Pag-ibig Retirement in the Philippines — Process Your Claims Quicker
If you’re nearing retirement and you’ve had more than one employer, check as soon as you can if all the records of your contributions since your started contributing to Pag-ibig are already in one branch of Pag-ibig.
Pag-ibig does not consolidate the records of members whose employers are located in different Pag-ibig jurisdictions; it expects its members to consolidate their records.
It takes months to consolidate, so start now.
My husband, who had two employers and who also continued paying as a voluntary member while working abroad, had to track his contributions and consolidate them in one branch before he was allowed to submit his retirement claims.
The dollar-denominated Pag-ibig Overseas Program, however, is really separate. You make your claims separately at the Gil Puyat, Makati branch.
By the way, my husband has paid more than 240 monthly contributions, so he was to able to file a claim. But he’s still waiting because of the consolidation process.
Update as of March 2011:
My husband’s claim, which was processed over a span of several months in 2009, was rejected because Pag-ibig counted only 231 contributions. Pag-ibig advised my husband to pay nine monthly contributions, either monthly, quarterly, or at one time, but has to wait for 9 months before he can file his claim again. We didn’t yet refile because we decided the money can earn more with Pag-ibig than with a time deposit. We can use it for my daughter’s tuition fees in her higher years in college.
Related Articles:
PAG-IBIG Branches in Metro Manila, Cavite, Laguna, Bulacan
Pag-ibig Retirement Linked to Pag-ibig Housing Loan
Comments
Whether in ENGLISH, TAGALOG or TAGLISH, your comments are well-appreciated, but please, not pure TEXT SPEAK, kasi matagal intindihin. Thanks a lot.
242 Responses to “Pag-ibig Retirement in the Philippines — Process Your Claims Quicker”
Leave a Reply
-
Custom Search
At present I am not working anymore and I am waiting for my SSS pension.Can I get my PAGIBIG CONTRIBUTION.Where can I get the application form and where to lodge.
Hi, Reynaldo, the last time we were at Pag-ibig, people there said that we can only claim our benefits at age 60. But if you’ve contributed at least 240 monthly contributions (that’s 20 years), and you’re no longer working, puede mo nang kunin. Meron ding pag-claim sa 15th year at 20th year — I’ll write about this later. File at the Pag-ibig branch where your last firm (or the firm where you worked longest) is paying its accounts. To make sure all your contributions are complete, request for a summary of your contributions and check. All branches give out the Application for Provident Benefits (APB) Claim. Puede mo ring i-download ito sa website ng Pag-ibig Fund.
good afternoon pls send my summary of contribution
Hi, Roselyn, hindi nagse-send ang Pag-ibig ng contribution summary thru email o mail. You have to go to the branch where your company is submitting payments.
good morning! Nais ko malaman kung napadala na yung retirement claim ko sa Antipolo, galing ng Naga Pag-ibig. Ang employer ko Carter International Corp. thanks!
Hi Efren, ito ang email address ng Pag-ibig Antipolo Branch: antipolo@pagibigfund.gov.ph, at ang tel nos nila ay 696-6046,
696-6054, or 696-6034 street address: Antipolo Service Office Emraud Square Plaza Circumferencial Road, Antipolo City. Ang email address ng Pag-ibig Naga ay naga@pagibigfund.gov.ph. I-mention mo yong name mo sa loob ng email mo. Pero sa dami ng taong pumupunta sa Pag-ibig, mas maganda kung sumaglit ka na lang sa office.
good morning po follow lang retirement claim transfer to naga 7-23-10 srt#g008-h55512 from cubao branch emfloyer ko carter intrnational corp
good day. can i refund my father’s contributions for him? he’s 61 yrs old and could no longer do much travel….
Hi Roxanne, oo puede. Magpagawa ka ng Special Power of Attorney (SPA). I-send ko sa iyo yong forms ng SPA at claim form. Read instructions at the back para di ka na pabalik-balik sa Pag-ibig office.
Hi,im jenny.Gus2 ko po sana ipa consolidate ung pagibig contribution ,paano po ba?Ngpunta ako s present branch ng employer q,sbi wala daw po dun ung name ng dti kong work,(2 to 4 work)except s first work q.Bkit gnun ung first q lng n check nila?Pls reply.Thanks
Hi, Jenny, baka magkakaibang branches na-submit yong mga contributions mo. Puntahan mo na lang lahat ng branches. Usually, the firms submit to the branches nearest them. Tapos request ka for consolidation/transfer papunta doon sa current branch mo. Yon ang diperensiya ng Pag-ibig, hindi automatic na unified. Kelangang ikaw mismo ang magconsolidate kung hindi pa naconsolidate.
gud day, gusto ko lang pong malaman kung pwede na po ba akong maka avail ng mpl? ok po bang ifile ito online. kc po di kami makaalis-alis sa aming skol. tnx po
Hi Marilou, kapag meron ka nang 24 months of contributions, puede ka nang mag-apply for MPL. I-file mo lang sa HR ninyo, sila na ang magfa-file sa Pag-ibig. Walang online filing. If your employer doesn’t file papers for their employees, ask where they’re paying Pag-ibig premiums so you can go to that branch. If you’re employed, your employer need to sign the MPL application form.
Good DAy po, i just want to ask if pwde po ba akong mag withraw ng ESAV ko? i got 36 months contribution. thanx
Hi Lorevi, hindi mo pa puedeng iwidro, pero puede ka nang mag-loan. Ang puedeng magwidro na nearest ay tenth year of contributions; 5 years pag Pag-ibig Overseas.
gud am i just want to ask, how if i want to cancel my housing loan, can i refund some of my contribution? 3 years pa lang po ung contri ko, 25 years to pay ung haus ko.
Hi Herms, hindi mo pa makuha ang contributions. Ang earliest ay tenth year; fifth year sa OFW. May ibang valid reasons for early withdrawal, such as disability and immigration. Pag i-cancel mo yong housing loan, masasayang lahat ang payments mo. Ang remedyo diyan ibenta mo yong unit mo sa buyer willing to ASSUME the BALANCE. Ang attraction diyan ay maipakita mo sa buyer na malaki ang ma-discount niya pag bibilhin sa iyo kesa bibili ng bagong unit. Babayaran ng buyer ang part ng down mo at mga payments mo and then he/she continues the monthly payments.
I’m a separated employee of Chevron (Phils) & only in my 58 yrs. of age can i claim my pag ibig contribution ?, hindi ko rin po alam kung ilang mos. na ang na ihulog ko.
Please advice,
Salamat po,
ato
Hi Renato, since you’re not yet 60 years old, you can only claim your benefits if you have accumulated 240 monthly contributions, or if you can show proof that you had early retirement from Chevron. We recently went to Pag-ibig Shaw, and there were a lot of claims that got rejected because they failed to reach the 240 count. Other valid reasons for claims are disability and immigration to other countries. You can go to the Pag-ibig branch where Chevron submits its accounts and ask for a copy of your contributions.
I am retiring next year and I want to know how much will I receive since I have availed/ received payment of the offered aveilment of the 20 years of service. I continue paying monthly contributions.Thanks.
Hi, Rosa, you can estimate the total amount, but it’s better if you just go to Pag-ibig and ask for a copy of your total contributions and dividends. You can estimate by multiplying 200 pesos (the usual employee and employer contribution) by the number of months you contributed after you received your 20th-year payment. May dagdag na dividends (5 percent a year), magdagdag ka lang siguro ng 200 pesos a year na dividends (or lower para di ka mag-expect ng mas malaki).
By next year, I am about to reach my 2oth year of paying pag-ibig contributions. Is it possible to get it? I’m still actively working and will retire after 10 yrs. However, my plan is put my lump sum from Pag-Ibig and transfer it to a mutual fund. Please provide me some answers. Thank you.
Hi Miguel, yes, you can, just make sure you have a total of 240 contributions before filing. My husband’s claim was disapproved, with the disapproval sent after 8 months (we didn’t make any follow-up kasi), because his total contributions reached only 237 months (We plan to file some receipts as apparently some voluntary contributions were not counted.) Request for your copy of contributions at the Pag-ibig branch where your employer is submitting its premiums so you can track your total. The last time I requested a copy in 2009, I just filled out a slip of paper, presented my ID, and after about 15 minutes, I got my copy.
gud pm. Ang husband ko po is member og Pagibig for almost 20 years. Ronald P. Enciso po ang name niya. Gusto niya po i claim yong sa provident Ano po kaya ang dapat gawin. Can you also send me via e-mail the copy of my husband contributions. Thank you very much.
good am ma’am sir, follow-up ko lang po retirement claim ko. Nag-file kami noong sept.29, hanggang ngayon wala pa ring dumadating.slamat.
Hi, Marilou, puede lang mag-claim ng maturity benefits kapag 60 years old na ang husband mo, or meron na siyang 240 monthly contributions. Puedeng mag-claim at age 45 pero dapat ma-certify ng company nag-retire na ang husband mo. You can email or visit: legazpi@pag-ibigfund.gov.ph Legazpi Pag-ibig branch: Buban Building, Peñaranda Street Extension, Bonot, Legaspi City
Hi, Efren, matagal talaga silang mag-process. Malapit ka lang naman (based on your IP address, nasa Makati ka), i-follow-up mo personally kasi baka meron palang kelangan pa na paper or record. Sa case ng husband ko, it took 8 months for them to mail a reply, at rejected pa, kasi kulang ang number of months, merong hindi naisama na contributions na naibayad sa ibang branch of Pag-ibig.
Hi. just want to check on the 2oth year of being a member, will i be getting something from pag-ibig? Thanks.
Hi, Michelle, yes, as long as you did not miss any payment. Your total number of monthly contributions should be at least 240. 12 months x 20 years = 240
hillo………………
pwdi bng malaman ang retirement benefits ko?
Hi Jose, punta ka sa Pag-ibig branch na kung saan nagfa-file yong company mo. Mag-request ka ng copy of contributions. Pag may 240 monthly contributions ka na, puede mo nang kunin. Kung kulang pa, wait na maging 60 ka. Pero, kung formally retired ka na sa firm kahit di pa 60, puede nang kunin, magpakita ka lang ng retirement papers. Magtanong ka na rin sa branch.
I’ll be 60 years old on July 18, 2011 and planning to retire on July 31, 2011. If possible, ang lahat ng makukuha kung pera sa PAGIBIG ay ibawas sa aking PAGIBIG Housing Loan.
Thank you
Jaime S. Sincioco
PHIVOLCS
PAGIBIG MID NO. 1070-0237-2655
Hi, Mr. Sincioco, your plan to use all your Pag-ibig benefits to pay part of your Pag-ibig housing loan is admirable. That’s a sensible financial decision especially these days when money is spent quickly. Suggestion ko lang, Sir, habang inaantay niyo ang July ay pakuha kayo o kayo mismo ang kumuha ng copy ng total accumulated savings ninyo (TAV) this month para ma-check ninyo kung meron missing na contributions. Usually nangyayari ito kung marami kayong pinagtrabahuang companies at iba-ibang branches ng Pag-ibig nai-post ang mga contributions. Pero kung Phivolcs lang, I hope all your contributions were posted.
