BDO Correspondent Banks for Sending Money to the Philippines

November 2, 2010 · Filed Under BDO, Banks, OFW 

Updated October 18, 2011

Here’s a list of BDO correspondent banks for Filipinos, OFWs and other persons abroad who want to send money to the Philippines through a WIRE TRANSFER or TELEGRAPHIC TRANSFER to a BDO account.

In some cases, if not most, wire transfers or telegraphic transfers are more expensive than other remittance or money transfer services, so if there are no valid reasons why you need to stick to wire transfers, check if there are other ways to send money to the Philippines in your place of work, business or residence. These money transfer services could be cheaper, and also faster, and at the same time as secure and as safe as the banks.

If you’re sending to a BDO client, you can check if there are BDO Remit partners or BDO remittance agents in your area. Other options are MoneyGram and Wells Fargo ExpressSend, which are both BDO partners. You can also use Western Union if you’re depositing to a BDO account.

If you need to use a WIRE TRANSFER to send money to a BDO account, you need the following information:

  • BDO Swift Code is BNORPHMM.
  • Name of your recipient, spelled exactly the same as the name on his/her BDO account
  • BDO account number of your recipient
  • Address of your recipient
  • Address of the BDO branch of your recipient (some banks require complete address; others require just the country and city)
  • Your name
  • Your address
  • Your bank account number (Most banks require that you have an account with them before you can send a wire transfer.)
  • Amount to be sent
  • Telephone numbers of both sender and recipient (required by some banks)

BDO Correspondent Banks

CITY BANK Currency
New York Citibank NA U.S. Dollars
New York Deutsche Bank Trust Company Americas U.S. Dollars
New York JPMorgan Chase Bank NA U.S. Dollars
New York Standard Chartered Bank U.S. Dollars
New York The Bank of New York Mellon U.S. Dollars
New York Wells Fargo Bank U.S. Dollars
San Francisco Bank of America NA U.S. Dollars
London Barclays Bank PLC British Pounds
London HSBC Bank PLC British Pounds
London Citibank NA Swiss Francs
Frankfurt Deutsche Bank AG Euros
Frankfurt Standard Chartered Bank (Germany) Euros
Toronto Royal Bank of Canada Canadian Dollars
Melbourne Australia and New Zealand Banking Group Ltd. Australian Dollars
Tokyo Standard Chartered Bank Japanese Yen
Tokyo Wells Fargo Bank Japanese Yen
Singapore Oversea-Chinese Banking Corp. Ltd. Singaporean Dollars
Hong Kong Banco De Oro Unibank Inc. Hongkong Dollars

Related Articles:

BDO Kabayan Savings, BDO Remit Cash Card for OFWs
Use of BDO Kabayan ATM and BDO Debit ATM Cards Outside the Philippines
BDO Remittance Partners in California
BDO Remittance Partners in London, England, Other Cities
BDO Remittance from Australia — Money Transfer to the Philippines

 

Comments

Whether in ENGLISH, TAGALOG or TAGLISH, your comments are well-appreciated,  but please, not pure TEXT SPEAK, kasi matagal intindihin. Thanks a lot.

422 Responses to “BDO Correspondent Banks for Sending Money to the Philippines”

  1. maricel macabutas on February 3rd, 2011 3:47 am

    nand2 ako sa bahrain ask ko lng kng anong banko ang pwdeng hulugan ko ng pera d2 papunta jan sa account ko sa atin sa pinas..bdo kabayan savings account ang account ko tnx poh.

  2. Nors on February 3rd, 2011 7:20 am

    Hi, Maricel, sa current list ng BDO, wala silang correspondent bank sa Bahrain. Pero meron silang remittance partners.
    Bahrain Express Exchange Co. (with reserved account) Bab Al Bahrain Rd Manama
    Zenj Exchange Company (with reserved account) PO Box 236, Manama
    World Exchange (with reserved account) Shop 9, Bab Al Bahrain Ave. PO Box 5036, Manama
    National Finance PO Box 360, Manama
    Nonoo Exchange (with reserved account) PO Box 11970, Bldg 151 Al Khalifa Ave. Manama
    Dalil Exchange (with reserved account) Al Noor Bldg, Shop 151, Government Road Manama 304
    Turbo Cash-Zenj Exchange PO Box 236, Manama
    Bahrain India International Exchange Co. 139 BAB AL BAHRAIN SQUARE P.O. 3204, MANAMA
    I don’t know what they mean by reserved account, pero baka kelangan mo mag-open ng account before sending money there.
    Puedeng paki-share na lang dito kung ano yon. Try mo na lang yong remittance partner na di kelangan ang reserved account.
    Kung may Moneygram diyan, try mo rin yong direct to bank account, baka mas mura ang fees — kasi ang BDO ay processor ng Moneygram.

  3. ryan guzman on February 8th, 2011 8:54 pm

    hi!
    i have a friend from canada, going to wire trasfer to BDO for certain company account, but according to her, her bank in canada ask her the transit number. she doesnt know what it is. can you help her?
    thnx

  4. Nors on February 8th, 2011 11:45 pm

    Hi Ryan, I’m not sure, but her bank must be asking for the routing transit number of BDO’s correspondent bank in Canada, which is Royal Bank of Canada in Toronto (accdg. to BDO’s website). I searched for Canadian routing number, and this number is associated with branch location, and there are a lot of RBC branches in Toronto. How about calling BDO? Can’t call yet right now.

  5. femie on March 4th, 2011 9:21 am

    hello, may i know what bank in washington you are affiliated to?

  6. Nors on March 4th, 2011 10:18 pm

    Hi Femie, on BDO’s list of correspondent banks, there’s no reference to any bank in Washington, D.C., but based on what Ade shared above, you can transfer money to your BDO account in the Phil thru your own bank in Washington, D.C. using the SWIFT code and bank address of a BDO correspondent bank in New York or San Francisco (see list above).

  7. ellitha on March 9th, 2011 7:23 am

    ,,hi po paano po ba magopen ng bdo account andito po ako sa norway?,,at saka pwd po kaya magopen ng account yung relatives ko po sa pangalan ko,,sana masagot nyo po katanungan ko,thank u

  8. Nors on March 9th, 2011 8:16 am

    Hi Ellitha, sorry hindi puedeng mag-open ang relatives mo in your name kasi banks require personal appearance for an account opening. They need to see that you’re the one signing bank documents. Banks also don’t give the ATM cards to representatives because they need to protect the confidentiality of the PINs.
    BPI Direct allows opening an account online, but Norway, I think, isn’t included. I’ll check the other banks after I’m done with my work and then I’ll inform you.

  9. beth on March 12th, 2011 2:12 pm

    magandang umaga po kua nors,
    ask ko lang po kung active pa ang atm kong BDO(atm cridet card)?kasi 1 year kona po syang hindi nahuhulogan at ngayon ko lang huhulugan..or mag open account ako ng bago…

    salamat po!
    beth

  10. Nors on March 12th, 2011 4:15 pm

    Hi Beth, kung hindi BDO Kabayan yan at regular BDO ATM account, palagay ko na-close na yan. Kung Kabayan naman, I’m not sure kung hindi ka pa ma-charge for not remitting even once. I suggest mag-open ka na lang ng bago sa ibang BDO branch. Ang maintaining balance ng regular ATM account sa BDO ay 2,000 pesos at yong may passbook ay 5,000 pesos. Thanks din. BTW, I’m Ate or Tita Nors.

  11. jaezelle on March 22nd, 2011 3:28 am

    How can i withdraw an amount that have been sent using SWIFT wire transfer in india? i am in the philippines and my bank is BDO. gamit ko lang ay cash card. pwede ko bang iwithdraw yon thru atm machine or do i still need to go in the bank.

  12. jaezelle on March 22nd, 2011 3:30 am

    How can i withdraw an amount that have been sent using SWIFT wire transfer in india? i am in the philippines and my bank is BDO. gamit ko lang ay cash card. pwede ko bang iwithdraw yon thru atm machine or do i still need to go in the bank. at sabi po nung nagsend sa akin he did the bank to bank transfer using western Union in india. posible ba yun?

  13. Nors on March 22nd, 2011 3:46 am

    Hi Jaezelle, kung nagdeposit siya sa cash card mo (alam ba niya yong cash card number mo?), andon na sa ATM mo at puede mo nang i-check. Puede kang mag-ATM inquiry. Puedeng Western Union ang ginamit na pag-deposit, puede ring thru wire transfer, pero isa lang ang ginamit. Hindi na wire transfer ang tawag kapag Western Union ang ginamit. Kung hindi naman sa account mo nag-deposit, at name mo lang, at sabi Western Union, dapat sa Western Union outlets — at alam ko hindi nagse-service ng Western Union ang BDO — Moneygram ang sa BDO. I hope the person from India was honest.

  14. dan on March 22nd, 2011 9:08 am

    hello ask ko lang po kung pwede pa activate y00ng personal cash card ko, na close na ata due to inactivity at kung pwede po siya maka receive ng US Dollar..ask ko na rin kung magkano maximum na pwede ikarga sa personal cash card thanks..

  15. dan on March 22nd, 2011 9:10 am

    sorry kulang..that is BDO Personal Cash Card..

  16. Nors on March 22nd, 2011 10:57 am

    Hi Dan, embossed ba ang name mo sa cash card? Kasi kung embossed, 25,000 pesos ang maximum deposit. Kung walang name, hanggang 10k lang. Kung payroll cash card, 100k. Dapat nag-transaction ka ng isa in 6 months (for the 10k card). I-test mo na lang — go to an ATM and make an inquiry and print. Kung nasa abroad ang mag-remit sa cash card mo, palagay ko puedeng $, pero mako-convert into peso. Pero kung dito sa atin, kelangang pesos, kasi peso account yan.

  17. dan on March 22nd, 2011 11:09 am

    wow thanks for the fast reply, embossed po siya, i think dormant na po y00ng cash card ko, any idea po kung pano i reactivate ito? i went to their site ang nabasa ko po is to load lang or do any transaction pero parang my babayaran pa yata?

  18. Nors on March 22nd, 2011 11:40 am

    Hi Dan, ganon nga, reload lang to reactivate. Pero para sure, bago ka mag-deposit, ask mo muna yong teller kung mababawasan ba yong cash card mo kasi inactive siya for __ months. Tapos, baka gusto mo i-share dito. Thanks

  19. dan on March 22nd, 2011 11:55 am

    Hello Nors, so pano po gagawin ko, diretso na lang po ba ako sa teller or sa mga representative sa banko po muna? Post ko po mamaya kung ano result after ko punta BDO.

  20. Nors on March 22nd, 2011 1:11 pm

    Hi Dan, yes, sa mga new accounts tellers — yong mga nasa baba, or kahit sino na hindi very busy. Thanks in advance

  21. jaezelle on March 22nd, 2011 4:17 pm

    helo nors thanks for the info. how long does it really takes to completely receive the money in my occount if he used wire transfer here from india?

  22. Nors on March 22nd, 2011 7:30 pm

    Hi Jaezelle, depends on the bank. Sa U.S.-Phil, 3 to 5 days, dapat mga ganyan din siguro ang from India. Pag more than 7 days, I think something is wrong na.

  23. dan on March 22nd, 2011 7:50 pm

    hello im back, pinacheck ko po ung personalized cash card ko active pa daw sabi ko wow more than a year na hindi nagamit hehe, bad thing is hindi daw pwede mag send ng pera from abroad, cguro dahil meron na sila kabayan remittance cash card, thank you sa pagtulong sa akin Nors. God Bless.

  24. dan on March 22nd, 2011 7:52 pm

    last question po, parepareho po ba ang routing number ng mga banko? like sa BDO same po ba lahat ng branch?

  25. Nors on March 23rd, 2011 7:22 am

    Hi Dan, thanks for coming back and for sharing. Ang na-learn ko sa comments mo ay ang cash card hindi puedeng tumanggap ng dollar deposit, kasi sabi nga nila hindi account ang cash card — debit card nga lang. Thanks and God bless too.

  26. Nors on March 23rd, 2011 7:29 am

    Yes, Dan, for international funds transfer purposes, parepareho for all branches. Yong funds from abroad — tatanggapin ng main BDO branch, then itatransmit sa branch mo.

  27. dan on March 23rd, 2011 9:44 am

    can you please give me the correct routing number for BPI? is it 021000021 or 010040018

  28. Nors on March 23rd, 2011 10:50 am

    Hi Dan, ito ang ginamit ko sa Paypal, naka-withdraw na ako using this number: 010040018

  29. dan on March 23rd, 2011 2:10 pm

    thanks Nors! maasahan ka talaga

  30. jaezelle on March 23rd, 2011 3:02 pm

    helo nors! nagsend daw ung friend ko from india thru wire transfer dalawang account ko sa cash card ung linagyan nya kc may limit lang mga cash card ko. iisa lang ung transaction no. na binigay nya sakin. posible ba un?

  31. Nors on March 23rd, 2011 8:22 pm

    Hi Jaezelle, ang alam ko lang kada wire transfer transaction, iisa ang name of recipient at recipient account or card no — based sa itsura ng mga wire transfer slips. So dapat 2 transactions. Nevertheless, basta mapunta yong money sa cash cards mo, hindi mo na kelangan ang transaction no. — hindi kagaya sa Western or Moneygram na you really need to have the control no.

  32. lyndy honey on March 28th, 2011 11:54 pm

    hi po,
    ask ko lang ano ba correct routing # ng bdo? kasi 2 yung nakita ko at ang sabi nyo po parepareho lang ang routing # kahit na magkaibang branch..100530043 po ba ang routing # ng bdo? aside from that ano pa ang info na need para magpadala from MS, USA to my bdo account..thanks

  33. Nors on March 29th, 2011 1:15 am

    Hi lyndy, for a wire transfer, ang alam kong kelangan mo is the SWIFT code of BDO which is BNORPHMM. Ang routing number at SWIFT code ng U.S. bank mo ang kelangan mo. Here’s an example of a wire transfer form. Iba-iba for different banks, pero basically, mga ganito ang info na kelangan.

    https://docs.google.com/document/d/1F1hWnjBdG4VhgscRHKlFOZXVTOLbohb8X_tYATCxjoE/edit?hl=en&authkey=CNW83uYE#

    For Paypal transactions, ang bank code ng BDO is 010530667

  34. ELMA on March 29th, 2011 9:58 am

    meron na po akong kabayan savings account sa bdo,pwede po ba akong mag open ng checking account?kailanagn ko po ng check para pamabayad sa binili naming property dyan sa pinas.thank you so much

  35. ELMA on March 29th, 2011 10:00 am

    kung makaka open po ako ng checking account,how many days po ang processing bago makuha ang check,at ano po ang requirements na kailangan?

  36. Nors on March 29th, 2011 10:34 am

    Hi Elma, strict ang BDO sa checking account. They need history of deposit/withdraw na big amounts sa BDO savings account mo. Except lang kung may referral ka from an affiliated firm such as yong real property nila. Isa sa madaling mag-open — dito sa Citystate Cheapest Checking Account in the Philippines Sa mga more known banks, baka meron ding hindi masyadong strict, they just require you to open a savings account first with them.

  37. ELMA on March 29th, 2011 10:47 am

    hi nors,ang bilis ng response mo,natutuwa po ako kasi papasok na ako mamaya lang sa work,kung may mag rere fer po ba sa akin,tulad ng may ari ng binilhan ko ng property sa twin tower sa ortigas posibble po ba yun para madali,at kung hindi po madali sa BDO,SA PALAGAY PO NYO ALIN PO BA ANG BANK na madaling maka open ng checking account?need ko po talaga,this month po i need to pay my 1st month na para sa condo,pls help me,andito po ako sa colorado USA,

  38. Nors on March 29th, 2011 11:13 am

    Hi Elma, paano ka pala mag-open ng Phil checking, eh andiyan ka sa Colorado? Baka merong branches of Phil banks diyan. Mamya tingin ako ha, I’ll just finish my report. And yes, the condo seller can refer you if she’s a known client of his/her bank.

  39. Nors on March 29th, 2011 12:16 pm

    Hi Elma, walang branches ang PNB, BPI, Metrobank diyan sa Colorado, accdg to their websites. Ang Citibank, sure meron diyan — this bank has a branch in the Phil., pero magiging U.S. dollar checking ka. May mga complications din if you issue checks in $$ lalo na fluctuating ang exchange rates, but you can consider it. There are also risks associated with sending checks, although there are secure carriers.
    Baka puede mong kausapin yong seller mo na regular remittance (ex: bank deposit, Western Union, Moneygram, LBC, etc.) lang muna ang payments habang di ka pa nakauwi to open a checking account.

  40. Zuhare Meri on April 1st, 2011 1:10 am

    Is there a bank in Michigan (Detroit Area) that i can use to send money or deposit money into my BDO account there in the Philippines? If not how can i do this please

  41. Nors on April 1st, 2011 6:23 am

    Hi Zuhare, I can’t see a remit office of BDO, Metrobank, PNB, BPI in Detroit in their lists, so your options would be Moneygram, Xoom, Wells Fargo, Cash Express, Ria, Xpress Money, Coinstar, NYBR, ARY Speed Remit, Trans-Fast, CBN Grupo (BDO processes remittances for these services). If you have a bank in Detroit, you can also do wire transfer. Go to your bank and fill up a form like this: Wire transfer form, and just remember to note the SWIFT no. one of the U.S. banks in the list above. (preferably Wells Fargo New York City, SWIFT code PNBP US 3N NYC and routing code for New York is ____). BDO’s SWIFT code is BNORPHMM. Or you can check this Wells Fargo ExpressSend service to the Phil: https://www.wellsfargo.com/per/intl_remittance/asia If you have time later on, Zuhare, I hope you’ll come back and share your experience in sending money your BDO account. If wire transfer, paki-check na lang yong routing number — not sure.

  42. Ivy on April 1st, 2011 6:57 am

    hello ask ko lang po how long does it take for the money to get in the philippines from new zealand?

  43. Nors on April 1st, 2011 8:11 am

    Hi Ivy, depende kung paano ipinadala. Puedeng within one day o one week. Matagal na yong one week.

  44. arniel on April 27th, 2011 1:37 am

    hello po may connection ba kayosa vancouver b.c. saan ba puweding magpadala .pls responed thanks

  45. Nors on April 27th, 2011 9:10 am

    Hi arniel, my brother is also in Vancouver, and he uses LBC. hayaan mo gawa ako ng blogpost about lbc canada at irefer kita sa blogpost na ito. tingnan ko rin kung may BDO diyan, kung BDO ang gusto mo.

  46. Nors on April 27th, 2011 9:49 am
  47. Eric on April 29th, 2011 6:11 pm

    Tita Nors,

    May kamag anak ako sa Canada (residente na sila duon), gusto nya mag padala ng pera dito sa Pinas. Pinakuha nya na ung swift code dito sa BDO.

    Unang tanong:
    Ano ang kailangang gawin ng kamag anak ko sa Canada?

    Ikalawang tanong:
    Ano ang kailangan namin gawin dito sa Pinas? Balak namin sa BDO kami mag open ng account.

    Maraming Salamat po!

  48. Nors on April 29th, 2011 8:12 pm

    Hi, Eric, ginagamit ang swift code if yong relative mo sa Canada gagamit siya ng bank wire transfer to send money to your bank account. As seen in the list, Toronto lang ang may BDO correspondent. So kung andon siya sa Toronto, ok. Actually, puede kahit saan at kahit anong bank siya mag-wire transfer, ico-course-through lang sa BDO corspndt bank, kaya lang longer yong process, baka mas mahal.
    Para sa akin, parang mas madali yong sa remittance service na lang na banks din ang nag-o-operate – puedeng BDO, BPI, Metrobank, PNB, puede ring LBC. Eto yong sa BDO, http://www.workingpinoy.com/2011/02/bdo-remittance-send-money-from-canada-to-philippines/ May lists ako for the remittance services for other banks — andito rin somewhere sa blog ko. You can receive BDO Remit money even if you don’t have a BDO account, but if you like to open a BDO account, choose na lang sa mga accounts ng BDO. regular passbook savings with ATM – the maintaining balance is 5k. ATM savings — maint balance is 2k. BDO Kabayan — no maint bal, but you need to have regular remittance.
    If you have time, hope you come back and share your experiences. Thanks

  49. bel on April 30th, 2011 6:03 am

    im here in switzerland, i need to send money to my bf account kababayan account in BDO, is it possible to send it through nabks here—thanks so much—

  50. Nors on April 30th, 2011 9:42 am

    Hi bel, in the current BDO list, walang BDO correspondent sa Switzerland. Send ka na lang through remittance partners — click mo lang yong list. Puedeng deposit to your bf’s Kabayan account. BDO remittance partners in Switzerland.

