Comments on: I Have to Correct My Mistake: Prudentialife Plans Inc. is Different from Philippine Prudential Life Insurance Co. Inc.

By: Nors

Nors — Mon, 14 Mar 2011 10:03:28 +0000

Hi, Sharon, PPLIC is a licensed insurance firm. To check, visit the official website of the Insurance Commission. Ang mga naglalabasang complaints online arises from PPLIC’s aggressive and oftentimes unethical marketing strategies. Sinasabi nilang scam ang PPLIC dahil dito. Marami rin yong nabibigla sa amount na nadeduct sa kanilang credit cards, although they also like to invest or to earn. Yong iba masama ang loob, kasi feeling nila napilit sila o naloko o na-pressure.
The advice I can give is you check the websites of IC and PPLIC. Then analyze if you were unduly pressured to buy the plan, or if you were clearly deceived into buying the plan. If you decide to cancel, then read up online on samples of cancellation letters. Basahin mo na rin kung paano nila ginawa ang cancellation. On the other hand, if you like to have an investment and if you trust PPLIC, then continue with the plan.

By: sharon

sharon — Mon, 14 Mar 2011 03:39:31 +0000

hi.
yesterday nkpag avail dn aq ng pplic plans..they deduct from my credit card the amount of 10,015.00?
nguguluhan n aq sa mga blogs n nbbasa q..naloko din ba aq? hope u guys can advise me..
tnx

By: maynard tacal

maynard tacal — Mon, 28 Feb 2011 13:57:02 +0000

feb28,2011

Hello nors, thank you so much for replying my letter
and also with all ur nice advices, that makes me fell comfortable at this moment becuz talagang naliwanagan na ako ngayon kung ano ang gawin ko na ma stop na ang pag deduct nila sa aking credit card cuz natakot ako bka kahit pina block ko ang credit card ko bka maka bill pa rin cla sa akin for another payment by next month.

By: Nors

Nors — Sat, 26 Feb 2011 16:46:03 +0000

Hi Nard, first of all, I’m not employed by PPLIC, and this blog isn’t affiliated with PPLIC. I write about PPLIC only because I’m interested in pre-need firms, as I was a planholder of Danvil Plans.
Nard, I’m not sure if you can still refund your money as one month has passed. You can try by writing a cancellation letter, explaining how you were deceived into buying a plan, and then submitting it to the PPLIC branch where you paid your first payment. Make a copy and have your copy marked with Received by PPLIC and signed, so you have proof and so they won’t deduct the second payment. I suggest you also cancel your credit card to ensure that no more PPLIC deductions would be made.

By: maynard tacal

maynard tacal — Sat, 26 Feb 2011 16:01:47 +0000

nard on Feb. 26,2011 10.30 p.m.
hello nors! gusto ko lang po mag inquire kung ano ang mga requirements para mag cancell ng isang insurance plan sa inyong firm. mag 1 month pa lang at pero ayaw ko nlang itutuloy kc nawalan nman ako ng trabajo sa ngayon at hindi ko na kyang bayaran ang nautang ko sa credit card ko at saka ganoon din ang nagyari sa akin na pinipilit lang ako sa mga agent nyo pra magbili ng plan lang Sa South Mall las pinas.while at dat time also nwala ang credit card ko kya pina block ko nalang at finally I have decided na i will cancell my plan kc nahirapan na akong magbayad may makuha pa ba akong refund sa naibayad ko sa PPLIC. thanks and God Bliz.

By: Nors

Nors — Tue, 18 Jan 2011 23:49:14 +0000

Hi, Rolly! What a nice short visit. Thanks, Happy new year too. Hope you’re going great in your career there. Yes, I think, with the Phil having a better business environment, PPLIC will continue to grow. Naturally, with their kind of marketing, they’re on top of the highest preneed sales chart. Take care and continue to enjoy your blessings…

By: Rolly

Rolly — Tue, 18 Jan 2011 22:02:07 +0000

Hi, Nors

Happy New Year(belated). Wow, growing firm, hopefully. Still here and fingers crossed till next year…..

By: SunLee

SunLee — Tue, 18 Jan 2011 07:45:20 +0000

Hi Ms. Nors

I sent an email. Please respond. Thank You very much.

By: Nors

Nors — Thu, 09 Dec 2010 08:29:34 +0000

Hi, Noel, although nakinabang ako sa Danvil (I got my maturity benefits last October), hindi ako sang-ayon sa ibang mall marketing strategy ng PPLIC. It’s legal, it’s good for their business and for their planholders, but it’s not ethical. Foremost unethical yong lying nila — yong iche-check ang CC tapos nag-deduct na pala (this is the one illegal and can bring forth a charge if the customer can prove it to the police). Another is SM’s ownership of PPL — which is an outright lie. SM Group’s BDO is allied with an international insurance firm. PPLIC is an aggressively growing firm, as shown by its high growth rate. It should continue innovating its marketing schemes, but should stop those schemes which are unethical and which are destroying its image and the image of the industry.

By: noel ayala

noel ayala — Thu, 09 Dec 2010 07:49:52 +0000

Isa po ako sa muntik na maloko ng Danvil PPL na yan. naglalakad po ako sa SM North Edsa Annex Building ng may lumapit na babae at tinanong kung may credit card ako at 21 years old and above ako. Sabi ko, ” meron po” Sabi ng babae sa akin, sir pwede nyo ma-avail ang raffle, mananalo po kayo ng Honda Car. tapos Pinabunot ako sa box then nanalo daw ako ng bag. Claim ko daw sa office nila sa main building ng SM NE yong bag then pinaupo muna ako sa upuan at may humarap sa akin na babae at madami tinatanong about my personal info. tapos hinuhulaan nya kung magkaano ang laman ng atm ko at magkano ang credit limit ng credit card ko.Sabi ko, di pa ako nasweldo then sabi nya yong CC nalng. icheck daw nya kong iaaccept ng line. Ayaw ko ibigay kasi nagduda na ako sa mga sinasabi nya. Gusto ko na umalis pero ayaw nya akong paalisin. Kita ko yong ibang tao na nakatulala at ibinibigay ang cards nila sa mga agents. Then may isang doctor na nirecognized nila na kumuha daw ng policy. nagpalakpakan sila …. may nakabantay na 2 lalake sa pinto, then tumakas ako para di na ako maloko. Tumakbo ako sa Annex at bili agad ako ng dapat bilhin. Baka makuha pa nila ang cash on hand ko na 24k. Buti na lng at may taxi agad at naihatid ako sa tinutuluyan ko…. Sabi pa ng agent eh SM daw ang may ari ng insurance at matibay daw yon, pero di ako naniwala kasi dati din akong insurance agent ata alam ko na bawal ang ganung gawain… Sa Danvil PPl na manloloko, makulong sana kayo…. Sa SM Mall Management sana di po kayo pumapayag na diyan sila sa inyo gumagawa ng kalokohan…. Salamat po