About naman sa Pag-ibig housing loan, I suggest na itaon ninyo ang pagbayad using the money from the TAV cheque sa date ng monthly payment ninyo sa housing loan para maibawas yong TAV money sa PRINCIPAL ng loan at hindi sa INTEREST. It’s a good thing to ask your housing loan balance as of July 2011, and the resulting balance after the TAV money has been paid.
Thanks, Mr. Sincioco, and it would be highly appreciated if you share again your experiences here in the future, so others can learn from your experience. Take care and happy 2011!
Hi sir, my husband wanted to know how he could claim his contributions. He’s been working with pagcor for more than 20 years and has not retire from work. Would it be possible for him to claim his contributions? He’s going 60 by april, 2011.
Would appreciate your response. Thank you.
Hi, Estela, yes, your husband can file a claim after april 2011. Sabi sa Pag-ibig website, puede na mag-claim at the age of 60. Get the Provident Benefits Claim Form from Pag-ibig. This is a copy of the form https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0BxgatWS7kMGoZTZlYmMyYjMtMWNkNC00ZGVmLTk0ZmEtMjcyMTA0OTBhY2M0&hl=en&authkey=CJHw56EB Para without hassles ang claiming ninyo, get a copy of your total contributions from the Pag-ibig branch where Pagcor is submitting its payments this Jan or Feb, para ma-check ninyo kung merong missed payments (yong di na-record, sayang din). Kindly share your experiences here in the near future if you have time.
Good afternoon sir/madam nakapag avail po ako ng housing loan at i think i was able to pay 19 months only when i realized that the house that i got was very far from my work until it was finally foreclose. What shall i do to clear my name? Will this affect my retirement benefits? Babawasin nyo po ba ang amount ng bahay na nakuha ko pag claim po ako ng aking retirement benefits? Thank you and Godbless.
Hi Sonia, matagal na bang na-foreclose ang house mo? Pag-ibig housing loan ito? Sana kung months or few years pa lang, puede nating i-compute kung worth i-save yong house and then find a buyer para makuha mo yong retirement benefits mo. From my husband’s experience, Pag-ibig checks if you took out a housing loan before they process your retirement claim. Dito sa form ng claim, Pag-ibig Fund Provident Benefits Claim Form, may spaces for checking whether the claimant has a housing loan. Ganon nga, ibabawas sa benefits yong housing loan.
I don’t know lang kung may process ang Pag-ibig na i-voluntary surrender mo yong house, i-waive mo yong rights mo sa house (so that they’ll no longer go through the legal process of foreclosure), para makuha mo ang benefits mo. I suggest you go na lang to Pag-ibig at mag-inquire if you can surrender your house para makuha mo yong benefits.
Good Afternoon…
year 2003 Nagka roon ng retrenchment sa company ng asawa ko (presently managing little store).. now hes planning to proceed with his immigration papers…. wanted to know where and how to start processing his claims… maybe meron din double contributions kasi nag double job ang mister ko… hes been working since hes 19…. now hes 55… pls advise and help me…
thank you po….
Hi, Lorna, since your husband is not yet 60, he must have 240 monthly contributions before he can file a Provident Benefits Claim. If his contributions were continuous, even during the time in the 1980s that Pag-ibig was made optional, I’d guess he already has 240 premiums. If he worked in different firms, I suggest you go to the Pag-big branch nearest the firm where he worked the longest, and ask for a copy of your TAV (total accumulated values), and then check if all his premiums were credited. If there are missing credits of premiums, perhaps these were filed with another Pag-ibig branch — usually the branch nearest the firm. Apply for consolidation of premiums. You can also visit that branch to check. If all premiums are credited, and he has 240 contributions, then file a claim. Here are copies of the forms: Pag-ibig Fund Provident Benefits Claim Form and Pag-ibig Fund Request for Transfer of Member’s Records and Loan Details.
By the way, does he have a Pag-ibig housing loan? Additional: If the count is less than 240, you can pursue the immigration or retrenchment reasons for claiming.
Thank you very much for the very useful infos….. what i knew is that in his SSS he already reached 300 months / contributions… and per sss he is overpaid with his contributions….
will download the Provident Benefit claim form to file a claim…
re: Pag-ibig loan…. none
again, thank you very much
more power to you!!!!!
i just want to know if my fathers apply on the early retirement benifits is sent to your office in malate branch? my fathers name is Mario Montecillo. thank you
Hi Mark, call Pag-ibig hotline 724-4244 during office hours. or email publicaffairs@pagibigfund.gov.ph with your father’s complete name, your email address and contact number, your father’s current employer and previous employers and then write that you’re following up on your father’s application for retirement benefits.
I was separated from my employer last year & i am now 57 yrs old, they issued a certification for my retirement ,certification for my SSS contribution & certification for my pag ibig. Ito lamang daw po ang pwede nilang i issue as a requirement for a separated employee at sila raw po ay sa Makati nagbabayad ng Pag ibig. How can i determine my total number of contribution in Pag ibig san po ba yung Makati branch para maiparating ko po sa kanila itong aking request further pwede ko na po kayang ma claim yung mga naihulog ko sa Pag Ibig since i have my certification for retirement. Please advice.Thank you & best regards,
Hi Rr, 60 years ang age ng puedeng mag-claim, o kung hindi pa, dapat may 240 contributions. Makakakuha kayong ng kopya ng contributions ninyo sa Pag-ibig.
Ang Pag-ibig Makati 1 ay nasa Buendia (Gil Puyat Ave na ngayon). Kung galing kayo ng Taft, sakay ng MRT Buendia jeep, at bumaba lagpas lang ng RCBC building pag makita niyo na yong Landbank sa kaliwa. Magkatabi lang ang Pag-ibig at Landbank. Alam rin ng mga drivers.
Kung wala pang 240 contributions, submit notarized certification of early retirement from employer (meron na kayo sabi ninyo, ipa-notarize na lang), 2 IDs and birth certificate. I-attach ko ang form ng pag-claim para mabasa rin ninyo yong data na kailangan. I-download nio na lang. Wish you the best and take care.
ang asawa ko po na si amor santos ay nagretire sa work nya nung nov 2002 at the age of 38 kc po nahihirapan na cya sa work nya, nung 2008 ay nagki claim po cya ng early retirement pero sabi po ay wait nya mag 45 cya, ngayun po ay 46 na cya pero d pa rin nya maclaim ang early retirement benefits nya, paano po ang gagawin namin. tnx and GOD BLESS!!!
Hi Amor, yong husband mo, wala sigurong 240 monthly contributions? kulang kaya hindi pa rin puede?
Nakalagay sa rules ng Provident claims, puede na at 45 years old kung nag-early retirement siya under sa retirement plan ng company. Kung makakuha siya ng certification of early retirement under his company’s retirement plan, yon ang ipakita ninyo sa Pag-ibig. 7 lang kasi ang puedeng reasons para maka-claim siya:
1. kung 65 years old na
2. kung 60 years old na
3. merong 240 monthly contributions
4. permanent disability
5. permanent departure from the Philippines
6. separation from the service due to health reason
7. early retirement under the employer’s retirement plan or SSS/GSIS plan
God bless din…. Take care.
Gud pm po. Tanong ko lang po, kailangan po ba ang 240 months na hulog sa PAG-IBIG, dapat walang putol? Paano po kung maka-240 months na po ako pero hindi po contineous ang contribution, paputol-putol, makaka-claim po ba kahit hindi pa ako 60 years old?
Hi Ludy, oo, puede, basta ang total count ay 240 months, kasi yong sa amin, hindi rin continuous, pero binilang naman. I suggest na you go to your Pag-ibig branch so you can request for a copy of your TAV (total accumulated values). this is a copy of the Pag-ibig Fund Provident Benefits Claim Form. Ludy, if you have time, can you share with us your experience with Pag-ibig later on. Thanks.
Good day po ask ko lang po kung pano me mgapply ng loan,at kung pano ko po malalaman if qualified ako for loan?tnx po God bless.
Hi Marvin, dapat meron kang at least 24 monthly contributions, at meron kang at least 5 monthly contributions for the last 6 months. Ito tingnan mo itong form ng loan application: Pag-ibig Fund Multi-Purpose Loan Application
Good day po. My father is still working at a certain government agency despite the fact that he just turned 60 last December. Can he now avail of the Pag ibig provident claim benefit? If I will be the one to facilitate the processing of his claim, what documents or requirements should I secure? Hoping for your immediate response…God bless
Hello po,
What if nag migrate and then naging citizen of that new country the person will migrate to, pero continuous pa din ang pag-bayad sa pag-ibig, wede pa din po bang makuha? After 10 yrs?
Thanks po.
Hi Queenie, palagay ko puede pa ring ituloy ang membership at puedeng makuha kapag meron nang 240 monthly contributions, or at age 60, kasi puede ang dual citizenship sa atin. Kung gusto mo namang kunin na using the reason na permanent departure from the country, isubmit mo lang ang mga requirements: photocopy of passport, notarized sworn declaration of intention to depart from the Phil permanently,
any of: immigrant visa, or residence visa, or settlement visa. Pero to make sure, maganda rin kung punta ka sa Pag-big branch where your records are kept para maka-request ka for a copy of your contributions at matanong na rin about this.
Hi Noel, puede na dapat kasi nasa rules nila na at age 60, puede nang kunin. Requirements: Fill out claim form. Your Special Power of Attorney (SPA) as the authorized representative. your Ids and your father’s IDs. Check out this Pag-ibig Provident Claim form:
https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0BxgatWS7kMGoZTZlYmMyYjMtMWNkNC00ZGVmLTk0ZmEtMjcyMTA0OTBhY2M0&authkey=CJHw56EB&hl=en
and this SPA form https://docs.google.com/document/d/1pIBmWAcECpd3JkIwhDA5Pzbi2mxIhJJkH_RvnmFv73I/edit?hl=en#
Hi, Noel, i-check mo sa Claim form yong When to File, yong number 3 letter a, puede raw, basta walang loan balance.
question lang po concerning my father’s contribution..he retired 5 yrs ago..gusto po sana nmin i widraw na yung contribution nya..he is 66 yrs old right now & bed reddin.paano po kayo namin ito makukuha?what are the requirments?di rin po kasi namin alam yung pag ibig number nya.
question po regarding sa claim ng mama ko. she died at the age of 60. we (the family members) will claim her benefits. i am currently abroad and my sister and dad are in the phil. tanong ko lang po kung ano yung complete requirements na kailangan kong iprovide para ma process nila yung claim without me. and i think isa dun sa requirements is waiver of rights. pwede po bang maka hingi ng format nun. thanks a lot.
Hi Carol, okay lang na di nio alam yong number. Lagpas na nga ang father ninyo sa mandatory retirement age which is 65. You can download this Pag-ibig Provident Claim form and print and fill out. Have a special power of attorney (SPA) para kayo na ang maglakad. Bring your father’s IDs and your IDs. If your father worked in different firms, make sure all his contributions are posted. To check, have your father sign an authorization letter authorizing you to process his Pag-ibig papers (kahit handwritten lang), have his ID, your ID, and then go to the Pag-ibig branch nearest the firm where he worked the longest, and request for a copy of his Pag-ibig contributions, and then check if all his contributions were posted.
