig kunmg inyo pong mamarapatin maam at ano po ba ang mga dapat na dalhin ko

  13. gud day, paano po ba gagawin pag wla ka na sa company tapos i-transfer to voluntary member para continious pa rin ung hulog..san ba pde mag process taga montalban po kc aq..pde po kya khit saan branch?

  14. Hi Lolay, yes, puedeng bayaran by one-time payment yong kulang (18 months x 200 pesos) para maka-apply ng Pag-ibig housing loan. 200 pesos muna, pero mag-i-increase later on based on your loan amount.

  15. Hello maam, Ask lng po ako member na po ako ng pag ibig Individual payor since 2011 po pero 6 months lng po yung nabayaran ko after that di naku ulit nka bayad. Pwd padin po ba mag apply ng housing loan? If babayaran po namin yong delayed payment from 2012-2017. Please advice ano po dapat naming gawin. Thanks

  16. Hi marissa, I’m not a Pag-ibig employee, but I can make suggestions. You can claim your savings if you’re already 45 or older and you have accumulated 240 contributions. But if you’re younger than 45, and you contributed less than 240 contributions, sorry, you have to wait till you turn 60 years old to be able to claim your savings. If you consolidated your savings in Manila, then when it’s time to claim, file your claim in Manila.

  17. good morning po just want to know if i can claim my remaining funds in your office when i consolidate it from manila is my last work, already consolidate all my funds then it was in manila is my last job then i have a previous loan which i dont know have paid by my last 4months when i resigned. Ive been 4years jobless so i want to know if i can claim my small funds in your office in pasig or manila. please advise me thanks

  18. Good afternoon po. Gusto ko sanang iupdate ang payment ko to voluntary nabasa ko po sa mga comments na 200 ang monthly. Pag nacomplete ko po ang 24 months pwede po ba ako mag apply for housing loan.. Ano po ang requirement? Ano po ang kelangan para maqualify for housing loan..

  19. Gandang hapon po. Gusto ko po sana iupdate ang payment ko to voluntary.. Nabasa ko po sa prior comments na 200 ang monthly pag nacomplete ko na po ang 24months pwede na po ba mag apply for housing.. Ano po ang requirement?

  20. Ms.Nora ano po ba dapat ang ilagay ko sa acct #? RTN OR PAG IBIG MID NO? RTN po kasi yung lagi kong nilalagay sa acct #.

  21. I Don’t know if mali ba ako ng naisusulat na acct # papaano ko po itatransfer yung mga naihulog ko na sa acct # na lagi kong gamit?

  22. Hi po Ms. Nora. Papaano po kung mag 2 years ka nang nagbabayad ng PAG IBIG tapos nalaman mo na lang habang tumatagal invalid na yung RtN na gamit mo?

  23. Hello mrs nora ask ko lng po how to pay my salary loan..my form p ba un na kukunin ko sa pag ibig ? At paano ko malaman ang babayaran ko..monthly..thank you poh..

  24. Ms.nora tanong ko lang din po halimbawa po magbayad na ako ng voluntary contribution anong form po ang dapat kong hingin parang gaya po sa SSS nagbabayad po ako at RS 5 ang form ko…

  25. Hello po ms.nora, ask ko lang po sana paano po kung nag-online po ako sa pag-ibig para ng MDF dahil ng change po ako ng category as voluntary at natapos ko nman po lahat at ng dapat na pong i-print or i-save ko dapat wala po ako natanggap.at ng uulitin ko po ang pagsign ulit ok na daw po at may natanggap lang po ako text from pag-ibig. Tnx po sana po masagot…

  26. Hi po ms nora. Pano po mag aply sa voluntary sa pag ibig kasi poe baguhan plng poe aquh. Pwde poe ba selfemployed.

  27. Hi fred, sorry hindi na puedeng bayaran ang mga past quarters. Pero you can make big payments para lumaki agad ang savings mo. Halimbawa inisip mo na sana nakabayad ka ng 200 pesos x 24 months na nakaraan = 4,800 pesos or 500 pesos x 24 months = 12k pesos. Puedeng ibayad mo yong 4,800 or 12k at one time for the months of Jan to Mar 2017. Then for the months starting Apr, puede na uling 200 pesos or 500 pesos or 1k or more.
    Kung halimbawa ang purpose mo is to be able to apply for a housing loan, kasi 24 monthly payments ang required, just tell Pag-ibig this is lump sum payment for the 24-month requirement for housing loan application (allowed ang ganitong lump sum payment for housing loan).

  28. gud day po since 2014 pa po ako member kaso d ako natuloy nung 2014 punta riyadh pwede ko po ba bayaran yong mga years at month na nakalipas na o panibago nnmn po.??

  29. Hi Edgar, the minimum is 200 pesos monthly. If you like, you can pay more monthly so you will save more.

  30. hi mam nora, i was live in camarines sur last 8yrs 2016..umuwi kme zambales ng b4 xmas but suddenly calamity came sa cam sur..updated ako ng loan at contribution sa pag ibig sa naga cam sur..pwede po ba na mk loan ako calamity…? and anu po pwede proof of income na ipakita…may pa loadan at smart padala poko pero dina po kme umuwi bikol..dto po kame zambales…sa naga cam sur po diba mag file? tanx po

  31. Hi Madam!, I just want to ask if I can still pay my one year (2016) pag ibig 1 contribution this December since I am working here in Riyadh? Thank you and God bless!

  32. Hi Joyce, meron bang nag-aapir na warning sa top-right corner ng screen mo? At ang sinasabi ay “Pop-up blocked”? I-click mo yong red “x”, then select yong “Always allow pop-ups for this website…” I hope you can open it now

  33. Hi again Ms. Nora, kindly disregard my previous comment as I’ve registered already online. I already received the text message regarding my Tracking Number but I cannot print my MDF. I’ve tried clicking the “Print MDF” button but no pop up window is showing up. Hope you can help me as soon as possible. Thank you!

  34. Hi po Ms. Nora. Gusto ko po kasing magregister as a member of Pag-ibig. I used to work po a month ago pero nagresign na po kasi ako. Hindi ko po kasi naasikaso yung Pag-ibig ko in my previous company kaya magreregister po sana ako ngayon as Voluntary. Anong category po ba ako magfafall under, sa Individual Payor po ba? Also, necessary po ba na ilagay ko sa employment history yung previous company ko kahit di ako nahulugan? Also, ano po kaya ang mga requirements na kakailangan ko given my situation. Thank you po!

  35. Hi kaye, hindi ko sure, pero doon naman sa list of requirements nila, merong ibang puedeng proof of income, like bank statement or passbook for the past 12 months. Siguro nakita mo na yong application form? I’ll email you later. Tingnan mo doon kung anong puedeng i-present as proof of income. Basta merong proof of income. Is your mother already a member of Pag-ibig? Did she contribute as Employed before?

  36. Hi po my mom is a sari sari store owner but she doesnt have itr. Pwede pa rin ba syang makapag avail ng pagibig house loan?

  37. Hi Randy, short-term Pag-ibig loan ba ang tinatanong mo? Kasi nasabi mong naka-takeout ka na ng housing loan. Sa Pag-ibig ba itong housing loan? If yes, I think na kung nagamit mo na itong business permit mo for a Pag-ibig housing loan, then puede rin siya for a short-term loan. If hindi naman Pag-ibig yong housing loan at bank loan, I think puede yong business permit mo sa Pag-ibig short term loan kahit hindi registered sa Pag-ibig, kasi sabi mo nga wala naman kayong employee. Or did I miss your question?
    About penalty for “late” Pag-ibig registration, ang alam ko wala sa case nio kasi wala nga kayong employee. At meron ka namang your own individual membership as Voluntary. Yon na lang ang sabihin mo kapag tanungin yong start of business operation.

  38. Hi mrs nora, nagwork po ako almost 16 years And i and my employers paid up my premium, then nag stop po ako magwork last 2013 and tuloy pa din po ako naghhulog ng premium as voluntary member, balak po sana magloan kaso need ng proof of income but may business po ako na set up noong 2012 pero hindi ko na register sa pag ibig since may employer pa ako ng time na yon but may mayors,dti permits po ako. Pwd po ko ba gamitin ung business ko as proof of my income kahit hindi ko pa naippregister sa pag ibig at may penalty po ba un pag pinaregister ko ung business sa pag ibig by the way kmi lAng po ng asawa ko nagmmanage ng business kaya wala po kmi employee fyi. Nag housing loan po at na take ko ung loan last april 2016 pero ginamit ko ung business

  39. Hi cess, yes, you can continue paying Pag-ibig as Voluntary. This month, you can pay for November at Bayad Center or SM Business Center. Much better din na if you’re near your Pag-ibig branch, doon ka muna magbayad ng first Voluntary payment mo, para ma-establish na doon pupunta yong Voluntary payments mo.
    Yong loan mo, if not paid by you after 2 years, ay mao-offset sa savings mo.

  40. Hi po Ms.Nora,ask ko lang po paano po kung nagresign po ko nung february,tpos gusto ko po ituloy ung hulog ko ngaung month??tsaka po ung loan ko po,paano ko dn po mbabayaran??thanks

  41. Hi Mary Glean, merong deadline for paying Pag-ibig contributions. If you plan to restart paying this November, you can pay for November and months in advance at Bayad center or SM Business Center. You can still pay for Oct, but at your Pag-ibig branch, up to Nov 10.
    To be able to borrow, you should have contributed at least 24 contributions, and you should have paid for 5 of the past 6 months. Since you’re now voluntary, you also need to submit a cert of source of income (can be barangay cert). It’s sad but if you’re new, the loan is so small, and might not be practical, considering your effort and time. A 24-month contribution of 200 pesos is only about 4800, and you can borrow only 60% of it, so that’s only about 2,880. Pero kung matagal ka nang member, it’s okay.

  42. Hi Jay, I’m very sorry na nagsayang ka ng oras at pamasahe dahil nag-rely ka wholly sa isinagot ko. Nagulat nga ako nong binasa ko uli yong sagot ko. Bakit ko naisulat yon? Eh alam ko naman na hindi tumatanggap ng retroactive payments ang Pag-ibig, SSS at Philhealth. Sinulat ko pa na puede ka sa Bayad Center — eh I know very well na mas strict nga ang Bayad Center — they don’t accept payments ha hindi current month or month in advance kahit okay pa sa deadline. I pay our Pag-ibig, SSS and Philhealth at Bayad Center. Sorry talaga.
    Yong naisagot ko sa iyo ay para sa nagtatanong kung puedeng mag-continue to pay to Pag-ibig as Voluntary after separation from work.
    Siguro nawindang na ako sa dami ng sinasagot ko, at dahil sa puyat (I work kasi night shift as a virtual admin) but it should not be an excuse. I should be extra careful. This is the 2nd time in all my blogging efforts since 2008 that I wrote a wrong answer. I’m very sorry again.
    Hindi ba sila nag-suggest sa Pag-ibig na yong payment mo sana for July to August is puede mong ibayad as one payment for this month, November? Tutal naman they’re encouraging members to increase their MP2 and P1 payments? Again, Jay, I’m very sorry.

