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Credit Cards for OFWs
For OFWs looking for credit cards, I’ve found only two banks in the Philippines which are offering credit cards for OFWs — HSBC and BDO.
Based on our personal experience, BPI also offers credit cards to OFWs, but you wait for the bank to offer you one. BPI offers a credit card to an OFW who has maintained a BPI time deposit account for a couple of years. BPI also has investment accounts that offer a credit card account as incentive.
BDO
BDO issues secured credit cards for OFWs, meaning one must have a savings or checking account with BDO.
The required documents are:
- Valid IDs
- Employment contract or certificate of employment
-
Remittance receipts for the last 6 months or payslips for the last 3 months
The other requirements are:
- Minimum monthly income of 10,000 pesos
- At least 21 years old, not older than 65
- Must have a BDO checking or savings account or time deposit of at least 15,000 pesos or equivalent amount in dollars
- Must have 2 years continuous job contract
- Beneficiary or card administrator must be residing or working within 30 kms of a BDO branch
- Must have a home landline phone
You can call the following numbers for further inquiries:
Call 631-8000
(within Metro Manila)
1-800-10-6318000
(Libreng Tawag Outside Metro Manila)
(IAC)+800+6318000
(Libreng Tawag Outside of the Philippines)
Email: callcenter@bdo.com.ph
HSBC
For OFWs, the requirements are:
- Employment contract or certificate of employment
- Working visa or work permit or OFW card or certificate issued by POEA
- Proof of home address, such as the latest billing statement under the name of the applicant, with the address of the applicant.
- A valid ID, such as passport, driver’s license, PRC ID or SSS photocard
- TIN number
- SSS or GSIS number
- Proof of Income
- could be latest ITR or
- employer’s certificate of compensation or
- payslips for the last 3 months
The other requirements are:
- At least 21 years old, not older than 65
- Philippine resident
- Have a residential landline phone
- Must be living or working in Metro Manila, Bacolod, Baguio City, Batangas, Bulacan, Butuan, Cabanatuan City, Cagayan de Oro, Calasiao Pangasinan, Cavite, Cebu, Cotabato, Dagupan City, Davao City, Digos Davao del Sur, Dipolog, Dumaguete City, General Santos, Kalibo, Iloilo, Laguna, Laoag City, Legaspi, Lucena City, Naga, Olongapo City, Ormoc City, Pampanga, Panabo & Tagum Davao del Norte, Puerto Princesa, Subic, Rizal, Roxas, Tacloban, Tagbilaran City, Tarlac City, Tuguegarao, Urdaneta Pangasinan, Zamboanga City.
- Have at least a gross annual income of 150,000 pesos for the classic cards and at least 480,000 pesos for the gold cards
Email Address of Danvil Plans
After reading more comments about Danvil Plans not answering
emails, I tried to send my own inquiries to Danvil Plans at mypolicy@danvil.com.ph last Tuesday April 21.
I asked why Danvil Plans has not been answering emails when email is the most affordable way to contact them, especially for Danvil Plans planholders working hard abroad.
To my pleasant surprise, the next day Eleazer L. Francisco, Danvil Plans customer service supervisor, replied and here is part of the response:
Thank you for your e-mail of 21 April 2009.
Our record shows that your plan under policy number FPN401756 is already fully paid.
Thank you for deliberating your concern with us, rest assured that we are doing our best to serve our policy holders with their concerns. Blogs are open to all to post their opinions, and they are not filtered out even if it is true or not.
Please feel free to e-mail us again should you have anymore concerns.
Best regards,
Eleazer L. Francisco
Customer Service Supervisor
Customer Relation Group
Danvil Plans, Inc.
(632) 755-1521
I emailed back Mr. Francisco and asked him about Ms. Aurora Dino, the Danvil Plans executive I was communicating with last year about my own preneed plan. He said Ms. Dino is no longer with Danvil Plans.
So there, try sending your inquiries to Danvil Plans at
mypolicy@danvil.com.ph, and then kindly write about them here.