Hi Aristide, here’s the Pag-ibig Provident Claim form. Here’s the Proof of Surviving Legal Heirs form. Check the list of requirements in the Claim form applicable to your case, starting from No. 16 such as: death certificate from NSO, birth certificates of children. Hope you can share your experiences here in the near future to help others too. Thanks.
My wife died july 2010 and i need to claim her Provident Benefits but the problem is i’m working abroad (Qatar) my in-laws send me the form so i can claim the Provident Benefit then i fill it up and send it back to the philippines, now pag-ibig told them to get a SPA, but how and how much it will cost me to get that? Please help me. God Bless
Hi Michael, you can get your SPA from the Phil embassy in Qatar. Just show your passport and tell them you’re gonna need the SPA to get your wife’s Pag-ibig benefits. I don’t know how much it will cost you now. One comment I’ve read says 100 Qatari Rials but the comment was made way back in 2008. My husband got a SPA from the Phil embassy in KSA in 2002 and he paid I think more than 2k. Just a suggestion — if the money isn’t needed immediately, you can process your wife’s claim yourself when you come home. The benefit wouldn’t get lost — it would even earn additional interest. Here’s the SPA form for Pag-ibig. Here’s also the Surviving Heirs form.
Thank you very much Ms.Nor i really appreciate your comment…..Have a nice day!
Hello po! Meron po akong tanong re sa SSS/Pag-Ibig contribution ko sana matulungan nyo ako. Please see the details:
1. Posible bang makuha ko ung contribution ko sa SSS kahit na wala pa akong 60? I’m 32 y/o & was a permanent US resident now.
2. Anu po ba ang dapat gawin pra i-waive ung outstanding loan ko sa SSS? ang balak ko sana ay kunin n ung benefits ko, then saka ko bayaran yung SSS loan ko. Wala na po kasi ako sa Pilipinas at sayang naman ung interes kada buwan ng loan ko.
3. Gusto ko na rin i-file ung claim ko sa Pag-ibig pero hindi ko alam kung ppwede ba, dapat ba 60 y/o bago mag-claim ng benefits kahit wala na ako sa Pilipinas?
Thank you po.
Hi, Stephanie, yes, you can claim now your Pag-ibig benefits. Requirements are: passport, immigrant or residence visa, this Pag-ibig Fund Provident Benefits Claim Form, and this departure from Phil form. If you’re assigning someone to file for you since you’re not in the Phil., provide an SPA, and a copy of your ID. Here’s the SPA form for claiming benefits.
About the SSS, you can get your retirement benefit only upon retirement, either at age 60 (optional) or 65 (mandatory), or if there’s disability, according to SSS the last time I checked. I’ll make additional response when the SSS website is up. I think currently, SSS is offering a penalty condonation program for delinquent SSS loans for members. I’ll check too and then inform you. The last time I was delinquent, I waited for a penalty condonation program, and was able to have my penalties waived.
hi sir, goodmorning, ask ko lang po .. galing po ako ng pag ibig branch manila last week for claiming the contributions of my father, he died 3 months ago, and my mother died 10yrs ago, ako po sana ang claimant .. at pinakuha na ako ng mga requirements ..at almost done na lahat .. except sa WAIVER OF RIGHTS ng brother kong 22yrs old, tanung ko lang po .. it is form from pag ibig? or we need to make an affidavit? or simply na isulat na lang? at tsaka di kasi kami sure KUNG KAILAN ng member ang father namin sa pag ibig in different employer .. ang lumabas lang kasi sa contribution paper nya sa manila doctors hospital pano po kaya namin malalaman yon?.. thanks po sir more power ..
Hi Vincent, wala sa downloadable forms ng Pag-ibig ang waiver of rights, so I think a ‘personalized’ waiver will do. I surfed the Internet for a waiver of right form for you but I can’t find an exact form that matches your need. Anyway, just look at this general affidavit form and then have your brother state that “I am the son of Pag-ibig member __ who died on__ and __ who died on __ and I am the only brother of __ who is filing a claim for my father’s Pag-ibig Provident benefits. I am waiving my rights to the Pag-ibig benefits due to my deceased father __ to my sister __ in order to facilitate the processing of her claims with Pag-ibig.” You can also ask a notary public kung meron silang form ng waiver of rights to Pag-ibig benefits or kung puede silang gumawa at kung magkano. Anyway, ipapa-notarize mo pa rin yong waiver of rights kahit ikaw ang nag-draft or nag-type.
About your father’s total TAV, think back if your father worked in other firms and in locations outside Manila. Pag-ibig started in 1978 so if your father worked in a firm in Makati or Pasig, etc., it’s possible that he has Pag-ibig contributions in Pag-ibig branches in these cities. You can try going to these branches, show your ID, your father’s ID and perhaps his death and your birth cert and ask for a copy of your father’s contributions. Usually, Pag-ibig asks for the names of firms, so try going over your father’s papers and look for the names of his previous employers. If you find other contributions, file for Pag-ibig consolidation of contributions.
Hope you’re find some more contributions and hope you can share again your experiences in the near future to help others in the same situation.
Hi,
Is it true that for someone to avail of the partial refund for the PAGIBIG contributions, he should have a CONTINUOUS contribution of 10 years at least. I started paying for Pagibig from July 1989-Jan 1992, I transferred to a government office and resumed contributing for Pagibig from FEb 1992 – June 1998. Thereafter, I ventured in a small business, thus, my contribution ceased. I started to work again in a call center since Sept 2006 up to present time. Does it mean that I can’t avail of the partial refund since my contribution is not continuous? What are my options? PLease assist. THanks a lot. God bless you and your family..
Hi, Grace, tama ka, it should be CONTINUOUS, no gaps in the payments. Here’s a copy of the January 2010 Pag-ibig circular that explained it. Members can’t pay retroactively the gaps. One option is applying for a multipurpose loan — here’s the Pag-ibig loan form so you can check the requirements/eligibility. God bless also. Hayaan mo, Grace, there was a time also in the past that my husband really needed to avail of the earlier withdrawal option, but since he couldn’t, he wasn’t able to get the money. Now that he’s older and already eligible to get his money, he’s glad that he didn’t get it before — meron pa pala siyang pera –puede na siyang mag-Boracay….
ask ko lng po kung miron nang check ung aki9ng retirment pay ngayong date.
ask ko lng kung meron ng check ng retirement pee??
Hi, Romeo, tawagan mo na lang yong branch kung saan ka nag-file ng retirement claim. Tingnan mo yong tel nos dito — Pag-ibig branches.
to those of you who can help me, please send me the SPA so I can send it back to my relatives in Phils. thanks so much:-)
Hi Anna, here’s the Pag-ibig SPA form.
Hello po!
I just want to ask if I can claim my pag-ibig fund contributions wayback. I forgot already when I started my contributions but I supposed the co., Petron Corp., has the records. I was permanently employed October 1977, after 6 mos. probationary period i.e, April 1977 to Oct. 1977.
I did not meet the 240 mos. contribution because I voluntary applied on the Manpower Reduction Program (MRP) offered by the company which took effect September 1990 or 1991, I think.
I will be 56 yrs old coming April this year. I don’t know what’s the effect of my age, if there is, or the mo. contributions.
Can you please enlighten me on this matter if there is a chance.
Hoping for your kind consideration.
God Bless!
Sonia
Hi Sonia, based sa rules ng Pag-ibig, hindi abot sa 240 mos yong contributions mo, so wait ka na lang until age 60. Pero kung yong MRP ng Petron can be considered a retirement or provident plan, and you can show papers, baka i-consider, kasi meron silang ganito na rule sa eligibility for benefits — “Actual retirement from the SSS, the GSIS or a separate employer provident/retirement plan, provided the member has at least reached age 45.” You can go to the Pag-ibig branch where Petron is filing — you can get a copy of your contributions. Just bring an ID.
hello po,ask ko lang po kung pano kami magkaron ng idea kung magkano ang makukuhang pera ng father ko sa pag ibig…nag file na po kami at follow up kami ng 3wks..60 na po sya ngayon at may 64 months contributions sya.bale 5 months po un..ang nakalagay po sa paper na binigay ng pag ibig ay 12,189.62 ang total accumulated value nya..sabi nila i aadjust pa un..magkanu po kaya makukuha nya..tnx po..
Hi babylin, ang ibig mong sabihin mga 5 years yong 64 months. Kung yong paper ay nakalagay na doon na Total Accumulated Value, yon na yon, Babylin. Madadagdagan na lang kapag merong mahanap pa na contribution. Ilang firms nag-work ang father mo? May possibility kaya na may Pag-ibig contribution siya na na-file sa ibang branch? Ang mga firms kasi nagfa-file sa nearest branch — at ang Pag-ibig hindi consolidated ang records nila katulad ng SSS. Ikaw mismo ang magpa-consolidate kung iba-ibang branch naka-file ang contributions. I-check mo na lang with your father at mag-inquire sa branch na baka merong contribution ang father mo.
What years did your father work? Kasi by 1995, 200 a month na ang combined employee/employer contribution. Kung 200 x 64, that would be 12,800, plus dividends pa. Check nio na lang. Bale ang benefits kasi = total contributions plus dividends.
hi maam/sir ang bahay ko po ay mapoforclosed na sa bahay financial ang tanong puede po ba na i assume ng anak ko ang mortgage at i loan sa pagibig ang bahay ko ano po ba ang requirements pag ganon kailangan po ba magpapagawa pa ako sa abogado ng letter of assumption of mortgage para maiattached sa loan application niya
ako po ay pagibig contributor din na stop lang po last 2 years ago wala po ako employer pero parang self employed as freelancer agent ng pldt pwer allowance and commission lang at gusto ko sana ituloy ang pagbabayad ng contribution ko para makapagipon ako at makapagloan man lang ng multipurpose loan ano po ang isubmit ko requirements kasi sabi po sa brnach magpagawa ako ng affidavit of income paano po tax witheld na kinaltas sa amin ng pldt ipepresent din po ba yon?
Hi Virginia, maganda kung mag-attend kayo ng Pag-ibig seminar for housing loans sa Pag-ibig Makati (every Saturday dati, check mo na lang kung ganon pa rin). Anyway, requirement din itong seminar na ito sa pag-apply. Para matanong ninyo kung puede ang assumption sa loan. Pero based sa rules nila ng mga properties na puedeng i-loan, dapat acquired na yong property bago ito bilhin thru Pag-ibig loan – meaning na-foreclosed na completely at for sale na as acquired asset. Kung buyer assumption naman, ang alam ko dapat updated ang payments ng property bago ito maibenta. Naka-try na ba kayo ng penalty condonation sa Pag-ibig? — baka naman puede pang habulin. dati yong sa amin, lot yon, nahabol din namin pero wala pang bahay financial noon. nabawas ang mga penalties. Yong sa ate ko nahabol din nila sa bahay financial pero may tumulong na relative.
Hi Virginia, Affidavit of Income lang ba ang hinanap? Ang alam ko sa affidavit, magstate ka lang ng gusto mong i-state. So sabihin mo lang doon na you’re self-employed at ito ang ginagawa mo at kinikita mo, at ipanotarize. Last January when I went to Pag-ibig, ang requirement for reactivation for Individually Self-Paying na on commission basis ay the ffg: latest ITR or commission voucher for last 3 months, notarized cert of employment and average commission, company ID, cert of remittance for old member (siguro ito yong record ng previous contributions noong employed member ka pa, puedeng kumuha ng kopya sa Pag-ibig mismo) at 2 1×1 ID pics.
