Danvil Plans, Other Pre-Need Firms: Updates

February 14, 2009 · Filed Under Danvil Plans, Pre-need 

Just like you, I got so bothered when I read on Inquirer.net that 4 pre-need firms are about to collapse. Philip Piccio, president of PEP Coalition, named one of the four as Pryce and then challenged the SEC to name the 3 other firms. One top SEC executive denied there are 3 other failing firms, but the other one confirmed it.

And this after the collapse of 3 Legacy pre-need firms, and long before them, the collapse of CAP and Pacific Plans. Although Pacific seems to be okay now, since Noel Oñate’s Abundance Providers Investments Corp., the new owner of Pacific, promised to buy back Pacific plans at 15% yearly interest. Piccio and his group, however, plan to pursue their case against the original owner of Pacific.

These are some info that I gathered as of today, February 14:

1. On SEC website, Danvil Plans is one of the 24 pre-need corporations with 2009 dealer’s license. Compared to the list of September 2008, the pre-need firms removed were:
Ideal Pension
Legacy
Pacific Plans

There is one new firm on the list: AMA Plans.
On another page there are three other firms with 2009 dealer’s license:
IMG Insurance Brokers
Prudentialife Market Resources, both linked to Prudentialife and
Jardine Lloyd Thomson Insurance Brokers, linked to Philam Plans

2. Philip Piccio, president of the Parents-Enabling Parents Coalition (PEP) who is campaigning for
Pacific Plans open-ended educational planholders, was generous enough to reply to my text about Danvil. He texted back that Danvil Plans is not one of the 4 pre-need firms about to collapse.

3. Jack of Danvil Plans in Makati said that Danvil is very stable. Jack was the one who answered me on the phone when I called the Danvil office in Makati on February 13. I asked him if he knows about the 4 pre-need firms being mentioned about to collapse, and he said that he doesn’t know. He said that what he knows is that Danvil is stable and that it has been paying claims as of date. I asked him why Danvil is not updating its web site, and he said that he will relay my concern to management.

4. According to a list provided by Salve Duplito on her article on Inquirer.net Money Smarts, Danvil Plans is one of the 19 pre-need firms who have signed a document expressing their willingness to increase their capital in 2009 to cope with anticipated difficulties due to low investment rates in the financial markets.  The bigger pre-need firms are on the list.

5. My conclusion is that the 4 pre-need firms being reported about to collapse includes Ideal Pension because I read one planholder complaining that Ideal Plan has not given him the proceeds of his plan which has matured in 2008. The other one would be Pryce Plans, which most everybody knows by now has already collapsed way back in 2007. But in fairness to Pryce, it’s doing its  best to give something to its planholders. My friend who is a Pryce planholder is getting some benefits through Pryce’s other companies, such as hotel stays, etc. She has also received some amounts of money for tuition.

As for the other two pre-need firms, I’m still checking. I’ll update this article again today after I get home from church. Happy Valentine’s Day to all Danvil planholders.

Pre-Need Corporations With 2009 Dealer’s License as of January 28, 2009

1  AMA Plans Inc.   (pension)
2  Ayala Plans Inc.  (education, pension)
3  Caritas Financial Plans Inc.  (pension)
4  CityPlans Inc.  (pension)
5  Cocoplans Inc.  (education, life, pension)
6  Danvil Plans Inc.  (formerly Berkley International Plans, educational, pension)
7  Destiny Financial Plans Inc.  (pension)
8  Eternal Plans Inc.  (education, life, pension)
9  First Country Plans Inc.  (pension)
10  First Union Plans Inc. (pension)
11  Grayline Plans Inc. (pension)
12  Himlayang Pilipino Plans Inc. (education, life, pension)
13 Loyola Plans Consolidated (education, life, pension)
14  Manulife Financial Plans  (educ pension)
15  Mercantile Careplans  (educ life pension)
16  Paz Memorial Services (life)
17  Permanent Plans  (life, pension)
18  Philam Plans  (educational, life, pension)
19  Provident International Plans  (life, pension)
20  Prudentialife Plans  (educational, life, pension)
21  St. Peter Life Plan  (life)
22  Sun Life Financial Plans   (educational, pension)
23  Transnational Plans   (educational, pension)
24  Trusteeship Plans  (educational, life, pension)

Additional List of Pre-Need Firms With 2009 Dealer’s License as of January 28, 2009
IMG Insurance Brokers Corp.
Prudentialife Plans Inc.
Jardine Lloyd Thomson Insurance Brokers Inc.
Philam Plans Inc.
Prudentialife Market Resources Corp.
Prudentialife Plans Inc.

Removed from the Licensed Dealer List of January 2009

Ideal Pension Plans
Legacy Consolidated Plans
Pacific Plans

Listed in the February 2007 list, but no longer licensed since 2008
Classic Plans
Eduplan Phils
Millennium Plans
Primanila Plans
PrimePlan
sources:

SEC List of Pre-Need Firms With 2009 Dealer’s License

Article by Salve Duplito on Inquirer Money Smarts

 

Comments

77 Responses to “Danvil Plans, Other Pre-Need Firms: Updates”

  1. Danvil Plans Policyholders: Good News? | Working Pinoy on February 14th, 2009 10:19 pm

    [...] Updates on Danvil Plans as of Feb 14, 2009 [...]