  43. Hi ms. Nora goodafternoon po. ask ko lang po if pwedeng mag voluntary payment po ako sa pagibig. last payment po ng pagibig ko sa dati kong employer is last February.Pwede ko po bng hulugan yung Pagibig ko from March to present month.? ilang buwan na din po kasi akop nd nkkhulog eh. hope you help me for this situation. and if ever mkpaghulog po ako as voluntary payment, maaari po ba akong magloan at anu anu po yung requirements for loaning pagibig as a voluntary. Thank you po.

  44. Good morning ms. nora… nagpunta ako sa Pag-ibig branch hindi daw po pwede hulugan yung june-aug 2016 ko.. πŸ™

  45. Hi Jay, yes, mag-contribute ka as Voluntary. It’s better that you pay at the Pag-ibig branch where your previous employer remitted your contributions. Kung malayo, puede naman sa Bayad Center (as voluntary). Keep your receipts.

  46. Hello po. Hindi po nahulugan ng previous employer ko contribution for the months of june – aug 2016, pwede po ba ako nalang maghulog nun… thanks

  47. Hi cha, yes, you’re already qualified to apply for a Pag-ibig multi-purpose loan, kasi sabi mo naman regular employee ka, which means you have contributed to Pag-ibig for at least 5 of the last 6 months. And you’ve already contributed more than 24 contributions. Yes, your company ID and Philhealth ID are enough. Xerox them. Besides, your application form will be signed by your HR. You can ask your HR if they have a Pag-ibig multi-purpose loan form. If Pag-ibig now releases loan proceeds through bank accounts, xerox one of your deposit slips as proof of your account no.

  48. Hi po. Pwede po ba ako magloan 36 months na po contributions ko, philhealth id at company id lang po ang meron ako. Ung umid id po kasi na inapply ko matagal dumating..gusto k n po sana magloan sa pag ibig. Regular employee nmn po ako

  49. Hi jamie, it’s standard procedure that you should have paid first at the Pag-ibig branch nearest your residence to establish your branch of account — where your records will be based. Then you can make subsequent payments online or at Bayad Center/Sm Business Center. But since you’ve paid already online, it’s okay, this can be remedied later on. Make your second payment at the branch nearest your residence, and tell them you made your first payment online.

  50. and do I really need to go to the branch? I registered online last dec 2014 but I haven’t made any contributions yet. I already have my MID No. and when I tried paying online, I think the system accepted it.

  51. Hi! I did my first payment online (thru credit card). can I pay succeeding contribution thru sm business center?

  52. Hi i want to apply for Voluntary Payment
    isa kasi akong Virtual Assistant/Online Job and wala kame mapapakitang Pay Slip or company something , ano ba ang requirements for that? tas magkano pala ang contribution montly ba ang bayaran ?

  53. Hi ms nora i wouldlike to ask 34 na po kasi contribution ko wala po akong work ngayon gusto ko po sana maghulog voluntary kareresign ko lng po nung july pwede paden po kaya ako magloan?

  54. Hi mrs nora ask ko lang po san po merong branch ng pag-ibig dito sa paraΓ±aque at nag apply po ako via online po ano po dalhin don sa branch ung number at ids lang po bah?salamat po…

  55. Hi Jem, ang alam ko, employees pa lang ang nabibigyan nila ng HDMF cards. At dapat meron ka nang contributions. Punta ka sa Pag-ibig branch nearest your residence with your ID and ask if you can start paying kahit unemployed ka pa.

  56. Hi po. Naitext na po sa akin yung MID # ko. Bagong member lang po ako and I’m currently unemployed. As k ko lang po kung pwede na po ba noong makakuha ng HDMF card?

  57. Hi bless, sorry no. You can get back your Pag-ibig savings only at age 60 or when you accumulate 240 contributions or when you immigrate to another country.

  58. Hi po.. I will be resigning in my present employer this coming January 2017 ask ko lang po if makukuha ko sa pag ibig ung contributions ko..tnx ..

  59. ahh. so di ko na nga po mahahabol yung past months? so dapat consistent na ang hulog ko for the following months? thank you!

  60. Hi paopao, you can contribute any amount for this month, today. Minimum is 200 pesos. Puedeng 1,200 or 1k or more. Your payment will not be posted as payments for past months, but as one payment for this month or next month.

  61. hello po! ask ko lang po kung magkano ang huhulog ko. kasi last 6 months di na ako nakahulog coz og contractual work. ngayon lang ulit ako mahkakapag hulog. thanks!

  62. Hi kris, I hope you’ve paid contributions for at least 5 of the past 6 months. This is a requirement. Ask your barangay for a certificate that you’ve been working as a private tutor and earning money regularly since __. Attach it to your application form.

  63. Hi. Private tutor po ako ngayon so wla po Ako mpepresent na proof of income. Teacher po ako DTI so 4yrs n din po ako member ng Pagibig. How can I avail of the multipurpose loan? Thank you.

  64. Hi! Gud eve… po mis nora ask ko lng sna kc ofw aq and nid ko po i update ung pg ibig ko paano po kya ako mkkpag bayad d2 po kc aq taiwan… tnx po and godbles

  65. hi pwede po bang mag advance payment to get full 24months para makapag apply ng salary loan?23months palang po kasi yung hilig ko..thanks

  66. Hi Joanne, multipurpose loan ba ito? Kung naka-contribute na kayo ng 24 months or more, puede nang mag-loan. Magdala lang ng barangay certificate katunayan na he is earning money everyday as tricycle driver and that you are earning money from selling vegetables and fish.
    Kung housing loan naman ang tinatanong mo, required talaga ang ITR at business permit.

  67. Hello po ask ko lng po sana puede b kming magloan khit wla kni itr..tricycke driver husband ko.ako namn ay nagtitinda ng gulay at isda..pero naghuhulog husband ko ng monthly 400..tbx po sa sagot

  68. Hi long, sana meron kang pinagkakakitaan kahit irregular para makakuha ka ng barangay certificate confirming your livelihood (buy and sell, etc), then pumunta ka with your ID and certificate sa Pag-ibig branch nearest your residence. Yong una mong payment ay dapat sa branch para valid.

  69. hi po. ask ko lang what if wala pa ako trabaho as in hindi pa nakapag work pero meron na akong MID no. pwede ko ba hulugan yung monthly ko 200? (kung kaya naman) thank you

  70. Hi nag apply po ako ng voluntary un-employed spuose po ako.may asawa po ako pero hindi kami kasal at nasa saudi po sya ngayon.nakalagay po sa requirements n dapat dalhin sa inyo ay kailangan pa po ng working spouse consent pano po yan nsa abroad asawa ko ngayon

  71. Hi april, are you asking about a form to use when you pay as an individual? Pag sa Bayad Center, meron silang transaction form. Yong ibang payment collector, merong payment slip. Pag sa Pag-ibig branch, merong payment order form. What they need there is you present to them your last payment receipt or show them your Pag-ibig MID and what months to pay, and they’ll fill up the payment order form for you. Yong order form ang i-present mo sa cashier.

  72. Hi Aipholz, yes, pag lumipas na ang 24 months, Pag-ibig will offset. Yes, you can apply for a housing loan kahit meron kang loan offset dati. If you stopped paying your monthly contributions, start paying again now.

  73. Hi Ms. Nora,di ba po may offset and pag ibig for 24months loan na di nabayaran? Pwede pa rin po ba makapag housing loan kahit nakaoffset na ung loan dati? thanks po

  74. meron po ba kayong form po na pang individual payment?lahat po kasi nkita ko png company form. salamat po..

  75. Makakapag loan pa rin po ba kahit volunteer lang po. Private tutor po ako kaya wala po akong maipepresent na proof of income

  76. Hi Khairiyyah, if this is your first ever payment to Pag-ibig, yes, you should pay at the branch nearest your residence so your records will be based in that branch. If you paid as employed before, meaning your records are already based in a certain branch, you can pay online or at Bayad Center/SM Business Center.

  77. Hello po. I’d like to ask about first voluntary payment. I am currently unemployed. I registered online for individual voluntary memebership and after 2 days I received a message from pag ibig fund that contains my MID. I understand that I can now pay my contribution using my MID. My question is can I pay my first contribution online? Or is it must that I pay my first contri in pag ibig branch.

  78. Since nung 2010 pko oww. Pero hndi ko po alm and pag ibig no i d ko.. Maari po bng malaman?

  79. Hi pearl, is this about multipurpose loan? If you have 24 to 59 monthly contributions, your loan amount is 60% of your total money with Pag-ibig. If 60 to 119 contributions, loan amount is 70% of your total money. If 120 or more, loan amount is 80%. You also should have paid 5 of the last 6 months. Show proof of source of income like barangay cert or commission receipts.

  80. Hi Kate, you’re not required to pay if you’re unemployed. If you have registered online, you can send a PRIVATE MESSAGE with your complete name (with middle name) and birth date to Pag-ibig through their Facebook page and ask what is your Pag-ibig MID no. https://www.facebook.com/PagIBIGFundHDMF/

  81. I registered for Pag-ibig Membership last April 2016. I haven’t got my Pag-ibig MID yet and haven’t made any contributions. Currently, I am unemployed. Am I required to pay the monthly contributions even though I don’t have a source of income?

  82. Hi Arjel, in the past, Pag-ibig allowed second or 3rd registration, but now it’s no longer allowed. Wait for your RTN, and then login again to see your Pag-ibig MID no. After getting your Pag-ibig MID no., correct your errors. If your type of error can’t be changed online, visit Pag-ibig with your ID.

  83. What if I had a mistake in filling up the registration form, is it ok to register again? Will the rtn change? Is that Ok? Thanks po

  84. Hi Olivia, it’s Pag-ibig that does the offsetting after the 24-month payment period is over. Did you continue paying your contributions? If you’re now voluntary, you need to be active (paid contributions for 5 of the past 6 months) and to present proof of source of income when you apply for a loan.