  51. bel on May 2nd, 2011 4:07 am

    again, im here…i already sent the money to d kabayan account of my BF through bank here UBS Bank switzerland in my account, huli ko na nabasa ang message u,I do use the swift code..last friday ko po na send possible kaya na andun na yong pera sa account niya..thanks a lot.god bless

  52. Nors on May 2nd, 2011 7:39 am

    Thanks, bel, for the info. I hope, if you have time, you can share here how much you paid UBS. Many are interested if wire transfers thru at least two banks — your bank UBS Switzerland and a BDO correspondent bank — and of course BDO here in the Philippines — cost about the same when money is sent thru a remittance service, or when money is wired directly thru a BDO correspondent bank.
    Thanks bel

  53. ellah on May 23rd, 2011 11:05 pm

    can you give me what is IBAN number or Account number for BDO in philippines? and what is ABA number for BDO in philippines?

    thanks for any help

  54. Nors on May 24th, 2011 12:25 am

    Hi Ellah, the BDO Swift Code is BNORPHMM (used for wire transfer).
    The BDO bank code is 010530667 (used for Paypal)
    IBAN is for European banks.
    ABA is for U.S. banks.

    Hope these are the numbers you’re looking for.

  55. thank you so much mam on May 24th, 2011 9:04 am

    thanks u so much mam

  56. bel on May 25th, 2011 3:56 am

    so now, i always send money to my family through bank to bank from UBS bank Switzerland to BDO kababayan account, I paid 6 dollars equivalent to 258 pesos, so easy and safe.have a nice day to all
    Mabuhay tau lahat!

  57. Nors on May 25th, 2011 6:17 am

    Thanks so much, Bel, for taking the time to share how much you pay for remittance. Alam mo, mas mababa yan kesa sa average remittance fee from other countries UK,US, Canada, Spain, etc. (as seen in the World Bank remittance chart). Ang galing naman.

  58. khyler gonzalez on June 12th, 2011 11:52 pm

    ask ko lang po. ano po sa un swift code ng BDO sa SM fairview..? hnd po kaya mahack un bank aacount ko kung ibi2gay ko po un info ng bank account ko at swiftcode ng BDO branch sa SM fairview..?

  59. khyler gonzalez on June 13th, 2011 12:04 am

    ask ko lang po kung anung swiftcode ng BDO branch sa SM fairview? kc po magpa2dala un friend ko skin ng pera from Switzerland. hnd po kaya mahack un bank account ko sa BDO pag nagbigay po ako ng info at swiftcode?

  60. Nors on June 13th, 2011 6:51 am

    Hi khyler, ang BDO Swift Code is BNORPHMM. Palagay ko hindi naman ma-hack kung account number lang ang makuha sa iyo.Kung sa ATM withdrawal, the ATM card is needed, at kung over the counter, the passbook is needed. Sa internet banking, your password is needed, at saka hindi ma-transfer ang pera doon dahil third-party transfer needs enrollment in person at the branch.
    If your friend likes, merong mga BDO Remittance Partners in Switzerland

  61. khyler gonzalez on June 13th, 2011 4:29 pm

    kuya Nor thank you po sa info… need po kc ng friend ko un complete name, bank account number and swift code… sana hnd ma-hack un bank account ko sa BDO…

  62. jenny on June 14th, 2011 1:48 pm

    paano mag send ng money thru my asenso kabayan savings account bdo…im here in united states …montana…help naman please..

  63. Nors on June 14th, 2011 3:59 pm

    Hi Jenny, walang BDO remittance agent sa Montana, according sa BDO website’s list, so I suggest use na lang any of the following international remittance services na partnering with BDO:
    MoneyGram
    Cash Express Express Money transfer
    Xpress Money
    Coinstar
    Ary Speed Remit Money Transfer
    Wells Fargo
    Maraming MoneyGram branches, at alam ko mas mura ang remittance fee ng Moneygram, but I’m not very sure.

  64. Nors on June 14th, 2011 4:24 pm

    Hi khyler, I’m puzzled na concerned ka na ma-hack ang account mo pag ibinigay mo ang bank account name and number sa friend mo. Kung di mo pa masyadong kilala ito, never pay anything pag mag-require siya ng service fee kuno o anuman (siguradong scam na ito pag ganon). And never give your passbook or ATM to anyone.
    Yong credit card number ang never never na ibinibigay to another person (except to reliable services like Google Checkout, etc), kasi puede nilang magamit online.

  65. analyn on June 18th, 2011 11:14 am

    hi ask ko lang po ilang araw bago dumating iyong pera if bank to bank from new york to philippines?

  66. Nors on June 18th, 2011 3:07 pm

    Hi Analyn, depende sa banks concerned. 2 to 3 days siguro. meron pang 5 days or 7 days lalo na kung 3 banks ang involved – yong bank where the wire transfer was made, the correspondent bank and the Philippine bank.

  67. apple on June 21st, 2011 10:47 am

    Hi.. ask ko lang po kung how long usually ang tinitake ng wire transfer from switzerland through UBS to get to my BDO account. It has been almost two weeks and until now di pa rin naccredit sa BDO acct ko. I checked with the person who wired the money and he said na nabawas na sa account niya nung June 10 pa. I checked the account details pero wala nmang mali. I don;t know kung dapat na po ba akong mag-worry. thanks.

  68. Nors on June 21st, 2011 11:36 am

    Hi Apple, bale 11 days na. sige, give it a few more days. Pero matagal na yan ah. Basahin mo yong mga comments ni Bel sa itaas. UBS din siya. Wala naman siyang reklamo na matagal ang remittance. I looked at UBS website, at 3 working days nga yong target nila for the Philippines. Dapat yong nagpadala rin ng pera sa iyo ay concerned din, and must make follow-up. May I ask if this person collected money or goods from you?

  69. apple on June 21st, 2011 12:30 pm

    Employer ko ung nagwire ng pera…nung nasa switzerland pa ko cya din ung nagwwire ng pera from his UBS accnt pero sa BDO kabayan acct ko naman. Nung umuwi ako nung June 8 nagopen ako ng regular savings acct at dun ko pinawire ung pera. I talked to my employer 2 days ako..wala nman daw problem nung chineck nya ung status nung transfer nia…they were actually surprised na di ko pa nkukuha ung pera.
    I called BDO today sabi nila wla daw record na may naremit na money..so ngyon nag lodge ng inquiry ung kausap kong agent sa phone and binigay ko lahat ng info about dun sa nawire na money and it will take 3-5 days na naman.
    I’m just concerned kasi medyo malaki ung pera na yun. Ang I need the money urgent. Do you have any idea kung ano po nangyari sa transfer na yun?
    Thanks

  70. Nors on June 21st, 2011 10:13 pm

    Hi apple, I have ideas, pero baka mali ako. Good that you called BDO, and that they’ll inquire. Puede ring factor yong amount, kasi meron tayong money laundering law, pero immediately, sasabihin na agad doon sa UBS, ipapa-split yong wire transfer kung over yong amount.Pero baka may ibang rason din. Hope meron na tomorrow.

  71. irene on June 24th, 2011 9:09 pm

    Hi,
    Ask ko lang kung ilang percent ang kaltas from vietnam . bdo usd acct

  72. Nors on June 24th, 2011 10:05 pm

    Wire transfer ba? Depende sa bank diyan sa Vietnam. IMHO, mas maganda siguro Moneygram na lang kesa wire transfer kasi BDO processes Moneygram remittances. Ang wire transfer kasi gagamit pa ng third-party bank kung hindi siya correspondent mismo.
    Kung Moneygram ang gagamitin mo, for a remittance of $500, the fee is $18, accdg to the Moneygram website. Puedeng higher or lower, depending on the Moneygram agent there. Moneygram is available at SaigonBank, Sacombank, Eximbank,VIB, Vietcombank, DongA Bank. PERO maganda pa ring tanungin mo yong bank ang wire transfer fee nila para ma-compare mo with Moneygram or yong remittance firm na ginagamit mo na. Ano nga pala ginagamit mong remittance dati? Para malaman din ng iba na nagtatanong. Thanks.

  73. jermaine on July 2nd, 2011 11:45 pm

    gud pm! ask ko lng po kasi yung employer ko wants to send money here in the phil and she is asking for the iban number of bdo..she is in saudi arabia. i hope u can help thanks!

  74. Nors on July 3rd, 2011 12:28 am

    Hi Jermaine, ask your employer to use the BDO Swift Code, which is BNORPHMM for the wire transer. IBAN is used in KSA and Europe, but not in the Phil, U.S., other countries.

  75. lee on July 6th, 2011 10:09 pm

    ano po ang swift code ng bdo shaw blvd if magpadala galing ng syria through bdo? iisa lang po ba ang swift code ng bdo or depende sa branch? thanks

  76. Nors on July 6th, 2011 10:44 pm

    Hi Lee, this is BDO’s Swift code: BNORPHMM. Kahit anong branch, ito pa rin, isa lang.

  77. pavie on July 17th, 2011 3:44 am

    hi good day..my bf plan to transfer money on my account his from india..but he was ask for an intermediate bank.an american bank tht can be mediator daw so he can send.can i ask for tht info?wht r the info tht i shud send.and i hpe for immediate replys.by the way his indian national.

  78. Nors on July 17th, 2011 5:25 am

    Hi pavie, what’s your bank in the Philippines? You need a bank account for a wire transfer. If BPI, the correspondent banks in India are State Bank of India, American Express Bank LTD, Bank of Nova Scotia, BNP Paribas, Citibank, Deutsche Bank,
    ICICI Bank, JPMorgan Chase Bank, Standard Chartered Bank, Bank of Tokyo-Mitsubishi UFJ, Hongkong and Shanghai Banking Corp. The other banks also have correspondent banks. I can’t see one for BDO. Ask your friend if he can send thru State Bank of India (SBI) and that you’ll get the money at the SBI Makati branch.

  79. pavie on July 17th, 2011 11:53 pm

    hi nors..i had 2 bank accounts.its on bpi and bdo both receive remittance.the problem is this.my bf cant transfer the money on my account he was ask for mediator .ive given all the details he need.but he said tht wla daw sa database ng bank dun ung phils.and they cant directly send it through my account kylngan mediator w/c is american bank.pls help need some clarification on this.i even ask him to look for filipinos there and ask favor to send the money on my account or even through western union or other forms of money transfer.

  80. Nors on July 18th, 2011 1:06 am

    Hi pavie, when he says mediator, which is an american bank, i presume he means a correspondent bank which is american. Since meron ka namang BPI, ayan sa itaas yong mga correspondent banks ng BPI. Citibank at JP Morgan Chase. Puede rin yong Standard at HSBC. Doon kasi sa India, wala yatang Send ang Western Union at Moneygram doon, puro receive lang. So kelangang wire transfer. May nabasa rin nga ako about SBI na pedeng for cash pick up sa Makati branch.
    Dito sa atin, usually, pag gusto mong mag-wire transfer, they ask you “May account ka sa amin?” Yon papayag sila to process your wire transfer. Baka ganon din sa kanila. So ask niya yong bank niya kung pede mag-wire transfer to BPI or BDO Phil.

  81. lynor on July 22nd, 2011 6:52 pm

    gud pm po,
    ask ko lang po…meron na po akong kabayan savings account bago lang.kc dati gamit ko yung VISA debit CARD ng fiancee ko sa name nya iniwan lang nya sa akin para may magamit ako bago sya bumalik ng US (he is american)
    now po meron na akong kabayan savings account how much po yung charge nya kung mag send sya ng money sa account ko? from his bank to my kabayan account?nag ask sya if may fees po ba daw tong acct. ko like monthly? then paano po sya ma attach abt paypal? thanks po…LYNOR

  82. Nors on July 22nd, 2011 10:21 pm

    Hi Lynor, as long as he remits to your BDO Kabayan at least once a year, there’s no monthly fee, no maintaining balance requirement (yon yong nasa rule nila na di naman nasusunod daw, so, remit at least once in 4 months siguro. In the U.S., there are lots of way to send to your account, but the one I think is best is thru Moneygram since this is a remittance partner of BDO and it allows online and bank-Moneygram-bank transactions — he just needs to register. Wells Fargo, LBC, BDO Remit partners are also other remittance options linked to BDO.
    About Paypal: You can attach BDO to your Paypal account (you can create a free Paypal account if you don’t have yet an account). But personally, I think Paypal is more costly than other remittance methods, mas matagal pa. Yong pag-transfer na lang from Paypal to your BDO takes 3 to 5 days, and there’s a 200-peso charge for the transfer, 50 pesos for Paypal, and he also pays a charge, I think.

  83. jingle on July 31st, 2011 2:15 am

    panu ang money transfer from india..halos lahat ng sites natry na..la pa rin..thanks,,

  84. Nors on July 31st, 2011 3:41 am

    Hi jingle, as of this moment, sa pagkakaalam ko, Paypal ang puede, at wire transfer. May mga related comments above. Will give another reply if I find something.

  85. pavie on August 3rd, 2011 11:27 am

    hi..regarding to that transfer..its not possible tlga.sbi dun di sila pwede sent money if di relative.it means they would ask relation to the receiver and some business relation.possible din kng nagkrun n ng tourist visa ung sender..ive done alot effort but nothing happens..a banker in india says wala daw kc tied up business relation ang india and phils..so money transfer is not tht possible lalo indian national ung magppadla…yan lng alam ko..its been months ive been trying to look for ways pero wala tlga..i even look for pinoys there to ask favor if atleast they could help..but no one replys on me.

  86. claire on August 3rd, 2011 2:56 pm

    ask lang po ako if.. ilang days ba ang hihintyain bago makita sa atm inquiry na meron ng pumasok sa account…my friend send me an amount to my brother’ account.. (atm card). he sent it last monday august 1,2011… kelan ko po pwedeng macheck at ma withdraw? thanks po

  87. Nors on August 3rd, 2011 11:38 pm

    Hi Claire, saan nanggaling ang papasok na money? kung dito lang within the Philippines, within a few minutes, andiyan na sa account ng brother mo ang money. Ganon din kahit abroad nanggaling, basta yong mga within-the-hour ang remittance service na ginamit. For other remittances, within 3 to 7 days, dapat andian na yong money. Puede namang mag-inquire anytime for free, basta BDO ATM.

  88. Lhot on August 4th, 2011 10:26 pm

    hi ask ko lang.. how long will it take to process an international wire transfer to banco de oro dollar savings account?

  89. Nors on August 5th, 2011 5:56 am

    Hi Lhot, wala akong makita sa BDO website, pero 3 to 5 days ang average number of days to process a wire transfer, according to other banks. More days pa yong iba, depende kung ilang banks ang dadaanan ng wire transfer. Mas mabilis kung sa BDO correspondent bank mismo nag-wire transfer.

  90. Lhot on August 5th, 2011 6:37 am

    Bank Atlantic kasi yung bank na pinanggalin.. anyway, thanks and god bless.. :)

  91. Nors on August 5th, 2011 8:00 am

    Hi Lhot, I checked Bank Atlantic, kasi I got curious kasi my other writing project is related to Florida. Sa Bank Atlantic, yong wire transfer nila within sa U.S. ay 3 days, so mas matagal pa if abroad, kasi co-connect pa sila sa any of the BDO correspondent banks sa New York (list above), then the New York bank ang mag-wa-wire finally to BDO Philippines. I hope you can share with us later on, if you have time, how many days it took for your money to reach you.
    By the way, your sender might be interested to check this article about sending money from Florida to Phil: http://www.banksphilippines.com/2011/07/send-money-from-florida-to-philippines_29.html

  92. claire on August 8th, 2011 12:10 pm

    hello nor…nagkausap kami na kaibigan ko from dubai na meron na syang nahulog na pera… meron na syang napakitang documents na nahulog nya na.. meron syang receipt na TMB2962690. ano ba ito? BDO account naman ang naibigay ko sa kanya.. BDO atm card number.. wen ko pwede ma receive yun? last august 1 , naideposit… thanks po

  93. Nors on August 9th, 2011 1:56 am

    Hi Claire, saang remittance service kaya siya nagpadala? sa BDO partners sa Dubai? Ang marami don ay UAE Exchange. Dapat nasa account mo na kung Aug 1 pa. By the way, anong ginamit niya na BDO number? Account number o card number? Kung BDO Kabayan or savings account yan, dapat account number ang dinepositohan. Pero puede pa ring habulin yan. Call lang BDO hotline. Ask mo kung anong gawin mo kung card number ang pinadalhan, instead na yong account number.
    Kung BDO cash card ang hawak mo, oo, yong card number ang gamitin. Hope you share again kung anong nangyari — will help others also.

  94. Lhot on August 9th, 2011 7:39 am

    hi ms. nor.. i already got my money.. inabot din sya ng 3 days.. nataon lang talaga ng weekends kaya monday ko na nakuha.. :) thanks for the info.. god bless.. :)

  95. claire on August 9th, 2011 12:34 pm

    hello po… Account number po ng brother ko ang binigay ko po sa kanya nhor. .. ito po ang number na binigay ko sa kanya..3300010599..thru online nya daw pinadala with TMB 2962690 receipt.. tapos meron pa po akong isang concern.. meron akong kaibigan sa saudi na nagpadala ng pera.. mga 11 taw plus in peso na yun.. nagkabaliktad ang last 3 digit number…dapat 663 ang nalagay nya 636.. makukuha ko pa ba yun.. last year pa yun nangyari.. meron sya pinakitang documents na naihulog nya na talaga.. nakapangalan na dun sa BDO account ng kasama ko…

  96. Nors on August 9th, 2011 2:28 pm

    Hi Claire, sana maka-open ka ng sarili mong account. Yong BDO Kabayan, zero maintaining balance yon, basta magpakita ka lang ng isang remittance receipt — kahit anong bank o remittance service.
    Wala pa rin ang pera mo? Tanungin mo kung anong online? Online ng Xoom? Western Union? Moneygram?
    Yong sa nagkamaling account number, BDO ba yon? Pag ganyan, ang dapat mag-follow-up niyan ay yong sender. Hindi puedeng ikaw, kasi mali yong account number. Meron nang maibabawas diyan kasi nag-error, pero mahahabol pa yan, depende lang kung lumagpas na sa mga limits ng paghabol ng errors. Sana agad-agad, kasi may mga limits ang mga complaint periods. Pero puede pa ring mag-try yong sender — Tawagan o sulatan niya ang BDO (BDO ba yong account?), sabihin niya yong error, kung saan siya nagpadala na remittance service, kung anong amount, kung kelan, name of recipient, yong wrong account number at correct account number. Puede ring tawagan mo yong BDO hotline (kasi ikaw ang andito) at tanungin mo kung anong gagawin kapag nagkamali ang naisulat na account number ng recipient ng remittance from abroad.

  97. Jonathan on August 17th, 2011 2:33 pm

    Hello, ask ko lng po sana if may idea kayo how many days ung TT from Singapore Bank Account to BDO Bank Account? Thanks

  98. Nors on August 17th, 2011 5:31 pm

    Hi Jonathan, accdg to the Singapore Bank or OCBC website, it takes between a few hours to 4 business days before it’s credited to your BDO account, depending on recipient’s location. Hope 2 or 3 days lang andiyan na.

  99. marie on August 18th, 2011 5:38 pm

    hi teh, ask ko lang po kung meron dito sa UAE na nag papa open ng kabayan savings account? thanks teh..

  100. Nors on August 18th, 2011 8:59 pm

    Hi Marie, based sa BDO website, ito ang nagpapa-open ng BDO Remit card, pakitanong na lang kung nagpapa-open rin sila ng BDO Kabayan: Ahalia Exchange Bureau, PO Box 2419, Abu Dhabi UAE. May nabasa ako na naka-open ng BDO Kabayan sa Saudi at sa U.S. sa BDO tie-up, hindi ko lang sure kung puede dian.

  101. vhernie on August 21st, 2011 9:05 pm

    Good day! i just want to ask if possible to open a BDO account here in riyadh or pwede ba mag apply online? i have existing BDO (kabayan card) kaya lng naiwanan ko sa pinas.

    Ask ko na din kung pano macheck online ang remaining balance ng BDO account.