  2. Epoy on February 16th, 2009 7:11 am

    Hi Nora, I think your posting serves now as a leakage about the four pre-need companies up to now are being withheld to be divulged by government agencies. Well, ganun talaga. ‘Ika nga sa kawikaang Tagalog: “May pakpak ang balita, may tainga ang lupa.” Good day.

  3. lisa on February 17th, 2009 2:01 am

    Hi Nora,please give a more specific answer, about Lifetime Plans (Pacific Plans), I have a pension plan with them and will be finished paying on May 2009. I want to know if it is still doing fine.Hope to get an answer from you. my email ad : klarlisa@yahoo.com

  4. lisa on February 17th, 2009 2:04 am

    I want to know what is a licensed dealer (which is Pacific is no longer licensed as you stated above. does it mean they are closing,or they are just not going to accept more applciants(not allowed to sell anymore).Does it mean they cannot fulfill their promise? please enlighten me with this, thanks a lot, for being a good samaritan.

  5. Richard P. on February 17th, 2009 5:25 am

    Hi Nora. What a great info you have. You seem to be very well updated. Thanks for the info. I was interested because I am a planholder of Danvil plans. Before, I felt na naloko din ako. But that feeling encouraged me to become broker in the financial services industry. So right now I am very much aware how investments, insurances and other financial services work. Baka interested ka ding maging broker, you can contact me. I believe that you will be a very good business partners.

    To all who also want to attend FREE SEMINARS about financial literacy, investments, and entrepreneurship, you can contact me at 09053363816. You can also have the chance to own a business in our brokerage program. You can also send me an email to chardbiz@gmail.com for any inquiries.

    Good day to all!

  6. Nora on February 20th, 2009 9:07 pm

    Thanks, Richard, for the invitation. So now, you’re an insider. I think you’re in a better position to see what’s really happening in the pre-need industry because you’re working within the industry. I hope you visit this site from time to time and share important updates. You’re a Danvil Plans planholder, I’m glad. I’m interested in what you think about Danvil. Maybe sometime, you can guest post here. Just a short article about Danvil, about what you think, anything that can help fellow Danvil planholders. As you can see in most of the comments, many are asking whether they cash in now with a big big loss, or wait to get either the full amount or the zero amount. As for being a broker. I’m not sure. The environment for selling financial plans seems to be very difficult now in light of these bleak developments in the financial industry. More power to your business. By the way, are you already a member of Sulit? You can advertise your business there freely. If interested in being a member, just please click the red-orange ad on the top-left part of this page. Referral kita. May 1 raffle point ako pag ma-refer kita. Puede ka rin mag-refer later on and join in the raffle. If already a member, good. Have a great day.

  7. eduardo on March 16th, 2009 2:11 pm

    so danvil is still in.

    thank you

  8. Gie on March 17th, 2009 10:00 pm

    Hello,

    I’ve been trying to access Danvil’s website since yesterday, danvil.com.ph but I always get a page load error or page not found. Does anyone know if it is just down or they have already taken down the site?
    Help please, as I am abroad this is the only way I can check my account.

  9. Maricel on April 14th, 2013 11:58 am

    Hi everybody. I am really bothered as to what is the real status of Danvil as I could no longer access my account in its website. I am about to finish my payments this July but I have doubts whether to wait for the maturity or pre-terminate the plan. Kindly advise if you have any information. thanks

  10. Nors on April 14th, 2013 7:42 pm

    Hi Maricel, here are updates on Danvil — http://www.workingpinoy.com/danvil-plans/

  11. RANVER on April 18th, 2013 6:41 pm

    Hi Nora, I am very upset since I watch Ted at ABS CBN the topic are those PRE need company that already close,, Danvil is also there, I am one of there plan holders I already finish my payment this 15th of April, please give me advise I don’t know what to do. They said if I terminated the plan I’ll get 50% of my money or wait for the maturity date which is on 2021 but they not guarantee if Danvil is still active. Please give me an advice..thanks and more power… Gd Bless

  12. Nors on April 19th, 2013 6:51 am

    Hi Ranver, I’ve been stressed by this pre-need problem since years ago. Even if I got all my money and dividends from Danvil because my policy matured in 2010, I really feel bad about others, not only Danvil. The other pre-need firms cannot even return any money. Just like you, I cannot predict what will happen in the future, so it will be up to you. I have no inside information. And of course I think many of those working at Danvil cannot predict. You decide on what risk you can take. Sorry that I cannot help. Pray for guidance and then decide. God bless.

  13. Roland on April 20th, 2013 11:31 am

    Hi Nora,

    I went to Danvil’s new Alabang office last March 2013 and you’re right,Danvil will not pay fully the policy value upon maturity (processing time is I think 1 month after submission of all claim documents). They will only pay 50% upon maturity & the remaining will be paid in equal spread once a year for 5 years. If you’ve lost the original copy of your insurance policy, u can just submit an affidavit of lost.

