SSS Membership — Start with 110 Pesos for Your Family

Updated August 2014:

Are you earning money every month? At least 1,000 pesos every month? And you’re NOT YET an SSS MEMBER?

Be an SSS member. This is for you and your family.

In early 2011 in Makati, 10 construction workers fell to their death, and when their families were interviewed on TV, and the issue of benefits came up, they said their husbands did not have SSS.

If these workers had SSS, their wives and small children could have been helped by pensions. They could also have claimed funeral benefits.

You can be an SSS member if you are a farmer, fisherman, sari-sari store owner, direct seller of products, vendor, tricycle driver, jeepney driver, sales agent, etc.

Your category would be SELF-EMPLOYED because you don’t have an employer.


1.  Prepare your birth certificate (original and xerox), if you do not yet have an SSS no.

2.  Prepare at least one PROOF of source of income (original and xerox).

What are valid proofs of source of income?

– Notarized Affidavit of Source of Income
– Receipts of Sales Commissions
– Direct Marketing ID or certificate
– Business Permit
– PRC License
– DTI Registration
– Mayor’s Permit
– SEC Registration
– Franchise Permit as Transportation Operator, with Vehicle Registration Certificate
– Others

Be ready to answer questions about what you do to earn money. The SSS officers want to be sure you’re really earning money, and not just receiving money from someone else.

3.  Go to the SSS branch nearest your house or your work/business.

4.  If you don’t have yet your SSS no., fill-up E1 Form.

Submit your filled-up E1 form together with your birth or baptismal certificate (original and xerox).

5.  After getting your SSS no., fill up RS1 Form (Self-Employed Data Record), the form for Self-Employed applicants.

This is a sample RS1 SELF-EMPLOYED DATA RECORD form.

6.  Submit filled-up form. Answer questions, such as what do you do to earn money? How much?

7.  You will receive a stamped/approved copy of your RS1 form.

8.  After your RS1 form is approved and stamped by SSS, you can start paying your first SSS contribution. Use RS5 form.


The minimum SSS monthly contribution is 110 pesos. This is for those earning between 1,000 to 1,249.99 per month.
The next contributions are 165, 220, 275, 330, 385, and so on.

Here’s the new Table of SSS Contributions.

Do not worry that you cannot pay your contributions every month. Just do your best to contribute every month.

Become an SSS member. You and Your Family Will Benefit. 


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  1. Hi chello, they’re evaluating if your father registered correctly. He should have a Date of Coverage. A member should register correctly as employed or as self-employed using RS1 form before one pays contributions

  2. Ate Nors,
    I want to ask regarding the Flexi fund paano po if halimbawa maghulog ako ng one time payment after that I reduce my contribution from maximum down to two bracket, kasi nakalagay dun dapat or mandatory na nasa maximum ka when you join the flexi fund.

  3. Hi Danny, I think so yes, because the instruction is to pay more than the maximum 1760, and then the excess of more than 200 pesos is automatically credited to Flexi-Fund. So if the next month you pay 1650, none will be credited to Flexi, so it should be okay. I can’t see any rule that SSS will remove your savings from Flexi if you don’t pay maximum later on. It should continue to earn Flexi rates.

  4. Can a beneficiary make a death claim when the member paid only 1 contribution?

  5. Hi Jielo, did the member register correctly as self-employed, employed or OFW? Does he have a Date of Coverage? If he has, his beneficiaries can claim the single contribution, plus funeral benefit. Go to SSS and ask for SSS death and funeral claim forms. Some of the documents are original receipts of funeral expenses and death certificate.

  6. Hi sss ask ko lang po kung mgkano n balance ko now sa sss loan ko ang principal ko po dati 2,500 since 1999 up to now

  7. Hi Rodger, go to the nearest SSS and ask. You can also register at so you can see your loan balance. If you’re voluntary now, pay 1 voluntary payment first so you can get a transaction no., from which you’ll get a 6-digit no. for online registration. If employed, use your employer’s SSS no.

  8. Good day can i ask if can i register my boyfriend as self employed….or does he need to register on his own..he’s abroad

  9. Hi jeenkee, sabi mo “ipagpatuloy”, so that means he’s already a paying SSS member. Did he work here in the Phils before? If yes, you can continue paying for him. You can pay at Bayad Center or SM Business Center. Check Voluntary. Later on, if he likes to pay as OFW, send him an OW1 form or he can download it from, so he can email it to SSS Diliman (SSS address in the form). You can tell him to register at so he can see his SSS records online (send him your payment receipt’s transaction no.).

  10. Hi Ms. Nora! If I apply for SSS now and then I’ll give birth in August 2014, can I claim maternity benefits if I pay annual or semi annual? thanks!