Hello po, paano ko ko i-file ang retirement claim for my auncle na nasa abroad? ano-ano pong requirements? thank you for your help
)
Hi Monette, you need an SPA. click the link to see the SPA form. Pero it’s better if you first go to Pag-ibig and ask for a copy of your uncle’s contributions (Bring an authorization letter and your ID, better pag may ID or any ID document rin yong uncle mo) so you can see if your uncle already has made 240 monthly contributions. Retirement is allowed if: 60 years old or older, permanent departure from the Phil, permanent disability, formal retirement from company, 240 monthly contributions. SPA for Pag-ibig claims / Pag-ibig Provident Benefit claim
hi po ask klang po kung pwde nako makapagclaim ng Provident Benefit.Early retiree po ako sa PLDT nung Sept.2007 under ng Early Retirement program nila.After po nun dina po ako nakapaghulog.Bale sila po ang last employer ko.makakapag claim po ba ko,me copy po ako ng TAV at naka 240+ contributions po ako?Salamat po.
Hi Gina, based on the Provident claim requirements, puede ka nang mag-claim. I’m assuming na 45 years or older ka na. Two conditions ang puede sa iyo: 1) formal early retirement and must be 45 years and older 2) 240 contributions. Here’s a copy of the Pag-ibig Provident claim form, tingnan mo sa bandang baba yong docs required.
hi nors can u pls send me SPA & claim forms? tnx
hi tine, this is a copy of the SPA and claim forms. Pag-ibig Fund Provident Benefits Claim Form / SPA for Pag-ibig claims
hi po.. pwede po ba pa email po skin ang form for spa.. thanks,
Hi shy, okay, for you, has sent the form.
Good day po. Ako po si Carol. Namatay po ang asawa ko na member ng Pag-ibig. May makukuha daw po akong 23,000 thousand pesos sabi sa pag-ibig sa Pasig City. Dinala ko po ang death certificate ng asawa ko at marriage contract namin. Hinihingian pa po ako ng pag-ibig ng birth certificate at death certificate ng mga biyanan ko at lahat ng birth certificate daw ng kapatid ng asawa ko dahil wala daw po kaming anak. Ito raw po ay mga requirements sa pag claim ko ng Pag-ibig fund ng aking asawa dahil wala daw po kaming anak. May karapatan daw po ang mga magulang ng asawa ko at mga kapatid sa makukuha kong halaga kaya kailangan ang mga certificate na iyon at paghahatihatian daw namin yung halagang nabanggit ko. Hanggang ngayon po ay di ko pa nacocomply and kanilang hinihingi dahil marami pong magkakapatid ang aking asawa at ang iba ay patay na rin. Ano po ba talaga ang requirements ng asawang kasal at walang anak sa pag-ibig fund na makukuha ko mula sa aking asawa.
Maraming salamat po.
Carol
Hi Carol, nagulat din ako na ganyan pala pag walang anak. Pag-ibig na ang nagsabi sa iyo na ganyan, so ganyan nga siguro ang policy. Tama rin na hindi mo inapura, habang nagre-research ka kung ano ang tamang gawin. Anyway, nag-e-earn naman yong ng dividends habang andon yong pera. Siguro ibinigay na yong ganitong form sa iyo? Pag-ibig form I’ll research nga about this issue.
Magandang araw po. Ako po ay kasalukuyang may trabaho pa at magreretiro sa taong 2013.Itatanong ko po kung kailangan pa ng certificate mula sa aking employer upang ma claim ang aking naihulog sa pag-ibig kahit nakapaghulog na ako ng 240 buwan. Ano po ang mga kakailanganin ko sa pagkuha nito?
Maraming salamat po,
Imelda
Hi, Imelda, hindi mo na kelangan ang employer certificate, pero as an SOP for some firms, they give the Pag-ibig cert of contributions, so maganda rin may kopya ka, for cross-checking, baka merong hindi na-post sa Pag-ibig. Ito yong Pag-ibig claim form.
Nasa baba ng form ang checklist for requirements. Look at the requirements for MM o R. Basically, two valid IDs with photos lang, plus yong computerized records of your Total Accumulated Values (nakukuha sa Pag-ibig).
Pano po mag avail ng retirement? 55 years old na ako ngaun. Nawalan ho ako ng trabaho noong ako ay 46 years old. Sakop ako ng early retirement plan ng kompanyang Nestle Philippines Incorporated. Anu ano po ang mga dapat gawin at mga papeles na kakailanganin para makuha ko ang aking benepisyo sa PAGIBIG?
Hi Edner, ito ang mga requirements (according sa Pag-ibig, pero baka meron pang hihingin na iba):
1. Pag-ibig Provident claim form (available sa Pag-ibig, puedeng take a look at this Pag-ibig claim form)
2. Notarized certificate of early retirement from Nestle Phil
3. NSO-issued birth certificate
4. 2 valid IDs
5. Copy of Pag-ibig contributions (available at Pag-ibig)
Submit your documents doon sa Pag-ibig branch na kung saan nagfa-file ang Nestle. Best regards.
Dear Sir/ Ma’am,
I will be retiring this coming June 30. 2011. Last Nov 15,2008 nagpadala kayo sa aming school ng HDM Transaction Card. Mali po yong birthday ko na nailagay, so ng email kaagad ako. Your good ofice promise me to send another card f i can send application for correction at NSO birht crtficate. ginawa ko po yon. Pagibig promise me to send the said card, but sad to say na wala po akong natatanggap till now na Card. di kaya ako magkakaproblema pg apply ko ng retirement?
can i still received a dividend from pag ibig well in fact i already my 20 yerars maturiyt last 2006?
Hi Maria Lourdes, did you mean you reached your 20th year of paying Pag-ibig contributions in 2006? If that is so, yes, your money in Pag-ibig have been earning dividends. If you’re at least 45 years old and you already have 240 monthly contributions, you can file your claim. But if you want your money to earn more, you can leave it there for a while.
Hi Adele, para mas sure yong change of date of birth mo, mag-submit ka ng Change of Member Data using the Pag-ibig form, ganito ang itsura Pag-ibig Change of Member Data. Submit it sa Pag-ibig branch near you or thru your employer, pero better if you can submit it to Pag-ibig for faster processing. Bring also your NSO-issued birth certificate. Ang requirements for claiming your retirement ay nandito sa form na ito, sa may bandang baba ng form Pag-ibig Provident Claim Form. Sa list ng requirements, wala namang HDMF transaction card. Bale, parang for faster identification lang yang card na iyan. Ang important, ma-submit yong docs na kelangan nila.
By the way, have a copy pala of the member’s data change para meron kang hawak (fill up two copies, sa yo yong isa).
Gud pm po ma’am/ sir. nakapagsubmit na po ako ng filled up Member’s data Change at NSO issued Birth crtifcate noong ask ako ng HDMF Transaction Card. But ayway di naman pala kelangan un sa retirement. Another thing po. Di ko nakompleto magbyad ng aking loan. I think dapat 1 yr pa. i hv been teaching for 30 yrs here in Colegio de San Sebastian at naging memeber kmi ng Pag-ibig mula 1995. Totoo din ba na pwede naman huwag muna kunin benifits ko para magka interest pa? Thank you!
Hi Mam Adela, thank you for teaching/guiding children for 30 years. wow. 1995 to 2011, bale 15 to16 yrs. Yes, mam, kung di pa naman gagastusin, maganda huwag munang kunin, kasi continuous naman yong pag-earn niya ng dividends. 5 percent interest. mas mataas pa siya kesa maraming time deposits. pero maganda rin kung one time, you request for a copy of your TAV para makita mo yong money mo, at para macheck mo pa kung naremit/nareport ba lahat.
By the way, I suggest na pag may extra money ka na, bayaran mo na lang one-time yong loan mo para di makalimutan.
Thank you so much po..Tanong ulit, saan ko po ererequest TAV, sa office ng Pag-ibig o sa aming school? In case diko mababayaran ung loan ko, di po ba pwede ibawas na lang sa pwede kong maclaim. Thank u again and good afternoon.
Hi Mam Adela, sa Pag-ibig office, with your ID. Puede rin thru the school kung yong HR ninyo ay madalas sa Pag-ibig office at helpful — yong makikisuyo lang (bigay ka ng authorization letter and ID, kasi ang alam ko hindi nila mandatory service ito). Dito sa Manila, madali lang kumuha ng copy, basta punta lang sa branch where one’s employer is filing.
Yes, binabawas ang loan sa TAV. Ganon ang ginawa nila sa loan ko. Pero dahil nag-iiba ang policy, after mag-due yong loan mo, at di nabayaran lahat, visit Pag-ibig and ask them kung automatic set-off yong loan. Kasi baka pabayaan mo ang loan, at hindi na automatic set-off, maipon ang interest ng loan mo.
Thank You so much for the information. Good Day God Bless!
Hi Nors!!! i resigned just recently, only after 2&1/2 years stint from a makati company. pero meron na akong accumulated 139 contributions to pag-ibig. (As of june 14, 2011 ang TAV ko is php35,997.97) Meron pa akong balance sa STL ko maybe mga 7-8k na lang. i am 50 years old na. Can i withdraw my contributions? you know, to compensate with everyday living. Ano mga need na papers? I hope you can help me. Thank you in advance. God bless u always!!
Hi, Menarth, sad to say, hindi mo pa puedeng kunin ang Provident benefits mo, kasi 240 monthly contributions ang kelangan para makuha ito if not yet 60 years old. Kung sana retired ka sa firm, at merong retirement papers, puede sana kahit wala pang 240 contributions. Pero oks na rin na hindi mo pa makuha, para may pera in the future, at nag-e-earn din naman yan ng dividends. Sana nga unti-unti mo ring mabayaran yong loan mo para mas ok yong ipon. Anyway, ito ang copy ng Provident benefit claim form, yong mga requirements nasa bandang baba ng form.
Wala na akong trabaho. Gusto ko na sanang e-refund yong contributions ko dahil di ko na mahulugan ang monthly contibution ko. Dati akong seaman at 58 years old na di na puedeng sumakay pa ng barko. Puede po ba? Ito naman ang sinabi ng Pag-ibig representative noong kami hikayating mag memyembro
Hi Francisco, yong Pag-ibig mo ba yong Pag-ibig Overseas Program (POP)? Kasi ito shorter yong term, 5 years to 10 years ang alam ko — nasa passbook mo yong term, kung POP ang sa iyo. Kung yong regular Pag-ibig — Pag-ibig I — for employees, ang sa iyo, puede mo nang kunin if you were able to contribute at least 240 monthly contributions (20 years). Kung hindi, wait until you’re 60 years old. Anyway, ito ang copy ng Provident claim form. Best regards.
By the way, Francisco and Menarth, merong optional withdrawal, pero hindi lahat makukuha, at saka dapat continuous yong contributions (walang missed month), at dapat exact ang timing sa 10th year o 15th year.
ask ko lang po kung totoo po na meron ako macclaim kasi po namatay na asawa ko 3 years ago na po.