    Salamat po!

  102. Nors on August 22nd, 2011 3:47 am

    Hi Vhernie, sad to say pero kelangan ang personal appearance sa pag-open ng bank account.
    Yong sa BDO Remit cash card puede, kasi card siya, hindi siya account. Sa ibang Middle East countries, may mga BDO remittance partners na puedeng mag-issue ng BDO Remit cash cards, pero pag-check ko ngayon sa BDO website, wala sa list ang Saudi. Siguro, minsan, kung mag-send ka sa mga accredited BDO agents diyan, tanungin mo na lang kung nag-iissue sila ng BDO Remit card, kung gusto mo ng card. http://www.banksphilippines.com/2011/04/bdo-remittance-offices-and-partners-in.html
    About online checking, puede lang mag-check kung na-enroll mo yong account mo when you were in the Philippines. Try to call BDO hotline 631-8000 kung nagbibigay pa sila ng balance over the phone, kung hindi expensive ang calls from there. Best regards.

  103. Andrei on August 24th, 2011 11:17 pm

    Im in the Philippines and my friend from the US would want me to open a US account for me to engage in stocks and options trading, is that possible?If it is how do I go about opening the account? Also he sends me money from time to time, he’s from New York and wants to know how he can send money to my BDO kabayan account(a link would be nice). Thank you

  104. Andrei on August 24th, 2011 11:23 pm

    Is it possible for an american in NY to draw the amount from his account andsend it to my kabayan acct. Is there a link that shows a step by step procedure on how. Thank you

  105. Nors on August 25th, 2011 6:44 am

    Hi Andrei, if your friend in the U.S. has a Wells Fargo account, then he can send you money from his account to your BDO account regularly:
    https://www.wellsfargo.com/per/intl_remittance/asia
    But this service is not offered at all Wells Fargo branches.
    About the U.S. bank account, if you search online, there are lots of swindlers offering U.S. bank accounts for non-residents for $200 to more than $1,000. As you know already that U.S. banks require a U.S. SSS number and a U.S. address to open an account with them, we can conclude that all these offering bank accounts are scammers. There are two ways however that I found, but make additional research also. https://global.etrade.com/sg/en/products-services/open-an-account and http://www.commercebankfl.com/pbanking_ib_openAccount.htm. Both of these require the Form W-8BEN. etrade provides a download for the form. Andrei, I don’t have personal experiences with these steps, the risks are all yours, and the benefits as well, and best regards. I hope you can come back in the near future to share your experiences, so I can write about it, and help others, including me. Wish you a successful etrading.

  106. Nanda on August 25th, 2011 5:29 pm

    hello, may i know what bank in Kupang, Indonesia you are affiliated to?

  107. Andrei on August 25th, 2011 10:29 pm

    Thank you for the swift reply.I’ll be lookin at the links that you posted and see what works best.
    Regarding the US account I spoke with a rep from PNB NY branch and she said that itcant be done I need to be there to open an acct. Im lookin forward to speaking with somebody from BDO or BPI today.
    Thank you and keep it up!

  108. Nors on August 26th, 2011 7:41 am

    Hi Nanda, BDO processes MoneyGram, so find a bank in Indonesia that’s partnering with MoneyGram.
    These banks are CIMB Niaga, CIMB Niaga, Bank Mega, Bank Mega Syariah and others in this list http://www.banksphilippines.com/2011/08/send-money-from-indonesia-to.html Look for MoneyGram outlets
    that process Send Money.

  109. Melanie on August 27th, 2011 2:50 pm

    Ask ko lang how long should it take to transfer money from Australia to BDO philippines. My friend transferred money online on my BDO account last Thursday morning pa but until now, hindi pa sya nacrecredit sa account ko. But the amount was already debited sa account ng friend ko. I also have the lodgement receipt. I tried calling BDO and asked if there’s incoming transaction on my account, but they told me they can’t tell it unless macredit sya sa account ko.

    Thanks po…=)

  110. Nors on August 27th, 2011 3:27 pm

    Hi Melanie, iba-iba ang speed ng global transfers, pero they range from a few minutes to 7 days and they average 3 days, based on what I’ve read online. Baka mamya lang, andian na. O baka sa Monday na. Ano nga palang online money transfer service ang ginamit?

  111. Melanie on August 27th, 2011 4:55 pm

    Thanks for your prompt reply…
    ANZ Internet banking po…

  112. Nors on August 27th, 2011 6:24 pm

    Hi Melanie, nagre-research din kasi ako about remittances, so I researched ANZ, at ito ang sabi: Once the payment is processed, the transfer should reach the receiving bank within 2 to 4 business days. It may take time for the receiving bank to transfer the money into the recipient’s account”

  113. novi on August 31st, 2011 7:24 am

    gud am po.
    paano po ba i enroll ang kabayan savings sa internet? nasa 2nd pahse na sana ako. kaso ang diko alam kung alin o ano ang i fill in sa account number. kc diba ang ilagay ung nasa harap ng card? it was just asking for 12 digits but ang lahat po ay 16digits lahat. ang sa likud naman po ng card 7digits lang

    please help me

    tnx a lot

  114. Nors on August 31st, 2011 7:34 am

    Hi novi, account number ba ang hinihingi? Ang account number yong nasa passbook mo. Kung 10 digits lang ang nasa passbook, lagyan mo ng 00 before the ten-digit number. Hope this helps.

  115. Nors on August 31st, 2011 7:38 am

    Pag US dollar account pala, 10 ang idagdag before the ten-digit number.

  116. Melanie on August 31st, 2011 1:19 pm

    Hi Nors,

    Hindi ko pa po nareceive until now ung money transferred to my account. This was transferred last Thursday pa…
    Pag nagonline money transfer po ba, need talaga ng swift code? My friend doesn’t use any during transfer.

    Puede ko bang mainquire sa BDO if my incoming na remittance sa account ko?

    Thanks,
    Melai

  117. Nors on September 1st, 2011 8:08 am

    Hi Melanie, holidays kasi last Mon and Tue, kaya parang 4 days pa lang? If you like to see the ANZ process:
    http://www.anz.com/internet-banking/help/pay-transfer/international-services/transfer-overseas/
    Baka di na tinanong sa yo yong swift, nagresearch na lang siya.

    Baka mas mabilis pa itong mga BDO Remit partners sa Australia:
    http://www.banksphilippines.com/2011/05/bdo-remittance-from-australia-money.html Kaya lang baka your sender has no time, so he/she prefers online transfers. Comment ka uli ha, if you have time, pag you received na para alam natin ang ANZ transfer speed. Thanks

  118. tunay na lalake on September 3rd, 2011 8:43 pm

    hi tita nors.

    nitong biyernes, may taga-hawaii na nagpadala ng pera sa bdo account ko. hiningi niya ang swift code ng bdo so ang intindi ko ay wire transfer ito, tama ba? Gaano kaya katagal bago dumating ang ipinadala niya? Nakita ko sa ibang comments na 2-3 days ang paghihintay. 2-3 business days ba ito o puwede na akong mag-check sa atm this sunday? salamuch.

  119. Nors on September 4th, 2011 6:30 am

    Hi tunay na lalake, oo, business days ito, kung wire transfer. Baka Monday pm na. Pero, kung lalabas ka lang naman, puede naman icheck, baka may nag-magic. O baka napunta siya sa bank na may BDO Remit at di na wire transfer.

  120. tunay na lalake on September 4th, 2011 4:35 pm

    wala pa pag-check ko kanina, tita nors. bukas nang hapon pa nga siguro. salamat, astig ka. apir.

  121. Nors on September 4th, 2011 11:10 pm

    hahaha tunay na tunay, ikaw ang astig! I-expect mo na lang na mag-apir sa account mo ng tuesday, nang sa ganon hindi ka ma-disappoint pag wala pa bukas, tapos kapag meron na bukas, eh di sobrang saya mo.

  122. tunay na lalake on September 5th, 2011 12:53 pm

    pero ayaw ko nang maging lalakeng hampas lupa, tita nors. titingnan ko uli mamayang hapon.

  123. alex ceniza on September 6th, 2011 11:48 am

    hi ask ko lang po how many days ang transfer ng money from japan to davao city cash card debit po ung gamit ?

  124. alex ceniza on September 6th, 2011 11:52 am

    how long does it take po ung gamit kasi cash card from bdo from japan shizuoka post bank po going to davao city

  125. alex ceniza on September 6th, 2011 12:03 pm

    maganda ba mag check online?

  126. bernadette on September 6th, 2011 4:58 pm

    helo, im working here in riyadh,,, i sent money in one of the bank here, it Al Rahji Bank to BDO. after 4 days i found out they entered a wrong account, the last digit was wrong. I did not recieve any text messages from the bank that it has been sent to that account,,usually the bank sends sms if its already sent to BDO. What should I do so I can transfer the money to the right account?

  127. Nors on September 6th, 2011 6:38 pm

    Hi Alex, maaaring wire transfer ito dahil thru bank, kaya 2 to 7 business days. Puede ka lang magcheck online kung enrolled ang BDO account mo sa Internet banking.

  128. alex ceniza on September 6th, 2011 6:46 pm

    nag send ya nung sept.1 so pwede na ba ako mag cehck now kung meron na ang tagal naman ng 7 days bakit poh??

  129. alex ceniza on September 6th, 2011 6:59 pm

    counted ba ang saturday and sunday ?

  130. Nors on September 6th, 2011 7:09 pm

    Hi Bernadette, hawak mo ba yong remittance slip kung saan mo isinulat yong correct right account number mo? Kasi ang fault ay nasa Saudi bank kaya dapat sila ang mag-correct. I wish ipinakorek mo na doon sa Saudi bank noong nalaman mo na mali sila. Kasi ang BDO, hindi niya maikokorek yon kahit the same name. Magsisimula dapat yan sa Saudi bank. Ixerox copy mo yong remittance slip para meron kang kopya. Keep it. That’s your proof that you wrote the correct account number.
    I called BDO for you just a while ago (I do this only if I have time and I consider it very important) and the customer service officer said that you need to go to the Saudi bank and ask them to correct the account number. She said that there’s an SOP for banks to do in these cases. Best regards.

  131. Nors on September 6th, 2011 7:24 pm

    Hi Alex, kung malapit lang naman ang ATM, check ka na bukas. Iba-iba rin ang banks. Ang average naman is 3 days. Pero merong 7 days. Ang wire transfer ay mas mabagal kesa regular remittance services kasi gagamit sila ng mga correspondent banks — may third party– kung hindi sila ang correspondent bank. Katulad niyan, ang BDO correspondent banks sa Japan ay Wells Fargo at Standard Chartered lang. Ang mabilis ay yong ibang remittance services, such as Western Union and Moneygram.

  132. alex ceniza on September 6th, 2011 9:43 pm

    ah okies thanks for the info kasi check ko kanina wala pa cash card gamit kasi cge ill wait tomm and let you know if meron na thanks sa reply i really appreciate it

  133. alex ceniza on September 7th, 2011 7:23 pm

    pwede ko ba i pa check kung meron na laman ung atm ng friend ko kasi up to now wala pa din eh sept.1 sya ng send from japan its shizuoka japan its already sept.7 pwede po ba?

  134. Nors on September 7th, 2011 8:24 pm

    Hi Alex, what do you mean? Bakit yong ATM ng friend mo ang iche-check? Akala ko nagpadala ang friend mo sa Japan ng pera sa ATM mo, ganon ba yon?

  135. alex ceniza on September 7th, 2011 10:06 pm

    nag padala ang friend ko sa japan through atm ng friend ko sa davao city kasi wala ako atm card

  136. Nors on September 8th, 2011 1:27 am

    Hi Alex, madali namang magka-ATM. Yong BDO cash card, 150 pesos lang yon, or 200 na siguro. Tingnan mo dito yong ibang cash cards: http://www.workingpinoy.com/2011/03/best-savings-accounts-for-students-in-the-philippines/ Sa Friday pa ang 7th business day kung wire transfer ang ginamit niya. Bukas ng hapon, try nio uli icheck.

  137. alex ceniza on September 8th, 2011 10:58 am

    what f wala sya i pa check nalang namin with the receipt na nag padala talaga

  138. grace palma on September 8th, 2011 12:06 pm

    hello po. a friend from korea sent me money @7:30 am korean time on sept. 6 to my BDO savings account… can i now receive the money she sent today? sept 8? thank u

  139. Nors on September 8th, 2011 12:52 pm

    Hi Alex, sige, try nio magtanong sa BDO, sa new accounts/cash card/bill payments section. Oks lang naman. Pero kung BDO cash card yong ATM ng friend mo, baka i-suggest pa rin na i-balance inquiry sa ATM machine.

  140. Nors on September 8th, 2011 12:57 pm

    Hi Grace, icheck nio na lang using your ATM. Depende kasi ang bilis sa remittance service na ginamit. Kung Western Union or Moneygram, andian na yan. Pero kung thru Korean bank o others, puedeng may delay, 2 to 7 days.

  141. alex ceniza on September 8th, 2011 2:33 pm

    What if wala tomm and its the 7th day cge checko ko tomm ng afternoon ha para malaman okies thanks

  142. Nors on September 8th, 2011 4:12 pm

    Hi Alex, parang sabi mo may receipt? Receipt ng pagpapadala? Match ba ang name at account number? Kung wala pa bukas, punta na kayo sa BDO kung saan na-open yong account ng friend mo at tanungin kung yong account ba ay nakakatanggap ng remittance from abroad? — meron ba siyang restrictions? Naalala ko pala na merong case na may BDO account na may restriction kung noong inopen yong account ay may kulang na document o ID.

  143. Leslie on September 8th, 2011 11:46 pm

    Hello po, kakaclose lang po ng BDO saving account ko, and unfortunately dun nagsesend yung husband ko ng remittance nya kaya madali ang transaction namin, kanya lang dahil nga nagclose nag iisip ako tuloy na mag open nung Asenso Kabayan kasi nga walang maintaining balance kanya lang ang tanung ko po is pwede pa rin ba magtransfer ang husband ko ng remittance using Xoom.com tapos sa Asenso Kabayan account ko irereceive? hours lang ba ang duration o aabutin pa ng banking days? at saka monthly ang sending ng husband ko ng pera ok lang po ba yun? wala ba naman ako babayaran maliban sa opening ng account w/c is amounting to 50php. At saka yung card ba maibibigay agad? PLease help me and Thank you in advance.

  144. Nors on September 9th, 2011 5:39 am

    Hi Leslie, oo, puede pa ring pang-remittance mula sa Xoom yong BDO Kabayan. Yes, walang maintaining balance ito. No other fees to pay. 50 pesos ang pang-opening, pero minsan 100 pesos na ang kinukuha, total make-credit din naman yon sa account mo. Yes, ok na ok yong kahit once a month lang na remittance. To open, bring any remittance receipt, your IDs, a 1×1 photo. Dala ka na rin ng meralco or pldt bill or any proof of address, baka lang hanapin.
    Kung ano yong bilis noon ng Xoom to BDO sa previous BDO account mo, ganon din with this Kabayan, kasi puedeng direct deposit from Xoom to BDO, basta at least 2 valid IDs sa opening mo. Best regards

  145. leslie on September 9th, 2011 6:43 am

    Salamat Nors, sa napakabilis mong reply, try ko now mag open, napakalaking tulong nitong blog na toh…thank you talaga

  146. alex ceniza on September 11th, 2011 12:09 am

    hi nors ask ko lang kasi alam mo sabi ng friend ko offline ang cash card ng bdo nya dun nya nalaman on the 7th day ng padala ano pa ba pwede gawin nyan ???
    pwde ba i activate yan at nasa banko pa ba ang pera naipinaDAla ng friend ko from japan.. ano po dapat gawin ??

  147. alex ceniza on September 11th, 2011 12:11 am

    kasi baka nandito na talaga ang pera kaso na offline lang ung atm ng friend ko please naman po reply

  148. alex ceniza on September 12th, 2011 12:40 pm

    pwede ko ba i pa check ung nno ng cash card ng friend ko ??? bakit wala na reply

  149. Gesibeth Austria on September 13th, 2011 8:58 am

    good day !

    Puede ko po bang malaman ko saan bank sa saudi acredited po kau nag open po kasi ako ng account para sa remitance d2 po inedd to kwon para masabi ko po sa husband ko

  150. Nors on September 18th, 2011 9:33 pm

    Hi Gesibeth, here’s a list of BDO remittance partners in Saudi http://www.banksphilippines.com/2011/04/bdo-remittance-offices-and-partners-in.html

  151. Nors on September 18th, 2011 10:03 pm

    Hi Alex, hindi namang buong araw na offline ang ATM.

  152. Nors on September 18th, 2011 10:16 pm

    Hi Alex, hindi kasi natin macheck sa BDO mismo ang cash card kasi hindi sa iyo. Puede sana nating tawagan ang BDO para tanungin, kaso hindi sa iyo ang cash card. Masabi mo ba ang number ng cash card ng friend mo? Sana kasi nag-open ka na lang ng sarili mong cash card. Madali lang at 150 pesos lang.

  153. alex on September 20th, 2011 2:37 pm

    kasi sabi ng friend ko hanging daw ung money and also floating ang sabi naman ng friend ko sa japan he didnt receive any info about the money pwede mo ba i check and what can you recommend 6×1x539×544x07xx cash card

  154. Nors on September 20th, 2011 4:12 pm

    Alex, pag may pera ka na, I suggest kumuha ka na ng sarili mong cash card ha. ID lang ang kelangan at 150 or 200 pesos at initial deposit na 200 o 500 siguro.
    Kausapin mo yong friend mo sa Japan, sa anong name pinadala at anong cash card number pinadala at sa BDO ba? Magkano? Meron ba siyang receipt na maipakita? Para lang macheck kung tama ang name and cash card number. Baka hindi maideposit ng BDO sa cash card ng friend mo kasi merong mali na number o spelling ng name o name mo ang naisulat, hindi yong sa friend mo. Pag sure na lahat, turuan kita paano tatawag sa BDO hotline.

  155. alex on September 20th, 2011 7:20 pm

    uu nga 450$ banco de oro nga sa japan naman ay hapan post bank tinype koung number ng cash card

  156. annex on September 20th, 2011 10:18 pm

    hello po..ng open po ako ng bdo kabayan savings dito sa qatar.paano ko ba malalaman kung nahulog ba talaga sa acct ko yung pinapadala ko?

  157. Nors on September 21st, 2011 8:06 am

    Alex, suggestion ko, magtabi kayo ng friend mo sa phone. Kung gusto mong marinig yong sagot ng BDO mismo, gumamit ng cellphone at mag-speaker phone. Tawagan nio itong BDO hotline 631-8000. Antayin nio yong option na Philippines (press 1), tapos CASH CARD (press 4 yata, pakinggan nio). Pag meron nang sumagot, sabihin “Cash cardholder po ako, gusto ko po sana tanungin kung bakit hindi nadedeposit sa card card ko yong padala from Japan na niremit thru Japan Post Bank.” Handa dapat sa mga verification na tanong katulad ng name ng cash card holder, middle name, birthday, address, maiden name of mother, cash card number, kelan mo huling ginamit yong cash card, anong transaction yong last (withdrawal ba o inquiry?) meron bang balance at magkano. Ito ay tatanungin para maconfirm kung sa friend mo nga yong cash card. Handa rin sa name of sender from Japan, kelan nasend, amount. Relax lang sa pakikipag-usap, mababait naman, basta maliwanag ang pag-uusap. Kung sasabihin nila na wala namang naremit from Japan ever, tawagan mo na yong friend mo sa Japan at siya na ang mag-follow-up ng sinend niya sa Japan Post Bank, icheck niya yong name and cash card account number na sinulat niya, baka may mali. Hope magkaroon na ng liwanag itong problem mo, at makakuha ka na ng sarili mong cash card.

  158. Nors on September 21st, 2011 8:36 am

    Hi Annex, dahil tinanong mo yan, ibig sabihin nasa iyo ang ATM at passbook, walang naiwan sa Philippines, kaya hindi ma-balance inquiry doon. Tawagan mo na lang ang BDO hotline, hindi naman siguro super mahal ang charges. Sabihin mo lang na gusto mong malaman ang balance ng BDO Kabayan account mo dahil nagpadala ka at nasa Qatar ka. International Toll-Free No: BDO: (Intl. Access Code) +800-8-6318000 They will ask some verification info, tapos sasabihin nila ang balance sa account mo. Puede rin sa email, callcenter@bdo.com.ph , pero una muna tanungin mo kung puedeng mag-inquire ng balance thru email dahil nasa Qatar ka. Saka na lang yong account details, para bigyan ka ng instructions.