    Danvil is now under the radar of the insurance commission.

  14. Nors on April 21st, 2013 6:53 am

    Hi Roland, thank you very much for sharing. That decision to split the maturity value is frustrating, but it’s still much much better than the other pre-need firms who really failed big time, and don’t even have enough assets left to return even just a portion of premiums paid. So heartbreaking for those who worked hard to pay their premiums over many years. Thanks again Roland and best regards

  15. Junnifer on May 6th, 2013 9:55 pm

    I just came today from Philippine Prudential Life Insurance megamall, they said that all the protector plan from Danvil Plan were terminated since March 25,2013. If I didn’t visit the office then I didn’t knew that they terminated it. It’s a scam, I will finish my payment on Aug. 2013, they when I went their to inquire the claim then I got the news of terminated status. After almost 10 years of deducting from my debit card … then it’s just thank you.

  16. Nors on May 8th, 2013 12:29 pm

    Hi Junnifer, yes, that’s really very painful to discover. http://www.workingpinoy.com/danvil-plans/

  17. aurora on May 10th, 2013 4:41 pm

    hi junnifer,punta kna lng s insurance commission.galing nko dun.pareho kau ng husband ko ng sitwasyon…

  18. Nors on May 10th, 2013 8:44 pm

    Hi aurora, thanks for your advice. best regards

  19. Francis on May 20th, 2013 9:22 pm

    Need help here. I’am an OFW and I start the policy in Family First on 2006 with a 10 year payment term (2016 full payment). They deducting the payment of course from my credit card every single month, I suddenly notice last month they stop deducting on my 2 policies (I have 4 policies). Someone called me from Phil Prud Life Insurance today that my policy has been terminated.

    I’am so down today. Please i need advice on what will happen next and what is the best thing to do at this point. I’am an overseas worker and can’t really do anything as of now, so helpless… Thank you so much.

  20. Nors on May 22nd, 2013 2:14 am

    Hi Francis, that’s so sad truly, and I’m really frustrated with how the government has failed to help the planholders of the failed pre-need firms. Are these 2 policies that were closed accident policies? Because what I’ve heard that were stopped were accident policies. Can you check your documents if these policies have termination values? Do these policies have the name of PPLIC in the front page? Because PPLIC is still licensed and it has not failed, so the company is still there if you file a complaint or send an inquiry. Planholders can also file a complaint with the IC. I’ll email you if I see something relevant.

  21. Roland on June 27th, 2013 11:27 am

    Hi Junnifer,

    I have a Protector Plan also from PPLIC which will be maturing early next year and I was also surprised when my wife told me yesterday that the PPLIC staff at SM City San Fernando, Pampanga told her that the Plan was already discontinued last March 2013.. I was not even informed that it was discontinued. and the PPLIC staff said that I will get nothing even if they stopped the plan..they have the gall to tell that after I paid diligently for more than 9 years now…I think the insured have the right to sue PPLIC because they have absorbed all Danvil’s responsibility & liability on the 5 riders in the Protector Plan.. I already sent them an e-mail, cc’d to the insurance commission in aid of documentary evidence should this issue goes under investigation by relevant gov’t agencies. I think every one affected by their unitary & uninformed decision should write or e-mail PPLIC directly (cc the insurance company, email address:pubassist@insurance.gov.ph)..
    I am attaching my e-mail to PPLIC (e-mail address: ) for reference of those who wants to further pursue this issue legally.

    Dear Sir/Madam,

    I hereby strongly register my displeasure on the discontinuance of the Protector (NCB) Plan by your company, leaving nothing for your customers after years of premium payments. This is an outright violation of the 5 riders you assumed from Danvil.. Your excuse that you cannot implement the NCB because no premium payment is paid for shows your legal maneuvering to deceive your customers and deprive them of hard-earned money they had to dole out inspite of hardships. Hello!!, when you assumed all the riders from Danvil, you also assumed responsibility for the NCB, being part of the 5 riders. In fact, the NCB is your “bait” to lure prospective customers, and then before the maturity date you will close shop?? This is a very poor business practice whatever is your reason for discontinuing the plan.This NCB was the only reason I enrolled in the plan in the first place, being like a savings incentive. Just imagine how I feel after diligently paying the monthly premium in more than 9 years now!! I did not even received any notice from your office that you had already discontinued the Protector Plan (my address &e-mail are available with you)!! Your office is only very prompt in collecting monthly premiums from my credit card!!

    I believe that PPLIC has violated the terms of the Protector Plan, and this is the first legal step I am taking while conferring with my lawyers on what other legal violations PPLIC has committed in not honoring the provisions contained in the Plan.

    This e-mail becomes now official notice of my complaint to PPLIC on the discontinuance of the Protector Plan last March 2013. Your office even received my March 2013 premium in cash inspite of the discontinuance of the Plan!! This is outright theft on my face!!

