OFW Children — Join and Make Your Parents Happier

August 15, 2010 · Filed Under BPI, Banks, OFW, promos · 5 Comments 

If you’re a college student and your parent is an OFW and has a current job contract overseas, join the Fourth Expat Pinoy Children Awards and make your parents prouder and happier.

You should also be not more than 21 years old, have no failing grade and currently enrolled in a four-year course.  Specifically, your general weighted average for school year 2009-2010 should be at least 80 percent for the artist/athlete, entrepreneur and community leader awards, or at least 85 percent for the Ibang Klaseng Talino Awards.

You should also be able to write an essay in English titled “What Is My Role in Nation Building As a Child of an Expat Pinoy?” or in Filipino titled “Ano ang Papel Ko sa Pagpapaunlad ng Ating Pamayanan Bilang Anak ng Isang Pinoy Expat?” Total number of words must not be less than 1,500 and not more than  2,000 words.

Ten winners will be chosen:

  • Seven winners — Ibang Klaseng Talino Awards
  • One winner — Ibang Klaseng Artist/Athlete Award
  • One winner — Ibang Klaseng Entrepreneur Award
  • One winner — Ibang Klaseng Community Leader Award

Start writing your essay now, as you prepare your papers. This contest ends on September 30, 2010, with the names of winners announced on October 10, 2010.

The ten OFW children who won last year were:

1. Kennie Kabee A. Alegno
BS Accountancy
De La Salle University – Dasmariñas

His mother, Editha A. Alegno, has been working in an office in the United Arab Emirates for five years.

2. Armando G. Araneta, Jr.
BS Marine Transportation
John B. Lacson Foundation Maritime University

His father, Armando C. Araneta, has been working as a seafarer in Europe for 25 years.

3.  Jirah Cortes Armandico
BS Nursing
Trinity University of Asia

Her mother, Florida Cortes-Armandico, has been a nursing supervisor in Saudi Arabia for 17 years.

4.  Jezza May A. Boquilon
BS Geology
University of the Philippines – Diliman

Her father, Ronito C. Boquilon, has been working as a seaman in Brazil for 14 years.

5.   Jordan C. Cabandong
BS Political Science
Far Eastern University

His father, Rene M. Cabandong, has been a a Site Supervisor in Qatar for 15 years.

6. Alyanna N. Cunanan
BS Accountancy
University of Santo Tomas

Her father, Paul Ziegfried S. Cunanan,  has been working in China as an operations manager for seven years.

7.  Daryl K. Del Rosario
BS Management
Ateneo de Manila University

His father, Lorenzo P. Del Rosario, has been a seafarer in Great Britain for 27 years.

8.  Maris Cay E. Gabornes
BS Political Science
University of the Philippines – Visayas Tacloban College

Her father, Manuel D. Gabornes, has been a seafarer in Japan for 36 years.

9.  Nikko Jones G. Servanio
BS Marine Transportation
John B. Lacson Foundation Maritime University

His father, Banjo J. Servanio, has been a seafarer for 19 years in different countries.

10.  Lean Angelo A. Silverio
BS Physical Therapy (Medicine)
University of Santo Tomas

His father, Leandro R. Silverio, has been working overseas as a lead paint shop operator for 23 years.

Submit entry on or before September 30, 2010.
Mail or personally deliver entry to
Paul Joseph V. Fonte
BPI Search Project Secretariat
9th Floor BPI Card Center
8753 Paseo de Roxas
Makati City

To get application form and more info, visit www.bpiexpressponline.com
or call Program Secretariat at 816-9011 or 845-5414

Thanks to Marist R. Nagera, account executive of BrandSpeakAsia, Inc. for the press release.

Danvil Plans — Claiming Your Maturity Benefits

August 14, 2010 · Filed Under Danvil Plans, Pre-need · 24 Comments 

Finally, after 10 years, I’m filing my claim for my Danvil Plans maturity benefits, which are due on October 4 this year. I visited the SM Southmall branch, and saw that Danvil has moved from the second floor to the lower ground floor (basement) — to cut costs, presumably. For me, this is good. The firm can survive and grow more if it’s lean.

The sign on the outside was also already PPLIC, short for Philippine Prudential Life Insurance Co.  PPLIC and Danvil have been partners since PPLIC bought Danvil’s insurance portfolio in 2007, and probably before 2007, so whatever relationship they have now is not surprising. When you ask reps about the Danvil-PPLIC thing, you get different answers, so it’s enough for me that they’re processing Danvil claims while selling PPLIC plans.

Danvil Plans is strict about IDs — which is good, baka may mag-claim na iba, so prepare your IDs. If you lack IDs, get a postal ID or a TIN digitized ID now.

