SSS Membership — Start with 104 Pesos for Your Family

Updated February 2013:

Are you earning money every month? At least 1,000 pesos every month? And you’re NOT YET an SSS MEMBER?

Be an SSS member. This is for you and your family.

In early 2011 in Makati, 10 construction workers fell to their death, and when their families were interviewed on TV, and the issue of benefits came up, they said their husbands did not have SSS.

If these workers had SSS, their wives and small children could have been helped by pensions. They could also have claimed funeral benefits.

You can be an SSS member if you are a farmer, fisherman, sari-sari store owner, direct seller of products, vendor, tricycle driver, jeepney driver, sales agent, etc.

Your category would be SELF-EMPLOYED because you don’t have an employer.


1. Prepare your birth certificate (original and xerox), if you do not yet have an SSS no.

2. Prepare at least one PROOF of source of income (original and xerox).

What are valid proofs of source of income?

- Notarized Affidavit of Source of Income
- Receipts of Sales Commissions
- Direct Marketing ID or certificate
- Business Permit
- PRC License
- DTI Registration
- Mayor’s Permit
- SEC Registration
- Franchise Permit as Transportation Operator, with Vehicle Registration Certificate
- Others

Be ready to answer questions about what you do to earn money. The SSS officers want to be sure you’re really earning money, and not just receiving money from someone else.

3. Go to the SSS branch nearest your house or your work/business.

4. If you don’t have yet your SSS no., fill-up E1 Form.

Submit your filled-up E1 form together with your birth or baptismal certificate (original and xerox).

5. Now that you have your SSS no., fill up RS1 Form (Self-Employed Data Record), the form for Self-Employed applicants.

This is a sample RS1 SELF-EMPLOYED DATA RECORD form.

6. Submit filled-up form. Answer questions, such as what do you do to earn money? How much?

7. You will receive a stamped/approved copy of your RS1 form.

8. Now you can start paying your first SSS contribution. Use RS5 form.


The minimum SSS monthly contribution is 104 pesos. This is for those earning between 1,000 to 1,249.99 per month.
The next contributions are 156, 208, 260, 312, 364, 416, 468, 520, and so on.

Here’s the Table of SSS Contributions.

Do not worry that you cannot pay your contributions every month. Just do your best to contribute every month.

Become an SSS member. You and Your Family Will Benefit.


Add a Comment
  1. Hi chello, ini-evaluate nila if your father was registered correctly noon. Meron siya dapat Date of Coverage. Hindi kasi puedeng nagbabayad sa SSS na hindi naregister correctly by employer or by using RS1 form kapag self-employed.

  2. Ate Nors,
    I want to ask regarding the Flexi fund paano po if halimbawa maghulog ako ng one time payment after that I reduce my contribution from maximum down to two bracket, kasi nakalagay dun dapat or mandatory na nasa maximum ka when you join the flexi fund.

  3. Hi Danny, I think so yes, puede, kasi ang instruction naman is to pay more than the maximum 1760, and then yong excess na more than 200 pesos ay automatic na make-credit sa Flexi-Fund. So if the next month you pay 1650, walang make-credit sa Flexi, so dapat okay lang. Wala akong makitang instruction specific to your question, pero wala naman akong makitang rule na SSS will remove your savings from Flexi if you don’t pay maximum later on. It should continue to earn Flexi rates.

  4. tanong ko lang po, kung meron kaming makuha sa sss iung death claim, pag isang beses lang sia naghulog ng contribution tapos wala na. at kung meron paano po?

  5. Hi Jielo, nag-register ba nang tama ang member? Meaning na-register ba ng employer sa SSS (kung employed) o na-approve ba ang RS1 (kung self-employed) or nagregister as OFW? Puedeng mabawi ng main beneficiaries yong 1 contribution na yon, plus funeral benefit. Go to SSS and ask for SSS death and funeral claim forms. Some of the documents are original receipts of funeral expenses and death certificate.

  6. Hi sss ask ko lang po kung mgkano n balance ko now sa sss loan ko ang principal ko po dati 2,500 since 1999 up to now

  7. Hi Rodger, go to the nearest SSS and ask. You can also register at so you can see your loan balance. If you’re voluntary now, pay 1 voluntary payment first so you can get a transaction no., from which you’ll get a 6-digit no. for online registration. If employed, use your employer’s SSS no.

  8. Good day can i ask if can i register my boyfriend as self employed….o kelangan mismo ung tao ang mgregister on his own..nasa ibang bansa kasi sya at sayang kung hindi ipagpapatuloy ang cobyribution nya..