  11. Hi clang, sorry you can no longer be eligible for your current pregnancy. Your semester of contingency is Apr to Sep 2014, so SSS will see if you have at least 3 contributions within Apr 2013 to Mar 2014. Ask others too

  12. Hi good day! What if I paid only 4 months and then I stopped, can I continue paying? Can I pay for the months I missed? thank you!

  13. Hi Grace, yes, you can continue paying even if you missed some months. This June, you can pay for Apr May Jun 2014. You can no longer pay for months before Apr 2014. Were you employed before? Or were you self-employed? Did you register correctly?

  14. I’m just wondering and wanted to ask.. What if not employed at all.. how is the process of it?.. what’s the minumum contribution. I want to register my mom, she’s 53 years old. Plan to pay 1 year. For her security. She never worked.. Does it have the same process?
    and then, what about maternity benefits?.. I mean I have contributions for a year through my company. I am wondering how much is my benefit. I’ve passed by MAT1.
    The company will shoulder my 2 months basic pay and they’ll be reimbursed later on. But I worry about paying the company more than the benefits from SSS. How much is the benefit for normal? I hope you understand. Thank you so much! :)

  15. hi Charmaine, if your father is working, your mother can apply as non-working spouse. If not, your mother must think of a small business, like Avon, sari-sari store, buy-and-sell, insurance, etc. She cannot be an SSS member if she does not have a source of income. She must register as self-employed, and then start paying.
    About your maternity benefit, your HR should be able to compute your benefit. There are examples in our other blog:

  16. Good morning. this is about sa salary loan. I loaned in 2011 and since then I haven’t paid. I verified and found that my loan has become so big. Am not working, only my husband. How can I pay?
    About sickness benefit. My husband had chicken pox in May for 12 days. His employer had advanced 70% of his benefit. We asked SSS about our total benefit and they said there’s no current claim. The check issuer is BPI and not PNB.

  17. hi po,gud day!mam,2007-2009 active po ang pagbabayad ko ng sss sa dati kong company..nahinto po after ng trabaho ko bale 5yrs po ngayon,pwede ko pa po ba hulugan yun ulit o magreregister po ako ng voluntary o ofw?ma avail ko din po b dun yung maternity benefits?

    isa pa po mam..

    yung bf ko 1st job nia s sm,3mons lng po xa dun pero kinuhaan sila ng e1 di daw po siya sure kung nahulugan tlg..e1 lng po un,pwede p din po b nia un hulugan?

    we r currently here in taiwan..

    Thank you..

  18. I’ve worked for 4 to 5 month, but I found out our employer didn’t remit our contributions. I want to pay my contributions. thanks

  19. Hello po, ask ko lang po. May makukuha bang benepisyo ang mama ko nagwork siya sa Dole ng 4yrs at 4yrs din contribution niya. 2x lang niya nagamit ang maternity niya.never nakapgloan si mama ko po. After 4yrs ngstop na cinttibuiin kasi umalais na sa Dole. 66 na po mama ko now. Tapos c papa ko din 5~6yrs nagtrabho sa DOLE after that nagstop na contribution never po siya nakapagloan with in 5~6yrs na conttibution niya nong nasa DOLE po siya.edad ni papa ko now is 65. Salamat po sana masagot niyo po katanungan ko.

  20. Hi Myrna, yes, both your parents can file their retirement claims to get their benefits. But it would be lump sum amounts, and not pension because they didn’t reach the required 120 contributions. Their money should have earned interest because they could have claimed their benefits when they turned 60. Here’s the retirement claim form.

  21. hi good day mam/sir magtatanong lang po ako kung paano gagain ko dati na pong akong naghulog sa sss ko i think 6months continues.pero nahinto ng i think 8-9years.gusto ko pong ituloy na un ngayon nakakapagtrabaho na ko dito sa ibang bansa.paano po ba gagawin ko.meron napo akong sss number.tulong naman po
    eto po ang aking email address

  22. hi ..just wanna ask about my sister..she resigned because she got pregnant. She likes to continue her SSS contributions so she can file for her maternity benefits. july 2014 was her last she self employed? She has no proof of self employment. thanks

  23. hello po,tanong ko lng,gusto ko po sana hulugan sss ko kasi never pa po syang nahulugan,ang trabaho ko po ay nagtitinda ng gulay sa bangketa lng po,pwd po ko mag-apply na self employed?

  24. Hi esperanza, you can ask a certification from your barangay that you are a vegetable vendor, then go to SSS with your ID and fill up RS1 form.

  25. hi good morning. may i ask, i have sss # but i have not contributed because i don’t have a job yet kc. can i pay even if i don’t have work? voluntary? how do i get an sss id unified because i plan to work abroad after graduating. need your answer please. thanks.have a nice day.

  26. Hi maria, you should start as self-employed. You cannot pay as Voluntary because you did not pay SSS previously employed. Submit RS1 form and proof of income to SSS. Please read the instructions above. You can sell beauty products (Avon or Personal Collection) while studying so you can present proof of income. You can apply for a Unified ID after at least 3 contributions are posted and after you get a Date of Coverage.