  85. hi po mrs Nora. I have unpaid salary loan in 2014. I was told all is due in april 2016. I paid only 1 month. Can I have my loan balance offset with my contributions so I can apply for another loan? thanks po

  86. Hi Gigi, for the Pag-ibig housing loan, the required no. of monthly savings is 24 contributions, but Pag-ibig allows one-time payment of this 24-month requirement to enable you to apply for a housing loan. You can get your Pag-ibig MID no. online now and then have someone pay this quarter (minimum 600 pesos) at Pag-ibig Davao. When you apply for your housing loan, you will be asked to pay the rest (21 x 200 pesos). This monthly payment will be increased later on, depending on your loan amount. The increased monthly savings will be included in your monthly loan amortization (if this is still the SOP). If you’re buying from a developer, ask them if you can use a Pag-ibig loan. There are developers that don’t have yet individual titles for their properties (only the master title for the whole project), and therefore you cannot apply for a Pag-ibig loan.

  87. But Ms. Nora what I’m worried about I missed the 1st qtr contribution is that I’m planning to apply for housing loan this coming july-aug during our 1 month vacation to davao city. Am I still qualified to avail the said loan or is there any required no.of contribution prior to loan availment? Thanks again…

  88. Hi Gigi, I think you can pay from this current quarter to Dec (April to Dec). Don’t worry about not being able to have Jan to March receipts. Just add the money that you planned to pay for Jan to March to your April-Dec payment. Pag-ibig said that we can increase our monthly savings anytime. If you’re thinking about dividends, the dividends are not credited monthly; they’re credited once a year (theoretically every Dec 31, although they’re able to compute the dividend rate much later).

  89. Hi Ms Nora,I am an ofw. I missed to pay my voluntary hdmf contribution from january 2016 up to this date. If I opted to pay now the whole year, could i still backpay the january onwards til december? Thanks

  90. Good afternoon, I just wanna ask what kind of form we need to fill up since we have penalty, my boss got a problem to our co-worker since she didn’t manage the payment of my boss last June 2013 up to present.

  91. hello good morning po maam. pwede pa po ba ma retrieve yung pag-ibig number ko?. I forgot na kse ee. Last work ko kase yung 2012 pa. Salamat.

  92. Hi Erma, does he have his Pag-ibig MID? If not yet, you or he can get his Pag-ibig MID no.. First, you will receive a registration tracking no. via email or text, then later, you will receive your Pag-ibig MID no. Then use this to pay at Bayad Center or SM Business Center. Minimum is 200 pesos. The bigger amount, the better. If his Pag-ibig branch is near you, you can also pay there. Keep your receipts so you can cross-check later on when you check with his Pag-ibig branch.

  93. Hi Ms. Nors! Just want to ask po if I can renew my MPL with pagibig by June or July this year. First amort po of my current mpl is august last year. But I did not have contribution for March 2016 because I was on Maternity Leave. I reported back last April 18. Will I be able to renew this or I need to have 6 months contributions prior to my loan? Thank you po.

  94. hi mam. ask ko lang po. nagresign na po kasi ako sa dati kung work neto lang po March 16,2016. at ngayon po nagbusiness nalang po ako. panu po ba dapat kung gawin para ako nalang po ang maghuhulog ng contributions ko at loan balance po..may mid. no n dn po ako. pwede n po ba direct sa bayad center?

  95. hi po. I resigned from my previous work. How can I pay my contributions and loan balance po? I have mid. no. Can I pay direct at bayad center?

  96. Hi Mae, yes, you can continue paying. No, you’re not required to pay missed months. If you’re near your Pag-ibig branch, pay at the branch for current month and the next months, if you like to pay in advance. You can also pay at Bayad Center (current month and advance payments, if you like). Use your Pag-ibig MID no.

  97. Hi Nora. I have stopped saving in Pag-ibig for 15 months and want to reactivate my membership. I have been told that I need to pay all the 15 months I have missed to do so. Is this true?

  98. Hi anna rose, your employer should pay your Pag-ibig. Employer shares only 100 pesos a month. You can ask about your payments at the Pag-ibig branch where your past employer remits — usually the Pag-ibig branch nearest the company location. While waiting for your employer, you can save with Pag-ibig as Voluntary; pay at the branch where your records are. If the branch is far, you can also pay at Bayad Center as Voluntary, but keep your receipts and consolidate your savings at your branch later on.

  99. Hi, I work before in a company wherein they pay my pag-ibig, but my new employer now doesn’t pay yet my pag ibig. I want to continue paying my pag ibig as a voluntary. can it be possible? and is there a way to know my status of payment in pag ibig?

  100. Hi! I just want to ask if a voluntary paying member can also file a loan?how and when?

  101. Hi Faye, do you mean you haven’t been employed before? If not employed before, wait till you get employed so you’ll pay through your employer. If you get self-employed, you can start saving by showing your proof of income to Pag-ibig. But if you’ve been employed before and have contributed before, you have a choice: continue paying as Voluntary or wait till you get employed again.

  102. Hi davie, when was your loan date? Have 24 months passed? If yes, Pag-ibig will pay your loan balance using your savings (they call it offsetting). Yes, you can continue paying contributions to Pag-ibig; minimum amount is 200 pesos. Yes, you can borrow again, but present proof of source of income. Some online say that you can use a barangay certificate certifying you’re earning income (state the source). You also should have paid 5 monthly contributions within the last 6 months prior to loan application.

  103. Hi good day, I have a remaining loan balance with pag ibig and lost my work last december and I want to continue paying contributions to pag ibig. if I’m able to pay my loan balance, can I apply for a loan again? even if I don’t have a business yet?

  104. Hi Daisy, yes, you’re allowed. If you’re paying in advance, it’s better that you pay at your Pag-ibig branch. The process is the same. Get your payment slip from the Pag-ibig customer officer and then pay at the cashier.

  105. Hi, am I allowed to pay in advance my contributions for march 2016 to dec 2016? I’m unemployed. I wish to continue remitting my contributions? what form should I use? thanks po a lot

  106. Hi Mary Anne, yes, but present proof of income, like commission receipts or your recent salary slips. You should also have paid at least 24 monthly contributions. For those who have paid 25 to 59 contributions, you can borrow only up to 60% of your total savings and dividends. This means if you have saved around 5,000, your loan would be around 3,000.

  107. Good afternoon. I would like to ask po if I am Job Order/Contractual employee and paying 200 a month as a voluntary member, could I apply for any loan? tnx

  108. Hi elsa, the payment deadline is the last day of the month. For example, for February, pay on or before Feb 28/29

  109. Hi Karen Mae, visit your Pag-ibig branch with your ID and Pag-ibig MID and make your first payments there as Voluntary. Get a payment order first before paying. You can make your next payments at Bayad Center or SM Business Center.

  110. Hi! I resigned last January 31, 2016 and currently unemployed. I still have existing loan with pag-ibig. I like to continue my loan payment and my contributions as voluntary member. Do I need to register as voluntary member or is there a form that needs to be filled up? What are the requirements as voluntary member or unemployed? thanks

  111. Hello po.. Saan po ako pwdeng maghulog ng contribution ko? I mean pwde din po ba ito sa mga bangko or kailngan sa Pag- IBIG offices lng?

  112. HI GOOD DAY PO,first time ko po magpamember sa pagibig nag paregister po ako online,ask ko lng po pwede na po ba magbayad directly sa bayad center with MID no.thanks.

  113. Hi Divina, register online, so you can get your Pag-ibig MID no. Use this Pag-ibig MID no. to pay 200 pesos or more a month as Voluntary at Bayad Center. This is how to get your Pag-ibig MID no. If your no. in 1997 was already a Pag-ibig MID no., Pag-ibig will give you the same no.

  114. gud day po I worked in 1997 nov. I don’t know my pag ibig no. I want to continue saving. DIVINA ARMAS GAMBA po is my maiden name

  115. Hi Philip, have 2 years passed since your loan check date? If yes, Pag-ibig has most likely used your savings to pay off your loan. Whether 2 years or less have passed, you can continue saving with Pag-ibig by paying contributions/savings (not loan) at any Bayad Center or SM Business Center (200 pesos or much more). Use your Pag-ibig MID no.

  116. Hi good people of the Philippines, just a question. I have an unpaid loan (personal) with Pag-Ibig when I was still a call center agent. Since now I am in a different industry (construction) I was not able to pay for my loan. How can I continue paying for my existing loan in a very easy way. The regional centers are so crowded and government offices are closed during the weekends. Any comments will be appreciated.

  117. Hi pio, if you already have Pag-ibig MID no., you can pay at Bayad Center, SM Business Center or at your Pag-ibig branch.

  118. Hi Olympia, yes, you can continue paying here in Manila. Since your records are in Zamboanga, it is good if you make your first payment as Voluntary at the Pag-ibig branch nearest your residence (go first to the customer officer issuing the payment order), and if you decide so, fill up the Transfer of Member Records form (so your records will be moved from Zamboanga to your new branch). You can pay your subsequent Voluntary payments at Bayad Center or SM Business Center.

  119. Hi po. I wish to be a voluntary member. My last employment was october 2014. But my last employer remitted payments to pag-ibig zamboanga but I am Manila-based. I had online chat with pag-ibig as I had a loan balance. But they told me my loan was deducted from my contributions. Can I continue paying contributions here in Manila?

  120. Hi Sheilla Mae, yes, you can continue saving with Pag-ibig. Make first your first payment as Voluntary at the branch where your records are, and then you can make your succeeding payments at Bayad Center or SM Business Center. Use your Pag-ibig MID no.. You might be allowed to apply for a housing loan even if unemployed if you can show proofs of continuous remittances. But it’s advisable if your husband also continues his own Pag-ibig so he’ll be the one to apply for a housing loan in case your application is not approved.

  121. Hi Ms. NORA, I’ve been paying my pag-ibig contributions since I have my job. It’s been 4 years now. However, as a wife and planning to have baby later, I need to rest, so I resigned in my job. But still I want to pay continously in my contributions and possibly I want to avail the home loan in pag-ibig. Is it possible even I am unemployed? My husband is an OFW.

  122. hi ms.nora, since 2008 till now I’m ofw. I never paid to pag ibig except for the 100 I see on my oec. I have obtained my mid. no. last week thru online. I want to start paying monthly. can my family start paying for me in the Phils and where? at buendia or bayad center? thanks.

  123. Hi Honey, Pag-ibig payment is usually accepted for the current month and succeeding months, not for previous months. But don’t worry because the computation for dividends is done annually — it does not matter whether your payment is credited as payment for Apr to June or as payment for June only. For example, your Apr to June payment is 200 x 3 = 600 pesos, but if credited as 600 pesos for June, it’s okay, your total dividends for the year will be the same.