    I have also copied the Insurance Comission a copy of this complaint to augment their documentary evidence for their future investigation of PPLIC on this Protector Plan issue.

  22. Maricel on July 1st, 2013 5:43 pm

    Hello Ms.Nors and to all kababayanns. Pare-pareho tayo ng situation.Nag email ako sa PPLIC regarding sa concern ko for my next payments kc ung check na na issue ko until June 2013. Di sila nagreply.|Wala din ako nareceive na any news or call na terminated na pala ung No Claim Bonus which is a rider of my Danvil Plan. Nakausap ko ung taga PPLIC at siya ang nagsabi na terminated na daw ung group policy kaya cancelled na yung plan ko. Ganun lang ba yun? nasa Php100k na yung nabayad ko at wala naman ako nakuha any benefit even hospitalization. Simple as that na during payment period insured daw tayo. Di naman naipaliwanag na ganun yung magiging case ng tie-up nila. At sa tingin ko labas tayo dun.Buti sana kung napupulot lang yung pera na hinuhulog natin. I am just hoping na may makuha tayo kahit hindi lahat at least yung reasonable naman kasi pinagpaguran natin yung pera kung mauuwi lang lahat sa wala. Nasa abroad din po ako kaya I feel hopeless.Sana po ay makapagtulungan tayo sa usaping ito.Iniintay ko lang yung email ng PPLIC na copy daw ng policy tapos email daw ako ng letter sa management.

  23. Maricel on August 15th, 2013 9:38 pm

    Hi. Does anyone have an update regarding the PNCB of PPLIC? thanks

  24. Anacita Sugalan on August 19th, 2013 6:03 am

    I was not aware of what was happening to Danvil until I visited the website and didn’t find anymore. I am so depressed knowing that my hard earned money will not be returned back to me the way I was expecting. Can we still claim now? How? I got 2 plans with Danvil and I am done paying. The maturity date will be on July 2020. How can I file a claim or refund? So disappointing. Thank you for the informations here.

  25. Anacita Sugalan on August 19th, 2013 6:13 am

    Let’s keep in touch with each other and advice each other on what to do so we can get back our money. I am sending an email also to the insurance company.I am here in USA and just so helpless and so disaapointed with all these.Thanks for all your sharing.

  26. grace on August 22nd, 2013 5:10 am

    Hello everybody.i think we should all do what sir roland did.complain to pplic and report to the insurance commission.this is theft in its truest form!!

  27. ERIC on August 25th, 2013 7:46 pm

    MGA KABAYAN, ITS VERY SAD FOR US FOR WHAT HAD HEARD AND ROUMORS THIS BULLSHIT TWO INSURANCES THIS IS ALSO DESAME MY SITUATION, WHAT HAD HAPPEN IN YOUR POLICY WHY WE SHOULD NOT FILE A LEGAL MASSIVE CASE IN THE COURT GANOON NALANG BA SABIHIN NILA NA TERMINATED NA ANG POLICY NATIN BECAUSE WHAT THEY WILL THINK IS WHAT HAPPEN BEFORE IN CAP AND PACIFIC PLANS UNTIL NOW THE CASE IS NOT YET RESOLVE I THINK SO, AT MARAMI ANG UMIIYAK TUNGKOL DITO, ANG INALALA KO NITO TAPOS NA UNG ISA KO NA POLICY WHICH IS FAMILY FUTURE PLAN AT NAGHIHINTAY NALANG NG MATURITY DATE UNTIL NOV 2018 BAKA PATI ITO MAWALA MAN LANG NA PARANG BULA ANG PROBLEMA KO KUNG PAANO KO MAKUHA ANG O MAREFUND NG BUO UNG PROTECTOR NCB NA NAKAPAGHULOG NA AKO FROM DEC 2006 UP TO MAR 2013 FOR A SPAN OF 7 YEARS ALMOST AT MADALI NALANG NILANG SABIHIN TERMINATED NA, NAG EMAIL AKO SA KANILA AT HANGGANG NGAYON WALA SILA REPLY PERO NOONG DI KA MAKABAYAD ONTIME IMMEDIATELY THEY WILL NOTIFY YOU REGARDING YOUR OBLIGATION, I ASK THEM TO WHAT GROUNDS OR REASON THEY IMMEDIATELY SUSPENDED WITHOUT ANY PROOF OR BASELESS ACCUSATION IN MY PART AT SABI PA NILA I HAVE TO REFUND ONLY P6,994 VERSUS THE AMOUNT THAT I DEPOSITED THEM P130,799.00 THROUGH MY HARD EARNED MONEY IN THE SOARING HEAT IN THE DESERT, SO WE SHOULD MAGKAKAISA AT WE RAISE THIS COMPLAIN TO THE HIGHER COURT.

  28. Maricel Cabahug on August 26th, 2013 5:13 am

    @Sir Eric: talaga pong unfair ung sinasabi nilang goodwill offering. Hirap lang po sa atin kung paano tayo magfile ng case sa court kung nasa abroad po tayo. Sana po ay tulungan tayo ng gobyerno natin at maawa sila sa atin.