  159. ma. lourdes on September 26th, 2011 8:46 am

    paano po ba magpadala ng pera sa bdo rito na galing sa japan po? Gusto po kasi banki to bank na alang daw po e para safe. Thanks po

  160. Nors on September 26th, 2011 9:12 am

    Hi Ma. Lourdes, nasa Tokyo ka ba? Merong PNB at Metrobank diyan. Kung gusto mong mabilis, MoneyGram — kasi partner ito ng BDO. Moneygram in Tokyo ay nasa Banco Itau, i-direct deposit mo sa BDO account. Kung malayo ka sa Tokyo, puedeng Western Union (Travelex stores), deposit direct sa BDO account. Andito ang additional info:
    http://www.banksphilippines.com/2011/05/send-money-to-philippines-from-japan.html
    Be accurate in writing the name of account holder and account number para walang problem.

  161. alex ceniza on September 28th, 2011 12:21 pm

    hi nors tanong ko nalang kasi tinawagan ng bdo ung friend ko tpos pina transfer nalang ng friend ko ung money to metro bank

    from bdo philippines to metro bank how many days un transfer nor sabi nila wednesday daw meron na?

  162. Nors on September 28th, 2011 1:34 pm

    Hi Alex, ang tagal na nito. Sinong friend mo? yong friend mo sa Japan? Bakit kelangang itransfer sa Metrobank? Kaninong account sa Metrobank? Account mo? Cash pickup? Bakit di na lang cash pickup sa BDO na mismo? Parang something wrong here. at saka yong BDO Philippines, tinawagan niya yong friend mo sa Japan?

  163. Hanna on September 28th, 2011 5:07 pm

    Hi Nors..mgkano ba deduction ng bdo sa wire transfer from australia?at mgkano ba ang amount limit sa transfer kung debit card gamit..commonwealth bank ung account nya..meron bang other ways na mas mabilis at mababa lng ung deduction?

  164. alex ceniza on September 28th, 2011 6:51 pm

    nors kasi ung money nasa philippines na d ba kasi close na pala ung cash card ng friend ko tpos tintawag ng bdo ung friend ko may ari ng cash card ngayon nung monday na follow up na pina transfer na ng friend ko ung money sa metro bank instead na mag open sya ulit para dun ma send ung money kasi sabi nila nung monday confirm sa wednesday meron na daw bakit ngayon wala pa din..

  165. Nors on September 28th, 2011 7:41 pm

    Hi Alex, bakit ma-close ang BDO cash card? wala naman itong maintaining balance para ma-close. bakit daw na-close? At bakit kelangang itransfer ng BDO sa Metrobank ang pera? Ang susundin ng BDO ay yong nag-send ng pera, hindi yong sinendan. Kung yong Japan sender ay sabi niya deposit to cash card, deposit to BDO cash card ang masusunod. Hindi puedeng deposit to Metrobank, except lang kung mag-iba ng instructions yong sender on time. Sa case mo ay walang amendment instruction from sender, so di puedeng itransfer ng BDO to Metrobank, at walang rason para itransfer ng BDO ang money sa Metrobank?

  166. Nors on September 28th, 2011 7:53 pm

    Hi Hanna, di ko alam kung magkano ang BDO deduction, o kung merong deduction for wire transfer. Baka sa foreign exchange na lang sila kumikita. Ang malaki niyan doon sa part ng Commonwealth at yong third bank. Nabasa ko, sa Commonwealth, kahit inquiry sa remittance, merong charge, matindi. In some cases, mas mahal ang wire transfer kesa other remittance methods lalo na kung merong other bank involved — katulad niyan hindi naman correspondent bank ng BDO ang Commonwealth Bank, so there was a third bank involved. Ito merong list dito ng BDO remittance partners sa Australia. http://www.banksphilippines.com/2011/05/bdo-remittance-from-australia-money.html Ito RCBC partners, if you like. http://www.banksphilippines.com/2011/06/rcbc-telemoney-in-australia-send-money.html Puede ring MoneyGram, kasi partner ng BDO ang Moneygram. Puede yan lahat deposit to BDO account.
    Kung ibig mong sabihin ay debit card ng sender mo sa Commonwealth, at nag-online remittance siya, limited siya sa daily withdrawal limit ng bank. Best regards

  167. Hanna on October 3rd, 2011 7:17 pm

    Nors..kc pinadalhan ako ng husband ko ng 200 AUD equivalent to 8,941.80PHP yung nasa receipt na natanggap ko from his bank Commonwealth bank..tapos ung natanggap ko lng na amount is 7,848.60 lng..cguro gumamit ng third bank..malayo rin kc location nya drouin victoria xa i dont think merong malapit na money gram doon..i mean ate Nors debit card ung gamit ko dito sa BDO may limit ba na amount na matanggap yun through transfer? thanks Ate Nors for your reply..

  168. Nors on October 4th, 2011 1:16 am

    Hi Hanna, so 1093.20 ang remittance cost. Tiningnan ko yong Western Union Australia website, merong Western Union sa Australia Post in Victoria, yong postal service nila, baka lang mas mura. Puede ring deposit to BDO account ito. Baka meron din siyang makitang UAE Exchange Australia Pty Ltd. Pero tanungin muna kung magkano.
    About sa BDO debit card, walang limit sa madeposit o maremit sa account na ito, Kabayan man o yong regular na savings account, basta lang noong inopen ninyo itong account ay complete IDs naman ang naipakita ninyo at wala silang question sa IDs.
    Ang merong limit yong BDO cash card.

  169. keo on October 4th, 2011 2:58 pm

    I enrolled my BDO Kabayan Savings Accont in the Internet banking Services, but, firt I need to activate my account in BDO ATM manually. Im working now in Saudi Arabia, Is there any other way how to activate the internet banking services?

  170. Nors on October 4th, 2011 6:59 pm

    Hi keo, ibig mong sabihin, hindi mo na-input yong PIN mo sa ATM mo before leaving for Saudi? Tapos ayaw ma-process dahil wala pang PIN? Ang remedyo lang ng pag-change ng PIN ay dito sa Pilipinas, kasi dito lang merong BDO ATM machine. Puede mong ipadala yang ATM to a trusted person kaya lang risky, not advisable. Pag magbakasyon ka na lang.

  171. anjel on October 5th, 2011 8:50 am

    hi, vacation lng ako dito sa US texas stockdale, galing ako sa kuwait. paano po magdadala sa BDO.. at saan, ksi sa kuwait madaling halos lhat ng kanto may money padala. pls. pwed ba paturo ng sakto kung paano… salamat po

  172. Nors on October 5th, 2011 9:41 am

    Hi Anjel, hanap ka ng Moneygram diyan — ito ang partner ng BDO, puedeng cash pick-up sa BDO o deposit to BDO account. Puede ring Western Union, pero deposit to a BDO account, or door-to-door or pickup sa Western Union mismo or BPI. Hanap pa ako ng iba kung may makita ako, kasi walang BDO agent diyan sa Stockdale sa list ng BDO.

  173. cherry sibua on October 7th, 2011 7:59 pm

    hi maam..ask ko lang po if pwedi ba mahulogan ang account ko sa bdo galing sa labas ng bansa pero young acc.ko meron pang laman pero hindi ko na nadepositohan almost a year..ok pa ba yon?hindi pa po ba na close?

  174. cherry sibua on October 7th, 2011 8:03 pm

    hello po mam..mag inquire lang sana ako if ma receive ko and perang padala galing india tru hsbc bank to bdo.phil..into my acct number..mga ilang days po bago mareceive and perang padala..please reply//tnx

  175. Nors on October 8th, 2011 6:08 am

    Hi Cherry, wire transfer ito, so 3 to 7 business days yan. puede ring longer pa, pero sabihin mo sa sender mo kapag wala pa in 7 business days.

  176. Nors on October 8th, 2011 6:20 am

    Hi cherry, anong bdo account ito, kabayan? o atm savings? Kung atm savings, dapat meron doong 2k na balance para hindi na-close. Kung passbook, 5k ang maintaining. Kung kabayan, dapat may nai-remit. I-check mo ngayon by doing a balance inquiry sa ATM. Kung may result at sinabi yong balance amount mo, ibig sabihin, okay pa ang account mo. Sasabihing account closed pag hindi. Kapag closed, go to your branch and ask if you can activate it and how…. kasi merong darating na wire transfer.

  177. cherry sibua on October 10th, 2011 6:43 am

    passbook po and aking saving account…sabi nong sender nahulog na po yong pera last friday..saan tayo pwedi mag inquire kung andyan nang pera kahit hindi pa naka activate yong account ko…

  178. cherry sibua on October 10th, 2011 6:45 am

    canadian dollar ang ipinadala po…

  179. Nors on October 10th, 2011 7:08 am

    Hi cherry, kung closed yong account mo, naka-hang yong padala. Tumawag ka BDO call center 631-8000. Curious lang ako bakit Canadian dollars from India.

  180. cherry sibua on October 10th, 2011 7:10 am

    hi maam…si cherry po to..ask lang po ako if ang wire transfer ba is 3-7 days ba excluding sat.and sun.?nahulog na yong pera last friday..may remittance receipt ba young nagpadala.kailangan pa ba ang bank acc. nimber at remittance receit numbers sa nagpadala para maka pag inquire ako?

  181. cherry sibua on October 10th, 2011 7:12 am

    ok lang po ba na mareceive ko ang pera kahit na mali ang pangalan ko pero tama and bank acc.number na naibigay ko sa sender?
    ex.hazel marie:tapos ang naisulat ay marie lang pero tama and bank acc. number.

  182. Nors on October 10th, 2011 7:26 am

    Hi cherry, sorry pero hindi mo ma-re-receive kasi hindi mag-match yong account number at name. Pero merong mali dito, kasi bakit yong sender mo magpapadala ng walang family name? Common sense naman na meron tayong lahat family names worldwide. Dapat tatanungin ka, di ba?
    Or kung ang ibig mong sabihin ay mali yong first name lang at merong family name, hindi pa rin mag-match. Ang gagawin ng nagpadala ay mag-file ng amendment doon sa Indian bank para ma-correct yong name.

  183. Nors on October 10th, 2011 7:31 am

    Cherry, oo, excluding sat and sun. Hindi na kelangan ang receipt ng sender kasi bank account mo ito. Di ba kung acccount mo, free ka naman to withdraw, inquire at deposit kasi account mo ito. Ang problem lang dito ay maaaring closed ito, so dapat icheck mo na ngayon sa ATM — balance inquiry, para tingnan mo kung closed na siya at mapuntahan mo yong branch mo.

  184. cherry sibua on October 10th, 2011 10:09 am

    sa canada sya nagtrabaho pero residence nya india..bali naka base yong work nya sa canada pero indian national sya…nag vacation sya ngayon sa india…

  185. Nors on October 10th, 2011 10:17 am

    Cherry, okay, ganon ba? Sorry about sabi ko na “common sense”. Medyo marami-rami na rin kasi yong nagco-comment dito and sa other posts na nag-e-expect ng money from India, at hindi naman natutupad, at kung anu-ano yong sinasabi ng taga-India. Hope active na yong account mo.

  186. rose on October 12th, 2011 6:33 am

    hello po..mag ask lang sana ako nagpadala kasi bf ko from new york using wired money tranfer last week thrusday..pero wala ako atm so ibinigay ko yung cash card mastercard ng bestfriend ko.papasok kaya yung money…i need your kindly advice thank you

  187. Nors on October 12th, 2011 8:55 am

    Hi Rose, oo puedeng tumanggap ng remittance ang cash card, basta noong inopen yong cash card ay complete ang IDs, so hindi siya on-hold. Dapat andiyan na yong wire transfer today or up to Friday.

  188. rose on October 12th, 2011 1:12 pm

    nors, maraming salamat check ako ngayon ulit baka eron na.thank you

  189. rose on October 13th, 2011 2:41 am

    nors, sabi naman ng friend ko nung nag open siya ng account sa bdo hingian lang naman daw siya ng isang i.d,nagtransfer naman sa kanya ate niya ng money bank to bank yun nga local transfer lang.ng check ako ngayon wala pa rin. pina follow up ko na nga sa bf ko.binigay nya nga sa kin yung corresponding swift code bank number.BNORPHMM BDO UNIBANK ang sabi niya sakin dun corresponding bank.ang tagal ma credit need na need ko pa naman ang money. pang 5 days na ngayon hoping meron na:(

  190. rose on October 13th, 2011 2:44 am

    nors, sana mataggap ko na subukan ko yung kabayan cash card kung maganda ang remittance.update kita kung nakuha ko na

  191. Nors on October 13th, 2011 7:42 am

    Hi Rose, ito bang BDO cash card ng friend mo yong ordinary cash card? Yong in-open na nagbayad ng 150 pesos? Yong merong limit ang daily transaction amount? Yong walang name embossed on the card, 10k lang ang puedeng ideposit per day. Yong merong name, 25k per day. Kung walang name, malamang na 10k ang limit niyan. Kung more than 10k yong pinadala ng bf mo, hindi yan papasok. If so, talk with your bf so he can go back to the bank where he sent money and change the amount to 10k or less. Or mag-open ka na ngayon ng sarili mo, yong BDO ATM savings (without passbook), 2k ang maintaining (maganda ito, walang daily transaction limit), para mai-send mo yong account number to your bf. Ay, oo, yong Kabayan account pala, walang maintaining, 100 pesos to open, basta meron kang ipakitang remittance receipt plus the usual requirements.

  192. kinoo on October 16th, 2011 9:28 am

    Hello,

    please help me. kung ano ang kelangan kung magsesend ng pera from van nuys, california to my bdo kabayan. the sender wants to use bank to bank transaction. do i need to send a scanned copy of passbook and card? and does he still the bdo swift code? thank you po.

  193. Nors on October 16th, 2011 9:46 pm

    Hi Kinoo, if your sender likes wire transfer from U.S. to BDO Philippines, he needs your account name, account number (number in your passbook, not on card) and BDO Swift coder BNORPHMM. Just write the info, di na kelangang scanned. In some cases, depositing to your BDO account thru Moneygram is faster, as Moneygram is a BDO partner. Puede ring Western Union. He can also send money online thru Xoom and Lucky Money if he has US debit or credit card or bank account. http://www.banksphilippines.com/2011/10/bdo-remittance-partners-in-california.html

  194. char on October 16th, 2011 10:58 pm

    hi ask ko lang po.dito ako sa abroad.paano mag padala ng pera sa bro. ko gamit ang money from my bdo savings account.

  195. Nors on October 17th, 2011 3:36 am

    Hi Char, maganda siguro antayin mo na lang ang next salary mo para yon na lang ipadala mo sa brother mo thru MoneyGram or Western Union. Ang naisip ko lang na remedyo are risky, matagal and not very advisable: to send your ATM to the Phil thru DHL or FedEx or to have a withdrawal slip sent to you, sign it and send it back to your brother.

  196. nora on October 17th, 2011 9:39 pm

    how many days bago pumasok sa BDO account yung pinadala via wire transfer, this is from US bank to BDO Philippines? thanks!

  197. Nors on October 18th, 2011 11:43 am

    Hi Nora, 3 to 7 business days, pero kalimitan 7 days, based sa mga nagco-comment dito. If your sender used a BDO correspondent bank, mas mabilis kasi direct to BDO Phil na, pero kung hindi, gagamit pa ng BDO correspondent, so 3 banks ang involved.

  198. nora on October 18th, 2011 8:32 pm

    thanks, i have another question, magkano yung fee? fixed amount ba sya or base kung magkanu yung pinadala?

  199. Nors on October 18th, 2011 8:53 pm

    Hi Nora, depends sa correspondent bank. Wells Fargo charges $35 (based on its website). $25 yong ibang nababasa ko. Meron ding additional BDO fee palagay ko, kasi BPI charges 150 pesos for inward wire transfers. Can’t find info on BDO wire transfer fees. Some correspondent banks charge a fixed fee plus a proportionate amount. Additional fee if your sender used a non-BDO-correspondent bank, so this bank will link to a corresbank. In many cases nowadays, wire transfers are costlier than other remittance services.

  200. madonna mendoza on October 18th, 2011 11:11 pm

    hello,im donna .ask ko lang po if paano mapapadalhan ng pera ang bdo kabayan ko?andito po ako sa pilipinas.bdo quezon avenue lucena city branch po ang kabayan account ko.galing po sa norway yung perang ipapadala sa akin.pano po kaya siya magpapadala?

  201. madonna mendoza on October 18th, 2011 11:13 pm

    tinatanong po nung magpapadala sakin na galing sa norway kung ano daw po yung swift code bank ng bdo kabayan ko.hindi ko po alam kung ano yun at kung bakit niya tinatanong.sana po maagot nyo tanong ko,thank you po.

  202. Nors on October 19th, 2011 2:13 am

    Hi Madonna, ang Swift code ng BDO is BNORPHMM. Kelangan ito sa wire transfer to send money to you. I-send mo rin ang Kabayan account number mo (yong number na nasa passbook), address mo and address of BDO branch. Name on your passbook should be the same as name on wire transfer. Merong BDO remittance partner sa Norway — Filstar D.A., Stanseveien 2, 0975 Oslo, kung gusto niya. Puede rin siyang mag-remit/deposit directly to your Kabayan thru MoneyGram at Western Union, baka lang mas mura pa kesa wire transfer.

  203. cherry sibua on October 20th, 2011 10:48 am

    good morning po..ask ko lang po if magkano ang mag open ng account using kabayan saving account?ano po ba ang requirements para mag open..ito ba ay passbook o atm?at kung maka pag open na po..may limit ba ang dapat ipasok a pera..

  204. Nors on October 20th, 2011 1:17 pm

    Hi Cherry, 100 pesos, puede nang pang-open ng Kabayan. Bring any remittance receipt from abroad addressed to you, plus the usual requirements, such as two valid IDs, 2 photos, proof of address. Some branches require a landline phone number. Kabayan is a combination passbook and ATM. No limits to deposits. Meron akong post dito about Kabayan: http://www.workingpinoy.com/2009/06/bdo-kabayan-savings-bdo-remit-cash-card-for-ofws/

  205. ann on October 27th, 2011 10:09 pm

    hi,
    ask ko lang sana if anong iban number ng BDO?,, kasi hindi ako makasend ng money sa phils via wire transfer without that.. hinihingi kasi,
    currently im now at zurich switzerland.

  206. Nors on October 28th, 2011 5:37 am

    Hi Ann, ang kelangang code sa wire transfer to the Philippines ay Swift Code. BDO’s Swift code is BNORPHMM. Ang IBAN ay for European banks. In some cases, wire transfers are more expensive. You can try BDO remittance partners in Switzerland. http://www.workingpinoy.com/2011/04/bdo-philippines-remittance-switzerland/

  207. eileen on October 30th, 2011 3:55 am

    hi! asko ko lang po if san dito sa bahrain ako pwede mag-open ng BDO account? pauwi n kasi ako sa december at like ko po mag-open ng accout bago ako makauwi..
    salamat sa tulong. :D

  208. Nors on October 30th, 2011 9:23 am

    Hi Eileen, ito ang list ng BDO remittance partners in Bahrain. Paki-check na lang kung alin dito ang nag-o-offer ng BDO account opening.
    http://www.banksphilippines.com/2011/10/bdo-remittance-partners-in-bahrain.html Kung wala, dito ka na lang sa Philippines later on. You can enroll your account in Internet banking so you can monitor it while in Bahrain.

  209. eileen on October 31st, 2011 5:17 am

    thanks mam.. :D

  210. Ellen on November 3rd, 2011 10:45 pm

    Hi, ask lng po aku, nag open po ako ng Kababayan savings last August 2011 lng parang di ko naman ata to magamit dito gusto ko sanang mag saving, di po kasi nila tinatanong kng saang place ka banda, ako nasa canada pero nasa New Brunswick bathurst, search ko yong pwedeng bank eh nasa Toronto lng kasi ang sabi kahit di ka mgpadala pwede ka namang mag savings.
    Pwede po pakilinaw sa akin.
    Salamat ng malaki.