  124. Hi Edna, yes, you can continue paying as Voluntary. But it’s good to make your first Voluntary contribution at the branch where your former employer remitted your contributions so that your records will be in one branch. Bring your IDs and your Pag-ibig MID no. You can later make your second and subsequent payments at Bayad Center or SM Business Center.

  125. Hi I have a concern about paying my pagibig contribution, my last employment was march this year, I want to continue paying my contribution but under voluntary category, what will be the requirements? or can I directly pay my contribution over the counter or I have to fill out some form from pagibig? thanks

  126. Hi Warner, Pag-ibig does not accept payments for past months from individual payors. You can pay for May and months onwards. Are you near the Pag-ibig branch where your former employer remitted your contributions? It’s there where your records are. You can choose to go there and make your first payment as individual payor, so your records are in one place. Bring your IDs. You can make your subsequent payments at Bayad Center or SM Business Center.

  127. Hello, i am currently employed but due to my sensitive pregnancy i was forced to have rest and take on LOA few months before my due(total of 5mos incl maternity leave). I have an existing salary loan and i am concerned on how will this be paid if im on leave since my i will be on leave without being paid. Our HR advised me to pay it directly to pag ibig. What info will i be needing in order to pay it directly, and where to pay and when? Thank you.

  128. Hello po mrs nora. Thank you for responding to a lot of questions. I registered online feb 17 2015. It’s only now I checked and got my pagibig MID no. If I contribute 240 monthly, should I pay for the months I missed — feb to may? One thing, I haven’t gone to a Pag-ibig branch. Do I need to go there?

  129. Hi Joselito, you don’t apply again. Use the same Pag-ibig MID no. You can lower your payment to any amount between 200 to 1,000. For your first payment of this new amount, pay at your branch in cebu. Ask for a payment order first. Then later on, you can pay at Bayad Center.

  130. I’m mr joselito rodriguez, basak, pardo, cebu city, i’m pag-ibig member. for 4 months I’ve paid 1,000.00 monthly. I wish to lower my monthly contributions. How do I apply again? Thanks.

  131. Hello poh ask q lng kung poh kung pwede q ilipat ung contribution q s pag ibig s single name ko kc poh married ang gamit q nung ng apply aq pro matagal n kmi hiwalay ng ex q kya ayw q n poh gamitin ung married s pg loan q ng bahay. pwede poh b un mg p register po aq ulit single name gagamitin ko.

  132. Inquire lang po. Panu po if gusto ko magloan.gusto ko kasi kumuha ng housing loan after ng contrata ko dto.ofw po ako. Pag uwi ko wala ako existing contract and most probably nde ako agad makakahanap ng trabaho maaprove pa din ba ung pag ibig loan ko? Ano pwede substitute for a contract?

  133. hi… i would like to ask.. i already been approved in housing loan should i need to pay realty tax after paying my first amortization?

  134. Hi kaye, you can tick OFW, as you’re sending your payments from abroad. One advantage of paying as OFW is you can check your payments at https://www.pagibigfundservices.com/default.html Don’t worry about the high amounts — instead, be proud silently and happy you’re able to save a lot. I’m so glad you’re saving — we’ve heard a lot of Pinoys overseas whose salaries were spent just for shopping. Keep your receipts, and check online from time to time. πŸ™‚

  135. Hi kaye, do they comment in an envious way? Or saying something like “wow, she’s saving a lot!” Or do they’re just puzzled you’re remitting such a big amount to Pag-ibig? Whichever, I think you can save monthly any amount you like, as I have not read any maximum limit. Their Pag-ibig savings example has 2k as the highest. The Pag-ibig housing loan chart has 2,950 as the highest contribution (eligibility for the 6-million loan). If those in the remittance firm ask, try telling them “I plan to buy a Bayad Center franchise or a Generics Pharmacy in 5 years, or buy a Pag-ibig foreclosed home in cash in 5 years and turn it into a rental property.”
    If you like, you can consider contributing more to the Pag-ibig MP2 program — you can get your savings after 5 years, or you can renew it for another 5 years. For Pag-ibig 1, you can claim this at age 45 if you’ve accumulated at least 240 monthly contributions. If less, you can claim it at age 60. If you like MP2, apply for your MP2 account no. at pagibigfund.gov.ph

  136. Hi Ms. Nora. I would like to clarify which PAGIBIG membership should I tick given that I am working in Macau although unofficial OFW because I was hired directly here. I registered online and ticked OFW but am really unsure. Should it be individual payor, ofw, etc. It kind of worries me esp. that Iam contributing quite high amount and might have some problems in the future. Your response is greatly appreciated, mam. Thank you.

  137. Hi Ms. Nora. I would just want to know your opinion. I contribute 3,000php to PAGIBIG monthly. I am just annoyed that everytime I make my transaction at this remittance center they always mumble that the amount is too much. it is only my 2nd month of contribution tho. Do u think it is really to big for a PAGIBIG contribution? TY for letting me know ur opinion, mam. Hoping to hear from you.

  138. Hi Joan, it’s best that you wait for your employer’s remittances to Pag-ibig. I think you cannot be Employed and Voluntary at the same time. Even if you’re allowed to pay as Voluntary, Pag-ibig will wait for those 2 months to pass in real time before you can apply for a loan. For example, you pay in advance for April and May (you can’t pay for past months), you can apply for a loan only in June.

  139. Hi miss Nora i just want to ask something. I wish to pay to complete the required no. of months for loan application. For example po, 22 months so it means I need to pay 2 more months. I wish to pay as voluntary for these 2 moths so I can apply for a loan. Is that possible?

  140. Hi Kate, if your office is just a place to do your work, and does not have business permit and DTI or SEC registration, then that means you’ll have to register with Pag-ibig as self-employed. First, you get your Pag-ibig MID no. , then go to the nearest Pag-ibig branch with your ID and recent remittance receipts and/or any proof of your job, confirm your registration and make your first payment there. You can pay your next payments at Bayad Center or SM Business Center.

  141. Hi Ms Nora, I am physically working here but my employer is overseas. Similar to home-based, but we do have a physical office. I want to pay my pag-ibig voluntarily since what I get are remittances from my boss and I’m responsible for my pag ibig on my own. how do I start, since I also want to avail of the pag ibig loan in the future. Thanks po.

  142. Hi Bernard, the minimum monthly contribution is 200 pesos. You can contribute more to qualify for a higher housing loan amount. For self-employed or voluntary members, they need to prove that they have a stable source of income to show Pag-ibig that they can pay their housing loan (business papers, passbook with records of regular deposits, bank statement showing regular remittances or deposits, receipts of sales commission, etc.) If not yet a member, register first at pagibigfund.gov.ph to get your Pag-ibig MID no., then go to the nearest branch and show your ID and source of income and pay your first contribution. Pag-ibig housing loan guide

  143. Hi how much is contribution by self employed and voluntary members and how can they avail of housing loan? Thanks

  144. Hi Jamie, the minimum for Pag-ibig 1 is 200 pesos. For MP2, the minimum is 500 pesos. But you can increase your contribution anytime

  145. Hi romfel, the Lucena City branch is here: Ground & 2nd Floor Lucena Grand Central Terminal Bldg., Ilayang Dupay. (042) 710-2869 lucena@pagibigfund.gov.ph
    Yes, email a scan of any ID plus a copy of your OEC, or any proof that you’re OFW. Your family can also bring a receipt of your latest remittance from saudi. Take care

  146. ms.nora, my iqama is not with me; it’s with my employer, and they don’t allow me to keep it, or even show it. can I show another id? my family is in lucena city. Is there a branch in Lucena? where my family can pay for me? Thanks a lot

  147. Hi romfel, were you able to get your Pag-ibig MID no. online? If not yet, login again, and then check your Pag-ibig MID no. You can also copy your registration page or member data page and email it to your family so they can print it. Or your family can login to your account and print the page. What your family brings to Pag-ibig: your Pag-ibig MID no., a scan of your IDs (preferably iqama), your family member’s ID, printout of registration. I called Pag-ibig a while ago, and they said as first OFW payor, you need to make your first payment at the Buendia, Makati branch, since this is the branch for OFWs. I ask about OFWs with families in the provinces, and they said that your family can ask for assistance at the regional branch nearest them. Here are branches in Metro Mla and nearby provinces: http://www.workingpinoy.com/2011/03/pag-ibig-branches-in-metro-manila-cavite-laguna-bulacan/ The minimum monthly contribution for Pag-ibig 1 is 200 pesos. You can increase it to 500 or more if you plan to apply for a housing loan later on. Kudos to you for saving!

  148. Currently I’m an ofw here in saudi. I registered today as individual payor thru online. I wish for my family in the Phils to pay for me. What should they do and where should they pay? and how much is monthly contribution? thanks a lot

  149. Hi PING, the minimum monthly savings amount for Pag-ibig 1 is 200 pesos. You can increase to 250 or 300 or more.

  150. Hi Renlen, you can register online to get your Pag-ibig MID. Follow the steps described here: How to get your Pag-ibig MID number. Click “Register as New Member” even if you’re already a member. After getting your Pag-ibig MID no., you can email Pag-ibig and ask your no. of contributions. publicaffairs@pagibigfund.gov.ph > Write as Subject: OFW Program for Housing Loans. If you pay your contributions abroad, you can check your payments at pagibigfund.gov.ph

  151. Hello! good day:-) how can i know if i’m already a member of pag-ibig? In my previous job, my pay had deductions for pag ibig. at present i’m ofw and i plan to apply for a pag ibig housing loan. Thanks!

  152. Hi po.. ask ko lang po.dati po ako ofw . Pero ngaun po hindi na ako ofw.pwd ko po kaya I update ang pag ibig ko at ano way po para maipagpatuloy ko.? Pls advice me what to do thank u so much

  153. Hi silvano, based on Pag-ibig’s encouragement of increased contributions from Employed members, yes, I think that’s allowed. But to prevent questions later on about double posting in your records, I think it’s better if you consolidate your mandatory and voluntary payments into one payment by asking your employer to increase your Pag-ibig deductions (this has been allowed since 2009 or 2010; although the amount of the employer’s share remains the same). Or you can instead register with MP2 and save with this program — it gives interest higher than the mandatory savings. You can also get your MP2 no. at the Pag-ibig website.

  154. Good day Nora. I’ve been a Pag-ibig member since 1983 but I stopped after 2 yrs when I got unemployed. Then I restarted and continued paying after 15 yrs as individual/voluntary till present. My question now is I’m employed by a company that has been paying my mandatory contributions too. Is this payment of both voluntary and mandatory contributions okay? Need your reply Nora.