  29. grace on August 26th, 2013 5:27 pm

    @ eric: tama ka dyan kapatid.first step we should do is e mail PPLIC and Insurance commission about our complaints and then locate the danvil palnholders group(kung andyan pa sila) that sued the PPLIC(google “danvil planholders sue PPLIC”,at makijoin tayo.Kung wala na sila,i guess we should get our own lawyer to pursue this case.Eric ako nga nahulog ko 230k,ang makukuha ko lang is 22k.P@&*# nila!

  30. ERIC on August 26th, 2013 5:44 pm

    KAYA MGA BROD & SIS, WE SHOULD DO SOMETHING FOR THIS AT MAGKA ISA TAYO AT NDI LANG MALIIT NA HALAGA ITO AT KUNG TUTUUSIN PINAGHIRAPAN NATIN ANG PERANG INIMBAK NATIN SA KANILA SA INTEREST PALANG NG MGA PERA NATIN BUHAY NA SILA MILLIONS ANG NAKATAYA NG PERA NATIN DITO AT GANOON NALANG ANG SABIHIN NILA IN YOUR SUGGESTIONS OR COMMENTS TUNGKOL ANO ANG KARAPATDAPAT GAWIN PARA MARETRIEVE ANG PERA NATIN AND THEN WE WILL COMMUNICATE THRU EMAIL OR PHONE FOR ME BETTER WE WILL HIRE PRIVATE STRONG LAWYER AT PAG AMBAG AMBAG NALANG TAYO KUNG MAGKANO MAN ANG SINGIL SA ATIN….AGREED BA KAYO..??

  31. grace on August 28th, 2013 3:09 am

    Agree ako dyan eric!

  32. Maricel Cabahug on August 31st, 2013 2:55 am

    Who’s going to find the lawyer for us in case we decided to push through with this?

  33. Roland on September 8th, 2013 4:26 pm

    Dear All,

    I just find a way to send you Insurance Commission’s resolution of the PPLIC Protector NCB case dated Sept. 2, 2013 (signed by Mr. Chris Rafal of IC) by accessing it from “SCRIBD” document website.. Pls. copy & paste the address below in your internet browser URL window to access the 3-paged document:

    http://www.scribd.com/doc/166425648/Phil-Insurance-Commission-Resolution-PPLIC-Protector-NCB-Case

    As mentioned in the resolution, there was no agreement between PPLIC & the complainants.. so the mediation was already terminated as mentioned in the “Advisory”..So every complainant now have the liberty to bring their claims in the court of their choice..or file your case with the IC if it is P100k and below..

    I wonder if there was already a “class action” group formed by complainants as of this date..I am willing to join if there is any to save on legal costs..

    FYI..

    Roland Nicolas

  34. grace on September 11th, 2013 6:50 pm

    Roland, the problem i think lies in the fact that most of us who’d like to fight are based abroad.also,it seems like nobody wants to take the lead.we need someone who can represents us and willing to take time to and effort to fight this cause.

  35. ERIC on September 12th, 2013 4:45 pm

    TO ALL THE MEMBERS, BETTER WE SHOULD TRY TO COMPLAIN FIRST KAYA SA MGA TULFO BROTHERS T3 IN TV5 SO THAT THE WHOLE NATION WILL UNDERSTAND AND EXPOSE THEIR BAD SMELL IN THIS KIND OF ANOMALOUS TO THIS INSURANCES BEFORE WE PROCEED TO THE COURT FOR FILING THE CASE, IN MY OPINION OR SUGGESTIONS DO YOU AGREE MGA KAMEMBERS.

  36. grace on September 12th, 2013 11:40 pm

    @ eric.do u know how we can contact tulfo bros? Also if we are to fight pplic,we MUST NOT avail of their 30% goodwill offering.

  37. ERIC on September 14th, 2013 2:31 pm

    THIS IS THEIR CONTACT NUMBER 09189838383 AT ANG SUGGESTION KO SA MGA MEMBERS WE WILL GET YOUR CONTACT NUMBERS OR EMAIL AD SO THAT WE WILL GO TOGETHER AND MAKE COMPLAINTS AGAINST DANVIL AND PPLIC. MAS MAGANDA KAPAG MARAMI TAYONG MAG REKLAMO PARA KUMBAGA MATIBAY PAG MARAMI YOU JOT DOWN YOUR CONTACT NUM AND SPECIFY YOUR NAME AT MAG KOKONTAKAN TAYO AT KUNG KAILAN TAYO MAG SET NG DATE AT MAGKITA KITA NALANG TAYO DOON SA TV5 STUDIO. THIS MY NUMBER 09273140713 / 09178720889 EMAIL ADDRESS : eric_2492002@yahoo.com

  38. Maricel Cabahug on September 14th, 2013 9:41 pm

    Gusto po sumali sa reklamo pro andito po ako qatar. email add ko po matet_l@yahoo.com roaming 09154739717 or +97466131710.