  211. michelle on November 3rd, 2011 11:33 pm

    hi,po my mga kptid p ako s france myroong p kayong remittance center don? ka c po s western p cla ngppdala eh,ang mahal po ng charge nla

  212. michelle on November 3rd, 2011 11:36 pm

    =)

  213. Nors on November 4th, 2011 3:39 am

    Hi Michelle, this is the BDO remittance office in France – Banco de Oro Unibank Inc. – Paris Representative Office
    86 rue de la Pompe, 75016 Paris. If your siblings are far from Paris, they can check MoneyGram, kasi ito ang international remittance partner ng BDO. They can also check out other banks http://www.banksphilippines.com/2011/11/send-money-to-philippines-from-france.html

  214. Nors on November 4th, 2011 3:53 am

    Hi Ellen, oo nga, I looked at the BDO remittance list, karamihan nasa Toronto. Merong isang Quebec. Ang sure na meron dian, yong mga international money transfer firms like MoneyGram and Western Union. Check mo na lang how much ang remittance cost sa MoneyGram (ito ang partner ng BDO, although puede rin naman ang Western Union kung direct deposit sa account), at i-compute mo kung it makes sense to send money to your Kabayan account monthly para maka-save. Kung mahal ang remittance fee, siguro once in 3 months, mga ganon. Or ikaw, kung mas okay na mag-save sa bank diyan. Best regards.

  215. gloria on November 13th, 2011 11:34 pm

    hi po asked ko po na ang bf ko ay taga ibang bansa nais niya pong magpadala sa akin ng pera dito bdo ,,, makuha ko ba ang pera na wala akong kahit anong klasing card ,,wala ako credit card only voter id lang po ,,,plzzzz responce

  216. gloria on November 13th, 2011 11:47 pm

    i need your reply now po plzzzzzzzzz

  217. Nors on November 14th, 2011 12:38 am

    Hi Gloria, oo, ang voter’s ID ay valid ID. Sabihin mo sa bf mo na door-to-door na lang para kahit isang ID lang ay puede na. Ang mga BDO remittance partners ay puedeng door-to-door. Puede kang kumuha ng postal ID para kahit anong type ng remittance, puede ka na. Kalimitan kasi, kapag cash pickup sa banks, hahanapan ka ng 2 IDs. Kuha ka muna ng barangay clearance at cedula para makakuha ka ng postal ID. Kapag meron ka nang 2 IDs, puede ka na ring mag-open ng ATM account or cash card sa BDO para direct-to-account or cash card na magpadala ang bf mo.

  218. vhin on November 14th, 2011 1:51 am

    I got problem here about the Bdo account number in the travel agency. My Grandfa made a transaction to an agency. he sent money to a BDO 10digit account # of an agency. napadala na nya ung pera nong nov.7 10am at USA time. Until now we still waiting for the money. ang problema kasi tumawag ung agency kulang daw ng two zero sa bdo accnt# nla kc padala nadaw un from abroad. if pinas lng ok ndaw ung 10dgit accnt# nla. sabi nila yun daw ung mg identify if dollars or peso ung pinadala. big deal ba tlga ung pglagay ng 2 zero? match nmn kc ung bdo accnt nem an accnt# kya naipadala nla at sabi ng bank sa US 2-3days lng daw d2 na ung pera. papasok po ba tlga ung pera sa bdo accnt d2 or babalik un sa sender kc lacking 2 zero? ilang days paba hihintayin namin? tnx po. hope you can help us. and pls give some advice what to do.

  219. Nors on November 14th, 2011 8:08 pm

    Hi Vhin, yong grandpa nio sa U.S. nagpadala ng pera to a BDO account thru an agency in the U.S.? At yong agency nagpadala thru a U.S. bank? Sana pinadala na lang ng agency kahit 10-digit lang kasi sabi naman ng BDO sila na ang bahalang magdagdag ng 00 if peso account and 10 if dollar account, habang hindi pa fully informed ang mga clients nila about the account number change. Pero I don’t know kung baka merong ibang reason ang agency na di ko pa alam. Curious lang ako na travel agency nagpadala, and then merong bank involved. Eh di 2 ang merong remittance charge. Anyway, tumawag yong agency pero hindi nagbigay ng instructions on what you need to do? Habang hindi nio pa natatanggap ang pera, ang meron lang magagawa is the sender. Siya ang mag-follow-up and make the needed amendments kung kelangan, kasi siya ang nagpadala. You can also call BDO hotline 631-8000 and ask kung madedeposit ba ang remittance na 10-digit lang ang naisulat na account number. Best regards.

  220. vhin on November 15th, 2011 10:25 pm

    Ah i see. Thanks for mam. I’m going to call the BDO hotline nalang po.

  221. grace on November 17th, 2011 5:11 pm

    gud day tita nors,.pwd po bng mgtnong,.meron po kc mgp2dla ng pera skin gling united kingdom,.nkdeposit po ang pera s Bank of america,.ng mail po skin ang bangko about s account qng san pwdng itransfer ang pera,.my tintnong po clang route number ano po b un.bdo po ang bangko.ang binigy q pong account ay s mama q kc wla p po aqng account..ang bank of america po ngmemsg skin pno po b ang process nyon.hinty q po respond nyo.slmt po.

  222. Nors on November 18th, 2011 4:41 am

    Hi Grace, parang puzzled ako sa sinabi mong Bank of America ang nagtatanong ng route number. Bakit kaya bank ang nagtatanong sa iyo? Di ba dapat yong nagpapadala? Di ba ang nagfi-fill-out ng form ay yong nagpapadala? Anyway, ang Swift code ng BDO ay BNORPHMM. Yan ang ginagamit sa wire transfer. Meron lang akong advice — I-erase mo na lang kung hindi tugma — never never kang mag-send ng pera para lang mapadalhan ka ng pera.

  223. ronnalyn sarmiento on November 21st, 2011 5:45 pm

    ilan araw po bago makuha yung padalang pera galing india?bank to bank po.ang bangko ko po ay bpi family savings bank..pinadala po cya nung thursday?salamat po.

  224. Nors on November 22nd, 2011 1:12 am

    Hi Ronnalyn, 3 to 7 days ang normal. more days pa in some cases. Kung sa correspondent bank ng BPI ipinadala, mas mabilis.

  225. Janice on December 2nd, 2011 10:37 am

    G00dm0rning p0, im janice and im here in brunei.. Ask ko lang p0 sana k0ng hindi p0 ba pwedeng y0ng bf ko p0 ang magdedep0sit sa kabayan saving acc0unt k0..gust0 nya lang p0ng lagyan para dalawa na kming mghuhul0g d0n.. Nasa pinas p0 siya.. Hindi ko pa p0 na try na mgpadala o mgdep0sit sa acc0unt k0 kc ala p0 akng nkikita na BD0 d2 eh.. But as i read fr0m 0thers c0mments and y0ur answers to it i can use m0neygram to send the m0ney to my acc0unt.. Sana p0 pwede y0ng bf k0ng mgdep0sit sa acc0unt k0 dep0sit lng naman p0 eh.. Thanks sana p0 msag0t ny0 tn0ng k0… G0dbless

  226. Nors on December 2nd, 2011 6:29 pm

    Hi Janice, oo, puedeng mag-deposit ang bf mo sa Kabayan account mo dito. Mag-fill-up lang siya ng deposit slip. Meron ditong BDO remittance partners sa Brunei: http://www.banksphilippines.com/2011/06/send-money-from-brunei-to-philippines.html

  227. john on December 6th, 2011 11:27 am

    Ask ko lang. Would bdo return the money if it is hacked? Kasi my friend last atm transaction were last nov 28 at a bdo atm machine, then few days ago, she found out that her money was gone. She did another acct balance this morning and still the same balance. 110php instead of almost 9k. She called the bdo hotline and was told a transaction was made last dec 2 in a bpi atm machine. Can sge retrieve the amount loss? The fact that her atm acct was hacked? Thanks

  228. Nors on December 6th, 2011 12:47 pm

    Hi John, mahirap i-prove ang hacking kapag ATM nawidro, kasi nasa cardholder ang ATM. BDO can show their machine tape recording na merong nawidro sa ATM. Tanungin uli kung saang ATM and what time nawidro, amount at kung isang withdrawal lang, and from there, isipin ng friend mo what happened.

  229. john on December 6th, 2011 3:15 pm

    Tinawagan na nya yung bdo at sabi may successful atm transaction daw na nangyari nung dec 2 sa bpi atm machine. Pwede po bang system error lng yun? Tingin ko kasi hindi eh. Kasi sa bpi nawidrw eh at hindi nmn sa bdo whre my friend do her atm transactions

  230. Nors on December 6th, 2011 3:41 pm

    Sori, John, I can’t guess what happened. Tanungin niya ang BDO kung ano dapat ang gawin niya to claim her/his money.

  231. John on December 6th, 2011 4:09 pm

    Ok thanks. We would just let bdo investigate this case on how did someone make a transaction using my friends account. Thank you for your time

  232. susan on December 6th, 2011 9:53 pm

    can a bdo payroll account receive remittances from us? kasi i can remember when i deposited checks here sa philippines sa account ko, hindi daw pwede, barred daw to cash deposits lang. baka kasi magkaprob if ever magpadeposit ako sa fiancee ko sa states for his remittances. pls help. thanks po! god bless

  233. susan on December 6th, 2011 10:00 pm

    bdo debit card pala account ko. payroll account. thans!

  234. dhes83 on December 7th, 2011 1:05 am

    hello good day..ofw po ako dito sa qatar ng open po ako ng account dito rin para sa mga remittances ko.natanggap ko na po yung atm card at passbook from the philippines.is it necessary to send the OBBE form sa office ng bdo o optional lang xa?hindi ba ako magkakaproblema pag uwi ko sa pinas next year dahil hindi ako nakapag submit ng OBBE form?malayo po kasi yung post office namin dito sa tintrabahoan ko.ano po ba yung ipapakita ko sa bdo diyan para makuha ko yung pera ko soon?thanks :)

  235. Nors on December 7th, 2011 12:49 pm

    Hi Susan, sorry, hindi puede. Na-try ko na sa BDO Southmall, ayaw nila. Ang BDO payroll cash card daw ay for company use only. Mag-open ka na lang ng ATM savings account (2k maintaining balance) para merong interest at para PDIC-insured. Kung may remittance receipt ka, puedeng BDO Kabayan, para merong passbook — have at least 1 remittance every 6 months or if not, maintain the 5k balance.

  236. Nors on December 7th, 2011 3:34 pm

    Hi dhes83, sorry, hindi pa kasi ako nakakita ng OBBE form. ano ba ang meaning ng OBBE? Online banking something? overseas something? Andiyan dapat yong instructions kung required ba yan or optional or merong deadline. Good day diyan…

  237. renz on December 9th, 2011 9:49 pm

    paano po bang i-activate yong pin ko dito sa bahrain?nag-open po ako dito this year lng po, at gusto ko pong gamitin dito.ano po ang gagawin ko para maactivate.?

  238. Nors on December 9th, 2011 10:41 pm

    Hi Renz, sa BDO ATM sa Philippines kasi ang activation ng ATM card. Yong account, puede nang gamitin for remittance.

  239. Ning on December 12th, 2011 8:57 pm

    Hi, meron akong kabayan account last october ko palang inopen, gusto ko sana malaman kung pano ang wire transfer from pennsylvania to my bdo account sa Pinas. at anong bank sa pennsylvania ang affiliated sa BDO? Thanks in advance.

  240. Rosemarie Gray on December 12th, 2011 10:59 pm

    Hello, may bdo account ako. since 2009 pa.Asenso Kabayan Savings Account yun. Pwede po ba ako maghulog ng monthly amortization ko sa Pag-ibig Fund .Den sila na po ang mag automatic debit sa account ko. Papunta po kasi ako New Zealand nandun na rin husband ko. Gusto ko po sana derekta na maghulog sa Pag-ibig kesa idaan ko pa sa tao baka ndi pa maibayad. For security reason. Maghuhulog po ako monthly sa bdo account ko den papasok na sa account ng Pag-ibig Fund. Pano po ba ang proseso nun. ano po ang gagawin ko.

  241. Nors on December 13th, 2011 2:31 am

    Hi Jennifer, i-email mo na lang ang BDO, pero huwag mo munang isulat yong account number mo sa email. Antayin mo yong instruction nila. Ask them lang muna if you can know thru email if your Kabayan is still active. Best regards. BDO Customer Contact Center callcenter@bdo.com.ph

  242. Nors on December 13th, 2011 9:56 am

    Hi Rosemarie, parang merong ganyang service ang BDO, i-check ko. I’ll be back.
    I checked the BDO website, pero hindi kasama ang Pag-ibig. Hindi rin kasama sa PNB at BPI. If you like, I checked my Metrobank, at kasama ang Pag-ibig sa online payments. Ang advantage kasi ng merong online bill payment, maka-save ka sa remittance fees. You remit a bigger amount at one time, so isang remittance fee lang, and then pay monthly online (without remittance fee, kasi libre naman ang internet transaction). If you like, you open an account with Metrobank, enroll it online here, para you can pay Pag-ibig and you can monitor your savings online while in NZ. Pero, pagpunta mo sa Metrobank, tanungin mo muna doon kung active yong Pag-ibig online payment nila, kasi meron ding changes na hindi naa-announce agad, pero as of now, sa Metrobank online ko, kasama ang Pag-ibig.
    Sa Pag-ibig website, sabi nila puede ring magbayad sa IREMIT NEW ZEALAND LIMITED, 903A 2nd Floor, Fountain Lane Nth, Botany Town Centre, Cnr Ti Rakau & Te Irirangi Drives, East Auckland, New Zealand, Office No.: (09) 277-2181, Cellphone Nos. : 021-8-73648, 021-144-6406.

  243. Nors on December 13th, 2011 10:11 am

    Hi Ning, sa list kasi, walang BDO correspondent bank specifically for Pennsylvania, pero puede na rin siguro yong mga banks sa list above na nasa U.S. but I’m not sure. Yong Wells Fargo, meron silang ExpressSend na direct deposit sa BDO. http://www.workingpinoy.com/2011/05/wells-fargo-send-money-from-u-s-philippines/ Puede ring direct deposit ang Moneygram (BDO partner ito), Western Union or Xoom.com (this is used by my niece in California). Best regards

  244. meilin vicente on December 14th, 2011 9:44 pm

    hi ask ko lng po sa qatar po nagwo-work ang asawa ko kung maghuhulog po ang asawa ko sa moneygram ilang days po bago makuha thru kabayan savings? thank you.

  245. Nors on December 15th, 2011 1:23 pm

    Hi Meilin, dapat within the hour, andiyan na dapat yong remittance mo. Yong money na ipinadala from Korea thru Moneygram to my husband ay instant naman. Pero ewan kung bakit minsan merong nagtatanong dito na wala pa raw yong padala sa BDO account nila. Di ko alam kung Moneygram yong mga yon. Puede niyang try ang Moneygram, then kung mabagal, try niya itong mga BDO remittance partners next time: http://www.workingpinoy.com/2011/04/bdo-remittance-partners-qatar/

  246. jodapril on December 22nd, 2011 9:44 am

    goodmorning po.. ask ko lng po bakit di ko pa nare-receive yung money from norway. last month po, 3days lng yung working days at na-transfer na yung money sa account ko.. ngayun po, 3days na pero wala pa.. bank po nang dad ko ay fokus bank.. thank you po

  247. Nors on December 22nd, 2011 5:18 pm

    Hi jodapril, baka mamya andiyan na o bukas, Christmas ngayon, baka maraming pina-process. The same bank or remittance din ba ang ginamit noon? Kung 5 days na at wala pa, your papa can ask Fokus Bank.

  248. MARISSA on December 23rd, 2011 11:23 am

    HI THERE..I JUST WANT TO ASK WHAT BANK CAN I SEND HERE IN PRESCOTT ARIZONA, WHAT CORRESPONDENCE BANK HERE I CAN SEND MONEY TO MY FAMILY IN CAGAYAN DE ORO CITY. I OPEN AN ACCOUNT KABAYAN SAVINGS ACCOUNT AND ALSO THE SAVINGS ACCOUNT WITH THE SAME BANK BDO BANK..

  249. Nors on December 23rd, 2011 1:21 pm

    Hi Marissa, merong ExpressSend service ang Wells Fargo, check mo na lang kung merong itong service na ito sa Wells Fargo sa Prescott.
    http://www.workingpinoy.com/2011/05/wells-fargo-send-money-from-u-s-philippines/
    Okay rin ang Moneygram at Xoom.com dahil partners ito ng BDO dito. Puedeng cash pickup or deposit. Best regards.

  250. Ayi on December 28th, 2011 11:55 pm

    Hi, I have a BDO Kabayan savings account, my business partner in Florida will send money to me (monthly). Can you give me the steps on how he can do it? He preferred wire transfers from Orlando to BDO Gensan. Thanks!

  251. Nors on December 29th, 2011 12:37 pm

    Hi Ayi, somebody from Florida is also paying me thru Paypal, but I’ll advise him to pay me thru Xoom.com in 2012. If it’s a big amount of money, wire transfers are advisable, but for not-so-big amounts, I think Wells Fargo ExpressSend, Xoom, or Moneygram are less costly. If he insists on wire transfer, he can use the US-based banks in the list above.
    You can read this post: http://www.workingpinoy.com/2011/12/online-money-transfer-to-philippines-from-us-paypal-xoom-moneygram-western-union/

  252. Glenn Patero on December 29th, 2011 11:29 pm

    Hi! Ask ko sana kung pwede magamit ng iba tao na makapag labas ng pera sa account ko? may account ako sa bdo using passbook at may nakakaalam ng account number ko at detail ng profile ko. posible ba na bigla mawala mga savings ko?

  253. Nors on December 30th, 2011 12:29 pm

    Hi Glenn, depende. Pag over the counter withdrawal, kelangan ang passbook kasi passbook account ka. Kung nasa yo ang passbook, di siya makawidro. Pero depende rin kung merong changes sa policy ng bank, baka puedeng magwidro without the passbook. Meron daw nakawidro sa account ni Claudine Barretto, pero AND/OR account ito with her husband. Kung withdrawal slip lang at di kelangan ang passbook, at kaya nilang gayahin ang pirma mo, puedeng makawidro. Sometimes, for big amounts, the teller ask for IDs, at kung meron silang maipakita, puede. May Internet banking ka? Puede rin nilang makuha kung alam nila ang user name mo at password mo, at meron silang IDs mo — they’ll use these to enroll the accounts where they will transfer your money, pero this will take at least 2 days.
    Pero kung account number lang ang alam nila, safe naman siguro palagay ko. Di ba, sa mga donations and payments, ina-announce pa ang account numbers sa tv? Pag hindi mapalagay, puede namang mag-open ng new account.

  254. Ayi on December 30th, 2011 4:30 pm

    Hi Nors,

    Thank you! He’s sending me payments through Xoom since March because Paypal fees suck. But just this month, Xoom will no longer raise the cap in his sending There’s limit. This is actually why I opened a BDO account. It’s a large sum of money (payment for my team of writers every month). So, will it requires swift code? What are other details needed apart from my Savings Account #? And how shall he do the wire transfer? Can he automatically send a bank transfer from his US bank account to mine? A reply is highly appreciated. Thanks!

  255. Nors on December 31st, 2011 3:12 am

    Hi Ayi, yes, a wire transfer requires a swift code. The other requirements are on the list in the post above. In most banks, he can do the transfer either online or at the branch. Yes, he can make the transfer from his bank account to your bank account, since this is the wire transfer concept — account to account. It’s cheaper and faster if his bank is Citibank, Standard Chartered, Wells Fargo, Bank of America, since these are BDO correspondent banks. I’ve read also that Citibank Global Funds Transfer for Citibank Philippines account owners is free and real-time; perhaps you can explore this channel.
    It’s great to know that you’re helping Pinoy writers earn.

  256. JOVILYN B. TUBIERA on January 4th, 2012 12:50 pm

    Hello, my mother lives in Washington what is the correspondent banks?

  257. Richard Moreno on January 9th, 2012 7:12 pm

    Hello,
    Im Richard, ask ko lang po kung ano ang ABA routing number ng BDO? Im registering at CCR (central contractor registration). I need the ABA routing number for EFT. Hindi ba accredited ng ABA (american banking association) ang BDO? Sana matulunga nyo po ako thanks.