  155. Hi rica, if you don’t yet have your Pag-ibig MID, go to pagibigfund.gov.ph and register to get your Pag-ibig MID. Then go to your Pag-ibig branch with your ID and Pag-ibig MID and inform them you’ll continue paying as Voluntary. Minimum payment is 200 pesos per month.

  156. hi mam. how much is voluntary contribution? Do i update or re-apply, since i had 2 monthly contributions in 2011? thank you very much

  157. Hi steph, yes, you can use that. If you can, support it with some receipts of your sales or commissions. To get a BIR-stamped ITR, get a TIN no. from bir.gov.ph, pay 500 pesos at BIR for registration, ask for an ITR 1701 form and then file your ITR. You can also download the ITR form at bir.gov.ph. Print using legal or A4 size

  158. Hi ashley, you can go to the Pag-ibig branch nearest your residence with your ID, MID no. and any proof of your source of income.

  159. hi gud pm, may gsto lang po ako mlman sa pag ppa member ko sa pag ibig i hve already “MID NO.” then i want to know kung saan ako pwede or unang mag bayad po bilang new member.

  160. Hi Maricel, yes you can continue saving as Voluntary even if you’re relying on remittances. Do you already have your Pag-ibig MID no.? If none yet, go to pagibigfund.gov.ph and register to get your MID. Then go to your Pag-ibig branch with your ID and make your first payment there. For your next payments, you can pay at Bayad Center.

  161. Hi may i ask if i can continue paying Pagibig as voluntary even i don’t have a source of income, but I’m receiving money from Saudi every month?

  162. Hi jonny, I think your 1,200 is with Pag-ibig; there’s just some glitch with your record. Keep your OEC receipts so you can clear up with Pag-ibig when you’re back here. Or you can email Pag-ibig (Subject: OFW Program)
    publicaffairs@pagibigfund.gov.ph and request your 2 payments of 600 pesos each to be credited to your record. You can scan or picture your receipts and attach them to your email. Include your Pag-ibig MID.

  163. hi mam nora kmusta po kyo,3 tyms n po akong umaalis iba iba ng agency,bse po dun s POEA OEC ko nghulog ako s pag ibig membership ng 600 pesos ung 2 alis ko ngaun po 100pesos ung s last.ngverify po ako via internet s OFW VERIFICATION,lumabs po dun ung 100 pesos lng ang nklagy s contribution ko.sn po kya npunta ung nauna kong contributions?
    mraming salamat po….

  164. Hi Pol, yes, you can use an affidavit, or barangay certification, or certification from your farmers’ coop or association that you’re earning income from your backyard piggery and your farm.

  165. Hi ask ko lang regarding sa voluntary kelangan ba ng proof of income?if ever, pano kung wala just like me na may backyard piggery lang o gaya ng magsasaka pwede kaya affidavit?,kasi sa sss nakapag apply akoTnx!

  166. Hi, alam ko po na may pagibig ako dhil nakahingi ako ng statement sa HDMF sa dati kong company, then hiningi yon nung bagong nilipatan ko na company, at binabawasan ako sa sweldo so ibig sbaihin ay nalalagyan iyon kahit papano. nung 2013 lumipat ako sa ibang bansa, isang tan ko ng hindi nalalagyan iyon, at hindi ko alam o nakuha ang pagibig MID number ko. ang nasaakin lang ay yung form ng HDMF na may HDMF number at kung magkano ang nacntribute ko.. then nagregister ako ng bago sa online, plano kong icontinue yung sa date dahil alam ko malaki yung naipon dn, anong advise ang maipapayo mo. salamat/////

  167. Hi lowela, when you turn 60. Or when you turn 45 and you’ve already paid 240 contributions.

  168. Hi Robeliza, the minimum monthly contribution is 200 pesos. You can contribute more, if you like. Make your first payment at the Pag-ibig branch nearest your residence, then later on you can pay at Bayad Center or SM Business Center.

  169. Hi,

    I just registered for membership as self payor. I would like to ask if how much is the monthly contribution? I cannot find any info for the monthly contribution so hoping that you could help. Big thanks in advance.

  170. Hi Rodolfo, what do you mean down payment? Down payment for a house and lot? Or contributions to Pag-ibig? If you paid contributions to Pag-ibig, your contributions are with Pag-ibig in your name, even if you discontinued. You can get these back when you turn 60 years old. You can continue paying contributions so you can save more. First, register and get your Pag-ibig MID at pagibigfund.gov.ph.

  171. MAm gud pm poh,panu poh mam,pag may hidi ka naituloy na nagdown oh pagbayad poh,kasi dati poh nagwowork poh ako sa local goverment unit in pangasinan.pero dko poh naituloy anu poh dapat kong gawin

  172. Hi she, no, you will never lose your savings, even if you haven’t paid for many years. If your Pag-ibig no. was given to you many years ago, check if that’s your MID by registering again online. Then go to your Pag-ibig branch with your proof of unemployment/separation/resignation and start paying as Voluntary. You can also inquire about your total contributions. For the next payments, you can pay at Bayad Center or thru GCash.

  173. Hi po..tanung q lng po what if may 5 yrs.contribution na q tas na stop na po anu po mangyayari sa hulog q? Tapos mgvoluntary contribution na po q anu po yun back to zero po ulet i mean d na po counted yung dati q? and sbi need to sign up online for voluntary khit may MID na q?
    Plz.reply po..thanks

  174. Hi alvin, register again. You will be given a different tracking no. but you will get the same Pag-ibig MID No.

  175. Hi christine, sa mandatory Pag-ibig program, hindi puedeng sabay na Voluntary and Employed. If you like a higher contribution, just tell your HR. Example, 100 pesos pa rin from employer, pero 200 or 300 or 500 from you.
    Sa MP2 savings program ang puedeng ikaw na ang direct na magbayad sa Pag-ibig. Get your MP2 MID no. at pagibigfund.gov.ph before paying.

  176. Hi po, I’m christine ask ko lang po kung pwede ako magvoluntary contribution kahit may employer ako. Thank you^^

  177. Hi Marygrace, SPA (special power of attorney) ang hinahanap ng Pag-ibig lalo na kung Provident benefit check ito. Pero you can try. Bring your IDs too. Or call Pag-ibig para sure: 724-4244

  178. Hi Jobel, sa Pag-ibig, ang alam ko hindi pinapa-loan ang Voluntary kapag walang proof of source of income. Or you can change your status to Self-employed (bring proof of source of income or ITR) and contribute as self-employed.

  179. Hi Jobel, sad to say, hindi pa fully online ang Pag-ibig. You cannot check your Pag-ibig records online. You need to go to your Pag-ibig branch and ask for a copy of your TAV (total accumulated values). Usually, after 2 years from loan date na-o-offset ang loan.

  180. Hello po! tanong ko lang po kung papaano mag-claim ng check issued sa father ko.. OFW po kasi siya at naka-alis na po.. nagbilin lang po siya ng authorization letter at 2 valid IDs niya para ma-claim yong check.. pupuwede po ba ang authorization letter lang at 2 valid IDs para mag-claim?

  181. Hello po! Ask ko lang po kung ilang months po pede magloan as Voluntary kasi po yung records ko po kaka transfer palang at first ko po magbayad ng may Pag MID no.. I have 84 no.of Contributions..

  182. Hello po! Ask ko lang po paano po malalaman kung na offset na po yung utang ko sa MPL ko kasi po year 2007 pa po yung MPL ko dko po nabayran at Pakibigyan po ako ng link..
    At makikita po ba don kung may tirang utang pa o wala na! Thanks po!

  183. Hi floradel, yes, you need your MID when transacting with Pag-ibig. Kelangang mag-register as self-employed or show proof of source of income sa Pag-ibig para maka-loan ka. Hindi nagpapa-loan sa Voluntary if there’s no source of income.

  184. hi im flor. ask ko lang po voluntary member na kasi ako 1 year na lumipas since nag resign ako i plan to have salary loan kaso di ko alam kung kailangan pa ba yung MID no. ko pag mag-loan acciddentally kasi na delete ko sa phone ko un text. i have no idea kung anu gagawin as voluntary member.. thank you so much..

  185. Hi im lyziel azuma dito po ako nakatira sa japan gusto ko po sanang mag apply kc ofw po ako kasu nandito ako sa japan peru andyan po family ko pwede lng bang cla ang mag asikasu ng mga papers ko para mag pa member ng pag ibig? Thanks po

  186. Hi sir; what’s the next step if member na sa individual payor ang aking kasambahay. kasi gusto ko siya hulugan sa Pagibig monthly contribution. kelangan na pa ba mag fill up payment form or direct to pay the monthly contribution to any Pagibig branch.? Thank you and best regards..

  187. Hi cj, puedeng mag-continue as Individual Payor na Unemployed, para hindi na required ang ITR. Ok lang ang Unemployed na category, pero hindi puedeng maka-loan. For initial payment as Individual Payor, go to your branch with your IDs and Affidavit of Unemployment — ang alam ko puede na yong kahit hindi notarized, or letter to Pag-ibig that you’re unemployed.

  188. Hi. Ask ko lang po. Paano po ako magbabyad ng contibution ko as voluntary? Member na ako and may contributions na dahil nag work po ako dati and nka pag register na din ako online for MID. Nakita ko kasi ang requirement as voluntary na need pa ng ITR tama po ba? Paano po kung wala akong ITR? Thank you po

  189. Hi.nor tanung ko lng nawalang n ko ng work 4na buwan n gusto ko snang ituloy uli ang hulog ko pwede ko po bang bayaran yung past4month kong hindi n hulogan thnkz po

  190. Hi Nads, for your first payment as Voluntary, you need to go to Pag-ibig and amend your member category to Voluntary. Bring your ID and Pag-ibig MID no. Bring your cert of employment or contract that shows your date of separation, in case Pag-ibig asks. About your loan: Before you go to the cashier to pay your loan, ask for a loan payment order.

  191. Hello! I just want to ask on what to do here. I had my first loan last March 2014… that time, I was still employed. My contract with my previous employer ended last March. Then, I want to continue my contribution sa PAG-IBIG this April (I’m unemployed as of the moment). What shall I do? Can I just go directly to PAG-IBIG and pay my contribution and the loan? Thanks!

  192. Hi joesilyn, voluntary ka na ba ngayon? If yes, mag-request ka for transfer sa Makati branch. Merong transfer request form. You will write your name of employers, addresses and employment dates. Have your Pag-ibig MID no. and IDs

  193. Hi joesilyn, yes, open on Apr 15. Address: 317 Justine Bldg. Sen. Gil Puyat Avenue, Makati. If you’re coming from Taft-Buendia, lagpas lang siya ng RCBC Plaza

  194. hi nors ask q nlng po open pa po ba kau this april 15,2014 anu po exact adress ng makati branch???