  39. ERIC on September 14th, 2013 9:55 pm

    MARICEL MAY KAMAG ANAK PO BA KYO DYAN SA PINAS O MISTER MO AT PARA SILA NALANG ANG MAGTAWAGAN NG MISIS KO AT PARA MAG USAP SILA O MAGTXT PARA MAGKAISA SILA O SA MGA MEMBER AT MAGSET NG ARAW PARA MAGKITAKITA NLANG SA TV5, SAAN PO BA KYO SA PINAS?

  40. Maricel Cabahug on September 15th, 2013 8:05 pm

    Eric: nsa abroad din asawa ko. Ung kpatid ko nmn ngtuturo kya bka d nya maasikaso. Sa los banos laguna kmi. May idea po b kyo if ok p ang danvil? Ng email ako kay mr. Francisco pro d n valid ung email address nya. Pag ngkataon 2 policy ung nauwi sa wala

  41. ERIC on September 16th, 2013 4:27 am

    MARICEL, BIGAY MO NALANG CELL NUM NG KAPATID MO PARA CONTAKIN NG MISIS KO O ETXT KUNG KAILAN NILA MAPAG USAPAN NA MAGPUNTA SILA SA TV5 WALA NA UNG WEBSITE NILA DI NA MABUKSAN WALANGHIYA TALAGA ANG MGA YAN WALA NA TAYONG ACCESS SA KANILA SINO BA YONG SINASABI MONG FRANCISCO AT ANO BA YONG DALAWA MONG POLICY SA DANVIL…IBIGAY MO NALANG DIN UNG CONTACT NUM NG T3 09189838383 SA KAPATID MO PARA KUNG SAKALI NYANG TAWAGAN ANG MGA TULFO BROTHERS…

  42. Maricel Cabahug on September 18th, 2013 1:16 am

    C mr francisco ung cust service supervisor ng danvil. Cge inform ko ung sis in law ko eto no nya 09152513144. Try ko rin contact tulfo bro kc may roaming nmn ako. Tnx

  43. Charo on September 18th, 2013 8:12 am

    I Just recently learned abt the scam of PPLIC. There is one group organized by Doc Tamayo.

  44. Charo on September 18th, 2013 8:27 am

    Pati Danvil po ba?

  45. Charo on September 18th, 2013 8:32 am

    Send nyo po ako ng email bestfriends_chaje@yahoo.com to communicate po

  46. ERIC on September 18th, 2013 1:14 pm

    MAM CHARO PKIBIGAY NLANG PO CONTACT NUM NYO PARA I COMMUNICATE NLANG KAYO SA MRS KO AT MAG KAISA KAYONG MAGPUNTA SA TV5 KAY TULFO BROTHERS AT MAG REKLAMO LABAN DITO SA MGA MANDARAYANG NAPASUKAN NATING MGA INSURANCE, TAGA SAAN PO BA KAYO AT MAS MAGANDA MARAMI TAYONG MAGREKLAMO SI MARICEL CABAHUG NAGBIGAY DIN SIYA NG CONTACT NUM SA SISTER IN LAW NYA SA PINAS..

  47. Charo on September 18th, 2013 1:16 pm

    Email nyo po ako para mabigay ung number ko po.

  48. Charo on September 18th, 2013 1:18 pm

    May group of complainants na nabuo under doc Tamayo. They can help us po but Sa tingin ko makakatulong si Tulfo. Nag sent me message sa FB nya but not sure kung actiive pa sya dun.

  49. ERIC on September 18th, 2013 1:18 pm

    GRACE, ITO PO CONTACT NUMBER NG TULFO BROTHERS SA TV5 09189838383 AT PKIBIGAY NLANG DIN PO CONTACT NUM PARA MAGKAISA TAYO AT MAGREKLAMO SA MGA TULFO BROTHERS…

  50. grace on September 18th, 2013 3:10 pm

    Ok noted eric.thanks.at cha:thats good to hear.sana me fb page tayo for the pplic group pra mas open communication natin like the prudential life warriors.puede b tyo makijoin dun ke atty tamayo?

  51. grace on September 18th, 2013 3:16 pm

    Doc tamayo i mean.also for the info of everybody with danvil plans,iba po yung plans natin sa danvil.tawag po dun family provider.nasa conservator npo danvil,meaning under insurance commission radar na sila.di na po cla nagbebenta ng plan.hinihintay lng nila magmature mga plans but thats the risk we have to take kc di natin alam kung andyan pa sila sa maturity ng plans natin.like me,2020 pa po maturity.pag kinuha ko pera ko before 2020 half lng po makukuha ko whereas kung wait ko,makuha ko ng buo plus dividends.yung sa pplic po ang tawag nung plan natin protector.ang pplic po hindi po under conservatorship.ongoing prn business nila.

  52. grace on September 18th, 2013 3:20 pm

    At charo:if u can please find out kung me fb page or common e mail si doc tamayo rather than us sending email to each other para open communication tyo.mahirap kc most of us nasa abroad.also,i guess madami kumuha sa 30%goodwill offering kaya yyng katulad natin na hindi pumatol eh konto na lang.FYI too,ang 30% is only based on what u have paid from 2010 to march 2013 ONLY.