Hi Jenny, meron kang ma-claim sa Pag-ibig kung nag-contribute ang asawa mo sa Pag-ibig. Kung meron kang nakuha sa SSS o GSIS, malamang meron ka ring makuha sa Pag-ibig, kasi kalimitan sabay yan. May hawak ka pa bang payslip ng asawa mo? Nakalagay doon kung may nabawas para contribution sa Pag-ibig. Puede ka ring magpunta sa Pag-ibig branch na pinakamalapit sa kung saan nag-work ang asawa mo, at tanungin mo roon kung andon ba yong records ng asawa mo. Magdala ka ng ID. Pati na rin marriage certificate kung meron ka. Kung merong Pag-ibig ang asawa mo, pasa-submit ka ng mga documents. Walang kaso na 3 years na, puede pang mag-claim. Maganda nga dahil nag-earn pa ng dividend (kung merong Pag-ibig ang asawa mo). Kung wala doon sa branch, punta ka sa company at tanungin mo kung saang branch sila nag-file ng Pag-ibig.
Hi! We have a former employee who is asking for a Notarized Certification of Early Retirement. He was hired August 1996 to July 2007. May I know if the certification he is asking is the same as Cert. of Employment? Is there an official PagIBIG certification for this type of requirement. Hope you could help me on this. Thank you.
Hi! I would like to know if the Certification for Early Retirement is the same as the Cert. of Employment. We have a former employee who is asking for the Early Retirement Certification. He was employed with us from Aug. 1996 to Jul. 2007. Is there a format for this type of certification? Hope you could help me with this. Thank you.
Hi Cora, isa kasing reason ng puedeng makuha ang Provident benefits from Pag-ibig kung wala pang 60 years old o walang 240 monthly contributions ay kung nag-retire yong member under his/her company’s early retirement program. From Pag-ibig: one reason for retirement claim — Actual retirement from the SSS, the GSIS or a separate employer provident/retirement plan, provided the member has at least reached age 45.
It’s not the same as cert of employment. Meron ba kayong early retirement program? Nag-retire ba siya rito? Here’s the provident claim form, para makita mo yong list of reasons, sa bandang baba.
Provident claim form.
i’ve been a pag-ibig member sice i employed at comelec, pangasinan on feb. 23, 1979 to date. my salary at present is ph31080./mo. i lost my pag ibig id card can i request for a replacement. how soon can i get my benefits. i intend to retire at 2019. i’m now 56 yo. pls. compute for me my benefits. pls give me an idea on how many months will i wait if i intend to retire 2019. thank you for bearing with us. god bless u always.
good day. na-separate ako s company namin august 2008 at 42 y/o pa lang ako that time at meron pa lang akong 156 monthly contributions sa PAG-IBIG. Nakahingi na rin ako sa company namin ng certification na early retirement namin due to company’s total closure under our Employees’ Retirement Benefit Plan. Naka-18 yrs and 2 months ang lenght of service ko. Pagpunta ko sa PAG-IBIG nareject ang claim ko dahil 42 y/o lang daw ako nang mgsara ng early retirement ako. di po ba talaga ma-claim ang benefits ko. pls. help me ASAP. Thanks
Hi Butch, ito yong rule: ” Actual retirement from a separate employer provident/retirement plan, provided the member has at least reached age 45.” Ganoon pala ang interpretasyon nila dito. Akala ko naman, yong age diyan sa rule ay hindi yong age at the time of retirement kundi yong age at the time of claim. Ikaw, kung gusto mong magtanong pa sa ibang Pag-ibig officer, baka naman magkaiba ang interpretasyon, or baka ganon nga talaga siguro ang interpretasyon.
Hindi ka rin naman puede sa ibang reasons for retirement, such as 60 years old or 240 monthly contributions (malaki ang kulang).
Antayin mo na lang kaya yong age 60 para may dagdag pera ka sa age na yan na mahina na tayo.
good morning ibig sabihin po na kailangan antayin ko muna ang 45 y/o ko bago ko maclaim ang early retirement ko. wala na po ko trabaho ngaun dahil ngsara nga po company namin noong 2008. this august ay mg 45 y/o na ako at eron na rin akong notarized certificate of early retirement galing po sa nagsarang kumpanya namin at 2 valid ID’s. pwede na po ba akong mgfile after my birthday this august? pls help me. god bless and more power…
Hi Butch, I’ll try tomorrow during office hours to call and ask their policy on early retirement age. I’m not sure though how they respond to calls, it’s my first time to call Pag-ibig.
good day. ngaun pa lang ngpapasalamat n ko sa effort sa katulad kong nanangangapa at nghahanap ng tamang kasagutan. kasi po sa pagkakaalam ko may mga kasama po ako na below age of 45 at that time of closure 2008 at pag reach nila ng age 45 nguang 2011 at na-claim na po nila. so ngtaka lng po ko nang mgsubmit ako ng requirement galing s previous company ko ay na-reject po ito. by the august 17, 1966 po ang birthday so balak ko po ito i-refile siguro after my birthday. tnx po more power and God bless po uli.
Hi Butch, malapit nang 4 pm, all thru the afternoon, hindi pini-pinickup ng Pag-ibig yong hotline nila. Subukan kong gamitin yong email/contact page nila. Sabi doon approx 3 days ang reply, tingnan natin. Basta ang tanong natin (ikaw din subokan mo sa phone, o sa email), yong age ba na 45 ay sa time of early retirement, or sa time of claim? Pero kung sabi mo naka-claim yong mga colleagues mo, eh di makaka-claim ka rin. Dahil siguro na wala ka pang 45 noong mag-file ka ng claim, kaya na-reject.
good afternoon uli. sabi sa akin ng nkausap kong babae s counter sa 5th flr. ng PAG-IBIG makukuha ko raw un pag 60 yr/o na ako o kaya madisable daw ako ( na ayokong mangyari di bale na lang he..he) o kaya mgmigrate daw ako (eh wala nga akong pangmigrate eh kaya nga ngcclaim to support my everyday expenses dahil wala n nga ko trabaho) at may sinabi pa na iyon daw ay ayon sa Commission on Audit (COA). mabuti siguro bumalik ako s PAG-IBIG baka may makausap akong ibang officer dun. pacencya ka na kasi talagang kailangan ko ito. salamat uli s walang sawang pagsasagot at pag-uukol ngpanahon para sa akin at sa iba ko pang kasamahan makikinabang dito. MABUHAY KA KAPATID AT SUMAIYO ANG DAKILANG MAYKAPAL.
how to avail ung mga benefits/claims nang nmatay ko pong father na isang government employee na member ng PAG-IBIG,almost a 2-years na po kmi nkapagsubmit ng mga set of requirements pero until now wla pa pong natatanggap ang kanyang mga bebeficiaries?
Hi Dusteen, sana nag-follow-up na kayo in person kasi matagal na, baka merong missing document na kelangan pang i-submit. Meron kayong hawak na acknowledgment slip? Punta kayo sa branch where you submitted at mag-follow-up. Kahit matagal mag-process, sana months lang. Yong sa husband ko, dito sa Manila, na-reject ang claim (kulang ng 240 months, hindi pa siya kasi retiree), pero after 8 months na yata namin natanggap yong rejection notice, at di rin kasi kami nag-follow-up.
I reached my age of 46 and I want to get my lump sum amount from Pag-Ibig Fund coz I am a jobless now. The last time I ask them, they want from me certified thru copy of certifications from my previous company but unfortunately they are all closed. I have in my hand certification but not certified thru copy. What shall I do? Thanking you in advance for your accommodation.
Hi Leandro, you can get a copy of your contributions from the Pag-ibig branch where your former employers were remitting Pag-ibig contributions. If your record is incomplete, there may be other contributions submitted to other branches. Usually, companies submit to the nearest Pag-ibig branch. Consolidate your records in the branch where you have the most number of contributions. Here’s the Pag-ibig consolidation request form. http://www.pagibigfund.gov.ph/DLForms/provident/FPF400%20REQUEST%20FOR%20TRANSFER%20OF%20MEMBERS%20RECORDS%20102007_F.pdf
You can claim your Provident benefits earlier (between 45 to 60 years old) if the total number of your monthly contributions is 240 (at least 20 years), not less.
Hi Hello po.
Kapatid ko po namatay member ng pag-Ibig miron po ba syang matatangap.
Salamat po God Bless & More Power
Hi Rowena, matagal siyang member? Mag-file ka ng claim for Provident benefits sa Pag-ibig kung saan na-file ang records niya. Tanungin mo sa company niya kung saang branch ng Pag-ibig sila nagfa-file, usually sa malapit na branch. You need:
NSO Certified True Copy of Member’s Death Certificate
Notarized Proof of Surviving Legal Heirs
Funeral Receipt
Two (2) valid ID cards with signature and photo of claimant
kung ikaw ang mag-claim, your birth certificate at birth certificate niya, para may proof na magkapatid kayo.
Provident claim form, ito http://www.pagibigfund.gov.ph/DLForms/FPC010%20Application%20for%20Providnet%20Benefits%20Claim_08092011.pdf
Notarized Proof of Surviving Legal Heirs form ito
http://www.pagibigfund.gov.ph/DLForms/provident/FPC011%20PROOF%20OF%20SURVIVING%20LEGAL%20HEIRS.pdf
I am Cristina and i started working in the government service in the year 1983 at the age of 33. I am 61 years old now and i want to retire hopefully next year and i will be 62 by december 2013. how much shall i get for my retirement? thanks.
Hi Cristina, ang retirement amount ay ang total ng lahat ng actual contributions paid, plus total payments made by the gov agency, plus dividends. You can visit (with any ID) the branch where your agency is remitting payments and request for a copy of your total accumulated values (TAV).
nag immigrant na po ang kuya ko pwede po ba ako ang mag claim in behalf of my kuya ano po mga requirements
Hi Beth, yes, here are the requirements:
-provident benefits claim form
-your Special power of attorney
-notarized sworn declaration of intention to depart from the Philippines
permanently
-photocopy of passport
-any of: immigrant visa, resident visa, or settlement visa
-2 valid ID cards with photo and signature of claimant
-your IDs as representative
The first 3 forms — you can get from Pag-ibig or download from Pag-ibig website
Thanks Nor…. naka alis na po kasi ang kuya ko last July 19, 2011 pwede po ba na ipadala na lang niya sa akin ung mga filled up forms na downloaded from Pagibig website
Hi Beth, oo, iprepare niya lahat ng docs na dapat at puede niyang gawin doon para minsanan lang ang pag-send (to save on DHL, or FedEx, or LBC).
hello pwede po bang scan yung form at ibang document na fill up ko tapos prnt nalng para turn in s office ng pag ibig?to save dhl of fed ex?thank u
I retired last June 30, 2011. I’m 60 yrs old. i found out from our school profile na ngsimula lang kmi sumali sa Pag-ibig year 1995 so 1995 -2011 = less than 240 contributions ko. paano po kaya yon?
Hi Adela, puede nang mag-claim kung gusto mo na kahit wala ka pang 240 contributions kasi nagretire ka na at 60 years old ka na. Retirement bale ang basis ng claim mo. Ito yong form
http://www.pagibigfund.gov.ph/DLForms/FPC010%20Application%20for%20Providnet%20Benefits%20Claim_08092011.pdf Ang mga required docs for claiming, tingnan mo sa Page 2 — yong column ng Retirement. Comment ka lang dito kung hindi mo ma-open yong form at isend ko sa iyo.