  195. hi te nors gusto q po sana mg request for transfer of members record yung dati q pong branch is makati pwedi po ba sa ibang branch aq magrequest to transfer quezon city area po kc q malayo ung makati for me pwede po kaya yun???

  196. Hi Blanchie, do you already have your Pag-ibig MID no.? If not yet, get it at pagibigfund.gov.ph. Employed member ka before? Then you can pay as Voluntary at Bayad Center. Use your Pag-ibig MID. Write Voluntary sa Member Type. Minimum is 200 pesos per month. If you were self-employed before and never employed, it’s better if you go first to Pag-ibig to verify your records and then continue as Voluntary.

  197. hello po pano ko po ba maitutuluy yung pag ibig as voluntary thanks po..

  198. GUD AFTIE PO PINAREGISTER KO PO ANG ATE KO NA OFW AS INDIVIDUAL PATOR MAGKANU PO CONTRIBUTION NYA?
    GUSTO DIN PO SANA NMIN IPA REGISTER ANG MAMA NAMIN HATI PO KMI NG KAPATID KO SA CONTRIBUTION PWDE PO BA YON?

  199. Hi aileen, 200 pesos per month ang minimum contribution for Voluntary members. Pero dahil first-time member ka, you need to go to the Pag-ibig branch nearest your residence with your ID, Pag-ibig MID no. and proof of source of income (receipts or IDs or certification) para doon ka magsimula. Later on, puede ka nang magbayad sa Bayad Center.

  200. tanong ko lang kung mag kano ang hulog ko sa voluntary member sa pag-ibig..d ko kc alam kung paano ang hulog sa voluntary..2wks palang ako nag registere sa online s pag -ibig..thanks

  201. Hi ham, register at pagibigfund.gov.ph to get your Pag-ibig MID no., and then go to your Pag-ibig branch with your ID; verify your status, and then pay your initial Voluntary contributions. For the next payments, puede na sa Bayad Center.

  202. hi miss nor. dati na po akong member ng Pag-ibig. gusto ko po ipagpatuloy kaso wala po akong work ngayon. ano po magandang gawin? thanks pp

  203. Hi nikka, ang alam ko hindi na nag-i-issue ng ID ang Pag-ibig, dahil meron ng Unified ID na SSS ang nagbibigay. Ang ini-issue ng Pag-ibig ay transaction card.

  204. Hi lee, get your Pag-ibig MID no. first online at pagibigfund.gov.ph. Then go to the nearest Pag-ibig branch with your ID and MID no. and present any proof that you’re earning income regularly like receipt of your compensation. If you don’t have receipts, you can present a notarized Affidavit of Source of Income.

  205. gusto ko mag apply as voluntaqry member pero online job worker po ako,, ano pong requirements dapat ko ipalita sa kanila? wala kasi ako income tax eh. tnx

  206. hi..no need to answer my previous concerns..its now okay..i already went to the makati branch earlier..again,thank you and regards! πŸ™‚

  207. Hi josey, yes, at age 60, you can claim your Pag-ibig savings. It’s called Provident benefits or TAV (Total Accumulated Values). TAV is equal to the total of all your savings plus the annual dividends added to your savings at the end of every year. Parang nag-ipon sa bank, pero 4% or more ang interest rate. Sa bank, .375 or .5 lang ang interest rate.

  208. Hi Nors, If I retired from my work at the age 60 and did not use Pagibig for any housing loan, can I get my money from Pagibig? How and how much would I get if in case I would like to withdraw it as lumpsum? do they have such kind-lumpsum.

    thank you for verification.

    Josey

  209. Hi.. would you know if what pagibig branch is the employer which is located in paseo de roxas corner sedeno street , malati city? and what is the office hours (from-to) of that pagibig branch? do they also have office during lunch? I need to print the mdf from pagibig online, but since old employer pa nakalagay doon, i need to have it updated pa to my new employer, kaso Im encountering system error if I click mcif button to update sana -saying sa local system lang daw available ang pagupdate.. can you help me with the update of my employer in my MDF? thank you in advance

  210. Hi may, kumuha ka muna ng Pag-ibig MID no. mo sa pagibigfund.gov.ph. Click E-Services. Before you go to Pag-ibig, you need your Pag-ibig MID. Sana mag-isip ka ng source of income or self-employment like buy and sell or networking, kasi hindi ko sure kung puede mong gamitin ang remittance as source of income kasi hindi pa kayo married, although puede siguro kung ipakita mo ang birth cert ng bata.

  211. I want to apply for individual payor unemployed po ako but my partner in abroad sends monthly remmitance PRA sa amin ng baby ko. dpa po kc kmi kasal I would like to have my own pag ibig # SNA anu po requirements ddalhin q pg ngpunta AQ s ofis nu ska San branch mlapit as comonwealth . how much nrin po monthly payment.tnx

  212. Hi warren, naa-approve din ang loan application ng Voluntary kung merong mga documents proving that you’re receiving regular remittance or you’re earning regular income from other sources. Naninigurado ang Pag-ibig na you can pay your amortization every month. You can continue paying 200 pesos every month to Pag-ibig (puede sa Bayad Center). Sasabihin din ng Pag-ibig kung magkano dapat ang babayaran mong contribution every month para maka-loan ka ng higher loan amount. Example: Pag 1 million to 1.1 million ang loan amount, dapat 500 pesos ang monthly contribution. Pag 700k to 800k, 350 pesos ang contribution.

  213. hi mam ask ko lng po naghousing loan po kc ako sa pagibig bale ang developer po ang nagaayos ng loan documents kaya lng po ngayon nagresign na po ako sa work because of my baby. sabi po ng developer ko iupdate ko daw po ang contribution ko.. pano po ang gagawin ko since im no longer connected na po sa employer ko. nabasa ko po kasi ang voluntary daw hnd pwede sa housing loan? my idea po ba kau man? thank u po!

  214. Hi Arbisham, the deadline is the current month. For example, this month is Feb 2014, we can pay for Feb 2014, but we can no longer pay for Jan 2014 and backwards.

  215. Hello po,

    Tanong ko lang po kung ano ang deadline for payment ng voluntary members. Di po kasi nakalagay sa website. Same din po ito for Pagibig2 contributions? Thanks in advance.

  216. i just want to ask… kasi po kylangan ko na po ng MID number for employment requirements.. anu po ba ang i se’select ko sa MEMBER CATEGORY? ee applicant pa lang po ako

  217. Hi Rose, yes, you can continue as Voluntary. If you don’t know or don’t have yet your Pag-ibig MID no., register at pagibigfund.gov.ph, then use this no. when you pay.

  218. Hello po… Ask ko lang po if pwede kong ituloy ang contributions ko kahit nagstop napo ako sa work at pwede ko po bang bayaran yung mga previous months ko na hindi na nabayaran ng employer ko kasi nagresign napo ako? Thank you po;)

  219. Hi claire, kung first time mo pa lang na member, meaning hindi ka employed member before, pumunta ka muna sa nearest Pag-ibig branch to submit your member data form and proof of your source of income and valid ID.

  220. hi.,ask ko lang poh nag register poh ako online din meron na akong MID# need pa ba talaga dalhin yung members data form..o deretso kana ng bayad individual payor poh?

  221. Hi mj13, pag sa start of membership, kelangan ng source of income na hindi allowance from parents. Later on na lang yong puedeng ituloy ang contributions kahit walang source of income, basta naka-start correctly. Think of something na puedeng pagkakitaan at merong receipt or ID or license or certification.

  222. Good day po. Just wanna ask kung ano po gagawin pagkatapos if I registered sa Pagibig under the “Not yet employed” category? pwede na ba maghulog kahit ito po yung working status? kaya ko naman maghulog pero wala po kong maipresent na proof of income. thanks

  223. Hi mam! isa po akong OFW na nagbabayad ng aking Pag-ibig contribution sa Philippine Embassy dito sa abroad for 2 years na but suddenly this year tinigil na nila at ang sabi sa amin pwede na raw kami magbayad sa mga authorized remittance center ng aming Pag-ibig contributions. Ang gusto ko sanang malaman kung paano ko babayaran ang aking Mandatory at Voluntary Contribution??? thru Pag-ibig MID no. ba? or MP2 Accnt no. Please I need your advice asap. Thank you very & God bless.

  224. Hi Ericka, magregister ka muna sa pagibigfund.gov.ph, so you can get your Pag-ibig MID no. Pag meron ka na dating MID, you will get the same no, so don’t worry na baka maulit. Then visit the nearest Pag-ibig branch with your MID no. and ID, and verify if you have previous contributions, and tell them you want to starting paying so you can apply for a housing loan. Yes, you’re allowed to pay the contributions required for housing loan application. On second thought, baka mas okay na yong partner mo ang mag-member at mag-apply ng loan through you as authorized representative since siya ang merong work. Kelangan din kasi ng income documents.

  225. Hello po ask ko lng kung pano po magapply ng housing loan , i, a previos ofw kaso ndi kopo alm kung may pagibig ako banda po kc ako pero last na byahe ko sa jpan may OEC nman kme, as of now unemployed ako ang source of income ko lng po eh remittance through my same sex partner, and is it possible po na biglain ang hulog at magamit agad? Maaapprovebahan po ba ako. Thank u po

  226. Hi Dondon, housing loan ang ibig mong sabihin? Yes, 24 contributions ang requirement. Register online at pagibigfund.gov.ph to get your transaction no. and then your Pag-ibig MID, and then start paying through IRemit or Ventaja. Save also for your downpayment. If you work with a Pag-ibig-accredited developer, they will help you process your housing loan. If you build on your own lot, you prepare your own documents. Here are the processes and required documents: https://sites.google.com/site/informationphilippines/pag-ibig-forms/housing-loan-guide-2013

  227. Hi Mam, I’m an OFW here in Dubai.. Almost 7 years na sa abroad. ask ko lang po if biglain ko ang bayad for 24 months, totoo po bang makapag loan na ako agad? Ask ko po kung paano ang pag process at gaano katagal bago marelease yung loan?

  228. Ako po ay isang ofw dito sa doha qatar. Ako po ay member na ng pag ibig bago pa nag abroad. Nais ko po sanang ipagpatuloy ang aking paghuhulog sa pag ibig dahil sa plano ko po na kumuha ng bahay sa pag ibig housing loan. Ano po ang dapat kong gawin? May pag ibig mid na po ako, paano ko po maipagpapatuloy ang aking paghuhulog at saan po pwede magbayad ng contribution dito sa doha qatar. Pwede po ba na ang maghulog ng contribution ko ay aking asawa na nasa pilipinas? Kahit na ako ay dati ng myembro kelangan pa po ba magregister online? Maraming salamat po, kelangan ko po ng advice kung paano ang gagawin.