  9. Hi jeenkee, sabi mo “ipagpatuloy”, so that means he’s already a paying SSS member. Did he work here in the Phils before? If yes, you can continue paying for him. You can pay at Bayad Center or SM Business Center. Check Voluntary. Later on, if he likes to pay as OFW, send him an OW1 form or he can download it from, so he can email it to SSS Diliman (merong instructions sa form). You can tell him to register at so he can see his SSS records online (send him your payment receipt’s transaction no.).

  10. Hi Ms. Nora! If now pa lang ako mag aapply ng SSS and manganganak ako sa August 2014, pwede ko po bang magamit yun benefits ko sa maternity kung magbabayad ako ng annual or semi annual? thanks po! sana matulungan nyo po ako.

  11. Hi clang, sorry you can no longer be eligible for your current pregnancy. Your semester of contingency is Apr to Sep 2014, so SSS will see if you have at least 3 contributions within Apr 2013 to Mar 2014. Ask others too

  12. Hi po gud day!ask ko lang po sana if pano po pag nahinto po ako ng hulog tapos po 4 months palang po ako nakakahulog pwede ko pa po bang ipagpatuloy ?pano po babayaran ko po ba ng isang bigayan yung diko nahulugan na buwan?thank u po!

  13. Hi Grace, yes, you can continue paying even if you missed some months. This June, you can pay for Apr May Jun 2014. You can no longer pay for months before Apr 2014. Were you employed before? Or were you self-employed? Did you register correctly?

  14. I’m just wondering and wanted to ask po.. What if not employed tlga at all.. how is the process of it?.. magkano po yung minumum contributions for it. Yung mom ko kasi pinapaapply ko for this cause she’s 53 years old na, at punan nlng yung buong taon ng isang hulugan para may hulog na sya sa sss. For her security din. She never work kasi.. Does it have the same process po?..

    and then, panu po ba yung maternity benefits?.. I mean I have a contribution for a year po sa SSS at company ko po naghuhulog nun. I am wondering kung magkano po ba yung makukuha ko sa sss benefit ko since nakapagpasa nako ng MAT1 inaantay nlng namin yung due ko..

    The company will shoulder my 2 months basic pay at irereemburse daw po sa SSS after ko manganak, kaya lang I worry of paying the company more than the benefits from SSS.. baka daw po sumobra yung ibigay ng company.. Magkano po ba for normal?!

    I hope you understand. Thank you so much! :)

  15. hi Charmaine, if your father is working, your mother can apply as non-working spouse. If not, your mother must think of a small business, like Avon, sari-sari store, buy-and-sell, insurance, etc. She cannot be an SSS member if she does not have a source of income. She must register as self-employed, and then start paying.
    About your maternity benefit, your HR should be able to compute your benefit. There are examples in our other blog:

  16. Good morning po ask q lng po about sa salary loan.nagloan po aq nung 2011 since now d q pa nbyaran dahil matagal na po aq wlang work at nag aalaga sa anak q..nagkaroon aq ng work last year contribution lng kinaltas skn hanggang natpos ang contrata q sa company.nagverify po aq malaki na utang q gusto ng sss byaran q ng buo paano po aq mkakabyad wla po akong income mr.q lng nagtatrabho..
    May itatanong dn po aq about sa bnipisyo ng sickness..nagkabulutong kc mr q nung May po 12days lng kc d ksma ang sunday..last wek nkuha nmin po ung cheke nya svi ng pinagtatrabahoan nya 70% plang dw ung nkukuha nya.nxt pa ung 30% d pa nmin alam kailan ibibigay ng company..after po nmin na incash nag verify po kmi sa sss kung ilan lahat makukuha ng mr.ko since 2008 up to present active po mr q sa pagbabyad sa sss.svi po sa amin ng sss wla pa dw claim..cnabi q sa sss paano wlang claim nagbgay na ng cheke ung company..bkit po wlang msagot ung sss magkano lahat makukuha sa sickness ng mr.q eh cla po ung may record…ung cheke po pla BPI na po hndi PNB.

  17. hi po,gud day!mam,2007-2009 active po ang pagbabayad ko ng sss sa dati kong company..nahinto po after ng trabaho ko bale 5yrs po ngayon,pwede ko pa po ba hulugan yun ulit o magreregister po ako ng voluntary o ofw?ma avail ko din po b dun yung maternity benefits?

    isa pa po mam..

    yung bf ko 1st job nia s sm,3mons lng po xa dun pero kinuhaan sila ng e1 di daw po siya sure kung nahulugan tlg..e1 lng po un,pwede p din po b nia un hulugan?

    we r currently here in taiwan..

    Thank you..

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