Philhealth Requires Nine Months of Prior Payments

November 4, 2010 · Filed Under philhealth · 41 Comments 

Update as of August 19, 2011: Hindi natuloy ang implementation nito last July 1, 2011. Pinag-iisipan pa.  Kaya puede pa yong dating 3 months of payment within the prior 6-month period. Yong maternity cases and certain other medical cases na dati nang 9-month-within-the-prior-12-month period, ito ang mga 9-month requirement pa rin.

Starting July 1, 2011, the required number of monthly Philhealth payments prior to month of hospital admission or treatment has been increased from THREE months to NINE months.

This means that you should have PAID NINE monthly Philhealth premiums within the 12-month period immediately prior to your month of hospitalization or treatment.

For example, a person named Jose is hospitalized on July 10, 2011. For him to avail of Philhealth benefits, he should have PAID NINE Philhealth monthly contributions within the 12-month period from July 2010 to June 2011.

The nine-month requirement is for all types of members except those under the Overseas Workers Program, Sponsored Program, and Non-Paying Lifetime Program.

This info is based on Philhealth Circular No. 25, s. 2010,signed by Philhealth President and CEO, Dr. Rey B. Aquino on September 8,2010, as published on philhealth.gov.ph.

What’s the meaning of this Philhealth circular for us?

We can’t afford missing our monthly Philhealth payments for longer than three consecutive months within a 12-month period. Why take the risk? Let’s pay the premiums monthly.

Related Articles:

No Philhealth Payments Prior, No Philhealth Benefits

Philhealth Branches — Membership Reactivation

Philhealth Branches in South Metro, Laguna, Cavite, Batangas, Lucena

BDO Correspondent Banks for Sending Money to the Philippines

November 2, 2010 · Filed Under BDO, Banks, OFW · 422 Comments 

Updated October 18, 2011

Here’s a list of BDO correspondent banks for Filipinos, OFWs and other persons abroad who want to send money to the Philippines through a WIRE TRANSFER or TELEGRAPHIC TRANSFER to a BDO account.

In some cases, if not most, wire transfers or telegraphic transfers are more expensive than other remittance or money transfer services, so if there are no valid reasons why you need to stick to wire transfers, check if there are other ways to send money to the Philippines in your place of work, business or residence. These money transfer services could be cheaper, and also faster, and at the same time as secure and as safe as the banks.

If you’re sending to a BDO client, you can check if there are BDO Remit partners or BDO remittance agents in your area. Other options are MoneyGram and Wells Fargo ExpressSend, which are both BDO partners. You can also use Western Union if you’re depositing to a BDO account.

If you need to use a WIRE TRANSFER to send money to a BDO account, you need the following information:

  • BDO Swift Code is BNORPHMM.
  • Name of your recipient, spelled exactly the same as the name on his/her BDO account
  • BDO account number of your recipient
  • Address of your recipient
  • Address of the BDO branch of your recipient (some banks require complete address; others require just the country and city)
  • Your name
  • Your address
  • Your bank account number (Most banks require that you have an account with them before you can send a wire transfer.)
  • Amount to be sent
  • Telephone numbers of both sender and recipient (required by some banks)

BDO Correspondent Banks

CITY BANK Currency
New York Citibank NA U.S. Dollars
New York Deutsche Bank Trust Company Americas U.S. Dollars
New York JPMorgan Chase Bank NA U.S. Dollars
New York Standard Chartered Bank U.S. Dollars
New York The Bank of New York Mellon U.S. Dollars
New York Wells Fargo Bank U.S. Dollars
San Francisco Bank of America NA U.S. Dollars
London Barclays Bank PLC British Pounds
London HSBC Bank PLC British Pounds
London Citibank NA Swiss Francs
Frankfurt Deutsche Bank AG Euros
Frankfurt Standard Chartered Bank (Germany) Euros
Toronto Royal Bank of Canada Canadian Dollars
Melbourne Australia and New Zealand Banking Group Ltd. Australian Dollars
Tokyo Standard Chartered Bank Japanese Yen
Tokyo Wells Fargo Bank Japanese Yen
Singapore Oversea-Chinese Banking Corp. Ltd. Singaporean Dollars
Hong Kong Banco De Oro Unibank Inc. Hongkong Dollars

Related Articles:

BDO Kabayan Savings, BDO Remit Cash Card for OFWs
Use of BDO Kabayan ATM and BDO Debit ATM Cards Outside the Philippines
BDO Remittance Partners in California
BDO Remittance Partners in London, England, Other Cities
BDO Remittance from Australia — Money Transfer to the Philippines

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