  53. ERIC on September 18th, 2013 5:47 pm

    CGE PO MAM GRACE MAKI JOIN NLNG MUNA TAYO SA KANILA SA FB WAT BA GROUP NILA AT MAS MAGANDA ATA PAG MARAMI TAYO MAGREKLAMO DOON

  54. ERIC on September 18th, 2013 5:50 pm

    MAM CHATO DITO MO NALANG IBIGAY ANG CONTACT NUMBER MO KAYSA PUNTA PA AKO SA EMAIL KO NASA ABROAD KA BA SINO MGA DAPAT ANG MAG ASIKASO DOON UNG MR MO O YUNG MGA KAPATID MO O MGA KAMAG ANAK

  55. Maricel Cabahug on September 19th, 2013 1:43 am

    I agree with grace. Mas mabuti kung makaka join tyo dun sa fb group kung meron man. Halos mgkasabay lng ung maturiry ng plans natin sa danvil. Sana nmn di hayaan ng insurance commission na tuluyang ma bankrupt danvil at mkuha ntin khit buo nung binayad ntin. Hopefully din ung sa pplic. Sana lng may gawin ung concerned authority to give justice sa case natin

  56. grace on September 19th, 2013 4:56 pm

    Maricel dont get your hopes too high about capabilities of insurance commission.but at least we tried sabi nga.i am not as bitter to my plans in danvil kc alam ntin eversince if we get our money before maturity talagang 50% lng mkukuha ntin.etong sa agreement ng pplic at danvil ako nagagalit ng husto dahil hindi pinaalam sa ating mga planholders.and me kapal sila ng mukha to offer us 30% para kumalma tayo.

  57. grace on September 19th, 2013 4:58 pm

    I hope sir rolan will be an active member of this group as i feel he is a smart guy and knows a lot.

  58. Maricel Cabahug on September 19th, 2013 8:54 pm

    I know grace. Kya nga nkka frustrate ang insurance commission. Ganyan din sentiment ko. Let’s just hope for the best

  59. grace on September 20th, 2013 8:23 pm

    at charo:do u kmow how i can contact this doc tamayo? @eric:may kumontak na ba sa tulfo bros?

  60. Roland on October 5th, 2013 9:57 pm

    Hi guys,

    Yung may Danvil Plans pa, don’t worry babayaran ng Conservator ang maturity benefits in a spread of about 5 years (pls. readu below my previous update last March 2013):
    I went to Danvil’s new Alabang office last March 2013 and you’re right,Danvil will not pay fully the policy value upon maturity (processing time is I think 1 month after submission of all claim documents). They will only pay 50% upon maturity & the remaining will be paid in equal spread once a year for 5 years. If you’ve lost the original copy of your insurance policy, u can just submit an affidavit of lost.

    Danvil is now under the radar of the insurance commission

    AS FOR THE PPLIC PROTECTOR NCB ISSUE, I THINK IT WOULD BE BEST TO JUST JOIN A GROUP WHICH WAS ALREADY FORMED (DOC TAMAYO’S GROOUP?) TO COLLECTIVELY FIGHT PPLIC IN COURT, LIKE A “CLASS SUIT” ACTION.
    JUST LIKE MANY OF THE PROTECTOR POLICY HOLDERS, I’M ALSO WORKING OVERSEAS AT THE MOMENT & DON’T HAVE MUCH TIME TO DEVOTE ON THIS ISSUE. WHEN I CAME BACK TO MANILA LAST AUG.2013, I WAS ABLE TO SUBMIT SOME FORMAL COMPLAINTS WITH THE INSURANCE COMMISSION.

  61. ERIC on October 6th, 2013 8:19 pm

    SIR ROLAND WE CAN JOIN NALANG TO DOC TAMAYO’S GROUP PARA MARAMI TAYO CAN YOU GIVE ME HIS CONTACT NUMBER IF YOU HAVE AND CAN I TAKE YOUR NUMBER ALSO….THANKS

  62. Roland on October 8th, 2013 6:30 pm

    Sorry Eric..I don’t have any info yet on Doc Tamayo’s FB group…and I’m overseas at the moment.You can e-mail me at rolnico@yahoo.com should you need more info about Danvil & Protector Plan NCB.

  63. Libay on December 18th, 2013 6:23 pm

    Lahat ng nagclaclaim ngayon nakasuspend ang payment… sabi ng insurance commission one month lang pero umabot ng ng more than 2 months hanggang ngayon nd pa rin binibigay ang claim ko …

  64. ERIC on December 22nd, 2013 4:07 am

    GANOON BA SIR LIBAY, NAHIRAPAN NA NGA TAYONG MAG CLAIM TAPOS GANOON PA ANG GINAGAWA SA ATIN DI NA MAKATAO ITONG GINAWA NILA KAILANGAN NG KAMAY NA BAKAL ANG GAWIN NATIN DITO DI NALANG NILA SABIHIN DERECHO NA WALA NA TAYONG MAKUHA PARA ALAM NA NATIN…

  65. Maricel Cabahug on December 23rd, 2013 6:13 pm

    Sir Libay, anong claim pi ung tinutukoy nyo? Un po bang goodwill offering nila? Hirap n hirap po ako magfile ng claim kc nsa abroad ako nkkhinayang ns wala man mpabalik dun sa naihulog kong 100k+. Nag email ako sa kanila pero d ngrereply.