  258. Nors on January 10th, 2012 5:29 am

    Hi Richard, based on my quick research, only banks chartered by the US Federal Reserve or chartered by a US state have ABA routing numbers. I researched yong sinasabi ng iba online na BDO routing number 100530043 sa database, it does not exist daw, at wala ang BDO sa ABA database. Alam ko nga walang branch ang BDO sa US; ang alam kong meron lang ay ang PNB, siya ang merong ABA routing number — 122043932 for its Los Angeles branch. Metrobank is also licensed in New York and Guam, but I don’t know why it does not have an ABA number. The Metrobank NA in the ABA database is different, I think. Great you’re registering at CCR, means you’re exploring possibilities.

  259. Jennifer Lusung on January 13th, 2012 1:46 pm

    How long bago ko marecvieve yung money tranfer sa akin from germany kasi 2days na pero wala parin sa account ko pag nag balance check ako…pls reply

  260. Jennifer Lusung on January 13th, 2012 2:00 pm

    hi po ….ask ko lang kung anong bank ang correspondent ng BDO sa oberhausen germany para pag nagpadala ang tita ko mas mura at mas mabilis kong marecieve… pls reply

  261. Nors on January 13th, 2012 9:23 pm

    Hi Jennifer, ang BDO correspondent banks sa Frankfurt ay Standard Chartered at Deutsche Bank, ito na rin siguro for other German cities. Sa wire transfer, usually it takes at least 3 days din. Ask your tita kung puede niyang subukan ang Moneygram, which is also a BDO partner. Merong BDO remittance partner –Express Padala Frankfurt GmbH, pero sa Frankfurt din.

  262. Jenifer Yasmin Umal on January 13th, 2012 10:08 pm

    Hi po. I just want to ask kung gano po ba katagal marereceive ang remittance from Italy sa kabayan acct. nung Jan. 10(in italy) pinadala. I hope you answer it asap. Thank you. Have a good one to y’all. :) )

  263. Nors on January 13th, 2012 11:45 pm

    Hi Jenifer, baka bukas andiyan na. Depende kasi kung anong remittance service ang pinagpadalhan. Sabi ng BDO, kapag BDO Remit ang ginamit, the same day rin matatanggap kung credit to BDO account or cash pickup. Baka BDO partner nagpadala dahil walang BDO Remit doon sa location ng sender.

  264. tinee on January 14th, 2012 12:27 am

    Hi Nors, Bakit po pagtinatawagan ang hotline ng BDO ee disconnected, I called them using mobile phone. Thanks po

  265. Nors on January 14th, 2012 5:28 am

    Hi tinee, sa landline pag tumatawag ako, ayos naman. For some mobile phones, press 2 or +632 before 631-8000.

  266. maria lavada on January 14th, 2012 6:19 pm

    hello just want to know whats your affiliated bank in sweden,i want to open an accnt that i could use here and abroad what would you suggest?thank you!

  267. Nors on January 15th, 2012 8:36 am

    Hi Maria, wala pang correspondent bank ang BDO sa Sweden. Ang BPI meron — Nordea Bank, Svenska Handelsbanken, and Swedbank. Metrobank, meron din. If you prefer BDO, i-enroll mo na lang yong BDO account mo sa Internet banking while here, kasi activation is thru BDO ATM, so you can monitor your account while abroad. Enroll na rin all accounts or bills you would like to transfer funds to while you’re still here. Then remit to the account thru Moneygram, also a BDO partner. If BPI, enroll mo rin sa online banking. Citibank Philippines sana can be an option because there’s a Citibank Sweden, pero di pa kasi kasali sa Global Funds Transfer program nila ang Sweden.

  268. romy on January 17th, 2012 2:00 pm

    hi good day,
    ask ko lang po, gusto ko kasing padalan ng pera yung family ko using my gf’s personal account nya through ATM ..nandito ako ngayon sa Saudi arabia,dammam.gusto kong ipadala through internet kasi my naoopen ko naman savings account ko thru internet..possible po bang ma itransfer ko?ano ba ang need kong info how to send my money to other account?

  269. romy on January 17th, 2012 2:02 pm

    she is using BDO debit card. i hope you can help me..thanks

  270. Nors on January 17th, 2012 4:45 pm

    Hi Romy, kelangang i-enroll mo muna yong BDO card number ng gf mo sa account mo bago mo siya matransferan. Kaya lang, hindi mo makumpleto ang process kasi ang validation ng enrollment is by using your ATM card at a BDO ATM here in the Phil to validate your enrollment.

  271. romy on January 17th, 2012 5:59 pm

    thanks sa info nors..
    can you give me other ways how to remit my money or send to the phils. in my gf’s BDO account?
    thank you so much, God bless you!

  272. Nors on January 17th, 2012 9:18 pm

    Hi Romy, isa lang ang BDO remittance partner in Dammam — Al Zamil Dammam, Dhahran St. — Pero kung merong Moneygram diyan, partner din ng BDO ito. Both puede ang remittance direct to your gf’s account. Just make sure na correct ang name and account number.

  273. Mizh on January 20th, 2012 3:22 am

    Hello po,i’m here in pleasant hill,california. ask ko lang po kung pwede bang magpadala ng money via western union direct to my account in BDO sa pinas? is it cheaper than xoom? wat will u recommend po. Thanks.

  274. Nors on January 20th, 2012 10:05 am

    Hi Mizh, if you’re able to send thru Xoom, I think Xoom is cheaper, lalo na kung from your U.S. bank account, pero kahit from your U.S.-issued credit card, cheaper pa rin. Yong from account lang yata is it takes a longer time.
    About Western Union, yes, you can remit directly to your BDO account. Kung cheaper dian ang Moneygram, mas OK since this is BDO’s remittance partner.
    http://www.workingpinoy.com/2011/12/online-money-transfer-to-philippines-from-us-paypal-xoom-moneygram-western-union/

  275. Kat on January 20th, 2012 11:39 am

    Hi, when do you think papasok sa account ko yung amount na pinadala thru wire transfer from Montreal CA to manila. BDO account ko po. Possible po bang isang araw lang? thanks a lot. :)

  276. Nors on January 20th, 2012 1:07 pm

    Hi Kat, possible na within the day, kung sa Royal Bank of Canada siya nag-wire transfer at nahabol ng sender ang daily cut-off ng bank, kasi BDO correspondent ang Royal Bank. Pero normally 3 to 5 days ang mga wire transfers, at mas matagal pa kung hindi Royal Bank ang ginamit for wire transfer.

  277. Kat on January 20th, 2012 4:24 pm

    oh I see… Maraming salamat po! big help :)

  278. lailanie Grey de ocampo on January 29th, 2012 7:47 pm

    Ask ko lang po kung ano ang dapat gawin para po malaman ko kung magkano na ang laman ng BDO kabayan saving account ko..hawak ko po naman pareho ang ATM at BANK BOOK.. salamat po :) nand2 nga po pala ako ibang bansa..gust0 ko po sanang i check sa computer ang laman ng acc. kung pwede po

  279. mrs. josefa bewshear on January 29th, 2012 10:13 pm

    gusto ko pong malaman kung saan ko puweding e renew ang atm card ko may account ako sa bdo aguinaldo branch i am disperate hindi ako maka withdraw hahil expired ang atm card ko is there anywhere in london uk na puede akong mag renew.please can u advice me .many thanks.

  280. Nors on January 30th, 2012 1:06 am

    Hi Lailanie, mache-chek mo sana ang balance kung na-enroll mo sa Internet banking ang account mo. Ang enrollment ay online ginagawa pero ang validation ay sa BDO ATM sa Philippines, so hindi pa rin ma-complete while you’re there in another country. Try emailing BDO callcenter@bdo.com.ph and ask kung puedeng malaman ang balance mo via email. Huwag mo munang i-send ang account no. mo, wait na lang for instructions.

  281. Nors on January 30th, 2012 1:13 am

    Hi Mrs. Josefa, curious ako kung paano naexpire ang ATM card mo. Na-close o na-dormant ang account? O nademagnetize ang card? Sorry, ang alam ko, walang remedyo diyan sa London. Kung account activation o card replacement, dapat sa BDO branch sa Aguinaldo, in person, kasi you need to sign papers and to change your PIN at a BDO ATM machine. Anyway, you can email callcenter@bdo.com.ph about your concern.

  282. ronnie on January 30th, 2012 9:37 am

    Hi this is ronnie, ask ko lang bakit ganun nag send kasi ako ng money bangkok bank to BDO last january 25, 2012 until now di pa narereceived sa accout ko every month naman nagpapadala ako now parang ang tagal po ata.. hope you can response

  283. Nors on January 30th, 2012 11:41 am

    Hi Ronnie, yes, merong time na ganon, na pumapalya din ang speed of remittance, kasi marami-rami na rin yong nagrereklamo ng ganyan dito, tapos natatanggap din naman later on. Baka hindi ka umabot sa cutoff, etc. tapos naabutan na ng Saturday. Wait ka lang, mamya or bukas, andiyan na. If wala pa, patawagin mo ang family mo sa BDO 631-8000, or kung free ang inquiry sa Bangkok Bank, puede ka ring magtanong diyan. Baka may holiday diyan sa inyo.

  284. ann on February 2nd, 2012 4:52 pm

    hello po tita nors, I just want to ask how long does it take to wire money from Norway to Philippines? I remembered he asked me if he will wire euro or us dollar and i answered us dollar..but i gave him my Kabayan Savings account number starting 00 cuz i dont have a US dollar account and i also gave the swiftcode…I remembered the bf of my sis wired me From US and it only takes 1 day…Hope u can help me..God bless po Tita nors

  285. Nors on February 2nd, 2012 11:11 pm

    Hi Ann, it will take longer from Norway because there’s no BDO correspondent bank there in Norway, so 3 banks will be involved. Norway bank to a BDO correspondent bank’s unit or partner in Norway and then to BDO. Wait ka lang, siguro in 3 to 7 days, andiyan na.

  286. ann on February 3rd, 2012 7:57 am

    Salamat po Tita Nors, kala ko po kasi mali yung binigay ko na detail sa kanya…God bless po

  287. MSantos on February 4th, 2012 11:36 pm

    Hi!

    It’s my first time to transfer money to the Phils. from Europe. Do I transfer it in Euros or in Pesos? Kailangan ba may so-called Euro account yung recipient if I decide to transfer in Euros? What are advantages and disadvantages of these choices.

    Thanks

  288. Nors on February 5th, 2012 8:27 am

    Hi MSantos, yes, if the wire transfer or remittance is sent to a bank account, this account needs to be in euro if you want the money to remain euro. Any foreign-currency remittance to a peso account will be converted into peso.
    But if euro remittance is for cash pickup (through a BDO remittance partner such as Moneygram), the recipient can request that the money be in euro, depending on the availability of euro at the outlet or branch. But I’ve no personal experience yet with euro cash pick-up, only US dollars, so I’m just basing my reply on my dollar remittance experience.
    Advantage for euro receipt? Your recipient can exchange your euro wherever he/she thinks has the highest exchange rate. Hope you can comment again about your remittance experience, if you have time.

  289. melvin on February 13th, 2012 11:26 pm

    hello poh.. ask ko lang poh kung lahat poh ba ng atm card ng BDO eh pwede makatanggap ng padala galing ibang bansa,? anu po ba ang pwede at hindi pwede?? makatanggap. ?????

  290. Nors on February 14th, 2012 9:18 am

    Hi Melvin, yes, puede ang karamihan ng BDO cards. Ang exception lang ay related sa balance limits. Yong generic na cash card — yong walang name on the card — up to 10k lang ang puedeng karga. Yong merong name on the card, up to 25k. Kung ang padala ay more than the limits, hindi siya papasok. Better to open a Kabayan account — just show a remittance receipt and your valid IDs. Certain BDO payroll cash cards ay meron ding limits.

  291. armi on February 15th, 2012 9:14 am

    Hello po, may concern lang po ako about po sa BDO bank, pwede ko pa po ba icancel yong cheque na naibigay ko na sa client ko. Ganito po kc yon may binabayaran po kase kami sa kanya, tas sinabihan po kami na mag issue po kami ng cheque sa kanya hanggang Oct.2012 at matatapos na po namin sa Oct ang pagbabayad namin sa kanila pero humihingi po kami kong pwede magkaroon muna kami ng balance at sa dec na namin ifull bale hanggang june2012 muna ang mababayaran namin, pwede ko po ba ipacancel yong July,August, September at October na cheque.. I need your help po.. Thank you po..

  292. Nors on February 15th, 2012 1:28 pm

    Hi Armi, ang pinakamaganda niyan is kausapin nio yong client, humingi kayo ng extension at pang-unawa. On the other hand, meron namang sinasabing stop payment order. Punta lang kayo sa branch, at mag-request kayo ng stop payment order for those checks na hindi ninyo mapondohan. Merong charge, 200 pesos yata per check, ask nio na lang. But even if you stop the payment of the checks, kausapin nio pa rin yong client, para merong good faith. Kahit mahirap, harapin. And pray.

  293. marc on February 15th, 2012 9:07 pm

    hello po, ask ko lang regarding dun sa answer nyo sa question ni melvin about sa BDO cards, kaka open ko pa lang po kasi nitong monday ng ATM account at 1 week ko pa makukuha yung ATM card ko, na bother lang kasi ako na 25k lang ba tlga pwede i karga sa ATM? di ko pa kasi nakita yung ATM ko so di ako sure kung embosed or not yung name ko dun, my problem is 40k+ yung ipapadala sa akin ng tita ko from indonesia every month, at di naman ako ininform ng BDO about sa LIMITs ng CARDS, my question is pwede ko pa ba ciang i cancel at mag open na lang ng KABAYAN account tulad ng sabi nyo po??? panu yung 2k na binayad ko sa pag open ng ATM?? thanks in advance

  294. Nors on February 16th, 2012 3:03 am

    Hi Marc, ano ba yong inopen mo? Hindi naman yata cash card yong inopen mo. Yong Cash Card lang ang merong balance limits. Kung an inopen mo ay yong ATM savings account, walang limit yon. Ok siya for your remittance kahit magkano. Pag cash card, ang nakasulat sa ATM card ay “BDO Cash Card”. Pag ATM savings account, ang nakasulat ay “BDO ATM Debit Card”. Masusulat ang name mo sa card mo kasi hindi agad ibinigay sa iyo. Kung ATM savings account nga ang inopen mo, merong maintaining balance yan na 2k. Lagi kang mag-iwan sa account mo ng 2k.

  295. marc on February 16th, 2012 2:24 pm

    ahhh ok po…1st time ko po kasi mag open ng account so di ako familiar sa mga ganyan.. thanks po sa reply, natawagan ko na rin yung BDO for verification at tama po kau wala pong limit yung ATM card, yun nga lang 25k lang daw maximum pwede i labas ng ATM machine so 2x ako mag wwithdraw, pwede din daw over the counter kung 50k above na, salamat po sa inyo.. bookmark na tong site nyo po!

  296. Nors on February 17th, 2012 7:32 am

    Hi Marc, thanks for the additional info. And you’re good because you called BDO and ask — an attitude of a person who will succeed.

  297. jen on February 17th, 2012 4:22 pm

    hey nors..can i ask. sana matulungan niyo ako.balak ko po kasi mag open ng account..anu pinagkakaiba ng atm at passbook iisa lang ba yan?…ilan yung pin number the atm?yung nanay ko kasi matagal na xa nag open ng kabayan account.sabi parang na close na daw..yung number niya sa passbook is 10 digits..sabi ng kapitbahay namin baka kulAng yung number na binigay sabi ng kapitbahahy namin dagdagan mu ng 00 baka ok na…tanung kulang hindi ba marecieve yung pera xa account pag dinagdagan mu ng 00.kasi ala namang sinabi yung taller na dagdagan mu ng 00 para maging 12 digits.thank you nors…..jen….

  298. Nors on February 17th, 2012 9:18 pm

    Hi Jen, mate-test nio kung closed account na yong sa nanay mo sa BDO ATM machine. Mag-balance inquiry siya. Mag-aapir yong “This account has been closed” kung closed na. Kung hindi, merong balance na aapir.
    Ang BDO ATM savings account, ATM lang siya, walang passbook, mas mababa ang maintaining balance niya — 2k lang. Ang passbook account, meron siyang passbook at ATM card (puedeng walang ATM), mas mataas ang maintaining balance — 5k. Pag ang balance ay mababa sa maintaining balance for 2 consecutive months, merong penalty na 300 pesos. Ang PIN number sa BDO ay 6 digits. Since May last year, nagdagdag ang BDO ng 00 sa savings account numbers (before the 10-digit number). Pero tinatanggap pa nila kahit hindi pa naisusulat yong 00, kasi adjustment period pa.
    Ang BDO Kabayan account ay may passbook at ATM. Walang maintaining balance basta merong remittance at least once a year. To open this account, show any remittance receipt, plus the other usual opening requirements.

  299. jen on February 18th, 2012 6:54 am

    pero maam nors papasok din yung pera pag nilagay mung complete number 004560046167..kahit wala xa passbook mu yung 00?

  300. jen on February 18th, 2012 8:14 am

    pero maam nors e clear kulang po, papasok din yung pera pag nilagay mung complete number 004560046167..kahit wala xa passbook mu yung 00?

  301. Nors on February 18th, 2012 9:45 am

    Hi Jen, I called BDO just now to ask, para clear na clear. Sabi ng BDO officer, okay lang daw kung wala o meron yong 00, papasok pa raw sa account ang remittance. Pero inadvise niya na better daw kung isulat na yong 00. 00 means it is a savings account. Ewan naman kasi ang BDO na hindi pa inimplement sa passbook yong change — bagong open yan, di ba? ( Additional info lang: If it is a dollar account, the additional digits are 10)

  302. jen on February 18th, 2012 9:56 am

    thank you maam nors…

  303. jen on February 18th, 2012 10:08 am

    yes maam nors bago open po to..tama yung binigay ko xa nagpapadala xa akin binigay ko yung complete number 004560046167..hindi Po kasi xa OFW.FOREIGNER XA. DOLLAR YUNG PAPASOK XA ACCOUNT KO.THANK YOU MAAM NORS…

  304. Nors on February 18th, 2012 10:43 am

    Hi Jen, I should have said yong 00 means peso savings account. Peso account yong sa iyo? If peso, yong dollar na padala sa iyo, ma-convert siya into peso.

  305. jen on February 18th, 2012 11:00 am

    YUNG ACCOUNT KO AY KABAYAN SAVINGS ACCOUNT.MAAM NORS

  306. jen on February 18th, 2012 11:11 am

    YUNG ACCOUNT KO AY KABAYAN SAVINGS ACCOUNT PARIHA LANG YAN XA PESO ACCOUNT MAAM NORS.

  307. Nors on February 18th, 2012 1:34 pm

    Okay, Jen, thanks. Meron din kasing Kabayan savings account na dollar account.

  308. jen on February 18th, 2012 3:19 pm

    ilan yung additional numbers xa dollar account maam nors?

  309. Nors on February 18th, 2012 5:18 pm

    Hi Jen, kapag dollar savings account, ang idadagdag before the 10-digit account number ay 2 digits din: 10

  310. gem on February 20th, 2012 12:13 pm

    hi Ms. Nors, pano po ba magpadala ng pera sa philippines through bank to bank.. if nasa japan ako.

    anu po ba ang dapat i-open account ko sa bdo dito sa pilipinas para matanggap yung pera??

    as of now wala pa po ako account sa bdo.

    thank you so much…

  311. cherry tolentino on February 20th, 2012 5:31 pm

    my sister in sudan was asking for her routing and swift number.
    -pare-parehas lang po ba ang routing and swift number for different countries?

    thanx….

  312. Nors on February 20th, 2012 9:08 pm

    Hi Gem, karamihan naman ng BDO accounts, puede for remittance. Ang the best is yong BDO Kabayan kasi ito ay pang-remittance talaga — meron siyang passbook and ATM (no maintaining balance basta merong at least one remittance a year), pero you need to show at least one remittance receipt when opening this account. Puede ring BDO remit cash card, pero cash card (ATM) lang ito. If there’s no remittance receipt, puede rin yong regular BDO ATM savings account — maintaining balance is 2k. Yong may passbook, 5k ang maintaining balance. If you like PNB or Metrobank — these banks have branches in Tokyo and Osaka. To send money to your BDO account, use remittance firms such as Moneygram, Western Union, IRemit, etc.

  313. Nors on February 20th, 2012 10:06 pm

    Hi Cherry, yes, kung BDO ang destinasyon ng padala via wire transfer, ang BDO Swift Code is BNORPHMM, kahit saang country galing.