These are the requirements in filing your claim for maturity benefits:

  1. Original copy of Policy Face Page (the separate one-page summary that contains details about the planholder, beneficiaries and amount)
  2. Original copy of Certificate of Full Payment
  3. Original copy of Contract Provision
  4. Photocopy of Cedula or Community Tax Certificate (Current Year)
  5. Photocopy of two primary IDs  or  one primary ID and two secondary IDs

Valid Primary IDs:

  • Passport
  • SSS Digitized ID
  • Company ID (current)
  • Driver’s License
  • PRC ID
  • School ID (current)

Valid Secondary IDs:

  • Postal ID
  • TIN Digitized ID
  • Senior Citizen ID

The processing of claims takes 45 to 60 days, so file your claims about two to three months before your maturity date.  When claiming your check, bring the originals of the photocopies you submitted. Bring the required IDs and your cedula.

For planholders abroad or OFWs who are not able to file and claim in person:

– Choose a representative who is of legal age.

– Go to the Philippine Consulate in the country where you are, and obtain a Special Power of Attorney (SPA).  Danvil Plans specifies your SPA to be consularized.  The SPA should state that you are:

  • authorizing the representative to transact and process the maturity benefit claim in your behalf
  • authorizing the representative to claim the maturity benefit check and sign the release, waiver and quitclaim form in your behalf.

Your representative should present:

  1. two primary IDs, or one primary ID and two secondary IDs
  2. cedula (current year)
  3. photocopy of the IDs and the cedula

You can request Danvil Plans for the check to be made payable to your representative, so he/she can encash it for you, or deposit in his/her account for subsequent wiring to your foreign account. But make sure your representative is a person of integrity. Remember, cash can disappear like magic. If you choose this option, include this request also in your SPA.  Check that you’re writing the correct name/spelling of your representative in your SPA.

Update as of August 15, 2010:

I filed my claim this afternoon. As described by others who filed last year and this year, the process was easy. Ganon pa rin… na ang unang step is to sign a small sheet of paper stating your purpose for visiting the office. Then you are ushered inside.

The time I was there, marami pa ring kinakausap. Makikita mo pa rin yong usual na nakikita noong Family First pa –  yong mga katatapos lang nag-grocery, kasi may mga SM grocery bags under the tables, mga spouses/bfs/gfs/children waiting, at yong walang kamatayang Iced Tea! Pero, in fairness, okay naman yong Iced Tea nila compared sa Max’s. The rep and I nagtsika konti, tapos kinuha at tsinek niya documents, then binigay sa akin one copy of the checklist/receipt for the claim filing.

Before I left, I asked the rep why the sign outside the office was already PPLIC, and no longer Danvil Plans. It seemed that this rep was more informed than the others because he was more confident in his answers. He said that Danvil Plans is still an existing firm, separate from PPLIC, and that PPLIC has not acquired Danvil. He explained that Danvil is no longer selling Danvil plans; it’s only servicing existing planholders. He said that Danvil and PPLIC have a special partnership, helping each other in the processing of claims and in the marketing of PPLIC plans.

Related Articles:

Philippine Prudential Life Insurance Company

Pre-need Companies in the Philippines Now under Insurance Commission

List of Other Articles on Danvil Plans

BDO Kabayan ATM Debit Card — Can It Be Used Outside the Philippines?

August 10, 2010 · Filed Under BDO, Banks, OFW · 169 Comments 

Some readers asked if the BDO Kabayan ATM Debit Card can be used to withdraw money outside the Philippines, so  I emailed the BDO Customer e Services and asked.  I was pleasantly surprised that the customer officers replied immediately.

According to Ms. R. C. of the eServices unit, the BDO Kabayan ATM Debit Card and any other BDO ATM debit card can be used to withdraw money abroad as long as:

  1. it is active
  2. and it has sufficient balance.

For holders of BDO ATM debit cards with the MasterCard logo, withdraw at the ATM of any foreign bank in other countries with the Cirrus Maestro/PLUS logos.

If your card is a BDO ATM debit VISA card, withdraw at ATMs abroad with the VISA/VISA Plus logos.

These are the transaction fees:

  • Balance Inquiry -  US$ 1.00
  • Withdrawal -  US$ 3.50

For unsuccessful ATM transactions such as wrong PIN,
insufficient funds, exceeds limit, etc., you will be charged US$ 1.00.

WARNING:
Do not, however, depend solely on your BDO ATM debit cards while abroad.  They may not work all the time.

Related Article:

BDO Kabayan Savings and BDO Remit Cash Cards for OFWs

OFW Parents: Take Advantage of Free Internet Banking to Manage Your Childrens Weekly Allowance