  229. Hi joann, register with Pag-ibig pagibigfund.gov.ph so you can get your tracking no. and then later on your Pag-ibig MID. Click mo yong E-SERVICES. Then start paying (minimum for OFWs is 500 pesos). Merong option for checking for OFWs sa website nila; makikita mo rin yan when you register.

  230. Hi ice.alba, naka-link sa SSS system ang Ventaja, so dapat within 3 days naka-post na. Or puede ring within 1 week.

  231. Hi po.. OFW po ako ask ko lang po ilang days po ba makikita ang contribution nyo kapag sa ventaja kayo nag bayad ng conribution?!

    Thank you

  232. Hi Novie, you can use any of the two, kasi you will get the same Pag-ibig MID, basta pareho yong mga basic personal data na isinulat mo such as name, birthdate and mother’s maiden name. The minimum monthly contribution is 200 pesos, but you can increase it to 300 or 400, or more.

  233. Magkano poh babayaran ko monthly if invidual payor ako tapos yong sahod ko 8500 per month tapos na ako mag register by online my tracking number na ako dalwa pakc teo times ako.ng paregester saan dito pwd gamitin..yung un or yong pangalawa… tnx po..

  234. Hi Florence, thank you very much for appreciating my efforts. Sad to say, as of this date, it’s only OFWs who can check their contributions online. Other member categories need to go to their branch to verify their contributions. I hope in the near future, everyone can check theirs online.

  235. Hi again. Thank you so much for being of help to a lot of lost Filipinos when it comes to Pag-ibig membership. I hava a question po. I recently started paying contributions to Pag-ibig. How will I be able to check or monitor my contributions po?

  236. Hi Gab, hindi yata puede na source of income ang allowance. Wala ka bang direct marketing (like avon) or online selling (Paypal payment receipts) para meron kang ma-present na source of income? Great you’re planning to save and invest. Hope you can start something where you can earn your own income.

  237. Hi.

    Kung mag.rregister online ako as ne member (individual payor), then proceed doon sa malapit na branch at magpresent lang ng valid ID at proof of income source, pwede po ba yun kahit student palang po ako? (age:21) mother(source of income)

    may passbook bank account po ako.

  238. Hi jenny, yes, you can continue paying as voluntary — just go to your Pag-ibig branch with your ID and Pag-ibig MID no., but if you apply for a housing loan, you need to show proof of income. They need to be sure that you can pay the monthly amortization.

  239. hello po ask lang unemployed po ako and balak magvoluntary member. pwede po b akong mag avail ng housing loan? member po ako since april 2008 to may 2013. tnx po

  240. Dear Ate Noors,

    Opo ate noors,sa DFA pampanga din po ako nag babayad ng pag ibig through OEC, marami po ako nabasa na magndang benefits ng pag ibig, maybe i’ll increase my contribution next time.

  241. Hi Aliyah, to know your contributions, when you take your vacation, visit Pag-ibig Buendia or Gil Puyat — this is the branch for OFWs. It’s walking distance from RCBC Plaza. You can check your contributions here. Pero palagay ko ang mag-aapir lang sa branch na ito ay yong mga binayaran mo through POEA. Check from time to time kung okay na yong OFW contributions checking page sa pagibigfund.gov.ph; down kasi up to now. Yong sa payments mo ba sa Pampanga ay through OEC rin? Dapat mag-apir din sa Buendia branch.

  242. One more question Ate Noors, sa mga nabasa ko na previous article tungkol sa claims, may mga nagtanong po sa inyo tungkol sa claims nila, nasagot nyo po na kaialangan ipunin ng member lahat ng contribution nila in diffrenet brnch, paano po kami mga ofw kung mag claim na po kami, kasi po minsan sa POEA ako kumukuha ng OEC at dun na rin ako nag babayad ng Pag ibig at minsan sa pampanga naman at later on sa mismong airport na ako kumukuha at nag babayd ng OEC, paano po mangyyari dun? saan ko po i-cocolect ang lahat ng contribution ko?

  243. Thank you po ate Noors, akala ko po kasi ang pag ibig ay parang SSS, pag dating mo ng 65 years old ay may monthly pension ka na, Lump sum amount po pala ang ibibigay nila after 20 years. Paano ko naman po ba malalaman ang mga nahulog ko ate Noors?

  244. Dear Tita Noors,
    Gusto ko lang po malaman kung may table ba ng contribution sa pag ibig fund tulad ng sa SSS, kasi kada alis ko ay 200 pesos lang po binabayad ko for 12 months x 200= 2,400 lang po. paano po ba kung gagawin ko na malaki ang contribution ko.

  245. Hi Sy, ang POP ay closed na for new membership since 2010, kasi naging mandatory na yong Pag-ibig 1 for OFWs. Ang ipinalit sa POP ay ang optional program na MP2 which is available both to OFWs and non-OFWs. To be sure, ask IRemit kung yong na-open ba ay P1 or MP2. Or puede mo ring i-check sa Pag-ibig website yong 02059xxxx sa “View Registration Information” if this no. is a tracking no., and if it is, then you can check if this leads you to the same Pag-ibig MID 12101477xxxx. Pag-ibig MID refers to P1. If you check Pag-ibig online services, there’s also this option: MP2 enrollment.
    P1 is mandatory and MP2 is optional.
    http://www.workingpinoy.com/2011/12/saving-money-modified-pag-ibig-ii-higher-earnings/
    http://www.workingpinoy.com/2013/02/sss-flexi-fund-pag-ibig-mp2-investment/

  246. Tatanong ko about sa POP at Pag ibig 1, last december nagregister po ako online para maging isang member ng Pag ibig, at nabigyan na po ako ng RTN at Pag ibig no. 12101477XXXX pero hindi pa po ako nagsstart ng monthly contribution ko, last week nag register po ako dito sa Israel sa Iremit about sa POP at nabigyan na po ako ng Id no. na T02059XXXX, at nakapaghulog na po ako August 2013-December 2013, ang tanong ko po need ko pa po bang maghulog ng monthly contribution sa Pag ibig no. na to 12101477XXXX, o same lang po ba ang POP at Pag ibig 1, at kung need ko po maghulog sa Pagibig 1 pwede po ba ako maghulog dito sa Iremit Israel o kinakailangan po ba sa branch ng pagibig maghulog ng unang monthly contribution, at magkano po ang monthly contribution at maari ko pa po bang habulin ung January 2013-December 2013 na hulugan.

  247. Hi Eugene, ang maganda sa Pag-ibig, nag-o-offset sila ng delinquent loan balance sa total savings, so di gaano ang interest/penalties unlike SSS. Ang date of offsetting nila is yong date of default. Dagdagan mo na lang yong monthly contribution mo para mahabol yong nabawas o mababawas. Usually, you can see the result of offsetting when you apply for a new loan, dahil makita mo na konti na lang ang malo-loan mo. Puede ring you visit your branch and ask your savings balance after offsetting.

  248. Good day po.
    may MPL po ako sa pagibig fund, kaso po nawalan po ako ng work, ung loan ko po eh delinquent na for 2 years,ngaun po may trabaho na ulit ako gusto ko po sanang mabayaran din at marestructured kasama ung penalties, puede po ba yun?

  249. Good day po!
    Dati po akong member ng Pagibig at hindi ko na naipagpatuloy ,gusto ko po sanang bayaran yung dating loan paano po ba magbabayad ganung nasa abroad po ako at nagnais din ipagpatuloy ang voluntary membership?
    Maraming salamat! Mabuhay po kayo ..

  250. kakaresign lang po ng asawa ko sa kanyang work,wala po silang pag-ibig kaya ngayon gusto ng asawa ko na mag voluntary payor… sa ngayon po ay wala syang trabaho… anu po iprepresent na mga papeles bago ako makapagsimulang magbayad para sa kanya? ang plano ko po kasi ako muna maghuhulog para sa kanya… salamat po….

  251. Database Error 003: A database error has encountered. Registration can’t proceed for Session Number S13223006595.

    still cant reg πŸ™

  252. Hi lady, you can try registering again. After submission, you’ll receive your transaction no. through text to your cellphone. You will use this transaction no. to see later on your Pag-ibig MID no.

  253. Database Error 003: A database error has encountered. Registration can’t proceed for Session Number S13222007146.

    im registering now, eto lumabas after i submit, what now po?

  254. Hi lady, baka nasa spot ka na weak wifi or the website experienced a glitch. Hope by now, your registration is already complete.

  255. Goodeve. Im trying to reg online as of this min but the place of birth are not responding so, mliit na problem but I cant fin my reg, can you help me about this? Thanks. πŸ™‚

  256. Hi Florence, the minimum is 200 pesos per month. You can make it 250 or 300 or higher. You can pay monthly, or quarterly or any number of months in advance. I think you can pay for 1 month. Pero bring na lang for 1 quarter.

  257. Thank you Nors. How much is the initial payments? And is it paid quarterly or monthly? Can I just pay the first month?

  258. Hi Florence, you should first visit the nearest Pag-ibig branch with your MID no., your ID, proof of your source of income (receipts, or ID, or certificate or license) and initial payments. Later on, you can pay at other payment centers.

  259. Hi. Thank you so much for this info. I applied membership online. Pag nakuha ko na po ba yung Pag-ibig MID No. ko, pwede na agad ako maghulog ng contribution? O may kailangan pang gawin na iba? I registered as an individual payor.

  260. Hi anna, sabi naman sa RA 9225, “former natural-born Filipino citizens who acquired foreign citizenship through naturalization shall be deemed not to have lost their Philippine citizenship”, so oks lang na Filipino citizen ang nasa Pag-ibig mo. Additionally, ongoing pa naman ang naturalization mo, so technically you’re a Filipino citizen when you filled up the form. You can contribute any amount starting from 200 pesos a month. See this recent release from Pag-ibig: http://pagibigfund.gov.ph/home_pdf/Save%20More%20with%20Pag-IBIG%20Fund%20Pop.pdf

  261. hi. im based here on northern california. I just apply for pag ibig membership and need to wait 2 days for the MID. I applied as individual payor. There is a remittance center PNB na tumatanggap ng pag ibig payment around this area. Is that mean, monthly contribution? And how much per month? basic income let say is 20k pesos? Another thing is, Im on naturalization process, does it matter if US citizen na ako while in my pag ibig form is filipino citizen? Any help would deeply appreciated πŸ™‚

  262. Hi alma, the system for online correction is not yet working, so email Pag-ibig publicaffairs@pagibigfund.gov.ph and request them to change your email address. But if this is your first time, meaning you were not a paying member before, it’s best to go to the nearest Pag-ibig branch with your Pag-ibig MID no. (get it online), your IDs and proof of source of income to register as self-employed. Ooops, you said “salary”, so you’re employed. It should be your employer registering you. But if for some reason, your employer does not like to register you and you don’t like to complain, find a way to get proof of source of income as self-employed, such as sales commission receipt. God bless too.

