BDO Deposit Accounts — Baka Maubos Imbes na Lumago
Monitor your BDO savings and checking accounts, and all your other bank accounts, and make sure:
- your accounts do not fall below the maintaining balance
- you do at least one transaction within one year for checking accounts, and within two years for savings accounts. This is to avoid dormancy charges.
For BDO customers, service fees for dormancy and below balances have been increased effective February 1, 2011.
Dormant accounts will be charged 300 pesos for every month of dormancy.
Accounts falling below the maintaining balance for two consecutive months will be charged 300 pesos.
Checking accounts with automatic transfer facility will be charged 500 pesos.
It can be inferred that the below-balance charges will continue until the account is restored to the required maintaining balance,
or until the balance is already exhausted and then the account closed.
Maintaining balances for these BDO accounts:
BDO ATM peso savings — 2,000 pesos
BDO Passbook peso savings — 5,000 pesos
BDO Junior Savers — 500 pesos
BDO Regular checking — 5,000 pesos
BDO Smart Checking — 15,000 pesos
BPI, BDO, or Metrobank Fees — Why Keep Paying Them?