  314. gem on February 21st, 2012 8:31 am

    thanks sa answer nio ms. nors,balak ko po sana kung yung BDO remit cash card,yung ioopen ko and nsa name ko sya iiwan ko po un sa parents ko to send money pra dun nalang nila kukunin yung padala ko, pede po kaya un?

    or BDO ATM savings account pra atleast naiipon ko na din ung pera ko sa banko?

    what do u think po kaya?
    natutuwa ako dahil ang dami nio natutulungan..
    keep it up ms. nors :)

  315. gem on February 21st, 2012 9:33 am

    and ms. nors ask ko na din kasi nasa akin pa ung bdo cash card ko na gamit ko nung nagwowork pako dito nila dinedeposit ung sahod ko, and nasa name ko din ung cash card, as of now wla na po sya laman last dec 2011 huli ko syang nagamit, possible po ba na magamit ko parin sya para sa pansarili ko or if ever pede rin po ba pumasok sa cash card ko ung money na galing japan..

    may nakalagay po na name ko yung cash card.

    and curious lang po ako kasi sabi nila ndi daw pede hulugan to ng cash and need daw is checked…
    sayang po kasi kung diko na magamit..

    thanks po sana po masagot nio tanong ko..
    :)

  316. Nors on February 21st, 2012 10:41 am

    Hi Gem, thanks a lot for appreciating my efforts :) Tama yan, mag-ipon sa bank, kasi madali lang magasto ang pera kapag pinapadala lahat. I suggest na mag-open ka ng ATM savings account at BDO Remit cash card (BDO Remit, hindi ordinary cash card, para walang limit sa padala). Sa iyo ang savings account, ibigay sa parents ang cash card. Then i-enroll mo sa online banking yong ATM savings mo (habang andito ka pa sa Philippines, kasi ang activation nito ay only sa BDO ATM machine), and then pag enrolled na ang savings account, i-enroll at i-attach mo yong cash card sa Internet account mo (activation is via BDO ATM also), para later on, while in Japan, ang papadalhan mo na lang thru remittance ay yong ATM savings account mo, and then transfer ka ng pera diyan sa cash card online (online transfer to enrolled account is free). This way, ma-monitor mo ang laman ng account mo, at ma-control mo ang pera given to your parents. Dapat name mo rin yong Remit card para makita mo rin yong balance nito.
    About your payroll cash card mo, hayaan mo na yon, dekorasyon na lang ng wallet mo, kasi bawal ngang magdeposit diyan over-the-counter.

  317. gem on February 21st, 2012 10:58 am

    wow, ang galing nio tlaga, pero sa tingin nio magkano lahat ang magagastos ko pag ginawa ko lahat ng cnabi nio?

    thanks po ng marami..
    :)

  318. cherry tolentino on February 22nd, 2012 3:55 pm

    thanx miss nors.
    but my sister still asking for the routing number. meron na dw syang swift code w/c is BNORPHMM.
    may nakausap akong CS sa BDO, ang sabi nya sa akin, ang routing number dw ng BDO is; swift code + acct# + acct name…
    may nababasa nmn ako sa net na 100530043 at 010531705 at 10530667. nako-confuse po ako.
    thanx po ulit =)

  319. Nors on February 22nd, 2012 5:01 pm

    Hi Cherry, ang routing number is only for US banks. Kung gagamit siya ng US bank, in addition to BDO, ano yong US bank at saang state naka-based? Yong first two numbers na sinabi mo ay wala naman sa list ng routing numbers ng US banks. Yong 10530667, ito ay number ng BDO kapag gagamit ka ng Paypal to send money to BDO. Kung 3 banks ang involved sa wire transfer, palagay ko magiging more costly ang remittance. Kung gusto niya, puede siyang magpadala to BDO thru Moneygram or Western Union.

  320. Ayi on February 24th, 2012 2:42 am

    Hi Nors,
    My client sent me money last feb13 thru wire transfer from the US to my BDO account. Until now wla pa din? He said the transfer has been confirmed both in the US and a bank in Manila. Bakit kaya wala pa sa account ko? What dyo think is the reason? A response is highly appreciated. Thanks! Ayi

  321. Nors on February 24th, 2012 8:33 am

    Hi Ayi, so meron nang 8 or 9 business days. Ibig bang sabihin ng “a bank in Manila” ay there’s another bank involved? Kung 3 banks ang involved, it takes much longer. Check also the names and numbers. Is your BDO account a dollar account? If so, did you add 10 to the 10-digit original number? But this should not be a problem, pero baka lang. Anyway, hope you receive it today.

  322. jen on February 24th, 2012 8:41 am

    hi maam nors..ask lang po..nag open na ako ng account tapos binigay na sa akin yung passbook tapos yung ATM Balikan ko daw 7 days..kasali bah sa counted yung saturday at sunday..kasi nung feb 16,pah ako nag open..tapos binalikan ko kahapon feb 23…sabi ala pah daw..thank you maam nors..

  323. Nors on February 24th, 2012 1:36 pm

    Hi Jen, palagay ko business days or working days. Sa Tuesday mo na lang puntahan, para sure.

  324. jen on February 28th, 2012 6:44 am

    hi maam nors Good morning..pag nakuha ko na yung ATM.activate na ba yan or e activate ko pa ba sa machine.thank you maam nors.

  325. Nors on February 28th, 2012 12:18 pm

    Hi Jen, oo, for activation pa yan, at lalagyan mo pa ng PIN mo. Comment ka lang dito kung hindi ka nila sinabihan about PIN.

  326. jen on February 29th, 2012 6:57 am

    hi maam nors,what if kung hindi ako sinabihan about PIN maam noRS anu gagawin ko?at hindi ko po alam paano mag activate xa ATM At lagyan ng PIN.Frist time ko po maam nors.Thank you…

  327. helena on February 29th, 2012 2:04 pm

    pwede po bang magtransfer ng kahit 500 pesos sa atm acct ng friend ko?

  328. Nors on February 29th, 2012 3:07 pm

    Hi Jen, okay, ito nagsulat na lang ako ng post, para madali, kasi marami-rami na rin yong sinagot kong ganitong tanong.
    How to Input your BDO ATM PIN and Activate your New BDO ATM Card

  329. Nors on February 29th, 2012 3:15 pm

    Hi Helena, kung enrolled ka sa BDO Internet banking at na-enroll/na-link mo yong account ng friend mo sa iyong account, puede. Kung hindi, magdeposit ka ng 500 pesos sa account niya over the counter, or reload sa counter kapag cash card ang account niya. Merong 50 or 100 pesos na fee kapag Metro Mla ang account mo, tapos province ang account niya, or vice versa. Di ko sure sa cash card kung meron ding interregional reload fee.

  330. jen on February 29th, 2012 7:17 pm

    thank you maam nors at paano naman mag inquiry into balance..para malaman ko nah ok nah ang PIN ko..

  331. rowena on March 1st, 2012 12:09 am

    Hi Ms. Nors,
    Ask ko lang po.. kase my relative from Scotland is magpapadala sa akin ng pera dito sa Pilipinas through BDO Atm debit card pwede po ba ung transaksyon na un? Ano po ba ung mga information na kakailanganin niya? Naibigay ko na po ung Account Number ko at Swift code ng BDO.

    Bank Name: BDO Unibank, Inc.
    Bank Address: 7899 Makati Avenue,Makati City 0726, Philippines
    Account Name: Rowena …

    Account Code: 519xxxxxxxxxxxx

    SWIFT CODE: BNORPHMM

    your responce po will highly appreciated. Thanks!

  332. Nors on March 1st, 2012 3:05 am

    Hi Jen, ganon din, enter your ATM card, then PIN and then kapag mabasa mo yong mga options na “Withdraw,” “Balance Inquiry” and others, press “Balance Inquiry”

  333. Nors on March 1st, 2012 5:51 am

    Hi Rowena, yes, puedeng for remittance via wire transfer ang BDO ATM debit card or account. Yes, tama ang information na ibinigay mo. Some banks require your home address and phone number, so i-email mo na lang. Yong account code na isinulat mo is usually called “account number”. Kung madalas ang remittance, ask your relative to check whether Moneygram (a BDO remittance partner) or Western Union is cheaper. Best regards.

  334. rowena on March 1st, 2012 3:54 pm

    Thank po po Ms.Nors for a response! :) It helps me a lot! More powers to youa nd Godbless..

    -Rowena

  335. karel on March 4th, 2012 4:10 pm

    hello po!!

    ask ko lng po if i can use my bdo kabayan savings account in singapore to withdraw money from atm machines there.

    Im planning to go to singapore po kasi. if incase kulangin kasi dala ko money, dun nlng magpapadala sis ko.

    thanks,

    karel

  336. Nors on March 5th, 2012 7:22 am

    Hi Karel, yes, according to BDO, you can use your BDO Kabayan ATM card to withdraw money from an ATM abroad that has a MasterCard logo. Pero, hindi ito sure all the time, kasi meron din ditong nagsasabing hindi rin sila nakakawidro. If you like, you can open a Money2U debit card account (no maintaining balance) with MayBank dito, then sure na you can use your Maybank card in Maybank ATMs in Singapore.

  337. melvin on March 5th, 2012 8:32 pm

    hi ms nors. ask ko lng poh.. may kabigan po ako sa ibang bansa. ngaun poh nagpadala sya noong march 2 ilang days po ba un. at anu po ba ung mga paraan para malaman ung status nung ipinadala niya.. thanks poh.

  338. Nors on March 5th, 2012 11:31 pm

    Hi Melvin, depende kasi yan kung anong country at kung anong remittance service ang ginamit niya. 3 to 5 days ang average kapag wire transfer. Pero merong mga mabilis. Ang Xoom, within the day lang. Merong mga remittance firms na merong tracking system; ang iba ay wala, antayin lang.

  339. Jean on March 7th, 2012 10:10 pm

    Hi! I was searching for ways on how to send money to the Philippines and your site is one of the results. I find your site very informative that I went to the other topics as well. Anyway, I’m hoping that you can help me out. My husband works in a cruise ship and their salary is credit to a debit card with Bank Atlantic (this is called Crew Card). My hubby is about to end his contract and he wants me to find ways on how to remit from his Crew Card. I can’t use Paypal and Xoom though I have accounts with them because it requires an account number. Do you have any info about this type of debit card and how I will be able to transfer his salary from his crew card to any of our accounts here in the Philippines?

  340. Nors on March 7th, 2012 11:37 pm

    Hi Jean, thanks for asking because it’s my first time to hear about Crew Card, so I got curious and researched it. From online info, I learned that the Crew Card can be used in any Cirrus and Maestro ATMs around the world. I read also that some cruise ships have onboard money transfer services where crew members can send money after withdrawing from ATMs onboard also.
    I emailed Xoom about sending from Bank Atlantic’s Crew Card to the Philippines, and I hope Xoom answers tonight or tomorrow. Let’s wait and see. You can email them too, if you like.

  341. Nors on March 8th, 2012 7:16 am

    Hi Jean, Xoom replied, but it was a standard reply — “debit card issued by any US bank” — I bet it’s from a call center. Since Crew Card is issued by a US bank, it should be acceptable to Xoom. Did Xoom reject your husband’s Crew Card number? Hope you share here if it was accepted by Xoom. Thanks

  342. jean. on March 11th, 2012 12:19 am

    hello i need help i want to know if possible i can still get a BDO REMIT card even andito nko sa USA, i have plan to save money while im here,, but the problem or my question if paano ako mkaka open nyan,, pwede ko ba utusan ang mother ko to apply for me then just send it to me my card.. and i have another question my BDO ATM DEBIT CARD nrin ko when im in the philippine which i used before to recieve money from other country,, pls tell me what is the best thing i can do,, thank a lot

  343. Nors on March 11th, 2012 7:48 am

    Hi Jean, yes, merong mga BDO partners in the US issuing BDO Remit cards. Kaya lang, mostly for remittance lang ito, merong limit sa balance, up to 100k pa rin yata. Itong dati mong ATM debit card, debit card ba ito ng Kabayan account? Yong meron ding passbook? Yong last transaction ba is within the last half of 2011? Baka active pa ito. Nasa iyo ba ang card? You can email callcenter@bdo.com.ph and ask kung active pa. Puede mo itong gamitin as savings account. You might also like to explore BPI Direct Savings Bank (bpidirect.com) This is the online bank of BPI. You can open an account while abroad (you send opening documents via EMS or regular mail, check if you can enroll simultaneously in Internet banking para isahan na lang ang sending of docs, then you can remit it to the account and do online transactions) — higher pa ang interest rates ng deposit.

  344. steph on March 12th, 2012 8:20 pm

    hi po, which is the fastest way to send money from Riyadh, Saudi Arabia to my BDO Kabayan Savings account here in the philippines…my prtner will be sending money this way and hope to receive the money the same day..natakot ako dahil marami akong nabasa that it will take 3-7 days before ma credit sa account..Thanks in advance.

  345. Nors on March 12th, 2012 10:56 pm

    Hi Steph, the remittance services of BDO Remit, Moneygram, Western Union and BDO remittance partner agents. Kelangan lang tanungin ng husband mo yong same-day service, or within-the-hour service. Yong remittance agents ng ibang bank like RCBC Telemoney, BDO Remit, PNB, BPI, Metrobank, hindi ko sure kung within the day, or most likely baka the next day, kasi different banks.

  346. steph on March 13th, 2012 8:35 am

    okay..thanks po talaga..this helps a lot..

  347. cheng11 on March 13th, 2012 9:14 am

    hi po..ask lng po if may BDO sa Abu dhabi kc po nandun ang husband q..Gusto nia sana thru BDO rin kpag ngpdala cia..and if possible po how many days will i wait sakali nkahulog n cia? slamat!

  348. Nors on March 13th, 2012 10:54 am

    Hi cheng11, here is information on BDO Remittance Partners in Abu Dhabi Best regards

  349. cheng11 on March 13th, 2012 3:56 pm

    thanks po:)

  350. james on March 17th, 2012 11:06 pm

    hello… ask lang po kong pano magpadala ng pera dito sa turkey sa BDO account ko sa pinas… poydi ba western union to BDO bank sa pinas din ang ipadala euro..? salamat po…

  351. james on March 17th, 2012 11:12 pm

    poydi ba padala ng pera sa western union turkey to BDO bank sa pinas.?

  352. james on March 17th, 2012 11:42 pm

    kong sinong my alam na poydi lang magpadala ng pera sa western union turkey to bdo bank sa pinas… pls send me email jamestravis1074@yahoo.com

  353. Nors on March 18th, 2012 7:08 am

    Yes, James, you can send money directly to a BDO account in the Philippines via Western Union. Yes, puedeng EURO. Bring your passport or residence permit. Ito ang mga banks in Turkey na nagpa-process ng remittance via Western Union

  354. markkram on March 19th, 2012 5:34 pm

    Gud pm, just wanna ask. I would like to send money to UK thru bank wire transfer. How much does it cost ba to transfer an amount of say, P 10,000.00. Anu po ba yung range ng cost of transfer? Also, nabasa ko kasi sa BDO Frequently Asked Qs nah you can transfer money using the BDO Dollar Savings Amount. how about if in terms of Peso yung savings? is it on the part of the bank to convert the money to dollar once it is being transferred? Pls. answer me po soonest. TNX.

  355. Aljane on March 20th, 2012 2:44 pm

    Hi ask ko lang if mkukuha ko ba ung money i i dont have reference number.. Kxe walang ibinigay pero skin nkapangalan…Tnx

  356. Nors on March 20th, 2012 6:59 pm

    Hi Aljane, I assume hindi deposit to BDO account ito. Yes, you can get your money… basta yong remittance firm na ginamit ng sender mo is not using reference numbers. Kung Xoom, Moneygram, etc, they use reference numbers. Ask your sender kung ano yong remittance company, kasi tatanungin ng BDO personnel kung ano yong remittance firm. Bring your IDs.

  357. james on March 20th, 2012 10:15 pm

    salamat po…

  358. james on March 20th, 2012 11:12 pm

    maam nors, good day… sure po kau maam na poydi magpadala ng pera sa Western Union dito sa TURKEY to BDO bank sa Philippines.? kc,,iwan ko tong Family ko pumonta daw cya ng Bdo nag tanong hindi daw poydi padala sa turkey to bdo sa ibang lugar poydi… pero hindi ko lang alam kong anu tinanong nya sa bdo, baka bank partner sa turkey or western union to bdo… basta poydi western union sa TURKEY to BDO bank sa Pinas…
    THANKS PO,GOD BLESS YOU!!!

  359. Nors on March 21st, 2012 12:03 pm

    Hi James, baka ang sinabi ng teller ay hindi puedeng magpadala via Western Union sa BDO kung CASH PICKUP. Kasi ang global partner ng BDO ay hindi Western Union, kundi Moneygram. Sabi naman ng Western Union Philippines, puedeng magpadala sa BDO kung deposit to BDO account, so iwiwidro ng recipient ang padalang pera from his/her BDO account.
    Kung gusto mo, puede namang i-send mo ang pera to your family via Western Union na CASH-PICKUP sa any Western Union agent — pumunta na lang sila sa Western Union na nasa loob ng mall para safe. You send them the Western Union 10-digit Money Transfer Control Number (MTCN). Recipient needs to present a government-issued ID or company photo ID or NBI clearance.

  360. james on March 21st, 2012 3:16 pm

    salamat maam nors…
    god bless…

  361. jen on March 22nd, 2012 7:01 am

    hi mom nors good morning…ask lang ako..pag di poh nah update yung pera na pinadala sa akin.babalik vah yan sa sender mom nors.

  362. jen on March 22nd, 2012 9:08 am

    hi mam nors.papasok din ba pag 10 digit lang yung binigay ko sa bf ko foreigner from Switzerland.kasi yung binigay ng taller 10 digit lang..nabigay kuna kasi sa kanya..tapos nagpadala xa ng pera dollar nung march 9..tapos nalaman niya nung monday na nabalik xa kanya ang pera..tama naman yung number na binigay ko 10 digit.4524560063.ano poh vah yan mam nors..tnx

  363. jen on March 22nd, 2012 9:11 am

    yung ACCOUNT KO AY KABAYAN SAVING ACCOUNT YELLOW PASBOOK..

  364. jen on March 22nd, 2012 9:50 am

    MAM NORS PWEDE RIN VAH MAKA SEND NG PERA YUNG BF KO FORIEGNER FROM SWITZERLAND..YUNG GAMET KO AY KABAYAN SAVINGS ACCOUNT.

  365. jen on March 22nd, 2012 10:18 am

    MAM NORS PWEDE RIN VAH MAKA SEND NG PERA YUNG BF KO FORIEGNER FROM SWITZERLAND..YUNG GAMET KO AY KABAYAN SAVINGS ACCOUNT.HINDI POH US DOLLAR ACCOUNT.

  366. jen on March 22nd, 2012 10:56 am

    MAM NORS NUNG OPEN KASI AKO NG ACCOUNT 100 YUNG HININGI SA AKIN…YUNG IBA 50 LANG BAKIT GANYAN?

  367. Nors on March 22nd, 2012 11:25 am

    Hi Jen, ang alam ko hindi naman ganon kabilis bumalik, lalo na kung deposit to account. 5 business days lang yon a. At saka, ang alam ko, kung meron mang mali sa number, ang ginagawa ay mag-a-amend lang yong sender doon sa remittance firm doon sa Switzerland, at hindi muna ibabalik agad. Additionally, okay yong 10-digit no., tinanong ko 2 weeks ago sa BDO call center. At yes, puedeng dollar ang ipadala niya kahit peso-account ka, kasi kinoconvert ng remittance firm or BDO automatically bago ideposit sa account mo. Puede siyang magpadala thru Moneygram (BDO partner ito) or itong 3 BDO remittance partners http://www.workingpinoy.com/2011/04/bdo-philippines-remittance-switzerland/ Tumawag ka sa 631-8000 para mas sure at mas tama. best regards

  368. jen on March 22nd, 2012 11:25 am

    mam nors nalilito ako kung ano yung isulat ko 00 o 10 before the 10 digit number..yung passbook ko yelow with ATM DEbit card xa..yung nabayaran ko xa pag open is 100..yung 100 nka lagay don sa balance ko xa passbook..ano poh yan mam nors USD $ ACCOUNT OR KABAYAN PESO SAVINGS ACCOUNT SANA MATULONAGAN MU AKO MAM NORS KASI..NAGPADALA YUNG bf ko foreigner from Switzerland.kasi yung binigay ng taller 10 digit lang..nabigay kuna kasi sa kanya..tapos nagpadala xa ng pera dollar nung march 9..tapos nalaman niya nung monday na nabalik xa kanya ang pera..tama naman yung number na binigay ko 10 digit.4524560063.ano poh vah yan mam nors..tnx

  369. jen on March 22nd, 2012 11:31 am

    OK THANK YOU MAM NORS..YUNG GAMIT NIYA AY WIRE TRANSFER THRU ONLINE CREDIT CARD.,,NAG ONLINE KASI XA KANINA SABI BAKIT BUMALIK DAW XA KANYA YUNG PERA SABI KO HINDI KO ALAM..ANU PO ANG DAPAT GAWIN NIYA MAM NORS..ULITEN NIYA ULI…

  370. jen on March 22nd, 2012 11:35 am

    YUNG GAMET PO NIYA MAM NORS AY WIRE TRANSFER THRU ONLINE CREDIT CARD..NAG ONLINE KASI XA KANINA TAPOS SABI NIYA BAKIT DAW BUMALIK XA KANYA YUNG PERA SABI KO HINDI KO ALAM..ANU PO VAH DAPAT GAWIN NIYA MAM NORS..SABI KASI NIYA ULITEN NIYA BUKAS KASI GABI PA SA KANILA NGAYUN.THANK YOU MAM NORS..