  263. good day, i just want to ask, my monthly salary is 3,500, how much will i pay my monthly or quarterly contribution? & i entered a wrong email add when i submitted my registration form, how could i change it,
    thank you, & GOD Bless to you

  264. Hi April, you can choose Individual Payor if you want to start paying; or Not Yet Employed if you just want to get your Pag-ibig MID. With any of these category, you can skip Employment History. If you choose Individual Payor, visit the nearest Pag-ibig branch with your Pag-ibig MID, IDs and any proof of income or source of income.

  265. Hi. I just want to ask if what is the the best member’s category for me in PAG IBIG Membership. Currently I have my On the job Training here in Ortigas with allowance.(Technically, I am not employed because this is OJT only) My spouse is a government employee. Do I belong in individual Payor? I can’t finish my online membership because of this problem. And what are the requirements I need to be a member of Individual Payor of Pagibig Fund. Thank you so much.

  266. Hi Jobel, ang Pag-ibig kasi hindi pa centralized ang records, so ang records mo nasa Caloocan. You can call Pag-ibig again and ask if you can file a Request for Transfer of Member Data from Caloocan to Ortigas branch (ito ba ang nearest sa iyo?) sa Ortigas branch para hindi ka na pupunta sa Caloocan kasi nasa Cainta ka na.
    Or puede ring punta ka na sa Caloocan one time, ayusin mo muna ang pag-Voluntary mo at pa-offset mo na ang loan and contributions mo, then pa-transfer mo na ang records mo to Ortigas.

  267. Hello ms. Nors, thanks po sa reply ..may isa pa po ako tnong.. Kung na offset po yung loan ko i means din po ba wala na ako contributions last work ko po.. Kc sv nyo nabawas n yung contribution ko.. Bkt po lumaki ang babayaran ko at pwde rin po ba mgbyad sa other branch ng Pagibig kasi po sv skin ng operator ng pag ibig sa main caloocan daw ako mgbayad.. Eh ang layo ko po from cainta to caloocan. At saka pwede po bang istallment po sa loan ko.. At saka po pag nkabayad ako ng installment sa loan ko ng paunti unti pwede po ulit ako mgloan? Thanks po!

  268. Hi angela, bago ka pumunta sa Pag-ibig branch, kumuha ka muna ng Pag-ibig MID no. online. Click this to see instructions on how to get your Pag-ibig MID no. After getting your Pag-ibig MID, go to the branch where your former employer remitted your contributions — usually the branch nearest your former company. Later on, kung gusto mong ipalipat, mag-request ka lang ng transfer of member data. Merong form for this.

  269. Hi Jobel, kung yong loan mo ay noon pang 2007, na-offset na yon with your contributions — meaning naibawas na ang loan from your total contributions. Walang bayad ang ID. To get your Pag-ibig MID, these are the steps: Start ka na sa No. 11 Pag-ibig MID
    Pag alam mo na ang Pag-ibig MID mo, you can go to your Pag-ibig branch with your ID and at least 200 pesos (1 month) for contribution, and ask for your ID card and how to contribute again as Voluntary.

  270. good day po.. ask ko lang po dati na po akong member ng pagibig nun akoy nag wwork pa since 2004 pa po then nag resign po ako sa work nun 2006.. ang gusto ko lang po ituloy ang pag ibig member ko.. gusto ko po sanang magvoluntary member na lang.. saan po ako puedeng pumunta dito po ako sa san pedro laguna.. salamat po..

  271. Good am po! Ask ko lang po kung paano at saan po pwede mgbayad ng calmity loan sa Pagibig kasi po ng stop po ako at ngvoluntary last 2007.. At gusto ko rin po ituloy ang contribution ko.. And I have Tracking numbers paano mkuha ID? May byad po ba yon.

  272. good pm.ask ko lang po every when po deadline ng payment ng contribution para sa pag-ibig?tulad din po ba sya sa sss na depende sa # ng member? tulad sa asawa ko ofw na po kc sya pwede po ba ako na lang mag bayad para sa kanya?

  273. Hi mikka, pag nakuha mo na ang Pag-ibig MID no. mo, try mong magregister uli and then change your birth date, then check if ma-change siya later on. Not sure kasi kung nase-save. Yong online change ay hindi pa working. You will receive a different transaction no. but you will get the same Pag-ibig MID. The surest way is to go to Pag-ibig and change your birthdate. Bring your Pag-ibig MID no.

  274. hi…ask ko lang sna, kc nag register ako knina as new member, employed ako ng department of education..ang nangyare nagkamali ako sa aking birthday…ano ang gagawn ko..please help..thank you very much and GOD BLESS

  275. Hi rhona, I’m not sure what else you can do other than to wait, and then go to SSS Main every few months. Puede mo ring habulin sa post office ng dati mong city or town, baka andon pa. Tanungin mo rin sa registered mail section.

  276. Hi nors!

    Badly needed help again, nag apply po ako ng sss id last 2010, ang masaklap po lumipat po kami ng house, kaya nung dineliver ung aking sss digitized id, hindi ko naclaim. Ms. Nors, pumunta ako sa SSS Quezon CIty, at sabi nila, hindi pa daw bumabalik sa kanila ang aking ID. After few months, tumawag naman ako sa SSS main branch, pero lagi busy at hanggang operator lang ako. Ano po ba ang dapat kong gawin. Please reply. Thank you so much

  277. Hi Weng, you need to visit the branch where your records are and update your membership to Voluntary. Bring your Pag-ibig MID and IDs. If you don’t know your Pag-ibig MID, you can follow this procedure:
    How to get your Pag-ibig MID

  278. Hello po,

    Paano po ba pag existing pag-ibig member na po ako. Meron akong previous remittance from the companies I worked before tapos now that hindi na poa ako office based work, gusto ko po ituloy ang payment ko thru voluntary means. Ano po ba ang gagawin ko? Thank you for the time and response.

  279. Hi rhona, based on Circular 315, you can renew your calamity loan if there’s another calamity declaration in your area. If you want to apply for the salary loan or multi-purpose loan, wait for October 2013 (one year after your calamity loan check date) and after paying at least 50% of your calamity loan principal. Yong 6 mos na renewal period, para lang sa MPL renewal.

  280. Hi ian, sorry online checking for local members is not yet available. As of today, it’s only OFWs who have this service.

  281. Hello po!

    Need help po sana..Nag apply po ako ng salary loan sa pag-ibig today at dinala ng messenger namin. Pero ang nareject kasi daw po nag calamity loan daw po ako nung October 2012….e ang alam ko po kasi pwede mag loan every 6 months sa pag-ibig…can you enlighten mo po..hindi po ba talaga ako makapag salary loan ngayon MAY, 2013. I shall wait for your utmost reply. Thank you & More Power!

  282. Hi Nors,

    How can i check my Pag-ibig contributions online? Can you give me the link please..

    Thanks.

    ian

  283. Hi Joel, you can verify your contributions at the Pag-ibig branch nearest your company, or ask your company where they’re remitting their payments. But before you go there, get your Pag-ibig MID no. from pagibigfund.gov.ph. Here’s how to get it:
    Pag-ibig MID number
    Bring also your IDs when you go to Pag-ibig.

  284. gd pm po, i am employed w/ ACU trucking Corp. member po ako ng pagibig since 2010 start po nagbabayad po ung company ko pero til now wala pa po akong Pag-IBIG ID para po sana verify ko kun magkano na remittances ko binabayad ng company ko. since weekly po deductions samin. thanks a lot po. pls. give me advice kun paano ko eclaim Pag-IBIG ID ko. thank u po.

  285. Hi Annie, I suggest you register online at pagibigfund.gov.ph to get your Pag-ibig MID no. If you already have one, you will know it through registration. Make sure you enter important personal data correctly, because you can correct errors only at the branch; the online correction system is not yet working. How to get your Pag-ibig MID no. After knowing your Pag-ibig MID, you can go to your Pag-ibig branch with your IDs and MID no. and inquire about your contributions.

  286. ask ko lang po pano ba malalaman kung registered kana sa pag-ibig since kinakaltasan ka ng company na wala naman akong pag-ibig number? pano ko po mabeverify kung nahuhulugan ako?

  287. Hi Vhan, yes, because I tried it, and I got the same Pag-ibig MID. You’ll be given a different transaction no., but you’ll be given the same Pag-ibig MID. By the way, I’m not employed by Pag-ibig; I only blog about Pag-ibig.

  288. Hi Vhan, you will get a different transaction no. but you will be given the same Pag-ibig MID no., as long as you entered the same personal data.

  289. Hi Nors,I read your responce to Arnagen,so it is okay to apply for a new member as long as I give same info on my first registration?Is this the only way to update my info on my pag-ibig account,to apply for a new member since your system is not yet ready for it’s updating process?Please answer po.Tnx

  290. Hi Good day! Meron na po akong pag-ibig card but our accounting said na kailangan ko daw iupdate ung aking info sa pag-ibig,pero ang ngyari ng registered ulit ako ng panibago.Same info lng din po ung nakalagay first registration and the 2nd registation.Magkakaroon po ba ako ng 2ng # sa pag-ibig..Ano po ang gagawin pra maipaclosed ung pangalawang niregistered ko..Hope you will give me advise po.Salamat.

  291. Hi jam, I checked the online correction system for Pag-ibig records and it was not yet working. So you can try what you suggested yourself — registering again, making sure your child’s birthday is correct. You will get another tracking no. but you will get the same Pag-ibig MID no., so registering again is okay.

  292. paano po nagregister ako online pero nagkamali pala sa date ng bday ng anak ko.
    Pwede ba ko uli magregister para sa bagong tracking no. o pwede ko po uli iedit.

    Salamat po.

  293. hi good morning!,mag uupdate po sana ako nang mid nunber ku,but actualy meron na po ako nang mid number binigay po nang employer ko and now mag update po sana ako nang registration information using my pag-ibig membership id (mid)number pero hindi po ako makapasok.pano po ba?tnx..

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