Thank you so much for your reply ma’am, pero may loan pa kasi ako na diko pa tapos bayaran. I ask our school na ituloy pagbayad ng loan ko, then after that bago ko kunin pera ko. Matagal po ba dumating ang benefits ng Pag-ibig? kc parang my nabasa ako sa mga sulat dito complaining bakit ang tagal tagal.. sorry po ask ko lang.
God Bless,
adelle
Oo, Adela, matagal din silang magprocess. Sa salary loans, mabilis ang processing, pero sa benefits, kasi final na ito, gusto nilang walang mali, kaya matagal. Yong sa husband ko, nareject na nga (kasi merong missing na 9 months of premiums, o baka kulang talaga), it took them about 9 months to send the rejection notice. Pero ni minsan kasi hindi kami nagfollow-up.
If you like, while waiting, you can request for a copy of your total accumulated values (TAV) from the branch where your school is remitting Pag-ibig contributions para makita mo ang TAV total at macheck mo kung may kulang.
Hi Nors, me again beth… pumunta po kami sa PAGIBIG complete na po lahat
-provident benefits claim form
-your Special power of attorney
-notarized sworn declaration of intention to depart from the Philippines
permanently
-photocopy of passport
-any of: immigrant visa, resident visa, or settlement visa
-2 valid ID cards with photo and signature of claimant
-your IDs as representative
pero ito po ung hinihingi nila
-authenticated immigrant Visa/Passport
-2 valid ID with signature name as in the application
- red ribbon
ano po ba ibig sabihin ng authenticated at red ribbon
d2 nanaman po ako.. im here in Sablayan, Occ. Mindoro. We are under Pag-ibig brance ng Calapan Or. Mindoro. pwde po ba humingi ng Email add ng Pag-ibig- Calapan City, Or. Mindoro, at do you think pwede humingi ng TAV through Email? Sorry ma’am ha dami ko tanong..
Thanks,
adelle
Good Day po.. gusto ko lang matanong kung may mga exemptions ang pag-ibig sa pag claim ng early retirement.. tumawag kasi ako sa dating office ng papa ko. sabi nila may kasunduan daw ang nestle phils inc at ang pag-big na ang early retirement claim daw ibibigay at age 75? may katotohanan po ba to?
Hi Adela, ito ang mga email addresses ng Calapan branch: calapan@pagibigfund.gov.ph at hdmfcalapan_branch@yahoo.com
Subukan mo na lang mag-request, baka puede. Kung hindi puede, eh di saka na lang kapag makapasyal ka sa Calapan.
Hi Shally, kung meron mang ganyang arrangement, wala akong naririnig na ganyan. Ano yon? Merong favored?
Magke-claim ba kayo sa Pag-ibig ng Provident benefits pero wala pang 60 ang papa mo o wala siyang 240 monthly contributions? Kaya gagamitin nio yong option/reason na early retirement sa Nestle? Ito ba ang rason? Nag-early retirement ba ang papa nio sa Nestle? Kasi kung nag-early retirement talaga siya, hingi kayo ng certificate of early retirement from Nestle, kasama yan sa docs na kelangan sa pag-claim. At dapat ibigay yan ng Nestle kung nakapag-early retirement ang papa nio sa Nestle.
Hi Beth, sana kasi kumpleto yong pag-describe ng Pag-ibig sa website nila ng requirements at doon sa form nila. I’m sad na hindi ko nasabi na baka may hahanapin pa ang Pag-ibig na additional requirements. Ito na ang sasabihin ko lagi sa mga sagot ko.
Tawagan na lang ang Pag-ibig call center 724-4244 kung ano ang authenticated visa. Ang intindi ko ngayon, pero hindi ko sure Beth ha, kasi nasa kuya nio siempre yong passport niya, ay icopy yong passport front page at yong page with the immigrant visa, then ipa-authenticate sa Philippine Embassy sa US o kung saan siya. Yong red ribbon, hindi ko alam ito. Call na lang Pag-ibig. I hope you can share later on what this is. Pero iresearch ko rin what this is, if I have time.
Hi Joyce, anong claim ba ang gagawin mo? Pag na-scan kasi yong filled out form, tapos iprint, parang nagiging xerox siya. Yong signature mo, parang nakaxerox. Provident claim ba ito? Meron ka bang friend/relative who can call Pag-ibig and ask? I’m not sure if I have time to call and ask. Yong EMS yata is okay naman ang cost.
hi Ms. Nors, tumawag ako sa PAG IBIG. ang unang requirements daw eh need to submit the original documents for authentication sa office nila.. kaso si kuya ko nakaalis na hindi napa authenticate sa branch..
good morning ma’am. hindi magreply ang pag-ibig Calapan city.. not like ur line napaka accomodating nyo po talaga.. thank you so much po. God Bless you.
adelle
May deadline po ba pagrequest ng transfer of contributions? 1 year higit na ako sa current employer ko, pero di pa ako nakapagrequest ng transfer mula sa 1st and 2nd employers ko.. Pano po yun??Thanks sa response in advance.
Hi Adela, thanks. Depende rin kasi yan sa empleyado don, o sa SOP nila. O baka isa lang ang computer nila don (joke).
Hi Roni, wala namang deadline. Ang purpose lang kasi ay para kung kelangan mong mag-loan, nasa isang branch lang yong records mo. Kung magloan ka ngayon sa current branch mo, ang basis lang nila ay yong andiyan na one year, wala silang records ng contributions mo sa ibang branch. Pero kung yang 3 employers mo ay nagreremit sa the same branch, baka consolidated na yong records mo. Ito yong form kung iba-ibang branch.
http://www.pagibigfund.gov.ph/DLForms/provident/FPF400%20REQUEST%20FOR%20TRANSFER%20OF%20MEMBERS%20RECORDS%20102007_F.pdf
Hi Beth, di ba sabi mo, meron na kayong documents, at nagpunta na kayo don sa Pag-ibig? Punta ka uli doon, tanungin nio sa guard kung saan yong sa filing of Provident claims. Titingnan nila ang meron kayo na docs, tapos kung sasabihin nila ang kulang, magtanong kayo — Ano po ito? Saan po kukunin ito? Hindi ko po alam ito, saan po magpapa-authenticate ng visa? mga ganoon.
Hi. Ms. Nors, nagmakaawa na lang ako sa PAG IBIG kaya sabi niya bigyan daw niya ako ng consideration pina email na lang niya ang passport, visa at mga IDs ni kuya sana umobra at ma file na namin… Salamat ng marami.. I keep you posted.
Hi Beth, okay yan. Marami ring magawa ang pakikiusap. I hope na makuha nio na. Thanks for sharing later on kung success. Ibig sabihin papayag na sila na i-scan lang ng kuya nio doon sa abroad yong passport, visa at IDS, tapos i-send via email? That’s good.
hi ms nors, our personal driver is turning 60 this year. 2002 pa sya last employed with a company. meron siya pagibig number but not sure kung may mga contributions siya. saan po ako pwede mag inquire? sa marikina autoline bus ang last company niya, which i think is already a closed company. if ever hindi kumpleto ang contributions, may makukuha pa rin ba siya? thanks a lot!
Hi Ayie, yes, kahit hindi umabot sa 240 ang contributions niya, meron na siyang makukuha pag 60 na siya. We suggest mag-inquire ka sa Pag-ibig branch na pinakamalapit sa office ng Marikina Autoline Bus. Ito ang mga branches, http://www.workingpinoy.com/2011/03/pag-ibig-branches-in-metro-manila-cavite-laguna-bulacan/ Or baka alam rin niya kung saang Pag-ibig nagpupunta yong accounting clerk nila noon. Usually they ask for an ID and an authorization letter. Yong iba naman,kahit ID lang.
Hi Ms. Nors galing me kanina nadaan sa paki usap na file na namin. Tawagan daw kami after one week. Thanks….
Hi Beth, it’s nice to know they’re kind/helpful.
Hi Ms. Nors, nakuha na namin ung check kanina nakapanganalan sa kuya ko. Special Power of Atty. ulit na lang ang kailangan to encash….
Wow, Beth, ang bilis ha. Surprising, pero it feels great to know. Mas mabilis kapag immigrant or permanent departure from the Phil? Bakit yong sa retirement matagal? Sana kung may savings account yong kuya mo, para ideposit na lang (Sometimes pumapayag ang bank na kahit wala nang check endorsement). And thanks Beth for sharing.
UU nga Ms. Nors buti na lang mabait ung napakiusapan namin pagka email ng kuya ng friday sabi niya pwede na kaming mag file ng Monday tapos sabi niya tawagan daw kami pag may check na Thursday same week tumawag may check at Friday nakuha na namin. Kaso sa Landbank pala ung check kailangan daw ng SPA he he he he pero un nga daw i deposit na lang daw namin sa account ng kuya ko.
Wow, Beth, Mabuhay ang Pag-ibig Fund kung ganyan. Nakakatuwa rin pag makaranas tayo ng efficiency from a government agency. Thanks again for sharing.
Tanong ko lang po kung pwede ma-withdraw POP Contribution kahit na 3 years pa lang as I here na sa pinas for good.
Meron din po akong local contribution here na mas matagal pa compare sa POP and i am planning to keep it till i retire. thanks for in advance…
Hi Chiel, based sa RA 9679 Letter Q, puede mo raw iwidro yong POP mo at the end of the membership term na pinili mo noon — either 5, 10 or 15. Ang intindi ko dito, kahit 3 years lang yong naipon mo pero meron nang 5 years na nakalipas (kung 5-year-term yong pinili mo noon), puede nag iwidro, basta i-maintain yong mandatory membership.
hello po..i would like to ask about the said refund for retired teachers from 2002. my aunt is already senile, and we don,t know if she had already claimed such.. how can i confirm if the she still has some amount to claim. sayang naman po kahit para sa gamot nya lang..and pano po ung SPA kung hindi na xa makakapirma.. do we need medical certficate? thank you po
Hi Pilar, sa Pag-ibig ba ito? First, magkalkal muna kayo ng mga papers ng auntie nio, baka meron kayong makita na proof na nagcontribute sa Pag-ibig. Kung wala, punta kayo sa nearest Pag-ibig branch (yong alam niyong doon nareremit yong Pag-ibig contributions ng mga teachers sa lugar nio) at humingi kayo ng copy ng Total Accumulated Values ng auntie nio, para macheck nila kung meron. Bring your ID and your aunt’s ID or papers.
gud pm!ask ko lang po sana kung pano makukuha ang retirement fee ko,kc putol putol ung hulog ko kc nag abroad ako,pero kung itototal naka 15 years n ung hulog ko?I’m 45 years old na pwede ko nb makuha ang retirement fee?
gud pm po. nakatapos na po akong magbayad ng housing loan ko in a span of 20 yrs. yung po bang monthly amortization payments, kasama na doon yung pag-ibig contributions? nalilito lang po. thank you.
Hi Aida, Congrats at natapos mong bayaran ang loan mo. You’re a good payor. That’s an accomplishment.
