Comments on: Danvil Plans, Coco Plans, AMA Plans Deficient in Their Trust Funds

By: Nora

Nora — Wed, 12 Aug 2009 14:06:18 +0000

Hi, Cristina. Based sa personal experiences ko, palagay ko marketing strategy nila yan. Usually totoo naman yong mga pinapangako nilang mga grants (yong iba, free one-year insurance policies), pero may mga limits o additional requirements. Puedeng may fees pa rin yang scholarship na yan, tuition lang ang libre. Puedeng mas higher pa yong miscellaneous fees. Almost lahat na ng firms selling plans ginagawa na yong ganyang marketing technique, pati nga Philam ginagamit na rin yan — which is to entice you to go to their office so they can offer you their main products. Kuento ka uli dito.

By: Cristina Paelmo

Cristina Paelmo — Mon, 10 Aug 2009 10:15:20 +0000

hi, honestly i don’t know if im going to believe the text i received from COCO PLANS, they told me that Coco plans is granting me a two year computer scholarship certificate grant with a grant code of MVS-26620-CCP and they told me to call these number, 8563171 and 8563854 and look for Ms. dalia Florendo. Their office is located at the 18th Floor Rufino Pacific Tower, Corner VA Rufino St. Ayala Avenue Makati City. Is this for real or another crap of scum? Please let me know so i won’t waste my time going to the office to get the said grant. thank you. you can call me at this number 2154596.

By: Tet

Tet — Mon, 08 Jun 2009 06:51:29 +0000

hi guys! i’m also a planholder of danvil and prudential life insurance co. and just like most of you, i’m always worried about what’s happening and what’ll happen to Danvil. it’s really good that this blog site is helping us a lot in getting us updated every now and then. i’m really grateful to all of you guys who spend time posting useful information and updates. God bless us all.

By: Rolly

Rolly — Wed, 27 May 2009 14:20:26 +0000

No problem maia, yan din ang gusto ko dito sa site ni ka-Danvil Nora. Updates…….Kaya let’s just keep updating ourselves sa mga pangyayari lalo na patungkol sa pre-need plans…..Glad to help out….

By: mai

mai — Wed, 27 May 2009 13:37:33 +0000

Thanks Rolly for your reply. I really appreciate it. Although i search updates on the internet, iba pa din pag may nkakausap ka na mga planholders din. Tama ka, we should gather enough info before me make a decision. Kaya im thankful nun una kong nakita tong site ni ms nora. Please keep us updated po ha. Thanks again. God bless us all.

By: Rolly

Rolly — Mon, 25 May 2009 12:24:49 +0000

Mai, meron din ako nyan sa Prudentialife. Actually, ang nangyari sa kanila is nagbigay din sila nang plan for capital build up gaya nang Danvil, mas nauna pa sila sa Danvil nag-pass pero ang inihain nila sa SEC kasi is real estate na sa pag-aaral nang SEC eh di profitable and they fall short of liquidity. Kaya kinancel iyong license nila to sell new plans. Pero gaya nga nang sabi ko let’s not equate license cancellation to bankruptcy — gaya nang nangyari sa Legacy. Ayon pa nga kay Mr. Alba, they can afford to pay all their planholders. But then again nasa sa iyo ang huling decision. You gather information, don’t just rely on our opinion. Pero meron akong isang kakilala dito na may kakilala mismo sa loob nang Prudentialife…..Napopolitika lang daw sila….Truth —- it’s for us to find out…..

By: mai

mai — Mon, 25 May 2009 09:59:10 +0000

Hello po! its been quite awhile since I last visited here. Its good news for us Danvil planholders that they already have delear’s license. And I really appreciate your continuous updates here. However, aside from my Danvin plan. I also have plan from Prudentialife, baka po meron kayo info. Thanks po. God bless.

By: Nora

Nora — Sat, 23 May 2009 15:04:59 +0000

Wow, ka-Danvil Rolly, what a good informed analysis. Naaliw ako sa ’selfish advice’ line mo… Hope planholders read your analysis and get them into making calculations also.

By: Rolly

Rolly — Sat, 23 May 2009 04:35:50 +0000

Yan ang slight advantage ko sa iyo Nora. I’m not the moderator of this blogsite, kaya I can say whatever i want to say regarding Danvil Plans*smiles*. But I don’t say things without evidence and information — for sure. And good thing to know you are doing some computation, as I myself am calculating also. Now, if you look at the company profile of Danvil(formerly FFI)as of March 2007, we are 60,000 planholders with P3.8bil trust fund and planholder liability of P3.2bil . More than enough to pay us all. Pero syempre nagkaroon nang problema, pero gaya nga nang nasulat sa daily inquirer(May 17) at pinost nang SEC Philippines(May 18) mismo sa site nila, nalampasan nang Danvil. Going back to your clear sample computation, kaya nga kung ako ang tatanungin if ever to terminate or not yung contact. MY SELFISH ADVICE would be go ahead terminate, hoping that whatever amount the company save out of paying them less would be suffice to pay me when i reach my plan’s maturity. But my intention is for all of us to get 100% of our hard earned money, kaya patuloy ang info drive ko sa site mo for all of us to come up with a logical and informed decision. Now, i have a plan na binabayaran ko pa until May 2012 which will mature on June 2012.. Now, based on all the information I gathered in youtube(ABS-CBN news), CocoPlans(GMA news) and Prudentialife Plans, they can all afford to pay 5 to 9 years of their maturing planholders. So, on my part maturing on 2012, Danvil paid its first mature policy 2007, so that leaves me within the 5 to 7 years. So now maybe you know my plan with my policy. Then, i have another plan maturing on 2017, this is something i would think of when i reach my first plan’s maturity. Kaya dun sa mga malapit na magmature yung plans at nagtatanong kung dapat ba or di dapat terminate yung plans nila, my advice is to know the facts and information, then decide. But of course, the final decision will be yours —- respected.

By: Nora

Nora — Fri, 22 May 2009 10:47:41 +0000

Alam mo, Rolly, naisip ko rin yan — about the possibility na intentional yong silence nila, pati na yong lack of announcements sa web site nila. Kung tutuusin, napakadaling mag-post sa web site nila, but they’re not doing it. Para mag-terminate na lang mga planholders… hindi ko lang ini-express yong thought ko na ito dito, kasi baka yong gustong mag-terminate ay di mag-terminate dahil nainpluwensiyahan sa opinion ko… then later, mas okay pa pala kung nag-terminate na lang sila, masisi pa ako hehehe… Eh nasabi mo na, dagdagan ko na…
Di ba, imagine kung yong natanggap na nila na payments, for example ay 40,000 planholders x 100,000 = 4 billion. Kung mag-terminate lahat yan, eh di 2 billion kanila na? more pa, kasi 20% lang makukuha ng iba..
But, on second thought, baka naman may reason din silang iba… So just as you advised, we observe, research, look & listen to be able to make “a logical and informed decision.”