  27. good day. may i ask how many years are we going to pay our SSS contributions. I started last year as self employed. tnx

  28. Hi Maria, if you plan to receive pension after you turn 60, pay at least 120 contributions. If less than 120, you won’t qualify for pension, you get a lump sum.

  29. This is ronel, how can a self employed jeepney driver apply for an SSS loan> What are the requirements? How long is the processing and how much can I get for my first loan?

  30. Hi Ronel, I’m glad that you’re an active SSS member. You can apply for a loan if you’ve been actively paying SSS for the past years. Have you paid 36 monthly contributions? Are these already posted? You can go to SSS and ask. Or register at, so you can check your contributions and your salary loan eligibility. You can also apply online for a loan. The check is processed within 2 weeks and the delivery by registered mail takes another 2 weeks. Can be faster in some cases.
    How much is your first loan? If your total no. of monthly contributions is less than 76, your first loan is the same as your average salary credit for the past 12 months. For example, if you’ve been paying 660 for the past 12 months, your average salary credit is 6000 — this means your first loan amount is 6000.

  31. Hi I want to register my mother who is 50 years old with sss but she has no work. My father is an sss member but he is no longer employed so it’s most likely my mother can not qualify as non working spouse, am I right?

  32. Hi Cheng, you’re right that your mother cannot apply as a non-working spouse because your father is no longer employed or self-employed. Your mother should think of a way to earn income (sari-sari store, Avon, buy-and-sell, etc) so she can apply as self-employed.

  33. hi. Can I avail of maternity benefit for my 2 kids, 8 yrs old and 3 yrs old. Before, I wasn’t able to apply for maternity because my e1 was missing, then I saw it yesterday while I was cleaning…after 8 yrs. Can I still avail?

  34. Hi vei, yes, you can still claim if you have paid your contributions for the required months. See this chart: Another requirement is that you should have filed your MAT1 form before giving birth, but if you have your ultrasound report or cert of pregnancy from your ob-gyne, you can try. Include a letter of explanation. Sometimes they accept; other times they don’t. Documents required

  35. Hi Ms Nora,69 years old na po ako at tumatangap na po ng pension sa sss,pwede po ba akong mag invest sa Flexy Fund.Ano po ang mga requirements?

  36. Hi Cessprin, if you’re already working or self-employed, yes, you can register with SSS. First, apply for your SSS no. using your birth certificate. After getting your SSS no., if you’re self-employed, present proof of your self-employment or source of income.

  37. Hello good morning, can i ask? last year 2012, i was self-employed and paid from January to March. After January and March, I wasn’t able to pay, as my livelihood was farming. Last year po 2014 I worked at a company and the company continued my SSS payable. This year 2015 I want to have my SSS ID. The problem is I had contributions in 2012 from January-March as self-employed and they need my receipt of my payable from January-March 2012. But our house got burned, including the receipts of my SSS payable. What should i do now; the teller told me to have my SSS payments in 2012 deleted, and I did not agree because I worked hard for those payments. What should I do so I can get my ID? This is my SSS no. 09-3405322-0
    Thank you po and more power!

  38. Hi Edsel, did you submit an RS1 form plus proof of source of income in 2012 before you paid your contributions for Jan to March? And was it approved? If not, your contributions in 2012 were not valid, and this is the reason SSS cannot post your Date of Coverage (DOC). DOC is important for an SSS member. This is the date you were formally registered with SSS. Now that you’re employed, your DOC will be the date your employer first reported you to SSS and paid your first contribution as their employee. But SSS cannot post your DOC in your record because there’s the Jan to March 2012 issue. What to do? You write a letter to SSS requesting them to delete your Jan to March 2012 contributions because you did not know you need to register using RS1 form before paying and to refund them to you. List the 3 amounts, months paid and applicable months. Explain that you cannot attach ORs because your ORs were burned when your house got burned on __. Request SSS also to post your DOC as employee of __ since ___. Submit your letter to SSS.
    Then register online at so you can check if your DOC is already posted. If you have already a DOC, you can apply for your ID. Always remember your online SSS username and password and change it every 6 months before expiry date.

  39. I wish to register with sss. I don’t have a job but I have a small sari sari store and my husband is abroad. what are the requirements

  40. Hi glaisa, yes, you can. If you don’t have yet an SSS no., get first your SSS no. Go to the nearest SSS branch with your birth certificate, local registry or NSO (original and photocopy) and apply for your SSS no. (E4 form) After getting your SSS no., fill up RS-1 form, and submit together with your ID and your store’s business permit. Check this table of SSS contributions, and decide how much you’ll contribute every month. See the corresponding salary credit, and that’s what you write as your monthly income (multiply by 12 to get annual income). I hope your husband is already an SSS member. You can process E4 and RS1 the same day if you have complete papers.

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