Hiwalay ang monthly amortization at ang monthly contribution. Kung employee ka, tuluy-tuloy din ang bawas ng contribution mo, so meron ka pang benefits na aasahan upon retirement (45 years old if 240 contributions at kung gusto mo nang kunin and 60 to 65 if less than 240). You can ask from your Pag-ibig branch a copy of your TAV (total accumulated values) or total contributions plus dividends.
Good day!may makuha bang benefits or any amount pag ang isang pag-ibig member who contributed 10-11years?
Yes, Philbert, makukuha mo ang pera mo, pero at age 60 na makukuha (kasi less than 240 monthly contributions). Ang exception lang is if you’re 45 and you had received your early retirement benefit from your company. Permanent departure from the Philippines and disability are the other valid reasons.
Hi Medel, kung 15 years x 12 monthly contributions, that’s 180 monthly contributions. Kulang sa 240 na required para makuha before age 60. If you like, ituloy mo ang hulog mo para after 5 years, meron ka nang 240 at makuha mo na.
Thank you so for for the response Ms. Nors.
hello po…ang father ko po ay nglumpsum nung 45 yrs old siya.. year 1998.. nmatay po sya nitong may 2011.. may mkukuha pa po ba sya sa pag-ibig…thank you po…
Hi Olivia, ang alam ko, kung nakuha na niya yong retirement benefit niya in full, hindi na siya member, so wala nang benefit. Last 2009, merong naidagdag na benefit sa Pag-ibig — yong death benefit — not sure kung 6k or depende sa amount of total contributions. Pero hindi ko sure kung puede pa siya, kasi nakuha na niya yong retirement niya, wala nang pagbabatayan na amount. You can call Pag-ibig hotline para sure 724-4244
Hi Ms. Nors
Meron kami isang secretary 60 years old, working for us for 12 years na at mag-reretiro this December, kumpleto naman to my knowledge yung monthly contributions niya. Kailangan pa ba namin as employer na magbigay ng Certificate of Retirement sa kanya for claiming of SSS and Pag-Ibig? Salamat po.
Hi Helen, based sa retirement claim form at sa checklist dito https://sites.google.com/site/philippinesgovph/SSS yong employer dapat i-accomplish yong portion na Certification of Separation from Employer na andon sa claim form. Kung hindi ma-fill-out yon, gagawa ang employer ng Certification of Separation from company.
I have just retired last year. Is there a certain telephone no where in I can call to verify my contributions?
Thank you.
hello miss nors
I was separated from my employer july 15, 1998 since then di na ako nakapagwork as i am a full time housewife. I have more or less 50 pag-ibig contributions, I want to know if i can claim it now, i’m turning 50 this coming 2012.
Thank you so much and God be with you always.
Hi Ramon, Pag-ibig hotline is 724-4244
But it’s better if you call the branch where your contributions were filed. Hindi centralized ang Pag-ibig. and better still if you go in person to your branch with your ID.
Hi Noeme, thanks for your good wishes. Sori pero based sa rules ng Pag-big, makukuha mo lang ang benefit mo when you turn 60. Ang exceptions lang: you have at least 240 monthly contributions, or merong formal early retirement from company, or merong disability, or immigration. if you like to take a look at the claim form and rules, ito: https://sites.google.com/site/philippinesgovph/Pag-ibig Look for Application for Retirement benefits
hi, my father i think served the government for more than 20yrs. currently, he is an elected city councilor. but, the government temporarily cut his salary because he was confined in the hospital for more than 6months, and opted for kidney transplantation. we are financially exhausted. can we claim something from gsis, pag-igbig or any other insurance company? pls educate us. thanks. God bless.
Hi Rexter, ask your father if he is or had been a member of GSIS, SSS or Pag-ibig, Philhealth, or does he have a private insurance. Ang retirement benefits ng GSIS, SSS or Pag-ibig are usually nakukuha at age 60 or more, or kung merong permanent disability. Di ako masyadong familiar sa GSIS, pero meron din silang sickness or disability benefits. Merong mga cities na members ang officials nila sa GSIS, meron ding hindi, so ask your father, or look for papers in his files kung anong meron siya, para ma-research kung anong puedeng i-claim.
54 years old na po ako at nakatapos ng magbayad ng housing loan sa pag-ibig. gusto ko namang mag-extend o renovate. dating OFW ng 16 yrs at hindi po nagbayad matagal na ng pag-ibig contribution. paano po ba ulit ako maka-loan para sa renovation? ano po ang requirements? kailangan ko lang po ng P300,000 loan. thank you po.
P.S. self-employed lang po ako ngayon at tumatanggap ng P12,000 monthly pension. ma-approve po ba ako ng loan?
good pm ask ko lng po nkakauha rin po ba ng death claim sa pag ibig kasi ung autie ko nmatay na po memeber sya ng pag ibig gusto malamn ng kapatid ng auntie ko kung my mkukuha ba at panu mag asikaso thanks po sana po matulongan nyo po ako godbless
POP member po ako..at 5 yrs po ang pinili kong membership maturity, nabayaran ko na po yong contribution ko ng 5 yrs in advance, pwd ko na po bang i- withdraw ang contributions ko kahit di pa umabot ng 5 yrs?
Hi Rose, makukuha ang Provident benefit ng tita mo at death benefit. ang primary beneficiaries ay children, spouse and parents. Kapag wala, paghahatian ng lahat ng mga kapatid. Itong article about it: http://www.workingpinoy.com/2011/10/pag-ibig-fund-how-to-claim-death-benefits/
Hi Maritess, ang rule ng Pag-ibig sa POP, makukuha mo ang pera mo sa end of term na pinili mo. Kung 5 years, after 5 years mo pa makuha. Ito yong rule: Members can withdraw their savings upon maturity, separation from work due to health reasons, total disability or insanity and death.
Hello po ask ko lang po kung panu ba nla compute ang makukuha sa provident claims, kc po ako naglalakad ng pagibig ng tito ko matagal cia ngwork kng saan saang kompanya kaya lang bakit 29 total contributions nia. magkanu kaya po makukuha ng tito ko sa pagibig. please reply po thanks po
Hi mhemay, bago mo i-claim, i-consolidate mo muna lahat ng contributions ng tito mo. Hindi kasi centralized ang Pag-ibig records. Baka iba-ibang branches ng Pag-ibig nairemit ang contributions, kaya konti lang nakita mo. I-list mo ang mga companies where he worked, and then visit the Pag-ibig branches nearest these firms and ask for copies of contributions. Then accomplish a Transfer of Member’s Records form https://sites.google.com/site/informationphilippines/pag-ibig-fund-hdmf/transfer-of-member-s-records Total Provident benefits = total contributions + dividends.
hi gud day po! ask ko lang po yung retirement ng tatay ko ni Virgilio Trance kasi nag ka problema po sa pirma nya pero naayos na po namin yun ng tatay ko kya lang po sobrang tgal naman po bgo lumabas ng check nya 2 weeks na po ang sv lang sa min sa makati 1 wik lang wednesday pero hanggang ngaun wla p rin. tnx!
Hi julver, noong nag-file kami ng ganyan, nagbigay ng number to call for follow-up. Baka meron din dian sa claim slip nio. Basta sure na wala nang problem sa docs, antay na lang, baka marami kayong nagkasabay-sabay kaya delayed.
hello! cge po wait nlang kmi tnx po.
Hi gud pm.. Ask ko lang po kung pwede bang mkaclaim ng benefits yong papa ko kahit hindi pa 60 yong age nya bt my sakit cya ngaun at medyo complicated.. Ng early retirement na siya last yer at age 57. Pwede kaya nyang makuha yon? Tnx..
Hi Ruth, puedeng maka-claim kahit hindi pa 60 years old kung merong 240 monthly contributions ang papa nio. Kung walang 240, puede yong early retirement na dahilan kung merong early retirement program yong company. Request lang kayo ng notarized early retirement certification from the company. For the other requirements, tingnan nio itong claim form dito: Puedeng View or Download
https://sites.google.com/site/informationphilippines/pag-ibig-fund-hdmf/application-for-provident-benefits-claim
Sa baba, tingnan niyo yong column na “R” at andiyan ang requirements. Best regards
Ruth: Kung merong 240, tingnan nio yong column na “MM”.
Good day po,
Magatatanong po sana ko sa contribution ng 10 years lang pong memeber ng Pag-IBIG Fund pwd po ba un? anong valid reasons po para maka pag-claim ang member
Good afternoon..
Ask lang po regarding my father’s case. He is 53 y/o and he is planning to file he’s provident benefits claim. However he didn’t reach 240 monthly contributions, he just had 168 months. And his previous employer fail to give him a certificate of retirement before the company closed last 1997. How it will be process now his provident benefits?
Thank you for helping.. God Bless..
Hi Donna, kapag less than 240 monthly contributions, your father needs to wait until he’s 60 years old. The other valid reasons for filing are permanent disability as certified by a doctor, migration to another country, and retirement from his company’s retirement program. Kung nag-closed lang yong company at wala namang retirement program, hindi rin puede. Ito yong claim form para makita mo yong requirements: https://sites.google.com/site/informationphilippines/pag-ibig-fund-hdmf/application-for-provident-benefits-claim Para sure, you can also call Pag-ibig call center 724-4244 God bless too.
Hi. I applied for Early Retirement after I turned 60 last year. However, per Pag-ibig personnel, I have gaps in my Ee/Er share and Double Periods covered. I already have certification from my employer regarding the contribution for some of the gaps. My question is, is it possible for the “double period covered” payments to cover the gaps?
Thank you.
Hi Myrna, I’m puzzled why the gaps are relevant sa pag-claim ng benefit mo eh 60 years old plus ka na. Ibig mong sabihin ayaw nilang i-process ang claim mo dahil merong gaps? Kasi sa list ng reason of claiming, isang valid reason ang “upon reaching the age of 60,” wala namang sinasabi about gaps. Sa akin lang, kahit naman na-credit sa the same month ang ibang premiums, masasali pa rin naman siya sa overall total, so hindi naman nawala. Sori ha at hindi ko ma-gets masyado.
hi,pls appraise me of the following queries.; I retired from landbank in april 2005.I went to pag ibig office in cabanatuan city but i was informed that my claimed will be processed when i reached 60 years old.last dec 28 we went to pag ibig malolos office but i was shocked to know that a check was issued in my name sometime in april 2005 amounting to 29thousand so they only given me the balance of 8thousand.pls clarify me who received the check in april 2005.they told me it was issued in pampanga branch.but i dont remember getting the check in 2005
Hi Donavilla, tinanggap mo na ba yong 8k na balance? Nagpirma ka na ng release waiver and quit claim? Na ibig sabihin tinanggap mo na yon na yong settlement mo with Pag-ibig at wala ka nang make-claim pa sa Pag-ibig? Kung nagpirma ka na, mukhang malabo nang maghabol pa. Pero puede pa rin kung merong evidence of tampering of documents.
Loan check siguro yong na-release in April 2005? Kaya mero pang balance? Dineduct ba yong 29k plus interests from your total at nagka-balance ng 8k? O kaya yong 29k check ay sa program nila na partial withdrawal at the 10th or 15th year? I suggest check your personal papers baka meron kang maalala at makita, at kung wala, punta ka sa Pag-ibig Pampanga and ask.