  66. Ricardo Cortez on January 5th, 2014 11:00 pm

    Hi Nors, Baka umuwi ako ng July, 2013 upang kunin ang certificate of contribution ko sa Danvil. Gusto ko lang malaman kung nageexist pa ang opisina nila sa Alabang? Worry na rin ako dahil katatapos ko lang mabayaran ang plan contributions ko last January 2012. Di ako nakauwi last year kaya di ko naayos. Thanks God bless.

  67. Ricardo Cortez on January 5th, 2014 11:02 pm

    Hi Nors, sorry July 2014 na pals.

  68. MS. Libay on January 20th, 2014 9:36 am

    —–Original Message—–
    From: Customer Service – FFI [mailto:mypolicy@danvil.com.ph]
    Sent: Thursday, January 16, 2014 10:14 AM
    To: De Villa, Liberty
    Subject: RE: FPN207729

    Dear Ms. De Villa,

    Thank you for your e-mail.

    We have just made a follow up with them and as per them, it is still under study.

    Please feel free to e-mail us at mypolicy@danvil.com.ph should you have concerns.

    Best regards,

    Eleazer Francisco
    Customer Service Asst. Manager
    Customer Relation Group
    Danvil Plans, Inc.

    —–Original Message—–
    From: Customer Service – FFI [mailto:mypolicy@danvil.com.ph]
    Sent: Wednesday, November 27, 2013 6:22 PM
    To: De Villa, Liberty
    Subject: RE: FPN207729

    Dear Ms. De Villa,

    Thank you for your e-mail.

    We apologize Ma’am, but Insurance Commisssion is still conducting an audit.

    Please feel free to e-mail us at mypolicy@danvil.com.ph should you have concerns.

    Best regards,

    Eleazer Francisco
    Customer Service Asst. Manager
    Customer Relation Group
    Danvil Plans, Inc.

  69. Libay on February 26th, 2014 10:47 am

    hanggang ngayon wala rin ang claim ko mag4 months na…. :(

  70. Libay on February 26th, 2014 10:49 am

    Napakabagal ng insurance commission nasa audit pa rin daw grabe… malamang manapoles ang pera natin…

  71. Libay on February 26th, 2014 11:15 am

    Hindi po ito yung goodwill… ito po yung future provider plan …. na nasa IC pa rin kinocompute nila daw kung magkano daw pa yung pwedeng makuha pa ng mga members…. nanganganib na rin …. hindi ko alam kung may maclaclaim pa tayo. 4 months na akong nangungulit.

  72. Nora on February 27th, 2014 7:28 pm

    Hi Libay, nag-mature na yong Future Provider Plan mo? Do you mean hindi na nila ino-offer yong 50% payout, and then the other 50% paid over 5 years?

  73. Libay on March 4th, 2014 12:15 pm

    Opo nagnamtured na po last oct pa po… inioffer pa rin po yung 50% + 50% kaso 50% na nga lang hindi pa makuha…. sagot ng IC hindi lang daw kasi danvil ang hawak nila kaya hindi nila alam kung kelan sila matatapos magcompute…. katwiran ba yun?!! grabe!

  74. Nora on March 6th, 2014 11:05 am

    Hi Libay, nag-change na pala uli ang claiming process sa Danvil? Kasi previously, sa Danvil office mismo sa Alabang pina-process ang claim. Hindi na pala ngayon sa Alabang office, kundi sa IC na sa UN Manila?

  75. Libay on March 7th, 2014 10:10 am

    Wala silang advise samin ..na sa UN na ang claim eto lang sagot sakin ng danvil last march 5 —–Original Message—–

    From: Customer Service – FFI [mailto:mypolicy@danvil.com.ph]
    Sent: Wednesday, March 05, 2014 9:41 AM
    To: De Villa, Liberty
    Subject: RE: Danvil Policy

    Dear Ms. De Villa,

    Thank you for your e-mail.

    I’m sorry Ma’am, but checks are still not yet available. There’s no improvement with the audit of Insurance Commission.

    Please feel free to e-mail us at mypolicy@danvil.com.ph should you have concerns.

    Best regards,

    Eleazer Francisco
    Customer Service Department
    Customer Relation Group
    Danvil Plans, Inc.

  76. Nora on March 7th, 2014 10:37 am

    Hi Libay, thank you very much for sharing info. So this means that the IC is now controlling Danvil’s releases. Maybe after a month, email again IC about your check.

  77. Maricel Cabahug on April 10th, 2014 12:17 pm

    Naku pano na lng ung plan ko na about 7 years pa mgmature? Kung i terminate kya mbilis mkukuha ung surrender value? Wala lhat nangyari sa plans ko pati yung sa PPLIC

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