  371. jen on March 22nd, 2012 11:43 am

    YUNG GAMET PO NIYA MAM NORS AY WIRE TRANSFER INTERNATIONAL THRU ONLINE GAMIT NIYA YUNG DEBIT CARD NIYA..ANU PO VAH GAGAWIN NIYA MAM NORS,,SABI KASI NIYA SUBUKAN NIYA ULI BUKAS KASI GABI SA KANILA NGAYUN..OR BAKA XA ANG MALI XA PAG TYPE NG ACCOUNT NUMBER KO.KASI SABI NG TALLER PAG MALI DAW YUNG NUMBER BABALIK DAW SA SENDER YUNG PERA..

  372. jen on March 22nd, 2012 11:46 am

    I MEAN CREDIT CARD NOT DEBIT CARD SORRY……

  373. jen on March 22nd, 2012 11:47 am

    I MAIN CREDIT CARD NOT DEBIT CARD SORRY….:)

  374. jen on March 22nd, 2012 11:50 am

    SORRY jeje :) I MAIN CREDIT CARD yung gamet niya NOT DEBIT CARD.

  375. jen on March 22nd, 2012 11:55 am

    march 9 xa nag padala march 19 niya nalaman bumalik yung pera sa kanya..

  376. Nors on March 22nd, 2012 7:35 pm

    Hi Jen, yong 100 ba na ideneposit mo noong nag-open ka ng account is 100 pesos? or 100 dollars? Kasi kung 100 pesos, peso account yong Kabayan mo. Anyway, ke peso or dollar, puedeng depositohan yan ng sender from abroad. Kung peso account, 00 ang idadagdag before the 10-digit account number. Pero sabi ng BDO customer officer sa phone, oks lang daw kung wala yong 00, habang ine-implement pa nila yong change of account number. Pero, kung magse-send pa uli, better na kung isulat na yong 00 kung peso account. Para matuloy ang remittance via wire transfer, dapat tama lahat ang details: account name, bank name, account number, bank address or branch, address ng recipient and BDO swift code. Ang alam ko lower ang remittance fee ng Moneygram or Western Union kesa wire transfer. Puede rin sa mga yan na credit card ang gamitin online.

  377. james on March 22nd, 2012 7:38 pm

    maam nor, good day… hindi pala poydi magpadala ng western sa turkey to BDO pinas… kong magpadala akong euro pera sa western union sa turkey to western union pinas, ano ang matatanggap ng family ko sa pinas.? euro din ba or pesos na…?

    SALAMAT PO, GOD BLESS…

  378. james on March 22nd, 2012 8:19 pm

    kong magpadala ako ng euro sa western union turkey to western union pinas anu ang matatagap ng family ko, euro din ba or pesos na..? saka ilang araw nakuha ang pera sa western union sa pinas..?

  379. jen on March 22nd, 2012 9:44 pm

    ANO YUNG ADDRESS NG RECIEP MAM NORS.?

  380. Nors on March 23rd, 2012 5:55 am

    Hi James, ang na-experience ko pa lang with Western Union ay puedeng mag-cash-pick-up in US dollars o peso. Kahit sa Philippine website nila, receive in US dollars or peso lang ang nakalagay. Yong mga smaller Western Union outlets, strictly peso lang sila. Nagkalat ang Western Union agents dito sa Philippines. Sabihin mo na lang doon sa padadalhan mo na pumunta sa malaking Western Union. Baka sa Ayala branch, baka merong euro. Pero halimbawa lang na yong outlet na napuntahan nila ay walang euro, tanungin nila kung puedeng US dollars, kung gusto nila ang US dollars. About sa speed, mabilis lang. Yong nagpapadala sa akin from US, next day lang, kinukuha ko na. Patawagin mo na lang yong family mo sa Philippines Customer Hotline at 02 888-1200 (for calls within Metro Manila) kung andiyan na. Or you can track your padala dito westernunion.com.ph/en/ Best regards

  381. Nors on March 23rd, 2012 5:57 am

    Hi Jen, ang recipient ay yon yong tatanggap, so ikaw yon. Minsan ang tawag ay beneficiary, ikaw din yon. So address ng recipient ay address mo. Kung wire transfer ang gamitin niya, sabihin mo ang Swift code ng BDO is BNORPHMM . Best regards

  382. Criss on March 24th, 2012 7:36 pm

    Maam Nor, Ask ko lang po kung pwede magsend ng pera kahit sino sa kamag-anak ko, dun sa kabayan account ko from Philippines at Abroad?

  383. Nors on March 24th, 2012 10:39 pm

    Hi Criss, yes, kahit sino ay puedeng magpadala for deposit sa Kabayan account mo. Puedeng yong remittance for deposit ay galing sa abroad or puede ring direct deposit to your account over the counter sa BDO branch. Basta the sender knows your account name, account number, bank name, branch, and other personal data, depende sa remittance company.

  384. MARY on March 25th, 2012 9:11 pm

    i need to transfer my funds from my paypal acct to my bank acct, but my bank is 1st valley bank which is a rural bank only, pls help me whAT TO DO?

  385. Nors on March 26th, 2012 2:05 am

    Hi Mary, wala pang ATM ang 1st valley? Kung wala pa, hindi siya puedeng transferan ng Paypal. I suggest you open an EON Visa debit card account with UnionBank. 350 pesos a year ang annual fee, wala nang maintaining balance. Itong debit card na ito has 2 advantages over other accounts — puedeng pang-verify ng Paypal, puede ring dito mo itransfer yong Paypal funds. Advantage ito for those who don’t have credit cards to verify Paypal. Best regards

  386. MARY on March 26th, 2012 7:22 am

    was wondering kung pwedi ba cya kasi sabi ng 1st valley bank nka tie up daw sila sa bdo, bakit pag wala pang atm yong bank hindi po ba cyang pweding ma transfer?

  387. MARY on March 26th, 2012 7:49 am

    hello again nors,

    ito po yong nasa site ng 1st valley bank. copy & paste ko .

    ATM (Automated Tellering Machine) In partnership with PLDT & ENCASH SAVANT, we provide a highly secure and effective wireless automated tellering services interconnected with BANCNET, MEGALINK, and EXPRESSNET that allow ATM holders to self-manage their transactions such as withdrawal, checking of real time balances, deposit (soon), and practically all banking transactions. Our ATM services are open 24/7.

    so what do u think? pwedi kaya ma transferan sa paypal funds ko?

  388. Nors on March 26th, 2012 11:29 am

    Hi Mary, I checked nga rin yong website ng 1st valley bank kanina. Bakit kaya hindi ko nakita yang notes about ATM? Ang nabasa ko yong about Gcash mobile banking ng 1st valley. Anyway, naalala ko nga pala na merong bank code na ginagamit to link a bank to Paypal, so I checked yong list ng Paypal codes sa ebay.ph (partner ito ng Paypal) at walang bank codes ang mga rural banks at savings banks, puro commercial banks ang meron. pages.ebay.ph/bankwithdrawal/bank_codes_ph.html So palagay ko, hindi pa sila linked. Pero para sure, malayo ka ba sa bank? para sana matanong mo sila? Best regards

  389. cathy on March 28th, 2012 7:13 pm

    hi mam!

    tanong ko lng po, possible bang mkapag deposit sa HSBC bank going to BDO account?

  390. cathy on March 28th, 2012 10:11 pm

    hi mam,

    tanong qu lang qung possible ba mag deposit sa HSBC bank UK going to BDO bank account sa pinas,. kasi yung friend qu nag send ng money sa HSBC bank dw po, tas qung possible po may idea po ba kyo qung ilang days bago mareceive yung pera?

    salamat po..

  391. Nors on March 29th, 2012 12:18 am

    Hi Cathy, yes, pero you will use wire transfer, which is expensive dahil hindi correspondent ng BDO ang HSBC Qatar. Check this list of BDO remittance partners sa Qatar and send ka na lang thru any of them.

  392. Nors on March 29th, 2012 1:37 am

    Cathy, ah nag-send na pala. I thought you’re the sender and I thought you’re in Qatar kasi I searched your IP address, eh Qatar ang lumabas. Yes, puede, HSBC London is a BDO correspondent. Usually, 3 to 7 days ang wire transfer. There are BDO remittance partners in London

  393. cathy on March 29th, 2012 4:25 pm

    thank you mam nors! godbless po :)

  394. chin on April 1st, 2012 4:35 pm

    Hi, pwede po bang magtanung kung anu ang swift code or bic code ng BDO TACLOBAN LEYTE BRANCH? ksi hanap ako ng hanap sa site nila wala naman nakalagay..please!!! my nahanap ako baka metro manila lang yon ksi usually dba pagswift by branch dapat.. so anu swift code sa tacloban leyte BDO branch?

  395. chin on April 1st, 2012 4:36 pm

    mahal mo pa pagsend bank to bank kahit hindi partners ng BDO yong bank na gagalingan ng pera? pls po pakisagot naman at yong swift code ng tacloban leyet BDO branch.. thank you po!!

  396. Nors on April 1st, 2012 7:40 pm

    Hi Chin, ang BDO Swift Code is BNORPHMM — this code is for all BDO branches in the Philippines. Walang BDO correspondent bank sa Belgium, so gagamit pa ng third bank – a BDO correspondent bank na affiliate of your bank in Belgium — higher ang total remittance charges. For other options, this is a list of BDO remittance partners in Belgium You can also deposit to a BDO bank account thru Moneygram — it’s a partner of BDO.

  397. melvin on April 3rd, 2012 12:08 am

    hi mam.

    ask ko lang po kasi po nagpadala po kasi ung ate ko sa abroad ngaun po ung ginamit ko po na BDO ATM CARD is sa kapitabahay ko po ngaun po dumating na po ung pera ang problema po naisanla po ung ATM card dahil nagkaroon sila ng family problem ngaun po ung ATM card eh wala po pastbook. normal na atm card lang poh pero may copy po sya nung 10 digit nung ATM CARD niya ngaun pwede po ba na makuha ung pera kahit wala po ung ATM at ung 10 digit lang ang sabihin at name nung may ari ng ATM card. ??

  398. Nors on April 3rd, 2012 9:00 am

    Hi Melvin, hindi ko sure kung makawidro kayo na wala yong ATM card. Pag ATM-based account, sa ATM lang puedeng magwidro, pero pumapayag sila sa over-the-counter kung OFF yong ATM machine, or over the ATM withdrawal limit na. Kung hindi naman, merong charge ang over-the-counter withdrawal. Problem lang dahil wala nga sa inyo yong card. Try nio, bring IDs, pero I’m not sure. Saan ba isinanla yong card? Hindi ba puedeng kausapin? Mag-present ka ng remittance receipt na sa iyo yong pera at hindi sa neighbor mo. Pag meron kang 2 IDs, madali lang mag-open ng bank account, lalo na kung cash card, or ATM account. At saka puede naman na ang remittance thru BDO ay for cash pickup — kukunin sa branch, kahit wala kang account sa BDO. Hope ma-solve yan agad.

  399. joan salcedo on April 3rd, 2012 2:38 pm

    hi gusto ko pong malaman anong bangko ang affilliated ng bdo dito sa niigata ken japan para pag tranfer ng pera tru bank to bank

  400. Nors on April 3rd, 2012 6:10 pm

    Hi Joan, meron lang sa Tokyo (list of BDO remittance partners in Tokyo Japan), via PNB and Metrobank remittance, Baka subscriber ka ng Docomo (Docomo money transfer from Japan to Philippines) Moneygram ang international money transfer firm na partner ng BDO, kung wala kang makitang iba.

  401. Kai on April 4th, 2012 11:03 am

    Hi, gusto ko lang po malaman kung my intermediary bank ang bdo sa europe or kung wala po ok lang po ba mag padala dito sa bdo sa pilipinas thru wire transfer without the intermediary bank? Thanks a lot!

  402. Nors on April 4th, 2012 12:22 pm

    Hi Kai, andiyan sa list yong BDO correspondent banks sa London and Frankfurt. Puedeng mag-wire transfer to BDO Philippines kahit hindi via BDO correspondent, pero mapapamahal ka sa total fees, kasi a third bank will be involved. You can send to a BDO account thru Moneygram — this is a BDO partner — or Western Union, or BDO remittance partners there. Where are you in Europe? New York kasi ang nag-aapir na IP address mo.

  403. Kai on April 4th, 2012 4:33 pm

    Hi ms. Nors,I was just asking kasi ung sister ko from Gibraltar magpapadala sana sa family ko sa Philippines. Thanks a lot!

  404. rey on April 15th, 2012 1:14 am

    nors,

    pede ba ako magopen ng account dito sa qatar un bdo kabayan saving account? anong money exchange company ang accredited dito sa qatar kung meron man? kasi ala daw sa qatar-uae xchange,
    salamat po.

  405. Nors on April 15th, 2012 9:48 am

    Hi Rey, puede kasi merong at least 2 na nag-comment dito na nag-open sila ng BDO Kabayan in Qatar (annex and dhes83). Try mo ang Gulf Exchange, kasi BDO Remit office siya. Here are other BDO remittance partners in Qatar. Puedeng comment ka uli dito kung puede?

  406. cathy on April 15th, 2012 5:32 pm

    hi mr.Rey!

    pwede po kayo mag open ng kabayan savings account sa qatar,. sa may almeera po dun sa mansoura. dun po kasi nag open pinsan qu.. thanks po

  407. Nors on April 15th, 2012 5:39 pm

    Hi Cathy, thanks for sharing. This will help others. Best regards.

  408. adrian on April 24th, 2012 2:24 am

    pano po magsend ng money from India to Philippines gamit and ICICI credit card?
    thnx

  409. Nors on April 24th, 2012 9:09 am

    Hi Adrian, do you have a Paypal account? Try opening a Paypal personal account, and then verify it using your ICICI credit card. And then fund it using your credit card. Opening an account is free, but read the fees for funding the account. Your recipient should also have a Paypal account and have a BPI, Union Bank or other bank account to receive the remittance. Ask your recipient to try linking his/her bank account to his/her Paypal account to see if it’s accepted.

  410. Nors on April 24th, 2012 9:54 am

    By the way, Adrian, your recipient must also have a credit card to verify his Paypal account. Or she/he can get a Union Bank Eon debit card or a BPI My EPrepaid Mastercard prepaid card to verify Paypal. If not verified, there are limits to amounts that can be sent or received.

  411. cathyrin on May 1st, 2012 11:01 am

    hi good day! mag reremit ang tita ko sa BDO-Kabayan account ko nasa sweden sya now she will use wire transfer at ang bank nya sa sweden ay handelsbanken. so nung mag reremit na sya ang details lang na kinuha ng bank nya ay name and address ko, account number, BIC code, location and country. so tanong ko lang kung mareceive ko kaya ung pera kasi di nila ask kung anong name ng bank ko dito sa pinas. anu ba nag magandang gawin pag ganitong situation. kasi some of wire transfer need ny name and address ng bank here but handelsbanken did not get the name of my bank here. please give me an answer i will wait, here is my email add g.cathyrin@yahoo.com!! wait ko po. thanks so much

  412. Nors on May 1st, 2012 2:40 pm

    Hi Cathyrin, baka yong aunt mo ay ibinigay na yong bank name. Bukod doon, pag merong BIC code, mate-trace yong bank name. Hindi naman maco-complete ang wire transfer kapag wala yong name of recipient bank, so Handelsbanken must have found out that it’s BDO from a chart of BIC codes or from your aunt. Hope you comment again kung okay na.

  413. cathyrin on May 1st, 2012 9:23 pm

    hi mam nors, sabi po ng tita ko di daw po nya ibinigay yung bank name kasi nasa house lang sya nung nag remit sya so kung ano lang daw po yung nasa fill up form sa computer nya ayun lang daw po ang inilagay nya. hopefully nga po tama yung ginawa nya, at sabi nyo naman po ma trace na yun ng BIC code so na lessen na yung worried ko, balitaan ko po kayo ulit kasi close ang handelsbanken til May 2 kaya May 3 ang date nya sa computer nya so maybe next monday malalaman na yung result. salamat po ulit. :D

  414. cathyrin on May 4th, 2012 10:00 pm

    hi, kausap ko yung tita ko nung tinawagan sya ng handelsbanken they confirm na n trace na yung BIC code ng bank then BDO manila ang nag appear. so tanong ko lang po kung dito ko pa din ma withdraw yung pera sa BDo san pablo city branch kasi dito ako nag open ng account. at dollar po yung napdala nya anu po yun pag kinuha ko converted na po ba yun into peso? need ko po ang sagot nyo salamat po :D

  415. Nors on May 5th, 2012 11:25 am

    Hi Cathyrin, wire transfer ito, so madedeposit ang pera sa account mo at makukuha mo yan sa San Pablo branch pag passbook withdrawal, or anywhere dahil meron ka namang ATM card. Kung peso account yong sa iyo, in pesos na yong makuha mong pera. Converted na from dollars to peso.

  416. cathyrin on May 5th, 2012 3:38 pm

    hi ma’am nors salamat po ng marami sa info nyo, i will check my ATM on tuesday kasi closed ang bdo branches dito sa san pablo,,

  417. dawn on May 14th, 2012 1:56 pm

    SA WIRE TRANSFER BA NEED NA SAME KAYU NG STATUS NG SAVINGS.MAY NAGPADALA KC SA AKIN THRU HIS DOLLAR SAVINGS ACCT TO MY PESO SAVING ACCT.PAPASOK KAYA SA ACCT KO YUN AND BE CONVERTED TO PESO NA LANG?tnx 4 d reply mam..

  418. dawn on May 14th, 2012 1:57 pm

    its BDO KABAYAN PESO savings account pala mam

  419. Nors on May 14th, 2012 5:26 pm

    Hi Dawn, yes, papasok yon, automatic conversion from dollar to peso. Allowed yon kasi remittance or fund transfer from abroad.

  420. jijie on May 18th, 2012 1:04 am

    hi, may nagpadala po kasi sakin ng pera galing norway..ginamit nya po yung dollar account nya para makapagtransfer ng pera sa bdo account ko..pero hanngang ngayon po wala pa akong natatanggap..iniinquire ko lang po gamit atm card ko..tama po ba na gamitin ko bdo atm card ko o kailangan kong gamitin bank book ko?first time ko po kasi padalhan galing abroad..

  421. Nors on May 18th, 2012 6:53 am

    Hi Jijie, yong ATM card mo, yan yong ATM issued together with your passbook account? If yes, tama na diyan ka mag-inquire. How many days na? 10-12 days siguro, okay pa. Palagay ko, 2 banks ang involved, aside from BDO, kasi walang correspondent bank ang BDO sa Norway. So ang involved are your sender’s bank, a BDO correspondent bank in another country, and then BDO. Basta these are correctly written, wait ka na lang: your account name, account no., BDO, city/country, and swift code . If matagal na, your sender should ask her/his bank.

  422. jijie on May 18th, 2012 7:30 am

    opo tita nors sabay nga po..ang ibinigay ko lang po sa kanya na details name ko tsaka account number..last week p po pinadala..

    thanks po sa reply. :)

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