I don’t signed any release and quit claim waiver,but i received the 8k check in the receipt logbook at pag ibig cabanatuan,there was no documents or records regarding the first release of check worth 29k. OK I’ll go check to pag ibig pampanga.Thank you very much!
pwd k po bng malan ung pag-ibig # k kng meron?kc po nong nag work po ako nong 2003 s ceramic plaza ang pag kkaalm k po ay nag sign po ako ng pag-ibig!pwd k po bng malaman ung pag-ibig nomber k?
Hi homer, you can call Pag-ibig hotline 724-4244. Puede rin you visit the Pag-ibig branch nearest Ceramic Plaza to ask.
gud morning po, pede po ba send sa email ko ung SPA and claim form, pina palakad po sakin ng father ko ung pag-ibig refund nya eh, 60yrs. old na cya, meron narin po cyang print out na galing ng pag-ibig na record nya nung nag work pa cya,ano ano pa po ba requirements na dadalin ko? tnx po..
Hi Dorie, ito yong SPA claim form and this is the Pag-ibig Provident claim form Click mo lang yong Download. Docs needed: SPA, Provident claim form, 2 valid photo IDs of father, your valid IDs, birth certificate from NSO. Baka meron pang additional na ire-require, depende. If your father worked with several firms, check mo yong print out of contributions kung complete. Baka lang merong contributions na na-file with other Pag-ibig branches.
I’ll be 61 this coming April. I am already retired. I now enjoy the lifetime membership under Philhealth and also recieves my SSS pension since last year .What requirements should i submit to PagIbig to get my retirement benefit?
Hello po! My father turned 65 years old and he’s still working po. Can he already claim his Pag-ibig retirement benefits? And what would be the effect since he’s still connected with his company? He’s been working in one company in his entire life. Your immediate response will be hightly appreciated. Salamat po!
Hi Bernardita, here’s the Pag-ibig Provident Benefits Claim Form. Requirements: Filled-up and signed Claim form, NSO birth certificate, 2 valid photo IDs. Plus kung meron silang ipadagdag na requirement.
Hi Auds, kung sa age requirement, puede nang kunin ang Pag-ibig benefits niya. Compulsory retirement age na nga siya. Kaya lang, working pa siya. So I’m not sure. Tawagan mo na lang ang hotline nila 724-4244 para sure.
Hi ask ko lng po kse nag offer ang company ng early retirement in one of the session namin may na discuss po na pwede namin na makuha yun contribution namin sa pag ibig if ever ano po ba ang effect nito? more than 20 years na po ako naghuhulog same company. another question if ever pwede ko po ba hulugan yun mga months na hindi ko nahulugan right after ko mawalan ng work last sept 2011? i mean mag voluntary na lng po para tuloy tuloy and also pwede pa rin po ba ang mag avail ng multi purpose loan w/ my current status as voluntary member?
Thanks,
Bing
Hi Bing, yes puede mong makuha ang Pag-ibig benefits mo if you’re at least 45 and if you already have at least 240 monthly contributions. Pero kung wala namang pressing reason, I think mas ok na huwag munang kunin para merong savings. Mas higher ang interest rate ng Pag-ibig kesa bank savings deposit, kahit time deposit. Yes, you can continue as a voluntary member, punta ka lang sa Pag-ibig branch mo with your IDs and money. I’m not sure now if they are still allowed to post retroactively, try paying 4th qtr 2011 and 1st qtr 2012 kung papayag sila. 200 per month pa rin yata ang minimum, but you can pay higher. Yes, you can take an MPL after your voluntary contributions are posted. Pero make sure to pay it back para meron ka pa ring savings.
hello ma’am Nors.. i retired last June 30, my 60th birthday as a tcher. Di pa po ako nakakapunta sa Calapan for my benefits application. Binayaran ng School ang loan ko till January 2012, but may babayaran pa po ako til Oct 2012. Pwede kaya ibawas na lang sa matatanggap ko ung diko pa nabayarang loan ko. im planning go to Pag-ibig office sa Calapan maybe March. nagpapacheck up pa po kasi ako.
Hi Adela, palagay ko, yes, puede nang ibawas, kasi doon sa Provident Benefits Claim form, meron doong “Less Outstanding Loan Balance” sa baba. If you like, ihanda mo na lang yong requirements para sabay na ang pagtatanong at pag-file ng claim, if you decide so. Best regards.
gud day.ask ko lang po kahit walang birth certificate ok lng po for retirement claims sa father ko.Late register po kasi..pero we have already claim form for retirement from sss,senior citizen card and sss id..is that enough na to accept ung pag file namin ng retirement claim.nag 60 hears old po father ko last feb.12,2012. tnx
gud day.ask ko lang po kahit walang birth certificate ok lng po for retirement claims sa father ko.Late register po kasi..pero we have already claim stub for retirement from sss,senior citizen card and sss id..is that enough na to accept ung pag file namin ng retirement claim.nag 60 hears old po father ko last feb.12,2012. tnx
Hi Meann, oo, puede na yong SSS claim stub and senior citizen ID (may photo yan at date of birth, di ba?), kasi doon sa claim form, nakalagay naman doon na options ang mga yan. This is the Pag-ibig claim form, kung di nio pa nakita.
hi po gusto ko lang po sana itanong kung may makikiclaim ako bilang asawa ng namatay na pagibig member,namatay po sya last feb.09,2012 lang po..Hindi ko alam kung ilang years sya hinulugan ng company nya.2007 po sya nagresign sa company..Ang name ng asawa ko ay VIRLIGIO C. TERRADO,,company name VALUE STAR INN hotel..thank u po
Hi Aileen, kung member ang husband mo, meron kang maki-claim. Tanungin mo yong hotel kung saang Pag-ibig branch sila nagsa-submit. Usually, sa branch na malapit sa hotel. Punta ka doon with your ID and marriage certificate and husband’s ID at humingi ka ng copy of contributions para makita mo kung meron nga siyang contributions. Kung meron, humingi ka na ng mga Provident claim forms, at magpa-advice ka na rin. Tanungin mo nga kung may share pa rin ang parents ng husband mo? Kasi sa isang form, isusulat ang name ng parents niya.
A blessed day to you!
I have colleague who already retired some three years ago but she has been given the opportunity to continue working. She is already enjoying her SSS pension. But she requested continue reporting her contribution to Pag-ibig as she has a pending application for housing loan. Is this ok with Pag-ibig to continue membership under employed category even member has retired with SSS already? Additionally she is not withheld with withholding tax anymore. Please advise what is proper for this case. Thank you very much.
Hi Onil, sa continued Pag-ibig membership while already retired under SSS, okay lang naman na ituloy ang Pag-ibig membership kasi hiwalay naman ang SSS at Pag-ibig. Yong work ba niya ngayon is with an employer? Kung with an employer, tama rin na Employed ang category niya sa Pag-ibig. Ang current employer ba niya ang reported na employer sa Pag-ibig? Kung hindi, baka may conflict sa pag-apply ng housing loan. Kasi some of the housing loan requirements are certificate of employment, latest 1-month payslip, and certificate of tax withheld. Ano na nga pala ang age niya? Kasi sa Pag-ibig housing loan, maximum age is 65, and age at loan maturity should not be more than 70.
Hello Po, Onil here again. That colleague of mine is already 63 and her employer is Pag-ibig registered.
Thank you very much.
Best,
Hi Onil, thanks for responding. Sana makapag-comment ka uli rito later on to share kung na-approve yong loan application niya. Curious lang ako sa mga older applicants kung naaprub at kung anong terms ang ibinibigay. Sa case niya kasi, if approved, ay meron na lang siyang 6 or 6.9 years to pay the loan before she turns 70.
I submitted my Retirement application Benefit in Calapan City last March 13. Thanks God i don’t have problem according to the officer in charged for Retirement. I ask kelan ko matatanggap benefits ko. And he said, After 3 weeks daw.. Wow thanks God. But in case dko matanggap after 3 weeks, maam may# ba sila sa inyo na pwede kong tawagan? Thank you po.
Hi Adela, so glad for you that waiting ka na lang. Hope you get it in less than a month. Calapan branch tel no is 043-4416088. Best regards.
Thank You ma’am Nors. ur so kind to always reply us. God bless u ma’am
Thank you Adela. God bless you too.
Maam Nors,
Ask ko lang po, kasi tatay ko 62 years na po sya. Paano ko po malaman kung may pagibig na po ba sya and ilan na po contribution nya. kasi no idea po ako kung may makukuha ung tatay ko sa pagibig. paano po makuha ung record ng tatay ko. saka magkano po kaya makukuha nya? tnx poin advance…
Hi Rodulfo, saan nag-work ang father mo? Kasi usually ang company nagfa-file sa nearest Pag-ibig branch. Hindi centralized ang records ng Pag-ibig. Magpasulat ka ng authorization letter sa father mo, something like “I authorize my son Rodulfo Paladias to inquire about my Pag-ibig records and to process my claim.” with signature niya. Puede ring isulat na doon ang name of company, years worked, address ng company, kahit di complete, para makatulong sa paghanap ng records. Then go to the Pag-ibig branch with your ID and father’s ID and ask for a copy of your father’s contribution. Kung wala sa branch na yan, try mo sa ibang branch. Ang amount ng claim ay yong total ng contributions plus dividends.
nagsara ang aming kompanya noong 1999 pa pwede ko na bang makuha ang pagibig contribution ko? paano po ang gagawin kong proseso?
Hi Mario, sori, kahit nagsara na, hindi pa rin puedeng kunin ang Pag-ibig contributions kung hindi ka pa 45 years old or older, at kung hindi ka nakaipon ng 240 contributions. Kung 45 ka na pero walang 240, you wait until you’re 60 to get your savings and dividends. Best regards
Hi Nors, tanong ko lang po kung pwede pang mag-housing loan after withdrawal of contribution after 10 or 15 yrs? tuloy pa din naman contribution kasi working pa. TIA(Thanks in advance)
Hi Alvin, yes, puede pa. Basta meron kang 24 monthly contributions na naiwan, or puedeng pay in lump sum yong kulang na months, and meron kang ITR.
Gano po katagal ang process sa death claim?
Hi Trix, sori, na-miss ko itong question na ito. Anyway, I hope nakuha nio na. Iba-iba ang processing time. Dati merong nag-comment dito na 3 weeks lang nakuha na niya. Yong iba naman, several months pa.
gud am, paano po ang computation para sa 15years ow?
Hi Michael, optional withdrawal ba ito? Inisip ko pa, sana in-spell out mo na. Ang rule nila for this is dapat continuous 15-year contribution; kahit one month lang daw yong kulang or gap ay hindi raw puede. Computation: Total withdrawal amount = total of 180 monthly contributions plus credited dividends. You can choose to withdraw a lower amount; the rest would be withdrawable upon retirement.
Good day po. I’m planning to Loan a house through PAG-IBIG, I’d like to know if sariling pera ko po ba ang gagamitin kung pambayad sa downpayment or kung merong feature ang PAG-IBIG na sila ang magbabayad sa Downpayment ng House Loan ko. Thank you.
Hi Albert, sarili mong pera ang downpayment. Yan ang tinatawag na Equity mo. Hindi nagpapahiram ng Pag-ibig ng equal to 100% of the value of the property. Merong mga Pag-ibig-accredited developers na yong equity mo or downpayment ay payable in one year without interest. Best regards